Mortgage Calculator – Mortgage & Loan Calculators – Mortgage 101, mortgage rate va loan.

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mortgage rate va loan

Mortgage rate va loan

A mortgage payment calculator is a great tool to help home buyers estimate the cost of monthly mortgage payments. Whether you’re interested in mortgage refinancing or looking to see how much tax you can deduct, these free mortgage calculator tools are here to help you. If you’re interested in simple calculation of your mortgage use the tool calculator above. Otherwise, look through the different mortgage calculators below.

Mortgage rate va loan

Mortgage rate va loan

Mortgage rate va loan

Purchase Calculators

This calculator helps you identify how much you are able to afford when you are searching for a home.

Compare your total monthly obligations including your total mortgage payment to your monthly income.

Our Buy vs Rent Calculator help you analyze the total cost of renting versus the total cost of owning.

This calculator estimates the tax benefit of buying a home.

Estimate the Annual Percentage Rate (APR) for a mortgage loan using your mortgage rate.

Compute your initial and estimate your future payments with Mortgage 101 ARM Loan Payment Calculator.

Refinance Calculators

Helps you understand if you should pay loan points during your refinance.

Figure how long before your savings equal the cost of obtaining a new consolidation loan.

Figure your principal balance after any number of payments.

Figures how long your mortgage will last depending on how much you pay monthly.

This calculator will amortize your mortgage over the loan period based on your input.

Estimate the Annual Percentage Rate for an Adjustable Rate Mortgage based on input parameters.

The Mortgage 101 Blog

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Grant program boosts workforce training at Va, colleges in va.

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Colleges in va

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Colleges in va

Grant program boosts workforce training at Va. community colleges

MIDLOTHIAN, Va. (WRIC) Right now, tens of thousands of jobs are left unfilled in Virginia. It s not because no one wants them. It s because people aren t trained to do them.

On Monday, Gov. Terry McAuliffe (D-Virginia) highlighted a program that s helping many people get employed without getting in debt.

It s called the Workforce Credential Grant Program. It was created by the General Assembly last year.

Colleges in vaIt cuts students costs for certain programs by two-thirds so more people can get trained for high-demand careers that require specialized training.

Our problem in Virginia is not jobs. Our problem in Virginia is we have too many high-paying jobs that are going unfilled, said McAuliffe. They re going unfilled because we haven t matched the skills with the people who are graduating.

Colleges in va Gov. McAuliffe tries his hand at virtual welding

McAuliffe said the program was developed to help businesses find qualified workers while empowering more Virginians to obtain high-paying jobs. Some of them only require weeks or months of training, rather than semesters or years like a traditional college education.

In the last year, Virginia community colleges provided workforce training to 4,268 people who secured credentials, certifications and licenses. That s nearly triple the number seen the previous year. More than half of them took advantage of the new grants. The remaining were funding by employers, federal grants or other private sources.

Colleges in va

Kouri Tweedy is one of the new graduates.

She was working two part-time jobs and was looking for something more sustainable.

I knew I needed to jump into a career, she said.

So she enrolled in workforce training opportunities at Central Virginia Community College in Lynchburg. She trained for three health care credentials Certified Clinical Medical Assistant, EKG Technician and Phlebotomy Technician.

Colleges in vaShe completed the program in less than four months and was offered a full-time job before graduating.

Her total cost? Just $71, thanks to the new grant and other financial aid.

Honestly I was in disbelief, she said. It opened doors for me to see there s well enough opportunity out there for anyone.

Colleges in va

Nate Humphrey enrolled in the power line worker program at Southside Virginia Community College.

The retired U.S. Army Ranger served seven combat deployments in Afghanistan and Iraq. When he came home, he was looking for that same camaraderie.

When I retired, I missed it, he said. And I found it being a lineman.

Days after completing the program, he locked down a job at Southside Electric Cooperative.

I think the course was just at $11,000, but with the grant, I didn t pay anything, he said. The only thing I paid for was my boots and my belt.

Colleges in va

The Workforce Credential Grant Program is now in its second year. Right now, grants are available to support 146 training courses offered at 23 community colleges in the commonwealth.

To learn more about the program, click HERE.

To see the list of community colleges, jobs and programs, click HERE.

This is a developing story. Stay with 8News online and on air for the latest updates.


Farmers Insurance: Get a Home, Life – Auto Insurance Quote, auto insurance richmond va. #Auto #insurance #richmond #va


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After Hurricane Harvey battered the Texas Gulf Coast, this Marine Corps veteran headed to Houston to help: “We’d bang on roofs and listen for people inside.”

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Hajji Wholesale Pricing – Used Cars – Norfolk VA Dealer #dealer #auto #auction


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Hajji Wholesale Pricing – Norfolk VA, 23502

Welcome to Norfolk Used Cars, Car Warranty Lot – Hajji Wholesale Pricing

Hajji Wholesale Pricing of Norfolk is a Norfolk Used Cars. Auto Warranty lot serving nearby cities including Chesapeake, Fort Monroe, Hampton, Newport News, Norfolk, Portsmouth, Suffolk, Virginia Beach area in VA. Hajji Wholesale Pricing Used Cars, Car Warranty of Norfolk is proud to be your Norfolk Used Cars. Auto Warranty inventory dealer.

Visit us today and view our inventory of used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars! At Hajji Wholesale Pricing Used Cars, Car Warranty of Norfolk, your Virginia Beach Used Cars, Car Warranty and Chesapeake Used Cars, Car Warranty lot, we believe in the value of our Used Cars. Auto Warranty inventory. We’re dedicated to making sure your Used Cars, Car Warranties shopping experience is both hassle-free and enjoyable. Our commitment to quality, our experience in the Used Cars, Car Warranties industry, and the friendly way we do business is important to us; see the difference here at Hajji Wholesale Pricing of Norfolk, serving Chesapeake, Fort Monroe, Hampton, Newport News, Norfolk, Portsmouth, Suffolk, Virginia Beach drivers as well as Virginia Beach Used Cars, Car Warranty, Virginia Beach Used Cars. Auto Warranty and Chesapeake Used Cars, Car Warranty customers in the Norfolk area.

View our large selection of Norfolk Used Cars, Car Warranty inventory in the Norfolk area like the used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars or view our extensive inventory of Used Cars. Auto Warranty inventory. If looking for Norfolk Used Cars, Car Warranty, Used Cars. Auto Warranty, used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars in Norfolk and Chesapeake, Fort Monroe, Hampton, Newport News, Norfolk, Portsmouth, Suffolk, Virginia Beach then Hajji Wholesale Pricing of Norfolk is the dealer for you! Thanks again for stopping by your Norfolk Used Cars, Car Warranty, Virginia Beach Used Cars, Car Warranty, Chesapeake Used Cars, Car Warranty lot. Give us a call at 757-963-0074.

Get a well-maintained, competitively-priced, Used Cars, Car Warranties in Norfolk at Hajji Wholesale Pricing. While we are the premier location to buy a Used Cars, Car Warranties, we also serve customers from Chesapeake, Fort Monroe, Hampton, Newport News, Norfolk, Portsmouth, Suffolk, Virginia Beach. Browse our Norfolk Used Cars, Car Warranty inventory to view details about our low priced, high-quality Used Cars. Auto Warranty and used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars. Having problems locating a Used Cars, Car Warranty in Norfolk? Complete our Used Cars, Car Warranties Finder form and we will alert you when your dream vehicle arrives at our dealership.

Hajji Wholesale Pricing – Used Cars, Car Warranty Norfolk, VA

SAAB, VOLVO, BMW, SUBARU service, repair, body shop in Falls Church VA. Serving Arlington, Fairfax, Alexandria, and Washington DC. #loan #calculator #auto


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IM Autohaus: Service, Parts Sales

Northern Virginia Washington DC – Saab, Volvo, Subaru

IM Autohaus has proudly served the Northern Virginia and Washington DC Metro area for more than 50 years with specialized and expert automotive sales, service and advice. Since our beginning in 1960, we have operated with one guiding principle: Loyal Customers Are More Important Than Short-term Profit. Our Customer Pledge is our commitment and contract with you to provide honest, reliable and informative service, every time.

IM Autohaus, where Our Integrity is Our Brand. proudly serves Washington DC and Northern Virginia, including Falls Church, Arlington, Fairfax, Vienna, McLean and Tyson’s Corner VA for specialized Saab, Volvo, BMW and Subaru service, maintenance and repair.

Headlight Recondition – $200 (total for both) Are your headlights cloudy? Discolored headlights can reduce nighttime visibility by as much as 90%! Replacement parts can cost several hundred dollars or more! Keep your Saab, Volvo, BMW or Subaru headlight shining bright.

Trans Flush – $230 Keep the transmission on your Saab, Volvo, BMW or Subaru running strong. Includes BG Quick Clean, to remove build up and grime from all internally lubricated transmission parts, and 16 quarts of new synthetic transmission fluid. *Recommended every 60,000 miles under normal driving conditions and 30,000 miles under heavy city conditions.

Free Wash & Vacuum with purchase of a service on your Saab, Volvo or Subaru

IMAGE AUTO SALES – Luxury Cars For Sale – VIRGINIA BEACH VA Dealer #auto #body #parts #online


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IMAGE AUTO SALES – VIRGINIA BEACH VA, 23462

IMAGE AUTO SALES – VIRGINIA BEACH Luxury Cars For Sale Lot

Looking for a Luxury Cars For Sale inventory or a Exotic Cars lot in VIRGINIA BEACH? You’ve come to the right dealership! At IMAGE AUTO SALES we provide everything Luxury Cars, with great prices and customer service. We proudly serve the VIRGINIA BEACH, Fort Monroe, Norfolk areas. At IMAGE AUTO SALES, you’ll get a reliable luxury vehicle, European cars, luxury automobiles at prices you can afford. Call us at 757-216-8224 or stop by and see us in person.

While you’re visiting our dealership’s website, take a look at our VIRGINIA BEACH Luxury Cars For Sale inventory of the luxury vehicle, European cars, luxury automobiles for the VIRGINIA BEACH, Fort Monroe, Norfolk region. We’ve even had customers from the regions of Chesapeake, Fort Monroe, Norfolk, Portsmouth, Virginia Beach. IMAGE AUTO SALES is one of the leading providers of Exotic Cars inventory to VIRGINIA BEACH thanks to our quality Luxury Cars, low prices, and superior sales staff. We encourage you to come and visit us to view our selection in person, speak to a sales professional. Call us if you have any questions about Luxury Cars For Sale inventory.

Get a well-maintained, competitively-priced, Luxury Cars in VIRGINIA BEACH at IMAGE AUTO SALES. IMAGE AUTO SALES is a fantastic location to buy a luxury vehicle, European cars, luxury automobiles in VIRGINIA BEACH. Browse our Exotic Cars inventory online to view details about our Luxury Cars. Having problems locating Luxury Cars For Sale inventory in VIRGINIA BEACH? Complete our Car Finder form and we will alert you when your vehicle arrives at our VIRGINIA BEACH Luxury Cars For Sale lot. We also have a large selection of Exotic Cars in VIRGINIA BEACH so come see us today.

We hope that you find our website helpful to your needs. Although IMAGE AUTO SALES of VIRGINIA BEACH in VA doesn’t stay open 24 hours a day, our dealership website is always open all day, every day! On our website which serves VIRGINIA BEACH area customers, you can research our Luxury Cars For Sale, Exotic Cars, luxury vehicle, European cars, luxury automobiles. Search the extensive inventory of all the IMAGE AUTO SALES Luxury Cars that we offer at great prices, request a vehicle price quote, view pictures and data about the Exotic Cars or learn about our Luxury Cars that we currently have. Give us a call at 757-216-8224.

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E Trade Auto Sales – Used Cars – Chantilly VA Dealer #murrays #auto #parts


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E Trade Auto Sales – Chantilly VA, 20152

Thank you for visiting E Trade Auto Sales of Chantilly in Chantilly, VA! Serving Chantilly, Arcola, Ashburn, Aldie, Arcola, Ashburn, Bristow, Broad Run, Burke, Catharpin, Centreville, Chantilly, Clifton, Dulles, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Gainesville, Great Falls, Greenway, Haymarket, Herndon, Leesburg, Manassas, Merrifield, Middleburg, Nokesville, Oakton, Reston, Sterling, The Plains, Vienna, Washington. We have a lifetime commitment to their customers. That commitment begins the moment you step into E Trade Auto Sales Used Cars of Chantilly. E Trade Auto Sales builds relationships, so you can be assured when you buy Used Cars inventory, you not only have a great Used Cars you can rely on, but a lifetime commitment from E Trade Auto Sales as well.

The best way to get to know us and our Chantilly used cars for sale, used vehicles, usedcars, pre-owned cars is to schedule a test drive at E Trade Auto Sales of Chantilly. Our highly experienced sales staff is eager to share their knowledge with you! Browse our Used Cars inventory to see which used cars for sale, used vehicles, usedcars, pre-owned cars is right for you. You can also request more information about a vehicle by using our online form or by calling 703-357-5070. We value the investment our customers are making in Used Cars inventory. That’s why we offer a huge selection inventory on our Used Cars lot and safe, reliable used cars for sale, used vehicles, usedcars, pre-owned cars that will give you the most miles for your money.

View the most popular Used Cars inventory on our E Trade Auto Sales lot, like Used Cars inventory and used cars for sale, used vehicles, usedcars, pre-owned cars. If you don’t see a particular Used Cars, click on Car Finder and complete the form. We will gladly inform you when a matching Used Cars arrives. If you’d like a see a Used Cars in person, click on our Directions page for step-by-step driving instructions to our site, or give us a call at 703-357-5070.

We hope that you find our website helpful to your needs. Although E Trade Auto Sales of Chantilly in VA doesn’t stay open 24 hours a day, our dealership website is always open all day, every day! On our website which serves Chantilly area customers, you can research our Used Cars, Used Cars, used cars for sale, used vehicles, usedcars, pre-owned cars. Search the extensive inventory of all the E Trade Auto Sales Used Cars that we offer at great prices, request a vehicle price quote, view pictures and data about the Used Cars or learn about our Used Cars that we currently have.

Chantilly Used Cars | Arcola VA Used Cars | Ashburn Used Cars

E Trade Auto Sales – Used Cars Chantilly, VA

AUTOSTYLE – Used Cars – Chantilly VA Dealer #auto #used #parts


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AUTOSTYLE – Chantilly VA, 20152

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Welcome to AUTOSTYLE Chantilly Used Cars, Used Pickup Trucks

At AUTOSTYLE of Chantilly, it’s our philosophy to provide the drivers of Chantilly VA and surrounding locations with Used Cars. Used Pickups For Sale inventory. From unparalleled customer service to world-class quality, we implement our high standards every day to meet your expectations as customers by selling the finest used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks. As a Used Cars, Used Pickup Trucks lot in Chantilly located near Aldie, Arcola, Ashburn, Bristow, Broad Run, Burke, Catharpin, Centreville, Chantilly, Clifton, Dulles, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Gainesville, Great Falls, Greenway, Haymarket, Herndon, Leesburg, Manassas, Merrifield, Middleburg, Nokesville, Oakton, Reston, Sterling, The Plains, Vienna, Washington, we go above and beyond to implement our expertise and experience to assist your every need.

Whether you’re pursuing a used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks, our vast inventory unites quality with service. Our selection includes Used Cars. Used Pickups For Sale inventory from a Used Cars, Used Pickup Trucks lot in Chantilly located near Chantilly, Fairfax. We have customers from all over VA including Aldie, Arcola, Ashburn, Bristow, Broad Run, Burke, Catharpin, Centreville, Chantilly, Clifton, Dulles, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Gainesville, Great Falls, Greenway, Haymarket, Herndon, Leesburg, Manassas, Merrifield, Middleburg, Nokesville, Oakton, Reston, Sterling, The Plains, Vienna, Washington. Stop by today or give us a call at 571-367-2618.

We hope that you find our website helpful to your needs. Although AUTOSTYLE of Chantilly in VA doesn’t stay open 24 hours a day, our dealership website is always open all day, every day! On our website which serves Chantilly area customers, you can research our Used Cars, Used Pickup Trucks, Used Cars. Used Pickups For Sale, used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks. Search the extensive inventory of all the AUTOSTYLE Used Cars, Pickup Trucks that we offer at great prices, request a vehicle price quote, view pictures and data about the Used Cars. Used Pickups For Sale or learn about our Used Cars, Pickup Trucks that we currently have.

Chantilly Used Cars, Used Pickup Trucks | Chantilly VA Used Cars, Used Pickup Trucks | Fairfax Used Cars, Used Pickup Trucks

As your local Chantilly Used Cars, Used Pickup Trucks lot near Chantilly Fairfax, we are proud to provide Used Cars. Used Pickups For Sale inventory to the fine drivers of Aldie, Arcola, Ashburn, Bristow, Broad Run, Burke, Catharpin, Centreville, Chantilly, Clifton, Dulles, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Gainesville, Great Falls, Greenway, Haymarket, Herndon, Leesburg, Manassas, Merrifield, Middleburg, Nokesville, Oakton, Reston, Sterling, The Plains, Vienna, Washington and surrounding areas. Call us at 571-367-2618 or visit AUTOSTYLE of Chantilly today to experience the best selection of used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks. Chantilly Used Cars, Used Pickup Trucks | Chantilly Used Cars. Used Pickups For Sale | Fairfax Used Cars, Used Pickup Trucks

AUTOSTYLE – Used Cars, Used Pickup Trucks Chantilly, VA

Compare the Best Banks, Customer Reviews, Rates, Fees, best banks for va loans.#Best #banks #for #va #loans


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Best Consumer Banks

Best banks for va loans

Core banking services, such as checking and savings accounts, make up the central hub of personal finance, but most banks also provide a comprehensive array of additional services. By meeting the financial needs of their customers, banks create lasting relationships with them that can offer cost savings and added convenience. However, the relationship with a bank can be difficult to end once it’s formed, so it’s important to choose carefully. The key is to figure out what you need and work on finding the perfect fit for you. Here are some important things to keep in mind as you look for a bank.

Traditional Branch-Based vs. Exclusively Online Banks

First determine whether you would prefer using a traditional bank or an online bank. Large traditional banks are likely to have hundreds or even thousands of branches located around the world, which is beneficial for frequent travelers. Branch-based banks also offer a higher level of personal customer service that is attractive to many consumers. You may enjoy having the ability to walk into a branch and meet with a representative in person when you have a problem or need to carry out a transaction. Most branch banks offer online services in addition to those offered by physical branches, although those offered by smaller banks may be less advanced or comprehensive than their larger or online counterparts. If you decide to choose an exclusively-online bank, your accounts will only be available online or over the phone. This may be discomforting to some consumers, but there are various benefits to choosing online banking. Since online banks do not have to deal with maintaining numerous physical branches, they are able to pass the savings on to you in the form of higher interest rates and lower account fees. Most online banks are also open 24/7, providing you with real-time access to your accounts from anywhere at any time. Bear in mind that online banks are completely dependent on technology, so if your computer or Internet connection goes down, you will not have access to your accounts until the technical problems are fixed. Also, if you’re thinking about an online bank, ensure that it allows you to pay for daily expenses with a debit card and that it provides access to ATMs in your area.

How to Choose the Right Bank for You

Once you have narrowed your options to either traditional banks or online banks, consider the following criteria:

  • Fees: Bank fees often depend on your banking habits and behavior, so be aware of these habits while comparing banks. For instance, you will need to be aware of fees related to minimum balances, overdraft fees, fees for balance transfers, and charges for using other banks’ ATMs. Remember, banks like to collect fees from their customers, so be sure to read the fine print.

  • Accounts Available: It is critical to see if the bank offers the types of accounts you need. The two most common accounts offered are checking and savings. A checking account is where you keep most of your funds. Checking accounts typically provide you with a debit card, the ability to write checks, automatic deposit, and the option to transfer funds to other accounts within the bank and to an external bank. Online automatic bill payment plans may also be available, especially with the larger banks and online banks. A savings account is where you store your emergency funds. Since the money in a savings account is intended to stay put, you don’t need to worry as much about accessibility issues. In fact, most savings accounts limit the number of withdrawals you can make each month. These accounts typically offer a higher interest rate than standard checking accounts. For convenience and potential savings, you may want to consider using the same bank for multiple accounts.

  • Interest Rates: An additional element to consider is the amount of interest you can earn. Ideally, you are looking to generate high-interest income through saving accounts and certificates of deposit; however, you may have to give up other benefits to find a bank with good interest rates. For example, a bank may have the best customer service in the area, but if the interest rates are really low, then you may want to pass to find a better deal. Similarly, you might consider putting up with additional restrictions if it means you can earn a maximum level of interest on your deposits. That said, make sure that you won’t incur extra fees by tolerating restrictions. Depending on your account balance, fees can quickly negate the amount of interest you’re likely to earn.

  • Services: It is best to choose a bank that is readily accessible, whether it is on the phone or in person. If you choose a traditional bank, check the hours of operation, branch and ATM locations, and types of support available. If you are banking with an online bank or one that you cannot easily access, then the customer service options available to you will be crucial. In addition to evaluating the quality of customer service, it is important to know if a bank offers the services you need. If you’re tech-savvy, you may want to choose the bank with the best electronic banking services. These services let you check your account balances online, arrange transfers, view checks you have written, automatically pay bills, and more. Some banks will also give you the option of having electronic bank statements, where you receive a monthly email with a link to your statement. Other services may include direct deposit, cashier’s checks, and wire transfers.

  • Cheap Auto Insurance in Charlottesville, VA 22901 #car #insurance #charlottesville #va


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    Cheap Auto Insurance in Charlottesville, VA 22901

    You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.

    To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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    Substance Abuse Free Environment, Inc #va #substance #abuse


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    Substance Abuse Free Environment, Inc.

    What s New

    SAFE is working with VA ABC, Chesterfield County Police and Chesterfield County Youth Planning and Development to make sure store clerks are following the law when it comes to alcohol sales.

    • Chesterfield Police cracks down on stores making illegal alcohol sales (NBC12, 8 Dec. 2016, 10:19 p.m.)
    • Police bust Chesterfield clerks selling alcohol to minors (WTVR, 8 Dec. 2016, 6:38 p.m.)

    The Office of Attorney General has secured a donation of 80,000 drug deactivation kits. These kits are available NOW at the following locations. including:

    Chesterfield Health Dept.
    Reception Desk
    9501 Lucy Corr Circle
    Chesterfield, VA 23803

    Chesterfield County Police Dept. Substation
    2730 Hicks Road
    Chesterfield, VA 23235

    A Safe Medication Disposal Kiosk is available at Walgreens Pharmacy
    4201 Meadowdale Blvd.
    North Chesterfield, VA 23234
    Open 24 hours

    SAFE, Virginia Department of Health and Chesterfield County Police Department are working to obtain another 3,500 of these drug deactivation kits in order to distribute them in the community. Click here to read more about the press release and more about the kits themselves.

    As of December 21, 2016, naloxone, a drug that can reverse opioid overdoses, is now available at all Walgreens Pharmacy locations in Virginia without a prescription. Click here to read more about the announcement that affects 33 states and Washington, D.C.

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    Mortgages & Home Loans – Refinance & Interest Rate Calculators, mortgage rate va loan.#Mortgage #rate #va #loan


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    CHECK MORTGAGE RATES

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    American homeowners are tapping their home equity again, with the cash-out share of refinances rising to its highest rate since 2008, according to data from Bla.

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    The content on this site is provided for informational purposes only and is not legal or professional advice. Advertised rates on this site are provided by the third party advertiser and not by us. We do not guarantee that the loan terms or rates listed on this site are the best terms or lowest rates available in the market. All lending decisions are determined by the lender and we do not guarantee approval, rates or terms for any lender or loan program. Not all applicants will be approved and individual loan terms may vary. Users are encouraged to use their best judgment in evaluating any third party services or advertisers on this site before submitting any information to any third party.

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    Veterans Save Big on Your next Mortgage with a VA Loan!

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    On behalf of VALoanRanger.com, we want to assure you that the information that you have provided will not be sold, redistributed, or used in any manner other than to have the Lender(s) which you have selected contact you. If you have any questions or concerns, please contact us at 888-220-2921.

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    Images on this site are not representative of any US Military Services endorsement nor should one be implied

    This website has been created and is maintained by Affinity Partnership, LLC. (888.220.2921 or www.affinitypartnerships.com) under the direction and in agreement with JG Wentworth Home Lending, LLC. and is solely responsible for its content. Affinity Partnerships, LLC is not a lender and the published results are not offers or loan commitments. Nothing contained herein shall be construed as legal or financial advice and recommend you consult a qualified and licensed attorney or financial advisor. The JG Wentworth Home Lending logo is a registered trademark and is used with permission. JG Wentworth Home Lending, LLC. is an equal opportunity housing lender. All referral services are provided through JG Wentworth Home Lending, located at 3350 Commission Court, Woodbridge, VA 22192 (NMLS #2925) and which is registered or exempt from state licensing in the states in which it originates mortgage loans or lines of credit. Rates and results are published and provided by participating lenders. The information entered by the User will only be shared with the lender(s) requested and selected by the user.
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    *Lender Fees include application, commitment, underwriting, processing fees or similar fees and DO NOT include 3rd party fees, such as title insurance, appraisal, tax service, escrow and other such fees. All fees will be clearly detailed in the Loan Estimate.

    Copyrighted and all rights reserved by Affinity Partnerships, LLC. | Privacy Policy

    This website has been created and is maintained by Affinity Partnership, LLC. (866.604.1460 or www.affinitypartnerships.com) under the direction and in agreement with JG Wentworth Home Lending and is solely responsible for its content. Affinity Partnerships, LLC is not lenders and the published results are not an offer or a loan commitment. Nothing contained herein shall be construed as legal or financial advice and recommend you consult a qualified and licensed attorney or financial advisor. The JG Wentworth Home Lending logo is a registered trademark JG Wentworth Home Lending and is used with permission and is an equal opportunity housing lender. All referral services are provided through JG Wentworth Home Lending, located at 3350 Commission Court, Woodbridge, VA 22192 (NMLS #2925) and which is registered or exempt from state licensing in the states in which it originates mortgage loans or lines of credit. Rates and results are published and provided by participating lenders. The information entered by the User will only be shared with the lenders you request.

    VA Loans – Home Loan Benefits for Veterans and Active Military #va #mortages, #va #mortgages


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    Why Choose a VA Loan?

    What to Expect from Qualification Standards

    Like any other mortgage program, homebuyers must meet basic qualifications to be eligible. However, with the VA Loan program, in addition to credit and income requirements, potential applicants must meet basic service requirements.

    These service requirements include only one of the following:

    • The homebuyer served 90 consecutive days of service during wartime, OR
    • The homebuyer served 181 days of services during peacetime, OR
    • The homebuyer spent more than 6 years of service in the National Guard or Reserves OR
    • The homebuyer is the spouse of a service member who died in the line of duty or as a result of a service-related disability.

    Want to see what a VA mortgage can do for you? Take two minutes to answer a few questions. There is no obligation and your credit will not be pulled. A VA loan specialist will simply contact you to let you know what you pre-qualify for.

    Receive Your Free Quote Today!

    Take the first step in your VA Loan by getting in touch with a VA Specialist.

    Why Choose VAMortgageCenter.com?

    Unlike the vast majority of lending institutions, we specialize in VA Home Loans. This dedication and focus gives our loan officers far more experience over a typical loan officer who may do only a handful of VA mortgages per year.

    Our specialization enables you to unlock the power of a Veterans Affairs loan to maximize your financial benefits and get you to closing quicker.

    We Make the VA Process Fast and Simple

    • This extensive VA experience enables us to streamline the VA mortgage process, making it smooth and easy for you.
    • Once you get started, your VA loan officer will be there with you every step of the way, gathering the necessary paperwork and will work with the VA on your behalf.

    We are a VA Approved Lender

    The Department of Veteran Affairs requires those who offer VA Loans go through a stringent approval process. We are a VA approved lender and are proud that over 500,000 military families have come to us to learn more about their VA loan benefits.

    To get started, simply answer a few questions. A VA loan specialist will contact you within just a couple of hours to let you know what you pre-qualify for.

    In order to use the form on this page, you need to enable Javascrpit in your browser settings. If you would prefer to continue to our standard form, please do so here

    Getting Started is Easy

    At this time, VAMortgageCenter cannot help with Home Refinancing.

    Hajji Wholesale Pricing – Used Cars – Norfolk VA Dealer #lee #auto #parts


    #wholesale cars
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    Hajji Wholesale Pricing – Norfolk VA, 23502

    Welcome to Norfolk Used Cars, Car Warranty Lot – Hajji Wholesale Pricing

    Hajji Wholesale Pricing of Norfolk is a Norfolk Used Cars. Auto Warranty lot serving nearby cities including Chesapeake, Fort Monroe, Hampton, Newport News, Norfolk, Portsmouth, Suffolk, Virginia Beach area in VA. Hajji Wholesale Pricing Used Cars, Car Warranty of Norfolk is proud to be your Norfolk Used Cars. Auto Warranty inventory dealer.

    Visit us today and view our inventory of used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars! At Hajji Wholesale Pricing Used Cars, Car Warranty of Norfolk, your Virginia Beach Used Cars, Car Warranty and Chesapeake Used Cars, Car Warranty lot, we believe in the value of our Used Cars. Auto Warranty inventory. We’re dedicated to making sure your Used Cars, Car Warranties shopping experience is both hassle-free and enjoyable. Our commitment to quality, our experience in the Used Cars, Car Warranties industry, and the friendly way we do business is important to us; see the difference here at Hajji Wholesale Pricing of Norfolk, serving Chesapeake, Fort Monroe, Hampton, Newport News, Norfolk, Portsmouth, Suffolk, Virginia Beach drivers as well as Virginia Beach Used Cars, Car Warranty, Virginia Beach Used Cars. Auto Warranty and Chesapeake Used Cars, Car Warranty customers in the Norfolk area.

    View our large selection of Norfolk Used Cars, Car Warranty inventory in the Norfolk area like the used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars or view our extensive inventory of Used Cars. Auto Warranty inventory. If looking for Norfolk Used Cars, Car Warranty, Used Cars. Auto Warranty, used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars in Norfolk and Chesapeake, Fort Monroe, Hampton, Newport News, Norfolk, Portsmouth, Suffolk, Virginia Beach then Hajji Wholesale Pricing of Norfolk is the dealer for you! Thanks again for stopping by your Norfolk Used Cars, Car Warranty, Virginia Beach Used Cars, Car Warranty, Chesapeake Used Cars, Car Warranty lot. Give us a call at 757-963-0074.

    Get a well-maintained, competitively-priced, Used Cars, Car Warranties in Norfolk at Hajji Wholesale Pricing. While we are the premier location to buy a Used Cars, Car Warranties, we also serve customers from Chesapeake, Fort Monroe, Hampton, Newport News, Norfolk, Portsmouth, Suffolk, Virginia Beach. Browse our Norfolk Used Cars, Car Warranty inventory to view details about our low priced, high-quality Used Cars. Auto Warranty and used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle warranty, automobile warranty, automotive warranty, extended car warranty, auto warranty extended, warranty for cars. Having problems locating a Used Cars, Car Warranty in Norfolk? Complete our Used Cars, Car Warranties Finder form and we will alert you when your dream vehicle arrives at our dealership.

    Hajji Wholesale Pricing – Used Cars, Car Warranty Norfolk, VA

    How Can a Builder Become Approved to Build for a VA Loan? #va #approval


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    How Can a Builder Become Approved to Build for a VA Loan?

    The Department of Veterans Affairs, or VA, doesn t approve builders that are paid with VA loans. Yet participating builders must obtain a VA builder ID number. To obtain a number, the builder registers with the VA; the process takes two or three days. To locate a local VA Regional Loan Center at which to register, visit the Department of Veterans Affairs website.

    Process

    Registering for a VA builder ID number involves submitting three documents to the local VA Regional Loan Center. All of the forms are available online at the Department of Veterans Affairs website. The documents include the builder information and certification, as well as Form 26-421 — the Equal Employment Opportunity Certification — and VA Form 8791, or VA Affirmative Marketing Certification.

    Documents

    The builder information and certification is an affidavit that the builder prints on his business letterhead. It discloses the principles in the business and accepts the VA requirements involving fairness. The affidavit must include a list of all persons with a controlling or propriety interest in the construction company, including principle shareholders and board members. The VA requires that the builder keep this information updated. With forms 26-421 and 8791, the builder acknowledges and agrees to the terms regarding the VA standards for equal employment opportunity and affirmative marketing.

    VA Loan

    The Department of Veterans Affairs doesn t fund a VA loan; it insures the loan, making it possible for qualifying applicants to obtain a home loan for little or no down payment. This is similar to private mortgage insurance, which insures a portion of the loan amount in lieu of a larger down payment. Those eligible for VA loans include qualifying veterans, spouses of military personnel missing in action, and unmarried widows and widowers of qualifying veterans killed while in the service.

    Construction Loan

    The VA guarantees a loan used to finance the construction of a new home when using a contractor registered with the VA. Prior to the start of construction, the loan closes, with funds put into escrow to pay out to the builder during construction. Registering with the VA doesn t guarantee the contractor will perform to the borrower s satisfaction.

    Suspension

    If a builder on a home constructed with a VA loan refuses to correct a defect, the VA doesn t have the authority to force the builder to make the repair. However, the VA has the authority to suspend the builder from the program, preventing him from working on future VA loan-funded projects.

    Interest Rate Reduction Refinance Loan – Home Loans #veteran #loan, #va, #home, #loan, #home #loan, #house #loan, #home #loan #program, #loan #guaranty #program, #loan #guaranty #service, #veteran #loans, #house #loans, #home #loans


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    Attention A T users. To access the menus on this page please perform the following steps. 1. Please switch auto forms mode to off. 2. Hit enter to expand a main menu option (Health, Benefits, etc). 3. To enter and activate the submenu links, hit the down arrow. You will now be able to tab or arrow up or down through the submenu options to access/activate the submenu links.

    Home Loans

    Interest Rate Reduction Refinance Loan

    The VA Interest Rate Reduction Refinance Loan (IRRRL) lowers your interest rate by refinancing your existing VA home loan. By obtaining a lower interest rate, your monthly mortgage payment should decrease. You can also refinance an adjustable rate mortgage (ARM) into a fixed rate mortgage.

    IRRRL Facts

    • No appraisal or credit underwriting package is required when applying for an IRRRL.
    • An IRRRL may be done with “no money out of pocket” by including all costs in the new loan or by making the new loan at an interest rate high enough to enable the lender to pay the costs.
    • When refinancing from an existing VA ARM loan to a fixed rate loan, the interest rate may increase.
    • No lender is required to give you an IRRRL, however, any VA lender of your choosing may process your application for an IRRRL.
    • Veterans are strongly urged to contact several lenders because terms may vary.
    • You may NOT receive any cash from the loan proceeds.

    Eligibility

    An IRRRL can only be made to refinance a property on which you have already used your VA loan eligibility. It must be a VA to VA refinance, and it will reuse the entitlement you originally used.

    • A Certificate of Eligibility (COE) is not required. If you have your Certificate of Eligibility, take it to the lender to show the prior use of your entitlement.
    • No loan other than the existing VA loan may be paid from the proceeds of an IRRRL. If you have a second mortgage, the holder must agree to subordinate that lien so that your new VA loan will be a first mortgage.
    • You may have used your entitlement by obtaining a VA loan when you bought your house, or by substituting your eligibility for that of the seller, if you assumed the loan.
    • The occupancy requirement for an IRRRL is different from other VA loans. For an IRRRL you need only certify that you previously occupied the home.

    Application Process

    A new Certificate of Eligibility (COE) is not required. You may take your Certificate of Eligibility to show the prior use of your entitlement or your lender may use our e-mail confirmation procedure in lieu of a certificate of eligibility.

    Loan Limits

    VA does not set a cap on how much you can borrow to finance your home. However, there are limits on the amount of liability VA can assume, which usually affects the amount of money an institution will lend you. The loan limits are the amount a qualified Veteran with full entitlement may be able to borrow without making a down payment. These loan limits vary by county, since the value of a house depends in part on its location.

    The basic entitlement available to each eligible Veteran is $36,000. Lenders will generally loan up to four times a Veteran’s available entitlement without a down payment, provided the Veteran is income and credit qualified and the property appraises for the asking price. See Loan Limits for more information about the limits in your county.

    VA Funding Fee

    Generally, all Veterans using the VA Home Loan Guaranty benefit must pay a funding fee. This reduces the loan’s cost to taxpayers considering that a VA loan requires no down payment and has no monthly mortgage insurance. The funding fee is a percentage of the loan amount which varies based on the type of loan and your military category, if you are a first-time or subsequent loan user, and whether you make a down payment. You have the option to finance the VA funding fee or pay it in cash, but the funding fee must be paid at closing time. You do not have to pay the fee if you are a:

    • Veteran receiving VA compensation for a service-connected disability, OR
    • Veteran who would be entitled to receive compensation for a service-connected disability if you did not receive retirement or active duty pay, OR
    • Surviving spouse of a Veteran who died in service or from a service-connected disability.

    The funding fee for second time users who do not make a down payment is slightly higher. Also, National Guard and Reserve Veterans pay a slightly higher funding fee percentage. See Loan Fees for more information about loan costs. Some lenders offer IRRRLs as an opportunity to reduce the term of your loan from 30 years to 15 years. While this can save you money in interest over the life of the loan, you may see a very large increase in your monthly payment if the reduction in the interest rate is not at least one percent (two percent is better). Beware: It could be a bigger increase than you can afford.

    School of Business #nursing #school #richmond #va


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    School of Business

    VCU Online MBA

    We’re changing the way you earn your MBA. Our Online MBA offers unique courses on innovation and creativity. Advance your career without interrupting it.Learn more


  • Global
    Insight

    Who better to inspire our school’s creative thought leaders than a globe-trotting executive? Meet Dean Ed Grier, who joined the school after 29 years at Disney.Read more


  • Challenging
    perceptions

    Business is more than numbers and handshakes. Artist-in-Residence Noah Scalin encourages business students to think differently and uncover hidden opportunities. Read more

    Developing world-ready business leaders. Producing game-changing research. It all happens here, at the intersection of business and creativity. It’s where we ignite a collaborative energy between students, faculty and community partners. It’s where we fuel ideas with purpose. Through our EPIC strategic plan, we’re putting creativity to work — and shaping the future of business.

    Make a career move on the weekends

    Whether you’re passionate about business administration, information systems or decision analytics, our executive programs allow you to earn a graduate degree with a convenient, alternate weekend format.

    Executive MBA

  • List of Treatment Facilities for Alcohol and Drug Abuse in Virginia Beach #va #alcohol #rehab


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    Thursday, 26 May 2016

    Treatment Facilities For Alcohol And Drug Abuse in Virginia Beach, Virginia

    Within the city of Virginia Beach, there are over five different drug and alcohol rehabilitation programs available to help treat various forms of addiction. Many people get caught up in alcohol abuse and become addicted to alcohol; some are simply just heavy binge drinkers and use excessive amounts of alcohol in short periods of time. Alcohol addiction can be very dangerous, especially when a person has been using for most of his or her life and will require some form of medical detox to just get over the withdrawals that will come up. Alcohol rehab can be very successful for a person, and many long term alcoholics have seen life-long success from attending these programs.

    Here is a list of the different services in Virginia Beach. The list can be incomplete so please do not hesitate to contact one of our counselors at 1-800-304-2219.

    The listing below is sorted by cities in alphabetic order.

    List of Drug & Alcohol Rehabs for Addiction in Virginia Beach

    Virginia Treatment for Professionals

    Drug and Alcohol Rehabilitation Services in Virginia Beach, Virginia

    Virginia Beach is an independent city located within the state and is a major resort town with beaches, hotels, restaurants, and ocean-front views. Visitors from all over the state travel through the area during the summer and is a popular destination for people of all ages. Many different drug problems exist throughout the city, including issues with crack cocaine and cocaine, but there are suitable rehabilitation resources available in the state. The Substance Abuse and Mental Health Services Administration website provide a directory of five centers located throughout the city.

    What challenges do addicts face getting help?

    Some of the challenges include negative feelings and emotions, the lack of problem-solving skills, the inability to cope, and challenging environments. There can be so many various problems and challenges, some legitimate and some others not so much. Overcoming these challenges may be difficult, but it is important that addicts do so to get the help they need for their addiction.

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    Virginia Addiction Services by Type of Drugs

    Toyota Dealership #toyota #dealership #springfield #va


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    Your Toyota Dealer in Chesapeake, VA

    Your Premier Hampton Roads Area Toyota Dealer
    Located in Chesapeake, VA

    Get High Quality Service At Priority Toyota Chesapeake

    Our team of Master Toyota technicians has the experience and equipment necessary to perform the highest quality maintenance and auto repair on your vehicle. Schedule your next appointment to keep your vehicle running in excellent form. We also offer our Priorities for Life program, which gives you no cost oil and filter changes, no cost state inspections, no cost towing services and guarantees your Toyota’s engine, parts, and our service for as long as you own your vehicle.

    Financing Is Easier Than Choosing Your Favorite Toyota

    Get some of the best auto loan with ease at Priority Toyota Chesapeake. Let our team of expert Finance Managers guide you through your loan options and help you pick some of the best financing option to fufill your financial needs. Contact us for a quick pre-approval for an auto loan at our Toyota dealership. We’ve got some of the best loan deals at competitive rates. At Priority Toyota Chesapeake we guide you through the entire process so that you can focus on enjoying your new car!

    Get Used Reliable Cars At Priority Toyota Chesapeake

    When you want a dependable vehicle at a price you can afford, check out our selection of pre-owned certified Toyota models at Priority Toyota Chesapeake. Let our sales staff know what you are looking for so that we can find a pre-owned vehicle that supports your needs. Our extensive list of Pre-owned vehicles contain high quality used cars, trucks, and SUVs so be sure to stop in for a test drive at Priority Toyota Chesapeake!

    Priority Toyota Chesapeake Cares About The Community

    At Priority Toyota Chesapeake, we care about our local community. That’s why we’re commited to giving back. Priority Toyota Chesapeake is the proud supporter of the Charity Bowl, Make-A-Wish, Joy Fund, Sugar Plum Bakery, March of Dimes Walk America, SPCA organizations, and the American Cancer Society.

    25 Best Plumbers – Chesterfield VA #plumber #in #woodbridge #va


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    Plumbers in Chesterfield, VA

    About Chesterfield, Virginia

    Located just south of Richmond, this county serves as a sort of suburb of the state’s capital, offering residents a more rural lifestyle than in the city and surrounding Greater Richmond region. The area is known for its more affordable home prices and larger lots of land, and in the spring of 2016, the median home value in Chesterfield County, Virginia was around $222,000.

    The Chesterfield market itself has been slow to recover from the 2008 pricing bubble crash, making the area still a bit of a buyer’s market. While there has been some improvement in the market, it is highly important for homeowners to maintain their homes vital systems as well as add value to them through routine plumbing maintenance. These types of upgrades can make all the difference when time to sell, as houses with known and unrepaired plumbing issues are notoriously difficult to sell even when market conditions are ideal.

    Prominent Communities in Chesterfield County

    Chesterfield County, Virginia, is a unique area made up of several unincorporated communities. Its total population was just over 316,000 as of the 2010 census, spread out over some 25 different towns covering about 437 square miles. The most populous communities in Chesterfield County include the following:

    • Bon Air- Eight miles west of Richmond, Bon Air began as a resort village and is notable for its historic district with homes dating back to the Victorian era. Its population was 16,366 as of the 2010 census.
  • Chester- Located 16 miles due south of Richmond, Chester has the largest population in the county, which was 20,987 at the 2010 census. The historic downtown was once the site of a Civil War battle.
  • Bellwood- Just 11 miles south of Richmond along US-301, Bellwood, Virginia s population was 6,352 at the 2010 census. Many houses here date back to the early 1800s and require frequent updates to their plumbing systems.
  • Local Cost Information for Plumbing Services in Chesterfield County, VA

    As a suburb of Richmond, contractors serving Chesterfield County also work in and around the capital as well. The costs for common plumbing services displayed below therefore represent all of the Greater Richmond Area, including Chesterfield County.

    Considering the range of costs reported by homeowners in and around Richmond, it is important to remember to carefully review project quotes and consider special circumstances in your home that may impact the final cost.

    License Requirements for Chesterfield Area Plumbers

    The Commonwealth of Virginia Department of Professional and Occupational Regulation grants plumbing licenses at three levels: journeyman, master, and plumbing contractor. Each license level requires a specific amount of experience and/or education as well as passing scores on two exams: one on the plumbing trade and the other on regulations and statutes. Licensed plumbers in Virginia must also complete qualified continuing education every two years to renew their license. Homeowners in Virginia can check the status of a pro’s license at the state website here.

    In addition, local plumbing associations and unions may be able to offer assistance to homeowners looking for trusted, competent plumbers. Some in the Richmond area include the Plumbing and Mechanical Professionals of Virginia and the United Association of Plumbers and Steamfitters, Local 159.

    Get leads like these

    Recent Job Requests for Plumbing Contractors in Chesterfield, VA

    Project: Install, Repair or Replace Plumbing or Fixtures

    Location: Chesterfield. VA

    Is this an emergency?. No

    Request Stage. Planning & Budgeting

    Desired Completion Date. Timing is flexible

    What kind of location is this?. Home/Residence

    Comment: I need to have a new bathroom faucet installed.

    Project: Install, Repair or Replace Plumbing or Fixtures

    Location: Chesterfield. VA

    Is this an emergency?. No

    Request Stage. Planning & Budgeting

    Desired Completion Date. Timing is flexible

    What kind of location is this?. Home/Residence

    Comment: My pipes under bathroom leaking at connection site.

    Project: Repair or Replace a Sump Pump

    Location: Chesterfield. VA

    VA Home Loans – Features and Benefits for Veterans #va #loans #home


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    VA Home Loans

    Individuals who serve in the United States military and work to protect the country and its citizens sacrifice a great deal. They spend time away from their family, work around the clock (often in horrendous conditions), and risk their lives regularly.

    To give back to these individuals, the US Department of Veteran Affairs has developed the VA home loans program, a program designed to make home ownership more affordable. This VA home loans guarantee program may be used to buy or build a home, repair an existing one, retain a home, or adapt it for personal occupancy. Private lenders provide these loans while the VA guarantees a percentage of the loan, allowing the borrower to obtain more favorable terms.

    The Benefits Of VA Loans

    • Veterans, military members, and surviving spouses of veterans qualify for VA loans
    • Fast approval and minimal red tape
    • VA loans may be used for purchasing a home or refinancing an existing residence
    • There is no down payment required with a loan of this type
    • The interest rates are extremely competitive
    • No private mortgage insurance is required
    • The loan may be used for other purposes, such as paying off debt or funding education

    This site is not available in New York. No mortgage loan applications for properties located in the state of New York will be accepted through this site through Fellowship or Fellowship Home Loans.

    Fellowship Home is authorized to conduct business in AL, CA, CO, CT, DC, DE, FL, GA, IN, MA, ME, MI, MT, NC, OR, PA, TN, TX and WA. Fellowship Home Loan is authorized to conduct business in OH. Fellowship Home Loans is authorized to conduct business in AL, AR, AZ, CA, CO, CT, DC, DE, FL, IA, ID, IL, IN, KS, KY, MA, ME, MD, MI, MN, MS, MT, NC, ND, NH, NJ, NM, OK, PA, SC, SD, TN, TX, VT, WA, WI and WY.

    InterContinental Capital Group, Inc. DBA Fellowship Home and Fellowship Home Loans is Registered with the Nationwide Mortgage Licensing System NMLS ID #60134

    Fellowship Home and Fellowship Home Loans © 2017 All rights reserved. Legal Disclaimer

    Arizona Mortgage Broker #va #mortgage #brokers


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    Arizona Wholesale Mortgage Inc.

    Helping Arizona live the American Dream since 1998

    We at Arizona Wholesale Mortgage Inc. pride ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona.Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, or FHA, you won’t find a more ethical mortgage company anywhere in Arizona.

    If our clients are not satisfied, than we are not satisfied.

    WHO WE ARE

    We at Arizona Wholesale Mortgage Inc. are a full service mortgage broker. We have been in business since 1998 and that’s a long time in today’s every changing mortgage environment.

    Read more about Arizona Wholesale Mortgage Inc.

    We have survived the toughest of times in the mortgage business, because– among other things– we believe in this fundamental principal of doing business:

    We treat our clients with respect, and treat each and every client as we ourselves expect to be treated.

    This means you will deal with professional Arizona mortgage loan officers– seasoned mortgage professionals– instead of customer service agents who can only respond to your mortgage questions by reading answers from a computer monitor.

    It means that we are personally invested in every client’s loan, as each and every loan we provide affects each and every person at this company.

    It means that if we want to compete against the bigger banks, we need to offer our loan clients a better rate, better service, and all all-around better lending experience than our competition.

    Our licensed Arizona mortgage brokers will give you the personal attention you deserve and treat you with respect.

    Current Arizona Mortgage Rates

    Our website is currently undergoing some improvements and if you are reading this, that means we are still renovating the section of the website that contains our famously low Arizona mortgage rates. We sincerely apologize for this inconvenience.

    However, if you need a mortgage rate quote now, please use our contact form and let us know exactly what type of home loan you are interested in.

    The appropriate loan professional will respond with an accurate rate quote based on your specific mortgage needs on the same business day.

    Although mortgage rates occasionally change in the middle of the day, it is very rare. The great majority of the time, mortgage rates post in the morning and stay that way until the close of the banking day.

    This is important to the Arizona rates shopper because: Mortgage rate locks need to be turned in before 5:00PM, Arizona time at this and most other Arizona mortgage companies.

    If you are interested in getting a rate quote and possibly locking a mortgage rate, it is always best to start your banking business in the morning, no matter where you live, but especially for those of us who live out West.

    Arizona Mortgage Refinance Information

    Refinance your Arizona home loan with us and save.
    The professionals at Arizona Wholesale Mortgage understand that refinancing your mortgage can be a headache, which is why we’ve streamlined the lending process as much as possible.

    Need to refinance a conventional Fannie Mae loan?

    Fannie Mae has been tightening refinance guidelines and qualification requirements across the board. This is an unusual situation, because Conventional mortgages have traditionally been the easiest type of loan to refinance.

    We know what it takes to get a Conventional loan approved in Arizona and if anyone can help you, we can.

    Please use our Arizona Refinance Application to supply us with some information, and a loan officer will be in touch to discuss conventional loan refinance rates and costs.

    If you need an FHA streamline refinance or a VA streamline refinance, your approval is almost guaranteed. As long as you have been making your current mortgage payments on time.

    The reason it is called a “streamline” refinance is because we do not need a lot of documentation from our client.

    We are Arizona’s Jumbo Loan Professionals

    Miniature House on Top of Cash Home Equity Concept

    An Arizona Jumbo mortgage (a.k.a. Jumbo home loan) is a mortgage with a principal amount that exceeds $417,000. There are a couple of states with exceptions to the Jumbo loan limits (AK and HI), but Arizona Jumbo loans start at $417K.

    Arizona Wholesale Mortgage Inc. has been providing Jumbo mortgage loans to our satisfied clients since 1998. Our experience with this very unique home loan is extensive.

    Our Jumbo loan center is located in Phoenix, AZ, but we have lending offices and loan officers working all over the state.

    We will always beat our competition’s lowest rate with any Jumbo loan, no matter the size. Call you bank for a mortgage rate quote and then call us to compare. We welcome the opportunity to help you.

    We want to earn your Jumbo loan and we want to earn it by providing you the best rate and closing costs you can find, matched with our outstanding customer-service. We have created an informational page for Jumbo mortgage loans here.

    Second Liens for Every Situation

    Debt Consolidation Loans, Home Improvement, Home Equity Loans
    We’ll help you find the Home Equity loan that’s right for you- be it a “pool loan”, debt consolidation, or just to take a much-home improvement plans, necessary for home improvement loandeserved vacation.

    In Arizona, because swimming pools are so common, Home Equity loans are often marketed as “pool loans.”

    It is a big mistake to take pool loan financing from a your pool company. This is the equivalent of getting auto financing from the used car dealership, instead of finding the lowest rate.

    Oftentimes, pool loans– which is just a another way of saying “Home Equity loan”– will be 10 points higher than ours. In other words, if the pool company offers you a loan at 15%, we will likely be around 5%.

    Our Home Equity Line of Credit loans (a.k.a. HELOC loans) are the most competitive in Arizona. We offer an interest-only home equity line of credit or a fixed rate “second mortgage.” We will help you choose the most appropriate home equity loan, based on how long you intend to keep the loan and what your particular intentions are. Most importantly, we will explain exactly why we recommend a particular mortgage product.

    We want our mortgage clients to be well-informed and comfortable in their decision to deal with us.

    Note: Although our headquarters are located in Phoenix – we have mortgage brokers working all over the State of Arizona.

    Interesting Arizona Facts and Links

    “I called Arizona Wholesale Mortgage Inc. for a quote …even though I was using another broker at the time. I was amazed to find that I could save over $2,000 in closing costs when comparing Arizona Wholesale Mortgage Inc.’s cost with other mortgage company I was using at that time. The loan officer even gave me advice on how to shop for the lowest rate on my home owner’s insurance policy. Arizona Wholesale Mortgage Inc. truly cares about their clients.”

    Judy B in Chandler, Arizona

    “I called Arizona Wholesale Mortgage Inc. for an FHA purchase. At the time, my credit was less than perfect. I had been turned down by the large banks and buying a home seemed impossible. As soon as my loan officer at Arizona Wholesale Mortgage Inc. picked up the phone, she said they could help. I ended up with a much lower home mortgage interest rate than what I expected and I even closed 2 days early. I would highly recommend them.”

    Ramon in Phoenix, Arizona

    “I called Arizona Wholesale Mortgage Inc. for a rate quote on a refinance. I was shocked to find out that the home mortgage interest rate they quoted me also was able to cover all of my closing costs considering my own bank couldn’t cover any of my closing costs. There were no hidden surprises with Arizona Wholesale Mortgage Inc. I was extremely pleased with their service. My loan officer called me back immediately every time I called and even took my call in the evenings and on the weekends. My own bank wouldn’t even call me back after 5:00pm. I would definitely recommend Arizona Wholesale Mortgage Inc.”

    “I found a manufactured home that I really wanted to buy but then could not find a manufactured lender. My real estate agent recommended I call Arizona Wholesale Mortgage Inc. to see if they could help. I called them and was able to obtain an FHA loan with only 3.5% down. I was amazed. Everyone else told me I needed 20% down on a manufactured home. My loan closed in a timely manner and my loan officer was great. He kept me well informed on the whole process and I was able to obtain the interest rate that was originally quoted to me. I would definitely recommend Arizona Wholesale Mortgage Inc.

    Karen in Flagstaff, Arizona

    What Is A VA Loan Pre-Approval Letter? Certified Military Residential Specialists #va #loan #approval


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    What Is A VA Loan Pre-Approval Letter?

    A VA loan pre-approval letter is a document granted by a VA mortgage lender that states that based on preliminary information such as the potential borrower’s credit, assets, and income, that they qualify for a VA loan of a specified amount.

    It is different from a pre-qualification in that some or all of the submitted information is reviewed for accuracy before the letter is issued.

    Having a pre-approval letter from your VA lender will show home sellers that you are a qualified buyer and may lead to your offer being more seriously considered.

    Once you have obtained your VA loan pre-approval letter, you will then be able to begin making offers on homes you are interested in purchasing.

    In order to get your VA loan pre-approval letter, your lender may require the following:

    • At least one months pay stubs or LES (if still active duty).
    • W-2′s and Tax Returns for the past two years.
    • Two months bank statements for any/all assets.
    • Your DD 214 form (if no longer on active duty).
    • Statement of Service from S1 (if still active duty)

    Your pay stub is needed to show that you are currently employed, as well as your current income. W-2 statements (for the past two years) then show how much you normally earn in a year.

    If you are currently still on active duty, your Statement of Service must show a minimum of 12 months remaining on your contract.

    Finally, your DD 214 form will enable your VA lender to decrease the amount of time necessary for processing your certificate of eligibility. Once again, this is not required, but it is generally a smart idea.

    The reason why this is a smart idea is that the majority of direct lenders with the VA can put in an order for your certificate of eligibility, which determines whether or not you are eligible for a VA loan.
    The process can be very quick as long as you turn in all these documents as soon as possible to your loan officer.

    After your VA loan officer or lender has the described documents, he or she can submit your information in the VA loan analysis software to determine your eligibility. The calculation that will determine your eligibility is:

    (Monthly Income) – (Proposed Mortgage Payment + Insurance + Taxes + Utilities for the house + Monthly Credit Card Payments Due) = Residual Income

    Residual income is the amount of money that you have after you have paid the sum of your monthly bills. The VA will use their judgment after they have calculated your residual income to decide if you will have a satisfactory amount of money left over after you have paid your bills.

    The VA has established various requirements for what your minimum residual income will have to be, such as what part of the country you live in, the size of your family, how old your children are, and various other factors.

    When obtaining VA pre-approval letter, be aware that simply getting the letter does not commit the lender to giving you a loan. It just means the initial information has been reviewed. In order for the mortgage application to be approved additional information and documentation about both the borrower(s) and the property must be reviewed to be sure that all of the guidelines are met.

    Share this:

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    Top 1% of all Loan Officers in the US
    2011, 2012, 2013, 2014, 2015, 2016

    For 13+ years, The HOUSE Team has helped clients find the best home loan at the best possible interest rate. Our hands on approach helps each of our clients understand the mortgage process while feeling like we are right by their side each step of the way. Now more than ever it is important to have an experienced Arizona mortgage team helping you through the home loan process. The HOUSE Team is here to do just that.

    Why Choose The HOUSE Team for Your Arizona Home Loan?

    • Great mortgage interest rates and fees with no surprises at closing.
    • Available and reply promptly 7 days a week.
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    • Keep clients updated and educated throughout the home loan process.

    Meet The HOUSE Team:

    Jeremy House NMLS #184066

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    Sr. Loan Officer

    What People Are Saying:

    Your team was always responsive to my emails and calls
    Richard and I wanted to take a moment to express our gratitude for the work you and your staff did on our loan for the property in Youngtown, Arizona. Your bi-weekly recaps kept us up to date on the process, and your team was always responsive to my Emails and calls. Buying a home is a stressful process, and since this was a 4plex, it could have been 4 times more stressful. The process was handled smoothly, and in a very timely manner. Everyone at your office is very professional, and a pleasure… Read more

    Gary W and Richard M 5/2012 Youngtown, AZ

    I cannot begin to tell you how impressed I am with your work
    I cannot begin to tell you how impressed I am with your work. The time and care you take to make this process understandable to all parties involved is awesome! You set the bar very high for your competitors. Nice work!

    Brandy L. K, Branch Manager w/ Clear Title of Arizona 2/2012 Phoenix, AZ

    Arizona Mortgage Market Update

    Used Car Dealerships Richmond, Chesterfield, Midlothian VA #automarkt


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    The Top Used Car Dealership in Richmond

    Call (804) 675-0100 for pricing and more information

    It can be overwhelming to search for a quality used car in Richmond. Filtering through inventory. determining a reasonable price range, and choosing the best financing options are all important details in purchasing a vehicle. The first step to help you through the process should be selecting a credible used car dealership offering premium service .

    At Car America, we walk you through the buying process and help you answer all of your questions. Our goal is to provide you with a satisfying and stress-free used car buying experience by reducing common anxieties. We truly believe that everyone deserves a high quality, certified pre-owned vehicle at a fair price. No matter your credit situation, you can trust Car America with an affordable solution.

    • Wide selection of top quality vehicles
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    We stand apart from other used car dealerships by providing quality vehicles, thorough service, and customized financing options for all. Our team takes pride in caring for customers and creating the ultimate car buying experience. Stop by today for used cars in Chesterfield, Midlothian, Petersburg, or any surrounding area of Richmond.

    VA Budget Auto Sales – Used Cars – Fredericksburg VA Dealer #mobile #auto #electrician


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    VA Budget Auto Sales – Used Cars, Used Pickup Trucks Fredericksburg, VA

    VA Budget Auto Sales 420 Hudgins Road Suite 200 Fredericksburg VA 22408 540-376-7542 Fredericksburg Used Cars, Used Pickup Trucks | Brooke VA Used Cars, Used Pickup Trucks | Corbin Used Cars, Used Pickup Trucks

    Welcome To VA Budget Auto Sales Fredericksburg Area Used Cars, Used Pickup Trucks Lot

    VA Budget Auto Sales stands out among other dealerships in the Fredericksburg, VA area for its unmatched service, honest treatment, and competitive pricing! Whether you’re looking for used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks, VA Budget Auto Sales in Fredericksburg, VA has just the right vehicle for you!

    Our mission at VA Budget Auto Sales is simple. If we treat our customers honestly and with respect, while providing the best vehicles at the lowest prices, we will be successful. As one of several Used Cars, Pickup Trucks dealers in the Fredericksburg, Brooke, Corbin metro area, we understand that we have to work hard to earn and keep your business.

    Located in Fredericksburg, VA Budget Auto Sales is your source for Used Cars, Used Pickup Trucks inventory. At any given time you will find Used Cars. Used Pickups For Sale inventory and other on our lot. Our goal is to give as many Fredericksburg, Brooke, Corbin, Bowling Green, Brooke, Corbin, Dogue, Fredericksburg, Jersey, King George, Ladysmith, Port Royal, Rappahannock Academy, Sealston, Spotsylvania, Stafford, Thornburg, Woodford and all other VA customers an outstanding dealership experience when it comes to price, selection, and customer service. It is through treating people right that VA Budget Auto Sales separates itself from car dealerships in Fredericksburg, Brooke, Corbin and throughout VA.

    Fredericksburg Used Cars, Used Pickup Trucks lot and Used Cars. Used Pickups For Sale. Our dealership proudly serves Fredericksburg. We are also one of many Used Cars, Pickup Trucks dealers in the Brooke, Fredericksburg, Corbin areas you have to choose from. We hope to earn your business by providing the best-in-class service from the start of the sale throughout the life of your vehicle. Give us a call at 540-376-7542.

    At VA Budget Auto Sales, we believe buying Fredericksburg Used Cars. Used Pickups For Sale inventory should be one of the most exciting purchases you make. Buying your Used Cars, Used Pickup Trucks inventory from the VA Budget Auto Sales dealership in Fredericksburg, VA will be an easy and refreshing experience, thanks to our highly qualified sales staff. Our sales representatives are committed to offering the best in service and our inventory of affordable used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks ensures that your VA Budget Auto Sales purchase experience will be above and beyond anything another dealership can offer.

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    A penetration test is done to evaluate the security of a computer system or network by simulating an attack by a malicious user / hacker. The process involves active exploitation of security vulnerabilities that may be present due to poor or improper system configuration, known and / or unknown hardware or software flaws, or operational weaknesses in process or design.

    This analysis is carried out from the position of a potential attacker, to determine feasibility of an attack and the resulting business impact of a successful exploit. Usually this is presented with recommendations for mitigation or a technical solution.

    About this workshop

    This workshop gives an in-depth perspective of penetration testing approach and methodology that covers all modern infrastructure, operating systems and application environments.

    This workshop is designed to teach security professionals the tools and techniques required to perform comprehensive information security assessment.

    Participants will learn how to design, secure and test networks to protect their organization from the threats hackers and crackers pose. This workshop will help participants to effectively identify and mitigate risks to the security of their organization s infrastructure.

    This 40 hour highly interactive workshop will help participants have hands on understanding and experience in Security Assessment.

    A proper understanding of Security Assessment is an important requirement to analyze the integrity of the IT infrastructure.

    Expertise in security assessment is an absolute requirement for a career in information security management and could be followed by management level certifications like CISA, CISSP, CISM, CRISC and ISO 27001.

    There are many reasons to understand Security Assessment:

    • Prepare yourself to handle penetration testing assignments with more clarity
    • Understand how to conduct Vulnerability Assessment
    • Expand your present knowledge of identifying threats and vulnerabilities
    • Bring security expertise to your current occupation
    • Become more marketable in a highly competitive environment

    Therefore this workshop will prepare you to handle VA / PT assignments and give you a better understanding of various security concepts and practices that will be of valuable use to you and your organization.

    This workshop will significantly benefit professionals responsible for security assessment of the network / IT infrastructure.

    • IS / IT Specialist / Analyst / Manager
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    • Network Administrator
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    Anyone aspiring for a career in Security Assessment would benefit from this workshop. The workshop is restricted to participants who have knowledge of ethical hacking countermeasures.

    The entire workshop is a combination of theory and hands-on sessions conducted in a dedicated ethical hacking lab environment.

    • The Need for Security Analysis
    • Advanced Googling
    • TCP/IP Packet Analysis
    • Advanced Sniffing Techniques
    • Vulnerability Analysis with Nessus
    • Advanced Wireless Testing
    • Designing a DMZ
    • Snort Analysis
    • Log Analysis
    • Advanced Exploits and Tools
    • Penetration Testing Methodologies
    • Customers and Legal Agreements
    • Rules of Engagement
    • Penetration Testing Planning and Scheduling
    • Pre Penetration Testing Checklist
    • Information Gathering
    • Vulnerability Analysis
    • External Penetration Testing
    • Internal Network Penetration Testing
    • Routers and Switches Penetration Testing
    • Firewall Penetration Testing
    • IDS Penetration Testing
    • Wireless Network Penetration Testing
    • Denial of Service Penetration Testing
    • Password Cracking Penetration Testing
    • Social Engineering Penetration Testing
    • Stolen Laptop, PDAs and Cell phones Penetration Testing
    • Application Penetration Testing
    • Physical Security Penetration Testing
    • Database Penetration testing
    • VoIP Penetration Testing
    • VPN Penetration Testing
    • War Dialing
    • Virus and Trojan Detection
    • Log Management Penetration Testing
    • File Integrity Checking
    • Blue Tooth and Hand held Device Penetration Testing
    • Telecommunication and Broadband Communication Penetration Testing
    • Email Security Penetration Testing
    • Security Patches Penetration Testing
    • Data Leakage Penetration Testing
    • Penetration Testing Deliverables and Conclusion
    • Penetration Testing Report and Documentation Writing
    • Penetration Testing Report Analysis
    • Post Testing Actions
    • Ethics of a Penetration Tester
    • Standards and Compliance

    6 Tips to Get Approved for a Home Mortgage Loan #approved #va #home #loan #lenders


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    6 Tips to Get Approved for a Home Mortgage Loan

    Some people don t know the first thing about getting a mortgage loan. They hear reports of dropping interest rates and lower home prices and hastily decide to jump into home ownership. But the process of getting a home loan differs from getting a car loan or renting an apartment. and applicants who don t recognize these key differences are often disappointed when a lender denies their mortgage loan application.

    Educating yourself is key, and there are a number of ways to avoid this heartache and disappointment when applying for a mortgage loan.

    Getting Your Mortgage Loan Approved

    Buying a house is already stressful, and being ill-prepared heightens the anxiety. Why put yourself through this? Learn how to think like a lender and educate yourself on the best ways to get your mortgage loan approved:

    1. Know Your Credit Score

    It literally takes a few minutes to pull your credit report and order your credit score. But surprisingly, some future home buyers never review their scores and credit history before submitting a home loan application, assuming that their scores are high enough to qualify. And many never consider the possibility of identity theft. However, a low credit score and credit fraud can stop a mortgage application dead in its tracks.

    Credit scores and credit activity have a major impact on mortgage approvals. According to the Home Loan Learning Center. a large percentage of lenders require a minimum credit score of 680 (620 for FHA mortgage loans) and if your score falls below 680, lenders can deny your request for a conventional mortgage loan.

    In addition to higher credit score requirements, several missed payments, frequent lateness, and other derogatory credit information can stop mortgage approvals. Pay your bills on time, lower your debts, and stay on top of your credit report. Cleaning up your credit history beforehand and fixing errors on your credit report are key to keeping up a good credit score .

    2. Save Your Cash

    Requirements for getting a mortgage loan often change, and if you are considering applying for a home loan in the near future, be ready to cough up the cash. Walking into a lender s office with zero cash is a quick way to get your home loan application rejected. Mortgage lenders are cautious: Whereas they once approved zero-down mortgage loans, they now require a down payment.

    Down payment minimums vary and depend on various factors, such as the type of loan and the lender. Each lender establishes its own criteria for down payments, but on average, you ll need at least a 3.5% down payment. Aim for a higher down payment if you have the means. A 20% down payment not only knocks down your mortgage balance, it also alleviates private mortgage insurance or PMI. Lenders attach this extra insurance to properties without 20% equity, and paying PMI increases the monthly mortgage payment. Get rid of PMI payments and you can enjoy lower, more affordable mortgage payments.

    However, down payments aren t the only expense you must worry about. Getting a mortgage also involves closing costs, home inspections, home appraisals, title searches, credit report fees, application fees, and other expenses. Closing costs are roughly 3% to 5% of the mortgage balance paid to your lender before you can seal the deal.

    3. Stay at Your Job

    I know someone who quit working seven days before she and her husband were to close on their mortgage loan. I have no idea why, and unfortunately, it didn t turn out well for them. They weren t able to close on their new home and they lost out on a great deal.

    Sticking with your employer while going through the home buying process is crucial. Any changes to your employment or income status can stop or greatly delay the mortgage process.

    Lenders approve your home loan based on the information provided in your application. Taking a lower-paying job or quitting your job to become self-employed throws a wrench in the plans, and lenders must reevaluate your finances to see if you still qualify for the loan.

    4. Pay Down Debt and Avoid New Debt

    You don t need a zero balance on your credit cards to qualify for a mortgage loan. However, the less you owe your creditors, the better. Your debts determine if you can get a mortgage, as well as how much you can acquire from a lender. Lenders evaluate your debt-to-income ratio before approving the mortgage. If you have a high debt ratio because you re carrying a lot of credit card debt. the lender can turn down your request or offer a lower mortgage. This is because your entire monthly debt payments including the mortgage shouldn t exceed 36% of your gross monthly income. However, paying down your consumer debt before completing an application lowers your debt-to-income ratio and can help you acquire a better mortgage rate.

    But even if you re approved for a mortgage with consumer debt, it s important to avoid new debt while going through the mortgage process. Lenders re-check your credit before closing, and if your credit report reveals additional or new debts, this can stop the mortgage closing.

    As a rule, avoid any major purchases until after you ve closed on the mortgage loan. This can include financing a new car, purchasing home appliances with your credit card, or cosigning someone s loan.

    5. Get Pre-Approved for a Mortgage

    Getting pre-approved for a mortgage loan before looking at houses is emotionally and financially responsible. On one hand, you know what you can spend before bidding on properties. And on the other hand, you avoid falling in love with a house that you can t afford.

    The pre-approval process is fairly simple: Contact a mortgage lender, submit your financial and personal information, and wait for a response. Pre-approvals include everything from how much you can afford, to the interest rate you ll pay on the loan. The lender prints a pre-approval letter for your records, and funds are available as soon as a seller accepts your bid. Though it s not always that simple, it can be.

    6. Know What You Can Afford

    I know from personal experience that lenders do pre-approve applicants for more than they can afford. After receiving a pre-approval letter from our lender, my husband and I wondered whether they had read the right tax returns. We appreciated the lender s generosity, but ultimately decided on a home that fit comfortably within our budget.

    Don t let lenders dictate how much you should spend on a mortgage loan. Lenders determine pre-approval amounts based on your income and credit report, and they don t factor in how much you spend on daycare, insurance, groceries, or fuel. Rather than purchase a more expensive house because the lender says you can, be smart and keep your housing expense within your means.

    Final Word

    If you don t meet the qualifications for a mortgage loan, don t get discouraged. Instead, let it be motivation to improve your credit and finances. Many people have risen above credit problems, bankruptcy, foreclosure, and repossession specifically in order to purchase their first house. Just be sure to implement a realistic plan and stick to it.

    How long did it take you to realize your dream of home ownership? If you re currently working toward this goal, what steps have you taken?

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    When Should I Refinance My Mortgage Loan?

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    Getting old is not easy .

    Help is on the way. A new set of challenges awaits as we grow older: Incapacity, the specter of mortality and nursing home care. Our primary focus since 1990 has been to help our clients avoid the financial ruin of long-term care expenses. The average cost of nursing home care in Florida is above $10,000 per month. If the nursing home is part of your reality, you must take action or be wiped out financially.

    Quick Click and Go Links

    We hope that the resources and information available on our site will help. Should you need more information or solutions including help with asset preservation and Medicaid qualification, please call our offices at 727-539-0181 and schedule a FREE consultation. We serve the ENTIRE state of Florida and teleconference or video conference with clients that cannot meet with us face-to-face.

    Sean W. Scott, Esq.

    Our Facebook Page

    • Looking for a nursing home? Our new Florida Nursing Home Map makes it easy to find a nursing home. Now with star ratings and other data.

    • New mobile site. Check it out on your iPhone and Android at FLMedicaid.com.

    • NEW virtual law office at the University of South Florida Alzheimer’s Byrd Center. In addition to our offices in Pinellas county. Punta Gorda. and Inverness. The new virtual office allows us to meet directly with clients by video conference without having the client having to leave the center.

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    • Check out our aging and dementia store for a collection of books and products we find helpful for our clients including The 36-Hour Day.

    ​ TOTAL CLIENT SERVICE is our mission. The complexity of the issues facing aging clients and the need for integration of multiple disciplines defines and sets us apart from others who purport to do Medicaid filing or planning. These non-professionals often lack the training and experience to adequately meet the needs of the client and are often merely a way to sell financial investments to the client. Not only are the motivations questionable, but they cannot provide the legal services required such as powers of attorney, income trusts, and the complex estate planning that is necessary in every case. We serve the entire state of Florida with physical offices in Pinellas, Citrus, Lake and Charlotte Counties. Please contact us for a free, no charge, initial personal consultation, phone consult or video consult. More.

    MEDICAID IN FLORIDA

    An integral part of obtaining Medicaid benefits is meeting and understanding the Medicaid eligibility requirements. Income, assets, and transfers are the big three eligibility tests that the state uses to determine if you qualify for benefits. More.

    Unfortunately there is a break down in our Medicare system when in comes to coverage for nursing home care. Medicaid helps fix the inadequacies of Medicare. Risk factors like Alzheimer’s and Parkinson’s make it critical to plan now, before placement if at all possible. More.

    If you are looking for some quick answers to your Medicaid questions check out our Top Ten Medicaid Mistakes and The 2017 Medicaid Fact Sheet. While the issues of Medicaid are much more complex these resource are a great place to start. More…

    OUR SERVICES

    For over 25 years we have helped our clients preserve their assets when facing a stay in a nursing home or assisted living facility. By accessing Medicaid and or veteran’s benefits to pay for care, an entire life-time of savings are protected. More.

    Everyone must have a plan in place in the event of death or incapacity. Powers of attorney, wills and trusts put a co-pilot in place and are a fundamental part of future planning. More.

    Few of us have ever had to choose a nursing home or assisted living facility. To help, we have dedicated staff ready to consult concerning placement options and care plans. We also have created an on-line resource, the Florida Nursing Home Map to provide easy access to location and information on Florida nursing homes. More.

    We have some great videos on Medicaid, powers of attorney, estate planning and other issues on our video page. Sometimes it is just easier to watch something than to do all this reading. Check them out. More.

    If you can’t make it out to one of our live Medicaid seminars, we have a Medicaid audio recording to listen to. Note that it was not recorded this year so you will want to check out the most current Medicaid eligibility information. More.

    Our passion is to educate our clients and the public. Come see a live Medicaid seminar at a location near you. Or attend our upcoming Webinars where you can participate right from your computer. Learn how to navigate the maze of Medicaid to pay the cost of care in a nursing home or assisted living facility. See our live seminar calendar. More .

    For a limited time Sean’s Medicaid Handbook is available as a free download. Click to download a pdf version to read on your computer, iPad, Kindle or Nook. More . .

    3 Options To Refinance Into a VA Home Loan #how #to #refinance #a #va #loan


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    3 ways to refinance into a VA home loan

    Want to refi into a VA loan? Here are 3 scenarios

    Hero Images/Getty Images

    Want to refi into a VA loan? Here are 3 scenarios

    Veterans Affairs mortgages, or VA loans, have become lifesavers for homeowners who don’t want to miss out on ultra-low mortgage rates but are struggling to refinance with conventional loans.

    Rock-bottom rates and tighter underwriting standards have led to a huge demand for VA loans from refinancers, says Michael Frueh, loan guaranty director for the Department of Veterans Affairs.

    The biggest advantage of refinancing with a VA home loan is that homeowners can refinance up to 100% of the home’s value, and they don’t have to pay for mortgage insurance. A non-VA home loan normally requires some equity in the house.

    CALCULATE: Use this VA loan calculator to estimate monthly payments on your loan.

    “As values in the market continue to stabilize, veterans can take advantage of lowering their interest rates to today’s unprecedented lows,” says Deborah Ames Naylor, executive vice president of mortgages at PenFed, the Pentagon’s credit union.

    If you are a member of the military on active duty, a veteran, a reservist or a member of the National Guard, here are some refinancing options you may consider when it comes to a VA home loan.

    Reducing the interest rate on a VA home loan

    Reducing the interest rate on a VA home loan

    Homeowners who already have a VA home loan can reduce their monthly payments or shorten the term of their loans through a streamline refinance program known as the interest rate reduction refinance loan, or IRRRL.

    One of the biggest advantages of refinancing through this program is that the process requires minimum documentation. The VA does not require a credit check or appraisal for refinances under IRRRL. Some lenders will still require these, as they have their own internal rules.

    “An IRRRL loan typically offers a more streamlined approval and underwriting process,” says Nicole Alley, a spokeswoman for USAA, a financial-services provider for military families. “An appraisal may be required based on the lender or loan’s current servicer.”

    Borrowers refinancing an existing VA home loan through this streamline program pay a lower funding fee than they would pay under other VA loan options. The fee generally is 0.5% of the total loan amount and can be added to the loan balance.

    The refinance cannot be used to pay off a 2nd mortgage, Naylor says. Borrowers who have a 2nd mortgage would need approval from the 2nd lender to have the loan subordinated.

    VA cash-out refinancing

    VA cash-out refinancing

    The VA offers a cash-out refinancing program for veterans who have equity and who have an existing VA home loan or a conventional loan.

    Homeowners who have equity in their homes may get cash back when refinancing, according to the VA rules. Some lenders may not allow cash-out refinances because of their internal rules. Some lenders allow the homeowner to refinance up to 100% of the home’s value to pay off the old mortgages.

    Refinancing conventional loan into VA loan

    Roberto Westbrook/BlendImages/Getty Images

    Refinancing conventional loan into VA loan

    If you don’t have a VA home loan but would be eligible for one, you may refinance your conventional mortgage into a VA loan.

    Generally, most members of the military, veterans, reservists and National Guard members are eligible to apply for a VA home loan. Spouses of military members who died while on active duty or as a result of a service-connected disability may also apply.

    “If they apply to refinance a non-VA loan into a VA loan program, it is considered to be a cash-out refinance by the VA,” Naylor says. “This means that the veteran would need to be eligible, and they would be assessed the appropriate VA funding fee based upon eligibility.”

    Funding fees for cash-out refinances vary from 2.15% to 3.3%. The fee can be added to the loan balance.

    It falls under the cash-out refinance program, but that doesn’t mean the borrower actually gets cash back, as many lenders won’t allow it. But generally, the homeowner can refinance up to 100% of the home’s value, which is a huge plus in the current lending environment.

    “Clearly the biggest advantage is the availability of 100% financing,” Naylor says.

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    How Much Does a Child Support Lawyer Cost? Free Child Support Attorney Prices and Fees #dui #lawyer #norfolk #va


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    Call 888-454-0335 for Free Case Evaluations

    Child Support Attorney Fees

    When two people decide to end their relationship and minor children are involved, it sometimes raises child support issues. Whether these issues are worked out through a Child Support Enforcement (CSE) program or the courts system, the expertise of a child support lawyer can help ensure that everyone’s best interests are represented. Child support lawyers can be hired by a custodial or noncustodial parent. Their fees can be based on either a per-hour or flat-fee basis. To find out more about child support attorneys and how much they cost, continue reading.

    Reasons to Hire a Child Support Attorney

    Even when a breakup or divorce is amicable, child support laws are complicated and can be difficult for a layman to navigate. Under typical circumstances, a lawyer can provide help with the following matters:

    • Legally establishing paternity
    • Completing and filing the correct child support paperwork
    • Obtaining a court order that describes the child support payment terms
    • Making changes to an existing child support agreement
    • Determining child support payment methods
    • Collecting outstanding child support

    When any child support issues are disputed, the need for a child support lawyer is even greater. In the interests of time and money, it is best for both parties involved to settle the matter out of court. This is often done through negotiations between the parties’ family law attorneys, although alternative forms of dispute resolution such as mediation and arbitration may also be used. If an out-of-court settlement is not reached, the case will go to trial, and a child support attorney will act on your behalf in every necessary capacity.

    How Much Does a Child Support Lawyer Cost?

    Generally speaking, a child support attorney may charge anywhere from $100 to $500 per hour. In an uncontested case, the total fees might average around $2,500 to $5,000. But, for contested cases that lead to a court battle. Legal fees could end up costing $5,000 to $25,000 and up.

    Depending on your situation and the child support issues(s) to be worked out, you may also want to hire a lawyer on a flat-fee basis to perform specific tasks. For example, a child support lawyer might charge $1,000 to $2,000 to do a standard support modification.

    It’s common for lawyers to ask for a retainer fee, which is an amount of money that is paid up front and based on the expected cost of the case. If your charges exceed the retainer fee amount, you will be required to pay more. In cases where the total charges are less than the retainer fee, you may be reimbursed the difference. Although, some retainers may be nonrefundable.

    In addition to child support attorney fees you may have to pay for court fees, travel expenses, paralegal services, copying, faxing, and more. Make sure that you are clear on what is, and isn’t, included in your legal fees. Have a contract drawn up that specifies how billing works before any case work begins so there are no unexpected charges.

    Get Free Quotes from Top Local Child Support Attorneys!

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    Punishments and Sentences for DUI, DWI and Drunk Driving in Virginia – Northern VA Law Offices #fairfax #lawyer,fairfax #attorney,manassas #lawyer,manassas #attorney,leesburg #lawyer,leesburg #attorney,prince #william #county,loudoun #county,fairfax #county,northern #virginia,va,dui,dwi,reckless #driving,speeding #ticket,law #office,law #firm,lawyers,attorneys,criminal #defense


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    Punishments for DUI convictions in Virginia

    The state legislature has made Virginia reckless driving laws and Virginia DUI laws are some of the most severe and complex in the nation. The lawyers of the Gordon Law Firm P.C. are experienced Virginia attorneys who serve Fairfax, Loudoun and Prince William Counties with a special focus on reckless driving, DUI and DWI charges.

    We offer a free consultation with an experienced traffic and criminal defense attorney for all Reckless Driving, DUI, and criminal court cases.

    Penalties for a First Offense Virginia DUI

    • A criminal conviction of a Class One misdemeanor
    • A jail sentence of up to 12 months, part of which may be suspended by the court

    If the defendant s BAC (Blood Alcohol Content) is at least .15 but less than .20, a defendant must serve a mandatory minimum sentence of five days. If the BAC is .20 or higher, the defendant must serve a mandatory minimum 10 day jail sentence. The defendant may also face the following penalties:

  • A $2500.00 fine or less, with a mandatory minimum fine of $250.00, part of which may be suspended by the court.
  • The defendant must complete Virginia Alcohol Safety Action Program (ASAP).
  • Suspension of the defendant’s driver s license for 12 months. If a person has not been convicted of “Refusal to take a Breath or Blood Alcohol Test”, the court has discretion to issue a restricted driver s license.
  • If the BAC was .15 or more, installation of an ignition interlock system is mandated for a minimum of six months on any vehicle registered to, or owned by, the defendant.
  • Penalties for a Second Offense DUI in Virginia:

    • If the new DUI comes within 5 years of the First Offense:

    It is a Class One misdemeanor; and

    a mandatory minimum fine of $500; and

    a jail sentence not less than one month, with a mandatory minimum jail sentence of 20 days;

  • If the BAC is greater than .15 but less than .20, an additional 10 days is added to the mandatory minimum sentence; if the BAC is .20 or greater, the additional mandatory jail sentence is 20 days.
  • If the new DUI comes within 5 to 10 years:

    It is a Class One misdemeanor; and

    a mandatory minimum fine of $500.00; and

    a jail sentence of not less than one month with a mandatory minimum jail sentence of 10 days;

  • If the BAC is greater than .15 but less than .20, the defendant must serve an additional mandatory jail sentence of 10 days and the total mandatory fine is $1000.00; if the BAC is .20 or greater, the defendant must serve an additional mandatory jail sentence of 20 days and the total mandatory fine is $1000.00.
  • Driver s license suspended for three years.
  • Restricted license may be obtained after four months, if second offense occurred between 5 and 10 years ago.
  • Restricted license may be obtained after 1 year if second offense is within 5 years.
  • All restricted licenses require ignition interlock system for a period of time not to exceed the period of license suspension and restriction, but not less than 6 months.
  • Penalties for a Third Virginia DUI Offense within 10 years:

    • A Class Six felony; and

    a prison term of up to 5 years in the penitentiary;

    and up to a $2,500.00 fine.

  • If third offense is within 5 years of the other offenses, there is a

    mandatory minimum $1,000.00 fine; and

    mandatory minimum jail sentence of 6 months.

  • Mandatory minimum jail sentence of 90 days, if not within 5 years.
  • Indefinite license suspension.
  • Penalties for a Fourth or Subsequent DUI charge within 10 years

    • Class Six felony
    • A mandatory minimum sentence of 1 year and maximum of 5 years; and
    • A mandatory $1,000.00 fine and up to a $2,500.00 fine.

    Virginia Code Section 18.2-266

    Driving motor vehicle, engine, etc. while intoxicated, etc.

    It shall be unlawful for any person to drive or operate any motor vehicle, engine or train (i) while such person has a blood alcohol concentration of 0.08 percent or more by weight by volume or 0.08 grams or more per 210 liters of breath as indicated by a chemical test administered as provided in this article, (ii) while such person is under the influence of alcohol, (iii) while such person is under the influence of any narcotic drug or any other self-administered intoxicant or drug of whatsoever nature, or any combination of such drugs, to a degree which impairs his ability to drive or operate any motor vehicle, engine or train safely, (iv) while such person is under the combined influence of alcohol and any drug or drugs to a degree which impairs his ability to drive or operate any motor vehicle, engine or train safely, or (v) while such person has a blood concentration of any of the following substances at a level that is equal to or greater than: (a) 0.02 milligrams of cocaine per liter of blood, (b) 0.1 milligrams of methamphetamine per liter of blood, (c) 0.01 milligrams of phencyclidine per liter of blood, or (d) 0.1 milligrams of 3,4-methylenedloxymethamphetamine per liter of blood, A charge alleging a violation of this section shall support a conviction under clauses (i), (ii), (iii), (iv), or (v).

    For the purposes of this article, the term motor vehicle includes mopeds, while operated on the public highways of this Commonwealth.

    The Gordon Law Firm serves courts of Fairfax, Manassas, Leesburg, Prince William Count and Loudoun County. We also have laywers for Northern Virginia.

    The Gordon Law Firm provides legal counsel for Reckless Driving, DUI and DWI, theft and fraud, assault, violent crime, and other criminal cases.

    IMAGE AUTO SALES – Luxury Cars For Sale – VIRGINIA BEACH VA Dealer #paris #auto #show


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    IMAGE AUTO SALES – VIRGINIA BEACH VA, 23462

    IMAGE AUTO SALES – VIRGINIA BEACH Luxury Cars For Sale Lot

    Looking for a Luxury Cars For Sale inventory or a Exotic Cars lot in VIRGINIA BEACH? You’ve come to the right dealership! At IMAGE AUTO SALES we provide everything Luxury Cars, with great prices and customer service. We proudly serve the VIRGINIA BEACH, Fort Monroe, Norfolk areas. At IMAGE AUTO SALES, you’ll get a reliable luxury vehicle, European cars, luxury automobiles at prices you can afford. Call us at 757-216-8224 or stop by and see us in person.

    While you’re visiting our dealership’s website, take a look at our VIRGINIA BEACH Luxury Cars For Sale inventory of the luxury vehicle, European cars, luxury automobiles for the VIRGINIA BEACH, Fort Monroe, Norfolk region. We’ve even had customers from the regions of Chesapeake, Fort Monroe, Norfolk, Portsmouth, Virginia Beach. IMAGE AUTO SALES is one of the leading providers of Exotic Cars inventory to VIRGINIA BEACH thanks to our quality Luxury Cars, low prices, and superior sales staff. We encourage you to come and visit us to view our selection in person, speak to a sales professional. Call us if you have any questions about Luxury Cars For Sale inventory.

    Get a well-maintained, competitively-priced, Luxury Cars in VIRGINIA BEACH at IMAGE AUTO SALES. IMAGE AUTO SALES is a fantastic location to buy a luxury vehicle, European cars, luxury automobiles in VIRGINIA BEACH. Browse our Exotic Cars inventory online to view details about our Luxury Cars. Having problems locating Luxury Cars For Sale inventory in VIRGINIA BEACH? Complete our Car Finder form and we will alert you when your vehicle arrives at our VIRGINIA BEACH Luxury Cars For Sale lot. We also have a large selection of Exotic Cars in VIRGINIA BEACH so come see us today.

    We hope that you find our website helpful to your needs. Although IMAGE AUTO SALES of VIRGINIA BEACH in VA doesn’t stay open 24 hours a day, our dealership website is always open all day, every day! On our website which serves VIRGINIA BEACH area customers, you can research our Luxury Cars For Sale, Exotic Cars, luxury vehicle, European cars, luxury automobiles. Search the extensive inventory of all the IMAGE AUTO SALES Luxury Cars that we offer at great prices, request a vehicle price quote, view pictures and data about the Exotic Cars or learn about our Luxury Cars that we currently have. Give us a call at 757-216-8224.

    VIRGINIA BEACH Luxury Cars For Sale | Fort Monroe VA Luxury Cars For Sale | Norfolk Luxury Cars For Sale

    IMAGE AUTO SALES – Luxury Cars For Sale VIRGINIA BEACH, VA

    Fireside Shiloh Shepherds, Shiloh Shepherd Puppies for Sale – Breeder – Virginia #shiloh #shepherds, #shiloh #shepherds, #shiloh #shepherd, #breeder, #breeders, #dogs, #large #breed, #shepherd, #sheperd, #shilo, #shiloh, #shilohs, #plush, #ari, #anja, #amara, #puppy, #puppies, #breeder, #breeders, #fireside #shioh #shepherds,virginia,va


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    Fireside Shiloh Shepherds

    Welcome to Fireside Shiloh Shepherds. We are Breeders of Large, plush, healthy Shiloh Shepherd Dogs. We are located in Altavista, Virginia. Puppies are available to select homes. Our Shiloh Shepherd Puppies are temperament tested and evaluated for conformation to the breed standard. Puppies come with a health guarantee and a life time of support. All puppies are raised in our home and socialized with our family, and other Shilohs.

    Shiloh Shepherds are the ultimate family dog. They are great with children, guests and other dogs. Our Shiloh Shepherds have a well balanced protective instinct and intimidating presence. However, their accepting and friendly nature allows them mingle with and reach out to strangers. Check out our puppy pg for information on current and upcoming litters.


    I hope you enjoy our website. Thanks for visiting.



    Web Content and Photos Copyright 2006-2017 Sam Knaus / Fireside Shiloh Shepherds.
    Web and Design Copyright 2006-2017 Stephen Knaus
    Photos are not to be used without permission. All rights reserved.

    The Shiloh Shepherd dog is a relatively new breed. They were bred to resemble the shepherds of the past in both looks and temperament. Shilohs have been selectively bred to be more gentle and large than their German Shepherds ancestors.

    Shilohs are incredibly intelligent so they excel in therapy, search and rescue, obedience and much more. Their life span is 10-13 years. Males typically weigh between 110-130lbs and reach heights of 28-31 inches at the shoulder. Females weigh in between 80-120lbs and are 26-28 inches at the shoulder. Their straight long body makes them appear longer than tall

    Shiloh Shepherds have a natural beauty and noble presence draws people to them. Bringing a one out in public is truly a unique experience! They turn a lot of heads and you need to have an extra 20 min. on your hands to field questions.

    Fireside Shiloh Shepherds, Shilohs Shepherd breeder, Our goal is: Large Healthy, sound temperaments, high intelligence, large broad heads, heavy bone and flawless, conformation. We live with out Shiloh Shepherds in Virginia. Our Shiloh Shepherds and Shiloh Shepherd Puppies are Long Haired Plush. See our site for more information about our dogs and the way we do things.

    Fisher Auto Parts – Auto Repair – 1414 E High St – Charlottesville, VA – Reviews #indiana #auto #rv


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    Recommended Reviews

    I have an old vehicle (1986), and this is the place I always go for parts.

    The price is right, the sales people are very attentive, and they almost always ask what the problem is that you are having with your vehicle, and offer advice, and help you brainstorm on how to fix it.

    One time, I won t go into full details, but I had to drive my truck with a screwdriver.   1400 miles, with a screwdriver for a key.  I didn t mind.  It worked.  The only problem was is that I was due for an inspection, and was pretty certain that it wouldn t pass with a key that was a screwdriver.   No big deal, as I figured I d just get a new lock ignition assembly and be good to go.

    The guy at Fisher spent 10 + minutes helping me figure out an alternative, and even made a couple phone calls to people he knew to check and see if certain MacGyver type ideas that we were brainstorming to fix it would pass inspection.

    Those other big chain stores just up the road that start with the letter A are dead to me.   This place feels like a locally owned store, and has the service to match.

    SAAB, VOLVO, BMW, SUBARU service, repair, body shop in Falls Church VA. Serving Arlington, Fairfax, Alexandria, and Washington DC. #auto #body #parts #online


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    IM Autohaus: Service, Parts Sales

    Northern Virginia Washington DC – Saab, Volvo, Subaru

    IM Autohaus has proudly served the Northern Virginia and Washington DC Metro area for more than 50 years with specialized and expert automotive sales, service and advice. Since our beginning in 1960, we have operated with one guiding principle: Loyal Customers Are More Important Than Short-term Profit. Our Customer Pledge is our commitment and contract with you to provide honest, reliable and informative service, every time.

    IM Autohaus, where Our Integrity is Our Brand. proudly serves Washington DC and Northern Virginia, including Falls Church, Arlington, Fairfax, Vienna, McLean and Tyson’s Corner VA for specialized Saab, Volvo, BMW and Subaru service, maintenance and repair.

    Headlight Recondition – $200 (total for both) Are your headlights cloudy? Discolored headlights can reduce nighttime visibility by as much as 90%! Replacement parts can cost several hundred dollars or more! Keep your Saab, Volvo, BMW or Subaru headlight shining bright.

    Trans Flush – $230 Keep the transmission on your Saab, Volvo, BMW or Subaru running strong. Includes BG Quick Clean, to remove build up and grime from all internally lubricated transmission parts, and 16 quarts of new synthetic transmission fluid. *Recommended every 60,000 miles under normal driving conditions and 30,000 miles under heavy city conditions.

    Free Wash & Vacuum with purchase of a service on your Saab, Volvo or Subaru

    Information on Using a VA Loan with Bad to Poor Credit #refinance #auto #loan #rates


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    VA Loans with Bad Credit

    Can I still get a VA Loan with bad credit?

    The VA does not have a minimum credit requirement. It simply requires that borrowers represent a satisfactory credit risk. But ultimately VA lenders issue the loans, and in the current economic climate these lenders are looking for solid credit scores. It’s up to them to determine whether or not your credit score meets the benchmark they set. If you find that your credit score falls short, there is still hope. There are a number of ways you can raise your credit score to meet a lender’s benchmark and receive the loan you deserve.

    What if my spouse has bad credit?

    First, remember that the only acceptable co-borrower on a loan is a spouse or another veteran. It’s important to note that if there is a co-borrower, such as your spouse on the loan, both parties on the mortgage will have to meet both VA and lender requirements.

    For example, most married couples pursue a VA home loan together, with each obliged on the mortgage note. There are many different reasons why, but usually a husband or wife may not have enough income to purchase the home of their dreams on his or her own. Adding in that second income of a spouse can sometimes do wonders for your purchasing power and debt-to-income ratio. In the current state of the economy, lenders are often looking for a score of at least 620 from both parties involved.

    You can approach this problem from a couple of different directions. The first is to see if you can get preapproved for the desired loan amount without your spouse’s income. Sometimes it can be a simple fix, but not all prospective borrowers will be so lucky. For other co-borrowers, combating the credit issue headfirst may be the best route to take.

    We’re here to help raise your credit score

    We have experts available who can help you boost your credit, but the process starts with you. Many times, a number of different factors collectively contribute to lower a credit score. Raising your score means fixing these issues. Some issues found in your credit report can be fixed quickly, while others may take some time. Either way, boosting your credit score requires sincere commitment and determination on your part. When you’re ready, your hard work and dedication will pay off.

    This is where we come in. We have a dedicated team of professionals who help prospective borrowers who haven’t quite cleared the credit hurdle. Our Department of Secondary Approval is full of experts that work one-on-one with veterans and active military by providing simple, concrete steps to boosting their financial health. It is an absolutely free service that we offer for veterans and active service members alike.

    All you have to do is take the first step. Fill out our no-obligation form below to speak with a VA Loan expert.

    Take the first step in your VA Loan by getting in touch with a VA Specialist.

    Property State: Loan Type: Home Purchase Home Refinance

    AUTOSTYLE – Used Cars – Chantilly VA Dealer #world #auto #parts


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    AUTOSTYLE – Chantilly VA, 20152

    auto sales Chantilly used cars for sale quality honda toyota scion lexus vw kia mazda detail headlight restotration Chantilly VA

    Welcome to AUTOSTYLE Chantilly Used Cars, Used Pickup Trucks

    At AUTOSTYLE of Chantilly, it’s our philosophy to provide the drivers of Chantilly VA and surrounding locations with Used Cars. Used Pickups For Sale inventory. From unparalleled customer service to world-class quality, we implement our high standards every day to meet your expectations as customers by selling the finest used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks. As a Used Cars, Used Pickup Trucks lot in Chantilly located near Aldie, Arcola, Ashburn, Bristow, Broad Run, Burke, Catharpin, Centreville, Chantilly, Clifton, Dulles, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Gainesville, Great Falls, Greenway, Haymarket, Herndon, Leesburg, Manassas, Merrifield, Middleburg, Nokesville, Oakton, Reston, Sterling, The Plains, Vienna, Washington, we go above and beyond to implement our expertise and experience to assist your every need.

    Whether you’re pursuing a used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks, our vast inventory unites quality with service. Our selection includes Used Cars. Used Pickups For Sale inventory from a Used Cars, Used Pickup Trucks lot in Chantilly located near Chantilly, Fairfax. We have customers from all over VA including Aldie, Arcola, Ashburn, Bristow, Broad Run, Burke, Catharpin, Centreville, Chantilly, Clifton, Dulles, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Gainesville, Great Falls, Greenway, Haymarket, Herndon, Leesburg, Manassas, Merrifield, Middleburg, Nokesville, Oakton, Reston, Sterling, The Plains, Vienna, Washington. Stop by today or give us a call at 571-367-2618.

    We hope that you find our website helpful to your needs. Although AUTOSTYLE of Chantilly in VA doesn’t stay open 24 hours a day, our dealership website is always open all day, every day! On our website which serves Chantilly area customers, you can research our Used Cars, Used Pickup Trucks, Used Cars. Used Pickups For Sale, used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks. Search the extensive inventory of all the AUTOSTYLE Used Cars, Pickup Trucks that we offer at great prices, request a vehicle price quote, view pictures and data about the Used Cars. Used Pickups For Sale or learn about our Used Cars, Pickup Trucks that we currently have.

    Chantilly Used Cars, Used Pickup Trucks | Chantilly VA Used Cars, Used Pickup Trucks | Fairfax Used Cars, Used Pickup Trucks

    As your local Chantilly Used Cars, Used Pickup Trucks lot near Chantilly Fairfax, we are proud to provide Used Cars. Used Pickups For Sale inventory to the fine drivers of Aldie, Arcola, Ashburn, Bristow, Broad Run, Burke, Catharpin, Centreville, Chantilly, Clifton, Dulles, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Gainesville, Great Falls, Greenway, Haymarket, Herndon, Leesburg, Manassas, Merrifield, Middleburg, Nokesville, Oakton, Reston, Sterling, The Plains, Vienna, Washington and surrounding areas. Call us at 571-367-2618 or visit AUTOSTYLE of Chantilly today to experience the best selection of used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks. Chantilly Used Cars, Used Pickup Trucks | Chantilly Used Cars. Used Pickups For Sale | Fairfax Used Cars, Used Pickup Trucks

    AUTOSTYLE – Used Cars, Used Pickup Trucks Chantilly, VA

    Autos By Choice – Used Cars – Fredericksburg VA Dealer #auto #scratch #repair


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    Autos By Choice – Fredericksburg VA, 22408

    At Autos By Choice in Fredericksburg VA, customer service is our main goal for our Fredericksburg Used Cars dealership. If you plan to buy used cars for sale, used vehicles, usedcars, pre-owned cars, you will always find great prices and service. Autos By Choice Fredericksburg Used Cars lot in Fredericksburg, VA sells many  used cars for sale, used vehicles, usedcars, pre-owned cars and has lots of satisfied customers. Because of our outstanding service and great prices, customers travel from all across VA to visit Autos By Choice. We have helped many customers with their Used Cars needs from cities such as Bowling Green, Brooke, Corbin, Dogue, Fredericksburg, Jersey, King George, Ladysmith, Port Royal, Rappahannock Academy, Sealston, Spotsylvania, Stafford, Thornburg, Woodford because they know they won’t find better service when purchasing their Fredericksburg Used Cars.

    We hope that you find our website helpful to your Fredericksburg Used Cars needs. Although Autos By Choice of Fredericksburg in VA doesn’t stay open all the time, our dealership website is always open online. On our website which serves Fredericksburg area customers, you can research all Fredericksburg used cars for sale, used vehicles, usedcars, pre-owned cars that you would like to purchase, search inventory on our Fredericksburg Used Cars lot and see that we offer great prices and even request a price quote, view pictures and data about the Fredericksburg used cars for sale, used vehicles, usedcars, pre-owned cars, or learn about our Used Cars special that we sell. Give us a call at 540-891-2277 or stop by our dealership.

    It goes beyond being the best Fredericksburg Used Cars lot. We are one of the few VA Used Cars inventory lots that can offer the kind of choices that you want from a Used Cars dealership. Give us a call at 540-891-2277.

    We hope that you find our website helpful to your needs. Although Autos By Choice of Fredericksburg in VA doesn’t stay open 24 hours a day, our dealership website is always open all day, every day! On our website which serves Fredericksburg area customers, you can research our Used Cars, Used Cars, used cars for sale, used vehicles, usedcars, pre-owned cars. Search the extensive inventory of all the Autos By Choice Used Cars that we offer at great prices, request a vehicle price quote, view pictures and data about the Used Cars or learn about our Used Cars that we currently have.

    Fredericksburg Used Cars | Fredericksburg Used Cars | Spotsylvania Used Cars Used Cars

    Autos By Choice – Used Cars Fredericksburg, VA

    IMAGE AUTO SALES – Luxury Cars For Sale – VIRGINIA BEACH VA Dealer #auto #technician


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    IMAGE AUTO SALES – VIRGINIA BEACH VA, 23462

    IMAGE AUTO SALES – VIRGINIA BEACH Luxury Cars For Sale Lot

    Looking for a Luxury Cars For Sale inventory or a Exotic Cars lot in VIRGINIA BEACH? You’ve come to the right dealership! At IMAGE AUTO SALES we provide everything Luxury Cars, with great prices and customer service. We proudly serve the VIRGINIA BEACH, Fort Monroe, Norfolk areas. At IMAGE AUTO SALES, you’ll get a reliable luxury vehicle, European cars, luxury automobiles at prices you can afford. Call us at 757-216-8224 or stop by and see us in person.

    While you’re visiting our dealership’s website, take a look at our VIRGINIA BEACH Luxury Cars For Sale inventory of the luxury vehicle, European cars, luxury automobiles for the VIRGINIA BEACH, Fort Monroe, Norfolk region. We’ve even had customers from the regions of Chesapeake, Fort Monroe, Norfolk, Portsmouth, Virginia Beach. IMAGE AUTO SALES is one of the leading providers of Exotic Cars inventory to VIRGINIA BEACH thanks to our quality Luxury Cars, low prices, and superior sales staff. We encourage you to come and visit us to view our selection in person, speak to a sales professional. Call us if you have any questions about Luxury Cars For Sale inventory.

    Get a well-maintained, competitively-priced, Luxury Cars in VIRGINIA BEACH at IMAGE AUTO SALES. IMAGE AUTO SALES is a fantastic location to buy a luxury vehicle, European cars, luxury automobiles in VIRGINIA BEACH. Browse our Exotic Cars inventory online to view details about our Luxury Cars. Having problems locating Luxury Cars For Sale inventory in VIRGINIA BEACH? Complete our Car Finder form and we will alert you when your vehicle arrives at our VIRGINIA BEACH Luxury Cars For Sale lot. We also have a large selection of Exotic Cars in VIRGINIA BEACH so come see us today.

    We hope that you find our website helpful to your needs. Although IMAGE AUTO SALES of VIRGINIA BEACH in VA doesn’t stay open 24 hours a day, our dealership website is always open all day, every day! On our website which serves VIRGINIA BEACH area customers, you can research our Luxury Cars For Sale, Exotic Cars, luxury vehicle, European cars, luxury automobiles. Search the extensive inventory of all the IMAGE AUTO SALES Luxury Cars that we offer at great prices, request a vehicle price quote, view pictures and data about the Exotic Cars or learn about our Luxury Cars that we currently have. Give us a call at 757-216-8224.

    VIRGINIA BEACH Luxury Cars For Sale | Fort Monroe VA Luxury Cars For Sale | Norfolk Luxury Cars For Sale

    IMAGE AUTO SALES – Luxury Cars For Sale VIRGINIA BEACH, VA

    Information on Using a VA Loan with Bad to Poor Credit #auto #carriers


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    VA Loans with Bad Credit

    Can I still get a VA Loan with bad credit?

    The VA does not have a minimum credit requirement. It simply requires that borrowers represent a satisfactory credit risk. But ultimately VA lenders issue the loans, and in the current economic climate these lenders are looking for solid credit scores. It’s up to them to determine whether or not your credit score meets the benchmark they set. If you find that your credit score falls short, there is still hope. There are a number of ways you can raise your credit score to meet a lender’s benchmark and receive the loan you deserve.

    What if my spouse has bad credit?

    First, remember that the only acceptable co-borrower on a loan is a spouse or another veteran. It’s important to note that if there is a co-borrower, such as your spouse on the loan, both parties on the mortgage will have to meet both VA and lender requirements.

    For example, most married couples pursue a VA home loan together, with each obliged on the mortgage note. There are many different reasons why, but usually a husband or wife may not have enough income to purchase the home of their dreams on his or her own. Adding in that second income of a spouse can sometimes do wonders for your purchasing power and debt-to-income ratio. In the current state of the economy, lenders are often looking for a score of at least 620 from both parties involved.

    You can approach this problem from a couple of different directions. The first is to see if you can get preapproved for the desired loan amount without your spouse’s income. Sometimes it can be a simple fix, but not all prospective borrowers will be so lucky. For other co-borrowers, combating the credit issue headfirst may be the best route to take.

    We’re here to help raise your credit score

    We have experts available who can help you boost your credit, but the process starts with you. Many times, a number of different factors collectively contribute to lower a credit score. Raising your score means fixing these issues. Some issues found in your credit report can be fixed quickly, while others may take some time. Either way, boosting your credit score requires sincere commitment and determination on your part. When you’re ready, your hard work and dedication will pay off.

    This is where we come in. We have a dedicated team of professionals who help prospective borrowers who haven’t quite cleared the credit hurdle. Our Department of Secondary Approval is full of experts that work one-on-one with veterans and active military by providing simple, concrete steps to boosting their financial health. It is an absolutely free service that we offer for veterans and active service members alike.

    All you have to do is take the first step. Fill out our no-obligation form below to speak with a VA Loan expert.

    Take the first step in your VA Loan by getting in touch with a VA Specialist.

    Property State: Loan Type: Home Purchase Home Refinance

    Autos By Choice – Used Cars – Fredericksburg VA Dealer #where #to #buy #used #cars


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    Autos By Choice – Fredericksburg VA, 22408

    At Autos By Choice in Fredericksburg VA, customer service is our main goal for our Fredericksburg Used Cars dealership. If you plan to buy used cars for sale, used vehicles, usedcars, pre-owned cars, you will always find great prices and service. Autos By Choice Fredericksburg Used Cars lot in Fredericksburg, VA sells many  used cars for sale, used vehicles, usedcars, pre-owned cars and has lots of satisfied customers. Because of our outstanding service and great prices, customers travel from all across VA to visit Autos By Choice. We have helped many customers with their Used Cars needs from cities such as Bowling Green, Brooke, Corbin, Dogue, Fredericksburg, Jersey, King George, Ladysmith, Port Royal, Rappahannock Academy, Sealston, Spotsylvania, Stafford, Thornburg, Woodford because they know they won’t find better service when purchasing their Fredericksburg Used Cars.

    We hope that you find our website helpful to your Fredericksburg Used Cars needs. Although Autos By Choice of Fredericksburg in VA doesn’t stay open all the time, our dealership website is always open online. On our website which serves Fredericksburg area customers, you can research all Fredericksburg used cars for sale, used vehicles, usedcars, pre-owned cars that you would like to purchase, search inventory on our Fredericksburg Used Cars lot and see that we offer great prices and even request a price quote, view pictures and data about the Fredericksburg used cars for sale, used vehicles, usedcars, pre-owned cars, or learn about our Used Cars special that we sell. Give us a call at 540-891-2277 or stop by our dealership.

    It goes beyond being the best Fredericksburg Used Cars lot. We are one of the few VA Used Cars inventory lots that can offer the kind of choices that you want from a Used Cars dealership. Give us a call at 540-891-2277.

    We hope that you find our website helpful to your needs. Although Autos By Choice of Fredericksburg in VA doesn’t stay open 24 hours a day, our dealership website is always open all day, every day! On our website which serves Fredericksburg area customers, you can research our Used Cars, Used Cars, used cars for sale, used vehicles, usedcars, pre-owned cars. Search the extensive inventory of all the Autos By Choice Used Cars that we offer at great prices, request a vehicle price quote, view pictures and data about the Used Cars or learn about our Used Cars that we currently have.

    Fredericksburg Used Cars | Fredericksburg Used Cars | Spotsylvania Used Cars Used Cars

    Autos By Choice – Used Cars Fredericksburg, VA

    Used Car Dealerships Richmond, Chesterfield, Midlothian VA #auto #tires


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    The Top Used Car Dealership in Richmond

    Call (804) 675-0100 for pricing and more information

    It can be overwhelming to search for a quality used car in Richmond. Filtering through inventory. determining a reasonable price range, and choosing the best financing options are all important details in purchasing a vehicle. The first step to help you through the process should be selecting a credible used car dealership offering premium service .

    At Car America, we walk you through the buying process and help you answer all of your questions. Our goal is to provide you with a satisfying and stress-free used car buying experience by reducing common anxieties. We truly believe that everyone deserves a high quality, certified pre-owned vehicle at a fair price. No matter your credit situation, you can trust Car America with an affordable solution.

    • Wide selection of top quality vehicles
    • Thorough safety inspection and prepping process
    • Unmatched customer service
    • Relationships with 18 lenders for more financing options
    • Ongoing maintenance at fair prices

    We stand apart from other used car dealerships by providing quality vehicles, thorough service, and customized financing options for all. Our team takes pride in caring for customers and creating the ultimate car buying experience. Stop by today for used cars in Chesterfield, Midlothian, Petersburg, or any surrounding area of Richmond.

    Used Toyota, Chevy, GMC and Cadillac Dealer in Fredericksburg, VA #portland #auto #auction


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    855.395.7506

    Thank you for taking this time to visit with Car Web Inc. online! Please further browse our pre-owned inventory and contact us when you find the makes and models that you like best!

    From our Fredericksburg used car dealership. it’s our pleasure to be able to serve clients from all over Virginia. Maryland and Washington DC with excellent deals, reliable transportation and auto loan options!

    You’ll find great pre-owned vehicles in our current inventory made by Mercedes-Benz. BMW. Lexus. Porsche. Lincoln. Infiniti. Acura and Cadillac. you name it; we carry it! Not to mention that you’ll see some amazing deals on economy brands too; just take a look at the in-stock Chevy. Honda and Ford models ready for test drives today!

    Notify our vehicle finder when you’re not seeing vehicles that you’re looking for within our current inventory! Some cars are simply hard to find when you’re shopping the Virginia used car market, but with our statewide and national sources, we hope to be able to provide exactly the car you want!

    Once you’ve made that final decision and you’re ready to move forward with your purchase, you can work directly with our financing team to get access to competitive loan packages that have affordable monthly payment options!

    When you’re ready to trade or sell your car near Fredericksburg. we offer better-than-average trade values, and it starts with getting a free appraisal from us!

    Once you’ve had the opportunity to experience the services we offer, please send us feedback through an Edmunds Review. Also, please join us on Facebook to get exclusive sneak peeks at upcoming sales events, newly acquired inventory and other great specials going on at Car Web Inc.. We’re looking forward to meeting anyone interested in used cars near Fredericksburg from nearby places like Spotsylvania, Washington DC, Northern VA, Stafford, Charlottesville, Richmond, Burke, Manassas and Alexandria !

    Carweb Offers Military Discounts to Honor Your Service

    VA Budget Auto Sales – Used Cars – Fredericksburg VA Dealer #auto #supply


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    VA Budget Auto Sales – Used Cars, Used Pickup Trucks Fredericksburg, VA

    VA Budget Auto Sales 420 Hudgins Road Suite 200 Fredericksburg VA 22408 540-376-7542 Fredericksburg Used Cars, Used Pickup Trucks | Brooke VA Used Cars, Used Pickup Trucks | Corbin Used Cars, Used Pickup Trucks

    Welcome To VA Budget Auto Sales Fredericksburg Area Used Cars, Used Pickup Trucks Lot

    VA Budget Auto Sales stands out among other dealerships in the Fredericksburg, VA area for its unmatched service, honest treatment, and competitive pricing! Whether you’re looking for used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks, VA Budget Auto Sales in Fredericksburg, VA has just the right vehicle for you!

    Our mission at VA Budget Auto Sales is simple. If we treat our customers honestly and with respect, while providing the best vehicles at the lowest prices, we will be successful. As one of several Used Cars, Pickup Trucks dealers in the Fredericksburg, Brooke, Corbin metro area, we understand that we have to work hard to earn and keep your business.

    Located in Fredericksburg, VA Budget Auto Sales is your source for Used Cars, Used Pickup Trucks inventory. At any given time you will find Used Cars. Used Pickups For Sale inventory and other on our lot. Our goal is to give as many Fredericksburg, Brooke, Corbin, Bowling Green, Brooke, Corbin, Dogue, Fredericksburg, Jersey, King George, Ladysmith, Port Royal, Rappahannock Academy, Sealston, Spotsylvania, Stafford, Thornburg, Woodford and all other VA customers an outstanding dealership experience when it comes to price, selection, and customer service. It is through treating people right that VA Budget Auto Sales separates itself from car dealerships in Fredericksburg, Brooke, Corbin and throughout VA.

    Fredericksburg Used Cars, Used Pickup Trucks lot and Used Cars. Used Pickups For Sale. Our dealership proudly serves Fredericksburg. We are also one of many Used Cars, Pickup Trucks dealers in the Brooke, Fredericksburg, Corbin areas you have to choose from. We hope to earn your business by providing the best-in-class service from the start of the sale throughout the life of your vehicle. Give us a call at 540-376-7542.

    At VA Budget Auto Sales, we believe buying Fredericksburg Used Cars. Used Pickups For Sale inventory should be one of the most exciting purchases you make. Buying your Used Cars, Used Pickup Trucks inventory from the VA Budget Auto Sales dealership in Fredericksburg, VA will be an easy and refreshing experience, thanks to our highly qualified sales staff. Our sales representatives are committed to offering the best in service and our inventory of affordable used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks ensures that your VA Budget Auto Sales purchase experience will be above and beyond anything another dealership can offer.

    WATSON AUTO INC – Used Cars – Galax VA Dealer #auto #city #dallas


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    WATSON AUTO INC – Galax VA, 24333

    Galax’s WATSON AUTO INC Used Cars, Auto Financing Used Cars. Car Loans in Galax

    Welcome to the Galax’s Used Cars, Auto Financing lot website. Here you’ll find all the information you need to make an informed purchase of Used Cars. Car Loans inventory at our Galax Used Cars, financing dealership. If you’re looking for Used Cars, Auto Financing inventory in the Galax, Christiansburg, VA, Winston-Salem, NC area, stop by Galax’s WATSON AUTO INC where you’ll get the best price and service in the area! Have questions? Call us at (276) 236-1010.

    If you’re looking for a quality Used Cars, Auto Financing inventory in Galax at a reasonable price, look no further than the Galax’s WATSON AUTO INC Used Cars, Auto Financing selection. Browse our current selection of Used Cars. Car Loans inventory in Galax including used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle financing, auto loans, automobile loans, car finance. Drive in from Austinville, Cana, Cripple Creek, Elk Creek, Ennice, Fancy Gap, Fries, Galax, Independence, Ivanhoe, Lambsburg, Lowgap, Woodlawn and you’ll discover plenty of Used Cars, financing to choose from, so no matter the type of Used Cars, financing you’re looking for we have something to fit your needs. Call us at (276) 236-1010 and speak to a friendly salesperson today! Our unbeatable selection and pleasant atmosphere make us a leading used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle financing, auto loans, automobile loans, car finance dealership for the Galax, Christiansburg, VA, Winston-Salem, NC area.

    We are continually receiving Used Cars, financing in Galax for our Used Cars, Auto Financing inventory, so check back often. Visit our Galax Used Cars. Car Loans inventory page to browse through the Galax Used Cars, financing we currently have in stock. If you see something you like, give us a call at (276) 236-1010 or stop in and see us in Galax, VA 24333. We are convenient to the Christiansburg, VA, Winston-Salem, NC region.

    As you can see from the above, Galax’s WATSON AUTO INC Used Cars, Auto Financing is a Used Cars. Car Loans dealership in the Galax, Christiansburg, VA, Winston-Salem, NC area. We’re dedicated to providing the best service possible and will assist you through the purchasing process any way we can. Visit us at Galax, VA 24333, and read more about us.

    WATSON AUTO INC – Used Cars, Auto Financing Galax, VA

    Trust Auto – Used Cars – Chantilly VA Dealer #cheap #used #cars


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    Trust Auto – Chantilly VA, 20152

    One of the most reliable used cars dealerships that offers quality used auto for cheap, affordable prices. We mainly specialise in used vehicles of Japanese brands like Toyota, Honda, Nissan and domestic brands like Ford, Jeep. We offer warranty on most of the cars we sell. financing bad credit and good credit. We work differently than most used cars dealerships around. Please stop buy, check out our inventory of used vehicles. Get your next preowned auto from us!

    Trust Auto Chantilly Used Cars Lot 20152

    Trust Auto Chantilly offers the best Used Cars selection in VA. Trust Auto is a premier Chantilly Used Cars lot offering hundreds of used cars for sale, used vehicles, usedcars, pre-owned cars all available at affordable prices. Come visit our Chantilly Used Cars dealership to view a wide variety of Used Cars inventory near Washington, Fairfax in VA. Our Chantilly Used Cars lot is easy to get to from anywhere in Chantilly area. We strive to be the best in selection, deals, and customer service every day, at our Chantilly Used Cars dealership.

    Chantilly Used Cars dealership with Used Cars inventory in VA. You’ll find that our Chantilly Used Cars lot has the largest selection of used cars for sale, used vehicles, usedcars, pre-owned cars! Our Used Cars Chantilly dealership has great Used Cars, while serving all of Aldie, Arcola, Ashburn, Bristow, Broad Run, Burke, Catharpin, Centreville, Chantilly, Clifton, Dulles, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Gainesville, Great Falls, Greenway, Haymarket, Herndon, Leesburg, Manassas, Merrifield, Middleburg, Nokesville, Oakton, Reston, Sterling, The Plains, Vienna, Washington and VA. Give us a call at 703-595-4433.

    If you’re looking for great Used Cars inventory in Chantilly VA, only one name should come to mind, Trust Auto! Our showroom is conveniently located in Chantilly, so stop by and see why we’re a leading Chantilly Used Cars lot in VA. We surpasses all other Chantilly, Washington and Fairfax Used Cars lots with our excellent sales and our incredible savings! We’re standing out from other dealers in Aldie, Arcola, Ashburn, Bristow, Broad Run, Burke, Catharpin, Centreville, Chantilly, Clifton, Dulles, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Gainesville, Great Falls, Greenway, Haymarket, Herndon, Leesburg, Manassas, Merrifield, Middleburg, Nokesville, Oakton, Reston, Sterling, The Plains, Vienna, Washington by offering hundreds of used cars for sale, used vehicles, usedcars, pre-owned cars and more! Just pay us a visit online or at our Trust Auto Chantilly dealership of VA.

    Trust Auto – Used Cars Chantilly, VA

    Interstate Auto Lenders, LLC. Auto Finance Source – Springfield VA #used #car #lots


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    Get approved for bad credit auto loans in minutes Apply Now It s fast, easy and absolutely confidential.

    You can finally relax because at Interstate Auto Lenders, we have put together a process for people with bad credit to get car loans. Our service is known for its safe and fast auto loan approval process. Most importantly, it is a quick and easy system which can be equally useful for subprime auto loans, auto loans with good credit, bad credit used car loans, and even no credit. Applicant s turned down by other companies due to bankruptcy or poor credit will find all the essential auto loan support at Interstate Auto Lenders.

    Bad Credit Auto Loans

    Interstate Auto Lenders is a leading service provider of bad credit auto loans in the USA. If you think you have bad credit, low credit, no credit or have been turned down in the past, we can help you get a vehicle loan with any credit. We have processed over 1,000,000 bad credit auto loans on the internet.

    Have bad credit?

    WE CAN HELP! Fill out our simple and secure online Credit Application for a swift answer.

    We help car buyers with bad credit with a second chance financing and can approvals fast. Interstate Auto Lenders works with the largest auto finance companies online along with the most reputable vehicle dealerships in the US and Canada to ensure each person gets the best car loan, even with a bad credit.

    No matter what your credit profile is, we can help you get a car loan. We work with people who have good, fair, bad, or no credit history, as well as with people who have zero or no money down. We can help with really bad situations such as multiple bankruptcies, multiple repossessions outside of bankruptcy at different times, currently delinquent on all existing obligations, repossessions less than one year old, if you need automotive financing, we can help you! Our car loans have helped thousands of people get the vehicle they need for their everyday needs.

    Don t wait to get a Car Loan with Bad Credit. Get your loan NOW!

    At Auto Credit Express we are often asked if you should apply for a car loan now or wait until your situation is better. When considering if you should get a car loan with bad credit take the following items into consideration

    Information on Using a VA Loan with Bad to Poor Credit #auto #advance


    #refinance auto loan with bad credit
    #

    VA Loans with Bad Credit

    Can I still get a VA Loan with bad credit?

    The VA does not have a minimum credit requirement. It simply requires that borrowers represent a satisfactory credit risk. But ultimately VA lenders issue the loans, and in the current economic climate these lenders are looking for solid credit scores. It’s up to them to determine whether or not your credit score meets the benchmark they set. If you find that your credit score falls short, there is still hope. There are a number of ways you can raise your credit score to meet a lender’s benchmark and receive the loan you deserve.

    What if my spouse has bad credit?

    First, remember that the only acceptable co-borrower on a loan is a spouse or another veteran. It’s important to note that if there is a co-borrower, such as your spouse on the loan, both parties on the mortgage will have to meet both VA and lender requirements.

    For example, most married couples pursue a VA home loan together, with each obliged on the mortgage note. There are many different reasons why, but usually a husband or wife may not have enough income to purchase the home of their dreams on his or her own. Adding in that second income of a spouse can sometimes do wonders for your purchasing power and debt-to-income ratio. In the current state of the economy, lenders are often looking for a score of at least 620 from both parties involved.

    You can approach this problem from a couple of different directions. The first is to see if you can get preapproved for the desired loan amount without your spouse’s income. Sometimes it can be a simple fix, but not all prospective borrowers will be so lucky. For other co-borrowers, combating the credit issue headfirst may be the best route to take.

    We’re here to help raise your credit score

    We have experts available who can help you boost your credit, but the process starts with you. Many times, a number of different factors collectively contribute to lower a credit score. Raising your score means fixing these issues. Some issues found in your credit report can be fixed quickly, while others may take some time. Either way, boosting your credit score requires sincere commitment and determination on your part. When you’re ready, your hard work and dedication will pay off.

    This is where we come in. We have a dedicated team of professionals who help prospective borrowers who haven’t quite cleared the credit hurdle. Our Department of Secondary Approval is full of experts that work one-on-one with veterans and active military by providing simple, concrete steps to boosting their financial health. It is an absolutely free service that we offer for veterans and active service members alike.

    All you have to do is take the first step. Fill out our no-obligation form below to speak with a VA Loan expert.

    Take the first step in your VA Loan by getting in touch with a VA Specialist.

    Property State: Loan Type: Home Purchase Home Refinance