Unlimited Canada Long Distance

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Unlimited Canada Wide Calling

Many Canadians don’t know about the in inexpensive alternative to calling cards or expensive per minute rates for calling across Canada. The unlimited two-stage Call Canada Plan can be used either on your mobile or landline phone by dialing local access numbers provided by Worldline. Whether you’re calling for a few minutes or few hours, feel confident that you will be only paying a flat rate of $3.95/month and not having to worry about a surprise long distance bill ever again.

Plan Details

$3.95 per month

$10.00 Annual Network Fee applies to all Worldline Long Distance plans.

Did you know. You can use this plan on your home phone or mobile device.

An easy and cost-effective way to stay connected across Canada, and there is no need to switch phone companies.

The Worldline Long Dsitance Call Canada Plan Includes:

  • Unlimited* calling in Canada
  • No need to switch phone companies
  • Instant activation
  • Low flat monthly rate
  • Call Landlines and mobile destinations in Canada*

*Excluding Nunavut, Yukon and Northwest Territories

This service is for residential use only. Please read the Normal Usage Policy and Terms and Conditions.

Long Distance Access Phone Numbers

Click here to view a list of our Long Distance Access Phone Numbers

Worldline will reward its valued customers with 2 months of FREE service for every new referral to the Flat Rate Long Distance Canada or Flat Rate Call the World Plans. Simply ask you referral to provide your name at the point of sale.

We’ve been a Worldline Canada customer for several years. The price is second to none, and the service is even better. If there is a problem (in the past the problems have not been the doing of Worldline Canada), they fix it, not matter how long it takes. They also make changes so that the customer is the least inconvenienced until the problem is fixed. Would NEVER leave.


Ponte del 1 Novembre Dove Andiamo? Offerte Voli e Viaggi Low Cost – Idee di viaggio, viaggi low cost ottobre.

#Viaggi #low #cost #ottobre


Ponte del primo novembre, dove andare?

Sagre appuntamenti golosi, gite fuori porta o weekend in qualche città d’Europa, ecco qualche idea su come passare il ponte del primo novembre

Avete già organizzato un viaggio o una gita fuori porta per il Ponte di Ognissanti?

Ponte primo Novembre 2018

Le idee e le alternative per il Ponte del Primo Novembre in Italia e in Europa sono tantissime, sia che ci si voglia dedicare all’esplorazione delle città sia che si voglia andare alla scoperta dei paesi più piccoli e ai borghi. Di seguito tante idee originali per organizzare il Ponte del Primo Novembre.

Idee Ponte Ognissanti 2018

La Foresteria Filodivino a San Marcello (Ancona) produce Verdicchio dei castelli di Jesi e Morro d’Alba, coltiva i prodotti della terra ed apre le porte della sua oasi di benessere ai visitatori che vogliono fermarsi a dormire.

Per chi è in cerca di appuntamenti golosi e sagre segnaliamo:

– Frantoi Aperti: Si parte il 28 ottobre 2018 e per sette weekend consecutivi si va alla scoperta di ogni singolo territorio attraverso un ricco e articolato programma di incontri, degustazioni, mostre-mercato, passeggiate, visite guidate, musica, teatro, feste e piacevoli momenti di relax. I comuni aderenti sono: Assisi, Campello sul Clitunno, Castel Ritaldi, Giano dellUmbria, Gualdo Cattaneo, Spello, Spoleto, Trevi, Valtopina

– Fiera internazionale del Tartufo di Alba – Sicuramente l’appuntamento più importante che vi attende nelle Langhe. Avrete 7 weekend per assaggiare il prelibato prodotto piemontese, abbinandolo ai migliori vini che la regione offre.

In Italia potrete optare per un lungo weekend a Napoli alla scoperta dei suoi segreti sotterranei (QUI) e della sua buonissima cucina. Merita una visita la Cappella di Sansevero uno scrigno di arte e mistero dove è conservato il Cristo Velato.

Non perdete i colori del Chiostro maiolicato del Monastero di Santa Chiara, un’oasi pace e colore nel cuore della città.

Una buona alternativa è quella di percorrere la statale 163 e visitare i paesi della Costiera Amalfitana che vi affascineranno in qualsiasi periodo dell’anno. Un modo originale per ammirare il Golfo è percorrendo il Sentiero degli Dei, il trekking a picco sul mare, se le giornate sono soleggiate e senza foschia potrete percorrerlo, qui trovate tutte le informazioni utili.

I borghi più belli d’Italia sono sempre una buona meta per un weekend lungo di novembre. Qui trovate la selezione di quelli più belli da visitare nelle Marche e qui in Abruzzo, qui trovate i Borghi più belli del Lazio e qui una selezione dei paesi abbandonati del Lazio.

Per chi resta in Italia, l’occasione è perfetta per visitare i posti belli e poco conosciuti, Bussana Vecchia ad esempio è un villaggio di artisti nato sulle rovine di un borgo medievale abbandonato.

Oppure potrete far visita a Borghetto sul Mincio, un paese che sembra sospeso al medioevo e che sorge nella valle del fiume Mincio, in provincia di Verona. QUI troverete altri 8 posti in Italia che sembrano usciti da una favola.

Palermo è sempre una buona idea, le temperature più miti vi faranno venire voglia di passeggiare per le stradine della città, ammirare i monumenti, le chiese e viverne la bellezza. Qui trovate un itinerario di due giorni.

Se invece approfittare dei giorni di vacanza per concedervi un weekend all’estero, a Marsiglia, se il clima sarà clemente, si possono esplorare calanque e spiaggetta nascosta della costa. Qui trovate la guida e 10 foto per innamorarsi di Calanque en Vau. Le Panier è il quartiere hipster di Marsiglia. E’ anche il più antico e uno dei più autentici, nonostante la tendenza trendy degli ultimi anni.

Lisbona è una delle destinazioni dell’anno e un lungo weekend è l’occasione migliore per visitarla e portarne poi nel cuore la bellezza e le atmosfere. Qui trovate le informazioni su cosa vedere in città in 4 giorni.

Potrete trovare ottime offerte per visitare Bruges, la città sui canali in Belgio e perdersi nelle sue magiche atmosfere, qui trovate le informazioni per visitarla.

Per chi è in cerca ancora di sole, da Creta all’Algarve, ecco 15 mete non lontane da noi dove prolungare l’estate (GUARDALE TUTTE).

Offerte ponte dei morti

Con Ryanair si vola in molte capitali europee e città spendendo meno di 100 euro a tratta. Bisogna affrettarsi a prenotare però. Praga, con i suoi colori autunnali è decisamente un’ottima meta da raggiungere. Con Ryanair si vola a 89 euro a/r dall’1 al 4 novembre.

Su Pirati in viaggio potrete prenotare un romantico weekend low cost sul lago di Bled, qui i dettagli dell’offerta.

Ci sono anche numerose offerte per volare in Germania: Berlino, Ambrugo e Norimberga sono in offerta a partire da 29 euro a tratta dall’Italia. Da Roma a Berlino il volo costerà 84 euro a/r dall’1 al 4 novembre.

Date chiusura scuole ponte 1 novembre 2018

Se viaggiate con la famiglia avrete sicuramente necessità di conoscere le chiusure della scuola per il ponte del primo novembre. Da calendario le scuole in Italia sono chiuse giovedì 1 novembre 2018 e venerdì 2 novembre.

Articoli correlati

10 idee per il Ponte del Primo Novembre in Italia. continua

Cosa fare e come organizzarsi per il Ponte del 1 Novembre continua

Non è troppo presto per iniziare a pensarci e prenotare un volo per il Ponte del continua


Best cars for teen drivers, low insurance rates for young drivers. #Low #insurance #rates #for #young #drivers


The best cars for teen drivers

Low insurance rates for young drivers Low insurance rates for young drivers Low insurance rates for young drivers Low insurance rates for young drivers

While keeping your teen safe is your top priority, you also have to find a good first car that is both affordable and reliable. Car insurance for young drivers is expensive, and unless your day job is car salesperson, finding the perfect car for a first-time driver is often difficult.

We are here to help.

Carinsurance.com has compiled a list of recommended used cars for teens that should make your job a bit easier. These cars make a good first car for a teen without breaking the family budget. Here are our requirements:

Low insurance rates for young drivers

  • They cost less than $15,000.
  • They are rated as an Insurance Institute for Highway Safety (IIHS) Top Safety Pick.
  • They keep fuel costs low with an EPA rating of at least 20-mpg combined.
  • They score better than average when it comes to annual repair visits according to TrueDelta.com.
  • Since safety is a huge factor for teen drivers, all of our vehicles are 2012’s with electronic stability control (ESC) as standard equipment. ESC helps drivers regain control of a vehicle during a slide and can be a real lifesaver. According to Anne McCartt, senior vice president for research at the IIHS, ESC is a must. “Parents should never consider any vehicle that doesn’t have electronic stability control,” she said.

Here are the used cars that made the grade, along with their average cost according to Edmunds, and the annual policy cost (best and worst) for an 18-year-old who is buying their own insurance coverage:

*Fewer visits is better.

Choosing the right car for teens: Safety first, then price

What your teen is looking for in a car and what you want them driving are often two different things.

Boring is the way to go, according to Penny Gusner, consumer analyst with Insure.com. “Parents need to look for a boring, used car with lots of safety features. You want a car that the teen isn’t going to drive beyond their skills. Sedans are popular choices for novice drivers.”

After safety, most parents are looking for affordability. Our list includes a wide variety of price points, ranging from $9,600 up to the full $15,000 limit. The recommended vehicles range from a smaller car, like the Honda Civic, all the way up to the Hyundai Tuscan SUV.

McCartt likes the bigger cars for teen drivers. “When thinking about safety, parents may focus on features like the number of airbags, but a key part of crash protection is a vehicle’s size and weight. Bigger, heavier vehicles are more protective in crashes than smaller, lighter ones,” explains McCartt.

Sports cars are an obvious no-no. Teen drivers don’t need the horsepower. “When buying a used vehicle for a teen, there are a few things you shouldn’t compromise on,” says McCartt. “Avoid high-horsepower vehicles that can encourage risky driving.”

Now it’s time to look at one of the biggest cost factors, insuring your teen.

Teen drivers: Car insurance rates for four scenarios

While you certainly love your teen, there is a good chance your insurer will not. Car insurance for young drivers, whether you add them to your policy or they get their own, is always expensive. Teens bring stacks of risk to the table and insurance companies will charge you for that risk.

See our guides to average rates by state for every age:

According to the IIHS, a total of 2,823 teens died in car crashes in 2012. While this is a 68 percent drop from 1975 (thank airbags, ESC, and other safety features) it is still too many fatal accidents. Males are especially dangerous, accounting for two out of every three teen drivers killed.

These depressing stats are a major reason for your impending premium increase. “Parents will normally see their car insurance bill double when adding a teen,” says Gusner. “A premium increase of anywhere from 100 to 200 percent is common.”

Let’s look at the numbers and see just what a teen will do to your rates.

Meet the Smith family. Abby (the mom) is 40, has a spotless driving record and is the primary driver of a 2015 Toyota RAV 4 LE. Jack (the Dad) is a bit older at 45, also has a spotless driving record and cruises around town in a 2010 Honda Accord LX.

The best full coverage quote we could find for Jack and Abby was $1,788 a year, while the most expensive premium clocked in at $3,216. The difference is a whopping $1,428, which clearly illustrates the fact that insurers rate risk differently, and shopping your coverage on a regular basis is extremely important.

Keep in mind that while this list highlights the rate differences between cars, it does not necessarily reflect what your household will pay for car insurance. Your rates could be lower or higher. The biggest factors that affect your premium are your ZIP code and your teen’s driving record.

Watch what happens when we add Abby and Jack’s 18-year old son Steve to the policy.

Assign the teen to your policy: The best rate we could find was $3,756, more than double their previous rate. The worst rate we came across was a budget-busting $6,444, a shocking 350 percent increase from the lowest quote without Steve.

Buy the teen a late-model used car: If Jack and Abby feel that Steve needs his own car and put him in a late model-vehicle, such as a financed 2012 Toyota Corolla, the lowest yearly premium jumps to $4,800, while the highest rate was almost $8,000 a year.

Buy the teen a beater car: Now let s stick Steve in a beater. Adding a 2008 Ford Taurus (liability coverage only) to the family policy drops the rate a bit, but not as much as you would hope. The cheapest quote was $4,400.

Giving the teen his own beater car and policy: Kicking Steve off the family policy, keeping him in that 2008 Ford Taurus with only liability insurance drops his premium to $2,544. But when the original $1,788 (Jack and Abby’s insurance) is added in, the annual cost to insure the family is back up to $4,332, so not a big money saver.

All of these numbers make one thing very clear, teens are expensive to insure, and frequently shopping your coverage can save you a ton of money.

Safety and car insurance tips for teen drivers

You can’t escape the price hike that adding a teen to your policy brings, but it is possible to minimize the damage. Here are a few tips from industry experts:

Be a role model. “A well-trained driver is the most important safety feature in any car,” says Doug Herbert, founder of Put On The B.R.A.K.E.S. “Practice frequently with your teen driver and be a good role model behind the wheel.”

Teen-driver course discounts. “Ask your insurer if there are discounts for a driver’s education course or if they have a teen program,” says Gusner. “Farmers’ program is called YES and State Farm has Steer Clear,” continues Gusner.

Buy umbrella coverage. “Consider an umbrella liability policy,” says Loretta Worters, with the Insurance Information Institute (III). “In our litigious society, you may want to have an extra layer of liability protection. For about $150 to $300 per year, you can buy a $1 million personal umbrella liability policy,” explains Worters.

Good student discount. Tell Junior to keep his grades up. “Your child can garner a discount if they maintain at least a B average. The discount usually runs from 5 to 15 percent,” says Gusner.

Raise deductibles. Jacking up your deductible can also be a money saver. “Going from a $250 to $500 or $1,000 deductible can shave 10 to 20 percent off of your premium,” says Worters.

Policy adjustments for college. Finally, when your teen goes to college, your rates may finally start dropping. “When your teen heads off to college, you may be eligible for lower premiums, provided the car stays behind. Many insurers will reduce rates for students attending a school at least 100 miles away from home who do not have a car on campus,” says Worters.

Insurance rates are for an 18-year-old male in ZIP code 80104 (Castle Rock, Colorado) commuting 20 miles each way to school, with no accidents or violations. Coverage includes $100,000 bodily injury liability (up to $300,000 per accident) and $50,000 in property damage liability, $10,000 in personal injury protection and comprehensive and collision coverage with $500 deductibles.


Cheap Car Insurance – Cheap Auto Insurance, Progressive, low auto insurance. #Low #auto #insurance


Cheap Car Insurance

At Progressive, you can save $620 * right away and that’s just the beginning!

We’ll let you pick all of your own coverages, so you can get the exact policy and price you want. If you want the absolute most affordable auto insurance possible, we’ll write you a policy and give you proof of insurance immediately. Or, if you want a bit more protection, you can easily add more car insurance coverages.

Here’s our secret to getting the cheapest car insurance possible

Sure, you can get tons of discounts for having a safe driving record, insuring multiple cars on one policy, etc. But, here are the discounts that you can actually get right here, right now. Just start a quote and follow these tips to get low cost auto insurance.

Start your quote online

You’ll get an automatic discount right out of the chute just for starting your quote online. And it’s a big one. The average discount is over 7%. **

Bundle renters/home & auto

Bundle property and auto insurance together to save another 5% (or more). We’ll ask you to bundle during your quote.

Try Snapshot

Snapshot is a little device that you plug into your car to tailor your rate to your driving. The safer you drive, the more you save. The average driver saves $150. (We’ll ask you to try it during your quote.) See how Snapshot works.

Get smart with your coverages

This is where you could save the most. During your quote, decline the coverages you don’t need or drop your limits for extra savings.

Pay in full

You can pay monthly or in full for your entire six-month policy. Pay in full and you’ll get another car insurance discount.

Sign documents online

It makes life easier and puts money back in your pocket. After your quote, just sign your policy documents online and you could save another 7%.

See, we make it super easy to get cheap auto insurance! These are just a few savings opportunities. Quote and find more.

Cheap car insurance means what you pay. Not what you get.

At Progressive, there’s no VIP list. It doesn’t matter how much you pay when you start. You’ll still get the same great service and quality protection that all of our other customers get and love. In fact, if you ever do have a claim, we’ll even guarantee your repairs at our Progressive Service Centers and network of repair shops for as long as you own your car.

How’s that for cheap car insurance? Quote now and you’ll get low cost auto insurance immediately and high quality customer service when you need it.

Two ways to quote. Tons of ways to save.

The #1 Insurance Site

Copyright 1995 – 2018. Progressive Casualty Insurance Company . All Rights Reserved.

We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA’s commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. A quote from one of the insurers can be provided through this site. Click here for a quote from other insurers or here for more information about PSIA s commission. Discounts not available in all states and situations.

* National average annual car insurance savings by new customers surveyed who saved with Progressive in 2016.

Discounts vary and are not available in all states or situations.

**Countrywide average discount. Discount varies by state and is not available in CA.

Discount varies and may not be available in all states and situations.

National average annual Snapshot savings of customers who renewed and saved in 2013-14.

Discount varies by state and is only available to new Progressive Direct auto customers who qualify for electronic signature and sign online. Discount applies to initial policy term only. E-sign discount not available in CA, GA, and NC.


Vacanze low cost e last minute: i siti per prenotare voli, pacchetti e alloggi – Il Fatto Quotidiano, pacchetti vacanze low cost italia. #Pacchetti #vacanze #low #cost #italia


Vacanze low cost e last minute: i siti per prenotare voli, pacchetti e alloggi

Scegliere la tariffa aerea meno costosa fissando solo l’aeroporto di partenza, scambiare casa o scegliere un divano per non pagare un albergo e confrontarsi con gli altri utenti sulle community online. Ecco come fare

Siti, offerte, last minute. Sono sempre più numerose le piattaforme che permettono di prenotare una vacanza a basso costo online, specie se il budget richiesto dall’agenzia di viaggio è troppo oneroso. A ognuno il proprio. C’è un sito per comparare le offerte dei voli più convenienti, chi offre pacchetti vacanze completi e chi si concentra solo sulla sistemazione.

Voli – Un numero sempre maggiore di persone si affida a skyscanner per comparare le offerte delle compagnie aeree. Pochi clic, la selezione della destinazione di partenza e di quella desiderata e appare la lista completa dei voli. Poi si deve solo scegliere e si viene reindirizzati sul sito della compagnia. Ma non solo. Il sito offre anche la possibilità di selezionare solo l’aeroporto di partenza e lasciare che la fantasia (e il portafogli) vaghi verso “qualsiasi destinazione” a portata di budget. Oppure si può scoprire come varierà il prezzo di una meta durante tutto l’anno. Ma anche Google ha voluto dare il proprio supporto alla ricerca della vacanza risparmio. Ecco così googleflights, motore di ricerca di voli che permette di selezionare il budget oltre il quale non si può andare e rende possibile creare un viaggio aereo in più tappe, selezionando la voce “più voli”.

Pacchetti – Fondato nel 2007 il sito Yapta si descrive come una piattaforma creata da “esperti di tecnologia e veterani dell’industria del viaggio” e permette di individuare le proprie preferenze per voli, alberghi e viaggi, le cui variazioni di prezzo verranno segnalate attraverso una mail. C’è poi la community di zingarate.com, dove non solo vengono segnalati voli e i pacchetti last minute, ma attraverso il blog e le esperienze di chi già ha visitato i luoghi, vengono offerti consigli e avvertimenti per evitare eventuali “fregature” una volta sul posto. Poi ancora: lastminute.com. Nomen omen, dicevano i latini, ed ecco che il sito offre una varietà di pacchetti che con poco denaro promettono il sogno delle agognate vacanze. Poi tripadvisor, che dedica una sezione del proprio portale alle offerte last minute, accompagnate anche dalle classiche recensioni degli utenti. Ma anche Expedia, che oltre voli, alberghi e viaggi completi permette di noleggiare auto e mezzi per muoversi. O anche logitravel, che include anche treni, traghetti e tours.

Alloggi – Infine, a incidere molto sul portafogli è anche la ricerca di una buona sistemazione. In soccorso dell’“esploratore del low cost” arrivano siti come trivago che seleziona, attraverso un confronto online, un hotel in base a tutte le tasche. Oppure, per chi decide di “viaggiare dappertutto e vivere come un residente gratuitamente” (come recita l’apertura del portale), ma allo stesso tempo è disponibile a offrire la propria casa in cambio, c’è l’opportunità offerta da scambiocasa.com, un sito che permette di “barattare” la propria abitazione con un’altra in oltre 150 Paesi. E per chi non ha un’intera casa da mettere sul piatto, rimane l’opzione divano. Forse non sarà il massimo della comodità, ma il couchsurfing, il prestito appunto del divano, rimane pur sempre una possibilità per viaggiare con poco. Il sito couchsurfing.org mette in contatto chiunque voglia chiedere ospitalità sul sofà di casa di uno sconosciuto.

Non sempre, però, al risparmio corrisponde qualità. A mettere in guardia chi si appresta a prenotare le vacanze online ci pensa Carlo Rienzi, presidente del Codacons, che ai consumatori dà alcuni consigli. “In linea di massima i siti sono sicuri, bisogna però saper scegliere bene. Ci si deve affidare a portali noti e che abbiano recensioni di altri utenti. Prima di fare un acquisto su internet, è sempre bene verificare l’affidabilità del venditore e in questo i forum e i motori di ricerca aiutano. Poi quando si acquista un pacchetto vacanza che include anche una struttura ricettiva è meglio controllare che questa esista veramente e leggere le opinioni di chi ci è già stato, per evitare le brutte sorprese che possono rovinare le vacanze. Noi, per esempio, riceviamo migliaia di segnalazioni di questo tipo a settembre. Un’attenzione speciale va poi dedicata alle commissioni: perché quando si acquista online, soprattutto voli, con determinate carte di credito possono essere applicate delle commissioni molto alte su ogni biglietto comprato. E questo vale per tutti i siti”.

Prima di continuare

Se sei qui è evidente che apprezzi il nostro giornalismo. Come sai un numero sempre più grande di persone legge Ilfattoquotidiano.it senza dover pagare nulla. L’abbiamo deciso perché siamo convinti che tutti i cittadini debbano poter ricevere un’informazione libera ed indipendente.

Purtroppo il tipo di giornalismo che cerchiamo di offrirti richiede tempo e molto denaro. I ricavi della pubblicità ci aiutano a pagare tutti i collaboratori necessari per garantire sempre lo standard di informazione che amiamo, ma non sono sufficienti per coprire i costi de ilfattoquotidiano.it.

Se ci leggi e ti piace quello che leggi puoi aiutarci a continuare il nostro lavoro per il prezzo di un cappuccino alla settimana.


Bed a and Breakfast – Soggiorno Primavera – Sito Ufficiale, soggiorno low cost. #Soggiorno #low #cost


Soggiorno Primavera b&b centro firenze, camere bed and breakfast firenze, a pochi minuti dai principali musei fiorentini

SOGGIORNO PRIMAVERA – via J. Peri 2 (angolo via G. Monaco), 50144 FIRENZE

Mobile: +39 328 0707716 – Tel: +39 055 3215078

A 600 mt dalla stazione centrale SMN il nostro B&B a conduzione familiare

Benvenuto

Soggiorno Primavera

Il Soggiorno Primavera ГЁ un B&B, stile italiano, completamente a conduzione familiare.

E’ situato nelle immediate vicinanze del centro storico, ma fuori dalla ZTL quindi raggiungibile in macchina senza problemi.

Il Soggiorno Primavera si trova a soli 600 metri dalla stazione centrale di Santa Maria Novella, dalla quale ha inizio il meraviglioso centro storico di Firenze. La nostra posizione consente di raggiungere facilmente i vari luoghi di interesse come Piazza del Duomo, Piazza della Signoria, la Galleria degli Uffizi e dell’Accademia. Anche la Fortezza da Basso (sede di mostre, fiere e delle sfilate di moda maschile Pitti Uomo) e il Palazzo dei Congressi (sede di Firenze Fiera) sono a pochi passi dal nostro B&B. Il Parco delle Cascine, ideale per chi vuole fare jogging la mattina, e il nuovo Teatro dell’Opera si possono anch’essi raggiungere a piedi.

Inoltre nella vicina via Guido Monaco ci sono le fermate di numerosi autobus cittadini.

Offriamo ai nostri ospiti camere spaziose, pulite, accoglienti. Le camere hanno il bagno in condivisione tra di loro; ci sono due bagni per 4 camere, di cui una singola; una camera ha il bagno privato interno alla stanza. La connessione WI-Fi ГЁ gratuita sia in camera che nelle aree comuni.

Il nostro impegno quotidiano ГЁ quello di creare nel nostro B&B un ambiente familiare e accogliente; siamo felici di aiutare i nostri ospiti a soddisfare i loro desideri: dalla scelta di un ottimo ristorante toscano alla prenotazione per visitare i noti musei fiorentini evitando lunghe code, oppure ai suggerimenti su come raggiungere velocemente le piГ№ conosciute mete vicine a Firenze come Pisa o Siena o i luoghi famosi per acquisti di abbigliamento come The Mall o l’outlet Prada.


Speciale bimbi gratis, I Viaggi del Turchese, voli e soggiorni low cost.

#Voli #e #soggiorni #low #cost



Menu generale

Vedi anche.

altro.

IL BIMBO VA IN VACANZA CON TE

CONDIZIONI VALIDE DAL 01/11/2017

Volo e soggiorno completamente gratuiti per la maggior parte dell’anno in tutti gli hotel con la formula PLATINUM e GOLD.

Bimbi gratuiti anche a Capodanno ed in agosto!

Diritto fisso bimbo di Euro 149 piГ№ oneri vari per Spagna, Grecia, Turchia, Tunisia, Egitto e Giordania.

Diritto fisso infant di Euro 99 piГ№ tasse aeroportuali**

Abbiamo previsto di offrirvi speciali agevolazioni per i bambini. Per alcuni hotel le agevolazioni riguardano due bimbi per famiglia.

Cerca il simbolo. Questi sono i simboli che trovate riportati nelle pagine accanto alle tabelle

Le agevolazioni qui riportate riguardano i bimbi di etГ compresa tra:

00 – 02 anni (non compiuti alla data di rientro dal viaggio): INFANT

02 – 12 anni ( non compiuti alla data di rientro dal viaggio): CHILDREN

GratuitГ e riduzioni si intendono sempre in aggiunta a due passeggeri paganti la quota intera.

La gratuitГ viene generalmente riconosciuta ad un solo bimbo a famiglia, salvo diversamente specificato nelle singole tabelle prezzi.

La riduzione puГІ essere applicata anche a due bimbi per camera. In alcuni hotel, nelle camere standard, ГЁ previsto un solo letto aggiunto anche nel caso di 2 adulti con 2 bimbi che beneficino di gratuitГ o riduzione (vedi il dettaglio nelle tabelle dei prezzi).

Le agevolazioni per i bambini sono applicabili solo sui pacchetti con formula PLATINUM e GOLD che prevedano lutilizzo dei nostri voli speciali (non sono previste in caso di voli di linea o low cost) e si applicano alla prima settimana di soggiorno (vedi singole tabelle). Per la seconda settima na si dovrГ considerare la riduzione relativamente ai soli servizi alberghieri (identificabili con la voce “settimana supplementare”), come indicato nella tabella prezzi in relazione alla corrispondente stagionalitГ . Particolari restrizioni sono possibili per il mese di agosto: in questo periodo la gratuitГ ГЁ sempre riconosciuta solo sulla prima settimana di soggiorno; la settimana supplementare e lestensione mare che iniziano nel periodo compreso tra il 28 luglio ed il 30 agosto prevedono solamente la riduzione del 50% sul prezzo del solo soggiorno (inteso come settimana supplementare), salvo diversa indicazione nelle singole tabelle.

Per i pacchetti con la formula LAMPO i bambini (02-12 anni) hanno una riduzione forfettaria riportata in ogni singola tabella che si applica sia sulla settimana base che sulle eventuali settimane supplementari. In tutti glihotel gli infant beneficiano della gratuitГ completa. Culla e pasti sono normalmente da pagare in loco. Gli infant non hanno diritto al posto a sedere sullaereo e non beneficiano della franchigia bagaglio.

*Per i bimbi in caso di gratuitГ sono sempre dovuti il diritto fisso di Euro 149 per la Spagna, Grecia, Turchia, Tunisia, Egitto e Giordania, la tassa discrizione di Euro 67, oneri, tasse e assicurazioni voli charter, adeguamento carburante, carbon tax, contributo obbligatorio per i cenoni di Natale e Capodanno (ove indicati in tabella) e qualsiasi supplemento indicato nelle singole tabelle.

**Per gli infant ГЁ sempre dovuto il diritto fisso di Euro 99 ed eventuali tasse aeroportuali.

N.B.: Lapplicazione della “gratuitГ ” a favore dei bambini di etГ compresa fra 02 e 12 anni (non compiuti alla data del rientro del viaggio), ГЁ soggetta a disponibilitГ ; tale possibilitГ sarГ pertanto riconfermata al perfezionamento della prenotazione. Ad esaurimento delle gratuitГ verranno applicate le riduzioni duso: 50% del costo del soggiorno e riduzioni previste dal pacchetto self per i voli speciali.

Riduzioni possibili solo sui voli speciali operati da TUI Italia e per massimo un bimbo per famiglia.

N.B.: L’applicazione della "gratuitГ " a favore dei bambini di etГ compresa fra 02 e 12 anni (non compiuti alla data del rientro del viaggio), ГЁ soggetta a disponibilitГ ; tale possibilitГ sarГ pertanto riconfermata al perfezionamento della prenotazione. Ad esaurimento delle gratuitГ verranno applicate le riduzioni d’uso: 50% del costo del soggiorno e riduzioni previste dal pacchetto self per i voli speciali.

SELF: Riduzione prevista per bimbi da 02 a 12 anni (non compiuti): Euro 50 per Baleari e Costa del Sol, Grecia, Tunisia e Turchia, Euro 80 per Canarie e Egitto. Riduzione possibili solo sui voli speciali operati da TUI Italia e per massimo un bimbo per famiglia.



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    Download PDF

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    California law requires all drivers to have auto insurance.

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    Loans, like the price of the vehicle are negotiable. If you have good credit and a sizable down payment you should be able to negotiate favorable rates and terms for your loan. If you are not happy with the deal you are being offered shop around and see if you can find a better deal.

    Make sure you read and understand all loan documents before you sign them. Interest rates are just one part of the loan. Fees, terms and conditions, and origination fees are a large part of a loan as well.

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    As you probably know, getting parts for your Mercedes Aftermarket Parts or OEM – can be a bit of a challenge in the “real world.” They’re not always available when you need them, meaning they have to be back-ordered – and chances are, you’re not going to get any deals.

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    Now, you may wonder why products for German imports in general and an OEM part in particular tend to be pricey. As you know, they have to travel quite a ways from a country where labor costs are higher and the currency exchange rate isn’t always favorable. A lot of folks also find that even aftermarket parts (made in China usually, though there are a few U.S. manufacturers left) and even Mercedes Accessories come at a steep price.

    Why is this? In a word – the Middleman, who by necessity has to take a cut – and marks it up accordingly. It’s not only his profits, however: any brick-and-mortar retailer of Mercedes Body Parts and mechanical components must usually pay rental or make lease payments on his space as well as deal with payroll, taxes and licensing fees, the cost of utilities – it almost never ends. Believe us, we feel for this guy – but we feel more for you, which is why we offer a large inventory of auto parts online. And as an online retailer, we’re in a much better position to do so, since we don’t have to deal with most of those expenses.

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    Auto Insurance for Low Income People – Insurance Articles and RSS Feeds #auto #locksmith


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    Auto Insurance for Low Income People

    Got a low income? Looking for affordable car insurance?

    People with low income can find affordable auto insurance prices for the coverage they need by comparing quotes from a variety of leading companies. Locate the cheapest rates and purchase a policy online in minutes.

    Those working with a tight budget due to low income do not have to go uninsured. There is a way to find low cost car insurance by completing an instant and free rate comparison without the hassle of contacting different companies individually. As a one stop shop, OnlineAutoInsurance.com gives visitors instant access to immediate quotes from many carriers so that you don t waste time repeatedly completing quote forms or calling an array of phone numbers.

    Whether looking for low income liability car insurance (mandatory in most states) or a bit more coverage, the cheapest premiums may be offered by a different company since each driver is different in many ways. For example, a young driver may get the lowest quotations from one company and another driver considered to be high risk may find the lowest rates elsewhere.

    This is because insurers usually specialize in certain fields and will offer affordable prices for only drivers who fall into those categories. The bottom line is that we must all locate the one who can fit our limited income.

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    The most affordable coverage provider may vary for each one of us. A good example of this is when your neighbor tells you that he found the lowest rates from a certain company and you decide to call them, only to find out that you found cheaper rates elsewhere. Why? That s because you are a unique in many factors such as age, your driving history (time driving, violations and accidents), vehicles and coverage desired.

    The solution is simple, whether you re a young student, a mature employed person, a learner driver, or any other case, it pays to shop around. It is among the most often provided tips provided by state department guides and related resources because premiums vary widely within carriers. Take advantage of OnlineAutoinsurance.com s free auto insurance quotes online and find the most affordable rates for any income restrictions you may have.

    Some low income drivers with a restricted budget may be eligible for the low cost auto insurance program provide by your state. This program was designed to reduce the number of uninsured drivers who could not afford to purchase coverage due to limited incomes. This program usually provides only the minimum coverage which is mandatory or required by law.

    Visit OnlineAutoInsurance.com for more information and to learn more about your insuring needs with no obligations. Read answers frequently asked questions and use a variety of free tools to ensure savings and educated decisions.

    Permission is granted to republish this article, free of charge, as long as embedded links remain intact and articles are not changed, edited, or reworded.

    Mortgages & Home Loans – Refinance & Interest Rate Calculators, low credit refinance.#Low #credit #refinance


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    CHECK MORTGAGE RATES

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    Applying for a Mortgage after a Bankruptcy

    By understanding the requirements to get a mortgage after a bankruptcy and by carefully rebuilding your credit standing, you can apply for a loan and buy a home.

    What Are Typical Mortgage Down Payments?

    Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property.

    3 Warning Signs of Loan Modification Scams

    Loan modification has become very popular in recent years with mortgage lenders. It has been used in a variety of different ways to change the existing terms of mortgages that they hold. While sometimes loan modification can be to your advantage, many times it is not. There are many loan modification scams out there that you should be aware of. Here are a few warning signs to watch out for with loan modification.

    The content on this site is provided for informational purposes only and is not legal or professional advice. Advertised rates on this site are provided by the third party advertiser and not by us. We do not guarantee that the loan terms or rates listed on this site are the best terms or lowest rates available in the market. All lending decisions are determined by the lender and we do not guarantee approval, rates or terms for any lender or loan program. Not all applicants will be approved and individual loan terms may vary. Users are encouraged to use their best judgment in evaluating any third party services or advertisers on this site before submitting any information to any third party.

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    1. click on the file name that you want to download
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    Our country is now implementing the K 12 program. we are now on the grade nine. I am one of those experts assigned to develop learning materials for the grade 10. Your guides are explained in a very friendly way that even those who are not so good in English can understand because of the very nice presentations. I wish I could use some of the information if your group will allow us granted that the learning materials will be for reference only. All the information you have given is enough for an instructional designer to develop his own. To all of you thank you and may god will always give you wisdom in helping the people world wide. I am from the Philippines GOD BLESS.

    I give you a permission to use the learning materials in this website as a reference for your learning materials and if you need any help, just send me email or comment.

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    Getting cheap rates on auto insurance

    Some insurance companies focus on the bare necessities for you to drive legally—bodily injury and property damage liability with the minimum limits—along with a claims process that’s spotty at best. Rather than take a chance on that cheap car insurance company, you can get quality coverage that won’t break the bank with Nationwide.

    How do I get cheap car insurance?

    Everybody wants the best value for their car insurance premium. That’s why Nationwide offers many ways to get low rates, including our car insurance discounts. But what really makes us unique is the quality we offer our members. Here are a few benefits Nationwide members get:

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    • Accident Forgiveness helps you avoid increased rates in the event of your first at-fault accident.

    How can I lower my car insurance rates?

    Certain factors influence your auto insurance rates, including some things you can control:

    • The kind of car you drive – The price and style of your vehicle will impact how much your rates will be. The age of your car also matters; older cars tend to be cheaper to insure.
    • The kind of coverage you choose – If you drive an older car with high mileage, you might consider dropping collision or comprehensive coverage if you need to keep your premiums low.
    • The amount of your deductible – Higher deductibles can significantly lower car insurance premiums. While it could mean more out-of-pocket expenses in the event of an accident, it could also mean paying less over time.
    • Where you keep your car – Rates are determined to some degree by the area in which you live and park your car.
    • The number of drivers on your policy – If you add someone to your policy, your rate will increase, particularly if that “someone” is a new teen driver. Statistically teenagers have more accidents so they’re more expensive to insure.
    • Your driving record – Insurance rates can sometimes increase after an accident or moving violation. The good news? You may qualify for a discount after a certain period of driving accident-free.

    You can learn more about the factors that impact the cost of car insurance – and be sure to take them into account as you shop for coverage.

    What about those discounts?

    You can get more affordable rates on Nationwide coverage with our car insurance discounts. such as:

    • Multiple policies discount – When you carry multiple types of insurance policies from Nationwide (car insurance, home insurance, life insurance, motorcycle insurance and so on), you could qualify for lower premiums on each policy than if you had separate policies from different insurers. Think of it as a discount for bundling.
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    Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages.

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    Low Price Auto Glass – Auto Glass Services – Sun Valley – Sun Valley, CA – Reviews – Photos #year #one #auto #parts


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    Recommended Reviews

    I got a fair and accurate quote by phone from Mark.  Lucky for me, they had my glass in stock, so I rushed over.  They were quite busy, but… Read More

    when they its a low price. thats because it is.

    I called Californai auto glass ( which is diagonal from low price), primo auto glass which… Read More

    when they its a low price. thats because it is.

    I called Californai auto glass ( which is diagonal from low price), primo auto glass which is at the corner, and atlantik auto glass and by far Low prices stood to its name they charged me $15 less than everyone else.

    They replaced my passenger front door window on my 94 honda accord.( which was shattered by idiots robbers) for only $55. It couldnt get any better than that plus they were nice enough to vacum all the shattered glass that was in the car.

    I called ahead by only 30 mins and they told me to come right in. didnt wait much ( 30 mins) and my window was done. It looks good no damage to my paint or anything.

    Th owner was very nice directed me to their waiting room which reminded me of break room.

    ohhhh and when your first drive in its a big lot almost like a junk yard, if theres no cars in the garage park in there. and if not there is plenty of space in the lot ha.

    Anyways. would I go back. YES might have to since my other has a crack in the windshield.

    How to Get a Low Mileage Car Insurance Discount #low #mileage #auto #insurance


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    How to Get a Low Mileage Car Insurance Discount

    October 30, 2013

    Purchasing a car insurance policy with a low mileage car insurance discount can help to save you a considerable amount of money on your monthly car insurance payments. While not all car insurance companies offer these types of discounts, many insurers do. The reason is simple drivers that drive less have far fewer accidents than drivers that spend a lot more time on the road. Here are some ideas on how to find and apply for low mileage insurance discounts from car insurance companies.

    Get Free Car Insurance Quotes

    Ask Your Local Car Insurance Agent

    Your first step in getting low mileage discounts for your car insurance should be contacting your local car insurance agent. Inform the agent of any changes in your life that enable you to drive less than you used to. For example, if you have moved or changed jobs, you may be commuting far fewer miles every day than you were before. Also, if you are if you have a second vehicle that you only use to commute to work or only use occasionally, consider insuring that vehicle as a non-primary vehicle and save a lot of money due to driving fewer miles in that vehicle.

    Car insurance companies that offer low mileage discounts will usually take into account where you live and where your place of employment is located. So, if your place of employment is relatively close to your home, the insurance company may offer the discounts without additional questions. However, if you live a considerable distance away from your place of employment, the insurance company may question your claim to the mileage discounts. However, if you explain to the insurance company that you frequently take public transportation or are involved with a local car pool, the insurance company may offer you discounts as well.

    Search for Companies with Low Mileage Discounts

    If your present car insurance company doesn’t offer low mileage discounts, you should find a company that does. Use the Internet to search for companies that offer low mileage car insurance discounts. Use your favorite search engine and simply enter terms like “low millage car insurance” or “low mileage insurance discounts.” While finding a company that offers these types of insurance discounts can save you a lot of money, make sure you wait until it is time to renew your policy before switching companies. Many companies impose hefty cancellation penalties if you cancel your policy early.

    Consider Pay as You Drive Car Insurance

    Although it has been available in Australia and Europe for a number of years, pay as you drive car insurance has only been available in the United States for about five years. Now, there are insurance companies that reward drivers that don’t drive very often by charging them relatively low car insurance rates. These pay-as-you-go car insurance companies charge insurance rates based on number of miles you drive. Companies in the United States that offer this type of coverage are GMAC auto insurance, Progressive and a few others. You can use the Internet to search for pays you drive insurance companies that offer coverage in your state.

    Related Articles

    Best Homeowners Insurance – Renters Insurance Reviews, low cost homeowners insurance.#Low #cost #homeowners #insurance


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    Homeowners Insurance Reviews

    Low cost homeowners insurance

    By: Carl Laron on April 30, 2015

    Low cost homeowners insurance

    Best homeowners insurance

    Amica Mutual isn’t a household name, but customers say it should be. The company earns top marks for customer service; fast, fair, low-hassle claims; and going above and beyond by connecting homeowners with contractors that have proven track records. Amica offers a good variety of plans and a wide range of discounts. However, Amica is very picky about who it insures and not all homes and customers may qualify. See our full review »

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    Regional homeowners insurance

    Though its name may indicate otherwise, Auto-Owners Insurance writes policies for homeowners, too. The company scores well in national surveys for its personal, agent-based customer service and fair, low-hassle claims experiences, but its policy and payment options may not be as flexible as those offered by some larger competitors. Potential customers will want to check on availability, as Auto-Owners only does business in 26 states.

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    Best home insurance for military families

    Military members and their families have a top-notch homeowners insurance option in USAA. The company earns raves for solid customer service, smooth claims and flexible policies. Customers say the settlement and repair processes are fair and claims are taken care of quickly. Coverage is available nationwide. However, the insurance is only available to service members (past and present) and members of their families. See our full review »

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    Best renters insurance company

    Renters who want competitive rates, flexible customer service and convenient online tools can find all three in mega-insurer State Farm. Customers can choose to work with local agents or deal with the company directly, and experts say the online quote tool gives renters an easy, accurate snapshot of what they’ll pay. See our full review »

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    GEICO does not underwrite its own renters or homeowners insurance, instead acting as a mega-agent for a stable of partner insurance carriers, including many well-known names. It matters not, as GEICO lands at the very top when it comes to customer satisfaction with renters insurance. Low premiums are the big reason why, as its buying power lets GEICO extract deep discounts and to pick and choose among carriers to get the best deals for its customers.

    Homeowners insurance protects more than you might think

    Your home is your castle and, to push the analogy to the limit, homeowners insurance is the knight who swoops in to protect it in times of distress. At least that’s how it’s supposed to work. You only need to read the many tales of woe on the Internet to learn that things can sometimes go terribly wrong. The best way to keep problems from piling up is to choose your policy and insurance company carefully, and to review both every year to make sure they still meet your needs. Unfortunately, shopping for a homeowners policy can be confusing, time consuming and downright frustrating.

    Most home insurance policies cover four things. A standard homeowners policy covers damage to your house and detached structures, such as sheds, from situations like fires and theft. Your personal possessions will be covered up to a specified dollar limit, and most policies include liability coverage to pay for property damage or bodily injury to others. Finally, hotel costs, meals and other incidentals are usually covered if you have to live elsewhere while your house is being repaired.

    Different homes, circumstances require different polices. When it comes to home insurance, there’s a spectrum of choices. HO-1 and HO-2 policies are named peril policies — you are only covered if loss is caused by one of a list of perils named in the policy; if anything else goes wrong, you are out of luck. An HO-1 policy names 10 perils, while an HO-2 names 16. These policies can be written to pay the replacement cost of your home and personal property, or its actual cash value — and will deduct for depreciation for age and wear — so the payout will typically be significantly less

    The majority of homeowners opt for a policy known as HO-3, or a special policy, which covers any damage to your home unless it is explicitly excluded. However, personal property is only covered for specific named perils, such as fire, smoke, hail damage, vandalism, theft and explosions. In addition, although there are some caveats, coverage for your home is at full replacement value, without depreciation. An HO-5, or comprehensive policy is similar, except that personal property is treated the same as real estate — it’s covered unless specifically excluded.

    Some homes, especially older homes that have not been updated, can’t qualify for an HO-3 or HO-5 policy because their replacement cost exceeds their market value. In these cases, an HO-8 policy might be the only alternative. However, the HO-8 policy will pay out only the cash value of the home, less depreciation for age and wear — an amount that’s typically far lower than is the case with HO-3/HO-5 coverage. In addition, as is the case with an HO-1 or HO-2 policy, only a specific list of named perils is covered.

    Condo and co-op owners should look into special condominium insurance, known as HO-6. That’s because, while condo/co-op owners have control over their unit, the building’s association usually has control over the structure itself and the grounds. That can make HO-6 insurance less expensive than an HO-3/HO-5 policy, but you still need to be vigilant to be sure that there are no gaps between your insurance and the association’s coverage — including any deductibles in its master policy.

    Renters need insurance, too. Rental insurance, also known as HO-4 coverage, protects against many of the same perils as homeowners insurance. Like home insurance, renters insurance provides liability coverage and covers your possessions in the event of situations such as fire or theft. Also, like homeowners policies, renters insurance generally pays for living expenses if your unit becomes uninhabitable. The major difference is that it doesn’t cover the structure itself, which is your landlord’s responsibility.

    For many homeowners, smaller companies may be a better bet. Flashy television ads aren’t in the budget for all but the biggest home insurance companies, but bigger does not necessarily equal best. Some of the most highly rated home insurers are smaller. These companies may surprise you with low rates, which they need to offer to stay competitive. They may also offer a more personal business approach, especially if you form a relationship with a local agent. However, while some smaller insurers still have a national reach, many only accept policyholders in certain states. Smaller insurers may also be pickier about their policyholders, accepting only those who they think pose the lowest risk of filing a claim.

    Military families have some additional options and considerations. A handful of companies cater exclusively to active-duty military, veterans and their families. Some insurers may offer coverage options and discounts exclusively for servicemen and women. Whatever they choose, military families will want to ensure their policies don’t have a vacancy clause that voids their coverage during deployment, cautions the National Association of Insurance Commissioners (NAIC). Policies will also vary on whether personal property is covered when it’s damaged in a war zone, NAIC says.

    Renters may be better off sticking to big insurers. Several surveys show that the majority of renters still skip insurance coverage. Experts say that’s a big mistake, considering how inexpensive most renters’ policies can be. Accordingly, for most renters, price and convenience are the name of the game. Larger insurers tend to offer more sophisticated online quote tools that help renters get a quick snapshot of what they’ll have to pay. They may also offer convenient bonuses such as mobile apps, and they don’t rely on an agent-driven sales model — probably best for transient renters who would prefer to do business directly with company representatives online or over the phone.

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    Best Car Refinance Loans for Bad Credit Situation

    You may think of applying for a refinance auto loan for bad credit program if you are facing some difficulty in paying monthly instalments on your existing poor credit auto loan. There could be loan dealers that might be willing to provide you new credit for getting rid of your unaffordable car loan. Auto refinancing loans have lower interest rates. Carloansnomoneydown.com can assist you to find auto loan refinancing with bad credit in your state.

    Valid Reasons for Getting Low Rate Bad Credit Car Refinance Loans

    Most people usually consider securing bad credit auto refinance loans for the below mentioned reasons.

    • To take advantage of lower rates of interest and for obtaining better loan repayment terms.
    • For reducing monthly payments drastically and making them more affordable thereby saving money.
    • Save some dollars every month on interests depending on the duration of the new loan.
    • Pay monthly instalments regularly and improve credit ratings within a stipulated time frame.
    • Helps in avoiding a bankruptcy like situation particularly if it is a broad consolidation package.
    • Secure program which allows deferment of monthly car payments by 30 or 60 days.

    Know How the Refinancing Car Loan Bad Credit Actually Works

    • Search for online lenders that specialize in providing refinance auto loans for bad credit situations.
    • Obtain free non-binding quotes from 4 to 5 different specialized loan dealers and compare them.
    • Choose the right lender for your circumstances and give details of annual income, credit score and debt.
    • Inquire about registration, processing or any other kind of fees with the lender that has been chosen.
    • Apply by filling an online application form and get approved. On closing of the deal, the new lender will pay current unpaid loan and car title will get transferred to new lender.

    Explore Other Options to Refinancing Car Loans with Bad Credit

    Although it could be possible to secure a low rate refinancing car loan with bad credit, obtaining an approval from one of the specialized lender can be a challenging proposition.

    Besides, there could be few vital factors which you need to be aware of prior to researching various bad credit auto loan refinance options that are available at your disposal for getting your vehicle refinanced. Some of these are:

    • You can think of trading-in your present vehicle for paying the existing loan.
    • To qualify for lower bad credit auto loan refinancing rate take steps to build improve some credit.
    • Existing unaffordable bad credit car loan can also be paid-off by obtaining an easy to get unsecured auto loan.

    Some Important Benefits Offered By a Bad Credit Car Loan Refinance

    • Lower rate of interest and loan amount
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    If you own a Mercedes and do your own repairs and maintenance, make certain that you come to PartsGeek, your quality discount source for Mercedes Benz parts online, including Mercedes OEM Parts and aftermarket equivalents.

    As you probably know, getting parts for your Mercedes Aftermarket Parts or OEM – can be a bit of a challenge in the “real world.” They’re not always available when you need them, meaning they have to be back-ordered – and chances are, you’re not going to get any deals.

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    Past News Releases

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    Valley Auto Loans is now making strong inroads into the auto loans market by offering safe and easy car loan to all applicants, irrespective of their credit history. Moreover, the company is also offering rock bottom interest rates to all these applicants. All these have been made possible since the introduction of the new bad credit approval system by the company. Valley Auto Loans is a well known online platform that offers auto loan facility tailored to suit the specific requirements of the poor credit borrowers.

    Finding an auto loan service provider is always difficult for a person with unfavorable credit history. Unfortunately, these customers fail to satisfy the strict parameters set by most of the lending companies. With their new, customer friendly approval policy, Valley Auto Loans can certainly play a major role in solving car loan related problems for bad credit consumers in a country that continues to struggle from the aftermath of the worst economic crisis of the century.

    To ensure nearly 100% approval rate and low interest for their customers, Valley Auto Loans have signed contracts with the leading poor credit lending companies throughout the United States. The benefits of this new approval policy can be availed from the comforts of home by sending an online application form available at https://valleyautoloan.com/apply-now2/.

    Valley Auto Loans also maintains an extremely popular blog that regularly shares useful expert advice on the most commonly faced financial concerns.

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    Valley Auto Loans is the #1 provider of national and local auto loans. The approval process is fast! We understand that it can be embarrassing and frustrating to not be able to qualify for a car loan or student auto loan that would enable one to purchase the proper vehicle for the family. The approval process starts with the car lender. Valley provides people with the best auto lender network. Get approved for an auto loan fast!

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    How to Pay Off Your Student Loans With Low-Interest Credit Cards

    Advertiser Disclosure: This post includes references to offers from our partners such as American Express. We may receive compensation when you click on links to those products. However, the opinions expressed here are ours alone and at no time has the editorial content been provided, reviewed, or approved by any issuer.

    What is most worrisome is that this number is an average meaning that while some students debt stayed below this amount, many carry debt far in excess of $25,000 some up to or even exceeding $100,000 in student loans. What s worse is that many former students with significant student loan debt never even received their diploma.

    There is no easy way to pay down student loans, despite the ease with which this debt can accrue. However, there is a strategy for attacking school loans that you may not have considered and can make things a little easier: low-interest credit card balance transfers .

    Introductory APR balance transfer comes with risk, but if you keep good records, pay your bills on time, and have a good credit score. you might be able to pay down your student loans a great deal faster using credit cards. However, there are a number of variables to consider before determining if this is the right method for you.

    Low-Interest Credit Cards to Eliminate Student Loan Debt

    1. Are You a Good Candidate for Low-interest Balance Transfers?

    If you have a solid credit score, you may very well be a good candidate for low-interest balance transfers. To keep your credit score as high as possible, regularly access your free credit report and check it for inaccuracies. Also, establish lines of credit as soon as possible, but be careful that you only charge minimal amounts each month, and pay them off in full every billing cycle. The longer that you have used credit responsibly, the better your score.

    Practicing good fiscal habits over a long period of time is the single best way to improve your credit score. Good financial habits include paying bills on time, never going over 50% of your credit limit, and keeping your spending modest.

    2. Which Loans Should You Transfer to a Credit Card?

    Transferring loans is not necessarily as simple as it sounds. Though a lower interest rate is what you re ultimately going for, make sure you don t give up valuable perks by transferring certain student loans.

    Prioritize Loans With Higher Interest Rates
    When you choose which loans to transfer to a credit card, do not automatically pick the loans with the largest balances. The strategy works best when you target smaller loans that are subject to higher rates of interest. By using this strategy, you can accelerate your payoff because more of your money will go toward principle and less toward interest.

    Avoid Transferring Government Loans
    Generally, you do not want to use low-interest credit card balance transfers for government-subsidized student loans. Instead, save the balance transfer strategy for loans originating from private banks.

    Government loans come with all kinds of built-in ways to suspend, adjust, defer, or otherwise reduce payments. These are nice tricks to have at your disposal if needed. Once you transfer a government loan to a low-APR credit card. you lose those benefits. The ability to accelerate loan payoff by reducing interest might be increased, but your risk also increases.

    3. How Much Should You Transfer?

    Whatever you do, don t transfer more than you can pay off within the low-APR introductory period. It is in your best interest to start small.

    You will likely not receive enough offers to facilitate transferring the entire balance of student loan debt to credit cards with low-interest rates at once especially if you just graduated from college. Instead, pick a smaller high-interest loan to target first. Then concentrate all of your energy toward paying down that loan before the introductory rate expires.

    There are three reasons to utilize this method:

    1. This is the best way to make the most progress on any one loan.
    2. You will benefit from practice and experience before biting off a bigger chunk the next time you transfer a balance.
    3. It will provide time for your credit score to increase.

    Remember, if you can responsibly use a balance transfer by paying on time, your credit score will increase and you will have even more low-interest offers with bigger credit limits in the future.

    4. How Do You Evaluate a Good Transfer Offer?

    A lower interest rate does not automatically mean that a balance transfer offer is good. You must also consider the impact of balance transfer fees and the length of the introductory APR. Remember, you need to plan on paying off the entire transferred loan balance within the introductory period; otherwise the interest rate on your loan could skyrocket beyond what you were paying before the transfer.

    Interest and Term
    How do you evaluate what is low interest ? Clearly, the lower the better, right? That is true; however, you also need to factor in the length of the term.

    For instance, a balance transfer offer of 2% APR for 12 months might be better than a 6-month, 0% APR offer. I recently saw an offer to lock in a balance transfer at 3% APR for five years. This could be a really good deal for someone who is paying student loans at 8% or 9% interest.

    Low interest can mean any rate that is lower than your current rate. However, I do not recommend this strategy unless you are lowering your rate by at least four points. Remember, if you cannot pay off or transfer your entire balance at the end of the introductory period, then this strategy will not help you at all. It might be better to keep your loans right where they are.

    Fees
    Always remember to examine the fees. Nearly all balance transfer offers are accompanied by a fee based on a percentage of the loan, which needs to be figured into the cost of the loan.

    Treat the fee as if it were interest on the first 12 months of the balance transfer. For instance, a 12-month 0% APR transfer with a 3% fee means that, essentially, you will be paying a 3% APR a pretty good deal in most cases. However, this is why I do not recommend 6-month balance transfers, because the fees on a 6-month transfer are usually the same as the fees on a 12-month balance transfer. A 3% fee on a 6-month balance transfer means that you are actually paying an annual percentage rate of 6%, and that rate is probably not worth the hassle.

    5. Do Low-APR Balance Transfers Come With Risk?

    Low-APR balance transfers do indeed come with risk. It is extremely important to remember that while there are balance transfer offers which allow you to lock in a low-interest rate for the life of the loan, in most cases you are dealing with temporary rates. These are rates that expire after a short period of time.

    Be sure that you make plans to pay off the balance of the loan (or transfer it to another card) by the time the introductory APR expires. If you leave a balance on the card at the end of the rate period, you will trigger a much higher interest rate that could drive you deeper into debt and worsen your situation.

    Low-interest balance transfer offers come and go, so there is no guarantee that a new offer will be available to you at the end of the introductory period. Because of these risks, the strategy of using low-interest balance transfer offers to pay down school loans should be undertaken with care and caution.

    Final Word

    I have personally used this strategy to manage large debts, and I know others who have paid down large credit balances by using introductory balance transfer offers. Yet it is not always an easy plan to execute. Using introductory balance transfers to pay down school loans requires active participation on your part, good record keeping skills, and punctual payments. If you have higher-interest school loans and the skills to manage your money well, balance transfers could be one more weapon in your debt-reduction arsenal.

    Have you used low-interest credit card balance transfers to manage student loan debt, or to pay down other large credit balances?

    Related

    Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

    Related Articles

    Should You Pay Off a Student Loan With a 0% Interest Credit Card?

    Understanding How Student Loan Debt Affects Your Credit Score

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    Tom Storm Insurance Agency, Inc. is an independent insurance agency representing several leading insurance companies. With over 30 years in business we have the knowledge and expertise to determine your needs and provide the best combination of price, coverage, and service. Our dedicated staff offers a professional level of service that always results in lasting relationships with our clients. For low cost automobile, homeowner’s, life, or business/commercial insurance, call today or come by our office. Or better yet, fill out one of our online forms for a no-obligation insurance quote. We are ready to start saving you money today!

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    Copyright (c) Tom Storm Insurance Agency, Inc. Website Design by Enhanced Web Services

    Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states.
    For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

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    Refinance Calculator – Traditional, Low Cash Out & No Cost Options

    We’ve been asked thousands of times: “Is it better to pay closing costs out of pocket, finance them into the loan amount, or trade them for a higher interest rate?” There’s no one simple answer, since each refinance choice has its own benefits and total costs over time. One may be more or less expensive depending upon how long you’ll hold onto the mortgage.

    The TriRefi calculator allows you to run the numbers for a Traditional Refinance. a Low-Cash-Out Refinance and a No-Cost Refinance so you can determine which is best for you. Fill in the information once and instantly compare the costs and savings.

    The Traditional Refinance calculator assumes you pay the closing costs out of pocket today. While you get the benefit of the lower interest rate, you have to overcome your outlay today before you realize any benefit. This is your breakeven point, and in order to get any real savings, you’ll need to stay in the new mortgage beyond this point. We assume that the fee for refinancing will be approximately 2 points (2 percent of the loan amount) but if it is different, you can change it; just type the expected dollar amount into the yellow box.

    You pay the fees once, and then they are gone.

    The “Low-Cash-Out Refinance” calculation (LCOR) uses the Estimated Costs you plugged into the Traditional Calculator. However, instead of you paying them today out-of-pocket, it adds them into the loan amount you are borrowing. This is a popular choice for homeowners who have some equity available and don’t want to (or can’t) come up with the cash needed to get a new mortgage.

    Since you are financing the costs, you’ll not only pay them but also interest on them. However, you are only paying them a little at a time, and depending upon how long you remain in the mortgage, they may cost you more or less than if you paid them right up front, as you would have in a traditional refinance.

    A “No-Cost” refinance might be your best bet if you don’t have cash to spend or equity to use for your refinance. You can still refinance, but you won’t get today’s rock-bottom interest rate, but instead something slightly above the market. As such, your interest rate and payment differential will be smaller, possibly making your refinance less valuable. We assume that the interest rate available for a “no-cost” refinance will be a half-percentage point higher than if you had paid the fees. If it is different, you can change the information in the yellow box.

    In effect, since the whole amount of your loan will be exposed to this “higher-than-market” interest rate, your savings over time will be smaller than if you could use one of the other options.

    Below the initial calculations, we’ve provided some examples of your costs over time, including the interest cost and the remaining loan balance after a given period of time. This way, you can see what those costs will be at varying intervals. You might find, for example, that relative to your time frame, incorporating the fees into the interest rate might mean they cost you less in interest over a given period than the amount you might have paid out-of-pocket up front.

    Tip: Check current mortgage rates to make sure you are getting the best deal on your mortgage. To learn more about refinancing and refinancing options, visit our library .

    Before you add in your actual numbers, we suggest that you use an example of an existing loan which is three years old, with a $100,000 loan amount for 30 years and a 6% interest rate, and use a 4% rate for refinancing. It will make it easier to follow the discussion of savings comparisons below.

    The Blue. Green and Orange displays here will allow you to see if paying or financing the costs of your refinance works out for you over given time horizons. When you pay the fees up front, your interest charges will of course be lower; however, you must overcome what you spent today before savings start to happen.

    Let’s say that after a year, your traditional refinance has seen you spend a total of $3813 in interest cost. Over the same time, the LCOR’s interest cost is $3889, while the “no cost” option has seen you pay $4292.

    If you should suddenly sell your home after a year, your actual cost for the traditional refinance would include the $3813 plus an additional $1922 in closing costs for a total of $5735, while the other choices would have cost $3889 and $4292 respectively, so you would have been better off with one of them.

    Factoring in the differences in remaining loan balances does change the equation, though. At the end of the 12-month period you still owe $1755 more on the LCOR than the traditional refinance, bringing the total of your LCO refinance to $3955, just slightly better than the paid-up-front choice.

    However, building those costs into the interest rate means your “no-cost” refinance has seen you spend $4292 in interest, plus the $142 differential in remaining balance – so the total cost after 12 months is only $4434, a clear winner. over this very short time horizon.

    These relationships change over time, however. After 10 years, you’ve spent a lot more in interest charges in the “no-cost” refinance than you would have if you chose to pay costs or build them into the loan amount.

    All this said, in order to determine what your best choice will be over time, you’ll need to compare both interest costs and remaining balances among the various methods.

    Whatever the method you choose for your refinance, you’ll still want to know how much money you’ll save relative to your existing loan – your costs if you never refinanced in the first place. The tables and charts below compare the interest costs of your new loan versus old over comparable time periods. As in the example above, this would compare the interest you’ll pay in the first twelve months of your new loan versus the interest you would have paid in the period from 37-48 months, and so on.

    Refinancing may mean restarting your loan all over again. If you had been in your home for three years, and refinanced to a new 30-year term, you’ll pay for your loan for as long as 33 total years. The tables and charts below will let you see how the outstanding balance on your original loan would have fared relative to the new mortgage. Since the new mortgage is restarted all over again, even a significantly lower interest rate may not be able to overcome (or overcome quickly) the benefits of being further along in your amortization schedule, where the principal portion of your payment has grown while the interest component continues to shrink.

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    State Funded Rehab Programs for Addiction to Drugs or Alcohol

    State-funded drug rehab centers help addicts overcome addiction utilizing state and federal funding to cover the cost of treatment. State-run treatment centers allocate funds for treatment and pass the funding for rehab down to county-funded treatment centers. This allows for those that need help finding free drug rehab centers the ability to enter into a program for their addiction with no monetary exchange.

    Government sponsored rehab centers for addiction are not that much different from the top rated rehab centers. The main difference between a state or county funded drug rehab is the amenities that are offered. Most state-run treatment facilities will have 2-4 people per room depending on the size of the rooms in their inpatient rehab center. The location of state-run treatment programs for addiction are usually in more heavily populated cities throughout the state, whereas private drug and alcohol treatment centers are usually in more secluded locations, with private rooms, on the water, or in the mountains. Private Drug Rehab Centers have a bit better staff to client ratio but that does not always dictate a better program.

    This question will cross the minds of most people who have decided that they need to seek some sort of treatment for their addiction. Although outpatient treatment at a state-run treatment program can work for some people; we more often times, will recommend going into a treatment center that is inpatient for at least 21 days followed up by outpatient services.

    To be successful in a government-funded outpatient treatment program you will need to be very self-motivated and have a great support system at home for it to be successful. Pressures from home and our old friends can make the journey more difficult, for some people there can still be access to drugs or alcohol making recovery even harder.

    How do you get into a state-funded rehab?

    State-run treatment programs can at times, be overcrowded. We have a few tips, we would like to share to help expedite the process and hopefully avoid long waiting lists for free treatment services at one of the state sponsored treatment programs in your area.

    Call our free helpline 1-800-819-9973 and let us help you locate the best state-run drug rehab in your area. We have been helping people locate and enter state funded treatment centers since 2002. Take advantage of our free knowledge. Our counselors will direct you to the best state funded drug rehab center in your area.

    Once we have connected you with a government-funded rehab program, follow through with the steps that the program lays out for you to enter their treatment center. Make sure you call the number when they say to call, be punctual, they are busy. The more willingness and responsibility you show, the more the person at the other end will want to help you. This can have a direct influence on when you can receive treatment and what type of services you will receive.

    When you talk to the treatment center that we have helped you find, be nice, courteous, and above all, honest about your addiction. The rehabilitation center s staff can better assist you if they know the exact extent of the addiction.

    • Over 25% of Americans die prematurely as a result of their addiction.
    • More than 23 million patients currently need alcohol treatment or drug treatment and only 3% get it.
    • Approximately half of state prison inmates reported they were under the influence of alcohol or drugs at the time of their offense.
    • 95% percent of untreated addicts die of their addiction.
    • The average person dies 26 years earlier than they would normally have.
    • 40% of traffic deaths are alcohol related.
    • Children of addicts and alcoholics are four times more likely to become addicts and alcoholics themselves than children of non-addicts
    • Violent behavior attributed to alcohol use accounts for roughly 49% of murders, 52% of rapes, 21% of suicides and 60% of child abuse
    • Rates of alcohol and drug addiction are highest among adults aged 18-29

    We know that entering into a state-run treatment program is a huge step to take and the commitment to treatment can seem overwhelming. Our counselors are here to help guide you to the right treatment center for your addiction. Entering into a treatment program will be the best decision you can ever make to handle your addiction problem. Our drug rehabilitation programs will change your outlook on life and even make you more successful. Do not wait until something adverse happens to commit to treatment for addiction to drugs or alcohol.

    Give one of our counselors a call 1-800-819-9973 and let us help you or someone you love, enter into one of our many state funded drug rehab centers in your area. Help is just a phone call away. Our trained and certified counselors are here to assist you in finding the best solution to handle anyone’s Addiction to drugs or alcohol.

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    Our online quotation system searches many of the country’s leading low cost car insurance providers and delivers our most competitive quote in a matter of minutes. You can then buy cover immediately online or talk to our team of experienced underwriters to see how much more you could save.

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    For a quick quote visit our click here or call 0161 874 8029 to speak to one of our insurance consultants.

    Quoteline Direct has access to competitive car insurance for all types of car and all types of driver, irrespective of driving history. Our personal touch makes us much more than just another comparison site, and it’s the human touch’ that helps us find the best deals. With a quick quote at the click of a mouse you’ve got nothing to lose and we think you’ll be surprised at how much you could save.

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    Refinancing Your Property

    There are many reasons you may want to consider refinancing your most important asset. With today’s low interest rates, it may be worthwhile to refinance your existing mortgage to either reduce your monthly payments, or to tap into your home equity to help with your short or long terms goals, including:

    • Renovating your home to improve your property value
    • Consolidating high interest loans and credit cards into one lower monthly payment
    • Investing in your RRSP and using your tax refund to pay down your mortgage
    • Paying for your child’s education
    • Purchasing another property

    If your mortgage is closed and you refinance before your renewal date, you may face a penalty. However, it may still be worthwhile to refinance. The key is to determine whether the potential interest-rate savings outweigh the penalty.

    You can also add a second mortgage on your property if refinancing your mortgage is not worthwhile. Our Home Trust Equityline Visa Card is a unique alternative to other second mortgage products, with all the flexibility of a line of credit and all the benefits
    of Visa. Find out more .

    To help you decide if refinancing is an option for you, contact a Home Trust Mortgage Specialist today at 1-877-903-2133 x5820. We’re available Monday through Friday from 9 am to 5 pm EST.

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    What is the age for “senior” apartments?

    Senior age-restricted apartments are usually 55 or 62+ and follow HUD regulations which allow for such “age discrimination”. If restirctions are 55+, at least one person in the apartment must be at least 55 and the apartment community must have no more than 20% of all residents under the age of 55. If they are 62+, than ALL residents must be at least 62.

    Exceptions are made by HUD regulations for renters who are under the minimum age, if they are handicapped.

    Who are renters?

    There are those among the senior rental population who have been renters through their most or all of their adult life. Other renters have sold a home of many years and moved to an apartment. Sometimes a life occurance forces the shift from homeowner to renter:

  • A divorce and the need to divide the equity.
  • The financial inability to continue making payments and keeping up the property.
  • Death or relocation of friends and relatives and the desire to relocate to an area where there will again be an emotional or social support-network.
  • Selling a home to free up equity that can be invested to generate interest and/or dividend income.
  • Desire to be free from home and garden maintenance.
  • Freedom to travel more without the worry of what is happening to property back home.

    Combining those who have always rented with those who sell homes to become renters 23% of 65+ Americans are renters.

    In 1992 AARP research found that 43% of seniors moving to an apartment complex, prefered age-restricted apartment buildings over age-integrated ones.

    Considering becoming a renter because life’s changing circumstances make it difficult to meet your financial obligations?
    If your home is paid off, or almost so a Reverse Mortgage may provide another alternative to selling your home.

    The majority of senior apartment renters do not move further than 5-10 miles from their former home or apartment, unless relocating to be closer to relatives.

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    Categories of Sen ior Apartments

    The three pricing categories of apartments (although all may not be available in any one market) are:

  • Market rate
  • Above market rate, luxury rentals
  • Affordable

    Market rate is just that. They offer unit size and numbers of bedrooms and baths as non-age-restricted rentals in the area at a competitive monthly rate, or occasionally 10-15% under general age-occupancy market-rate rents. The senior orientation of the age restricted community may however offer different amenities and other advantages geared to the needs and preferences of seniors.

    Above market rate, luxury rentals also serve the age-restricted market. They appealing to the affluent senior wanting a “home” in a second city, or wanting to be free of maintenance without giving up luxuries. Some high end age-restricted properties definitely offer “snob” appeal.

    Affordable apartments for seniors (sometimes 55+, more often 62+) are in high demand and short supply. Social, cultural and medical changes have certainly contributed to the need.

    Contributing factors are:

  • Predominence of women among the 65+ population and their lower retirement income
  • High divorce rates among women now 55-80
  • Out-living husbands resulting in lowered retirement income
  • Unplanned longevity leading to out-living ones financial resources

    Per HUD ( U.S. Department of Housing and Urban Development ) Families who pay more than 30 percent of their income for housing are considered cost burdened and may have difficulty affording necessities such as food, clothing, transportation and medical care. An estimated 12 million renter and homeowner households now pay more than 50 percent of their annual incomes for housing. A family with one full-time worker earning the minimum wage cannot afford the local fair-market rent for a two-bedroom apartment anywhere in the United States .

    Affordable apartments have been created by government programs since the 1930s. What is defined as affordable in one community may not match the definition of affordable in another community.

  • Programs that provide opportunites for affordable housing are structured or defined by regulations from federal, county or city government legislation.
  • “Vouchers” enable a qualified recipient to rent a market-rate home or apartment and the voucher assures the landlord that the renter will pay 30 percent of his or her monthly income toward the rent and the difference between that portion and the market-rate rent will come from the government entity granting the voucher.
  • Bonds may be through city or county redevelopment programs, and use the money raised from the bond sale to fund and subsidize specific development of housing for “lower” income people. Bonds may specify what percent of the median income someone must have to qualify to rent in their building. i.e.You may be restricted to make no more than 50 percent of the median income in the county. Perhaps the funding of the complex specifies that you can make no more than 120 percent of median income. The funding is specifically tied to the complex, or specific units that are “affordable”.
  • Funding can also come from grants, community, government or federally based. The grant money functions similarly to bond money, designating percent of county median income at the time of the grant.
  • Tax credits are another way that the federal government may encourage development of affordable housing. By awarding tax credits (money deducted from a company’s federal tax obligation) in exchange for developing apartments within restrictive guidelines. In the past many years we see properties developed to offer affordable apartments that combine tax credits, grants and bond measures.

    The most commonly-known rental vouchers are Section 8 vouchers which can provide renter-based benefits to a qualified renter. They provide rent subsidies so tenants who hold them do not pay more than 30 percent of their adjusted gross income for rent.

    To find out about affordable housing opportunities in an area. contact city or county housing agencies. Local senior centers and Area Agencies on Aging may also be able to identify affordable housing or even outline the steps for getting onto waiting lists. Because of undersupply, waiting lists prevail in almost all regions for affordable rentals.

    Things to Consider When Apartment Shoppsing

  • Parking convenience to the living unit.
  • Lighting and security around parking.
  • Storage
  • Are there a lot of closets and cupboards?
  • Is their common storage for an additional fee?
  • Stairs may be a deterent or a means of staying fit.
  • Distance to shopping – walking or riding.
  • Public transportation availability and convenience.
  • Distance to medical facilities and doctors.
  • Security.
  • Total complex access from external streets.
  • Individual apartments
  • Intercom to front door, apartment entry and front desk.
  • Safety pull cord in unit.
  • Grab bars in bathroom and tub area.
  • Cabinet and counter height.
  • Shower and/or tub arrangements to meet your present and future needs.
  • Management quality and experience.
  • Ammenities on site:
  • Pool.
  • Spa.
  • Clubhouse.
  • Laundry availability.
  • Services and activities available or provided.
  • Distance to relatives.
  • Greater community cultural activities.
  • If you are eligible for subsidies, do they accept rent vouchers?
  • 10 Best Car Buying Tips For 2017 #best #car #for #low #insurance


    10 best car buying tips for 2017

    Thinking about buying a car in 2017? Make sure you set aside some time to plan for this major purchase. After a home, a car is typically the second most expensive purchase anyone makes and settling on a new vehicle is not a decision to make merely over a weekend.

    Follow these 10 car-buying tips to make sure you get a car you can afford and will be happy driving for years to come.

    RATE SEARCH: Find a great rate on an auto loan .

    1. Determine your budget

    While you may have your heart set on a specific car, you won t be able to take it home unless you can afford it. A good rule of thumb is to spend no more than 25 percent of your monthly household income for all the cars in your household. And this figure should include not only monthly car loan payments but all other vehicle costs, including fuel and car insurance. If you re not sure how a new car would fit into your monthly expenses, use Bankrate s home budget calculator to help you determine your monthly bills and necessary savings.

    2. Decide: New, certified pre-owned or used? Buy or lease?

    Thanks to a large number of lease returns, a wide array of used cars that are about three years old is currently on the market, making buying a used or certified pre-owned (CPO) car more attractive than in recent years. In addition, there are more inexpensive new cars available than ever before, making your choices positively dizzying, regardless of your budget.

    You ll be able to get the most car for your money if you buy used, though you ll pay a higher interest rate, have a shorter warranty period and won t know the car s full history. If you lease, you might get a more upscale car for your dollars, but then you won t own the car outright and will need to be careful about the lease terms to avoid hefty penalties. A new car for the same amount of money would have fewer features, but you ll also have a full warranty and pay a lower interest rate, and often you ll get free maintenance and roadside assistance.

    For many, a certified pre-owned car is the ideal compromise, since these vehicles are cheaper than new cars, but they usually have some warranty left and must meet certain criteria to help ensure their reliability and condition.

    3. Narrow your choices to a few cars

    Start by researching the cars that have caught your eye to see if they fit your budget. Visit automaker websites and independent automotive information sites to assess the features that are important to you, and note MSRPs (manufacturer s suggested retail prices) and invoice prices. Check local inventory listings to see what is available in your area. Choose cars that would cost at least 5 percent less than your monthly budget to give yourself some room to cover operating costs, including gasoline, insurance, repairs and maintenance. Print out or electronically save web pages that have pertinent details. Don t, however, rush off to the dealership for a test drive just yet.

    RATE SEARCH: Not quite sure if you re ready to replace your current car? Refinance your existing auto loan today.

    4. Assess your ownership costs

    Using your short list of cars, determine if each would fit into your budget by estimating ownership costs. An auto research website such as Edmunds.com or Kelley Blue Book s kbb.com would provide a general overview of ownership costs for your area, but these numbers will vary depending on your personal situation. For better accuracy, do your own calculation for fuel based on the number of miles you drive annually, and obtain an auto insurance quote on the cars you are considering that would apply to the drivers in your household. Make sure you give the insurance agent the exact model, including trim level, engine and sometimes certain options, to get an accurate quote.

    5. Secure financing before you visit the dealer

    Dealers don t just want to sell you a car, but they want to coordinate the car loan, too. That s because they typically receive a flat fee or a commission on the auto loans they facilitate, regardless of whether the loan is from the manufacturer or a local lender. So, secure financing from a bank or credit union in advance and compare it with what the dealer offers. Find current interest rates on Bankrate, and check with local lenders, including credit unions, which tend to offer rates that are 1 to 2 percentage points lower, on average, than conventional banks. Many community credit unions are open to anyone living in their area, eliminating the need to work at a certain company or in a specific industry to join. Use CUlookup.com to find a credit union you can join.

    6. Don t assume financing at the dealership is the best deal

    While you may be drawn to a certain car or brand because you saw an ad for a low interest rate, it s of no use unless you qualify. Only about 10 percent of car buyers qualify for the zero percent or low-interest-rate deals automakers offer. Even if you do qualify, you may be better off taking an automaker s cash rebate and obtaining financing on your own at a bank or credit union. To find your best deal, first find the best interest rate you can get and then use Bankrate s Car rebate vs. low-interest calculator .

    7. Learn the invoice price

    The research you did on independent automotive information websites should have included the invoice price (for new cars) or wholesale price (for used cars), as well as the manufacturer s suggested retail price (for new cars) or the dealer s asking price (for used). While invoice pricing on third-party information sites isn t 100 percent accurate, it is a good indicator of what the dealer paid for the car, and it s the best place to start your negotiation. Aim to reach an agreement on the sale price that is close to that number before any discounts are applied, and keep in mind that the dealer needs to make at least a few hundred dollars profit to cover the operating costs of running the dealership.

    8. Research all possible discounts in advance

    You ve probably seen the ads promoting cash-back deals, and these incentives should be deducted after you negotiate the price. In addition, many automakers offer discounts to students, military members and even members of certain credit unions. These discounts can be stacked and can be combined with the cash-back rebates on the model. Check automaker websites for these incentives in their Current Offers sections.

    9. Take your time with the test drive

    When you ve completed all your research, call the dealerships you want to visit and make appointments for test drives with the internet or fleet manager. You can find the name of the right person at the dealership website. By reaching out, you re establishing a relationship with someone who might be less likely to try to strong-arm you into a deal if you decide you are ready to buy after the test drive.

    Since most car shoppers these days keep their cars for five years or more, take your time with the test drive to make sure you really love the car. Don t hesitate to ask for more time behind the wheel to ensure you like the driving experience, and spend time in the car while it s parked to adjust the seats, experiment with the controls and determine whether passengers would be comfortable and your regular cargo would fit well.

    10. Use smart negotiating strategies

    When you are ready to make a purchase and start discussing a price, keep in mind all the discounts you ve researched, and for the moment forget about trading in your car as part of the deal. You ll do better if you negotiate the sale price of your new car and the trade-in value of your old car separately. Make sure you have already researched your current car s value online so you ll know whether you are being offered a fair price when a trade-in is discussed.

    Once you ve reached an agreement to buy, be prepared to say no to all the extras you may be offered. Instead, say no and do the research at home for whatever add-ons interest you, and contact the dealership at a later date to negotiate fair prices for those items. When you are presented with a sales or lease contract, go over all of the details carefully, making sure that you aren t paying any unnecessary dealer fees and that everything you negotiated verbally is spelled out in writing.

    More From Bankrate

    BlueHarbor Auto – Auto Loan Interest rates as low as % #wholesale #auto #parts


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    Privacy Policy

    • Residents of California: Other than for our everyday business purposes, we will not share your personal information with non-affiliates or affiliates without first giving you additional privacy choices.
    • Residents of Vermont: Other than for our everyday business purposes, we will not share the following without first giving you additional privacy choices: (i) personal information with non- affiliates; and (ii) personal information about your creditworthiness with affiliates or joint marketing partners.

    Notification of Changes Our Privacy Policy might change from time to time. We may e-mail periodic reminders of our notices and conditions, unless you have instructed us not to, but you should check our website frequently to see recent changes. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account.

    Customers may notify BlueHarbor, LLC of changes of their personal information by calling us toll free at (866) 677-8630.

    Online Security BlueHarbor recognizes and respects the privacy and security of our customers. These online transaction practices are presented to help you understand our commitment to your online privacy and security and to allow you to assist us in fulfilling our commitment to you.

    E-Mail All E-mail is not necessarily secure against interception. If your communication is very sensitive, or includes personal information such as your account numbers, credit card number or social security number, you must follow the procedures below or you may want to call us or send it through the U.S. mail instead.

    To help ensure secure transmissions, your e-mails to us should be sent within our password-protected financial services system. To send a secure message, log in to your account using your user name and password. Inquiries sent through this method are secure and use Secure Sockets Layer (SSL) technology. Never send e-mails containing sensitive information to us through the “Contact Us,” “Info” or any other e-mail address that is outside the password-protected financial services system. To ensure our response back to you is secure, we will only provide confidential account information in a response that is provided to you through the secure pages within the password-protected financial services system.

    About “Cookies” When you logon to any of our systems or web pages, we use a “cookie” as part of our interaction with your browser. A “cookie” is a small text file or text identifier placed on your computer by us. Cookies are commonly used on websites and do not harm your system. We use cookies to provide you with a more personalized experience at our website. Some portions of our website require the use of cookies for proper function. These cookies do not collect personally identifiable or confidential information.

    Protecting Your Personal Identification Number (PIN) Our employees WILL NEVER ask you for your online password. If you are asked for this information, please call us toll free at (866) 677-8630 immediately and report it to management.

    No Data “Capture” with Planning Tools From time to time there may be planning tools throughout our site to help you make the financial decisions that are right for you. If these tools are available we encourage you to try all of your “what-if” scenarios as often as you like. Examples include the loan calculators. We do not capture the personal information you provide on these planning tools, unless you choose to apply for a loan while using the tool.

    How to Protect Yourself from Fraudulent Emails Protecting your personal information is of the utmost importance to us. Recently a new form of fraudulent email called “Phishing” has emerged over the Internet. Phishing emails are created to look like a legitimate email from a particular organization. The goal of phishers is to trick you into providing your personal information that can then be used for identity theft or to compromise your bank or credit card accounts.

    Safe Login To log in to your account you will always need to use the User Name and Password combination you created at the time you opened your account. To access the BlueHarbor website, open a new web browser (e.g. Internet Explorer, Safari or Chrome) and type in the following: http://www.blueharborauto.com.

    Email Greetings Emails from BlueHarbor will address you by your name. Fraudulent emails often include the salutation “Dear Valued Customer” or “To Whom It May Concern”.

    Email Attachments Emails from BlueHarbor or will never ask you to download a software program. Software programs contained in fraudulent emails often contain viruses that may harm or compromise your computer.

    Never provide the following information via email:

    • Your Full Name
    • Social security number
    • Driver’s license number
    • Mother’s maiden name
    • Email and password combination

    If you have concerns that your personal data was potentially been misused, contact us by phone at (866) 677-8630.

    BlueHarbor, LLC is a wholly owned business of BlueYield, Inc. Visit our parent company at www.blueyield.com for more information.

    3 Bad Credit Car Financing Options: Best Auto Loans for Low Credit Scores. #auto #brokers


    #auto financing for bad credit
    #

    3 Bad Credit Car Financing Options: Best Auto Loans for Low Credit Scores

    The first place you may think of looking for bad credit car financing is on the Internet, and that s not a bad place to start. You will easily find individual auto finance firms online, or perhaps auto loan supermarkets, which have you fill out your requirements before posting them to a list of lenders who will consider your loan.

    1. Auto Loan Direct Lenders

    These finance companies will sometimes tell you that seeking to finance a car with bad credit is easy, but the reality is often less positive. Remember that accepting an application is not the same as confirming a loan. However, such lenders will consider the nature of your poor credit situation. If it can be shown to be temporary or situational, you may be able to improve your rating. If you can offer a larger down payment, this may also improve your chances of getting a loan.

    2. Guaranteed Auto Financing Car Dealers

    Guaranteed financing is the type of loan you will typically get from a dealer at a used car showroom. Very often, your credit history will not be an issue. It is the dealer who provides you with the loan for your car. You will need to make payments to the dealer, usually weekly and in person. This is a common way to finance a car with bad credit. It has the advantages of dealing with someone in person, making manageable weekly payments and, usually, avoiding credit checks. However, this finance method is usually only available on used cars with a relatively low value. Terms are usually over short periods of 12 to 24 months. If you fail to make payments, the owner will immediately repossess the car. If you need to restore your credit score, guaranteed financing won t help show regular payments, as such dealers rarely report payments to the credit bureaus.

    3. No Credit Auto Loans

    The best option when you re trying to finance a car with bad credit, may be to face up to your real situation provided you re determined to improve your payment record. No credit and bad credit auto loans are available from some legitimate finance companies. Look for companies that specialize only in such loans and carry a high rating from the Better Business Bureau.

    These companies accept that you may have a poor credit record, or no credit record, and aim to help you establish a good record with the loans they are able to provide. The system works because they have developed special relationships with auto dealers. Once you have been accepted, you will be invited to visit one of the affiliated car dealerships to choose your car.

    Remember that even the most cooperative auto loan company will require you to show that you re able to take on a loan commitment. You will need to show recent wage slips and you should offer as much money as you can for a down payment. You will also likely be asked for cash to cover car insurance.

    It can be tough to finance a car with bad credit, but if you use persistence and present the right attitude, the deals are out there to be found.

    Discount Nissan Parts Online – Low Prices. #autos


    #nissan auto parts
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    We have 121,326 Nissan parts and accessories in stock.

    About Our New, OEM and Aftermarket Nissan Accessories and Parts

    Fortunately for you as a Nissan owner – but perhaps less fortunate for us – Nissan puts out a very solid product (their V6 “VQ” engines have been listed among the “World’s 10 Best Engines” by Ward’s Auto World since the late 1990s). That probably means you won’t be needing Nissan OEM Parts or aftermarket components very often. but when you need them, you’ll get the best deal on parts online right here at PartsGeek.com.

    Depending on the model, OEM parts for the Nissan, aftermarket parts and other Nissan Accessories can cost more or less. Due to the miracle of the Internet however, we are able to sell Nissan Parts Wholesale to everyone.

    If Nissan OEM parts seem expensive sometimes, it is because of the quality components that go into these vehicles. The alternative is Nissan Aftermarket Parts. which are manufactured to company specifications by third parties – and interestingly, are often better than the original. The main advantages however are price and availability; not only do these cost less (particularly at PartsGeek.com), they are almost always available when OEM parts are not. We even carry Nissan Body Parts. which can save you plenty when it comes to body and fender repairs.

    Some of our Customer Reviews

    The Best Low Income Car Insurance Policies #cars #4 #sale


    #low auto insurance
    #

    The Best Low Income Car Insurance Policies

    June 25, 2013

    For those drivers with a low income. car insurance can be particularly burdensome. Many car insurance industry reports and statistics show that over the last few years car insurance rates have continued to increase by an average of 10% to 12% every year. While car insurance costs continue to climb, wages paid to low income workers have not kept pace.

    Get Free Car Insurance Quotes

    While a couple of states like California and Washington are attempting to impose laws and regulations that will make basic car insurance more affordable for low-income drivers and families, the programs have not been in place long enough to have a considerable effect on premium prices. Moreover, because only a couple of states are enacting this type of legislation, the majority of low-income drivers across the country are either uninsured or underinsured.

    Driving without car insurance is not only against the law – it is very unwise. If you’re involved in a car accident and have no car insurance, you can be sued or even go to jail. So even though car insurance is expensive, you’ll need to make sure that you maintain the legally required minimum levels of coverage for your state. Knowing where to find the most affordable car insurance policies can offer a little relief.

    Choose Low Income Insurance Specialists

    While you can purchase basic car insurance coverage from any car insurance company, there are some that specialize in policies for low-income drivers. Companies that specialize in low income car insurance policies provide only the most minimal amounts of coverage, but do attempt to make policy rates more affordable. They often require smaller down payments and may require direct debit payments from your checking or savings account in exchange for offering low rates. Here is a list of some of the most popular low income car insurance companies.

    • Eastwood Insurance
    • Progressive
    • GMAC
    • Infinity
    • Bristol West
    • Western General
    • Western United
    • Explorer
    • Access General
    • Carnegie General
    • Get Free Car Insurance Quotes

    Other Ways to Save on Low Income Car Insurance

    Just as with any other type of car insurance, the amount of money you pay for low income car insurance will depend upon your personal driving record and the type of car you need to ensure. So, by making sure that you always follow the law and traffic regulations when driving your vehicle, you can avoid costly traffic tickets that will not only cost you money in fines and penalties, but will also increase your car insurance rates.

    Many insurance companies can offer low rates for the most basic types of car insurance coverage; so, you might also want to consider visiting independent car insurance agencies in your area and asking the agent about which companies provide minimal level coverage for the lowest prices. There are literally hundreds of smaller insurance companies across the country that can provide low income car insurance. Just be sure to do your research and make sure the one you choose is financially sound, and pays out on claims in the event of an accident. You can use the Internet to search for information on any car insurance company in the country.

    Low Car Insurance Rates – State Farm. #auto #parts #miami


    #low cost auto insurance
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    Low Cost Auto Insurance from State Farm

    State Farm is the #1 auto insurer in America for a good reason. We offer low cost auto insurance while providing great customer service

    How do we provide auto insurance at a low cost?

    Get a Quote

    What do you have to give up to get low cost auto insurance? Nothing. With State Farm, you pay a low amount and still get superb service.

    • Your Agent can answer any of your questions and help you select the right coverage for your situation.
    • If the unexpected happens, we have more than 300 Claims Centers ready to help.
  • You have the option to manage your account and file any claims online.

    With State Farm, you get low cost auto insurance and unparalleled customer service. It’s no wonder that 40 million people have chosen State Farm for their auto insurance.

    How low can we go? Get an auto insurance quote now.

    Check out our Learning Center for tips on how to save money on auto insurance .

    Auto insurance isn’t your only expense. Review our driving tips for saving money .

  • Low Book Sales: Used Car Dealer #auto #dealers #license


    #used car sales
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    Low Book Sales | Pre-Owned & Used Car Dealership

    Locations in Las Vegas NV, Salt Lake City UT & Lindon UT

    Low Book sales is the place to buy a used car – why. Aside from having over a thousand vehicles in our Las Vegas, Salt Lake City, and Lindon used car network, we back our used cars with a 45-day worry free guarantee. We’ll even give you 7 days after you purchase one of our ‘like-new’ cars, trucks & SUVs to return to us. That’s right – if your not 100% satisfied, bring it back!

    What are you waiting for? Finding your next dream car is easy: You can shop our entire collection of used cars by Chevy, Nissan, Ford, Dodge, Toyota, Honda. and many other brands online right now. Find the perfect used car you’ve been looking for in Nevada or Utah. Low Book Sales will make your friends think you dropped a bundle on a brand new vehicle, while you enjoy the cash you saved and cruise the streets in style. If you’re looking to sell your current vehicle, we even buy cars! We’ll beat any other dealer’s written price by $250. If we can’t, we’ll give you the cash (see our Sell My Car page for details).

    More Reasons to Visit our Salt Lake City, Lindon & Las Vegas Used Car Dealerships Today.

    Low Book Sales has the best used car loan rates in town. We guarantee it, and give you 5 days to shop around for a better offer after your purchase. Salt Lake City, Las Vegas. and Lindon customers are raving about our finance plans so much because we’ll finance any car, even if it’s not ours.  Sit down with a finance professional today, we’ll explain everything in everyday lingo so that there is no confusion as to what you’re signing on for and you realize just how good a deal we got you.

    We also provide top-notch auto service & repair for our Salt Lake City, Lindon, Las Vegas and all Utah and Nevada customers. Click here to schedule a service appointment or swing into one of our many professional service locations in: 3371 South State Street Salt Lake City, Utah, or 590 North State Street, Lindon, Utah or 3250 East Sahara Ave, Las Vegas, Nevada during our regular service business hours.

    We are excited you are visiting our used car website! At Low Book Sales we will do whatever we can to help you purchase the pre-owned car of your dreams. We ask you to visit us at 3371 South State Street, Salt Lake City, Utah or 590 North State Street, Lindon, Utah or 3250 East Sahara Ave, Las Vegas, Nevada and also learn more about us here. We are proud to serve customers from all over Salt Lake City, Lindon, as well as Las Vegas, NV with our auto services.

    Low Mileage Engines #bronx #auto #auction


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    Used Engines the Right Way!

    Save Money with Mileage Verification

    Your mechanic has called with bad news: you need an Engine. Please relax, because we re going to walk you through the engine replacement process. We will even help you find a quality mechanic. Best of all we re going to save you a lot of money! To get started please click above on our used engines request form and we will then call you with quotes on the used engine you need. We can have your engine shipped anywhere in the U.S.A!

    When you purchase a used engine from Low Mileage Engines. you are getting an engine that has an actual verified miles. We take great pride in assisting each and every customer we speak with. Not only will we make sure you can drive that extra mile , we are always willing to go the extra mile for you in service and satisfaction! We sell quality Mileage Verified Replacement Engines. If we don t have the engine or transmission you need in stock, we ll find it for you!

    Used Auto Engines / Used Truck Engines

    We carry a complete line of used engines for passenger vehicles and light and medium duty trucks. Whether you drive a Toyota Camry, a Nissan Altima, or a Saab 9-5, we have a ysed engine available for almost every late model vehicle. You can see a complete listing of models we carry engines for in our used engine directory below.

    Please keep in mind, when purchasing a used engine, you must make certain that you are being told the truth on the mileage. Request a FREE Vehicle History Report before you purchase any used engine! This very well may save you thousands of dollars in the long run!

    All of our engines are warrantied!

    Please take a look around our site! Check out our Used Engine Directory! Fill out an engine request. Read some of the testimonials from our previous customers!

    A few Engine Requests from our Customers

    The Best Low Income Car Insurance Policies #auto #zone #auto #parts


    #low auto insurance
    #

    The Best Low Income Car Insurance Policies

    June 25, 2013

    For those drivers with a low income. car insurance can be particularly burdensome. Many car insurance industry reports and statistics show that over the last few years car insurance rates have continued to increase by an average of 10% to 12% every year. While car insurance costs continue to climb, wages paid to low income workers have not kept pace.

    Get Free Car Insurance Quotes

    While a couple of states like California and Washington are attempting to impose laws and regulations that will make basic car insurance more affordable for low-income drivers and families, the programs have not been in place long enough to have a considerable effect on premium prices. Moreover, because only a couple of states are enacting this type of legislation, the majority of low-income drivers across the country are either uninsured or underinsured.

    Driving without car insurance is not only against the law – it is very unwise. If you’re involved in a car accident and have no car insurance, you can be sued or even go to jail. So even though car insurance is expensive, you’ll need to make sure that you maintain the legally required minimum levels of coverage for your state. Knowing where to find the most affordable car insurance policies can offer a little relief.

    Choose Low Income Insurance Specialists

    While you can purchase basic car insurance coverage from any car insurance company, there are some that specialize in policies for low-income drivers. Companies that specialize in low income car insurance policies provide only the most minimal amounts of coverage, but do attempt to make policy rates more affordable. They often require smaller down payments and may require direct debit payments from your checking or savings account in exchange for offering low rates. Here is a list of some of the most popular low income car insurance companies.

    • Eastwood Insurance
    • Progressive
    • GMAC
    • Infinity
    • Bristol West
    • Western General
    • Western United
    • Explorer
    • Access General
    • Carnegie General
    • Get Free Car Insurance Quotes

    Other Ways to Save on Low Income Car Insurance

    Just as with any other type of car insurance, the amount of money you pay for low income car insurance will depend upon your personal driving record and the type of car you need to ensure. So, by making sure that you always follow the law and traffic regulations when driving your vehicle, you can avoid costly traffic tickets that will not only cost you money in fines and penalties, but will also increase your car insurance rates.

    Many insurance companies can offer low rates for the most basic types of car insurance coverage; so, you might also want to consider visiting independent car insurance agencies in your area and asking the agent about which companies provide minimal level coverage for the lowest prices. There are literally hundreds of smaller insurance companies across the country that can provide low income car insurance. Just be sure to do your research and make sure the one you choose is financially sound, and pays out on claims in the event of an accident. You can use the Internet to search for information on any car insurance company in the country.

    Low Price Auto Glass #auto #transport #quotes


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    Services

    8:00am – 5:30pm. every day

    Reliable Auto Glass Repair Shop in Houston, TX

    If you’re looking for a Houston, TX, auto glass repair shop that offers high-quality work on any make or model vehicle, then the professional staff at Low Price Auto Glass is standing by to help you with your glass needs. We have over 20 years of experience in the glass repair industry, and our labor has a lifetime warranty. We’re AGR and NGA certified and a member of the BBB. We offer same day service, and you’ll find that we have a quick response time to your glass needs. We offer the following services:

    More Than Windshields

    We do more than repair cracks or replace windshields. We offer boat glass repair, and our trained and experienced staff can do custom work for you. We can even repair your RV glass, and we offer a mobile service for some repairs. We’re qualified to repair power window motors, and we offer truck glass repair services as well. We’ll help you with your insurance paperwork, and our prices are reasonable since we offer at or below wholesale prices.

    You want a locally owned and operated Houston, TX, auto glass repair shop like Low Price Auto Glass when you’re in need of glass repairs. Call us today, and we’ll schedule your appointment.