Is it time to sell your old car or truck? #used #auto #loan


#how to sell your car
#

Is it time to sell your old car or truck? Here’s how to tell

By: Margarette Burnette, May 09th 2014

Each year you drive your old car is one more year you don’t have to worry about paying for a new one.

Yet, with every turn of the odometer, you’re one mile closer to big repair and maintenance bills.

At some point, it costs so much to keep your old ride on the road that you’d be better off investing all of the money you’re spending at the garage on a new car or truck. Our database of the best auto loan rates can help get you started.

There’s no magical mileage threshold that tells you when it’s time to ditch your car. In fact, many of today’s vehicles routinely exceed 100,000 miles without experiencing major mechanical problems.

But if you’re being hit with one repair bill after another, these 5 steps can help you decide if the time has come to ditch your old car or truck.

Step 1. Find out what your car is worth.

All smart decision-making starts with this.

To find out what your car is worth, research it on an auto valuation site, such as Edmunds.com or Kelley Blue Book (kbb.com).

You’ll be asked a few questions about the year, make and model of your car, the odometer reading and the condition it’s in, taking any repairs you’re planning to make into account.

Those websites will provide you with three potential values for your car.

The one you want to use is the trade-in value, which is the lowest of the three estimates.

This is the amount you can expect to receive from a dealer if you include your current car in a deal to buy another car there.

Let one of the best commuting cars of 2014 take the stress and worry out of those slogs to work, the supermarket and other daily destinations. They’re safe and economical but don’t scrimp on creature comforts, including automatic transmissions and air-conditioning. With prices starting at just over $19,000 and climbing to just under $31,000, we’re confident you’ll find the perfect ride.

Step 2. Determine how much it will cost to keep it on the road.

Ask your mechanic for a rundown of all the:

  • Big repairs that must be done right now to keep your vehicle running.
  • Additional repairs that can be postponed but need to be done over the next year.
  • Major maintenance that will come due during the next 12 months based on how many miles are on the car.

We’re not talking about oil changes.

We’re talking about the more costly work required as vehicles reach 60,000 to 100,000 miles — everything from changing the transmission fluid and coolant to replacing worn-out tires, brake pads and rotors, water pumps, suspension parts and timing belts.

Check your owner’s manual for the manufacturer’s recommended maintenance schedule. If you don’t have the manual, any reputable shop can check the schedule for your car and tell you exactly what you’ll need to do and how much those repairs will cost.

Postpone that work, and you’ll run a greater risk that your car will break down and stick you with an even bigger repair bill once you’ve been towed to the shop.

Take the timing belt, for example. It connects the crankshaft to the camshaft and controls the opening and closing of the valves in your engine.

Replacing a timing belt often costs $600 or more. But if you don’t do it, you can pretty much count on a worn-out timing belt breaking at some point, seriously damaging your engine.

Then it would cost $2,000 or more to get it running again.

Also, watch for two signs of big trouble:

  • Blue smoke out the tailpipe means you’re burning oil, which very likely indicates the oncoming need for an engine replacement. (A little white smoke until the engine warms up is OK.)
  • Slipping between gear changes means your automatic transmission is failing. (Slipping is where the engine revs up without any appreciable increase in speed.)

Add up all of the repairs and maintenance you’ll need to do over the next year, and compare it to the trade-in value of your car.

If you’ll have to spend more than the car is worth to keep it on the road for another year, then it makes financial sense to invest that money in a new ride.

Step 4. Recalculate your costs using past repair bills.

You aren’t finished if that comparison falls on the side of keeping your old car, especially if it’s not a decisive difference.

Mechanics can’t look at your car and predict everything that’s likely to break over the next year, so maybe you didn’t have a list of estimated future repairs in Step 2.

That doesn’t mean you’re not going to have any.

Reliability guides, such as the ones from Consumer Reports. provide entire lists of problems that consistently plague almost every make and model as it ages.

In fact, here’s a pretty tried-and-true rule of car ownership: The older your car gets, the more stuff breaks.

Average cost of car loans

Source: Interest.com weekly survey of major lenders from April 30, 2014.

Car Insurance Online: Buy or Renew – ICICI Lombard #advanced #auto #part


#buy auto insurance online
#

Car Insurance

Car Insurance – Policy Details

Garage Cash Cover

  • When your car is in the garage, commuting becomes a tough task to do. Well you can always remain prepared for such situations with the Garage Cash cover.
  • With this cover, you get a daily allowance for each day your car is under repair in the garage
  • A total daily allowance of Rs. 500 will be provided to you as conveyance expenses while your car is in the garage.

Terms & conditions apply. Click here. .

** Actual cost to be borne by the insured. Arrangement is free.

For more details on risk factors, terms, coverages and exclusions, please read the sales brochure carefully before concluding a sale.

Key Benefits

  • Doorstep surveyor facility in case of break in insurance.
  • Get towing assistance in case of a vehicle breakdown or an unfortunate accident.
  • Voluntary deductible is applicable in the event of claim when the amount you opt for is over and above the compulsive deductible. Final Claim amount will be after deduction of depreciation on parts, VD and compulsory deductible as per IMT)
  • Automobile Associations members can get up-to 5% discount .**
  • Get coverage against third party liabilities with your comprehensive car insurance policy
  • Up-to 2.5% discount on ARAI Automobile Research Association of India approved anti theft devices,

* NCB (No Claims Bonus) will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy. The NCB will be available; provided you show evidence that you are entitled to NCB from your previous motor insurance company. Evidence can be in form of a written declaration or renewal notice or a letter confirming the NCB entitlement from the previous insurer. Click here to view the wordings of the written declaration.

Beaverton Auto Body – Paint – Body Shops – Beaverton, OR – Reviews – Photos #auto #truck #trader


#auto body paint
#

Recommended Reviews

In an industry where trust is at a minimum. BAB has consistently shown through their pricing, repairs, and customer care that they have the… Read More

Last night, I found myself with a good sized scrape and the headlight broken and fallen off of my car.  Luckily, I knew that Beaverton Auto… Read More

Last night, I found myself with a good sized scrape and the headlight broken and fallen off of my car.  Luckily, I knew that Beaverton Auto Body Paint was right by the MAX stop, so I decided to head over there and see if I could make an appointment.

I came in right before closing, which I know can be annoying, but Jon didn t make me feel like he was inconvenienced at all.  I was expecting to have an appointment made for the next day, but he immediately proceeded to look at my car, clean up some of the scrapes, and make me feel much calmer about the whole thing.

He gave me two VERY reasonable estimates, and let me know that he d call when the part came in, so I could still use my car to get to and from work.  Super convenient.  I was worried about having to drop off my car and not have a way to get to work for a while.

While I haven t gotten my car fixed yet (this happen just yesterday), I am more than impressed already with their customer service and clean facilities.  I hope I don t necessarily have to come back, but if I do need body work done, I ll make this my first stop!

O – Reilly Auto Parts in Springfield, OR #anything #auto


#orielly auto
#

Buy Online, Pickup In-Store

Your Local O’Reilly Auto Parts Store

Nearby O’Reilly Auto Parts Locations

Your Local O’Reilly Auto Parts Store

See videos, products, and more

Winter is right around the corner, which results in earlier nightfall and more nighttime driving. Taking these steps can help you see better and drive safer.

-Restore headlight lenses: Over time plastic lenses can become yellowed and hazed, reducing light able to shine through. A restoration kit can help clear out the haze.

-Upgrade headlight bulbs: Headlights don’t just burn out; they dim over time. Even if you have perfect vision, this can be dangerous. That’s why it’s a good idea to replace bulbs in pairs.

-Replace wiper blades: The summer can cause blades to stiffen and crack. Yearly replacement is recommended unless there are greater signs of wear.

STEPS TO ENSURE YOU RE SEEING CLEARLY

See videos, products, and more

Winter is right around the corner, which results in earlier nightfall and more nighttime driving. Taking these steps can help you see better and drive safer.

-Restore headlight lenses: Over time plastic lenses can become yellowed and hazed, reducing light able to shine through. A restoration kit can help clear out the haze.

-Upgrade headlight bulbs: Headlights don’t just burn out; they dim over time. Even if you have perfect vision, this can be dangerous. That’s why it’s a good idea to replace bulbs in pairs.

-Replace wiper blades: The summer can cause blades to stiffen and crack. Yearly replacement is recommended unless there are greater signs of wear.

Repair or Replace Your Windshield the Right Way #auto #air #filters


#auto windshield replacement
#

Repair or Replace Your Windshield the Right Way

1 of 3

When faced with replacing a windshield, many car owners default to the lowest-price option. But if you take this route and are in a serious accident, your decision could cost you your life.

An incorrectly installed windshield could pop out in an accident, allowing the roof to cave in and crush the car’s occupants. Furthermore, when the front airbags deploy, they exert a tremendous force on the windshield and will blow out one that is not firmly glued in place.

“There are a lot of schlock operators” installing windshields, says Debra Levy, president of the Auto Glass Safety Council, which offers certification for installers. She says using original manufacturer’s glass is a plus, but choosing a good installer is even more important. To find a certified shop, visit Safewindshields.org and type your ZIP code into the box at the top of the page. Certification is valuable because it keeps installers up to date on advances in adhesives and changing automotive designs.

David Beck, one of two technicians at Windshield Express. near Salt Lake City, installs eight windshields a day and has been working in the auto glass business for 18 years. Beck agrees that certification is important and warns that there are many “tailgaters” installers with no brick-and-mortar shop who quickly “slam” windshields into cars with little regard for safety. They don’t handle the windshield correctly, don’t use the proper adhesives and leave the car unsafe for driving and prone to rusting and leaks.

“The thing I wish that drivers knew was that the windshield is the No. 1 safety restraint in your vehicle,” Beck says. The windshield is two sheets of glass held together by an inner layer of strong vinyl. When the windshield breaks, the vinyl holds the glass in place rather than allowing the shards to fall into the car and cut the occupants.

The windshield is a layer of protection that “keeps you inside the car and things out of the car,” Beck says. “This is not the place to cut corners on and go with the cheapest price.”

Steve Mazor, the Auto Club of Southern California’s chief automotive engineer, adds that if the windshield isn’t strong enough and an occupant is thrown from a speeding car, “the odds of survival are much less.” Thirty percent of all fatalities, he says, are due to people being ejected from the car.

An investigation by the ABC News program 20/20 on windshield safety shows technicians incorrectly installing windshields by not wearing gloves. The grease from their hands prevents the adhesives from bonding correctly, Beck explains. Another error that 20/20 caught was technicians failing to use all the necessary bonding agents, such as primer.

When you are looking for a good windshield installer, Levy recommends calling three shops and asking a few qualifying questions beyond just price and certification.

Levy says to ask the shops if they use original equipment glass, which is usually of higher quality and fits better. Also, she suggested asking how long the car should sit after the installation is complete. “If they say you can take the car right away, you should run in the opposite direction,” Levy says. A car should sit at least one hour before being driven and sometimes up to 12 hours, she says.

Beck says if you take your car to a dealership for a windshield replacement, it will just subcontract the job to a glass shop and then mark up the price about 30 percent. He recommends going directly to the glass shop to save money. However, when a car is new, the dealership might be the only place to stock the glass, as was the case for a 2011 Infiniti M56 Edmunds long-term test car where the windshield replacement cost $1,300.

Most windshield installation jobs take only about an hour and can be done at your home or office, Beck says. Once the installer is finished, check for signs that the job was completed correctly. Make sure the molding is straight and that there is no sign of adhesives visible inside the car, Beck says. The car should be clean inside. Debris or dirt left in your car could be the sign of sloppy workmanship, he says.

In some cases, a rock chip or star in the windshield can be repaired, saving you the cost of a new windshield. Mazor says some installers claim that cracks can be repaired even if they’re up to 15 inches long, but only if they intersect just one edge of the windshield.

Beck says rock chips, which he also fixes, are easier to repair when the damage has just occurred. Over time, rain washes dirt into the crack, making it harder to seal. He suggests carrying a roll of clear tape in the glove compartment to quickly cover a crack until it can be fixed.

Beck injects polymer into rock chips and cracks. After the polymer cures, he smoothes the area so it doesn’t affect the travel of the windshield wipers. Beck says that if he gets to the repair within a week of the damage, he can generally make it disappear. Windshield Express’ owner, Bryan Petersen says his rate for rock chip repairs is $29.95 for mobile jobs and $19.95 in the shop.

In the Los Angeles area, the rates for windshield repairs are higher in the range of $65. Windshield repair kits are available at automotive stores for the do-it-yourselfer, but they don’t do the job as well as the professionals can do it. The pros have better equipment and much more experience.

The Auto Glass Safety Council’s Levy says studies show that windshield rock chips or cracks that are in your field of vision can actually slow your response to emergency traffic situations. She also says that old windshields that are pitted or hazed should be replaced even if they are not broken since they can magnify the glare of the headlights from oncoming cars at night.

Mazor says that a new windshield might be cheaper than you would think. In many cases, windshield repair is covered by car insurance (under your comprehensive coverage not collision). The deductible for comprehensive coverage is sometimes only $50 or $100, so that would be the cost of a new windshield.

Reviews – Legit or Scam? #cheap #car


#auto price finder
#

Auto-Price-Finder.com Reviews

About Auto-Price-Finder.com

AutoPriceFinder, found online at Auto-Price-Finder.com, is a website that claims to help people find the biggest discounts available on new vehicles from dealers within your living area.

It is free to use Auto-Price-Finder.com, which says that their service will help you see which dealers are offering discount and clearance pricing, as well as which dealers may offer discounted pricing in the future.

The website also says that its goal is to help their customers with all their needs when researching the best prices on both new and used vehicles. To achieve this goal, they feature informational articles in addition to their search feature.

The articles currently included in their resources section include: Negotiation Tips, Buying vs Leasing, Financing Options, and New Cars vs Used Cars.

In order to use their search feature, you simply fill in the make and model of the desired car you wish to buy, whether or not you want a new or used vehicle, and the zip code where you are searching for a car.

But Auto-Price-Finder.com is open that their job is to give your information to vendors who match the requests. The vendors will then contact you, so you must be prepared to deal with phone calls or emails.

In addition, you will also receive newsletters, account updates, and emails from AutoPriceFinder and their affiliated websites.

If you decide you no longer wish to be contacted by these vendors, you must Unsubscribe from their service by going to their website and clicking the Unsubscribe option, or by choosing that option at the bottom of one their newsletters.

If you have any experience with this service, please leave your Auto-Price-Finder.com reviews below.

4 Auto-Price-Finder.com Reviews

Which car repair manual is better, Haynes or Chilton? automotive, books #auto #parts #catalog


#chilton auto repair manual
#

questions which car repair manual is better, haynes or…

Which car repair manual is better, Haynes or Chilton?

Mar 16, 2012 7:36 PM

For those of you who like to do certain car repairs yourself, which manual do you prefer? What s the difference between the two series?

Top Answers

Not a farewell, just a forced redirect.

It’s true, Local.Woot is no longer, but please don’t despair.

Sorry

This is only for people who have bought woots

We restrict voting to users who have purchased something from one of the other Woot stores. It’s not just because we want your money (which we do) – it’s the best way to be sure all the votes are coming from real people and not spam-bots or phony accounts. The best way we can think of, anyway. For now.

You can always get voting rights by buying something from one of Woot’s other sites:

If you think you’ve bought something from Woot before and still can’t vote, make sure you’re logged in with the same account you used to buy from us.

Geez, why so negative?

You have to vote up more before you can vote down.

Don’t get us wrong. Negativity has its place. And downvotes are just as essential as upvotes when it comes to making Deals.Woot a useful place to find deals.

What – s Best: New Liquid Glass Legend or a Carnauba Wax? #auto #detailing


#liquid glass auto polish
#

What s Best: New Liquid Glass Legend or a Carnauba Wax?

We recently received the question, Is the Liquid Glass Legend better than a carnauba wax? The answer is the not-so-simple It depends!

It depends on your goals. If you are looking for supreme shine and longevity is no issue because you re constantly detailing, go for a premium carnauba wax. It is the standard by which all paint enhancement products are measured. You ll see paint sealants marketed as having a carnauba-like shine. Carnauba waxes are more typically used to prepare cars for car shows because the shine is warm, reflective, and deep.

Let s say durability is your top priority. You prefer a glassy, slick shine and a low maintenance finish. Liquid Glass Legend is for you. This New-Age carbon/PTFE finish utilizes the hardest natural element on earth carbon to protect your vehicle s paint and maintain its showroom luster. Liquid Glass Legend can withstand just about anything the environment can throw at it. After 25 coatings, the finish is even chip-resistant.?

Whereas carnauba wax seems to transform the paint itself, Liquid Glass Legend looks like liquid glass poured over the paint and hardened. It s slick and mirror shiny. Liquid Glass Legend requires very little maintenance. Just wash your vehicle regularly.

So to answer the question, Which is better? both carnauba waxes and Liquid Glass Legend have their place in a detailer s garage. The better LSP (last step product) is in the eye of the beholder.

Buying a Car Online or at a Dealership #auto #insurance #canada


#buy car online
#

Buying a Car Online

There are two ways to approach online car dealership shopping:

  • Direct online sales.

Direct from Dealer

Several dealerships now have online sales departments. The entire purpose of these teams is to sell cars to their website visitors.

To take advantage of this service, simply ask the dealership for a quote on the car you are interested in buying directly from their website. The dealership will e-mail you back with its offer. Some dealership websites even offer live chats with online salespeople.

You can also ask for the dealership to list out all the fees so you can get an exact sense of the total cost of the car. Go through this process with multiple dealers and you will be able to see who offers the best price without ever leaving your home.

Dealership Aggregators

Most of the big name online car marketplaces are considered dealership aggregators. Dealerships throughout the country use such sites to list their inventory.

Through these sites—such as autotrader.com —you can search for the car you want and find several results within your vicinity, or even throughout the country. With so many results at your disposal, comparing prices can be exceptionally easy.

Cons of Buying Online

Shopping online for the best deal on a new car and reducing your time at the dealership sounds ideal for most people. However, there are some instances when buying a car online can be more complicated. Here are some pitfalls to avoid:

  • Out-of-state dealerships. Buying a car out-of-state isn’t necessarily a bad thing, but you should keep in mind that the car registration and titling process can be more complicated than if you were buying in your home state.
  • No test-driving. If the dealer with the best online price is too far for a trip, are you comfortable taking the risk of never having driven the car?

Auto Dealer Training: Become a Used Car Wholesaler, Dealer, or Auto Broker #discount #auto #part


#auto seller
#

LEARN THE NUTS AND BOLTS OF

Hi, my name is George Dean. I am known for my down-to-earth, tell-you-how-it-is Auto Dealer Training Program. I am famous for helping absolute beginners get started buying selling used cars for maximum profit. George’s expertise acclaimed program will help you build a profitable car business without making expensive stupid mistakes.

I have been offering start-up training for new dealers, wholesalers, and auto brokers since 1997. In that time, I have trained hundreds of dealers and I’ve seen nearly ALL the mistakes new guys (and ladies) make when starting out. Heck I’ve made every mistake there is, so please, learn from our mistakes.

Imagine this. You walk through the front door of the dealership and ask for the owner. He approaches and asks, “What can I do for you?”. You awkwardly respond with the question you have rehearsed over and over, “Will you teach me how to buy and sell used cars for profit?”. The owner will have a great bid ole belly laugh. You will be laughed right out of the dealership. No one will reveal these secrets. The business is just too profitable to invite more competition (why do you think the industry requires a license? They want to keep you OUT!).

Well, I am on your team. I am here to help SO if you have a question, ask me any question . I am here to help – truly.

ARE YOU BRAND NEW? I recommend you master the SIX STEPS as outlined below BEFORE you venture off and get your car dealers license. After you learn/practice/master these steps, flip a few cars, pocket some profit, and THEN get your dealers license. Take this advice to heart.

1. Locate the Car

Deals are everywhere. You will discover all my favorite sources and how to find your own ‘honey holes’. Everyone knows there are TONS of cars at dealer auctions BUT the most profitable deals are NOT there. I will teach you where they are – you might be surprised.

2. Inspection:

Buying quality cars is central to my philosophy. I do NOT believe in buying junkers and ‘fixing them up’ UNLESS you ARE indeed a mechanic or own a body chop. Otherwise, stick with NICE cars. I want to you never buy a turd. You will learn how to buy mechanically and structurally sound cars – don’t worry, I will teach you! There is even a video.

You do NOT have to be a mechanic to be successful in this business but do need to know HOW to use mechanics, use pre post sale inspections, how to avoid cars that have been in accidents (or floods), and more. This is very valuable and worth your careful study. This ALONE is worth the price of admission into the Auto Dealer Academy.

Convert, Edit, Or Compose Bitmap Images @ ImageMagick #convert, #edit, #or, #compose, #bitmap, #images, #imagemagick, #perlmagick, #image #processing, #image, #photo, #software, #magick++, #openmp, #convert


#

Use ImageMagick to create, edit, compose, or convert bitmap images. It can read and write images in a variety of formats (over 200) including PNG, JPEG, JPEG-2000, GIF, TIFF, DPX. EXR. WebP, Postscript, PDF, and SVG. Use ImageMagick to resize, flip, mirror, rotate, distort, shear and transform images, adjust image colors, apply various special effects, or draw text, lines, polygons, ellipses and Bézier curves.

ImageMagick utilizes multiple computational threads to increase performance and can read, process, or write mega-, giga-, or tera-pixel image sizes.

ImageMagick is free software delivered as a ready-to-run binary distribution or as source code that you may use, copy, modify, and distribute in both open and proprietary applications. It is distributed under the Apache 2.0 license .

The ImageMagick development process ensures a stable API and ABI. Before each ImageMagick release, we perform a comprehensive security assessment that includes memory error and thread data race detection to help prevent security vulnerabilities.

The current release is ImageMagick 7.0.6-9. It runs on Linux. Windows. Mac Os X. iOS. Android OS, and others.

The authoritative ImageMagick web site is https://www.imagemagick.org. The authoritative source code repository is https://github.com/ImageMagick. We maintain a source code mirror at https://gitlab.com/ImageMagick .

We continue to maintain the legacy release of ImageMagick, version 6, at https://legacy.imagemagick.org .

Features and Capabilities

Here are just a few examples of what ImageMagick can do for you:

convenient access to pixels outside the image region.

Examples of ImageMagick Usage shows how to use ImageMagick from the command-line to accomplish any of these tasks and much more. Also, see Fred’s ImageMagick Scripts. a plethora of command-line scripts that perform geometric transforms, blurs, sharpens, edging, noise removal, and color manipulations. With Magick.NET. use ImageMagick without having to install ImageMagick on your server or desktop.

News

Now that ImageMagick version 7 is released, we continue to maintain the legacy release of ImageMagick, version 6, at https://legacy.imagemagick.org. Learn how ImageMagick version 7 differs from previous versions with our porting guide .

ImageMagick best practices strongly encourages you to configure a security policy that suits your local environment.

Community

To join the ImageMagick community, try the discourse server. You can review questions or comments (with informed responses) posed by ImageMagick users or ask your own questions. If you want to contribute image processing algorithms, other enhancements, or bug fixes, open an issue.

© 1999-2017 ImageMagick Studio LLC

Laguna Niguel Electrician #berks #electrical #and #lighting,berks #electrical,berks,electrician,electrical #contractor,electrical #services,electrical #wiring,home #electrical,electrical #testing,air,conditioning #commercial,air #conditioning #residential,conditioning,installation,air #conditioning #service,air #conditioning,repair,air #conditioning #sales,attic #fan,bathroom #fan #install,ceiling #fan,code #corrections,complete #home #electrical #upgrade,complete #home #safety #checks,dedicated #electrical #lines,exhaust #fan #electrical #services,humidifiers #electrical,services,generators #electrical #services,hanging #wires,dimmer #installation,dock #lighting,electrical #contracting,electrical #service #upgrades,electrical,troubleshooting,electrical #troubleshooting # # #repairs,electronic #air,cleaners,exhaust #fan,generators,heater #and #air #conditioner #repair,inspection,humidifiers,install #ceiling #fans,install #lighting,install #new #outlets,switch,jacks,kitchen #electricity #upgrade,replace #outlets,landscape,lighting,malibu #lighting,outdoor #lights,outdoor #lighting,under,cabinet #lighting,ground #fault #interrupter,track #lighting,motion #sensors,panel #upgrades,home #electrical #inspection,or #jacks,landscape #lighting,outdoor #wiring,recessed #lighting,recessed #lights,replace #breakers,replace #circuit #breakers,replace #gfis,replace #panels #meters,replace #switches,residential #electrical,rewiring,surge #protection,thermostats,tree #lighting,tree #lights,led #lighting,florescent #lighting,aliso #viejo,anaheim,anaheim #hills,brea,buena #park,chino,corona,corona #del #mar,costa,mesa,coto #de #caza,cowan #heights,cypress,dana #point,diamond #bar,dove #canyon,foothill #ranch,fountain #valley,fullerton,garden #grove,huntington #beach,irvine,ladera #ranch,laguna #beach,laguna #hills,laguna #niguel,laguna,woods,la #habra,lake #forest,la #palma,lido #isle,long #beach,los #alamitos,mission #viejo,newport #beach,newport #coast,orange,orange #county,placentia,portola #hills,rancho #santa #margarita,san #clemente,san #juan #capistrano,santa #ana,seal #beach,trabuco #canyon,tustin,villa #park,westminster,yorba #linda,electrical #troubleshooting # # #repairs


#

Laguna Niguel

Over one-third of Laguna Niguel is designated as open space. This significant amount of open space is one of the key features defining the character and urban form of the City. The City has 2 community parks, 23 neighborhood parks, 3 mini-parks, 1 dog park, 2 county regional parks, 2 small county parks and the new Laguna Niguel Skate Soccer Park.

Laguna Niguel Electrician Berk s Electrical and Lighting

Electrician in Laguna Niguel, California to serve you with personal, friendly, reliable, experienced and lasting service for electrical repairs, installs, and upgrades. Call us at (714) 744-4300 or (949) 857-8385.

Berk s Electrical and Lighting is a full service electrical contracting company that has been providing electrical contracting for exterior, interior and landscape lighting, retrofits, service installations, new construction, renovations. tenant improvements, service upgrades and repair since the early seventies. Working on designs from start to end with his qualified team of project consultants and technicians Berk s Electrical and Lighting provides the necessary confidence any client needs to get their project finished on time, on budget and to code. Anyone knows that professional interruptions can cause inefficiencies that have a sudden impact on project costs, that s why Berk s Electrical and Lighting focuses on getting electricity restored into your system in the fastest and safest manner possible. It goes without saying that this is at the minimum risk to any valuable or data sensitive equipment.

Our professional Laguna Niguel electricians can come to your Laguna Niguel home and diagnose any problem you may be having. Our trucks are fully stocked to ensure that we have the right tools and materials to ensure the best service for your home. We will do all your electrical work personally to guarantee an excellent job for you. All the electrical materials we install for your project will be the finest that are available.

Quality electrical work depends on consistency and uniformity. That is why there is an electrical code, so everyone is clear on the correct and incorrect way to perform an electrical repair or installation! As a professional electrician, you can depend on Berk s Electrical and Lighting for an electrical repair that will last!

Laguna Niguel Residential Electrical Repairs

Our professional Laguna Niguel electricians can come to your Laguna Niguel home and diagnose any problem you may be having. Our trucks are fully stocked to ensure that we have the right tools and materials to ensure the best service for your home. We will do all your electrical work personally to guarantee an excellent job for you. All the electrical materials we install for your project will be the finest that are available.

Laguna Niguel Commercial Electrical Repairs

Any Commercial building or place of business can use a wide range of Laguna Niguel electrical services, whether it is maintenance or installation. Dedicated circuits to avoid overloading of the circuits and circuit breakers. Energy saving lighting both inside the building as well as outside. Proper voltages to the machines and equipment ensures a longer running time with less problems.

Parking garages and outside parking lots should always have sufficient energy saving lighting. One Laguna Niguel commercial electrical service is if the light fixture does not have energy saving lamps and ballasts, electricians can retrofit the light fixtures making them energy efficient which will lower electricity bills and save electricity.

Electrical Services

Fluorescent Ballast, 110V Circuits, 220V Circuits, 480V Circuits, New Circuits Breakers Fuses, Air Conditioning, Pool Motor Problems, Rewiring, Troubleshooting Indoor Outdoor Lighting, Meter Upgrades Panel Change, Repair Audio Visual Arrays, Ground Fault Interrupter, Track Lighting, Motion Sensors, Panel Upgrades, LED Lighting, Fluorescent Lighting, Troubleshooting And Much More!

Email Template Theft – Are You A Victim Or A Criminal? #buy #auto #parts


#internet auto sales
#

Are You A Victim of ETT (Email Template Theft)?

Are you stealing email templates?

A n alarming trend has arisen on the Internet side of automotive sales and it is called Email Template Theft (ETT for short). This may be happening to your dealerships Internet sales team right now or your team could even be the guilty party.

Have you ever received an Internet lead who never responded and just seemed downright suspicious?

Could these leads have been submitted by your local competition?

As an Internet Director, it certainly happened to me. This was confirmed after time had passed when I shopped my competition then noticed startling similarities between their email templates and that of my own.

At first I was furious to the point that I wanted to start a blog and call them out online for all the Internet shopping world to see. Furious to the point that I wanted to purchase a ninja suit then sneak on to their lot during the middle of the night and put my dealership s license plate frames on all of their cars.

Unfortunately, neither of these options would have helped the situation or my own credibility. It took a while (meaning a few days in the car business) to start asking myself the questions that would help me realize why this happened. Does ETT happen to everyone? Are my email templates simply that amazing or is someone out there just that lazy?

Truth be told, it was most likely the latter.

As it is today, the Internet sales side of the car business is evolving at a rapid pace. My best guess was that someone having never sold cars online was put in charge of running an Internet department or BDC in my market and they did what they had to do to get started, fake it until they made it.

After serving on the vendor side with a CRM provider it is sad to say the same activity is witnessed. We are routinely asked by dealership prospects to provide best practices from our top performing stores.

Can t you just copy the email templates and phone call scripts from [so and so] and put them into our account? We will change the name and everything…

Make no mistake that this is not good for you and it is certainly not helping your customers choose where to purchase a vehicle.

Sales 101 teaches us to set ourselves apart. When an Internet shopper submits a lead and the onslaught of emails they receive back are the same or similar enough to be perceived as the same, nobody wins. In fact, more harm is done than good.

In the age of price shopping and the demand for quick digital price quotes there are few options to retain anything resembling gross profit on the deal. We must build value, set ourselves apart and earn the gross we desire by allowing the customer to feel special and unique. How do we accomplish this?

First, stop using auto response emails. During the operating hours at the dealership we need to send personalized initial responses, period. These responses should not read We have received your request and someone will be getting back to you soon. After 15 or 30 minutes with no response, soon has lost it s creditability and so has your store. If you were the customer in that situation your next question would  likely be about the price of the vehicle.

Second, tell your personal story and that of the dealership through the messaging in your emails. Do not be afraid to get personal. For your customers that eventually do buy, you will likely know much about their personal life so why not break the ice online first? We do it in person and should be able to pull it off digitally with strong personalized emails.

If you have a family, talk about your family. This minivan has enough space in the back that even my 6 kids could fit with all their daily belongings. Mr. Customer, I understand that you are on a budget and my family is as well. It is important to think about the true cost of ownership over time with the next vehicle you purchase and I am here to help you understand what that entails.

The same goes for the dealership. Mention how long you have or have not been in business. Focus the spotlight on your store s distinct advantages and leverage them to earn an appointment.

Third, use video of yourself, the dealership and the vehicle. Take the time to record something for each customer since they will appreciate it even if they never tell you. When a shopper sees that you are dedicating your time to them specifically, even before they have entered the store, things will work in your favor.

So let us all put an end to ETT (Email Template Theft)!

Challenge yourself to revisit your email templates. Use every ounce of creativity that you have to rebuild them and don t hesitate to ask for help. Your customers will thank you… monetarily.

Questions:

Have you had your email templates stolen?

Free Vehicle Automobile Lease Agreement – PDF or Word Template Form #buy #a #car #online


#auto lease
#

Quick Overview

Sample Text: (Formatting does not match the actually Forms)

Automobile Lease Agreement

THIS AUTOMOBILE ASSOCIATE LEASE AGREEMENT made this _____ day of ____________, 20 ___, by and BETWEEN:

___________________________________________________________________

2.2 Model:

___________________________________________________________________

2.4 Year Built:

___________________________________________________________________

2.5 Vehicle Identification Number (VIN):

___________________________________________________________________

2.6 Odometer Reading:

___________________________________________________________________

The Owner has agreed to Lease the vehicle to the Lessee.

The Lessee has undertaken to accept the obligation to make the payments due under this Lease during the term of the Lease

NOW THIS LEASE WITNESSES and the parties agree as follows:

This Lease shall commence on the _____ day of ____________, 20 ___, and shall continue until the _____ day of ____________, 20 ___, (‘the Term’) subject to early termination and herein provided and to be renewed thereafter by mutual negotiation between the Lessee and the owner.

The Owner hereby Leases the Vehicle to the Lessee for the Term.

The Lessee shall at all times during the Term pay to the owner the rent reserved by this Lease on the day and in the manner provided in this Lease. The total amount payable under this Lease is _______________________________________Dollars ($__________________), per month. The first payment shall be due on the commencement date of this agreement and the 1st day of every month thereafter. The first payment shall be prorated based on a calendar year of 365 days divided by the amount of days left in the commencement month.

Late Payment Fee: Your Minimum Payment Due will be past due if it is not received by us on or before the Payment Due Date listed above. A late charge of 10% of the payment with a minimum of $10.00 will be charged, if at least the Minimum Payment Due, including unpaid payments, is not received by us within 3 days after the Payment Due Date.

The Leesee will be responsible for all maintenance costs and running costs (including registration, insurance, repairs, oil and fuel, etc) of the Vehicle during the Term of this Lease. This Lease may be terminated by four week’s notice in writing from the Lessee.

The costs of incidental to the instructions for and the preparation, execution and notarization of this Lease and all other out goings payable in respect of this Lease shall be paid by the Lessee.

Applicable Law. The laws of the state of _____________________ shall be applied in construing this Lease regardless of where it is executed or where the Vehicle that is the subject matter of this Lease is located.

IN WITNESS WHEREOF, Buyer and Seller have executed, entered into and delivered this Agreement as of the date first set forth above.

Owner’s Name(s):

_________________________________________________________

By _____________________________________________

OR – PORTLAND NORTH #used #auto #values


#portland auto auction
#

OR – PORTLAND NORTH

Our Portland North, OR location auctions clean-titled, salvage-titled and non-repairable vehicles for all types of buyers.

Copart’s online vehicle auctions include lots that can be used by dismantlers, dealers, body shops, individual buyers looking for project cars and more! All are welcome to visit our Portland North location to examine the large variety of vehicles available for auction. We even offer inspection services to make sure buyers have thoroughly covered off on exactly what has been purchased in the vehicle auction.

Registered Members even have the ability add vehicles to their Watchlist as a convenient way to keep an eye on those sought-after vehicles. Be sure to check in regularly to keep track of special inventory, including hail-damaged vehicles. exotics. flood-damaged and more at Copart auctions at the Portland North location.

Looking to find out more about Copart? Learn how to buy a vehicle through our patented online vehicle auction.

Portland, OR Public Used Car And Truck Auction June 13th #us #auto #parts


#portland auto auction
#

JJ Kane today announced its public used car and truck auction in Portland, Oregon on June 13th where over 180 used cars, trucks, SUV s, vans and pickups will be sold. Buyers do not have to be dealers to bid as this auction is open to the public with live bidding starting at 9 am, Thurs, June 13.

Used Cars, Trucks, SUVs, Trailers

Portland, Oregon Public Used Car Auction allows the average person to bid next to dealers

Portland, OR (PRWEB) June 04, 2013

JJ Kane today announced its public used car and truck auction in Portland, Oregon on June 13th where over 180 used cars, trucks, SUV s, vans and pickups will be sold. Buyers do not have to be dealers to bid as this auction is open to the public with live bidding starting at 9 a.m. Thur. June 13. Bidders can inspect auction vehicles on Wed. June 12, 8 a.m. – 4 p.m. and also at 7a.m. on auction day, June 13. The auction is on-site in Portland, OR where the majority of equipment is located. Buyers can bid on all equipment in person at the auction site, or online, as many vehicles are located in several other states including Washington, California, Colorado, Nevada, and Arizona. Vehicles are added to the auction daily, and people looking for used cars, trucks and other vehicles are encouraged to sign up for weekly email updates to stay informed of newly added equipment.

J.J. Kane is well-known for used bucket truck and utility equipment auctions. However, their auctions also feature a large number of used cars, vans, light-duty trucks, and SUV s. JJ Kane auctions are absolute, meaning that everything sells to the highest bidder, regardless of price. There are no minimums or reserves at an absolute auction, and owners are not allowed to bid on equipment they have consigned to the auction. Selling price is determined by the bidders participating in the auction, and no one else. Anyone can register and connect directly with buyers and sellers through this auction company, helping both parties to exchange equipment at a fair price.

JJ Kane provides the services that are important to buyers and sellers in the way that is most convenient for them. Sellers benefit from a convenient and cost-effective way to sell equipment for competitive market value. Buyers can kick the tires and inspect items personally, or if they prefer, they can make purchases online without the time and expense incurred with traveling to an auction,” says Joe Kane, founder of J.J. Kane Auctioneers.

About J.J. Kane

J.J. Kane Auctioneers was founded more than 20 years ago by Joe Kane with a philosophy to provide the best vehicle to take care of the customer and is based on a foundation of family, strong values and relationships. These values continue today, making J.J. Kane one of the more successful auction companies servicing buyers and sellers of used construction equipment in the U.S.

Houston Best #cosmetic #dentistry #portland #or


#

Over 2,400 Successful Dental Implants and thousands for smile makeovers.

From a simple cleaning to an advanced dental implant treatment, we have brightened the smiles and the lives of our many patients. We make it easy to come to the dentist.

When you enter Midtown Dentistry s 4 locations, you can expect to receive the finest dental care in Texas. Our dentist office is open on Saturday and early mornings. See hundreds of five-star google reviews and be at ease. We have the experience and the support of people just like you.

Learn More

We have had thousands of patients whose smiles we have enhanced. Stop by for a consultation. easy on your finances, we make it easy to smile again.

A good dentist constantly trains to keep up with new information on diseases and innovations in treatment.

In addition to his advanced training in dentistry, Prosthodontics and dental treatment, Dr. Penchas, an expert cosmetic dentist (prosthodontist) and continues to maintain education in all of the latest advances in dentistry.

This gives his patients the confidence they are receiving the best treatment available. A dentist since 1991, Dr. Penchas is a seasoned and experienced expert with the confidence to help guide you by providing you with dental health care and to help you achieve the smile you have always longed for.

Sell Your Junk Car or Buy Used Parts #private #party #auto #loans


#auto junk yards
#

Welcome to U Pull Save

Thank you for visiting our website! U Pull Save is your premier buyer of junk vehicles at the best pay. We are also the largest self-service auto parts yard in southwestern Florida. We supply auto parts at the lowest prices possible from the vehicles we purchase from you. If you have an old car, we will pay the highest price for your unwanted vehicle and complete all necessary paperwork to ensure that the car is taken out of your name.

At U Pull Save, we recycle our vehicles in an environmentally friendly manner.

We look forward to doing business with you. Contact us now for a quote or come by!

We Pay Cash for All Vehicles

If you have an old vehicle that you are looking to get rid of, bring it to us. We buy all vehicles. We’ll accept any make or model, whether or not it’s running. You can walk away with cash in hand for a vehicle that you no longer use.

You will get the highest prices from us as well as courteous and honest service. You receive cash, a Bill of Sale, and peace of mind that we will recycle your vehicle in the most efficient manner possible.

If you need a tow truck to pick up the vehicle, no problem. We offer free pickup of your vehicle with our truck. Just contact us for a quote and we will come to you.

Self-Service Yard of Used Parts

If you are looking for inexpensive, used auto parts, we can help there too! In fact, we have the largest auto parts yard in or near the Fort Myers area. You can come and see our 6-acre self-service yard yourself and save a great deal of money.

Get a Quote for Your Vehicle

For your convenience, our yard is open seven days a week. We make it easy for you to recycle unwanted vehicles or find used parts. If you need more information or have questions, please give us a call. We take calls 24 hours a day. Contact us now to get a free quote for your unwanted vehicle. We know you will not find a better quote anywhere else.

NetZero Security Support – Enable or Disable AutoProtect in Norton Internet Security Online- Mobile Broadband, DSL, Dial-Up, Free Email #auto #technician


#auto protect
#

My Password

Billing and Usage History

Payment and Account Info

Update My Address

Upgrade My Account

Billing Questions

Access Numbers

Bad Credit Car Loans: Oregon (OR) – Auto Loans Oregon (OR) #auto #advance


#auto loans with bad credit
#

Bad Credit Car Loans: Oregon (OR)

We make it simpler to apply for an auto loan in Oregon with bad credit. In Oregon, the normal consumer has got a credit score of 686. This itself is normally deemed subprime credit. So lots of people today are in need of bad credit car loans in Oregon.

If you have bad credit, Auto Loans Oregon offers access to finance companies who provide Oregon bad credit car loans all the time. Click here to apply online. If you make $1500 per month and can boast a debt vs income ratio of less than P, you have a pretty good chance of getting approved.

Listed below are some things you can do to boost your chances of qualifying.

  • Know Your Credit Score.
  • Provide More Money Down.
  • Get a Co-signer.
  • Don t Allocate More Than 20% of Your Monthly Income to Paying Off Your Auto Loan
  • If Needed, Get Financed at a Buy Here Pay Here Car Lot in OR .

What kind of vehicle should you purchase? Pre-owned. Definitely. A used car or truck is a safer choice with regards to negative equity.

Accredited Online High Schools #accredited #online #high #schools, #earn #high #school #diploma #online, #high #school #diploma #online, #accredited #high #school, #accredited #online #high #school, #accredited #high #school #diploma, #accredited #online #high #school, #accredited #online #high #school #diploma, #diploma #ged, #diploma #or #ged,


#

Accredited Online High Schools

Excel High School is Regionally Accredited by AdvancED, the parent organization of the North Central Association CASI, the Southern Association of Colleges and Schools CASI and the Northwest Accrediting Commission. Excel High School is a member of The College Board. Our National school code for ACT, SAT and FAFSA (CEEB code) is 240707

Students attending Excel High School may take the SAT, PSAT/NMSQT, PLAN or ACT test.

About Excel High School

Excel High School is part of the Excel Education Systems Independent School District. Excel High School is a For-purpose Organization dedicated to transforming the way students learn. The High School campus is located in Plymouth, Minnesota a first tier suburb of Minneapolis.

Excel High School operates like any traditional high school and is fully accredited by AdvancED, the parent organization of the North Central Association CASI, the Southern Association of Colleges and Schools CASI and the Northwest Accrediting Commission (agencies recognized by the State and US Department of Education). Accreditation is important because it helps to ensure that our diploma and credits will be accepted by employers, State and Federal Governments, the Military, colleges, universities, community colleges, technical schools and other High Schools.

Excel High School completely stands behind the quality of our educational services. Excel High School is an award willing, State Department of Education recognized accredited high school. Excel High School is an accredited member of the Better Business Bureau and we have earned an A+ rating .

Excel High School offers an accredited, online, comprehensive 9-12 high school program, an adult high school diploma option and online summer school and credit recovery options. How is Excel High School different than other accredited online high schools? For whatever reason, you cannot, or do not wish to attend a traditional brick and mortar high school, our online high school programs are the perfect solution. Excel High School focuses on exactly what you need. Excel High School provides opportunities for you to avidly pursue your interests, strengthen basic skills, and deepen your love of learning. We serve high-school age students through older adults. It’s never too late to complete an online high school diploma program, or take our online test prep course to prepare for the GED ® test in person. Students can earn a high school diploma entirely online, at your own pace and according to your schedule.

Why Excel High School?

Why choose Excel among the accredited non-public high schools available? Excel High School is a great way to complete your high school diploma online and we are highly focused on your success.

Excel High School is the perfect solution if you:

  • Want to fast track your education.
  • Want to start courses today.
  • Want to study online at your convenience.
  • Are an adult and you need a valid, accredited high school diploma.
  • Want to attend a non-public, accredited world-class college prep online high school.
  • Require make-up to graduate on time to ahead of schedule.
  • Dropped out of school, but want to earn a nationally recognized accredited high school diploma
  • Need online high school credits, or summer school online courses.
  • Wish to continue with post-secondary studies at an accredited college or university.
  • Want to join the United States Military.
  • Want a better job and better pay.
  • Want to be part of a school that cares about your success.
  • Want to finish high school at your own pace.
  • Want to attend an affordable online high school.
  • Are an International student seeking an American, accredited high school diploma
  • You are an adult learner in need of an official high school diploma instead of a GED or HiSET.

Meet Our Staff

Learn about the people behind our school!

Our History

Excel High School was founded in 2004 by a group of educators and business professionals that identified the need to improve the way that children and adults learn. We also wanted to expand educational opportunities across the world. Our goal is to give every person, regardless of their age and circumstances, the opportunity to earn an accredited, American high school diploma or complete needed make-up credits. Our accredited, online high school diploma programs, are perfect for students who desire a cutting edge, flexible online high school program. Our experienced instructors and staff really care about the success of our students!

We use today’s most recent and up-to-date, standards based, fully accredited curriculum. There are no 10-year old books in our school. With current technology, it is plausible to bring accredited online courses to students’ all over the world. Students only need access to the Internet and the desire to learn. From our initial goal of offering online high school programs to high school age students, Excel now offers a complete 9-12 curriculum for college readiness, honors programs, adult high school programs and digital curricula to other schools and colleges. Excel has continued to provide the most intuitive, accredited online high school courses available anywhere. Excel serves students in all 50-States and around the world.

In 2016, Excel has expanded to become an independent school district comprised of two online high schools, Excel High School and Northgate Academy. Excel Education Systems, Inc. Excel High School’s parent organization, was approved by our Accrediting Agency to advance to District/Systems status. Excel is very proud of our unique and dynamic organization. We have grown from serving only a handful of students in back in 2005 to currently serving many thousands of students each year.

Can an Online High School be Fun?

More and more people these days are concerned about safety in our public schools, especially at the high school level. Many families consider homeschooling or an online high school, but they wonder if an online high school can be enjoyable for the kids.

While it is true that a child may miss out on some of the extra-curricular activities at the local high school, taking courses through an online high school can be a lot of fun. For one thing, you can complete your studies faster and out in fewer hours each day. It is possible to complete high school in as little as 2 ½ years which leaves a lot more time open for having fun and enjoying their teen years. Excel’s courses are flexible and asynchronous. This means you can login to your online courses anytime day or night. All studies are done online, and there is no homework. Our courses are interactive and offer an exceptional, individualized learning experience. Our online courses are loaded with videos, online exercises, and engaging learning resources. With our online courses, every student has a front row seat to ensure that learning happens. We see better outcomes when learning is exciting and fun.

Why Choose an Online High School?

There are many good reasons you might choose to enroll your son or daughter in online High School programs. The world is becoming an increasingly dangerous place and in many areas, it just isn’t safe to send your children to the public schools. Not to mention the fact that you just might not like the values and political viewpoints the schools are pushing these days or the extreme peer pressure that leads too many teens into drugs, alcohol, and premature sexual activity. Maybe you live in an area that is geographically challenging, or you are a military family that travels. If you have experienced a teenage pregnancy or expulsion from school, an online high school might offer the perfect solution for your situation.

Choosing an online High School allows you greater control over your child’s environment and gives them the opportunity to learn in a safe and caring atmosphere. Adults also appreciate the flexibility of taking online courses that work well with their work and family schedule.

For whatever reason, you are considering attending high school online, we believe that Excel High School is the perfect choice.

Excel High School is a State recognized regionally accredited High School. Excel High School is accredited by AdvancED the parent organization for the North Central Association CASI, the Southern Association of Colleges and Schools CASI and Northwest Accrediting Commission – agencies recognized by the State Department of Education.

Request More Information

For more information about how you can earn an accredited high school diploma, please enter your name and email information below.

Wheelchair Van Rental, Wheelchair Vans Rental, Wheelchair Vans, Disabled Access Vans, Wheel Chair Van Rental, Handicap Accessible Van Rentals, Used wheel chair accessible vans, Wheelchair Lift Vans, Wheelchair Lift Van, Wheelchair Minivan Rental #wheelchair #van #rental, #wheelchair #vans #rental, #handicapped #van #rental, #used #wheelchair #vans, #wheelchair #and #scooter #accessible #vans, #conversion #or #wheelchair #lift #vans, #temporarily #disabled #van #rental, #temporary #disability #interim #vehicle, #non-emergency #medical #transportation, #disability #vehicles #for #sale, #travel #contest, #college #scholarship, #coupons


#

Wheelchair Vans, Medical Transportation, Travel Anytime Anywhere, Search our locations

Wheelchair Getaways � is the leading wheelchair van rental company in the United States. We rent wheelchair and scooter accessible vans in almost every city in the US. We offer 24-hour emergency assistance, a knowledgeable staff, and the adaptive features that make traveling safe and comfortable.

Daily rental rates vary from $80 to $145*, depending on the location. Lower rates are available for long-term rentals. Contact the desired franchise for rates and availability.

Wheelchair Getaways is a low cost solution to your accessible transportation needs. As an alternative to non-emergency medical transportation and a provider of interim vehicles for drivers with temporary disabilities, we have a good reputation among insurance professionals who have used our services.

Our wheelchair vans are available also for customers considering the purchase of modified vehicles. We recommend “trying before buying.” On our website, Wheelchair Getaways also maintains an inventory of used vans for sale.

Handicapped accessible vans come from the premier lowered floor van manufacturers such as Vantage Mobility (VMI) and Braun (BraunAbility).

Some locations also have full size Fords and Sprinters equipped as handicap rental vans for our taller clients or those who need the extra space for luggage, equipment, or friends and family. These vans, also known as conversion vans or wheelchair lift vans, are in limited supply, so call today to check for availability for your handicapped rental needs!

Wheelchair Getaways � locations rents only late model wheelchair accessible vans for your safety and enjoyment. In addition, some locations offer scooter rentals, power wheelchair rentals, and GPS rentals for your travelling needs. Availability varies by location, so when making your reservation for your handicap rental van, please ask!

* Rates are subject to change without notification!

Accessible Van Rentals

1-800-642-2042

Service that moves people

Accessible van rentals from Phoenix to Detroit. San Francisco to Miami. We’re here to meet your accessible vehicle needs. We’re proud to serve customers in almost every U.S. city, like Chicago plus most airports like Seattle’s SeaTac. Washington DC’s Dulles and Reagan. and New Jersey’s Newark. We offer daily, weekly, monthly and long-term accessible van rentals.

At Wheelchair Getaways, we understand the challenges of wheelchair travel, because many of our staff use wheelchairs or have family members who do. We only rent premier late model adaptive vehicles with all the wheelchair adaptive features you need for safe, accessible travel.

Your connection to services and information that will help you explore your world.

Free Vehicle Automobile Lease Agreement – PDF or Word Template Form #lkq #auto #parts


#auto lease
#

Quick Overview

Sample Text: (Formatting does not match the actually Forms)

Automobile Lease Agreement

THIS AUTOMOBILE ASSOCIATE LEASE AGREEMENT made this _____ day of ____________, 20 ___, by and BETWEEN:

___________________________________________________________________

2.2 Model:

___________________________________________________________________

2.4 Year Built:

___________________________________________________________________

2.5 Vehicle Identification Number (VIN):

___________________________________________________________________

2.6 Odometer Reading:

___________________________________________________________________

The Owner has agreed to Lease the vehicle to the Lessee.

The Lessee has undertaken to accept the obligation to make the payments due under this Lease during the term of the Lease

NOW THIS LEASE WITNESSES and the parties agree as follows:

This Lease shall commence on the _____ day of ____________, 20 ___, and shall continue until the _____ day of ____________, 20 ___, (‘the Term’) subject to early termination and herein provided and to be renewed thereafter by mutual negotiation between the Lessee and the owner.

The Owner hereby Leases the Vehicle to the Lessee for the Term.

The Lessee shall at all times during the Term pay to the owner the rent reserved by this Lease on the day and in the manner provided in this Lease. The total amount payable under this Lease is _______________________________________Dollars ($__________________), per month. The first payment shall be due on the commencement date of this agreement and the 1st day of every month thereafter. The first payment shall be prorated based on a calendar year of 365 days divided by the amount of days left in the commencement month.

Late Payment Fee: Your Minimum Payment Due will be past due if it is not received by us on or before the Payment Due Date listed above. A late charge of 10% of the payment with a minimum of $10.00 will be charged, if at least the Minimum Payment Due, including unpaid payments, is not received by us within 3 days after the Payment Due Date.

The Leesee will be responsible for all maintenance costs and running costs (including registration, insurance, repairs, oil and fuel, etc) of the Vehicle during the Term of this Lease. This Lease may be terminated by four week’s notice in writing from the Lessee.

The costs of incidental to the instructions for and the preparation, execution and notarization of this Lease and all other out goings payable in respect of this Lease shall be paid by the Lessee.

Applicable Law. The laws of the state of _____________________ shall be applied in construing this Lease regardless of where it is executed or where the Vehicle that is the subject matter of this Lease is located.

IN WITNESS WHEREOF, Buyer and Seller have executed, entered into and delivered this Agreement as of the date first set forth above.

Owner’s Name(s):

_________________________________________________________

By _____________________________________________

O – Reilly Auto Parts in Springfield, OR #auto #parts #express


#orielly auto
#

Buy Online, Pickup In-Store

Your Local O’Reilly Auto Parts Store

Nearby O’Reilly Auto Parts Locations

Your Local O’Reilly Auto Parts Store

See videos, products, and more

Winter is right around the corner, which results in earlier nightfall and more nighttime driving. Taking these steps can help you see better and drive safer.

-Restore headlight lenses: Over time plastic lenses can become yellowed and hazed, reducing light able to shine through. A restoration kit can help clear out the haze.

-Upgrade headlight bulbs: Headlights don’t just burn out; they dim over time. Even if you have perfect vision, this can be dangerous. That’s why it’s a good idea to replace bulbs in pairs.

-Replace wiper blades: The summer can cause blades to stiffen and crack. Yearly replacement is recommended unless there are greater signs of wear.

STEPS TO ENSURE YOU RE SEEING CLEARLY

See videos, products, and more

Winter is right around the corner, which results in earlier nightfall and more nighttime driving. Taking these steps can help you see better and drive safer.

-Restore headlight lenses: Over time plastic lenses can become yellowed and hazed, reducing light able to shine through. A restoration kit can help clear out the haze.

-Upgrade headlight bulbs: Headlights don’t just burn out; they dim over time. Even if you have perfect vision, this can be dangerous. That’s why it’s a good idea to replace bulbs in pairs.

-Replace wiper blades: The summer can cause blades to stiffen and crack. Yearly replacement is recommended unless there are greater signs of wear.

McLoughlin Place – Oregon City, OR (with 16 Reviews) #mcloughlin #place #senior #living, #mcloughlin #place #oregon #city #or #with #16 #reviews


#

McLoughlin Place – Oregon City, OR

  • 5.0 stars – Excellent
  • McLoughlin Place – Oregon City, OR Family
    Verified by SeniorAdvisor.com

I like that my father is happy in this nice community. It is nice to know that he is happy. The community is clean and it has a positive environment for him and that is great to see that he has improved. They do have activities for him to participate. We would recommend this community for the good care and nice environments

Was this review helpful? Yes 0 No 0

In Our Experience

  • 5.0 stars – Excellent
  • McLoughlin Place – Oregon City, OR Family
    Verified by SeniorAdvisor.com

They were fantastic for the time my mom was there. The staff were very attentive and they made her feel very comfortable and I could not say enough good stuff about the community.

Was this review helpful? Yes 0 No 0

There are many senior living options out there. Which one is right for your family?

Our service is completely free.

Short staffed, very costly, make employees work 16 hour days! How do my loved one get good care of the employees are so over worked and exhausted?
No activities in weekends and management only cares about them selves.

Was this review helpful? Yes 0 No 0

Fun Bingo!!

  • 5.0 stars – Excellent
  • McLoughlin Place – Oregon City, OR Family
    Verified by SeniorAdvisor.com

Unlock Reviews, Prices, and Ratings.

My mother has really been enjoying her stay at this community so far. The staff have all been wonderful and very welcoming to her since she moved in. They also do a great job at keeping the facility clean and well maintained for all of the residents. My mother has said they could use some improvements in the quality of food they serve. She has really been enjoying the activities they have to offer especially the bingo. Overall we have been very pleased and would recommend it to anyone.

Was this review helpful? Yes 0 No 0

Decent Tour

16 Reviews on McLoughlin Place – Oregon City, OR

Thank you for requesting senior living
information from SeniorAdvisor.com

1 Advance Discount Auto Parts Orlando – Approval in 1 Hour or less Apply Online NOW. #compare #autos


#discount auto parts
#

Advance Discount Auto Parts Orlando

Are you experiencing money problems?

Do you just need a small advance against your pay to tide you over?

Do you need cash for an unexpected expense?

Then a payday loan can be the solution you are looking for.

When looking for this type of loan you want the best rates and terms possible, then we can help.

Advance Discount Auto Parts Orlando

Are you counting the days until payday? Emergency auto repairs, unexpected bills, and other unplanned expenses can wreak havoc on your finances. There is no need to live with financial stress – a payday loan is an excellent solution for short-term cash flow problems. A payday loan will provide you with cash now, so you can set your worries aside Advance Discount Auto Parts Orlando .

In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times – you may still be approved for a payday loan even if you have bad credit or a past bankruptcy.

Advance Discount Auto Parts Orlando

We use an advanced 256-bit SSL encryption while handling your data. All your private information is kept securely in an encrypted format. More details can be found by reading our privacy policy.

Advance Discount Auto Parts Orlando Yes, your personal information is safe. Our site is protected by the best security software available, and all information provided is encrypted during submission.

Our lenders will provide you with a loan up to $1000. The amount loaned depends on the information that you provide.

Receiving the money from your loan is easy- it is deposited right into your bank account.

You can apply for another loan 72 hours after applying for your initial loan. Please be sure to disclose the fact that you have already applied for a loan when working with a lender to obtain a second loan. Advance Discount Auto Parts Orlando

Which Would You Prefer – Advance Auto or RockAuto Discounts? #lewes #auto #mall


#auto parts discount
#

Which Would You Prefer Advance Auto or RockAuto Discounts?

Did you ever considered to think how much time you spend behind your wheel? Because this way you`ll acknowledge if driving a car is among your passions. If this should be the case, then you may be a person from the category of those who purchase parts from online auto retailers such as Advance Auto Parts or RockAuto. Then you probably would like to know which of the two brands provide better services when it comes to discounts on auto parts.

There Are Other Auto Parts Discounts Out There

For customers who didn`t managed to have their fees on shipping minimized but would still be interested in free shipping, it might be a smart move to turn to different types of auto parts discounts, like AutoZone discounts, Pep Boys discounts or Kragen discounts. Actually, probably best possible choice would be AutoZone discounts as it`s seen to be the most popular one from the list above. Take a quick look at the Auto Zone coupon deals that include free shipping listed on RetailMeNot:

  • $10 OFF On $30+ / Free Shipping On $75+: TJG13
  • $20 OFF On $60+ Free Shipping On $75+: MFD13
  • 20% OFF Sitewide + Free Shipping On Purchases of $75+: PERKSPOT
  • Oil Specials + Free Shipping On Orders of $75+

Keep in mind that this is only a basic list of coupon deals and that in fact there you`ll find many more from which to choose. The ones above list just the ones that have the free shipping option included into them.

Which Would You Prefer – Rock Auto Discount or Advance Auto Parts Discounts?

Don`t you are a bit curious to know how RockAuto can compete with Advance Auto Parts when it comes to discounts on auto parts? Well, let`s turn again to RetailMeNot.com and see what Rock Auto discount code they list.

  • 5% OFF Already-low Prices: 3393425730965185 . Expiration Date 09/20/15
  • 5% OFF Sitewide: 3337099429280789 . Expiration Date 09/06/15
  • 5% OFF Your Order: 3352510524942350 . Expiration Date 09/13/15
  • 5% OFF Your Purchase: 18DF53BB27E8AA . Expiration Date 11/10/15

Perhaps the best thing when it comes to these often released 5% RockAuto discount code deals is that you can get discounts on any auto parts you want with them. The bad news is that the 5% discount is the only one offered by RockAuto for now, at least that`s what we learn on www.RockAutoDiscount.com. There are no 10% discounts and no free shipping discount codes. But who knows? Maybe in the near future, things might change.

Let`s take another look at what discount code Advance Auto are available on RetailMeNot:

  • 30% OFF $50+ Sitewide: TRT30
  • $40 OFF $100+ Standard Priced Items: TRT41
  • 20% OFF Every Product: PS20
  • $25 Off Orders Of $75+: UPROMISE124

You probably think the same way most people think, and that is that Advance Auto Parts provides much better discounts than RockAuto does. There`s no question about it that there will always be a matter of debate because different customers are interested in different types of discounts for different auto parts. The choices will always be different from one customer to another. Even so, I think you`ll agree with the fact that most customers out there will always choice the discount that offer at least 25% off instead of just 5% off, right? Besides these discounts which are obviously bigger, Advance Auto Parts offers other great deals like “Up to $50 Back with Rebates Rewards,” which RockAuto doesn`t even come close to.

One of the aspects in which Rock Auto stays better in the services they provide is that they offer very cheap prices on their auto parts. Probably the other one would be the fact that the 5% discount codes offered are released more often than those from Advance Auto.

So, What Do You Think?

So, which one would you prefer from these two – Rock Auto discounts or Advance Auto Parts discounts. Besides the obvious choice maybe you have a different opinion for some reason. If you do, would you care to share it with us?

Liquid Glass Auto Polish Finish, Yes or No? AcuraZine Community #mercury #auto


#liquid glass auto polish
#

Liquid Glass Auto Polish Finish, Yes or No?

I’m new to the site and I just bought a 2013 Acura TL SH-AWD, it’s CBP. I did a search and spent the past hour or so looking through this forum looking for some information on liquid glass and couldn’t find any.

I have some of this on hand and was thinking about using it on my new car. I have never used it before. I was wondering if any of you have any feedback on this product and if I should use it or not.

I have read some consumer reviews of it and people seem to love it. The reason I thought it might be good is it’s a brand new car and the paint is perfect. The main thing I’ve read about it is, if the paint is perfect, this is the stuff to use.

It makes me a bit nervous that I can’t find any info on it on this site. Anonther thing that makes me a bit nervous about it is the removal instructions. It states if I have to do any touch up painting, it can be removed by “first washing with a strong solution of high quality car was detergent, then using 00 steel wool with mineral spirits or varsol”.

Any feedback would be greatly appreciated.

Cheap Used Cars for Sale – Second Hand, Convertible, Coupe, Hatchback, SUVs, Wagon Cars for sale, Used Cars Buy or Sell #performance #auto #parts


#second hand cars for sale
#

Cheap Used cars for sale – Second hand cars, Convertible, Coupe, Hatchback, SUVs and Wagon Cars for sale

Cars are the basic needs of lives and if they are available for lesser amount and at the reasonable prices, they are truly the luxuries. This website is created to make the most searched and tracked used cars which are quite practical and pivotal buying according to the current trend. These cars are having specialties of having all the facilities and are still available in the rates which are quite mind-blowing.

Fresh cars are quite expensive deals even if one can afford to buy them if the uses of the cars are not heavy. It is an ideal decision to buy the second hand cars for sale instead of new cars for the people who are using the cars for limited regions and reasons. Cheap used cars can also be the smarter decision of buying for the new car learners as even in the case of mis-handling or damage, the cheap cars are never a big loss. Cheap old cars for sale are having greater features of making the insiders not only happier but also satisfied with the lower installments and financial burden.

Here in this website you will have all the best features and functions of the branded cars in the used forms by the most popular and trustworthy dealers of various states. These dealers have provided numerous cheap cars for sale on the website display. Also these cars have vanished the wrong impression and myth of many people that the used cars for sale are just the junk cars. The fact differs and is proved by the magnificent view of some of the most pleasured and fantastic used cars exhibition on this site.

Larger varieties of cars for sale is being accompanied by the stylish cars like the Convertible cars, Coupe cars, Hatchback cars, SUVs and also the Wagon cars for sale which have fulfilled the demand of having an own car on the roads and in garages. For the people who are planning for owned cars of them and using the budget car rental since years should search for the car-garage option now as we are having offers of buying the used cars at as cheaper as just $1000. This could be an amazing and adorable offer in the car history.

In order to have the best branded names like Honda, Hyundai, Mercedes Benz cars and even the fast and furious Ferrari cars, you are left with no option other than visiting the site, So come, have your visit and desk parked at the car carnival where more than Seventy thousand used cars are waiting for you.

Buying a Car Online or at a Dealership #auto #body #parts


#buy car online
#

Buying a Car Online

There are two ways to approach online car dealership shopping:

  • Direct online sales.

Direct from Dealer

Several dealerships now have online sales departments. The entire purpose of these teams is to sell cars to their website visitors.

To take advantage of this service, simply ask the dealership for a quote on the car you are interested in buying directly from their website. The dealership will e-mail you back with its offer. Some dealership websites even offer live chats with online salespeople.

You can also ask for the dealership to list out all the fees so you can get an exact sense of the total cost of the car. Go through this process with multiple dealers and you will be able to see who offers the best price without ever leaving your home.

Dealership Aggregators

Most of the big name online car marketplaces are considered dealership aggregators. Dealerships throughout the country use such sites to list their inventory.

Through these sites—such as autotrader.com —you can search for the car you want and find several results within your vicinity, or even throughout the country. With so many results at your disposal, comparing prices can be exceptionally easy.

Cons of Buying Online

Shopping online for the best deal on a new car and reducing your time at the dealership sounds ideal for most people. However, there are some instances when buying a car online can be more complicated. Here are some pitfalls to avoid:

  • Out-of-state dealerships. Buying a car out-of-state isn’t necessarily a bad thing, but you should keep in mind that the car registration and titling process can be more complicated than if you were buying in your home state.
  • No test-driving. If the dealer with the best online price is too far for a trip, are you comfortable taking the risk of never having driven the car?

Goodwill Southwest Florida: Shop online at or on #auto #loan


#goodwill auto auction
#

Shop Online

In addition to selling items in our Retail Donation Centers, thrift shoppers can also find a wide variety of items available online.

Shopgoodwill.com

Goodwill Industries of Southwest Florida, Inc. is one of nearly 70 Goodwill agencies worldwide to participate in Shopgoodwill.com. an online auction site which generates proceeds for Goodwill’s mission.

When TIME Magazine ranked the 50 Best Websites in 2009, Shopgoodwill.com came in at #18 on its list, above other popular sites like Amazon (#19), Netflix (#21), Wikipedia (#25) and Facebook (#31).

Want to save on shipping? When you purchase local items posted to Shopgoodwill.com by Goodwill Industries of Southwest Florida, you can pick up your items at our administrative office. To view items only posted by Southwest Florida, click here .

eBay.com

Looking for a good book? Goodwill Industries of Southwest Florida’s eCommerce division sells gently-used books through our eBay storefront. Our books include fiction, non-fiction, and even textbooks.

OR – PORTLAND NORTH #auto #floor #mats


#portland auto auction
#

OR – PORTLAND NORTH

Our Portland North, OR location auctions clean-titled, salvage-titled and non-repairable vehicles for all types of buyers.

Copart’s online vehicle auctions include lots that can be used by dismantlers, dealers, body shops, individual buyers looking for project cars and more! All are welcome to visit our Portland North location to examine the large variety of vehicles available for auction. We even offer inspection services to make sure buyers have thoroughly covered off on exactly what has been purchased in the vehicle auction.

Registered Members even have the ability add vehicles to their Watchlist as a convenient way to keep an eye on those sought-after vehicles. Be sure to check in regularly to keep track of special inventory, including hail-damaged vehicles. exotics. flood-damaged and more at Copart auctions at the Portland North location.

Looking to find out more about Copart? Learn how to buy a vehicle through our patented online vehicle auction.

Repair or Replace Your Windshield the Right Way #used #cars #chicago


#auto windshield replacement
#

Repair or Replace Your Windshield the Right Way

1 of 3

When faced with replacing a windshield, many car owners default to the lowest-price option. But if you take this route and are in a serious accident, your decision could cost you your life.

An incorrectly installed windshield could pop out in an accident, allowing the roof to cave in and crush the car’s occupants. Furthermore, when the front airbags deploy, they exert a tremendous force on the windshield and will blow out one that is not firmly glued in place.

“There are a lot of schlock operators” installing windshields, says Debra Levy, president of the Auto Glass Safety Council, which offers certification for installers. She says using original manufacturer’s glass is a plus, but choosing a good installer is even more important. To find a certified shop, visit Safewindshields.org and type your ZIP code into the box at the top of the page. Certification is valuable because it keeps installers up to date on advances in adhesives and changing automotive designs.

David Beck, one of two technicians at Windshield Express. near Salt Lake City, installs eight windshields a day and has been working in the auto glass business for 18 years. Beck agrees that certification is important and warns that there are many “tailgaters” installers with no brick-and-mortar shop who quickly “slam” windshields into cars with little regard for safety. They don’t handle the windshield correctly, don’t use the proper adhesives and leave the car unsafe for driving and prone to rusting and leaks.

“The thing I wish that drivers knew was that the windshield is the No. 1 safety restraint in your vehicle,” Beck says. The windshield is two sheets of glass held together by an inner layer of strong vinyl. When the windshield breaks, the vinyl holds the glass in place rather than allowing the shards to fall into the car and cut the occupants.

The windshield is a layer of protection that “keeps you inside the car and things out of the car,” Beck says. “This is not the place to cut corners on and go with the cheapest price.”

Steve Mazor, the Auto Club of Southern California’s chief automotive engineer, adds that if the windshield isn’t strong enough and an occupant is thrown from a speeding car, “the odds of survival are much less.” Thirty percent of all fatalities, he says, are due to people being ejected from the car.

An investigation by the ABC News program 20/20 on windshield safety shows technicians incorrectly installing windshields by not wearing gloves. The grease from their hands prevents the adhesives from bonding correctly, Beck explains. Another error that 20/20 caught was technicians failing to use all the necessary bonding agents, such as primer.

When you are looking for a good windshield installer, Levy recommends calling three shops and asking a few qualifying questions beyond just price and certification.

Levy says to ask the shops if they use original equipment glass, which is usually of higher quality and fits better. Also, she suggested asking how long the car should sit after the installation is complete. “If they say you can take the car right away, you should run in the opposite direction,” Levy says. A car should sit at least one hour before being driven and sometimes up to 12 hours, she says.

Beck says if you take your car to a dealership for a windshield replacement, it will just subcontract the job to a glass shop and then mark up the price about 30 percent. He recommends going directly to the glass shop to save money. However, when a car is new, the dealership might be the only place to stock the glass, as was the case for a 2011 Infiniti M56 Edmunds long-term test car where the windshield replacement cost $1,300.

Most windshield installation jobs take only about an hour and can be done at your home or office, Beck says. Once the installer is finished, check for signs that the job was completed correctly. Make sure the molding is straight and that there is no sign of adhesives visible inside the car, Beck says. The car should be clean inside. Debris or dirt left in your car could be the sign of sloppy workmanship, he says.

In some cases, a rock chip or star in the windshield can be repaired, saving you the cost of a new windshield. Mazor says some installers claim that cracks can be repaired even if they’re up to 15 inches long, but only if they intersect just one edge of the windshield.

Beck says rock chips, which he also fixes, are easier to repair when the damage has just occurred. Over time, rain washes dirt into the crack, making it harder to seal. He suggests carrying a roll of clear tape in the glove compartment to quickly cover a crack until it can be fixed.

Beck injects polymer into rock chips and cracks. After the polymer cures, he smoothes the area so it doesn’t affect the travel of the windshield wipers. Beck says that if he gets to the repair within a week of the damage, he can generally make it disappear. Windshield Express’ owner, Bryan Petersen says his rate for rock chip repairs is $29.95 for mobile jobs and $19.95 in the shop.

In the Los Angeles area, the rates for windshield repairs are higher in the range of $65. Windshield repair kits are available at automotive stores for the do-it-yourselfer, but they don’t do the job as well as the professionals can do it. The pros have better equipment and much more experience.

The Auto Glass Safety Council’s Levy says studies show that windshield rock chips or cracks that are in your field of vision can actually slow your response to emergency traffic situations. She also says that old windshields that are pitted or hazed should be replaced even if they are not broken since they can magnify the glare of the headlights from oncoming cars at night.

Mazor says that a new windshield might be cheaper than you would think. In many cases, windshield repair is covered by car insurance (under your comprehensive coverage not collision). The deductible for comprehensive coverage is sometimes only $50 or $100, so that would be the cost of a new windshield.

Subprime auto loans: boon or bane? #buchanan #auto #park


#subprime auto lenders
#

By Teddy Nykiel. Nerdwallet.com August 14, 2014

For consumers down on their luck with a checkered borrowing history and who need a car, subprime auto loans sound promising: they’re easy to get even for people who have a low credit score. are recovering from bankruptcy or lack a steady income.

Since they go to borrowers whose credit scores are often too low to qualify for a standard loan, these notes carry higher costs for consumers and greater risk for lenders. Subprime auto loans have become controversial recently as their increasing popularity has led to comparisons with the poor quality home mortgages that led to the 2007-2009 financial crisis and the recession that resulted. Here’s a look at how these loans work, what they can mean for consumers and how they could hurt the economy.

Subprime auto loans explained

Financial institutions give subprime auto loans to individuals with credit scores of 640 or under, according to Equifax. the credit reporting company. Because borrowers with poor credit are riskier for lenders, banks charge much higher interest rates, often in the 20% range, compared with less than 5% for those with good rankings. The difference can amount to hundreds of dollars a month, depending on the size of the debt.

Subprime lending accounts for about 32% of all car loans  made today and they have balances outstanding of $46 billion, an eight-year high, Equifax says. Partly, the increase is driven by market forces unrelated to consumer needs.

Lease or Buy a Car? Calculator. #online #auto #insurance #quotes


#buy car
#

Lease or Buy a Car? – Calculator

Conventional wisdom says if you lease you’ll have nothing to show for your money when the term is up. But that ignores the opportunity cost.

hould lease or buy a car? Conventional wisdom says if you lease you’ll have nothing to show for your money when the term is up. But that ignores the opportunity cost inherent in buying: after all, the money you pay up front for the car could be invested instead. Our worksheet will determine whether leasing or buying is the better overall investment strategy. Bear in mind that the calculation assumes you would buy the car outright rather than finance it.

The Advantages

Low Down Payments — Even though a lot of the advertised lease deals assume a down payment, you can often get the dealer to limit it just by asking. Of course, the more cash you come up with initially, the lower your monthly payments.

Low Monthly Payments — Since you are only paying off the depreciation on the car — not its full value — your monthly payments are much lower than if you opt to finance the purchase of the entire car over the same period of time.

Easy Turnover — Assuming your car is in good shape, when your two or four years are up, just stroll into the dealer, hand over the keys, and drive out with a brand new car and a new lease arrangement. You don’t have to bother with selling the car or haggling with a dealer over trade-in value. That was all taken care of beforehand.

The Disadvantages

No Equity — Similar to paying rent on an apartment, your lease payments don’t go towards owning anything. Unlike traditional financing, you can’t look forward to the day when the payments will stop and you can drive your own car free and clear.

Lack of Flexibility — You pay a big penalty if you want out of the lease before the full term. Bailing out early may cost you as much as six extra months of payments, depending on your leasing company.

You May Pay Extra — Most leases charge an extra 12 or 15 cents for each mile you drive over a certain limit. Typically the lease agreement grants 12,000 to 15,000 miles per year. (Drivers average 15,000 miles per year.) Also, you’ll have to pay up for any damage to the car beyond normal wear and tear when you turn it in. One way to avoid the mileage charge is to buy more miles at a reduced rate (of around 10 cents) up front.

Insurance May Come Up Short — If you total the car or it gets stolen, your insurance will only reimburse you for the car’s market value, which might not cover what you still owe on your lease. You can buy extra “gap coverage” to protect against this, and some lease deals include it automatically.

Questions to Ask Yourself

1. Do you need your cash?

If so, leasing makes sense, because usually you will put less money down than if you buy. In many cases, dealers will waive a down payment. You need only come up with $1,000 to $2,000 for fees, the first month’s payment, and a refundable security deposit. Sales tax is usually paid monthly as part of the payment. Dealers often will allow you to roll many of the fees into the monthly payment as well by adding them to the price you pay for the car. If you buy a car and finance it, you could easily have to put 10% of the purchase price down as well as 6% to 8% sales tax — perhaps $9,000 on a $50,000 car. You are building up equity, but current cash needs may be more pressing.

2. How often do you want a new car?

Leasing is attractive for people who want new wheels every three years or so. It saves you the hassle of selling your cars, and allows you to move from car to car with relatively steady low monthly outlays and low down payments. But don’t lease if you like to buy a new car every year. Ditto if you like to buy one every seven or eight years. A purchase allows you to either buy a new car impulsively when you have a cash windfall or to forestall a purchase, nursing your old car along, if your income drops. With a lease, you lose a good deal of control over those decisions. If you foresee owning the same car for seven years or more, you’ll save money by buying. That’s because with a lease, you walk away from a car just when depreciation slows and — under long-term financing — equity begins to build.

3. How much do you drive?

Check your odometer. It’s been keeping track of your driving habits for you. The ideal lease customer drives 15,000 miles a year and maintains a car in good condition. (Fifteen thousand is the average yearly amount you are allowed in most leases. Anything above that and you have to pay extra.) If you drive substantially less, you may be paying for depreciation you are not causing. You ought to think about buying. If you drive substantially more and still want to lease, you should negotiate the cost of the additional miles up front. After the end of the lease, many leasing companies charge 15 to 20 cents a mile for the additional miles you have driven, compared with 10 cents a mile if you buy them up front.

4. Do you use your car for business purposes?

If you are deducting a portion of your car’s depreciation from your taxes, you will be able to deduct substantially more if you lease. Interest paid on loans to purchase a car is not deductible. But when you lease, you can deduct depreciation as well as the implicit financing costs. The IRS does, however, limit depreciation deductions for certain luxury cars.

5. Do you worry about your car’s resale value?

If you routinely cart around carpools of kids, a few dogs and lawn maintenance equipment, there’s a good chance you will inflict some damage on the car’s interior, which you may have to pay for later when you turn it in. So, if you’re hard on your car, leasing may not be right for you. Ironically, you should also consider buying if you keep your car in immaculate condition. That way you can build up some equity and take advantage of its spotless interior or any improvements you’ve made when it comes time to sell. But, keep in mind, one of the advantages of leasing is that you get to lock in a resale value now. All those lease agreements mean lots of used luxury cars will turn over in two years, depressing the market value of all of them. If you worry about your car’s resale value, leasing can provide some security.

6. How stable is your life?

If you foresee a move, kids, a divorce or a new job, and you don’t have a clear idea where you will be in two or three years, don’t lease. The money you save on a low down payment and low monthly outlays could be wiped out if you have to terminate early. When you cancel your lease early you typically owe all remaining payments minus allowances for the depreciation that hasn’t happened yet. Basically, you should be almost certain you can stick with the terms of the lease before you sign on the dotted line.

7. Do you trust the company you would be leasing from?

When you buy, you don’t have to trust the bank. You just need its money. But leasing means you are entering a complex financial relationship with a company. It’s best to lease from an auto maker or a large leasing company with a substantial interest in repeat business. And check to see if your lease includes gap coverage, which protects you if your car is stolen or totaled. Most major leasing companies provide it. Also make sure you have a purchase option at a fixed price. Walk away from leases that don’t offer both.

How to Sell Your Used Car to a Private Party or Dealer #chesterfield #auto #parts


#how to sell your car
#

Selling Your Car

1. The Basics

When selling a car, you generally have two options: sell to a private party or sell to a dealer.

Those who buy a new or used car from a dealer usually trade-in their current vehicle as part of the transaction – mainly because it’s convenient and easy. But this convenience comes at a huge cost.

If you sell to a dealer, you’re getting wholesale value for the vehicle, whereas if you sell to a private party, you’re getting close to retail value. The difference can be several thousand dollars.

It seems like a no-brainer, so why doesn’t everyone sell their vehicle to a private party? Well, because it takes more time and effort – plus some view it as risky to invite strangers over.

Despite these drawbacks, I highly recommend selling your car to a private party – especially if it has over 100,000 miles or been in an accident. You’ll end up saving $100 to $350 per hour spent on the effort.

To help you decide, use the following pricing guides to determine what your car is currently worth.

A relatively new site from the founders of TrueCar. Analyzes over 3 million car listings to show you what your car is worth.

Take these prices with a grain of salt, they’re meant to be ballpark figures.

Cheap Used Cars for Sale – Second Hand, Convertible, Coupe, Hatchback, SUVs, Wagon Cars for sale, Used Cars Buy or Sell #auto #body #shop


#second hand cars for sale
#

Cheap Used cars for sale – Second hand cars, Convertible, Coupe, Hatchback, SUVs and Wagon Cars for sale

Cars are the basic needs of lives and if they are available for lesser amount and at the reasonable prices, they are truly the luxuries. This website is created to make the most searched and tracked used cars which are quite practical and pivotal buying according to the current trend. These cars are having specialties of having all the facilities and are still available in the rates which are quite mind-blowing.

Fresh cars are quite expensive deals even if one can afford to buy them if the uses of the cars are not heavy. It is an ideal decision to buy the second hand cars for sale instead of new cars for the people who are using the cars for limited regions and reasons. Cheap used cars can also be the smarter decision of buying for the new car learners as even in the case of mis-handling or damage, the cheap cars are never a big loss. Cheap old cars for sale are having greater features of making the insiders not only happier but also satisfied with the lower installments and financial burden.

Here in this website you will have all the best features and functions of the branded cars in the used forms by the most popular and trustworthy dealers of various states. These dealers have provided numerous cheap cars for sale on the website display. Also these cars have vanished the wrong impression and myth of many people that the used cars for sale are just the junk cars. The fact differs and is proved by the magnificent view of some of the most pleasured and fantastic used cars exhibition on this site.

Larger varieties of cars for sale is being accompanied by the stylish cars like the Convertible cars, Coupe cars, Hatchback cars, SUVs and also the Wagon cars for sale which have fulfilled the demand of having an own car on the roads and in garages. For the people who are planning for owned cars of them and using the budget car rental since years should search for the car-garage option now as we are having offers of buying the used cars at as cheaper as just $1000. This could be an amazing and adorable offer in the car history.

In order to have the best branded names like Honda, Hyundai, Mercedes Benz cars and even the fast and furious Ferrari cars, you are left with no option other than visiting the site, So come, have your visit and desk parked at the car carnival where more than Seventy thousand used cars are waiting for you.

Car Insurance Online: Buy or Renew – ICICI Lombard #cars #sales


#buy auto insurance online
#

Car Insurance

Car Insurance – Policy Details

Garage Cash Cover

  • When your car is in the garage, commuting becomes a tough task to do. Well you can always remain prepared for such situations with the Garage Cash cover.
  • With this cover, you get a daily allowance for each day your car is under repair in the garage
  • A total daily allowance of Rs. 500 will be provided to you as conveyance expenses while your car is in the garage.

Terms & conditions apply. Click here. .

** Actual cost to be borne by the insured. Arrangement is free.

For more details on risk factors, terms, coverages and exclusions, please read the sales brochure carefully before concluding a sale.

Key Benefits

  • Doorstep surveyor facility in case of break in insurance.
  • Get towing assistance in case of a vehicle breakdown or an unfortunate accident.
  • Voluntary deductible is applicable in the event of claim when the amount you opt for is over and above the compulsive deductible. Final Claim amount will be after deduction of depreciation on parts, VD and compulsory deductible as per IMT)
  • Automobile Associations members can get up-to 5% discount .**
  • Get coverage against third party liabilities with your comprehensive car insurance policy
  • Up-to 2.5% discount on ARAI Automobile Research Association of India approved anti theft devices,

* NCB (No Claims Bonus) will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy. The NCB will be available; provided you show evidence that you are entitled to NCB from your previous motor insurance company. Evidence can be in form of a written declaration or renewal notice or a letter confirming the NCB entitlement from the previous insurer. Click here to view the wordings of the written declaration.

Buying a Car Online or at a Dealership #online #auto #auctions


#buy car online
#

Buying a Car Online

There are two ways to approach online car dealership shopping:

  • Direct online sales.

Direct from Dealer

Several dealerships now have online sales departments. The entire purpose of these teams is to sell cars to their website visitors.

To take advantage of this service, simply ask the dealership for a quote on the car you are interested in buying directly from their website. The dealership will e-mail you back with its offer. Some dealership websites even offer live chats with online salespeople.

You can also ask for the dealership to list out all the fees so you can get an exact sense of the total cost of the car. Go through this process with multiple dealers and you will be able to see who offers the best price without ever leaving your home.

Dealership Aggregators

Most of the big name online car marketplaces are considered dealership aggregators. Dealerships throughout the country use such sites to list their inventory.

Through these sites—such as autotrader.com —you can search for the car you want and find several results within your vicinity, or even throughout the country. With so many results at your disposal, comparing prices can be exceptionally easy.

Cons of Buying Online

Shopping online for the best deal on a new car and reducing your time at the dealership sounds ideal for most people. However, there are some instances when buying a car online can be more complicated. Here are some pitfalls to avoid:

  • Out-of-state dealerships. Buying a car out-of-state isn’t necessarily a bad thing, but you should keep in mind that the car registration and titling process can be more complicated than if you were buying in your home state.
  • No test-driving. If the dealer with the best online price is too far for a trip, are you comfortable taking the risk of never having driven the car?

Cracked or Broken Windshield? Windshield Repairs #auto #s


#auto windshield replacement
#

Windshield Repair Save Money, Save Time

Proprietary Windshield Repair without Windshield Replacement Technology

Save time, money and your windshield with Portland Glass® Windshield Repair. In some cases we can eliminate the need for windshield replacement. We can restore the damage without having to remove or replace the windshield.

As the premier windshield glass specialist in Maine, New Hampshire, and Vermont, we have the skills necessary to complete any auto glass repair you may need on your vehicle. We, at Portland Glass®, will conveniently fix any repairs you have without charging you an arm and leg. We are the #1 choice in Maine, New Hampshire, and Vermont for auto windshield repair for a reason; we deliver excellence.

A Few Things to Know about our Windshield Repair without Replacement Process:

Here are three common types of windshield breaks. If your windshield has damage that looks like one of these, chances are good your windshield can be repaired rather than replaced.

  • Windshield repair is fast – 45 minutes or less. There’s no waiting for an adhesive to cure. Once your repair is completed, your car is ready to drive.
  • Windshield repair is also convenient. We can come to you at your home or office.
  • With your insurance coverage, windshield repair is probably free. Insurance companies will usually waive your deductible when you choose windshield repair – It’s like Preventative Maintenance – So, there’s no out of pocket cost to you.
  • Windshield repair is a permanent restoration and the damage won’t spread further.
  • The structural integrity of your windshield is restored.
  • You’ll love it! You will be surprised how remarkably your windshield’s appearance is restored.
  • Windshield repair is guaranteed. Our windshield repair process is designed to prevent the spread of damage from the initial point of impact and dramatically improve the appearance. We are committed to your 100% satisfaction with every windshield repair without replacement process.

To learn more about our windshield repair, please contact the Portland Glass location nearest you. We are happy to answer any questions you may have.

Email Template Theft – Are You A Victim Or A Criminal? #foreign #auto #parts


#internet auto sales
#

Are You A Victim of ETT (Email Template Theft)?

Are you stealing email templates?

A n alarming trend has arisen on the Internet side of automotive sales and it is called Email Template Theft (ETT for short). This may be happening to your dealerships Internet sales team right now or your team could even be the guilty party.

Have you ever received an Internet lead who never responded and just seemed downright suspicious?

Could these leads have been submitted by your local competition?

As an Internet Director, it certainly happened to me. This was confirmed after time had passed when I shopped my competition then noticed startling similarities between their email templates and that of my own.

At first I was furious to the point that I wanted to start a blog and call them out online for all the Internet shopping world to see. Furious to the point that I wanted to purchase a ninja suit then sneak on to their lot during the middle of the night and put my dealership s license plate frames on all of their cars.

Unfortunately, neither of these options would have helped the situation or my own credibility. It took a while (meaning a few days in the car business) to start asking myself the questions that would help me realize why this happened. Does ETT happen to everyone? Are my email templates simply that amazing or is someone out there just that lazy?

Truth be told, it was most likely the latter.

As it is today, the Internet sales side of the car business is evolving at a rapid pace. My best guess was that someone having never sold cars online was put in charge of running an Internet department or BDC in my market and they did what they had to do to get started, fake it until they made it.

After serving on the vendor side with a CRM provider it is sad to say the same activity is witnessed. We are routinely asked by dealership prospects to provide best practices from our top performing stores.

Can t you just copy the email templates and phone call scripts from [so and so] and put them into our account? We will change the name and everything…

Make no mistake that this is not good for you and it is certainly not helping your customers choose where to purchase a vehicle.

Sales 101 teaches us to set ourselves apart. When an Internet shopper submits a lead and the onslaught of emails they receive back are the same or similar enough to be perceived as the same, nobody wins. In fact, more harm is done than good.

In the age of price shopping and the demand for quick digital price quotes there are few options to retain anything resembling gross profit on the deal. We must build value, set ourselves apart and earn the gross we desire by allowing the customer to feel special and unique. How do we accomplish this?

First, stop using auto response emails. During the operating hours at the dealership we need to send personalized initial responses, period. These responses should not read We have received your request and someone will be getting back to you soon. After 15 or 30 minutes with no response, soon has lost it s creditability and so has your store. If you were the customer in that situation your next question would  likely be about the price of the vehicle.

Second, tell your personal story and that of the dealership through the messaging in your emails. Do not be afraid to get personal. For your customers that eventually do buy, you will likely know much about their personal life so why not break the ice online first? We do it in person and should be able to pull it off digitally with strong personalized emails.

If you have a family, talk about your family. This minivan has enough space in the back that even my 6 kids could fit with all their daily belongings. Mr. Customer, I understand that you are on a budget and my family is as well. It is important to think about the true cost of ownership over time with the next vehicle you purchase and I am here to help you understand what that entails.

The same goes for the dealership. Mention how long you have or have not been in business. Focus the spotlight on your store s distinct advantages and leverage them to earn an appointment.

Third, use video of yourself, the dealership and the vehicle. Take the time to record something for each customer since they will appreciate it even if they never tell you. When a shopper sees that you are dedicating your time to them specifically, even before they have entered the store, things will work in your favor.

So let us all put an end to ETT (Email Template Theft)!

Challenge yourself to revisit your email templates. Use every ounce of creativity that you have to rebuild them and don t hesitate to ask for help. Your customers will thank you… monetarily.

Questions:

Have you had your email templates stolen?

Floor Mats for Car, Truck, Van or SUV. Custom Made, Shipped for Free. #murrays #auto #parts


#auto floor mats
#

Why Shop With Us? We Offer the Best Value For Auto Floor Mats!

Choose your car floor mats made in Plush tufted nylon, Ultra Plush tufted nylon, Stain Resistant tufted nylon and durable yet stylish Berber, available in a total of 29 different carpet colors! Personalize your automotive floor mats with custom binding colors, embroidery and heel pads.

Quality Car Mats is THE auto floor mat experts. Whether you drive a car, truck, SUV or van, we have custom automotive floor mats to protect your vehicle’s interior. Our mats are custom made for an exact fit, usually offering additional coverage over stock OEM auto floor mats. To add the final, custom touch to your car floor mats, you can add optional serged binding, have just about anything you can imagine embroidered or include a heel pad to protect the high wear area.

Our auto floormats are available in 4 carpet styles (Plush, Ultra-Plush, Stain Resistant and Luxury Berber) to suit both your taste and budget. These styles of auto carpet are available in 29 different colors assuring a match for every vehicle interior. Our standard shipping is always FREE which is yet another reason to shop from THE Custom Car Floor Mat Experts .

Members Learn Auto Body and Paint – How To Paint Your Car, Truck or Bike Yourself #craigen #auto #parts


#auto body paint
#

Upcoming Live Webinars

May 8, 2015 – 9pm EST Registration link coming soon!

Start Here Your Main Course

This is your main A-Z step-by-step-auto body and paint course.

There are step-by-step videos in all chapters. Please READ and go through this main course so you understand the fundamentals of body work.

How To Paint Valve Covers

How To Apply Vinyl Pinstripe

How To Drop Any Car With Performance Springs (Drop Springs)

BMW M5 Complete Custom Body Work Body Kit Series

2005 BMW 545i – M5 Front Cover, VIS Rear Bumper Lip & M5 Trunk Lip. Complete bumper cover paint and blend job.

NEW (May 2015) 1989 YAMAHA YSR 50 Full Bike Frame Off Restoration Project. Custom two tone paint with metal flake

Complete frame off restoration on my 1989 YSR 50.

You’ll love this series as I get deep down into two tone paint jobs. I do a satin flat black on the frame and a two tone silver, green with black pin striping and silver flake.

First set of videos are added below:

More videos are currently being added. This series will be near 5-6 hours of jam-packed hard core step-by-step training!

NEW The Godfather Project

My godfather just picked up a super deal! a 1998 Dodge Ram 2500. Original owner. 117k miles. All power and new tires. Paid $1,000!

Needs body work and paint on front clip. Large dent on front section of hood. The hood and fenders have some fading and the driver side bed also has a dent.

Will be repaired, painted and sold for a quick $3,500-$4,500 profit.

Learn how you can do the same and make some money doing simple repairs like this to cars and sell for a profit!

Complete project coming summer 2015!

NEW 1st Gen Miata Complete Original Paint Project

-Using the new Warwick HVLP 980 HE Spray gun.

Series Coming Soon. Summer of 2015!

NEW 1998 Honda Elite SR Moped Project

One of the first bikes Tony painted. This is a special project to Tony. He started out on his stepfathers 1989 Honda Elite E using aerosol spray cans under the house back in 1994.

This 1998 Honda Elite SR was picked up recently at a great deal. Video and story also will be included in this series.

Will do some sort of custom candy paint job on this moped, plus will have the complete engine upgraded with a 72 or 80cc big bore kit. Carb and exhaust and variator will also be upgraded.

Complete project coming soon! Summer of 2015!

1 Day El Cheapo Paint Job The single stage enamel series

Salvage Cars Auction in Portland North, OR – AutoBidMaster #key #auto #mall


#portland auto auction
#

Salvage Auto Auction in Portland North, OR

Copart Portland North offers an array of clean and salvage title vehicles available for auction. First, Copart Portland North makes it easy for you to come to the auto auction yard to check out what is in stock. In addition to searching for automobiles located on the Copart Portland North lot, the Bid4U System enables you to bid on other vehicles that are available at other Copart locations throughout the U.S. and Canada.

Make Copart Portland North’s Bid4U System Work for You

  • Copart Portland North uses their latest technology and automated bidding system, Bid4U, to make it easy for you to participate in Virtual Sales. These automobile auctions take place all across the U.S. and Canada, so you can quickly find your dream vehicle, regardless of your physical location!
  • Through Copart’s automated bidding system Bid4U, you can enter the maximum bid that you are willing to pay during the Preliminary Bidding period.
  • You can purchase a vehicle well below your maximum bid price if the amount neither meets nor exceeds your maximum bid.
  • If someone outbids you, you will be notified by email so that you can increase your top bid if you really want to make that vehicle yours!
  •  The best thing about Bid4U: the system automatically bids for you incrementally. Copart Portland North’s Bid4U system does the bidding for you, enabling you to sit back, relax, and focus on other commitments, if needed!

Sales are held EVERY WEDNESDAY at 12:00pm Pacific Time

Salvage Yard Cars, Salvage Yard Auto Parts, or Online Salvage Yards at Auto Salvage Yards #auto #lease


#auto salvage yards
#

Auto Salvage Yards – Salvage Yard Cars – Salvage Auto Parts – Salvage Vehicle – Truck Salvage Yards – Automotive Salvage

Most Common Parts Requested (Quick Links)

Check out these great sites for parts

Rims Wheels

Hubcaps Wheelcovers

Useful Information

Auto Salvage Yards is a site designed to help you locate top of the line Salvage Yard Cars, Online Salvage Yards, Salvage Vehicles, Truck Salvage Yards, and Salvage Auto Parts. You will find our service to be one of the greatest on the web to help you locate the parts you need fast and simple. Locate the parts you need using three easy tools we have provided below.

Search by Vehicle Type or Manufacturer is the second tool we offer to locate Salvage Vehicles. This tool assist you by locating Automotive Salvage Yards that specialize in a specific Vehicle Type or Manufacturer. Most Auto Salvage Yards that specialize in certain manufacturers are very knowledgeable and can offer free advice to help you locate the parts you need. Receiving the right information from a good source can help you save money and time when searching for the parts you need.

The second tool we offer is locating a Specific Part for your Salvage Yard Cars or Trucks. Locate the parts you need in our specific parts directory, all possible research has been done to help you find specific parts.

The last tool we offer is locating the parts you need by State , we offer listings in every State to help you locate Truck Salvage Yards and Salvage Yard Cars.

Enjoy the free information we have researched for possible help in finding the Salvage Auto Parts you would like to locate.

2007 Junk-Yard-Bids.com

Sell Your Junk Car or Buy Used Parts #dependable #auto #shippers


#auto junk yards
#

Welcome to U Pull Save

Thank you for visiting our website! U Pull Save is your premier buyer of junk vehicles at the best pay. We are also the largest self-service auto parts yard in southwestern Florida. We supply auto parts at the lowest prices possible from the vehicles we purchase from you. If you have an old car, we will pay the highest price for your unwanted vehicle and complete all necessary paperwork to ensure that the car is taken out of your name.

At U Pull Save, we recycle our vehicles in an environmentally friendly manner.

We look forward to doing business with you. Contact us now for a quote or come by!

We Pay Cash for All Vehicles

If you have an old vehicle that you are looking to get rid of, bring it to us. We buy all vehicles. We’ll accept any make or model, whether or not it’s running. You can walk away with cash in hand for a vehicle that you no longer use.

You will get the highest prices from us as well as courteous and honest service. You receive cash, a Bill of Sale, and peace of mind that we will recycle your vehicle in the most efficient manner possible.

If you need a tow truck to pick up the vehicle, no problem. We offer free pickup of your vehicle with our truck. Just contact us for a quote and we will come to you.

Self-Service Yard of Used Parts

If you are looking for inexpensive, used auto parts, we can help there too! In fact, we have the largest auto parts yard in or near the Fort Myers area. You can come and see our 6-acre self-service yard yourself and save a great deal of money.

Get a Quote for Your Vehicle

For your convenience, our yard is open seven days a week. We make it easy for you to recycle unwanted vehicles or find used parts. If you need more information or have questions, please give us a call. We take calls 24 hours a day. Contact us now to get a free quote for your unwanted vehicle. We know you will not find a better quote anywhere else.

Used Auto Body Parts, Used Truck Parts or Online Used Parts at Used Parts #pre #owned #cars


#auto body parts online
#

Used Parts – Used Auto Body Parts – Used Truck Parts

2 Easy Ways To Locate The Parts You Need

Most Common Parts Requested (Quick Links)

Check out these great sites for parts

Rims Wheels

Hubcaps Wheelcovers

Help, Tips and Free Advice

Used Parts is the web s premier site when it comes to easily finding Used Auto Body Parts, or Used Truck Parts. There are many ways to go about finding the Used Parts you need so we have developed the top three listed below for your convenience.

#1 – The next best way to find Used Parts is by calling our list of Used Part Yards that are specialists in a certain type of vehicle. These yards have a proven record at being able to supply Used Auto Body Parts of a particular Manufacturer setting them apart from the others that carry many types of cars and trucks.

#2 – The third way to find your Used Parts, Used Auto Body Parts, or Used Truck Parts is by using a list of businesses we have compiled, that specialize in Exact Parts of your car or truck. We have to warn you that this still takes a lot of your time and effort as you have to call many Used Part Yards before finding the right one.

The last way to find Used Parts, Used Auto Body Parts, or Used Truck Parts, is searching by State .

Take advantage of the free help offered by Used Parts to assist you in locating Used Auto Body Parts, or Used Truck Parts. Thank you for visiting and we hope you find the free services we offer helpful in locating the Used Parts, Used Auto Body Parts, or Used Truck Parts you need.

2007 Junk-Yard-Bids.com

Subprime auto loans: boon or bane? #prestige #auto #traders


#subprime auto lenders
#

By Teddy Nykiel. Nerdwallet.com August 14, 2014

For consumers down on their luck with a checkered borrowing history and who need a car, subprime auto loans sound promising: they’re easy to get even for people who have a low credit score. are recovering from bankruptcy or lack a steady income.

Since they go to borrowers whose credit scores are often too low to qualify for a standard loan, these notes carry higher costs for consumers and greater risk for lenders. Subprime auto loans have become controversial recently as their increasing popularity has led to comparisons with the poor quality home mortgages that led to the 2007-2009 financial crisis and the recession that resulted. Here’s a look at how these loans work, what they can mean for consumers and how they could hurt the economy.

Subprime auto loans explained

Financial institutions give subprime auto loans to individuals with credit scores of 640 or under, according to Equifax. the credit reporting company. Because borrowers with poor credit are riskier for lenders, banks charge much higher interest rates, often in the 20% range, compared with less than 5% for those with good rankings. The difference can amount to hundreds of dollars a month, depending on the size of the debt.

Subprime lending accounts for about 32% of all car loans  made today and they have balances outstanding of $46 billion, an eight-year high, Equifax says. Partly, the increase is driven by market forces unrelated to consumer needs.

The Advantages of Buying a New or Used Vehicle – Car Reviews – Buyers Info – Car and Driver #auto #leasing #companies


#buying a new car
#

A pros and pros list outlining the advantages of choosing either route.

Buyers Info

There are a lot of questions involved in the process of buying a car, but the first, simplest one is probably the most important: Should you buy new or used? To help you choose, we ve laid out the advantages of both below. Keep in mind that although there are more advantages listed on the new side, the pros in the used column are big ones and in many cases can be more to your advantage.

ADVANTAGES OF BUYING NEW

Made to Order Chances are, you can spec a new car just the way you want it, or at least have the dealer search for one with the right combination of options and interior and exterior colors.

It s Not Used Well, duh. A new car hasn t been in any accidents, hasn t been mistreated by unknown evildoers, doesn t smell funny, has seen no wear or tear, and comes with a clean history that includes only being driven off the line, onto a transporter, and around the dealer s lot.

Warranty Like the rest of it, the new car s warranty is untouched. You can buy warranties for used cars or go the certified preowned route, but the best warranty you can get without paying extra will be the one that comes with a new car from the manufacturer.

Latest Gizmos The newer the car, the more modern the geeky tech that s packed inside. Multimedia and navigation interfaces are constantly evolving and improving, so if you have to have the latest in gadgets (and don t want to add them yourself post-factory) the selection will be better in the new-car showroom.

Safety As vehicle safety laws become ever more stringent, automakers are forced to change the way vehicles are built and the safety systems with which they are equipped. Some form of tire pressure monitoring is now mandatory on all vehicles sold in the U.S. and by 2012, stability control will be, too. Other technologies that are not mandated, like blind-spot monitoring systems, side curtain airbags, adaptive cruise control, and brake assist are becoming more prevalent on less expensive vehicles as their associated costs come down.

Higher Fuel Efficiency and Lower Emissions Again, partly thanks to Big Brother, cars are largely getting more fuel efficient, even while simultaneously getting more powerful. The newest crop of diesels is cleaner than ever before, and choices in the hybrid segment are growing, too, if that s your thing.

Financing Banks offer lower financing rates on new vehicles because the vehicles are inherently worth more and have not already been hit by depreciation. Keep in mind that, when the lower APR still applies to a larger sum, your payments or total cost may still be higher. But if you plan to finance, check your deals before buying. The cheaper car might not turn out to be the better deal in the long run.

Maintenance Some new cars, mainly those from luxury marques, include free scheduled maintenance for a certain amount of time or mileage. This built-in cost saving should be considered in the final price analysis if applicable.

Legwork Once you ve chosen a vehicle, or at least the brand you re interested in, much of the new-car search can be offloaded on the salesperson, who can find the car you ask for. The same search in the used realm requires a lot more legwork on your part hunting on the internet, visiting multiple private sellers, and driving from used lot to used lot.

ADVANTAGES OF BUYING USED

Price Comparing apples to apples, a used car is going to be less expensive. The relative advantage of the used-car price can also allow a buyer to step up to a nicer model.

Depreciation Cars lose value with each passing month and mile, but the steepest decline happens right away; some models can lose 40 percent or more of their value in the first year. With a used car, there s no depreciation hit the second you roll off the lot. There s also less mental depreciation, no need to worry about the first parking-lot ding or rock chip in the paint because chances are the car s previous owner or owners took care of those for you.

Insurance Rates Like financing, insurance rates will be affected by the age of a car, but in this case the used vehicle tends to be less expensive. A little bit of pre-purchase research will save you from insurance sticker shock, no matter which vehicle you choose.

Choice Although you obviously can t build a used car to order, maybe you want a model, option package, or even wheel design that s no longer made. This wider selection can add to the length of the search, but perfection and satisfaction rarely come easily.

Lease or Buy a Car? Calculator. #salvage #auto #auction


#buy car
#

Lease or Buy a Car? – Calculator

Conventional wisdom says if you lease you’ll have nothing to show for your money when the term is up. But that ignores the opportunity cost.

hould lease or buy a car? Conventional wisdom says if you lease you’ll have nothing to show for your money when the term is up. But that ignores the opportunity cost inherent in buying: after all, the money you pay up front for the car could be invested instead. Our worksheet will determine whether leasing or buying is the better overall investment strategy. Bear in mind that the calculation assumes you would buy the car outright rather than finance it.

The Advantages

Low Down Payments — Even though a lot of the advertised lease deals assume a down payment, you can often get the dealer to limit it just by asking. Of course, the more cash you come up with initially, the lower your monthly payments.

Low Monthly Payments — Since you are only paying off the depreciation on the car — not its full value — your monthly payments are much lower than if you opt to finance the purchase of the entire car over the same period of time.

Easy Turnover — Assuming your car is in good shape, when your two or four years are up, just stroll into the dealer, hand over the keys, and drive out with a brand new car and a new lease arrangement. You don’t have to bother with selling the car or haggling with a dealer over trade-in value. That was all taken care of beforehand.

The Disadvantages

No Equity — Similar to paying rent on an apartment, your lease payments don’t go towards owning anything. Unlike traditional financing, you can’t look forward to the day when the payments will stop and you can drive your own car free and clear.

Lack of Flexibility — You pay a big penalty if you want out of the lease before the full term. Bailing out early may cost you as much as six extra months of payments, depending on your leasing company.

You May Pay Extra — Most leases charge an extra 12 or 15 cents for each mile you drive over a certain limit. Typically the lease agreement grants 12,000 to 15,000 miles per year. (Drivers average 15,000 miles per year.) Also, you’ll have to pay up for any damage to the car beyond normal wear and tear when you turn it in. One way to avoid the mileage charge is to buy more miles at a reduced rate (of around 10 cents) up front.

Insurance May Come Up Short — If you total the car or it gets stolen, your insurance will only reimburse you for the car’s market value, which might not cover what you still owe on your lease. You can buy extra “gap coverage” to protect against this, and some lease deals include it automatically.

Questions to Ask Yourself

1. Do you need your cash?

If so, leasing makes sense, because usually you will put less money down than if you buy. In many cases, dealers will waive a down payment. You need only come up with $1,000 to $2,000 for fees, the first month’s payment, and a refundable security deposit. Sales tax is usually paid monthly as part of the payment. Dealers often will allow you to roll many of the fees into the monthly payment as well by adding them to the price you pay for the car. If you buy a car and finance it, you could easily have to put 10% of the purchase price down as well as 6% to 8% sales tax — perhaps $9,000 on a $50,000 car. You are building up equity, but current cash needs may be more pressing.

2. How often do you want a new car?

Leasing is attractive for people who want new wheels every three years or so. It saves you the hassle of selling your cars, and allows you to move from car to car with relatively steady low monthly outlays and low down payments. But don’t lease if you like to buy a new car every year. Ditto if you like to buy one every seven or eight years. A purchase allows you to either buy a new car impulsively when you have a cash windfall or to forestall a purchase, nursing your old car along, if your income drops. With a lease, you lose a good deal of control over those decisions. If you foresee owning the same car for seven years or more, you’ll save money by buying. That’s because with a lease, you walk away from a car just when depreciation slows and — under long-term financing — equity begins to build.

3. How much do you drive?

Check your odometer. It’s been keeping track of your driving habits for you. The ideal lease customer drives 15,000 miles a year and maintains a car in good condition. (Fifteen thousand is the average yearly amount you are allowed in most leases. Anything above that and you have to pay extra.) If you drive substantially less, you may be paying for depreciation you are not causing. You ought to think about buying. If you drive substantially more and still want to lease, you should negotiate the cost of the additional miles up front. After the end of the lease, many leasing companies charge 15 to 20 cents a mile for the additional miles you have driven, compared with 10 cents a mile if you buy them up front.

4. Do you use your car for business purposes?

If you are deducting a portion of your car’s depreciation from your taxes, you will be able to deduct substantially more if you lease. Interest paid on loans to purchase a car is not deductible. But when you lease, you can deduct depreciation as well as the implicit financing costs. The IRS does, however, limit depreciation deductions for certain luxury cars.

5. Do you worry about your car’s resale value?

If you routinely cart around carpools of kids, a few dogs and lawn maintenance equipment, there’s a good chance you will inflict some damage on the car’s interior, which you may have to pay for later when you turn it in. So, if you’re hard on your car, leasing may not be right for you. Ironically, you should also consider buying if you keep your car in immaculate condition. That way you can build up some equity and take advantage of its spotless interior or any improvements you’ve made when it comes time to sell. But, keep in mind, one of the advantages of leasing is that you get to lock in a resale value now. All those lease agreements mean lots of used luxury cars will turn over in two years, depressing the market value of all of them. If you worry about your car’s resale value, leasing can provide some security.

6. How stable is your life?

If you foresee a move, kids, a divorce or a new job, and you don’t have a clear idea where you will be in two or three years, don’t lease. The money you save on a low down payment and low monthly outlays could be wiped out if you have to terminate early. When you cancel your lease early you typically owe all remaining payments minus allowances for the depreciation that hasn’t happened yet. Basically, you should be almost certain you can stick with the terms of the lease before you sign on the dotted line.

7. Do you trust the company you would be leasing from?

When you buy, you don’t have to trust the bank. You just need its money. But leasing means you are entering a complex financial relationship with a company. It’s best to lease from an auto maker or a large leasing company with a substantial interest in repeat business. And check to see if your lease includes gap coverage, which protects you if your car is stolen or totaled. Most major leasing companies provide it. Also make sure you have a purchase option at a fixed price. Walk away from leases that don’t offer both.