WA State Licensing (DOL) Official Site: Transfer ownership of a vehicle when buying from a private party #auto #connection


#auto bill of sale
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2. Gather the information you ll need

Find out how much it will cost by contacting a vehicle licensing office location .

3. Complete all necessary forms

  • Vehicle/Vessel Bill of Sale Completed by you and the seller.
    • Enter sale price This is used to calculate the use tax .
    • Enter zero if it s a gift or inheritance.
  • Vehicle Certificate of Ownership (Title) Application Sign it in front of a:
    • notary public, or
    • licensing agent at an office .

4. Submit your forms and payment

Submit the following to an office :

  • Vehicle/Vessel Bill of Sale,
  • Vehicle Certificate of Ownership (Title) Application,
  • The current vehicle title, and
  • Payment contact an office for the exact amount.

If needed, also submit:

  • Emissions testing report,
  • Affidavit of Loss/Release of Interest, or
  • Odometer Disclosure Statement.

Getting your title

How quickly do you want your title?

  • You can visit or mail your forms and payment to an office .
  • It will take 8 10 weeks to get your title.

If you need it faster than 8 10 weeks:

  • You can visit or mail your forms and fees to a Quick Title office * .
  • It ll cost $50 plus the title fees.

* Note: Quick titles aren t available for snowmobiles, vehicles or boats reported as stolen, insurance or wrecker-destroyed vehicles and boats, or vehicles with WA Rebuilt on the title.

5. Get new license plates

Since the vehicle has changed ownership, you ll need to get new plates.

There are exceptions Plates don t need to be replaced if:

  • You re removing a deceased spouse or domestic partner from the title.
  • You got your vehicle from:
    • your spouse or domestic partner,
    • a family member as a gift or inheritance, or
    • a trust in which the registered owner or their immediate family members are the beneficiaries of the trust.

6. Add the vehicle to your License eXpress account

  • See when your vehicle s tabs are due.
  • Make sure your address is up-to-date.
  • Sign-up or update email renewal notices and more.

Certified Nursing Assistant (CNA) License Transfer to Georgia #cna #certification #georgia, #cna #license #transfer #from #north #carolina #to #georgia, #nursing #assistant #license #transfer #georgia, #nurse #aide #certification #reciprocity, #georgia #nurse #aide #registry, #ga, #cna #license, #nc


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CNA License Transfer to Georgia

Nursing Assistant Questions and Answers

Can a North Carolina CNA license be transferred to Georgia? Who can I call?
As far as I know, you may transfer your North Carolina nursing assistant certification to the state of Georgia as long as you are active and listed in good standing on your current state registry. Each reciprocity candidate must complete a reciprocity application which is available here: State of Georgia Nurse Aide Registry Listing by Reciprocity. The reciprocity application has several sections, which must be completed by you, by your employer, and by the North Carolina CNA Registry. It is important to read and follow all the instructions included in the application. You should contact the Georgia Nurse Aide Registry at (678) 527-3010 or (800) 414-4358 to verify this information and to get answers to any additional questions you may have. Good luck!

Where can I take the CNA certification test in Georgia, and how much does it cost?
The Georgia CNA competency exam is administered by Promissor. You have to schedule and then take the certification exam at one of their available regional locations. The CNA exam costs $107 if you choose to take the written and skills examinations, or $117 if you select the oral and skills examinations. The exam application may be found here: Application for Registration by Competency Examination. Make sure you print and then complete all the appropriate sections of the CNA exam application. You may ask the CNA course instructor or your employer to help you complete certain parts of this form. Copies of specific documents must be mailed with your application to test. Follow all the instructions at the bottom of the CNA exam application. You may also contact a NACES customer service representative at (866) 432-2865 if you need further assistance. To see a list of available testing locations you can follow this link: Georgia NNAAP Regional Test Sites and Test Schedules .

Read Answers to Related Questions

CNA Resources

What is a Nursing Assistant?

A CNA is an entry level, certified healthcare worker. To obtain CNA certification. a nursing assistant trainee must complete a series of courses which teach the student basic skills needed to assist with patient care. A nurse aide is knowledgeable about client safety and transportation, assisting with activities of daily living, communicating with clients and nursing staff, performing basic procedures such as taking vital signs and weighing, and recording intake and output. A certified nursing assistant spends the majority of their working time at the patient’s bedside, providing comfort, hygiene, and support.

State approved CNA training programs teach nurse aide trainees how to become competent care givers. The theoretical section of a nursing assistant program is augmented by the clinical portion, by reinforcing and practicing the knowledge gained in the classroom. The length of a nurse aide course depends on the facility providing the training. Some programs may require as little as three weeks to complete, while others may take two to three months. Fast paced courses are not for everyone, and students have the option to enroll in lengthier programs such as those offered by community colleges. A nurse aide trainee who completes the training is eligible to take the CNA exam. Passing this important examination results in certification and listing on the state nurse aide registry .

Employment opportunities for certified nursing assistants are numerous. The skills of a CNA are needed especially in hospitals, long term care facilities, and rehabilitation centers. Other nursing assistant job opportunities exist in the community, such as Home Health Aide. Hospitals may offer educational opportunities and financial incentives to nursing assistants who wish to continue their education and become licensed vocational nurses, or registered nurses.

CNA Training Programs

Nurse Aide Registries

How to Import Contacts from Excel Sheet into iPhone and iCloud #how #to #import #excel #contacts #into #iphone, #export/transfer/upload/open #contacts #from #excel #to #iphone, #transfer #excel #contacts #to #iphone/icloud, #to #iphone #contacts #converter/conversion, #sync #icloud #to #iphone #contacts, #copy #excel/icloud #contacts #to #iphone


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How to Import Excel Contacts into iPhone

Starting from ‘Project Purple’ to becoming a class of Smartphone; ‘Apple iPhone’ firmly managed to break through the criticism and become a successful line of phone. iCloud on the other hand ensures that every user is updated with the latest of everything without any efforts required to be made. Apart from handling updates on your devices and helping you find it when lost, iCloud also comes handy in sharing data. vCard file containing both; single or multiple contact information can be imported on the platform and further shared ahead.

If there is any requirement of importing contacts from MS Excel sheet into iPhone or iCloud device then go for the process of Excel to iPhone contacts conversion discussed below.

To Export Contacts from MS Excel Sheet into iPhone, Follow 3 Steps

To execute process of Excel to iPhone contacts conversion. it is required to first transfer the contacts from Excel spreadsheet into iCloud. After contacts gets transferred into iCloud then it can be easily import into iPhone device.

  • Download “RecoveryTools for MS Excel ” converter tool, Click Browse to select the Excel file and then after file gets successfully load then click on “Next”

  • Once Excel file gets successfully added, then start the procedure of mapping Excel field with vCard field, after mapping each field click on add and then map another filed. Once done with the mapping process, click on “Next”
    • “vCard 3.0 Version” to get vCard file format of 3.0 edition
    • “Allow Empty Email Address” to get converted those contacts which doesn’t have email addresses

    To, save exported contacts from Excel into vCard select a destination location. By default. software saves VCF file in desktop.

  • Now when all contacts from Excel spreadsheet is transferred into VCF file, then this vCard file can be easily imported into iCloud and after successful addition of contacts into iCloud it can be sync with iPhone smoothly.

After completion of Excel to vCard conversion, now users need to import vCard file saved contacts into iCloud which can be further copied into iPhone device.

  • To start the process of VCF to iCloud conversion process, open www.icloud.com in your browser

  • Now you will be asked to sign-in with your Apple ID and PW. enter the details to access your account in iCloud
  • Now you will get the following screen, from the available menu options click on “Contacts”

  • In the bottom left corner you will get a gear icon. click on it and from the available options click on “Import vCard”

  • Select the VCF file from your machine and then click on “Open”

  • Now, vCard to iCloud importing process will be started automatically

  • After contacts gets successfully added in iCloud account, you can easily check them

    Once the contacts get added in iCloud account, it gets automatically synchronized with your iPhone device if you have already added the same iCloud account in your device. To check whether contacts from iCloud to iPhone get successfully transferred then check the contacts in your iPhone device.

    Now when the contacts gets copied from iCloud into iPhone device then users can open the contacts and check the information stored in it. Excel to iCloud converter tool is effective utility to transfer all contacts from Excel spreadsheet into iPhone device.

    Copyright 2012-2017 RecoveryTools . All rights reserved

  • How to Transfer Mutual Funds to a Roth IRA #ira #to #ira #transfer


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    How to Transfer Mutual Funds to a Roth IRA

    A Roth IRA is a retirement account that you set up and manage to help save money through tax breaks. The contributions you make to a Roth IRA do not result in a tax deduction, but the money grows tax-free and you can withdraw the entire amount, including earnings, tax-free at retirement. The only mutual funds eligible to be directly transferred into a Roth IRA are those that are in another qualified retirement account such as a 401k, traditional IRA, or Roth IRA. If you have money in a mutual fund that is not in a qualified retirement account, you would have to cash out the mutual fund before contributing the money to a Roth IRA.

    Roth IRA Transfers

    Determine how much of your mutual fund you want to move to a Roth IRA account. If you are moving an investment, such as a mutual fund, rather than changing investments, most likely you are doing so to reduce administrative fees, so you would probably want to move it all at once. However, you do not have to.

    Set up a new Roth IRA account or look up the account number on an existing Roth IRA that you have. You will need this information to request the transfer.

    Inform the financial institution with which you have your mutual funds that you want to transfer them to your new account. Request the appropriate paperwork. Each financial institution will have its own form, but you will always need to provide your identifying information and account numbers.

    Wait for the money to be automatically transferred to your new account. This should take only a few days, but may vary depending on your financial institution.

    Conversion to a Roth IRA

    Determine if you are eligible to convert the retirement plan that holds the mutual funds to a Roth IRA. If you have mutual funds in a 401k plan, traditional IRA, or other qualified retirement plan, you can directly convert them into a Roth IRA. As of 2010, the IRS does not impose any income restrictions on who can convert money into a Roth IRA. If the mutual fund is not in a qualified retirement account, you cannot move it to a Roth IRA.

    Contact your financial institution and inform it that you want to directly convert the money from your other qualified plan to your Roth IRA.

    Wait until the end of the year to receive a 1099-R form from your financial institution indicating the amount you rolled over.

    Other People Are Reading

    • Investment in a Roth IRA Brokerage Vs. Mutual Funds
    • How to Sell My IRA

    Report the amount of the conversion from a non-Roth retirement account to the Roth IRA on your taxes as a taxable distribution and indicate rollover next to it. For 2009 tax returns, this is line 15a and 15b on your form 1040. You must include the amount as part of your taxable income because you received a tax break on the contributions. Because it is now in a Roth account, you will not have to pay taxes when you withdraw it.

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    Electrical PDF courses

    1. click on the file name that you want to download
    2. a new page will open, don’t care about the message “these files are temporary unavailable”,
    3. Look in the upper right corner of the page, you will find an arrow point to down,
    4. click this arrow the download will start automatically.
    5. after downloading, you will need to enter your password to open the file.

    Non-registered members in Electrical-Knowhow website will not be able to open and read Our PDF Courses.

    To register as a member of Electrical-Knowhow website, do the following:

    On completion of this course the target person will be able to:

    • Understand the technology, concepts and terminology of Electrical Motors.
    • Recognize different types, theory of operation, components and accessories of Electrical Motors.
    • Specify correctly any type of Electrical Motors for certain applications.




    On completion of this course the target person will be able to:

    • Understand the concepts. terminology and basics for lighting design,

    • Recognize lighting sources, fixtures and lamps,

    • Understand day lighting design basics.

    3- An Introduction to Heating, Ventilation and Air Conditioning (HVAC) Systems

    On completion of this course the target person will be able to:

    • Understand the technology, concepts and terminology in the design of HVAC systems.

    • Recognize different types, components and accessories of HVAC systems.
    • Specify correctly any type of HVAC systems.

    4- Electrical Load Estimation Course

    On completion of this course the target person will be able to:

    • Recognize different calculation method for electrical load estimation.
    • Understand the procedures and logic of each method for electrical load estimation.
    • Perform the calculations steps of each method for electrical load estimation.

    Our country is now implementing the K 12 program. we are now on the grade nine. I am one of those experts assigned to develop learning materials for the grade 10. Your guides are explained in a very friendly way that even those who are not so good in English can understand because of the very nice presentations. I wish I could use some of the information if your group will allow us granted that the learning materials will be for reference only. All the information you have given is enough for an instructional designer to develop his own. To all of you thank you and may god will always give you wisdom in helping the people world wide. I am from the Philippines GOD BLESS.

    I give you a permission to use the learning materials in this website as a reference for your learning materials and if you need any help, just send me email or comment.

    Excelsior College #bachelors #degree, #business, #accounting, #degree, #degree, #earn #degree, #get #degree, #accredited, #affordable, #online #classes, #earn #credit #by #exam, #transfer #credits, #degree #programs, #business, #associate, #bachelor, #master, #certificates, #online, #distance #learning, #excelsior #college


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    General Business

    Business moves faster than ever these days, and Excelsior College is keeping pace with the times.

    Our flexible, competency-based Bachelor of Science in Business (General Business) degree program will enable you to finish sooner at a lower cost than almost anywhere else.

    Specifically designed for adult students with busy lives and competing responsibilities, Excelsior’s online business BS degree program lets you put together a personalized program of study that builds on what you know. This bachelor’s in business concentrating in general business is geared to meet current employer needs and give you an advantage in the job market.

    Competency-based education (CBE) at Excelsior allows you to earn your BS in Business through a personalized program of study that combines course-based learning, independent study, and earned external credits.

    • Course-based learning refers to Excelsior’s 8 or 15-week online courses in business and other subjects that are directly informed by current trends in workforce development.
    • Independent study options help you pursue self-paced learning with study guides and practice tests before earning credit by exam. You can also simply test out of subjects you’ve already mastered.
    • Earned external credits are accrued through coursework completed at other institutions, military experience, college-level exams like CLEP and DSST, learning assessment, and workforce training and professional certifications completed before and/or during your enrollment.

    Meet your degree requirements in whatever combination of options works best for you, then take the capstone in which your competency will be evaluated through a series of business projects, simulations, and summative exam.

    • Transfer more credits to lower the cost of your BS in Business.
    • Take 8 or 15-week online business classes that fit your schedule.
    • Access financial aid, flexible payment plans, and other assistance to make college more affordable.
    • Earn a business degree accredited by the International Assembly for Collegiate Business Education .

    You can also use financial aid and flexible-payment options to fit this bachelor’s in business concentrating in general business into your budget. Find out just how affordable an Excelsior bachelor’s degree can be .

    A Flexible, Convenient Business Degree for Working Adults

    Excelsior’s Bachelor of Business degree is accredited by the International Assembly for Collegiate Business Education . Our online business classes are taught by experienced educators from some of the nation’s leading business schools. You’ll get a complete, rigorous foundation in business processes and principles, including:

    • Accounting
    • Management
    • Marketing
    • Law
    • Business strategy
    • Computers
    • Organizational behavior

    With an accredited bachelor’s degree from Excelsior . you can pursue a wide range of professional and educational opportunities, including small business ownership, consulting, administration and management, graduate school, and law school.

    IACBE Specialized Accreditation

    Excelsior College has received specialized accreditation for its business programs through the International Assembly for Collegiate Business Education (IACBE), 11374 Strang Line Rd. Lenexa, KS 66215; 913-631-3009; www.iacbe.org . The IACBE is a specialized accrediting agency recognized by the Council for Higher Education Accreditation (CHEA). The business programs in the following degrees are accredited by the IACBE: Bachelor of Science in Business and Master of Business Administration.

    Associate and Bachelor’s Programs FAQ

    Content

    Contact

    Excelsior College
    7 Columbia Circle
    Albany, NY 12203-5159

    Washington DC Center
    2000 M Street NW
    Suite 500
    Washington, DC 20036

    Excelsior

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    Car Titles – Get a replacement car title #how #to #transfer #car #title #in #texas


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    Now We ll Tell You How You Can Do It Yourself For FREE!

    Obtaining a legal title for a vehicle can appear to be a complex process. Vehicle titles are legal documents, only issued by government agencies. Each state has a title registry, and the documents are issued by that agency. The states use different names such as Department of Motor Vehicles, Transportation Division, Department of Public Safety, or the Motor Vehicle Department. For the purpose of this site we will use the abbreviation “DMV” to refer to this agency, no matter what state you are in.

    Titles are not just printed and issued upon request. Since the title is the legal ownership proof for the vehicle, the DMV requires the person requesting the title to provide documentation that they are the rightful owner of the vehicle. Otherwise, any person could simply ask for a title for any car they wanted with the VIN, and become the owner. You would not want someone to just take ownership of your vehicle by obtaining a DMV title, so your rights are protected by this bureaucratic process.

    If you have a vehicle without a title, you may have discovered that you need this document, and that the process for obtaining it has become difficult. Listed below are several solutions for obtaining a title on your own, without having to pay expensive title fees to online title companies to do something which you can do on your own.

    Get Your Own Replacement Car Title

    Scenario 1:You had a title previously issued in your name, and lost that document .

    Simply visit the DMV (Department of Motor Vehicles), or government agency in the state where the last title was issued in your name. Bring your photo ID for verification. They will verify that you were the last titled owner of the vehicle, and verify your identity. They will then issue a new replacement title document printed exactly as the last one was.

    • Liens If there was a lien on the vehicle when the last title was issued, you will need to obtain a lien release from the lender. Even if the lien has been paid off, the DMV will likely not have been made aware of this event and will still how it as a cloud on the title.
    • Other owners If there are multiple owners listed on the title, each person will need to sign the duplicate title application, unless they are listed as “or” owners.
    • Not in your name If the vehicle was transferred to you but a new legal title was never issued to you by the DMV, then the last person who had a legal title document with their name printed on the front will need to make application for the duplicate.
    • Purged records If there has been no title or active registration issued on the vehicle in 5 or 7 years (depending on the state), the prior ownership records may have been purged from the system, and a duplicate title request may not be allowed.
    • Out of the area In most cases, the DMV will require the legal owner to present themself in person to request the duplicate title document. The agency does not want to hand a legal document to a person who is not the legal owner, and would want to verify the identity of the person requesting the document by matching their photo ID. If you have moved to a different state, you may be able to request an affidavit form that you can have notarized at your location and send by postal mail.
    • Deceased If the person listed as legal owner on title has become deceased, the DMV will request a death certificate and documentation demonstrating that the person requesting the replacement title is the legal heir by statute or by will/probate/estate.

    NEED MORE INFO?
    CONTACT US

    Scenario 2. You have a vehicle which has not yet been legally titled in your name.

    If there has never been a legal title issued in your name you will need to have the legal owner provide you with their legal title document correctly signed over to you. Without the legal title signed over to you, your state s DMV will not issue you a title even if you have a bill of sale or receipt for the purchase.

    Solution: If you have purchased or acquired a vehicle and the prior title is not available, or the prior owner is not available, the least expensive option is to use an out of state title process to obtain your title. If the vehicle is more than 15 years old (2002 or older), the State of Vermont will accept a basic bill of sale to transfer ownership to your name. The other 49 states do not allow for bill of sale to transfer.

    • You do not have to live in Vermont
    • The vehicle does not have to have come from Vermont
    • The bill of sale does not need to be from the last titled owner (can be from anyone)

    Vermont issues a registration form of ownership for 15 year old vehicles. Since that is their version of a title, you can obtain this document in your name for $48 with just a bill of sale, and then present it to your state DMV who will then issue you a legal title in your name, in your state. This Vermont registration title you receive can be used in all 50 states including New Jersey, Pennsylvania, Florida, North Carolina, Ohio, Colorado, New York, Louisiana, Kentucky, Missouri, Indiana, Oregon, Virginia, Nevada, Texas, Iowa, Michigan, Idaho. This process has been used by car collectors, auctions, and brokers for years to solve difficult title problems. Until recently, our website has offered this as a paid service. Many websites still use this trick as a way to get titles for customers charging hundreds of dollars.

    You can do this yourself with no fees to title companies, just by sending the document directly to the Vermont DMV. The fee paid to the DMV is $48 ($76 for some vehicles) and they send you a legal title in your name directly.

  • Complete the form as instructed (carefully enter all required information)
  • Attach a valid bill of sale or transfer document
  • Mail to Vermont Department of Motor Vehicles 120 State St, Montpelier, VT 05602 with the appropriate fee
  • You will receive a registration / ownership document from the state of Vermont. (Along with valid license plates). Once received, you will bring these to the DMV / title office in your state to exchange for a title issued to your name, in your state. No service fees or title fees paid to online title agents are required.

    The State of Vermont does not issue titles for vehicles 15 years or older, and uses this registration form of ownership. Since all states need to recognize other states legal documents, this can be converted to the title in your home state.

    • Taxes If the vehicle transfer has sales tax due, and you have not paid them yet, VT will calculate the amount and mail you the bill for that.
    • Liens If there are open liens on the vehicle the application will be sent back until the lien is paid
    • VIN inspection If the VIN# provided is incorrect, the DMV may require a VIN inspection by local government official in your area
    • Recent registration If a title has been issued in your state recently to someone else, try to obtain a copy of that registration first to eliminate conflicts in ownership.

    If you wish to hire a title agent to do this for you, you can find several companies who charge around $300 to perform this service plus the registration and tax fees. When researching title companies, be sure to verify that they have a valid license to perform the service, and have a physical address (not a PO Box). Beware of companies without an actual business location, using a PO box or worse, misrepresenting a Post Office street address as their office.
    Bonus. In addition to the legal ownership documents, Vermont will also send you a license plate for registration and operation on the road.

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    iBond uOut / ABC Bail Bonds

    ABC Bail Bonds has been in business for over 20 years, a feat we have accomplished by always remembering that our clients are our business. We feel that bail bond agents have an obligation to their clients to do more than just issue bonds. We provide our clients with unparalleled prompt, friendly, and comprehensive service. We maintain a knowledgeable support team with a combined experience of over 60 years.

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    Sign paperwork from your home, office or anywhere using your computer, smartphone or tablet.

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    (You need to have an email address registered in YOUR name to electronically sign the document.)

    Our Business Ethics:

    • Never mislead our Clients.
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    • Uphold our fiduciary responsibilities to our Insurer, Clients, Courts, and all other parties involved.
    • Respect the values and opinions of each individual.
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    Why Choose Us?

    • Professional Agents
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    Commitment to our Clients:

    • Never forget that our Clients are our business. Without you we would not exist.
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    • Be patient and helpful and answer all questions thoroughly.
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    Services:

    • Bail Bonds
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    Zero-interest balance transfers credit cards can have sting #borrowing, #kirsty #lamont, #mozo, #sally #kirkright, #accesseap, #bessie #hassan, #finder, #zero-interest #balance #transfer #cards, #credit #cards, #personal #loans, #getting #out #of #debt


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    Zero-interest balance transfers credit cards can have sting

    As many Australians struggle with credit card debt after a Christmas and holiday splurge, zero-interest balance transfer offers may seem like the answer.

    Lenders promote these deals at this time of year and there are more than 100 on the market right now, according to Kirsty Lamont, a director of comparison site Mozo.

    “Lenders dangle these balance transfer offers as carrots to try and entice consumers to sign-up to cards that, in many cases, can be very expensive,” Lamont says.

    They can work for those who have the discipline to pay off the balance in full before the interest-free period ends. But those who continually struggle to pay off their credit card debts may be better off with a “vanilla” low-interest rate card or even a personal loan with a fixed repayment schedule.

    Dennis Reddy, a 28-year-old accountant from Sydney, is making a balance transfer deal work for him.

    Reddy was paying about $150 a month in interest on his credit card debt and finding it difficult to clear the debt.

    At the end of last year he decided to make a fresh start and get the debt under control. So he checked online for a good zero-interest balance transfer card.

    “I didn’t care who the provider of the card was as long as the deal was competitive,” Reddy says.

    He then transferred his balance to a credit card from another bank with an interest-free period of 18 months.

    The card had a balance transfer fee of 2 per cent, but the $99 annual fee was waived for the first year.

    “I thought about hanging onto the my old card after transferring the balance to the new card, but thought that would lead to more debt so I cancelled that card,” Reddy says.

    Even though his new card has an annual interest rate of more than 20 per cent after the interest-free period, his plan is to extinguish the transferred debt completely before that kicks in. He intends to keep his transfer balance card, but only for use in emergencies.

    To make purchases, he has retained his debit card that is attached to the savings account with his original bank into which his pay goes.

    “The lesson learned is that if you don’t have the money you don’t spend it [using credit],” Reddy says.

    Caution needed

    Sally Kirkright, chief executive of AccessEAP, a corporate psychology consultancy, says the start of the year is a time when many are particularly vulnerable to financial stress.

    As the afterglow of the holiday period gradually fades, many face the reality of their holiday spending spree.

    Australians spent nearly $10 billion on Christmas presents last year, according to extrapolation of results of a survey conducted by comparison site Finder.com.

    And Roy Morgan Research, extrapolating from a survey it carried out on behalf of the Salvation Army, estimates that about two million people are leaving the festive season with worrying debts.

    “Returning to work after the fun of the holiday period brings a dose of reality,” Kirkright says.

    “Someone who has spent more than they planned can feel out of control and stressed that they haven’t managed their funds as well as they perhaps should have,” she says.

    And for many people the financial stress will be first felt on their credit cards.

    Finder estimates Australians are returning home from holidays with $7.5 billion of debt on their credit cards.

    It also estimates there will be about $180 million in interest paid on the debt that was incurred on holidays in the first year.

    Lifeline

    Bessie Hassan, money expert at Finder, says interest-free balance transfer cards can be a lifeline for those who’ve splurged over Christmas.

    But it is important to be aware of the length of the interest-free period on transfers, which typically ranges from 6 to 24 months, she says.

    Interest is also charged on any purchases on the card, even if the purchases are made during the interest-free period.

    Mozo’s Lamont says some balance transfer cards use a “revert” rate that is equal the cash withdrawal rate, which can be up to 24 per cent.

    That’s why it is important to work out exactly how much you need to repay every month to ensure your balance hits zero by the end of the interest-free term.

    The comparison sites show balance-transfer fees are usually between 2.5 and 3 per cent of the transfer amount and annual fees range between $50 and $250.

    Lamont says lenders have a range of zero-interest balance transfer cards, including those with rewards points with often higher revert interest rates and annual fees than non-rewards balance transfer cards.

    Somebody who takes a balance transfer offer to pay off their credit card debt really should not be transferring that debt to an expensive rewards card, Lamont says.

    “Cards with rewards points encourage cardholder to spend more when they should be using a balance transfer card to pay off existing debt and not to make new purchases,” she says.

    Competitive offer

    Consumers need to look for a balance transfer deal that is competitive on the length of the interest-free period as well as on the interest rate and fees.

    Otherwise, you risk racking-up new debt and getting nowhere, Lamont says.

    “It’s up to the card-holder to work out the repayments that will pay off the card within the balance transfer period and to stick to that repayment schedule,” Lamont says.

    “For those struggling to pay off their credit card debt the question is whether they are going to be able pay off the debt within the balance transfer period,” she says.

    She points out that there are “vanilla” non-rewards cards with low annual fees and with relatively low purchase interest rates of 7 or 8 per cent.

    She says for those who really struggle, a personal loan with a fixed schedule of repayments could be the best option.

    “Those who struggle to pay off credit card debts would do well to avoid future temptation by cutting up their credit card and using a debit card instead,” Lamont says.

    Kirkright says if you have debt in a couple places, such as credit cards and a personal loan, consider reviewing and consolidating these loans to get them under control.

    “The credit card may be a good starting place given it may have the highest interest rate,” she says.

    Excelsior College #bachelors #degree, #bachelor #of #science, #bs, #electrical #engineering, #electronics, #degrees, #earn #degrees, #affordable, #accredited, #degree #completion, #degree #programs, #bachelor #degree, #online #degrees, #distance #learning, #earn #credit #by #exam, #transfer #credits, #classes, #courses, #excelsior #college


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    Electronics

    An electronics degree can provide a positive jolt to your earning power and career potential. Plug in to these benefits at Excelsior College with an online Bachelor of Science in Electrical Engineering Technology (Electronics) .

    One of the nation’s top educators of working adults, Excelsior enables you to earn an accredited, online electrical engineering degree quickly, conveniently, and affordably. You’ll do it by:

    • Taking online electronics courses on your own schedule, so they don’t interfere with work and family commitments.
    • Maximizing the value of your transfer credits from accredited colleges, leaving you with fewer courses to complete the bachelor’s of electrical engineering technology degree.
    • Earning academic credit for eligible forms of military training and job experience.
    • Paying affordable tuition and low student fees that fit within your budget. (What will it cost? Get the hard numbers. )
    • Getting outstanding academic support from Excelsior’s award-winning advisors.

    A Flexible, Affordable Path to an Accredited Electrical Engineering Degree

    With accreditation from ABET, Excelsior’s online bachelor’s of electrical engineering technology program meets the highest standards of academic quality and rigor.

    You’ll take dynamic courses that reflect the most up-to-date industry practices and are led by first-rate professors with many years of professional experience. Excelsior’s online electrical engineering technology degree program cultivates expertise in subjects such as:

    • Digital electronics
    • Microprocessors
    • Business data communications
    • Computer programming
    • Control systems

    See why Excelsior’s online electrical engineering program stands apart from the competition.

    Minimum of 124 credits: 60 in arts and sciences, 57 in the technology component (including 16 upper level), and 7 in free electives including information literacy.

    See the degree requirements in chart form.

    As an Excelsior College bachelor’s level electrical engineering technology (electronics concentration) graduate, within a few years of graduation, you are expected to:

    1. Apply general and discipline-specific concepts and methodologies to identify, analyze, and solve technical problems in the electrical discipline.
    2. Demonstrate an individual desire and commitment to remain technically current with, and adaptive to, changing technologies through continuous learning and self-improvement.
    3. Demonstrate independent thinking, function effectively in team-oriented settings, and maintain a high level of performance in a professional/industrial environment.
    4. Communicate effectively in a professional/industrial environment.
    5. Perform ethically and professionally in business, industry, and society.
    6. Attain increasing levels of responsibility and leadership in the electrical field.

    Upon successful completion of the Excelsior College Bachelor of Science in Electrical Engineering Technology with an Electronics Concentration, the graduate will be able to:

    1. Analyze and design different types of digital and analog electronic communication systems.
    2. Design, integrate, and analyze digital and analog control systems.
    3. Use high-level computer languages to develop techniques for designing and modeling electronic systems.

    The bachelor’s degree programs in electrical engineering technology and nuclear engineering technology are accredited by the Engineering Technology Accreditation Commission of ABET. The bachelor’s degree programs in information technology are accredited by the Computing Accreditation Commission of ABET, www.abet.org. ABET is a specialized accrediting agency recognized by the Council for Higher Education Accreditation (CHEA).

    Technology Programs FAQ

    Content

    Contact

    Excelsior College
    7 Columbia Circle
    Albany, NY 12203-5159

    Washington DC Center
    2000 M Street NW
    Suite 500
    Washington, DC 20036

    Excelsior

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    Car Insurance for a New Vehicle #new #car, #car #insurance, #switch, #transfer


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    Car Insurance for a New Vehicle

    You have many considerations to make when buying a new car. Insurance is just one of them.

    Whether you switch to a new auto insurance provider or transfer your existing insurance to your new car, ensuring that you have the right car insurance is an essential part of the process of purchasing a new vehicle.

    Getting a Quote Before You Buy

    The type of vehicle you drive has an effect on your car insurance rates, so getting a quote for the type(s) of cars you are considering can be a wise choice.

    First, if you’re choosing between multiple vehicle types. getting quotes can help you make your decision (e.g. if one type will be much costlier to insure, you may choose the other).

    Second, whenever you’re buying a new car, you need to reevaluate your coverage.

    • Your current provider mayno longer be the most affordable provider for car insurance coverage you’ll need for your new vehicle.
    • Also, other providers may have additional products and offerings that better suit your new needs.

    Finally, it’s smart to periodically check for car insurance quotes. You may be paying more than you need to if you’ve stayed with the same company for years without looking around at prices and discounts offered in the market.

    Before you buy your new car, get at least 3-4 car insurance quotes for the type of vehicle you’re looking to buy so you’ll know what to expect.

    What You’ll Need to Drive Your Car Off the Lot

    Driving without car insurance coverage is illegal, so you’ll need to make sure you are covered before you drive your new car off the lot.

    If you already have car insurance, you may need to adjust your coverage for your new vehicle. For example, you might be required to add comprehensive or collision coverage if you are taking out a loan on the car.

    However, even if you need to adjust your insurance for your new car, your current policy may cover you for a short period of time after the purchase of a new vehicle.

    Check your declarations page to be sure.

    If you’re unsure whether you’ll be covered, provide the vehicle information to your car insurance company before you complete the purchase. Your agent should be able to let you know what you’ll need.

    If you’ll be changing companies. make sure to find out exactly how long your current car insurance will extend, and make sure you have an exact start date for your new policy and end date for your old policy. For more information, please see our page on switching car insurance companies.

    Notifying Your Insurance Company

    If you are going to transfer your current car insurance from your old vehicle to your new one, or are planning to switch to a new provider altogether, it’s your responsibility to alert your insurance company.

    Do not assume you are covered if you do not make a call.

    It is a good idea to call your car insurance company before you buy your new car. if possible. This will ensure you know exactly how you’ll need to move forward with your insurance before you even drive your car off the lot.

    The Benefits of Gap Coverage

    Once you drive a car off the lot, the actual cash value depreciates significantly. If you’re going to have a loan or lease on your new ride, you can protect yourself financially by opting for gap coverage.

    Gap coverage takes into account the dangers of depreciation and covers the difference between your loan amount and the car’s actual cash value if it was totaled in a crash.

    This ensures you are not left with a large car loan bill and no car, if your vehicle is totaled in a serious accident.

    If your current company does not offer gap coverage, you may wish to look around at other options in the market to make sure you have financial protection.

    To learn more about this type of car insurance coverage, visit our Gap Coverage page.

    Car Insurance Premiums

    When you transfer car insurance to a new car from your existing car, don’t be surprised if your insurance premiums change.

    • They may increase if the vehicle is more costly to repair or represents a greater risk to the insurance company.
      • Examples include sports cars and luxury vehicles.
    • They may decrease if the vehicle is cheaper to repair or presents a lower risk.
      • Examples include affordable cars and those with many safety features.

    If you are looking to save money on insurance, hybrid vehicles may be a good choice. Several insurance providers are now offering lowered rates on hybrid vehicles in an attempt to encourage more people to “go green.”

    Whichever vehicle you’re considering, getting multiple car insurance quotes will give you a good idea of the rate ranges you can expect.

    Multivehicle Discounts

    If you plan on keeping your current vehicle, adding a new car to your current policy may be a way to help you save money.

    Most car insurance companies offer multivehicle discounts. which lower the cost of additional vehicles added to the policy. Talk to your current auto insurance agent about the availability of this discount type.

    Remember, auto insurance is a crucial part of the puzzle when purchasing a new car. It is essential to do your due diligence to avoid any unwanted surprises – such as higher premiums – later.

    Secure File Transfer Software for the Enterprise #linux #secure #file #transfer


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    Managed File Transfer

    Secure, Affordable Scalable

    GoAnywhere MFT is an enterprise-level solution that secures, automates and streamlines file transfers for organizations of all sizes. Deployable on-premises, cloud or hybrid environments, this managed file transfer solution helps organizations to achieve regulatory compliance with ease, improve data security and streamline manual processes.

    Managed File Transfer

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    Encrypt Protect Your File Transfers

    Safeguard sensitive file transfers using strong encryption technology and modern authentication methods with the Secure FTP features in GoAnywhere MFT. The intuitive browser-based interface allows you to easily configure, automate and track all of your inbound and outbound Secure FTP file transfers.

    Secure FTP Information

    Collaboration

    Give employees and partners the tools they need to access, share and collaborate on files from anywhere. Send a single email or collaborate on multiple files with GoAnywhere MFT. Customize to suit your organization with desktop sync, multi-platform support and no subscription fees or file size limitations.

    We provide support for all GoAnywhere products by our own highly trained and dedicated on-staff support team. Have questions or need assistance? Give us a call, visit the forums, drop us an email or initiate a chat. Our Support Team is here for you and ready to help!

    Our customers say it best. Check out our Customer Testimonials .

    “We migrated all our existing file transfers to GoAnywhere. Linoma is very responsive on any questions or issues (which are very few) that we have. I would recommend this to anyone looking for a solid file transfer solution. “

    James W. EMPLOYERS

    CALENDAR | EVENTS

    8:15am – 5:00pm CT

    Featuring discussions on current tech-security issues such as cloud security, email and social media security, VoIP, LAN security, wireless security, USB drives security & more.

    8:00am – 9:00am CT

    Join us for this webinar with research firm Goode Intelligence to explore the proven financial benefits of using a managed file transfer solution.

    A sneak peek into this year’s Gartner Security Risk & Management Summit. Includes some event previews that you won’t want to miss.

    GoAnywhere® Managed File Transfer (MFT) has been Drummond Certified™ for the highest level of AS2 interoperability in the AS2-1Q17 test event.

    Updates to USPS communication methods are coming in August 2017. Read more to learn what’s happening and which methods you’re now allowed to use.

    You may know the “why” behind managed file transfers, but do you know the how? Follow a file’s journey from user to recipient to learn how MFT works.

    Meet Kathryn Anderson from Backbone Consultants, a speaker at our July webinar, Lessons from the Field: 7 Steps to Proactive Cybersecurity.

    Spear phishing can infiltrate companies even if they follow security best practices. Implement these 7 steps to protect your business against attacks.

    Learn how clinics, insurance providers and health system business associate can protect against data breaches.

    What are MFT agents? What’s the difference between traditional managed file transfer deployments and an MFT agent deployment? Find out here.

    Learn where cybersecurity professionals are focusing their efforts in 2017, in this takeaways post overviewing the Cybersecurity Trends Report.

    The 2017 Cybersecurity Trends Report uncovered both shocking and actionable insights about the state of file transfer security.

    4 step guide on how to establish a cybersecurity policy, including templates and examples.

    We sat down with some of this year’s hottest speakers slated to present at COMMON 2017. Here’s what they had to say.

    How to Pay Off Your Student Loans With Low-Interest Credit Cards #low #interest #balance #transfer #offers


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    How to Pay Off Your Student Loans With Low-Interest Credit Cards

    Advertiser Disclosure: This post includes references to offers from our partners such as American Express. We may receive compensation when you click on links to those products. However, the opinions expressed here are ours alone and at no time has the editorial content been provided, reviewed, or approved by any issuer.

    What is most worrisome is that this number is an average meaning that while some students debt stayed below this amount, many carry debt far in excess of $25,000 some up to or even exceeding $100,000 in student loans. What s worse is that many former students with significant student loan debt never even received their diploma.

    There is no easy way to pay down student loans, despite the ease with which this debt can accrue. However, there is a strategy for attacking school loans that you may not have considered and can make things a little easier: low-interest credit card balance transfers .

    Introductory APR balance transfer comes with risk, but if you keep good records, pay your bills on time, and have a good credit score. you might be able to pay down your student loans a great deal faster using credit cards. However, there are a number of variables to consider before determining if this is the right method for you.

    Low-Interest Credit Cards to Eliminate Student Loan Debt

    1. Are You a Good Candidate for Low-interest Balance Transfers?

    If you have a solid credit score, you may very well be a good candidate for low-interest balance transfers. To keep your credit score as high as possible, regularly access your free credit report and check it for inaccuracies. Also, establish lines of credit as soon as possible, but be careful that you only charge minimal amounts each month, and pay them off in full every billing cycle. The longer that you have used credit responsibly, the better your score.

    Practicing good fiscal habits over a long period of time is the single best way to improve your credit score. Good financial habits include paying bills on time, never going over 50% of your credit limit, and keeping your spending modest.

    2. Which Loans Should You Transfer to a Credit Card?

    Transferring loans is not necessarily as simple as it sounds. Though a lower interest rate is what you re ultimately going for, make sure you don t give up valuable perks by transferring certain student loans.

    Prioritize Loans With Higher Interest Rates
    When you choose which loans to transfer to a credit card, do not automatically pick the loans with the largest balances. The strategy works best when you target smaller loans that are subject to higher rates of interest. By using this strategy, you can accelerate your payoff because more of your money will go toward principle and less toward interest.

    Avoid Transferring Government Loans
    Generally, you do not want to use low-interest credit card balance transfers for government-subsidized student loans. Instead, save the balance transfer strategy for loans originating from private banks.

    Government loans come with all kinds of built-in ways to suspend, adjust, defer, or otherwise reduce payments. These are nice tricks to have at your disposal if needed. Once you transfer a government loan to a low-APR credit card. you lose those benefits. The ability to accelerate loan payoff by reducing interest might be increased, but your risk also increases.

    3. How Much Should You Transfer?

    Whatever you do, don t transfer more than you can pay off within the low-APR introductory period. It is in your best interest to start small.

    You will likely not receive enough offers to facilitate transferring the entire balance of student loan debt to credit cards with low-interest rates at once especially if you just graduated from college. Instead, pick a smaller high-interest loan to target first. Then concentrate all of your energy toward paying down that loan before the introductory rate expires.

    There are three reasons to utilize this method:

    1. This is the best way to make the most progress on any one loan.
    2. You will benefit from practice and experience before biting off a bigger chunk the next time you transfer a balance.
    3. It will provide time for your credit score to increase.

    Remember, if you can responsibly use a balance transfer by paying on time, your credit score will increase and you will have even more low-interest offers with bigger credit limits in the future.

    4. How Do You Evaluate a Good Transfer Offer?

    A lower interest rate does not automatically mean that a balance transfer offer is good. You must also consider the impact of balance transfer fees and the length of the introductory APR. Remember, you need to plan on paying off the entire transferred loan balance within the introductory period; otherwise the interest rate on your loan could skyrocket beyond what you were paying before the transfer.

    Interest and Term
    How do you evaluate what is low interest ? Clearly, the lower the better, right? That is true; however, you also need to factor in the length of the term.

    For instance, a balance transfer offer of 2% APR for 12 months might be better than a 6-month, 0% APR offer. I recently saw an offer to lock in a balance transfer at 3% APR for five years. This could be a really good deal for someone who is paying student loans at 8% or 9% interest.

    Low interest can mean any rate that is lower than your current rate. However, I do not recommend this strategy unless you are lowering your rate by at least four points. Remember, if you cannot pay off or transfer your entire balance at the end of the introductory period, then this strategy will not help you at all. It might be better to keep your loans right where they are.

    Fees
    Always remember to examine the fees. Nearly all balance transfer offers are accompanied by a fee based on a percentage of the loan, which needs to be figured into the cost of the loan.

    Treat the fee as if it were interest on the first 12 months of the balance transfer. For instance, a 12-month 0% APR transfer with a 3% fee means that, essentially, you will be paying a 3% APR a pretty good deal in most cases. However, this is why I do not recommend 6-month balance transfers, because the fees on a 6-month transfer are usually the same as the fees on a 12-month balance transfer. A 3% fee on a 6-month balance transfer means that you are actually paying an annual percentage rate of 6%, and that rate is probably not worth the hassle.

    5. Do Low-APR Balance Transfers Come With Risk?

    Low-APR balance transfers do indeed come with risk. It is extremely important to remember that while there are balance transfer offers which allow you to lock in a low-interest rate for the life of the loan, in most cases you are dealing with temporary rates. These are rates that expire after a short period of time.

    Be sure that you make plans to pay off the balance of the loan (or transfer it to another card) by the time the introductory APR expires. If you leave a balance on the card at the end of the rate period, you will trigger a much higher interest rate that could drive you deeper into debt and worsen your situation.

    Low-interest balance transfer offers come and go, so there is no guarantee that a new offer will be available to you at the end of the introductory period. Because of these risks, the strategy of using low-interest balance transfer offers to pay down school loans should be undertaken with care and caution.

    Final Word

    I have personally used this strategy to manage large debts, and I know others who have paid down large credit balances by using introductory balance transfer offers. Yet it is not always an easy plan to execute. Using introductory balance transfers to pay down school loans requires active participation on your part, good record keeping skills, and punctual payments. If you have higher-interest school loans and the skills to manage your money well, balance transfers could be one more weapon in your debt-reduction arsenal.

    Have you used low-interest credit card balance transfers to manage student loan debt, or to pay down other large credit balances?

    Related

    Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

    Related Articles

    Should You Pay Off a Student Loan With a 0% Interest Credit Card?

    Understanding How Student Loan Debt Affects Your Credit Score

    Estate Planning Council of Birmingham, Inc #estate #planning #birmingham, #estate #planners #birmingham, #estate #planning #attorney #birmingham, #al, #accredited #estate #planner, #certified #estate #planner, #personal #financial #planning, #charitable #planning, #corporate #tax #planning, #wealth #transfer #planning, #financial #planning, #retirement #planning, #executive #compensation, #deferred #compensation, #probate #administration, #trust #and #estate #administration, #business #succession, #estate #and #gift #taxation, #estate #income #tax, #securities #law, #investment #management, #will #contests, #fiduciary #income #taxation, #sale #and #tax #issues, #executive #benefits, #elder #law, #insurance, #equities, #mergers, #acquisitions, #litigation #support, #tax #defense, #attorney


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    Welcome to the website of The Estate Planning Council of Birmingham!

    The Estate Planning Council of Birmingham is a multi-disciplinary professional association organized to provide educational programs and networking opportunities for estate planning professionals in the community. Established in 1960, the Council s membership is currently comprised of more than 200 attorneys, accountants, bank trust officers, life insurance professionals, and financial planners. Others who work in the field of estate planning participate as associate members.

    If you are seeking guidance regarding your estate planning, please use our membership list to assemble a team of professionals who are dedicated to their estate planning practice.

    Meetings: 1st Thursday of each month

    September through May

    The Harbert Center

    2019 4th Avenue North

    Guests are welcome!

    Continuing Education Credit: Up to 12 hours a year if all meetings are attended.

    Membership application on left side of this page (Document Library).

    Initiation Fee: $100.00

    Annual Dues: $275.00

    UPCOMING EVENTS

    September 7, 2017

    TOPIC: The Generous Business: How Families Use their Business as an Engine of Generosity

    Michael King – National Christian Foundation

    TOPIC: Advising Clients through the Toughest Times of Life

    Amy Florian – Corgenius

    WA State Licensing (DOL) Official Site: Transfer ownership of a vehicle when buying from a private party #auto #parts #online


    #auto bill of sale
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    2. Gather the information you ll need

    Find out how much it will cost by contacting a vehicle licensing office location .

    3. Complete all necessary forms

    • Vehicle/Vessel Bill of Sale Completed by you and the seller.
      • Enter sale price This is used to calculate the use tax .
      • Enter zero if it s a gift or inheritance.
    • Vehicle Certificate of Ownership (Title) Application Sign it in front of a:
      • notary public, or
      • licensing agent at an office .

    4. Submit your forms and payment

    Submit the following to an office :

    • Vehicle/Vessel Bill of Sale,
    • Vehicle Certificate of Ownership (Title) Application,
    • The current vehicle title, and
    • Payment contact an office for the exact amount.

    If needed, also submit:

    • Emissions testing report,
    • Affidavit of Loss/Release of Interest, or
    • Odometer Disclosure Statement.

    Getting your title

    How quickly do you want your title?

    • You can visit or mail your forms and payment to an office .
    • It will take 8 10 weeks to get your title.

    If you need it faster than 8 10 weeks:

    • You can visit or mail your forms and fees to a Quick Title office * .
    • It ll cost $50 plus the title fees.

    * Note: Quick titles aren t available for snowmobiles, vehicles or boats reported as stolen, insurance or wrecker-destroyed vehicles and boats, or vehicles with WA Rebuilt on the title.

    5. Get new license plates

    Since the vehicle has changed ownership, you ll need to get new plates.

    There are exceptions Plates don t need to be replaced if:

    • You re removing a deceased spouse or domestic partner from the title.
    • You got your vehicle from:
      • your spouse or domestic partner,
      • a family member as a gift or inheritance, or
      • a trust in which the registered owner or their immediate family members are the beneficiaries of the trust.

    6. Add the vehicle to your License eXpress account

    • See when your vehicle s tabs are due.
    • Make sure your address is up-to-date.
    • Sign-up or update email renewal notices and more.

    WA State Licensing (DOL) Official Site: Transfer ownership of a vehicle when buying from a private party #auto #shipping #rates


    #auto bill of sale
    #

    2. Gather the information you ll need

    Find out how much it will cost by contacting a vehicle licensing office location .

    3. Complete all necessary forms

    • Vehicle/Vessel Bill of Sale Completed by you and the seller.
      • Enter sale price This is used to calculate the use tax .
      • Enter zero if it s a gift or inheritance.
    • Vehicle Certificate of Ownership (Title) Application Sign it in front of a:
      • notary public, or
      • licensing agent at an office .

    4. Submit your forms and payment

    Submit the following to an office :

    • Vehicle/Vessel Bill of Sale,
    • Vehicle Certificate of Ownership (Title) Application,
    • The current vehicle title, and
    • Payment contact an office for the exact amount.

    If needed, also submit:

    • Emissions testing report,
    • Affidavit of Loss/Release of Interest, or
    • Odometer Disclosure Statement.

    Getting your title

    How quickly do you want your title?

    • You can visit or mail your forms and payment to an office .
    • It will take 8 10 weeks to get your title.

    If you need it faster than 8 10 weeks:

    • You can visit or mail your forms and fees to a Quick Title office * .
    • It ll cost $50 plus the title fees.

    * Note: Quick titles aren t available for snowmobiles, vehicles or boats reported as stolen, insurance or wrecker-destroyed vehicles and boats, or vehicles with WA Rebuilt on the title.

    5. Get new license plates

    Since the vehicle has changed ownership, you ll need to get new plates.

    There are exceptions Plates don t need to be replaced if:

    • You re removing a deceased spouse or domestic partner from the title.
    • You got your vehicle from:
      • your spouse or domestic partner,
      • a family member as a gift or inheritance, or
      • a trust in which the registered owner or their immediate family members are the beneficiaries of the trust.

    6. Add the vehicle to your License eXpress account

    • See when your vehicle s tabs are due.
    • Make sure your address is up-to-date.
    • Sign-up or update email renewal notices and more.

    WA State Licensing (DOL) Official Site: Transfer ownership of a vehicle when buying from a private party #online #auto #parts #canada


    #auto bill of sale
    #

    2. Gather the information you ll need

    Find out how much it will cost by contacting a vehicle licensing office location .

    3. Complete all necessary forms

    • Vehicle/Vessel Bill of Sale Completed by you and the seller.
      • Enter sale price This is used to calculate the use tax .
      • Enter zero if it s a gift or inheritance.
    • Vehicle Certificate of Ownership (Title) Application Sign it in front of a:
      • notary public, or
      • licensing agent at an office .

    4. Submit your forms and payment

    Submit the following to an office :

    • Vehicle/Vessel Bill of Sale,
    • Vehicle Certificate of Ownership (Title) Application,
    • The current vehicle title, and
    • Payment contact an office for the exact amount.

    If needed, also submit:

    • Emissions testing report,
    • Affidavit of Loss/Release of Interest, or
    • Odometer Disclosure Statement.

    Getting your title

    How quickly do you want your title?

    • You can visit or mail your forms and payment to an office .
    • It will take 8 10 weeks to get your title.

    If you need it faster than 8 10 weeks:

    • You can visit or mail your forms and fees to a Quick Title office * .
    • It ll cost $50 plus the title fees.

    * Note: Quick titles aren t available for snowmobiles, vehicles or boats reported as stolen, insurance or wrecker-destroyed vehicles and boats, or vehicles with WA Rebuilt on the title.

    5. Get new license plates

    Since the vehicle has changed ownership, you ll need to get new plates.

    There are exceptions Plates don t need to be replaced if:

    • You re removing a deceased spouse or domestic partner from the title.
    • You got your vehicle from:
      • your spouse or domestic partner,
      • a family member as a gift or inheritance, or
      • a trust in which the registered owner or their immediate family members are the beneficiaries of the trust.

    6. Add the vehicle to your License eXpress account

    • See when your vehicle s tabs are due.
    • Make sure your address is up-to-date.
    • Sign-up or update email renewal notices and more.

    WA State Licensing (DOL) Official Site: Transfer ownership of a vehicle when buying from a private party #auction #cars


    #auto bill of sale
    #

    2. Gather the information you ll need

    Find out how much it will cost by contacting a vehicle licensing office location .

    3. Complete all necessary forms

    • Vehicle/Vessel Bill of Sale Completed by you and the seller.
      • Enter sale price This is used to calculate the use tax .
      • Enter zero if it s a gift or inheritance.
    • Vehicle Certificate of Ownership (Title) Application Sign it in front of a:
      • notary public, or
      • licensing agent at an office .

    4. Submit your forms and payment

    Submit the following to an office :

    • Vehicle/Vessel Bill of Sale,
    • Vehicle Certificate of Ownership (Title) Application,
    • The current vehicle title, and
    • Payment contact an office for the exact amount.

    If needed, also submit:

    • Emissions testing report,
    • Affidavit of Loss/Release of Interest, or
    • Odometer Disclosure Statement.

    Getting your title

    How quickly do you want your title?

    • You can visit or mail your forms and payment to an office .
    • It will take 8 10 weeks to get your title.

    If you need it faster than 8 10 weeks:

    • You can visit or mail your forms and fees to a Quick Title office * .
    • It ll cost $50 plus the title fees.

    * Note: Quick titles aren t available for snowmobiles, vehicles or boats reported as stolen, insurance or wrecker-destroyed vehicles and boats, or vehicles with WA Rebuilt on the title.

    5. Get new license plates

    Since the vehicle has changed ownership, you ll need to get new plates.

    There are exceptions Plates don t need to be replaced if:

    • You re removing a deceased spouse or domestic partner from the title.
    • You got your vehicle from:
      • your spouse or domestic partner,
      • a family member as a gift or inheritance, or
      • a trust in which the registered owner or their immediate family members are the beneficiaries of the trust.

    6. Add the vehicle to your License eXpress account

    • See when your vehicle s tabs are due.
    • Make sure your address is up-to-date.
    • Sign-up or update email renewal notices and more.