Auto Loan Surge Fuels Fears Of Another Subprime Crisis: NPR #cars #for #sale #by #owner


#subprime auto lenders
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Listen to the Story

Auto dealers are extending loans to a growing number of people with weak credit.

Joe Raedle/Getty Images

The number of Americans buying autos approached a record high last year. It’s one more sign of how much the economy is improving.

But there’s a big potential downside that’s evoking comparisons to the subprime mortgage boom. Auto dealers are extending loans to a growing number of people with weak credit, and more of them are having trouble making payments.

When Chris Westervelt moved from Texas to Alaska to take a job, he decided to trade in his Mazda for a car that could handle snow and ice.

“I started looking at vehicles that had four-wheel drive capabilities and I ended up settling on a Jeep Wrangler,” Westervelt says.

He went to a dealer and test drove a car. “They said, ‘Go ahead and take the Jeep home, you know, come back sometime tomorrow and, you know, we’ll get everything settled,’ ” Westervelt says. “So, after driving around a little and coming back, the store manager actually got a little aggressive with me. He’s like, ‘You’ve already put 200 miles on my Jeep. What am I going to do? I can’t resell this,’ ” Westervelt says.


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Laguna Niguel

Over one-third of Laguna Niguel is designated as open space. This significant amount of open space is one of the key features defining the character and urban form of the City. The City has 2 community parks, 23 neighborhood parks, 3 mini-parks, 1 dog park, 2 county regional parks, 2 small county parks and the new Laguna Niguel Skate Soccer Park.

Laguna Niguel Electrician Berk s Electrical and Lighting

Electrician in Laguna Niguel, California to serve you with personal, friendly, reliable, experienced and lasting service for electrical repairs, installs, and upgrades. Call us at (714) 744-4300 or (949) 857-8385.

Berk s Electrical and Lighting is a full service electrical contracting company that has been providing electrical contracting for exterior, interior and landscape lighting, retrofits, service installations, new construction, renovations. tenant improvements, service upgrades and repair since the early seventies. Working on designs from start to end with his qualified team of project consultants and technicians Berk s Electrical and Lighting provides the necessary confidence any client needs to get their project finished on time, on budget and to code. Anyone knows that professional interruptions can cause inefficiencies that have a sudden impact on project costs, that s why Berk s Electrical and Lighting focuses on getting electricity restored into your system in the fastest and safest manner possible. It goes without saying that this is at the minimum risk to any valuable or data sensitive equipment.

Our professional Laguna Niguel electricians can come to your Laguna Niguel home and diagnose any problem you may be having. Our trucks are fully stocked to ensure that we have the right tools and materials to ensure the best service for your home. We will do all your electrical work personally to guarantee an excellent job for you. All the electrical materials we install for your project will be the finest that are available.

Quality electrical work depends on consistency and uniformity. That is why there is an electrical code, so everyone is clear on the correct and incorrect way to perform an electrical repair or installation! As a professional electrician, you can depend on Berk s Electrical and Lighting for an electrical repair that will last!

Laguna Niguel Residential Electrical Repairs

Our professional Laguna Niguel electricians can come to your Laguna Niguel home and diagnose any problem you may be having. Our trucks are fully stocked to ensure that we have the right tools and materials to ensure the best service for your home. We will do all your electrical work personally to guarantee an excellent job for you. All the electrical materials we install for your project will be the finest that are available.

Laguna Niguel Commercial Electrical Repairs

Any Commercial building or place of business can use a wide range of Laguna Niguel electrical services, whether it is maintenance or installation. Dedicated circuits to avoid overloading of the circuits and circuit breakers. Energy saving lighting both inside the building as well as outside. Proper voltages to the machines and equipment ensures a longer running time with less problems.

Parking garages and outside parking lots should always have sufficient energy saving lighting. One Laguna Niguel commercial electrical service is if the light fixture does not have energy saving lamps and ballasts, electricians can retrofit the light fixtures making them energy efficient which will lower electricity bills and save electricity.

Electrical Services

Fluorescent Ballast, 110V Circuits, 220V Circuits, 480V Circuits, New Circuits Breakers Fuses, Air Conditioning, Pool Motor Problems, Rewiring, Troubleshooting Indoor Outdoor Lighting, Meter Upgrades Panel Change, Repair Audio Visual Arrays, Ground Fault Interrupter, Track Lighting, Motion Sensors, Panel Upgrades, LED Lighting, Fluorescent Lighting, Troubleshooting And Much More!


Auto Loan Surge Fuels Fears Of Another Subprime Crisis: NPR #nada #auto


#subprime auto lenders
#

Listen to the Story

Auto dealers are extending loans to a growing number of people with weak credit.

Joe Raedle/Getty Images

The number of Americans buying autos approached a record high last year. It’s one more sign of how much the economy is improving.

But there’s a big potential downside that’s evoking comparisons to the subprime mortgage boom. Auto dealers are extending loans to a growing number of people with weak credit, and more of them are having trouble making payments.

When Chris Westervelt moved from Texas to Alaska to take a job, he decided to trade in his Mazda for a car that could handle snow and ice.

“I started looking at vehicles that had four-wheel drive capabilities and I ended up settling on a Jeep Wrangler,” Westervelt says.

He went to a dealer and test drove a car. “They said, ‘Go ahead and take the Jeep home, you know, come back sometime tomorrow and, you know, we’ll get everything settled,’ ” Westervelt says. “So, after driving around a little and coming back, the store manager actually got a little aggressive with me. He’s like, ‘You’ve already put 200 miles on my Jeep. What am I going to do? I can’t resell this,’ ” Westervelt says.


Electrician Plano #plano #electrician, #electrical #repairs, #electrical #service, #ceiling #fans, #light #fixtures, #electrical #wiring, #safety #outlets, #home #lighting, #electrical #panels, #commercial #electrical, #home #generators, #surge #protection, #electrical #contractor #tx, #electricians, #light #repair #


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Your Licensed Electricians In Plano & Surrounding Cities

At Adis Electric. we are about more than just quality Plano electrician services, we are about providing solutions. This starts by working with you to find out more about your wants, needs and what you hope to achieve. Then we will help to educate and inform you about the options that you have so that you make the best choice possible. This approach is what has helped us become the number one local choice for both residential and commercial services. Now, we look forward to working with you to professionally address any and all of your service needs.

Professional Electricians Serving Residential and Commercial Clients in Plano the Surrounding Cities

Light Fixtures

Light fixtures are the cornerstone of helping illuminate any house or business, including creating just the right look and feel. Lighting is a key factor in the ambiance you have, or what you lack if you do not plan well for lighting options. The most important thing is making sure that these fixtures are securely in place and that the installation is handled with the skill and precision required for optimal results. Otherwise, you could end up with lights that don’t work correctly and, even worse, that lead to electrical problems behind the walls.

Qualified Electrical Inspections

The best way to truly know what is going on behind your walls is by letting Adis Electric address your need for a qualified electrical inspection. Even if your home is not that old, it is important to make sure that you have the quality wiring in place that you had hoped for. This is also the ideal time to make sure that your older house isn’t harboring any secrets that went undetected in the initial home inspection, such as aluminum wiring or knob and tube wiring. The bottom line is that we want to help make sure that you have a safe and secure place to call home, for you and your loved ones.

Circuit Breaker Replacement Services

Often times, we find that older panel boxes are not equipped to meet the high demand for electricity that all of today’s modern gadgets place on it. The good news is that this can easily be addressed simply by letting our experts take care of your need for replacement. Let us help you update and upgrade this aspect of your home, so that you and your family can still enjoy every one of today’s electrical modern amenities. The best part is that you can enjoy them all but without the inconvenience of blowing fuses, tripping breakers or putting your home at risk of electrical fires.

A Focus On Electrical Safety

Part of updating and upgrading is finding ways that you can make changes in order to see savings on your monthly utility bills, but it is about so much more than that. We want to be able to help you get the safety care that you need so that you and your family members are not subjected to shocks, burns or more serious hazards – such as electrocution. This is especially important for any households with younger children but should be addressed for each home, no matter what. Get in touch with us today and let us help you get the essential service that you want, need and deserve.

Why You Should Choose Us For Your Plano Area Electrical Needs

We take this line of work seriously and it shows in the results that we get. Give us a call right now in order to address your need for expertise when it comes to your Plano electrician services. We look forward to working with you and showing you how we have built the reputation that we have for ourselves.

Experienced Electricians With A Smile

Recent Articles

The Benefits Of Aluminum Wiring Replacement

The truth of the matter is, there are some great things about owning an older Plano home. One of the main things is that older styles offer a unique charm that newer homes just simply cannot replicate. Of course buying

How To Know If Your Plano Home Needs a Panel Upgrade

Buying an older home is a wise investment, as long as you’re aware of some of the unique challenges that you may be facing. One of these issues that you will probably need to deal with is the need for a panel upgrade.

If you are looking for a Plano Electrician then please call 214-613-1000 or complete our online request form .


Auto Loan Surge Fuels Fears Of Another Subprime Crisis: NPR #fox #auto


#subprime auto lenders
#

Listen to the Story

Auto dealers are extending loans to a growing number of people with weak credit.

Joe Raedle/Getty Images

The number of Americans buying autos approached a record high last year. It’s one more sign of how much the economy is improving.

But there’s a big potential downside that’s evoking comparisons to the subprime mortgage boom. Auto dealers are extending loans to a growing number of people with weak credit, and more of them are having trouble making payments.

When Chris Westervelt moved from Texas to Alaska to take a job, he decided to trade in his Mazda for a car that could handle snow and ice.

“I started looking at vehicles that had four-wheel drive capabilities and I ended up settling on a Jeep Wrangler,” Westervelt says.

He went to a dealer and test drove a car. “They said, ‘Go ahead and take the Jeep home, you know, come back sometime tomorrow and, you know, we’ll get everything settled,’ ” Westervelt says. “So, after driving around a little and coming back, the store manager actually got a little aggressive with me. He’s like, ‘You’ve already put 200 miles on my Jeep. What am I going to do? I can’t resell this,’ ” Westervelt says.