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Florida Auto Insurance – Get a Free Quote Online

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Acceptance knows what makes a great Florida auto insurance policy: outstanding value for the money and first-rate customer service. We offer value to our customers with a diverse selection of auto insurance products, so you can get the policy that’s right for your needs, including these fundamental types of coverage:

  • Florida requires drivers to carry at least $10,000 of personal injury protection (PIP) and $10,000 of property damage liability coverage.

Basic Liability Coverage

Drivers in this state are legally required to carry Florida auto insurance with at least the basic property damage liability coverage. This type of insurance covers the other driver’s property in the event of a collision for which you are at fault. Most serious collisions are far more expensive than that though, so it’s a good idea to consider additional coverage. However, Florida does not require bodily injury liability coverage. This means that if you are at fault in an accident and the other driver incurs accident-related medical expenses, your insurance would not cover any of it. Bodily injury liability insurance is highly recommended in Florida so you will be covered in case of an at-fault accident.

Personal Injury Protection

In Florida, all drivers are legally required to purchase personal injury protection, or PIP. This covers the majority of medical expenses for you and your passengers, regardless of who is at fault in an accident. This coverage also covers, in part, lost wages, all replacement services such as child car, housekeeping or lawn work. It also provides a death benefit.

Comprehensive and Collision Coverage

Adding comprehensive and collision protection to your policy is a smart move. A comprehensive and collision policy will cover your property repair and replacement costs following an accident – not just the other driver’s – and you can even add rental car coverage. Comprehensive coverage applies to things like fire, theft, vandalism and other types of damage, as well. If you’re worried about the monthly payments, Acceptance has you covered. You can always choose a higher deductible to lower your policy premiums.

Uninsured Motorist Coverage

If you want to know that you’re covered in the event of an accident, regardless of the other driver’s insurance status, you will need to add uninsured motorist coverage to your Florida auto insurance policy. This type of coverage will protect you from the high costs of medical bills and repairs resulting from collisions with drivers who were not carrying insurance, or who had inadequate coverage for the scope of the damage. Acceptance Insurance offers a range of uninsured motorist coverage to suit your needs.


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Using the Internet to compare quotes side-by-side allows consumers to quickly pinpoint the insurers offering cheap auto insurance rates for the coverage desired. Instead of calling around or visiting individual websites for quote comparisons, complete one single questionnaire and instantly get back a rate from multiple quality companies such as Progressive, 21st Century, GMAC, Infinity, Unitrin and more, all at the same time! Watch the video to view the process.

Pay Monthly

Auto insurance quotes comparisonChoose monthly auto insurance payments and learn about no down and low down payment options. Paying month to month instead of every 6 or 12 months plus a low start up cost makes it more affordable for many people on a budget by reducing the amount needed to get insured.

Cheap Companies

Auto insurance quotes comparisonThe only way to find cheap car insurance companies is to compare rates. There is no such thing as the cheapest company for all. Each one of us has to search to see which will be cheaper for us individually. Understanding how the rating process works and which factors impact premium is an important part of the shopping process.

Coverage Recommendations

Auto insurance quotes comparisonThe recommended coverage is one which is affordable and protects an insured s investment in the value of owned autos, pays medical expenses when injuries occur, and covers an insured s legal liability as a result of automobile accidents.

Top Rated Companies

Auto insurance quotes comparisonWho are the top 10 car insurance companies? Learn the facts about the best rated company and what is used to determine ratings such as financial strength which indicate the stability and ability of a carrier to pay out their obligations. A rating can be valuable when it comes to choosing the right insurer.

High Risk Drivers

Auto insurance quotes comparisonGet high risk auto insurance quotes from companies best for drivers with a record, including accidents and/or tickets or inexperienced drivers, such as teenagers, who may be considered a higher risk. Although bad driving records do affect premiums, there are insurers out there who specialize in the non standard (risky) market and can offer more affordable rates.

Get Quotes Without Personal Information

Auto insurance quotes comparisonNo personal information, such as social security or driver s license numbers, is required for auto insurance quotes. Choose not to provide personal info to protect your privacy. Only basic data about vehicles and drivers is required and providing personally classified data is optional.

No License

Auto insurance quotes comparisonGet car insurance without license through certain carriers who s underwriting guidelines permit it. Those with no drivers license, out of country (international) license and even identification cards from other Countries, such as the Matricula Consular issued by Mexico, may be eligible for coverage.

Cheap Rates for Young Drivers

Auto insurance quotes comparisonA teenage or youthful driver should take a different approach when searching for the cheapest possible rates since their inexperience may have a negative impact on the price of insuring. Learn how a teen can save by comparing prices from a variety of insurers and by taking advantage of all possible discounts such as the good student discount .

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Provide your information one time only

Tell us a little bit about yourself, your car, and your driving record. Then do the same for anyone else covered by the same auto insurance policy.

Sit back and watch

In a snap, you’ll see side-by-side comparisons of real-time auto insurance quotes. They’re real prices, not estimates, along-side helpful information about the car insurance companies.

Click and save

One click and you’ll instantly be connected with the insurance company of your choice. There, you’ll complete the purchase of your new auto insurance policy.

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Come back and easily compare rates at any time knowing that your information is safely stored in our secured database.

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We work with the most reliable auto insurance companies in America to get you the lowest insurance prices available.

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Why Compare Auto Insurance Rates?

You could be saving up to $359 per year ($1,031 if you’re an extra safe driver).

Why Compare Auto Insurance Rates?

You could be saving up to $359 per year ($1,031 if you’re an extra safe driver).

Every car insurance company in the U.S. claims they can save you money on your car insurance. The surprising thing is that many of them may be telling the truth.

To make sure you’re saving the most on your coverage policy, experts recommend getting at least 4 auto insurance quotes. With Compare.com, you get 4 or more locked in rates in just minutes. Start your free online quote comparison today!

Every car insurance company in the U.S. claims they can save you money on your car insurance. The surprising thing is that many of them may be telling the truth.

To make sure you’re saving the most on your coverage policy, experts recommend getting at least 4 auto insurance quotes. With Compare.com, you get 4 or more locked in rates in just minutes. Start your free online quote comparison today!

5 Most Common Auto Insurance Mistakes

Make sure you’re saving the most by avoiding these common auto insurance pitfalls.

  1. 1
  2. 2
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Not updating your relationship status.

Married drivers typically pay less for car insurance. Combine your auto insurance policies and you could be saving approximately 10 to 12 percent.

*Edmunds estimates the average savings for married couples is 10-12 percent. On average, a 20-year-old female pays 22 percent less when she is married.

Forgetting you’re a homeowner.

If you own a home, you could be saving up to 3 percent on your auto insurance policy. Want to save even more? Bundling your home and auto insurance can save you up to 8 percent on your current coverage costs.

*Data provided by Value Penguin

Unaware your credit score affects your insurance rate.

Those with average credit scores paid $214 a year more on their auto insurance policies than similar drivers with high credit scores.

*Data provided by Consumer Reports

Over-reporting your mileage.

Do you commute? Use your car for pleasure only? If you’ve started driving less since the last time you reported your mileage, recalculate. It could reduce your premium by 5-10 percent.

*Data provided by Consumer Federation of America


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Auto Insurance Quotes by Zip Code

We offer all types of auto insurance protection, online quotes comparison using your 5 digit code. All companies have deals for new consumers and the main our aim is to compare auto insurance quotes by zip from these companies, provide you only affordable offers to let you choose between cheap and quality. Here you have an opportunity not just to choose and compare, but choose the most attractive and useful deals that will combine quality and low price. We have large amount of companies for each state of the U.S, each consumer could simply enter 5 digit zip code and within 5 minutes to obtain set of proposals and quotes.

Auto Insurance

Click at “Get a Free Quote” above to get cheap quotes on auto coverage.

It is free for all policy seekers, we offer fast and affordable quotes on auto insurance, but if you compare them you increase size of benefits in several times. At first you get lower cost rates. Secondly you have a chance to compare rates online from different providers, companies or agencies, saving time and money, collecting more discounts. We provide free search of insurance policies with your strict needs. All you have to do is fill in the line with zip code and fill short form with information about your car.

Free Auto Insurance Quotes by Zip Code

Policy is your financial protection. With this advantage you get an opportunity to forget about possible issues that happen several thousand times with all Americans every day. You can not count on luck, if it can happen to anyone. Sometimes the presence of the policy is requirement of state to have necessarily liability or injury car coverage. Don’t hesitate, compare and try our free auto insurance quotes by zip code from high rated insurers of your state.

You may also try different ways to lower your rate. We have special recommendations for auto owners who would like to receive prices by reduced rates. In short, before applying for insurance coverage you could make some improvements to the car by installing additional safety systems. Also you can give up bad habits and take courses safer/extreme driving. Your accidents which were happened in the past also affect on prices as well as number of claims that you have received. Your age, area where you live and use of car, all such risk factors affect on quotes.

Our service is free to use, available all time 24 hours 7 days per week. All our possibilities and customers testimonials are available on our website. Learn more about types of protection that we provide in order to compare rates and get more savings on combined types of policies such as home + auto, or health + auto protection, etc.


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Car Insurance

Save up to £286 on your car insurance*

*51% of customers could save up to £286.06 Consumer Intelligence, September 2017

COMPARE CAR INSURANCE

Finding you and your car the right quote

When applying for car insurance quotes, you’ll need to have the following details to hand:

Information about your car

This includes the make and model, plus the age and value of your car (every make and model of car is allocated to an insurance group, which helps determine your premium. You can find out which group your car belongs to using this tool). You’re also required to declare any modifications you’ve made.

Information about you

Your job, age, and where you live will need to be provided, along with details of your driving history (including any convictions and claims).

Named drivers

The names and licence details of anyone who will be driving your car need to be provided.

No Claims Discount (NCD) history

Details of your no claims discount will help lower the price you are quoted. You can find out here how many years’ no claims discount your insurer will honour.

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How to reduce the cost of car insurance

Car insurance can be one of the most expensive aspects of owning a car. MoneySuperMarket data shows the average cost of annual car insurance is £579 (September 2017), this is an increase of 7.5% compared to this time last year. Here are our top tips on how to reduce your premiums:

Don’t auto-renew: UK motorists lose around £2.37bn by rolling over their policies with the same insurer every year.

Compare quotes: Market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through us could save up to £286 on their annual premium*.

Increase your excess: Insurers are likely to reduce the cost of cover if you increase your excess. Just make sure your excess is affordable. Read our voluntary excess guide.

Build a no claims discount: Most insurers reward drivers for claims-free driving.

*51% of customers could save up to £286.06 Consumer Intelligence, September 2017

What do our customers think of us?

Customer satisfaction rating

**Based on 1943 reviews in the last 12 months – Read all reviews

What types of car insurance policy are available?

Third party provides the lowest level of car insurance cover. It insures you against damage to another person’s car or injury to them, however it doesn’t cover your car should it need to be repaired or replaced.

Third Party Fire and Theft

With third party, fire and theft you have additional cover to repair or replace your car if it’s stolen, damaged or destroyed by fire.

Comprehensive Cover

Fully comprehensive car insurance offers complete cover for your car and other drivers. This includes third party and third party fire theft, vandalism damage, accidental damage, repairs, and loss of gadgets such as sat nav systems.

Our dedicated guides will help you work out which type of cover is right for you and your motor.

How can we help you save on your car insurance?

It’s our job to find you the best car insurance deal from a wide range of leading UK insurance companies. When you enter your details on our site, we send them to over 140 car insurers so they can compete for your business.

We rank the quotes they offer in price order so you can make your selection.

“I got a very good quote for car insurance from MoneySuperMarket.”

“Saved over £300 on my car insurance renewal quote.”

“MoneySuperMarket quickly helped in finding me a much cheaper car insurance – Thank you.”

“Managed to reduce my motor insurance costs by more than fifty per cent with MoneySuperMarket. Very pleased!”

CAR INSURANCE GUIDES

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Student car insurance

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Find a policy that covers driving on the continent

Teenage driver cover

Get a good price on teenage car insurance policies

Car insurance guide

MoneySuperMarket s definitive car insurance guide

Multi-car

A single insurance policy to cover several cars

Temporary car insurance

Get covered for periods shorter than 12 months

Car insurance check

Find out if your current motor insurance policy is valid

Third party only

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Young driver insurance

Fight back against expensive young drivers insurance

Business car insurance

Get a specialist Business car insurance policy

Car insurance groups

Find out why the type of car you choose affects the cost of car insurance

Learner driver insurance

Will you need to pay for learner driver insurance on top of tuition fees

Fully comprehensive cover

Find out why the most complete level of cover isn t always the most expensive option.

Excess insurance

Insuring against high excess costs could save you money if you ever have to claim.

Gap insurance

If you re buying a new car, it s well worth considering gap insurance.

Named driver insurance

How adding a named driver can lower the cost of car insurance.

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Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer great value, with savings delivered straight to you.

We combine independence, so we can negotiate the best prices, with excellent technology, to find great value products and services for you. That’s what makes us – in our customers’ opinions – the best price comparison website.

Level of service

We aim to show you car insurance quotes from as many insurance companies as possible, so that you can find the right policy for you. Unfortunately, we can’t promise to show quotes from every insurance provider, because not all companies want to be included on comparison websites. We won’t offer you advice or make a recommendation, but we will provide you with all the information you need to help you decide which is the right policy for you. You can find out more about how we work here.

MoneySuperMarket can help you find great deals on your car insurance. From single to multi-car deals, satellite-based telematics policies to insurance for classic cars, we search the market to get the best combination of protection and price. Check out our news and guide pages for more information.