Debt Consolidation in Indianapolis, Indiana? ( Video

Debt Consolidation in Indianapolis, Indiana, NEF6.COM


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Debt Consolidation in Indianapolis, Indiana


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Debt Consolidation in Indianapolis, Indiana

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Should I Lock in My Mortgage Rate Today? – 844-326-3305! ( Video

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BMW New – Used Car Dealer – El Cajon – Encinitas, CA

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BMW New - Used Car Dealer - El Cajon - Encinitas, CA, NEF2.COM

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BMW of San Diego

Welcome to BMW of San Diego. As a proud member of Penske Automotive Group, we are dedicated to serving all of your automotive needs and providing the best customer experience possible.

BMW of San Diego is one of the most renowned BMW dealerships in the San Diego metropolitan area. Serving customers from El Cajon to Encinitas and everywhere in between, we have a truly impressive selection of new BMWs. used BMWs. and Certified Pre-Owned BMW vehicles. We also have a great variety of used cars from other automakers for you to choose from as well. When you’re ready to experience why each and every BMW vehicle is the Ultimate Driving Machine, give us a call to schedule a test drive. We have all the latest BMW vehicles in stock, including the BMW X1. the 2016 BMW 3 Series, the 2016 BMW 5 Series and many, many more.

BMW Parts Service

BMW of San Diego is also proud to be home to an excellent BMW Parts Service Department. The professional technicians in our Service Department are trained in all aspects of BMW repair and can also perform regular maintenance and more serious car repairs on non-BMW vehicles as well. While you’re on our website, schedule your next service appointment online, or visit our financing page to calculate payments on a new car, get pre-approved for a loan, and see how much your current car is worth as a trade-in. Before you come in and see us, however, don’t forget to visit our specials page to see how much you can save at BMW of San Diego!

Contact Us

BMW of San Diego

5090 Kearny Mesa Rd
San Diego, CA 92111

Sales: 877-934-4079
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Service: 877-934-4079


Respiratory Therapist Schools in Rhode Island (RI)

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Respiratory Therapist Schools in Rhode Island (RI), NEF6.COM

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Rhode Island Respiratory Therapy Schools

Outlook on the Respiratory Therapist Profession

Respiratory therapists usually work in a hospital setting. They are a crucial part of the lives of those who have breathing disorders. As a respiratory therapist, you will work with a variety of medical equipment. It is not only important to understand your role in the hospital, but equally important to be able to follow strict safety precautions. Respiratory therapist can also work in a nursing home, rehabilitation hospital, and in home health. Working in this field, you could expect anywhere from $46,000 to $53,000 a year. Those with a bit more experience in the field can earn up to $60,000 per year.

Education Required

Because respiratory therapists have an effect on lives, education is extremely important. If they do not receive the correct training, peoples health will be put at risk. To work in this field, you must gain at least an associates degree. Following the degree a test must be taken for certification. To work in this field a certified respiratory therapy license is necessary. Those who are looking to work in supervisory positions and intensive care positions, will need a registered respiratory therapist certification. Classes on the course description are:

Pharmacology
Pulmonary Rehabilitation
Pediatric Respiratory Care
Advances in Respiratory Health Care
Polysomnography

Respiratory Therapist Responsibilities

As a respiratory therapist you will evaluate and care for those with lung disorders. They work with a doctors and a full team of medical professionals. It is their goal to help people deal with and treat respiratory illness. This position is a critical part of the hospital setting. Respiratory therapist are responsible for testing patients for abnormalities in the lungs, measuring the lung capacity of a patient, setting up and monitory ventilators, and helping patients with their rehabilitative exercises.

Respiratory therapy may seem demanding. That is because it can be a demanding position. Respiratory therapists are also responsible for monitoring patients under anesthetics, during surgery. They also work with newborns that have breathing issues. Treating patients with breathing problems like asthma and emphysema, the opportunities in the field are endless.

Respiratory Therapist Schools in Rhode Island (RI)

Unfortunately there are no Respiratory Therapist schools currently enrolling in this area. Please check again later, or click here to broaden your search .

Other Schools Offering Respiratory Therapist Training in Rhode Island

Community College of Rhode Island
400 East Ave
Warwick, RI 02886-1807
Website: www.ccri.edu

The University of Rhode Island
Kingston, RI 02881
Website: www.uri.edu


Arizona Solar Panels, Solar Energy & Solar Power Company in Phoenix AZ, solar companies in phoenix az.

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Grid operators and traders thought they were totally prepped for the historic U.S. solar eclipse. There was just this one thing they didn’t completely factor in: “irregular human-behavior patterns.”

The U.S. Department of Energy’s National Renewable Energy Laboratory and Clean Energy Group (CEG) have released the first comprehensive public analysis detailing the potential size of the commercial behind-the-meter battery storage market in the United States.

Solar Energy · Energy Management · EV Charging · Green Living

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Own Your Power with Installation of a Solar Energy System

As an integrated renewable energy solutions provider, GreenFuel Technologies has a full suite of services designed to affordably make solar power a reality for you. From project financing and leasing options, to customized engineering and design, to support with tax/utility rebates and permitting, we are a one-stop resource for everything related to solar. Our industry-leading team of certified contractors and installers have the know-how and experience to successfully complete any sized project for your business or home. Solar panels and solar hot water systems will create sustainable energy for you, while reducing your energy bills and expenses.

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Understanding your energy patterns is an important first step to financial savings. Combining best practices and technology in conservation and efficiency along with the top-experienced team in the industry, our comprehensive energy assessments leave no place for energy waste to hide. From energy-efficient lighting conversions, to sealing and weatherization, to heating and cooling system optimization, we offer a range of products and services designed to create a complete system of efficiency for your building, Whatever your building size or goals may be, we create customized energy solutions to lower your energy bills, improving your lifestyle and financial bottom line.

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LPN to RN Programs

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LPN to RN Programs, NEF6.COM

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LPN to RN Bridge Programs

In the US, being a Licensed Practical Nurse (LPN) can have a lot of perks. The major advantage is that you can complete your education in a shorter period of time, get certified to work, and start earning a good salary package with a promising job outlook. However, in the career market, registered nurses (RNs) relatively have more advantage compared to LPNs. RNs practically have more autonomy in terms of work load, are paid more generously, and have better career opportunities due to the advanced educational attainment. The good news is, there are bridge programs offered in selected schools that could aid LPNs to gain a RN title in a shorter period of time.

Online LPN to RN Bridge Programs

With the advancing technology nowadays, it is now possible for people to attend school without being physically present in the school campus. Distance learning through online educational programs are being offered in selected schools, and that includes online LPN to RN Bridge Progams.

How do online LPN to RN Bridge Programs work? With online programs, student-instructor interactions are done online through live chats or email. The course requirements, syllabus, and class activites are sent through email by ways of video simulations or reading text materials. Students can access the school’s website for the online program 24/7. To put simply, online LPN to RN bridge programs convert an actual physical classroom to a virtual online class.

However, in a medical-allied field like nursing, not all activites can be done online. Major examinations may require the actual attendance of the student in a classroom to take the test. Practical related learning experience duties may also need to be done in an actual setting in a medical facility and should be duly supervised by a clinical instructor.

The basic admission requirements for online LPN to RN bridge programs are your transcript of records from your respective institution to which you have completed your LPN program; a GPA of at least 2.5; and your recent and active LPN license. Some schools may require a minimum number of years of active practice being a LPN. You may also need to pass a letter of intent, recommendation letters, and may need to complete the pre-requisite courses mandated by the school prior to beginning the bridge program.

How long does it take for an LPN to become an RN?

The course credits you have gained from your LPN program can help shorten your duration in taking the LPN to RN bridge program. Depending on your school, the bridge program may take one year to a year and a half to complete.

The bridge program practically gears up students to be eligible to take the licensure examination for registered nurses, the NCLEX-RN. After completing the bridge program, the best that you can do is to prepare yourself to take the examination and be able to pass it so that you can earn your RN license.

LPNs earn your ADN or BSN degree online in up to 1/2 the time and cost of traditional programs. With No Waiting List to get started, Free Books, and Low Cost financing options available, this is the perfect way for LPNs, LVNs, and Paramedics to earn your Associates Degree in Nursing and your RN license. Our convenient, instructor led test-out program allows you to learn at an accelerated pace and earn college credit-by-examination which then is eligible to be transferred to an ACEN accredited nursing school or 100’s of universities nationwide.


6 Places to Find Sports Management Internships – Sports Management Degree Hub

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Sports Management News

For students pursuing a career in sports management, an internship at a reputable company can build valuable connections and make a good impression on potential employers. In a field that places such an emphasis on the business aspect of sports, the experience and training gained in a solid internship program will prove invaluable when you are ready to launch your career. Fortunately, there are some excellent places online to find sports management internships. We have put together this list to augment your research and help you land a valuable sports management internship.

WORKINSPORTS.COM

Touting itself as the #1 Job Board in the Sports Industry, this site allows you to search by job category, position, and location. Although searching for available internships is free of charge, WorkInSports.com is a paid site. If you want to apply for any of the internships listed on the site, you ll have to sign up for one of the paid subscriptions which are available at one week, four week, and three month levels.

While paying to apply might not sound appealing when there are so many free job boards out there, WorkInSports.com is well established and has worked with the heavy hitters since the year 2000.

INTERNSHIPS.COM

This is a broad internship site with no specializations, but a quick search showed over one hundred sports management internship positions nationally.

In addition to the search feature, this site has some excellent resources for students seeking internships. Included are valuable tips on how to search for internships, how to prepare for and submit applications, and steps to take in preparation for an interview.

ESPN Internships

These highly competitive paid internships are offered in the fall, spring, and summer semesters. While most internships are located in Bristol, CT and New York, NY, the site does mention that limited opportunites may be available at other locations.

ESPN internship is a 10-week program with competitive pay and subsidized housing available on a limited basis. The internship requires 40 hours a week, including nights and weekends.

To be eligible, a student must be currently enrolled in a degree program and scheduled to graduate within 12 months of the internship, and must be authorized to work for any employer based in the United States upon graduation. An interest in sports is also recommended.

WORLDENDEAVORS.COM

Sports are a vital part of cultures the world over, and working in athletics is one of the most exciting ways to experience a new culture. -WorldEndeavors.com

WorldEndeavors.com focuses on placing students in internships globally, and underscores the opportunities of working through coaching challenges and learning how managing an atheletic team can vary according to the place. Far from being a paid internship, the fees are not for the faint of heart. However, it can be an excellent combination of learning and travel opportunity for the right candidate.

INTERNMATCH.COM

This site is free for students, and the additional resources are possibly as valuable as the internship search feature. In addition to the search, students will find a forum with active members, an intern blog with helpful tips and advice, and resume and cover letter samples and templates.

Local Colleges

Colleges and even high schools in your city or town are valuable resources. Not only will they often have internships available, they are an opportunity to make valuable connections that might land an internship somewhere else.


MY NEW APARTMENT TOUR IN HOUSTON | What’s Inside?. * Video

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LAWS REGULATIONS

Protection against tropical storms is a necessary step when driving in the only state that borders both the Gulf of Mexico and the Atlantic Ocean. Vehicle protection is just as important, and to help search out the correct information, listed below are just the facts.

Minimum Requirements for Car Insurance in Florida

  • The Florida Department of Highway Safety and Motor Vehicles (DHSMV) states that liability coverage is mandatory for all vehicles registered in the state.
  • Liability Coverage minimums:
    • $10,000 personal injury protection.
    • $10,000 property damage liability.
  • If a driver fails to maintain current insurance, the DHSMV can suspend driving privileges and vehicle license/registration for up to 3 years. A re-instatement fee ranging from $150 to $500 will be required depending on the number of subsequent offenses.

New Driver Licensing Requirements

  • The Florida DHSMV requires every florida driver to be licensed.
  • Applicants at least 15 years old can obtain a Learner s Permit. This permit requires that the applicant:
    • Complete and pass a Traffic Law and Substance Abuse Education Course.
    • Provide a Parental Consent Form signed by a parent or legal guardian.
    • Pass the written, vision and hearing tests.
    • An applicant with a Learner s Permit may only drive during daylight hours during the first 3 months and until 10 pm after 3 months. The permit holder must always be accompanied by a licensed driver age 21 or older.
  • Applicants ages 16 and 17 who have held a Learner s Permit for one year with no violations can obtain an Intermediate License. To obtain the Intermediate License, the applicant must:
    • Provide documentation of 50 hours of driving verified by a parent or legal guardian. Included in the 50 hours must be 10 hours of night driving.
    • Pass the road test.
  • Restrictions with this license include:
    • 16 years old must be accompanied by a licensed driver age 21 to drive during nighttime hours. Can drive alone between the hours of 6 am and 11 pm.
    • 17 years old may drive alone between the hours of 5 am and 1 am, and my drive between the hours of 1 am and 5 am if accompanied by a licensed driver age 21 or older.
  • Vision Screening. To pass the vision screening, an applicant must meet the following guidelines:
    • Visual acuity of 20/40 with or without corrective lenses.
    • Visual acuity of 20/50 or worse with or without corrective lenses will be referred to a specialist for improvement.
    • Visual acuity of 20/70 may pass if the worse eye is 20/200 or better. Verification is required by a specialist.
    • If blind in one eye, the other eye must have a visual acuity of at least 20/40.
  • Written Test. The written exam tests the applicant s knowledge of the Florida Driver s Manual. It consists of 40 multiple-choice questions regarding road rules and 10 questions regarding specific traffic signs.
  • Road Test. Once the visual and written tests are successfully completed, the applicant may proceed to the road test. The vehicle, provided by the applicant, must be insured, registered and safely operable. A licensed driver is required to drive the vehicle to and from the testing site.

    The applicant will be tested in the following areas:

    • Three point turn.
    • Gear shifting (if applicable to the vehicle).
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    • Observe right-of-way.
    • Straight in parking.
    • Grade parking.
    • Quick stop.
    • Backing.
    • Obey traffic signs and signals.
    • Signal and turn.
    • Passing.
    • Lane management.
    • Following distance.
    • Proper posture.
  • Fees. A regular driver s license requires the applicant to pay a $48 fee.

DUI/DWI Laws

  • BAC limit: .08 The Florida Driver s Manual notes that Florida holds a Zero Tolerance Law regarding drivers under the age of 21. It states that if a driver under the age of 21 is stopped and determined to have a BAC of .02 to below .05, he/she will receive a 6 month license suspension. A driver under the age of 21 with a BAC of .05 or higher receives the additional penalty of attending a substance abuse program. Following are the penalties pertinent to Florida DUI/DWI offenses:
  • First Offense:
    • Minimum $500 and maximum $1,000 fine. If the driver has a BAC of .15 or higher and/or accompanied by a minor, the fines are minimum $1,000 and maximum $2,000.
    • Community service of 50 hours.
    • Probation maximum of 1 year.
    • Possible imprisonment of 6 months maximum. If the driver has a BAC of .15 or higher and/or accompanied by a minor, the maximum is 9 months.
    • License revocation of 180 days.
    • DUI school for 12 hours.
    • Possible Ignition Interlock Device (IID) for a maximum of 6 months.
  • Second Offense:
    • Minimum $1,000 and maximum $2,000 fine. If the driver has a BAC of .15 or higher and/or accompanied by a minor, the fines are minimum $2,000 and maximum $4,000.
    • Imprisonment of 9 months maximum.
    • License revocation of 180 days.
    • DUI school for 21 hours.
    • Ignition Interlock Device for a minimum of 1 year.
  • Third Offense:
    • Minimum $2,000 and maximum $5,000 fine. If the driver has a BAC of .15 or higher and/or accompanied by a minor, the fines are a minimum of $4,000.
    • Imprisonment of 12 months maximum.
    • License revocation of 180 days.
    • DUI school for 21 hours.
    • Ignition Interlock Device for a minimum of 2 years.
  • Fourth or Subsequent Offense(s):
    • Minimum $1,000 fine.
    • Imprisonment of 5 years maximum.
    • Permanent license revocation.
    • DUI school (hours unspecified).
    • Ignition Interlock Device for 5 years.

Texting Driving Laws

Distraction.gov informs Florida drivers that texting is banned for all drivers.

Unique Laws

Florida has a wide array of residents, and just as wide an array of interesting laws. For instance, while tying an elephant to a parking meter, be sure to remember that the meter fee must be paid as if the elephant were a vehicle. It is also illegal to sell one s children, and, not only are drivers required to have a license, so are skateboarders!

STATS

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Miami-Dade County Car Insurance

Encompassing the southeastern tip of Florida, the coastal County of Miami-Dade is the southeasternmost U.S. county located on the mainland. Home to an estimated 2.7 million, the county s name was changed from Dade to Miami-Dade by voters in 1997, noting the international recognition of Miami.

A seaport city with the third tallest skyline in the nation, Miami is a hub for finance, culture and international trade, ranked by Forbes in 2008 as America s Cleanest City. The county is home to both Everglades National Park and Biscayne National Park. The global fast food chain Burger King is headquartered in unincorporated area of Miami-Dade County.




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Find Cheap Car Insurance in Massachusetts, The Zebra, cheap auto insurance in massachusetts.

#Cheap #auto #insurance #in #massachusetts


Massachusetts Car Insurance

Compare rates from 13 car insurance companies in Massachusetts.

Your information is secure.

Here’s what you need to know when driving in Massachusetts

Across the Bay State, there are 76,200 miles of road just waiting to be driven. We’ll get you prepped, then you take the wheel.

Car Insurance Laws

State minimum insurance requirements in Massachusetts

In Massachusetts, the state minimum coverage requirements are as follows:
Liability
  • Bodily Injury $20,000 per person
  • Bodily Injury $40,000 per accident
  • Property Damage $5,000 per accident
Uninsured Motorist
  • Bodily Injury $20,000 per person
  • Bodily Injury $40,000 per accident
Personal Injury Protection
  • $8,000 per person
Optional coverage in Massachusetts (varies by carrier):
  • Comprehensive
  • Collision
  • Limited Collision
  • Loan/Lease Payoff
  • Medical Payments
  • Rental Car Reimbursement
  • Roadside Assistance
  • Underinsured Motorist Bodily Injury
  • Optional Bodily Injury (OBI)

Liability coverage on a Massachusetts policy only provides coverage for injuries that you cause to another driver or their passengers within the state. Should you be driving outside of the state, adding Optional Bodily Injury to Others (OBI) coverage will financially protect you in the event that you are “at fault” in an accident outside of Massachusetts. This would also extend coverage to any passengers in your vehicle.

The coverage limits are determined by each individual state and normally split into three categories. In Massachusetts, the minimum is listed as 20/40/5 and explained below:

$20,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.

$40,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.

$5,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Uninsured Motorist coverage is legally required in Massachusetts and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured driver who is at fault. The coverage limits are determined by each individual state and normally split into two categories. In Massachusetts, the minimum is listed as 20/40 and explained below:

$20,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured driver.

$40,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured driver if more than one person is hurt.

Personal Injury Protection provides coverage for medical costs that you and your passengers incur in an accident regardless of fault. PIP will cover medical expenses such as hospital bills, rehabilitation costs, and even work loss resulting from an accident. In Massachusetts, the minimum PIP coverage limit is $8,000 per person.

Massachusetts is a no fault state!

What does this mean for you?

Put simply, a no-fault insurance laws system requires that drivers carry their own protection. When an accident happens, no matter who is at fault, your own insurance foots the bill. Each driver takes care of his or herself, and theoretically, the chances of someone suing or raising a hissy fit over culpability are lessened. And bonus? It guarantees every driver immediate medical treatment in the event of an accident.

Top Massachusetts Car Insurance Companies

The Zebra compares over 200 companies 1,800 products, so you can save way more than 15%.




Graduate School, Temple University, degrees in grad.

#Degrees #in #grad


Graduate School

Welcome to our newest international graduate students!

We are thrilled you chose Temple in 2017.

Degrees in grad

We are glad you came to visit our website. Access the links at top and under Connections at right to find out more about graduate education at Temple University. Whether you are in the initial stages of considering graduate schools or are presently enrolled in a degree program at Temple University, you have embarked on the exciting next leg of your life adventure. May the road to an academic career, profession, or other life path be smooth.

Graduate School in Brief

The Graduate School oversees all facets of graduate education at Temple University . It is responsible for admitting students who meet university requirements and recommending to The Board of Trustees the awarding of graduate degrees. The Graduate School also reviews the qualifications of those faculty members appointed as ” Graduate Faculty .”

In addition, the Graduate School oversees the quality of new and continuing graduate programs, monitors standards of scholarship, maintains student records, and verifies advancement to candidacy. In concert with the Graduate Board , the Graduate School establishes and maintains admissions and degree requirements in consultation with the deans of the schools and colleges and their graduate councils. Finally, the Graduate School administers policies established by the Graduate Board and Temple University.

Temple University in Brief

Temple University is one of the largest universities in the United States — and one of its most diverse and comprehensive public research institutions. Temple University also provides extensive opportunities in professional education, including dentistry, law, medicine, pharmacy, and podiatric medicine. The University s location in Philadelphia is a key element in forging a unique student experience. As the fifth-largest U.S. city and second largest on the East Coast, the City of Brotherly Love is a great place to be when books are put away and it’s time to play.

Temple has grown tremendously since its founding by Dr. Russell H. Conwell in 1884. Chartered as Temple College in 1888, it was incorporated as Temple University in 1907. Then, in 1965, by the Act of the Legislature of the Commonwealth of Pennsylvania, Temple University became a state-related institution in the Commonwealth System of Higher Education.

Temple is designated one of only 115 institutions in the nation as an R1: Doctoral Universities Highest Research Activity by The Carnegie Classification of Institutions of Higher Education in its 2015 classification. Through various schools and colleges, the University offers nearly 300 master s and doctoral degree programs and almost 100 graduate certificates.

Ours is a comprehensive public research university with a total student enrollment of 38,000; more than 9,000 are graduate and professional students. We offer our programs at four regional campuses, including Main Campus, the Health Sciences Center Campus, and Center City Campus in Philadelphia, as well as at a major suburban campus at Ambler, PA. We also operate education centers in Fort Washington, PA, and Harrisburg, PA, and maintain international campuses in Tokyo, Japan, and Rome, Italy.

Research is central to both master s and doctoral programs and provides faculty and students with opportunities to contribute to the development of new knowledge. Faculty members research and other creative activities stimulate intellectual development and prepare graduates for a wide range of careers. At Temple University , opportunity abounds for students and faculty to engage in research and creative work. Because research is such a high priority at the university, a stimulating, supportive environment is fostered.




Progressive: Ranked One Of The Best Insurance Companies, affordable car insurance in florida.

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Get insurance for almost anything you need

The #1 Insurance Site

Copyright 1995 – 2018. Progressive Casualty Insurance Company . All Rights Reserved.

We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

*National average annual car insurance savings by new customers surveyed who saved with Progressive in 2016.

Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA’s commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. A quote from one of the insurers can be provided through this site. Click here for a quote from other insurers or here for more information about PSIA s commission. Discounts not available in all states and situations.

Discount varies and is not available in all states or situations

Annual premium for a basic liability policy excludes travel trailer and is not available in all states. No. 1 specialty RV insurer from 2016 Millward-Brown national survey data. RV insurance not available in DC or HI, and Travel Trailer insurance not available in MA.

A leader in boat insurance from 2016 Millward-Brown national survey data.

No. 1 commercial auto insurer from SNL Financial’s 2015 national written premium data.

Savings based on 2015 consumer data collected by Hagerty on single car policies, with premiums $5000 and under, from several daily driver (“Everyday”) auto insurance carriers.

Learn more about comparison rates, which are available through Progressive Direct in most states and situations. Rate comparisons provided here are based on our Progressive Direct auto insurance price and product, and do not include prices and products available from Progressive agents.

Name Your Price is available in most states for new policies. Price and coverage match limited by state law. Amounts entered outside of our range of coverage prices will be shown the closest available coverage package.




I 10 Migliori Appartamenti di Parigi, Francia, casa vacanza in affitto.

#Casa #vacanza #in #affitto


I migliori appartamenti a Parigi

Appartamenti consigliati a Parigi

Situato a 300 metri dal Centro Pompidou e 800 metri dal Museo del Louvre, il Sebastopol Apartment offre la vista sulla città di Parigi e la copertura integrale del WiFi gratuito.

Transparent Marais offers accommodation in Paris. Pompidou Centre is 400 metres from the property. The accommodation features a flat-screen TV with cable channels.

Featuring city views, Private Apartment – River Seine – Notre Dame is set around 500 metres from Notre Dame Cathedral. Free WiFi is offered.

Ospitato in un edificio haussmanniano nel 9° arrondissement, a soli 5 minuti a piedi dalla stazione ferroviaria di Saint Lazare, l’Appartements Caumartin 64 offre la connessione WiFi gratuita e una TV.

Situato in una tranquilla strada di Les Halles, l’Apartments Du Louvre offre sistemazioni a ristorazione indipendente con aria condizionata centralizzata, un ascensore, la connessione WiFi gratuita in.

Situato nei pressi della stazione della metropolitana Porte d’Orleans, The Apartment in Paris è un alloggio a ristorazione indipendente situato nel centro di Parigi, offre la connessione Wi-Fi.

Parigi Nei dintorni

Mi è piaciuta la posizione e l'appartamento perchè ha tutti i comfort che si hanno anche a casa propria (lavatrice lavastoviglie ecc.) Inoltre è vicino a metro e supermercati.

Appartamento confortevole , curato e con cucina ben attrezzata . posizione ottima, vicina alla metropolitana. Vari supermercati nei pressi della casa. Wifi buono. Lukasz, che parla bene l'italiano, è gentile e disponibile per ogni informazione.

Ottima disponibilità del personale dell'agenzia che gestisce gli appartamenti (comunicazione via mail continua dalle prime ore del mattino sino ad oltre le 22,00), appartamento pulito, in ordine e con lenzuola e spugne in ordine. Posizione veramente fantastica con uno degli ingressi direttamente sugli Champs-Elysées. Servizio navetta fornito da e per aeroporto conveniente e veloce.

Posizione perfetta, appartamento comodo, molto meglio di un hotel. Provvisto di tutto il necessario, proprio come una casa! Consigliatissimo!!




Best Cheap Auto Insurance Quotes in Arizona, Auto Insurance Center, cheapest car insurance in arizona.

#Cheapest #car #insurance #in #arizona


Best Cheap Auto Insurance in Arizona

  • Drivers must have $15,000 of bodily injury insurance.
  • Drivers must also have $30,000 of total bodily injury coverage (for passengers in the car).
  • Arizona drivers must have $10,000 of property damage insurance.

Factors that Determine Insurance Premiums

  • Driving record, including the number and circumstances of any auto accidents
  • Marital status
  • Gender
  • Make of car
  • Occupation
  • Credit Score
  • Number of miles normally driven

If this seems subjective, it’s because it is. Insurance providers study the demographics of the types of drivers they insure and provide insurance accordingly.

Insurance is Mandatory

People who live in Arizona and drive must obtain liability insurance through an Arizona insurance company. Penalties for driving without insurance include the suspension of that person’s driver’s license and vehicle registration. After the suspension period has passed, that person must prove financial responsibility to have his or her license and registration re-instated.

Other Regulations

  • When registering a car in Arizona, a driver must provide the minimum insurance coverage required by law immediately. In fact, the car should not be driven until auto insurance is obtained.
  • Anyone convicted of driving on a suspended license, reckless driving or a DUI will be required to provide the DMV with an SR-22 form. When a driver purchases auto insurance, the insurance agent fills out the SR-22 on his or her behalf and files it with the DMV. Remember, an SR-22 is not an insurance policy. It is proof of insurance.

Cheapest Auto Insurance Quotes in Arizona

Phoenix Auto Insurance

Phoenix is the capital of and largest city in Arizona. The area is known as the Valley of the Sun. The invention of air conditioning was key to the city s growth.

The city has numerous performing arts venues, including The Phoenix Symphony Hall, which is home to the Phoenix Symphony Orchestra, the Arizona Opera and Ballet Arizona. Museums include the Phoenix Art Museum, Arizona Capitol Museum and the Pueblo Grande Museum and Cultural Park. One of the biggest tourist attractions in Phoenix is golf, with more than 200 golf courses.

Tucson Auto Insurance

Tucson is home to the University of Arizona. It is the second largest city in Arizona and is located in the southern part of the state. Davis-Monthan Air Force Base is a major employer.

The Tucson Gem Mineral Show is one of the largest such shows in the world. Other annual events include the Tucson Festival of Books and the Tucson Folk Festival. The Tucson Rodeo brings many visitors to the city each year.

Mesa Auto Insurance

Mesa is a suburb of Phoenix. It is the third largest city in the state. Mesa is home to the Polytechnic campus of Arizona State University.

Sports fans visit HoHoKam Park of the Cactus League, which is the home of the Oakland Athletics during spring training. Cultural attractions include the Mesa Arts Center, the Mesa Historical Museum and the Arizona Museum for Youth. The city also has archeological sites such as the Mesa Grande Ruins.

Chandler Auto Insurance

Chandler is a suburb of Phoenix. It is bordered by Tempe and Mesa. Recent economic growth was fueled by the establishment of manufacturing plants for communications and computing firms such as Microchip, Motorola and Intel.

The city is known for its annual Ostrich Festival, which honors the ostrich farms that helped the city s early economic growth. The Arizona Railway Museum and the Chandler Center for the Arts draw visitors. The Historic McCullough-Price House, a 1938 Pueblo Revival-style home, is on the National Register of Historic Places.

Glendale Auto Insurance

Glendale is a suburb of Phoenix. Early growth was fueled by the construction of a canal. Construction of the Beet Sugar Factory also attracted immigrants to the city.

Glendale bills itself as Arizona s Antique Capital. Annual events include the Glendale Chocolate Festival, the Glendale Folk Heritage Festival and the Glendale Jazz and Blues Festival. Tourists may also visit the Historic Manistee Ranch and the Historic Sahuaro Ranch.

Scottsdale Auto Insurance

Scottsdale is a suburb of Phoenix. It was incorporated in 1951. The tourism industry is the city s primary employer.

Scottsdale is ranked as one of the premier golf and resort destinations in the world and is home to the Phoenix Open Golf Tournament. The city also hosts the annual Barrett-Jackson car show. Scottsdale has a large number of destination spas and world-class resorts.

Gilbert Auto Insurance

Gilbert is part of the Phoenix metropolitan area. The top industries are education and health care. The city is one of the fastest growing municipalities in the country.

There are various properties in the town of Gilbert that are on the National Register of Historic Places. Visitors may go shopping at the SanTan Village lifestyle center. Liberty Market is another popular destination in Gilbert.

Tempe Auto Insurance

Tempe is in the Phoenix metropolitan area. The city is named after the Vale of Tempe in Greece. Tempe is perhaps best known as being home to Arizona State University.

Mill Avenue is a shopping and entertainment area in the city popular with pedestrians and students. Tempe is the spring training host city of the Los Angeles Angels of Anaheim. Visitors can participate in outdoor activities at Tempe Town Lake.

Peoria Auto Insurance

Peoria is a major suburb of Phoenix and gets its name from Peoria, Illinois. The city was settled by farmers who relocated from the Midwest.

Peoria is the spring training home of the San Diego Padres and Seattle Mariners. The Peoria Center for the Performing Arts is the site of various performances. Outdoor activities can be found at Rio Vista Community Park and Lake Pleasant Regional Park.

Surprise Auto Insurance

Surprise is near Phoenix. It is one of the fastest growing cities in Arizona and has many retirement communities. The city was founded in 1938 by Flora Mae Statler, who named it Surprise because she would be surprised if the town ever amounted to much.

Visitors come to the city to shop at Prasada, one of the largest regional malls in the state. The city is the spring training home of the Kansas City Royals and the Texas Rangers baseball teams. Surprise is also home to the Surprise Tennis and Racquet Complex, which hosts various professional events throughout the year.

Insurance Fraud in Arizona

Insurance fraud in the state of Arizona is big business. In fact, according to the Arizona Department of Insurance, 30 percent of all insurance claims for bodily injury are fraudulent. This ends up being passed on to the consumer in annual premiums that are roughly $200 higher.

Alcohol-Related Crashes

Another point of concern to both consumers and the companies that insure them is the number of alcohol-related accidents each year. Of particular concern is how young some of the drivers tend to be. While children under the age of 15 make up .13 percent of the all the alcohol-related crashes, it is difficult to envision a 7-year-old driving under the influence of alcohol. But, according to the Arizona Crash Facts Summary, it happens. In 2015, the largest grouping of alcohol-related accidents occurs in the 25- through 34-year-old age group who have 30 percent of all Arizona alcohol-related accidents. Surprisingly, most alcohol-related accidents occur when road conditions are dry.

Unusual Arizona Traffic Laws

It’s against the law to drive a car in reverse on a public road.

The ” Stupid Motorist Law ” (that’s what it’s called) states that any motorist who becomes stranded after driving around barricades to enter a flooded stretch of roadway may be charged for the cost of any rescue.

Horse Traffic?

Since many Prescott, Arizona residents enjoy horseback riding, there are plenty of unique traffic laws supporting equine transportation. Did you know that one such law declares that anyone riding a horse up the stairs of a county courthouse will be arrested on the spot?

Auto Insurance Center Methodology

Auto insurance quotes are for a hypothetical driver who has state minimum coverage with $500 deductibles for one vehicle. The driver is male or female, 35 years old, has good credit, a college degree, and is employed with a clean driving record, no lapse in coverage, or claims. The vehicles are driven 16,000 miles per year for commuting and are garaged on premises. The auto quotes include common discounts and are estimates, but not guaranteed.




LARIOCLIMB – BACHECA VIRTUALE 2018, e in stata.

#E #in #stata


ALPSTATION – Promozioni da Lunedi’ 29 Gennaio

Riferimento in placca vuol dire: specchio verticale praticamente liscio, con una sequenza di equilibri e spalmate su appigli e appoggi microspici e sfuggenti. Un test severo per un’arrampicata aleatoria molto distante dagli standard attuali. E decisamente non per tutti.

Sulle pareti di fondovalle intorno alla cittа, tra le fessure e i diedri delle vie classiche, vede magnifiche lavagne compatte che aspettano solo che qualcuno vi scriva sopra una storia nuova.

Ci prova al Sasso di Introbio, nel 1980-1981. Calandosi dalla prima sosta della Via Francesca del Don Agostino Butturini e dei sui giovanissimi “Condor”, chioda con il perforatore a mano, e poi sale, Oltre il Tramonto, il primo tiro di arrampicata sportiva nel lecchese. 6b+. Pochi ancoraggi (MOLTO pochi) e movimenti inusuali, per l’epoca: sditate e allunghi su piccole tacche e lamette, con le “scarpette” spalmate su esili rughe.

Il Don osserva il “suo” Sasso. dove era sempre stato fedele allo stile di creare una via nuova salendo dal basso, cercando tra le pieghe della roccia le fessure e i buchi dove inserire gli ancoraggi. Ma non ci mette molto a capire: quello era un gioco diverso; diversi i giocatori e diverse le regole. In quegli anni non era da tutti arrivarci al volo !

Il Ballera trova poi altri terreni (il Nibbio, il lago), e arrivano altri scalatori (Lele Dinoia, Beppe e Giak Dallona, Carlo Besana, il Ciusse Bonfanti, Virgilio Plumari etc etc . e poi i chiodatori delle grandi falesie lecchesi, Alessandro Ronchi e Delfino Formenti. Sono i primissimi anni di arrampicata sportiva a Lecco.

Nel 1984 il Ballera chioda un muro disperatamente liscio alcuni metri a sinistra di Oltre il Tramonto. Poi nell’85 chioda e sale la splendida Dormi Martina (dedicata ad una bimba che preferiva stare sveglia di notte . ). Giа in quell’anno, o piщ probabilmente nel 1986, torna al progetto giа attrezzato dove riesce a concatenare le sequenze aleatorie (oltre che protette in modo piuttosto “arioso”) del Magico Ciuffetto.

Non и facile dare il grado ad un tiro del genere, anche per il particolare tipo di arrampicata (comunque, difficilissimo). Il Ballera perт in quel periodo sale anche Ha-tu-per-tu, la famosa marca di . Ops; la famosa via in Antimedale (chiodata dalla Banda Dallona e liberata da Andrea Gallo nel 1985), suo primo 8a e seconda o terza salita del temutissimo tiro, oltre a Miss Lily e Apache in Cornalba, facendosi l’occhio sul livello 8. Cosм, per Magico Ciuffetto stabilisce 7c+

Che vuol dire ben poco per un bastone di quel genere !

“Il Don” scalava bene, aveva ripetuto praticamente tutte le classiche della Grigna e della Medale, con qualche bella puntata nel Masino (e poi in Val di Mello, dopo aver comprato le Super Gratton) e in Dolomiti, sempre da primo. Tra le altre, la Steger al Catinaccio e la Cassin alla Cima Ovest di Lavaredo, quest’ultima con due ragazzi appena diciottenni. Ma la sua vera aspirazione era l’esplorazione di terreni nuovi, possibilmente a poca distanza dall’auto. Quindi aveva messo gli occhi, e subito dopo mani e piedi, sulle strutture ancora vergini, a parte un paio di linee incomplete sul Sasso di Introbio, intorno al Ponte di Chiuso.

Momenti indimenticabili (per me, ma senz’altro per tutti noi) sulle rocce del Sasso di Introbio, Pala Condor, Pilastrini, Placca Condor e Rocca, con quattro o cinque puntate al soprastante Angelone per aprire le prime vie, lottando come vichinghi tra fitti boschetti di noccioli e carpini, e splendide placche bianche. Tante vie, tanti volti . l’Antonio Peccati Briciola, il Sergio Piazza, il Silvio Micio Amici, il Giuseppe Ciusse Bonfanti, il Sergio Ciske Bonfanti, il Marco Mela Corti, il Giovanni Dell’Era, il Paolo Pol Galli, il Danilo Pernici, quello della “striscia Dan” alla Placca Condor (e mio compagno in apertura sulla Via del Tuono alla Rocca. 30 anni in due, e mezza giornata per il secondo tiro salito a comando alternato: cioи 3 metri per uno). E tanti altri.


Schrank bett, bett und schrank in einem.

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schrank bett

schrank bett

Viele Menschen haben eine schrank bett von TV-Spots jederzeit oder anderen gesehen, und werden mit dem Konzept der Gestaltung vertraut. Es ist ein Bett im Schrank wenn nicht in Gebrauch gefaltet. Cartoons Altbau oft empfohlen, diese Elemente, die zeigen, wie Bare Bones, utilitaristischen Möglichkeiten, um Platz in einer kleinen Wohnung oder einem anderen Residenzen speichern. In der aktuellen Marktsituation, neu definiert das Bild des sich bewegenden schrank bett bereits neue elegante Design eingeführt. Statt Biegen und gibt ein bisschen seltsam Aussehen der Möbel in einem Raum.

Die aktuelle schrank bett sind so konzipiert, um die Einrichtung eines Hauses entsprechen, in vielen Fällen verbessern sich dramatisch. Das schrank bett macht die Menschen neigen dazu, ihre Betten zu verwenden, nachdem die Sonne untergeht. In den meisten der traditionellen Häuser in den Tagesbetten sind unbenutzt und sind gerade dabei wertvollen Platz. Stellen Sie sich aufwachen, machen Sie sich bereit für den Tag, und biegen Sie die unbenutzte Bett im Schrank. Stattdessen scheinen sie gut gestaltet Regalen oder Wandschrank. Der Raum wird ein viel breiteres, so dass Sie die Freiheit spüren.

Unterhaltsame Gäste mehr Platz zur Verfügung, wenn Sie ein mobiles schrank bett im Haus zu haben. Das Schlafzimmer Sie nachts schlafen verwandelt sich in eine Lounge während des Tages. Jedes Mal, wenn Sie mehr Platz benötigen, können Sie das Bett falten und um sie geschehen. Viele Häuser, Einheiten und Häuser sind derzeit nicht in der Lage, große Gruppen von Menschen zu behandeln. So vielen Küchen in Brisbane neue Einheiten und Stadthäuser eine perfekte Passform und damit seine Partei in andere Bereiche der Website zu entladen, wenn Sie ersparen Zimmer wirklich dazu beitragen, dass in der Regel eine weniger eng.

Das schrank bett werden immer populärer als Stilelemente sind in das neue Design integriert. Statt langweilig, langweilig Ergänzungen zu Ihrem kleinen Wohnraum. Das schrank bett aktuellen Realität, um einen Hauch von vielen verschiedenen Dekoren fügen. Wenn Sie versuchen, Wege zu den Wohnraum in Ihrer Wohnung oder ein Haus zu erweitern, oder Sie ein Zimmer für mehrere Zwecke verwenden, unter Berücksichtigung eines sich bewegenden schrank bett. Es kann nur die perfekte Lösung für Sie sein. Starten Sie die vielen Möglichkeiten auf dem Markt. Sie werden die perfekte Lösung für Ihren Wohnraum zu finden.


Casa Vacanza Monte Cofano – Appartamenti in affito a Cornino Trapani, casa vacanza in affitto.

#Casa #vacanza #in #affitto


Case in affitto a Cornino

Dalla Riserva sul Monte Cofano

la tua terrazza sul mare

  • Non solo splendido mare

  • Dalla Riserva sul Monte Cofano

    un tramonto indimenticabile

  • Per voi itinerari vacanza

    anche a Trapani e a Palermo!

  • La Baia di Cornino

  • le Cupole arabe

    ambienti davvero speciali!

  • Il mare cristallino

    . la costa marina!

  • Sole Vento Mare

    ed una casa in stile siciliano tutta per te!

  • tre meraviglie dal bianco splendente!

  • della nostra casa in pietra!

  • con vista sul mare!

    La nostra struttura

    La casa vacanza della Riserva di Monte Cofano è un posto accogliente, comodo e rilassante dove poter trascorrere splendide vacanze in riva al mare, immersi nella natura, tra mare e montagna!

    In breve

    • 150 mt dal mare (spiagge libere sia rocciose che sabbiose)
    • Casa a cupola arabe stile dammuso
    • Terrazza con tramonto sul mare
    • Due unità indipendenti su due livelli
    • Giardino fruibile di 2400 mq con amache e barbeque
    • A disposizione 2 canoe, 3 bici
    • Wi-fi

    Location

    Siamo in Via Grotta, Contrada Macarese n.35 Cornino (Tp), esattamente nella zona della PreRiserva di Monte Cofano

    Testimonials

    Dalla Riserva di Monte Cofano si può facilmente scegliere di prenotare la nostra struttura al centro storico di Trapani.

    Comodi appartamenti per le tue vacanze a Trapani.

    Al centro storico di Trapani – Casa Vacanza Trapani

    Dalla Riserva di Monte Cofano si può facilmente scegliere di prenotare la nostra struttura al centro storico di Palermo.

    Un comodo B&B per le tua vacanza a Palermo.

    Al centro storico di Palermo – Casa Vacanza B&B Palermo


  • Insolvenz von: Was Kunden wissen müssen – SPIEGEL ONLINE, ab in den urlaub.

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    Was Kunden der Reiseportale wissen müssen

    Tausende Unister-Kunden könnten von der Insolvenz betroffen sein. Die wichtigsten Fragen und Antworten – vor allem für Nutzer der Reiseportale Ab-in-den-Urlaub.de und Fluege.de.

    Ab in den urlaub

    Fluege.de-Werbung mit Reiner Calmund

    Die Insolvenz des Internetunternehmens Unister wirft viele Fragen bei Verbrauchern auf. Neben den Tochterunternehmen Urlaubstours GmbH und U-Deals GmbH hat mittlerweile auch die Unister Travel Betriebsgesellschaft Insolvenz angemeldet, zu ihr gehört die Betreiberfirma von Ab-in-den-Urlaub.de und F Fluege.de.

    Was ist das Problem für die Kunden der Portale?

    Probleme gibt es derzeit mit Reisegutscheinen, die vor dem 20. Juli von der U-Deals GmbH erworben wurden. Das sind bis zu 14.000 Kunden der Internet-Reiseportale Fluege.de und Ab-in-den-Urlaub.de. Die bei Pauschalreisen üblichen Sicherungsscheine griffen hier nicht, sagte ein Sprecher Flöthers.

    Die Kunden können die Beträge nun als Forderung bei Flöther anmelden, dürften aber nur ein Bruchteil der jeweiligen Summe zurückbekommen. Er bemühe sich um Kulanzlösungen, sagte der Insolvenzverwalter. Unister hatte für die Gutscheine mit dem Versprechen geworben, dass die Kunden nach der Rückkehr aus dem Urlaub einen Teil des Reisepreises rückvergütet bekämen.

    Was geschieht allgemein bei gebuchten Pauschalurlauben?

    Pauschalreise-Kunden haben Glück im Unglück. Denn wer so ein Reisepaket bucht, bekommt einen Reisesicherungsschein und ist so im Falle einer Insolvenz des Veranstalters abgesichert. Wichtig: nicht zahlen, solange dieser Nachweis nicht erbracht ist, erklärt die Verbraucherzentrale Brandenburg. Abgesichert sind Reisende auch, wenn sie den Pauschalurlaub über einen Reisevermittler gebucht haben, erklärt Anne-Katrin Wiesemann von der Verbraucherzentrale Sachsen.

    Und wie gehe ich im Falle der Insolvenz vor?

    Tritt der Insolvenzfall ein, wenden sich Betroffene direkt an den Versicherer, von dem der Sicherungsschein ausgestellt wurde. Man sollte die Aufwendungen dokumentieren, rät Wiesemann. Das heißt, man reicht dem Versicherer etwa Quittungen über schon gezahlte Leistungen ein – wie auch bei anderen Versicherungen üblich.

    Und wenn ich nur ein Hotel oder Flug gebucht habe?

    Dann ist Ärger abzusehen. Denn wurde nur das Hotel oder nur der Flug gebucht – und nicht als Paket und als Pauschalreise – besteht laut der Verbraucherzentrale Brandenburg keine Insolvenzabsicherungspflicht. Daher wichtig: nicht alles im Voraus zahlen. Und: Laut Bundesgerichtshof ist es durchaus rechtmäßig, dass bei der Buchung schon der volle Preis gezahlt wird, erklärt die Verbraucherzentrale Brandenburg.

    Kann man zurzeit noch bei den Unister-Reiseportalen buchen?


    Cheap Car Insurance from Titan Insurance Company, cheapest auto insurance in nc.

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    Cucina in offerta, cucina in offerta.

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    IL LAVORO DEL PRESENTE PER IL FUTURO. FONTE DEL PASSATO

    Zani Cucine produce e vende cucine artigianali del tutto personalizzabili nei materiali nei colori e nelle dimensioni.

    Attraverso l’accurato studio progettuale dei designer Cucine Zani è possibile accostare con gusto colori e materiali creando soluzioni originali in ambienti rustici, classici , country e prettamente moderni.

    RUSTICA: L’AMORE PER IL LEGNO

    L’amore per il legno è dimostrato dalla cura con cui viene trattato, più di venti finiture che abbianate agli intonaci alle pistrelle ed alle pietre più esclusive compongono cucine rustiche toscane.

    PENELOPE: LA PUREZZA DELLE LINEE

    Un’anta d’inconsueto spessore, laccata satinata, lucida, in tutti i colori ral, sottolineata da svasi sull’alto e sul basso dei mobili evidenzia la pulizia delle linee di questo modello.

    LA CUCINA MODERNA PER ECCELLENZA.

    Un’anta d’inconsueto spessore, laccata satinata, lucida, in tutti i colori ral, sottolineata da svasi sull’alto e sul basso dei mobili evidenzia la pulizia delle linee di questo modello.


    Low Cost Chicago Car Insurance and SR22 Insurance, cheapest car insurance in chicago.

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    A-Affordable Insurance Agency, Inc, Affordable Car, Home and Auto Insurance Quotes, MA Insurance, High Risk Auto Insurance, DUI Insurance Massachusetts, Brockton, Framingham, Leominster, North Attleboro, Lawrence – A-Affordable Insurance Agency, car insurance companies in massachusetts.

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    Affitto case, case a Padova, affitto appartamenti su Bakeca, cercasi appartamento in affitto.

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    Appartamenti a Padova, monolocali, affitto a Padova

    Appartamento a San Pietro Viminario – Rif. 993

    60 mq · Bilocale

    Quadrilocale in affitto a Padova, San Lorenzo

    95 mq · Quadrilocale

    Appartamento di 90 m² con 5 locali e box auto in affitto a Limena

    90 mq · Cinque e più locali

    Bifamiliare a Padova – Rif. D541AR

    300 mq · Cinque e più locali

    Appartamento di 73 m² con 4 locali in affitto a Padova

    73 mq · Quadrilocale

    Metti in evidenza i tuoi annunci con Bakeca Business

    Bilocale in affitto a Padova, Ospedali

    35 mq · Bilocale

    Appartamento di 75 m² con 3 locali in affitto a Padova

    75 mq · Trilocale

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    75 mq · Trilocale

    Attico / Mansarda di 90 m² con 4 locali in affitto a Montagnana

    90 mq · Mansarda

    Attico / Mansarda di 150 m² con 4 locali e box auto in affitto a Padova

    Attico / Mansarda di 150 m² con 3 locali e box auto in affitto a Villa del …

    Attico / Mansarda di 55 m² con 3 locali in affitto a Padova

    55 mq · Mansarda

    Attico / Mansarda di 180 m² con 4 locali e box auto in affitto a Padova

    180 mq · Mansarda

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    Appartamento di 60 m² con 2 locali in affitto a Selvazzano Dentro

    60 mq · Bilocale

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    Appartamento di 189 m² con più di 5 locali e box auto in affitto a Padova

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    Appartamento di 55 m² con 2 locali in affitto a Padova

    55 mq · Bilocale

    Che cos’è un Alert

    L’alert è un servizio gratuito che ti permette di trovare comodamente quello che desideri, ricevendo via email tutti i nuovi annunci corrispondenti alla categoria di offerta che ti interessa. Un modo semplice e rapido, per rimanere aggiornati senza dover reimpostare ogni volta i tuoi criteri di ricerca.

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    Affitti case, annunci affitto a Padova

    Affitti un appartamento o una casa a Padova? In questa sezione puoi pubblicare il tuo annuncio gratuito di case in affitto e affitto immobili in Veneto. Stai cercando un monolocale o una casa in affitto? Qui trovi annunci case sia di agenzie immobiliari sia di privati tra i quali scegliere l’appartamento che fa al caso tuo. Inserire un annuncio su Bakeca è semplicissimo: non è necessaria alcuna registrazione e il servizio è totalmente gratuito.


    How To Get Affordable Car Insurance, best car insurance rates in california.

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    How To Get Affordable Car Insurance

    Do Some Homework and Don’t Settle for the First Deal

    10/20/2011 – By Michelle V. Rafter, Contributor

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    Best car insurance rates in california

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    If you lose your job, take a pay cut or encounter another kind of financial hardship, affordable auto insurance quickly turns from nice to necessity. While it’s easy enough to find companies offering cut-rate car insurance, is that the best way to go?

    Not really, according to consumer watchdogs and insurance experts. To find the lowest possible rates from an insurer that’ll be there when you need it, learn what type of coverage you must carry, research the reputations of insurance companies and take advantage of every possible discount for which you’re eligible, experts say. They also recommend checking out pay-as-you-drive policies that peg premiums to how many miles you put on your car each year. Finally, if you’re eligible, look into low-cost auto insurance programs that such states as California, Hawaii and New Jersey offer to people with very low incomes.

    When it comes to buying affordable car insurance, you’re your own best advocate. At the same time, it’s not always easy to take on that role, says J. Robert Hunter, a former Texas insurance commissioner and insurance director at the nonprofit Consumer Federation of America in Washington. Don’t settle for the first insurance company or agent you find, Hunter says. Shop around. “That’s how big buyers of insurance do it,” he says. “They put it out for competitive bids. That’s what you should do, too.”

    Here’s a step-by-step guide to finding the lowest rates without getting ripped off:

    1. Start with the car. What you pay for comprehensive and collision coverage depends on the year, make and model of the car you drive. Generally speaking, the newer, more expensive the vehicle, the higher the premium. Rates for comprehensive and collision coverage don’t vary much, so if you can’t afford to pay a lot for insurance and you’re in the market for a car, buy one that’s inexpensive.

    2. Know your limits. Most states have set minimums for liability insurance coverage, both for bodily injury and property damage. Look up coverage minimums here or on your state insurance commission’s Web site. The National Association of Insurance Commissioners lists insurance commissions in all 50 states and U.S. territories. If you’re taking out a loan to purchase a new or used car, the lender will likely require you to carry a certain level of comprehensive and collision coverage, according to the NAIC.

    3. Take the highest possible deductible. Want an easy way to lower your premium? Take a high deductible. By opting for an annual deductible of $1,000 instead of $250, you’ll pay less up front, but should you be responsible for an accident, you’ll foot more of the bill before insurance payments kick in.

    4. Check your credit score. Some states allow insurers to take your credit history into account when compiling what’s called an insurance credit score, which they use to calculate your premium. Bad credit because of overdue bills or a personal bankruptcy means you could end up paying more for auto coverage. To improve your insurance credit score, pay your bills on time, monitor your credit report and do anything you can to fix problems that could be lowering your score.

    5. Narrow the field. Use the process of elimination to come up with three or four reputable insurance companies or agents to approach for quotes. Start at your state insurance commission’s Web site, which usually lists several dozen of the area’s top insurers. Choose the half dozen or so companies with the lowest prices for coverage that’s closest to what you need. Next, check the reputations of insurers by going to the NAIC’s Consumer Information Source Web site to find the “complaint ratios” for each. Complaint ratios show the number of complaints that consumers filed against a company in a given year and then compare this to the company’s share of all premiums for a specific type of auto policy during that period. The national median is 1.0, and highly rated companies can score well below that.

    Here’s exactly how to see where your candidate companies stand. In the search box on the right side of the Consumer Information Source page, type in the name of the insurance company you want to research, your state and “Property/Casualty” for the statement type. From the results page, click on “Closed Complaints.” To see complaint ratios for the company’s auto insurance policies, choose “Closed Complaint Ratio Report” and “Private Passenger.”

    If a company’s ratio is substantially higher than the median, go back to your state insurance commission’s Web site to see if regulators have taken action against them. With that information, whittle your list down to the three or four insurers with the lowest complaints. Then contact them directly. Consumers who are really financially strapped to the extent of not having Web access at home for this research can ask a friend or relative with Internet access for help, or use free Internet service at a public library.

    6. Find an agent. If the insurance companies you’ve identified as possibilities sell directly to customers, you can plug information into a form on their Web sites, get a quote and have someone contact you. If the companies sell through an agent network, ask friends or family who they use, or go back to your state insurance commissioner’s Web site to look up agents in your area. Give anyone you contact specific details about the coverage you want and let them know you’re comparison shopping. “Say, ‘I’ve talked to this company and got a quote for $480. Can you beat it?'” says Hunter, with the Consumer Federation of America. “Then you’ve put them to the test.”

    7. Grab those discounts. Insurers offer a multitude of discounts, including lower rates for drivers with short commutes, retirees, students with good grades or vehicles with safety devices such as car alarms or motorized seatbelts. If you’re over 55, you could lower your premium by 10 percent by passing a defensive driving course, according to the Insurance Information Institute. When you’re talking to agents, don’t forget to inquire about the group discounts that some insurers offer to members of professional organizations or other groups. Companies including State Farm, Auto Club of Southern California and Progressive have begun offering pay-as-you drive discounts, with premiums tied to your annual mileage, with a cap at approximately 19,000 miles. In many of these programs, you report your mileage online or to your agent when your policy’s up for renewal.

    8. Consider opting out of some but not all coverage. If you drive an older car and own it outright, consider dropping comprehensive and collision coverage. If the vehicle is really old, you could be paying more in insurance than what it’s worth. But hold onto that liability insurance. It’s illegal in most states to drive without it, and insurers in some states charge significantly higher premiums if you let coverage lapse, even if you haven’t been driving.

    9. Investigate state-run low-cost insurance programs. If you live in California, Hawaii or New Jersey, and if your household income is close to or less than the poverty level, you may qualify for state-run low-cost or no-cost insurance programs. Policies under the California Low Cost Automobile Insurance Program, for example, cost less than $400 a year and cover about 12,000 low-income drivers at any given time, according to Doug Heller, executive director of Consumer Watchdog, an advocacy group in Santa Monica, California. He expects more people to sign up as a new state law takes effect that lets agents sell the program online for the first time. “That’s important not just for people who can get online from their homes, but for agencies that provide resources for low-income families,” Heller says. Lawmakers in Nevada and Michigan recently proposed or approved pilots for similar programs.

    10. Assess insurance needs and premium costs annually. Life isn’t static, and your auto insurance premiums shouldn’t be either. Review your policy once a year, especially if you’ve moved or switched to a job that has you driving more or less. A review is also a good time to check on whether you’re eligible for additional discounts.


    California Auto Insurance – Best Auto Insurance Rates for California Drivers, best auto insurance in california.

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    Tips and Tricks to Help Lower Your Car Insurance

    Best auto insurance in californiaIn today s economy, people are doing whatever they can to cut down on spending. They use coupons at the grocery store, eat in a lot more than they used to, and are basically just tightening their budgets. The one area that people are having difficulty saving money in is in the area of car insurance, due to the fact that this is a mandatory expense, and for anyone that drives, there is really no way around it. The good news is, however, that there are some easy ways to save money on your car insurance, and if you are someone that is looking for a way to lower your costs, here are some simple tips.

    One way to lower your rates on your insurance plan is by installing a driving monitor. Many insurance companies offer a nifty little gadget that can be installed in your car in order to track your mileage and measure the miles in which you drive. Drivers that lower their mileage have the chance to lower their insurance premiums, and they can also cut down on fuel costs. Read the rest of this entry

    Save Cash On California High Risk Car Insurance

    California high risk car insurance can set you back a pretty penny. If you don’t know how to save cash on the purchase, you could find yourself paying a whole lot more than “good” drivers do. While there aren’t exactly loopholes in the system, there is a surefire way to get the best possible pricing on high risk auto insurance. Read the rest of this entry

    Why You Need More than the State Mandated Minimum Auto Insurance

    The economic downturn experienced in the U.S. over the last few years has spurred many to reexamine their finances. Areas of expense that were given little, if any, thought before are now being scrutinized in an effort to find savings. Auto insurance is one such example. Many policyholders are reexamining their existing coverage for adjustments to lower their premiums.

    Before making any change to your auto insurance policy, you should always find out what the insurance requirements are for your state. This info can be obtained through your State Dept. of Motor Vehicles (DMV). For example, the California DMV requires every motor vehicle to carry a minimum amount of liability coverage, which includes $15,000/ per person/per accident on a claim of bodily injury or death, $30,000/ per accident for all persons, and $5,000/per accident for property damage. In other words, if you have the state minimum requirement liability coverage for California and have an accident where you’re at fault, then the policy will pay the above amounts for property damage, medical bills, and vehicle replacement or repair for the other vehicle involved, but it will not cover you, your passengers, or vehicle. Read the rest of this entry

    California Auto Insurance Things to Take Under Consideration

    Like most states, auto insurance is mandatory for all vehicles operated on California roadways. Those driving without insurance in California can have their vehicle registration suspended, vehicle impounded, and, in the event of an accident, be personally liable for the resulting damages. So, while it might not always be so easy to get a reasonable auto insurance quote in California, it s vital to have auto insurance.

    California is one of the largest states in America, with about 36.5 million people calling it home. Considering just the population, one can imagine that there s a substantial number of vehicles traversing California roadways. Insurers typically equate dense populations to a higher probability and number of claims, which usually translates to higher premium rates for drivers living in such areas. Even though California auto insurance rates are relatively high, this doesn t mean that it s impossible to find cheap California auto insurance. Read the rest of this entry


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    Fördern Sie die Arbeit von SOS-Kinderdorf in Deutschland und der Welt mit einem regelmäßigen Beitrag. mehr.

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    Mit meinem Testament spenden

    Hinterlassen Sie etwas, das bleibt: Helfen Sie SOS-Kinderdorf mit einer Erbschaft oder einer Schenkung. mehr.

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    Als Unternehmen spenden

    Sie wollen Sich mit Ihrem Unternehmen sozial engagieren und suchen einen vertrauensvollen und transparenten Partner? Wir freuen uns auf Ihre Unterstützung und beraten Sie gerne. mehr.

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    Mit einer Stiftung spenden

    Nachhaltige Hilfe, die wirkt. Gerne finden wir gemeinsam mit Ihnen ein passendes Förderprojekt für Ihre Stiftung. mehr.

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    Sonstige Wege zu spenden

    Es gibt viele Möglichkeiten, um zu helfen: Sie können zum Beispiel Ihr Zahngold spenden oder eine eigene SOS-Spendenaktion organisieren! mehr.

    Informationen zu Ihrer Spende

    Bevor Menschen spenden, wollen sie zu Recht wissen: Wie setzt SOS-Kinderdorf meine Spende ein? Wer ist mein Ansprechpartner bei Service-Fragen und wo finde ich auch online Antworten auf Fragen, die ich im Vorfeld habe? Auf den folgenden Seiten haben wir die wichtigsten Informationen rund um die Spende zusammengestellt.

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    Spenden für kinder in not

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    SOS-Kinderdorf kurz und knapp

    SOS-Kinderdorf macht sich seit 60 Jahren für die Bedürfnisse, Anliegen und Rechte von Kindern stark. Nach den SOS-Kinderdörfern sind in Deutschland und in der ganzen Welt viele weitere SOS-Angebote für Kinder und Jugendliche, Mütter und Familien entstanden. Unterstützen Sie unsere Arbeit, indem Sie spenden oder eine Patenschaft übernehmen. SOS-Kinderdorf geht mit Ihren Spenden besonders verantwortungsbewusst um. Seit vielen Jahren wird SOS-Kinderdorf dafür mit dem DZI-Spenden-Siegel ausgezeichnet.


    Quotazione Zucchero: grafico in tempo reale e previsioni andamento 2017, andamento mercati finanziari in tempo reale.

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    Trading zucchero

    Trading Online Zucchero: come investire, quotazione e previsioni prezzo

    Oggi vi parleremo su come poter investire nello zucchero riguardo alle operazioni di trading online di questa materia prima con la quotazione sul mercato e le previsioni relative al prezzo, inoltre vi forniremo ulteriori informazioni sulle migliori piattaforme nelle quali poter operare e svolgere il proprio investimento.

    Quotazione Zucchero in tempo reale: grafico e previsioni

    Cosa caratterizza il Trading online sullo zucchero

    Il trading online è l’attività in cui si cerca attraverso la variazione delle quotazioni relativi gli asset sui principali mercati finanziari, di ottenere elevati rendimenti con l’obiettivo principale di ricavarne il massimo profitto con il minimo rischio ed il minor tempo di riuscita, per arrivare a questo scopo, bisognerà avere una certa predisposizione e preparazione, sono infatti diversi gli individui disposti ad iniziare tale attività, ma vediamo in quale modo è possibile iniziare e cosa bisogna fare per ottenere un alto rendimento.

    Per coloro che vogliono intraprendere lattività di trading sullo zucchero, la migliore piattaforma per operare sullo zucchero mediante contratti CFD è Plus500 (clicca qui). Questa piattaforma è facile da usare anche per chi non ha molta esperienza con il trading finanziario online. Ci si può rendere conto di quanto sia semplice cliccando qui e accedendo direttamente alla pagina con le quotazioni dello zucchero di Plus500.

    Plus500 è completamente gratuita, non ci sono commissioni sulleseguito e non ci sono costi fissi. E disponibile una piattaforma di trading demo dove è possibile operare utilizzando denaro virtuale in modo da sperimentare il trading dello zucchero (o di altre materie prime) senza nessun tipo di rischio.

    Come investire nello zucchero

    Investire sulle materie prime, è diventata una pratica molto diffusa, in particolar modo sullo zucchero, vediamo cosa c’è da conoscere bene su questo prodotto, per poi valutare al meglio la strategia da adottare per il trader intenzionato all’investimento di tale bene e come esso si colloca sul mercato.

    Lo zucchero si sviluppa come elemento fondamentale nellalimentazione umana, notevoli sono i volumi di scambio riguardante tale prodotto, e per il trading, rappresenta quindi un buon modo di diversificare i propri investimenti, potendo in questo modo ottenere degli importanti profitti a breve ed anche a lungo periodo, a seconda della strategia adottata.

    Proprio per quanto riguarda la scelta da adottare, bisogna conoscere in modo profondo come si colloca sul mercato lo zucchero e quali siano le varianti in grado di modificarne la quotazione, oltre alle varie caratteristiche, essendo un bene assunto dalla maggior parte della popolazione ad una frequenza quotidiana e venendo utilizzato nella lavorazione di altri tipi di prodotto.

    Da considerare anche il suo impiego nelle varie attività come quella industriale, ad incidere in modo importante nella sua distribuzione, a partire dallindustria alimentare, dalla quale si fabbrica l’etanolo, biocarburante molto ricercato sul mercato, e prodotto in Brasile, proprio il Paese sudamericano, è il principale produttore di zucchero al mondo, seguito da India e Cina, ma la sua distribuzione non è di certo limitata in questi paesi, anche in Europa e Nord America vi sono intense attività riguardanti questo tipo di prodotto.

    Inoltre, bisogna anche analizzare le forme di questa materia prima così preziosa, distinguendo come tipo, quello grezzo, da cui si ottiene la canna da zucchero, rappresentante tre quarti della sua produzione totale, da quello bianco, dal quale ne consegue la barbabietola, indicante il restante quarto di consumo e produttività del bene preso in considerazione.

    Oltre a questa distribuzione tra le varie tipologie, si deve considerare come venga scambiato sui mercati internazionali in modo relativo. rappresentando non più 30% rispetto a quello realmente prodotto, infatti la restante parte risulta da uno scambio negoziato tra il tipo di zucchero grezzo e quello bianco, vediamo adesso nell’attività di trading su cosa dovrà stare attento chi decide di investire su questo bene.

    Sono diversi gli indicatori da seguire per il trading dello zucchero, tra questi come per altri tipi di prodotti, in particolare le materie prime, bisognerà stare attenti all’incontro tra domanda ed offerta, in questo modo si potrà valutare al meglio la differenza intercorrente tra i volumi prodotti da parte dellindustria agro-alimentare.

    Altro fattore fondamentale, è quello di tenere conto delle condizioni climatiche, il prezzo può infatti cambiare da un Paese all’altro a seconda del clima, condizioni particolarmente favorevoli, potrebbero favorire infatti una maggior produzione ed a quel punto n0n converrebbe più investire.

    Altro indicatore necessario da valutare per lo speculatore, è quello di valutare e conoscere i valori del petrolio, essendo questi strettamente correlati alla fabbricazione di biocarburanti e di conseguenza all’utilizzo di zucchero, in questo caso il rialzo dei prezzi delluno comporterebbero in automatico l’aumento di valore dellaltro.

    Quotazione e previsioni prezzo zucchero

    Attualmente la quotazione dello zucchero è di 20,81 punti, in leggero rialzo rispetto all’ultimo dato, crescita dell0 0,1%, per conoscere al meglio l’andamento di questo prodotto e non solo, basterà collegarvi direttamente sul sito, in modo da avere gli aggiornamenti in tempo reale ed avere a disposizione le informazioni per poter operare al meglio.

    Per quanto concerne l’andamento generale, ricordiamo come i prezzi dello zucchero tendono a calare durante il periodo di raccolta, già da novembre è iniziata questa fase, e dovrebbe perdurare, secondo le previsioni, fino a febbraio, questo perché arrivano le prime gelate ad influire sulla produzione in generale, e questa materia non è certamente immune da questa situazione.

    Oltretutto, i prezzi e gli approvvigionamenti, sono influenzati dai timori riguardanti la semina, tendendo in questo modo a stimolare i prezzi nel primo trimestre dell’anno. Quando invece si piantano le barbabietole, l’offerta delle canne da zucchero, comportano un cambiamento nel mercato, ed a quel punto il suo prezzo tende a calare per buona parte della primavera

    La pianta delle barbabietole raggiunge solitamente la maturazione nel mese di luglio, i prezzi normalmente diminuiscono fino ad agosto, arrivati in quel periodo, al mercato viene assicurata una nuova offerta. Riepilogando il discorso, il prodotto tende ad essere più forte quando il raccolto è più a rischio, e dunque durante la semina, mentre risulta più debole dopo l’impollinazione, per la precisione nella fase di raccolta, occorre quindi stare attenti all’andamento generale dello zucchero in modo da poter decidere bene la strategia di trading online più efficace.


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    Travelling to Australia on a working or non-working visa?

    Whatever your reason for visiting Australia, it’s a smart choice to take out overseas visitors cover. Having a medical insurance policy gets you several benefits in Australia – including access to quality health care, and mitigates the risk of paying for full cost medical expenses.

    Australian Bridging Visa Explained

    Australian Bridging Visas are short-term, temporary visas that can be used in a variety of circumstances to enable non-Australian citizens to remain lawfully in Australia. Learn more.

    Overseas Visitor 457 Work Visa

    If you intend to work in Australia under a subclass 457 visa, it’s a condition of your visa that you maintain an adequate level of health insurance during your stay. Learn more.

    Reciprocal Health Care Agreements (RHCA)

    Whether you’re an overseas visitor or relocating to Australia, it’s important that you find out if you will be covered by Medicare. Many visitors will not be covered. Learn more.

    Overseas Visitor 417 Working Holiday Visa

    Australia is a great place to enjoy a working holiday. To apply for a subclass 417 working holiday visa, you must have health insurance to cover your stay in Australia. Learn more.

    Overseas Student Health Cover

    To meet the conditions of a student visa, most applicants will need to purchase an international student health insurance policy from one Australia’s private health insurance providers. Learn more.

    Permanent Residency explained

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    Cheapest Auto Insurance in Texas – FREE Quotes, cheap auto insurance in texas.

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    The remedial legislation enacted or to be enacted by which all automobile owners will be compelled to do definite things would be passed, therefore, because of the action of 4,240 or 3,710 persons responsible for the evil. In this connection, it is illuminating to know that in Texas, for example, in 1925, the year from which the above statistics have been taken, there were at least 698,- 378 persons licensed to operate automobiles by that state alone. In this connection, it must be remembered, too, that a large percentage of the accidents were caused by persons licensed in other states. Find Cheap auto insurance Texas. And in the same year, there were 764,338 motor vehicles registered. Many of the accidents, too, were caused by automobiles not registered in Massachusetts. It would thus appear that because of the misdeeds of far less than one-half of 1 per cent of all those possibly affected all must be compelled to do something.

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    Substituting dollars for jail cells as the penalty for reckless driving and motor vehicle law violations is sure to be one of the chief results of all compulsory automobile liability insurance legislation. When the end sought is reparation and indemnity it is altogether logical that prevention and punishment will become a subordinate objective in both the public and the official mind. The principle involved is, in most cases, the same as that which condones larceny when restitution is made.

    The whole compulsory liability insurance scheme is, indeed, a twentieth century revival of the primitive custom of permitting the purchase of immunity for misdeeds. It advocacy is in effect a confession that our supposedly highly developed civilization cannot master the highway accident problem and that it is therefore necessary to revert to the legal code of barbaric tribes in which compensation was the established penalty for injuries and prevention through community enforced restraints was unknown. It is a throwback to the days when the law of crime as a public offense was in process of formation, one of those childish reversions to the archaic which strangely enough often characterize the plots and plans of the professional reformer of today.

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    This code survives in remote corners of the world untouched by human progress. But among people who have contributed to the culture and civilization of this generation it has been in disuse for ten centuries. In Anglo-Saxon Britain before the Norman conquest nearly every wrong was righted by a fine paid to the injured persons. If a man was killed the slayer had to pay an amount known as the wer to the dead man s kin, the amount being determined by the victim s rank in society. In case of personal injuries and other flagrant wrongs the fine exacted in composition was known as the bot , and was paid directly to the person injured or damaged. Similar systems also existed in Celtic England before the Anglo-Saxon invasion and are to be found recorded in ancient Jewish and Babylonian law.


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    What Are The Top 10 Life Insurance Companies In The USA, top 10 life insurance companies in usa.

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    What Are The Top 10 Life Insurance Companies In The USA?

    Deciding what the top ten life insurance companies in the United States are depends on what kind of criteria you’re using. Are you going by price, reliability, flexibility, or financial backing? Depending on what kind of plan you want, the top ten insurance companies will change. Some companies offer better rates on one policy, but not on another. However, here’s one group’s ranking for the best life insurance companies, based on the volume of their sales. Popularity is one way of determining how good a company is, since people do tell one another about the best and worst deals.

    Largest Life Insurance Companies in the United States

    MetLife ranked the highest in 2006, followed by Prudential Financial. After that came New York Life Insurance, TIAA-CREF, and Massachusetts Mutual Life insurance. Northwestern Mutual came in at number six, AFLAC at number seven, and Genworth Financial at number eight. Unum Group and Principal Financial rounded out the list at positions nine and ten.

    By 2009 those figures for the top 10 largest life insurance companies in the United States (based on sales) had changed to:

    1/ Metlife – $41.1 billion

    2/ New York Life Insurance – $34 billion

    3/ Prudential Financial – $32.7 billion

    4/ TIAA-CREF – $26.3 billion

    5/ Massachusetts Mutual – $25.4 billion

    6/ Northwestern Mutual – $21.6 billion

    7/ AFLAC – $18.3 billion

    8/ Unum Group – $10.1 billion

    9/ Guardian Life – $10 billion

    10/ Lincoln National – $9.1 billion

    And by 2010 the top ten biggest life insurance companies in the US (again based on sales revenue) was as follows:

    1/ MetLife – $52.7 billion

    2/ Prudential Financial – $38.41

    3/ New York Life Insurance – $34.94

    4/ TIAA-CREF – $32.22

    5/ Massachusetts Mutal Life Insurance – $25.64

    6/ Northwestern Mutual – $23.38

    8/ Lincoln National – $10.41

    9/ Unum Group – $10.19

    10/ Genworth Financial – $10.08

    (Put your zip code in the box above right now to get a quick life quote from the biggest life insurance companies in the USA)

    One interesting thing to note is the general rise in the sales revenue between 2009 and 2010, despite difficult economic times.

    While this doesn’t tell you much about their plan offerings, it does tell you about the volume of life insurance that these companies sell, and might be useful in helping you choose between two policies.

    All these companies have a sound financial backing and can be relied upon to pay the death benefit in the event of the worst case scenario, which is re-assuring. It is after all good to know that your life insurance company can take care of your family when you can’t. Some life insurance companies are on shaky financial ground, and you never know when they will be unable to support you, but that is not true of the largest insurance companies.

    Choosing a company from this list means that you’re getting a company that many people like, and that has a solid history of providing life insurance. It doesn’t guarantee that you’ll be getting the best rates for the type of policy you want, or that your coverage will be exactly what you need.

    So for that you will still have to carefully examine your options and get individual quotes to find out what is the best fit for your circumstances. (You can get a quote at the top of this page).

    Don’t feel bound by this top ten list as your only place to shop. It just tells you which companies have the best financial status right now. There are many companies not on this list that might provide a better plan for you, depending on your exact circumstances. However, if you’re trying to choose between two companies with similar plans and prices, this top ten list could help you make that decision.

    If you are interested in the top life insurance companies in particular States, then we have compiled comprehensive resources on many of the different states. You can also get carefully selected life insurance quotes for your particular state on those pages.

    Largest Life Insurance Companies By State

    If you scroll down on these pages you will see the top ten life insurance company lists for that particular state.

    You can also get a life insurance quote for your particular state by putting in your zipcode at the top of the page.

    (Note – If your state isn’t listed below you can still read a comprehensive guide to life insurance in your state by clicking on the links on the right. It is simply that we haven’t yet compiled a top ten list of the life insurance companies in that state. We have however compiled numerous other state-specific resources which you will find useful)

    Life insurance is an important way to protect your family if the worst happens. Choosing a popular company that sells a lot of insurance and has a good financial backing is one way to know that they’re secure. But no matter what method you use to find the best life insurance plan to cover you, be sure to shop carefully and research thoroughly before picking a plan. That way, you’ll know for sure that you are getting the very best life insurance policy for your family, budget, and circumstances.

    Top 10 life insurance companies in usa


    Immobilien, Wohnungen und Häuser bei, wohnungen in bremen.

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    Cheapest Car Insurance in Connecticut, cheapest auto insurance in ct.

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    Cheapest Car Insurance in Connecticut

    Although Connecticut is on record as the United States third smallest state, it holds number four on the list of most denstly populated states. Marking the southern border of the official New England region of the U.S., historically strong maritime roots give this state its East Coast charm and Atlantic ocean allure. Quaint farms and stately horse properties contrast pleasantly with the ever-busy Cheshire, New Haven and Tri-State Area. Drivers find historic sites all across the Nutmeg State , and CheapCarInsurance.net wants to protect and inform drivers as they make their way through. Following is a bundle of useful information to help drivers stay informed and protected.

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    From the bustling city to the beautiful country, Connecticut offers a wide array of driving routes. Similarly, Connecticut s insurance laws and regulations offer a wide array of requirements. Connecticut drivers can stay informed and make certain they are adequately protected by using this list of useful information.

    Minimum Requirements for Car Insurance in Connecticut

    • The Connecticut Department of Motor Vehicles (DMV) requires that every vehicle registered in the state have liability coverage and uninsured/underinsured driver coverage. If the vehicle is registered it must be insured.
    • Liability Coverage minimums for the state of Connecticut:
      • $20,000 for death or injury per person involved in a traffic collision.
      • $40,000 for death or injury per accident if multiple individuals are involved.
      • $10,000 for damage of property.
      • Uninsured/Underinsured driver coverage of $20,000 per person and $40,000 per accident.
    • A driver who does not respond to DMV notices to register his/her vehicle may have their registration suspended and lose their privilege to register any vehicle in the state.

    New Driver Licensing Requirements

    • The Connecticut DMV states that any new driver must obtain a 2-year leaner s permit prior to obtaining a regular driver s license. The driver must hold the permit for a minimum of 90 days to be eligible for a regular license.
    • Applicants must pass a vision test and written test to obtain the learner s permit, and the permit has several restrictions and requirements:
      • Must be accompanied by a driver who is 20 years of age or older and has held a valid drivers license with no suspensions for four consecutive years.
      • Completion of an 8 hour Safe Driving Practices Course. The DMV provides information regarding how and where to take this course.
      • If the driver is under 18 years of age, he/she may have no passengers except the required licensed driver listed above.
    • Vision Screening. An applicant s results on this test must indicate a visual acuity of at least 20/40. The test also evaluates the applicant s peripheral vision and perception of depth and color.
    • Written Test. To test the applicant s knowledge of the Connecticut Driver s Manual, the DMV requires the applicant to pass a 25-question test. 20 correctly answered questions are needed to pass, and a copy of the manual can be accessed at the above link.
      • If an applicant fails the written test, he/she must wait 7 days before being eligible to re-take the test. Written test results are valid for 2 years. To help applicants prepare for the exam, the Connecticut DMV has also provided useful podcasts which can be accessed on the DMV s web page.
    • Road Test. The vehicle used for the road test must be registered, insured and in safe operating condition. The vehicle must be driven to and from the testing facility by a licensed driver. The Connecticut Driver s Manual states that the road test evaluates each applicant s skills in the following areas:
      • Properly adjust seat belts, steering wheels, mirrors and seats.
      • Operate all vehicle equipment including windshield wipers and washers, parking break, heater, defroster, headlights and horn.
      • Ability to obey traffic signs and signals.
      • Parking the vehicle.
      • Backing the vehicle.
      • Execution of basic driving skills.
      • Ability to recognize warning lights on the vehicle s instrument panel.
    • Fees. There is a $19 fee for the learner s permit and a $40 testing fee. The regular drivers license fees are $72 for a 6 year license and $84 for a 7 year license.

    DUI/DWI Laws

    • BAC limit: .08 Any and all convictions in Connecticut result in a minimum license revocation for the driver and the state s DMV web page outlines the penalties for Operating Under the Influence (OUI). In addition to criminal penalties, Connecticut also enforces Administrative per se suspensions as well as Ignition Interlock Device (IID) requirements for every offense.The IID program requires a $100 administration fee upon application submission. When court-ordered, an IID must be installed on each vehicle the driver owns and/or operates. The driver must pay the installation fee which is determined by the installer, and every 30 days, the driver must respond to the installer to have the IID re-calibrated. Failure to comply with any part of the IID program results in suspension of the driver s license.
    • First Offense:
      • Upon refusal, the driver s license is suspended for:
        • 18 months if 16-17 years old
        • 1 year if 18-20 years old
        • 6 months if over 21 years old
      • If tested at BAC of .02 to below .16, the driver s license is suspended for:
        • 1 year if 16-17 years old.
        • 6 months if 18-20 years old.
        • 90 days if over 21 years old.
      • If tested at BAC of .16 or over, the driver s license is suspended for:
        • 1 year if 16-17 years old.
        • 240 days if 18-20 years old.
        • 120 days if over 21 years old.
      • Mandatory 1 year IID program from the date the license is restored.
    • Second Offense:
      • Upon refusal, the driver s license is suspended for:
        • 3 years if 16-17 years old
        • 2 years if 18-20 years old
        • 1 year if over 21 years old
      • If tested at BAC of .02 to below .16, the driver s license is suspended for:
        • 2 years if 16-17 years old.
        • 18 months if 18-20 years old.
        • 9 months if over 21 years old.
      • If tested at BAC of .16 or over, the driver s license is suspended for:
        • 30 months if 16-17 years old.
        • 20 months if 18-20 years old.
        • 10 months if over 21 years old.
      • Mandatory 3 years IID program from the date the license is restored.
    • Third or Subsequent Offense(s):
      • Upon refusal, the driver faces a possible permanent suspension or a license suspension for:
        • 6 years if 16-20 years old
        • 3 years if over 21 years old
      • If tested at BAC of .02 to below .16, the driver faces a possible permanent suspension or a license suspension for:
        • 4 years if 16-20 years old.
        • 2 years if over 21 years old.
      • If tested at BAC of .16 or over, the driver faces a possible permanent suspension or a license suspension for:
        • 5 years if 16-20 years old.
        • 2 1/2 years if over 21 years old.
      • No IID program is stipulated due to the possible permanent license revocation.

    Texting Driving Laws

    Distraction.gov indicates that Connecticut has banned handheld and hands-free devices from bus drivers and novice drivers. Handheld devices are banned from all drivers as well as texting.

    Unique Laws

    There are so many laws on each state s books, some must have been forgotten at some point. Perhaps Connecticut has a few of those with such laws as the one prohibiting walking backward after sunset. Another entry could be the law that makes it illegal to educate dogs. And if a driver happens to switch out their vehicle for a nice bike ride, remember that a bicyclist can be stopped by the police for riding over 65 MPH!

    STATS

    Best Cheap Car Insurance Quotes for Connecticut

    Fairfield County Car Insurance

    Home to nearly 1 million residents, Fairfield County forms the southwest tip of Connecticut. It encompasses four of the state s largest cities: Bridgeport, Stamford, Norwalk and Danbury. As of 1960, there is no county government.


    Monaco di Baviera auto usate in Monaco di Baviera, auto in seconda mano.

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    Monaco di Baviera – auto usate in Monaco di Baviera, rivenditori auto usate, veicoli usate, Munchen auto di seconda mano, automobili usate

    Rivenditori auto di seconda mano in Europa.

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    Germania – Monaco di Baviera rivenditori auto usate in Monaco di Baviera /Munchen/

    Monaco di Baviera /Munchen/ – rivenditori automobili usate in Monaco di Baviera:

    MK-Automobile – rivenditore auto usate, Landsbergerstr. 238 Buro 2 Monaco di Baviera – 88 auto

    Automobile Marek – concessionario auto usate, Landsbergerstrasse 238 Buro 6 Monaco di Baviera – 55 auto

    WERBEFLITZER International GmbH – rivenditore auto usate, Theresienstrasse 6-8 Monaco di Baviera – 37 auto

    KFZ KARABULUT – concessionario auto usate, Monaco di Baviera, Landsbergerstrasse 94 (Buro:4) Monaco di Baviera – 28 auto

    Autogalerie Bucan, Inhaber: Bucan Suad – autosalone – vendita auto usate, Landsberger Str. 244 Monaco di Baviera – 43 auto

    Automobile Calli GmbH – concessionario auto usate, Landsberger Strasse 332 Monaco di Baviera – 43 auto

    Auto COBRA – concessionario auto usate, Landsberger Strasse 244, Buro 5 Monaco di Baviera – 27 auto

    Automobile Tom – autosalone – vendita auto usate, Landsberger Strasse 332 Monaco di Baviera – 78 auto

    Tayhava CARS – autosalone – vendita auto usate, Landsbergerstr. 244 Monaco di Baviera – 47 auto

    Hans-Peter Bachhдubl – concessionario auto usate, Landsbergerstr. 244 Monaco di Baviera – 35 auto

    HH-Mobile – autosalone – vendita auto usate, Landsberger Strasse 234 Monaco di Baviera – 30 auto

    Automobile-Prekazi – vendita auto usate, Landsberger Strasse 244 Monaco di Baviera (Laim) – 35 auto

    Autoland Kilic – rivenditore auto usate, Landsberger Strasse 332 Monaco di Baviera – 29 auto

    IGS-Automobile – vendita auto usate, Landsberger Strasse 286 Monaco di Baviera – 37 auto


    Vendita case, vendita appartamenti a Napoli su Bakeca, immobili in vendita da privati.

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    Attico / Mansarda di 150 m² con 5 locali in vendita a Arzano

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    Che cos’è un Alert

    L’alert è un servizio gratuito che ti permette di trovare comodamente quello che desideri, ricevendo via email tutti i nuovi annunci corrispondenti alla categoria di offerta che ti interessa. Un modo semplice e rapido, per rimanere aggiornati senza dover reimpostare ogni volta i tuoi criteri di ricerca.

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    Vendita case e appartamenti a Napoli

    Sei alla ricerca di un appartamento a Napoli oppure offri una casa in vendita? In questa sezione di Bakeca dedicata alla vendita case a Napoli puoi trovare l’immobile che fa al caso tuo oppure inserire il tuo annuncio gratuito senza alcun obbligo di registrazione! Trova la tua casa ideale tra i tanti annunci immobiliari privati in Campania e le offerte delle agenzie immobiliari oppure cerca il tuo acquirente ideale tra le migliaia di utenti che visitano ogni giorno il sito di Bakeca.


    What types of life insurance do exist – life insurance policies, best life insurance in australia.

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    The types of life insurance

    Although people generally think of life insurance as just that – insurance which covers your life in the event of death – there are actually several types of life insurance policies:

    1. Life Insurance – pays a lump sum on your death or the diagnosis of a terminal illness. So when the worst happens, your foresight will pay off the mortgage and other debts, provide for your children’s education, obtain child care and secure your family’s lifestyle. This will allow your family to focus on supporting each other, not worrying about paying the bills. As the years pass they will continue to be thankful you thought ahead.

    2. Trauma Insurance (Critical Illness Insurance) – pays a lump sum on the diagnosis or occurrence of one of a list of specific illnesses such as heart attack, cancer or stroke. That payment gives you choice and flexibility at a time when you need it most. You will be able to reduce your working hours, spend time with your family, get treatment or rehabilitation and pay for a carer and any number of unexpected things.

    3. Income Protection Insurance – provides a replacement income of up to 75% of your current income if you are unable to work due to illness or injury. Also known as ‘Income Replacement Insurance’, ‘Disability Income Insurance’ or ‘Salary Continuance Insurance’, it can cover you for short or long periods and offer various waiting periods to suit your needs. Depending on the policy, payments may continue right up to the age of 65 if the disability is ongoing or permanent.

    You might find it interesting to calculate just how much you’ll earn from now until you reach 65 years.

    4. Total and Permanent Disability Insurance – pays a lump sum if you become disabled and are unable to ever work again. You can use this lump sum to pay off debts, cover medical costs and invest so that you have an annual income to help maintain your lifestyle.

    5. Business Expenses Insurance and Key Person Insurance– business expenses insurance covers the ongoing costs of your business if you are self employed and cannot work due to illness or injury. Key person insurance covers the losses incurred when a person essential to the success of your business is injured, becomes sick or dies.

    The tax treatment of life insurance premiums and benefits:

    If you take out Life Insurance, Total and Permanent Disability Insurance or Income Protection Insurance via your super fund, all premiums are paid from your pre tax earnings.



    Reddito di cittadinanza, Il Blog di Beppe Grillo, reddito di cittadinanza in italia.

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    Reddito di cittadinanza

    di Beppe Grillo Quando parlo del reddito di cittadinanza cè subito qualcuno che esordisce dicendo: “Non è giusto, io lavoro e anche tu, che non fai niente, prendi i soldi”. Lo dicono sempre con un sacco di rabbia, di astio. Questo perché il posto di lavoro è percepito come qualcosa da difendere. A tutti i costi.

    Prima di tutto facciamo chiarezza su cosa sia questo reddito di cittadinanza e reddito di base. Spesso sono fraintesi.

    Il reddito di base incondizionato non ha nulla a che vedere con il salario minimo, perché i salari vengono dati in cambio di una attività svolta. Questo, invece, viene dato a tutti gli appartenenti ad una certa classe. Per esempio agli “italiani”.

    In Svizzera, per esempio, si sta per lanciare proprio adesso questa iniziativa. Zurigo sperimenterà per la prima volta in Europa un progetto, che prevede 2200 euro per gli adulti e 550 euro per i minorenni.

    Il reddito di cittadinanza, al contrario, è previsto solo per chi è in un momento di bisogno e solo a condizione di accettare un lavoro proposto dai centri per limpiego. Dopo un massimo di 3 proposte rifiutate, il reddito non viene più erogato. Il reddito di cittadinanza esiste già nella maggior parte dei Paesi Europei e non ha senso chiedersi se possa funzionare. Già funziona.

    Quello che abbiamo di fronte è un cambio epocale. Le capacità produttive e le conoscenze tecnologiche e sociali aumentano a dismisura, come non era mai successo nella Storia umana. Esiste ormai la consapevolezza che nuove sfide poste dalla globalizzazione e dalla digitalizzazione non possono essere affrontate con lattuale sistema di protezione sociale. Un sistema che ormai risale alla seconda metà del secolo scorso. Quello era un altro mondo, che non esiste più.

    Molti posti di lavoro non hanno più senso di esistere e oggi, invece, si chiede agli Stati di aumentare la produttività, per uscire dalla crisi e diminuire il debito. Ma proprio dove si aumenta la capacità produttiva, si aumenta anche la disoccupazione. Non abbiamo più bisogno di lavorare così tanto. Le ore lavorative dovrebbero diminuire almeno a 5 ore al giorno.

    Ma in realtà non dovremmo parlare del lavoro. Si tratta di capire che il concetto di lavoro e, più in generale, il concetto sociale di vita, è cambiato. Andiamo verso un’epoca in cui il salariato non avrà più ragion dessere.

    Molte persone sono convinte di avere un posto di lavoro ma hanno solo un posto di reddito.

    Perchè è il reddito che ti include nella società, non il lavoro. Abbiamo lidea che luomo non possa far altro che lavorare, che la sua finalità ultima su questa terra sia avere un lavoro. Niente di più sbagliato. Abbiamo abitato questo pianeta con una moltitudine di ordini sociali, i quali per la maggior parte, soprattutto agli albori della nostra Storia, non prevedevano nessun cartellino da timbrare o reddito da esporre. Pensiamo che sia così, ci siamo abituati così, ma sono immagini, sono BIAS cognitivi (termine del linguaggio scientifico che indica tendenza, inclinazione, distorsione).

    Siamo abituati ad andare a lavoro, a pensare la nostra vita in termini di cosa facciamo. Le nostre città sono costruite per ospitare un popolo di formiche operaie, ma la metà (se non tutti) dei cosiddetti lavori manuali ripetitivi e quelli da scrivania, o a bassa creatività, possono essere sostituiti già oggi con la tecnologia esistente.

    Quante persone ogni mattina lasciano il computer di casa propria, passano un ora tra traffico e parcheggio, per andare al computer che hanno in ufficio. Il lavoro da casa potrebbe essere già da domani reso obbligatorio dove possibile.

    Ma allora di cosa parliamo in realtà?

    La tecnologia ci sta liberando da molti lavori e sta facendo emergere un tempo diverso: il tempo libero. Dimensione ignota fino ai primi del ‘900, è oggi la chimera di tutti i lavoratori. Si fatica un anno per fare 10 giorni di ferie. Siamo allassurdo.

    Noi non conosciamo il tempo libero, non siamo abituati a divertirci. Quanti di voi hanno un vero hobby? Una vera passione? Qualcosa che piaccia così tanto da volerla fare per tutta la vita?

    E incredibile come possiamo immaginare una vita passata a lavorare, a fare qualcosa che non ci piace, magari agli ordini di qualcuno con cui non andiamo d’accordo, ma non riusciamo a pensare di fare qualcosa che semplicemente ci diverte. Magari anche con le persone che amiamo.

    Attualmente in Italia 17 milioni di persone sono a rischio di povertà, 8 milioni sono le persone povere, 4 milioni e mezzo sono le persone in povertà assoluta, 1 milione 250 mila bambini sono in povertà assoluta.

    Non possiamo più permetterci di provare ansia, paura, instabilità.

    Le risorse ci sono, ci vuole solo la volontà politica.

    Che futuro avete in mente voi?

    Di seguito vi allego questo fantastico docufilm di Daniel Häni e Enno Schmidt. Assolutamente da guardare e condividere. E sottotitolato in italiano. Buona visione!


    Cheapest Car Insurance Quotes in Durham, NC, cheap car insurance in nc.

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    Cheap Car Insurance in Durham, North Carolina

    Want to learn more about Durham and how to get cheap car insurance? Well, only a half-hour northwest of Raleigh, the City of Durham has an estimated 252,000 residents. It is home to Duke University and Duke Medical Center, two of its major employers. The city is only 23 miles from the Virginia border, and lies in the corner of North Carolina’s Central Piedmont, a foothills region between mountains and coastal plains.

    Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Durham. Get your free customized auto insurance quote today!

    Driving Conditions in Durham

    Durham is served by Interstate 40, which takes commuters straight into Raleigh, as well as Interstate 85, which heads northward into Virginia. North Caroline Highway 147 connects Duke University, downtown and Research Triangle Park, and the section north of Interstate 40 is known as the Durham Freeway. The city’s visitors’ bureau warns that road names and numbers sometimes change on what appears to be the same road. Even more confusing: Roads may be referred to by a number, a name and by a memorial name.

    Durham is considered part of the greater Raleigh metro area, where the average commute time is close to the national average of 25.2 minutes, according to Census Bureau data. Travel and traffic information can be accessed at tims.ncdot.gov/TIMS/RegionSummary.aspx.

    Unique Laws in Durham

    Teen-aged drivers may use cellphones but only when talking to a parent, spouse or on an emergency call. Happy hours are prohibited in North Carolina except for food specials. In more odd-sounding laws, it is illegal to Rollerblade on state highways or drive on sidewalks in North Carolina.

    Durham Crime Statistics

    The vehicle theft rate in the greater Durham-Chapel Hill metro was 173 reports per 100,000 people in 2015, or 958 cases, according to numbers from the National Insurance Crime Bureau. The national average for that year is 220 incidents per 100,000. The Durham car theft rate is higher than neighboring Raleigh, where the rate was just under 120 incidents per 100,000 the same year.

    Durham Safety Requirements

    North Carolina mandates drivers and all passengers wear seat belts. Children under age 16 must ride in an appropriate restraint seatbelt for those age 8 or over 80 pounds, or a car seat or booster seat, according to the North Carolina Department of Transportation. For more safety restraint information, visit buckleupnc.org. Drivers under 18 are prohibited from talking on a cellphone while driving unless it is an emergency, or when talking to a parent or spouse.

    Durham Impaired Driving Laws

    Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving under the influence, according to the North Carolina Department of Transportation. If convicted, first offenders face a minimum punishment of up to $200 in fines and jail time from 24 hours to 30 days. A person convicted of DWI will have his or her license suspended for at least one year.

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    Cheapest Car Insurance in Maryland, cheap auto insurance in maryland.

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    Cheapest Car Insurance in Maryland

    Whether taking the drive to get in some birdwatching, visiting an alpaca farm or catching a game at Camden Park, Maryland accommodates visitors year-round. This little state is packed with American culture and history, and traveling one of its 18 historic byways can give drivers a sense of stepping back in time. From harbors to horse races, burgers to bicycles, one can always find something to do in The Free State . CheapCarInsurance.net wants to make time for drivers to do just that. This list has been compiled to bring together all of Maryland s car insurance information and provide a one-stop shop for the state s drivers.

    LAWS REGULATIONS

    Car insurance laws and regulations can be intimidating, so by organizing it all in an easy-to-follow list, CheapCarInsurance.net has made it that much easier.

    Minimum Requirements for Car Insurance in Maryland

    • The Maryland Insurance Commissioner has helped Maryland motorists stay protected by requiring that every vehicle be covered by minimum liability insurance , personal injury protection and uninsured motorist insurance .
    • Liability Coverage minimums:
      • $30,000 per single bodily injury or death.
      • $60,000 per multiple bodily injury or deaths.
      • $15,000 for property damage.
    • Medical Payments minimums:
      • $250,000 for multiple medical coverage
    • Uninsured Motorist minimums:
      • $30,000 per person
      • $60,000 per accident

    New Driver Licensing Requirements:

    • Maryland s Driver Manual points out that all new drivers must complete the Rookie Driver/Graduated License System (GLS) to obtain a Maryland drivers license. The GLS consists of three parts: 1. Learner s Instructional Permit, 2. Provisional License, 3. Driver s License.
    • Instructional Permit. This permit must be held for a minimum of 9 months and is valid for 2 years. Applicants at least 15 years, 9 months of age are eligible, and applicants under 18 must have a parent s/legal guardian s approval. If under 16 years, applicants must submit a Learner s Permit School Attendance Certification Form to verify enrollment or graduation. Applicants also must pass a vision and knowledge test. While holding this permit, the following applies:
      • The applicant must complete 60 hours of supervised driving with 10 hours occurring during the period beginning 30 minutes before sunset to 30 minutes before sunrise.
      • If the driver is at least 25 years of age, he/she may be eligible to take the road skills test after 45 days of holding the permit. This applies if the applicant has completed an approved driver education course, and has logged at least 14 hours of supervised driving with 3 hours occurring during the period beginning 30 minutes before sunset to 30 minutes before sunrise
    • Provisional License. To hold a provisional license, the applicant:
      • Must be at least 16 years, 6 months of age
      • Must have completed a driver education course
      • Must submit a complete supervised driving log
      • Must have a valid Maryland Learner s Permit which he/she has held for at least 9 months
      • Must have a clean driving record
      • Must pass the road skills test
    • Driver s License. To hold a drivers license, the applicant:
      • Must be at least 18 years of age
      • Must have held a provisional license for 18 months with no violations
    • Vision Exam. Although certain restrictions apply and applicants may have driving privileges if they do not meet the standards listed here, all applicants must pass the vision test. A visual acuity of at least 20/40, a field of vision of 140 degrees and binocular vision are required for an applicant to pass. Corrective lenses may be worn, and the issued license will reflect the restriction.
    • Knowledge Test. All information included in the knowledge test is contained in the Maryland Driver s Manual. The test is automated and timed.
    • Road Skills Test. The road test covers a variety of different driving tasks, each designed to evaluate the driver s control of the vehicle. The vehicle used must be license, insured and in good working condition. The test administrator is the only passenger allowed in the vehicle, and he/she will grade the test upon completion. The administrator can terminate the test at anytime for any reason.
    • Fees. The following fees apply for every applicant:
      • Learner s Permit: $50 (includes conversion to full license)
      • New Drivers License for under 21 years of age: $9 per year
      • New Drivers License for 21 or over: $72

    DUI/DWI Laws

    • BAC limit: .08 Maryland s Motor Vehicle Administration defines DUI as BAC .08 and DWI as BAC .07. DWI penalties are typically less severe, and listed here are the major penalties for DUI convictions in Maryland:
    • First Offense:
      • Fine: maximum $1,000
      • Jail: maximum 1 year
      • License revocation: 6 months
    • Second Offense:
      • Fine: maximum $2,000
      • Jail: 2 days minimum and 2 years maximum
      • License revocation: 12 months
      • License suspension: 1 year
      • Ignition Interlock: 3 12 months
      • Alcohol Abuse Assessment and program
    • Third Offense:
      • Fine: maximum $3,000
      • Jail: maximum 3 years
      • License revocation: 18 months
    • Maryland also utilizes the points system on state licenses. Each offense adds points to the license, and multiple fees are required to re-instate a license that has been revoked.

    Texting Driving Laws

    Distraction.gov reports that all cell phone use is banned from novice drivers and bus drivers, while texting is banned from all drivers.

    Unique Laws

    Apparently Maryland has had some interesting encounters with animals in its history. A few laws that make this evident include the prohibition of taking a lion to the movies. Also, oysters may not be mistreated, and chickens are not allowed in hotel rooms. And while driving through the state, remember that it is illegal to swear while on the roadway!

    STATS

    Best Cheap Car Insurance Quotes for Maryland

    Montgomery County Car Insurance

    Home to more than 1 million residents, Montgomery County is one of the most affluent in the country, as well as the most educated. Most residents live in unincorporated communities, with Germantown among the most populous.