Car Donation for the National Veteran s Services Fund #auto #parts #discount


#auto donation
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Makes Car Donation Easy

The cash your donated vehicle sells for at auction will go to the National Kidney Foundation.

The National Veterans Services Fund Vehicle Donation Program

The National Veterans Services Fund provides real support to veterans and their families, focusing especially on families with disabled children. Veterans and their families suffer a high incidence of chronic health problems, causing detrimental effects to those families physical, psychological, social, and economic well-being. The National Veterans Services Fund provides all types of assistance to veterans help with medical expenses, wheelchairs and other aids to accessibility, emergency economic assistance, even covering everyday costs like paying bills and providing gift cards for those who really need it. When you donate a car you can help this extraordinary organization provide help where it is needed most for those who have given back to our country.

Thinking of Donating Your Car?

Donate a vehicle to support the National Veterans Services Fund and make a real difference for America’s heroes. Your car, truck, van, RV, boat, trailer, motorcycle, or other vehicle can become the support the National Veterans Services Fund needs to provide essential services to Veterans and their families.

The National Veterans Services Fund is dedicated to helping in the following ways:

  • Provides assistance to veterans and their families on a case-by-case basis
  • Combines family-guided case management (service coordination) and advocacy assistance while strengthening business, social and community support.
  • Provides care designed to empower families so that they can successfully navigate different health and social systems.

When you donate a car, truck, van, RV, boat, motorcycle, or other vehicle you help provide services for our nation’s heroes when they need it most. You also get the ease and convenience of vehicle donation, including free pick-up of your donation and a tax deduction if you itemize your return. Vehicle donation is easy, just call (800) 498-2814 or use the easy online form.


Car Donation for the National Veteran s Services Fund #auto #glass #houston


#auto donation
#

Makes Car Donation Easy

The cash your donated vehicle sells for at auction will go to the National Kidney Foundation.

The National Veterans Services Fund Vehicle Donation Program

The National Veterans Services Fund provides real support to veterans and their families, focusing especially on families with disabled children. Veterans and their families suffer a high incidence of chronic health problems, causing detrimental effects to those families physical, psychological, social, and economic well-being. The National Veterans Services Fund provides all types of assistance to veterans help with medical expenses, wheelchairs and other aids to accessibility, emergency economic assistance, even covering everyday costs like paying bills and providing gift cards for those who really need it. When you donate a car you can help this extraordinary organization provide help where it is needed most for those who have given back to our country.

Thinking of Donating Your Car?

Donate a vehicle to support the National Veterans Services Fund and make a real difference for America’s heroes. Your car, truck, van, RV, boat, trailer, motorcycle, or other vehicle can become the support the National Veterans Services Fund needs to provide essential services to Veterans and their families.

The National Veterans Services Fund is dedicated to helping in the following ways:

  • Provides assistance to veterans and their families on a case-by-case basis
  • Combines family-guided case management (service coordination) and advocacy assistance while strengthening business, social and community support.
  • Provides care designed to empower families so that they can successfully navigate different health and social systems.

When you donate a car, truck, van, RV, boat, motorcycle, or other vehicle you help provide services for our nation’s heroes when they need it most. You also get the ease and convenience of vehicle donation, including free pick-up of your donation and a tax deduction if you itemize your return. Vehicle donation is easy, just call (800) 498-2814 or use the easy online form.


Best fixed-income ETFs for 2017, best fixed income fund.#Best #fixed #income #fund


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Fixed-income ETF All-Stars 2017

The best, low-cost fixed-income ETFs for your portfolio

Best fixed income fund

Best fixed income fund

Four of our five fixed-income picks are back. The big change, almost unanimous by the panel members, was the removal of VAB, Vanguard Canadian Aggregate Bond Index ETF, and its replacement by ZAG, the BMO Aggregate Bond Index ETF. Our panelists from PWL Capital championed this swap, but the whole panel endorsed it. As Tyler Mordy, president and chief investment officer at Vancouver-based Forstrong Global Asset Management, explains that the lower MER (0.09% versus 0.12% for VAB) was a factor, although “both funds have great liquidity and tight spreads.”

Best fixed income fundIn a blog comparing the two ETFs, PWL Capital investment advisor Dan Bortolotti said “BMO’s aggressive cost-cutting has made ZAG the cheapest bond ETF in the country, with a management fee of just 0.09%” that has been in place since June 2016. One benefit of ZAG is that BMO offers a companion fund designed for taxable accounts: the returning All-star BMO Discount Bond Index ETF (ZDB). So by using ZAG in registered accounts and ZDB in taxable accounts, investors can get similar bond market exposure with maximum tax efficiency.

However, Bortolotti cautions that VAB and ZAG have slightly different risk exposures: ZAG has 30% in corporate bonds versus VAB’s 20% corporates, which is why ZAG has slightly fewer government bonds and hence a slightly higher yield to maturity. ZAG now has more than $2.1 billion in it, passing XBB, the granddaddy of Canadian bond ETFs.

The Vanguard Canadian Short-term Bond Index ETF (VSB) retains its All-star status. While interest rates may or may not have bottomed it doesn’t seem a great time to go long yet in the bond market; as always, investment costs matter and Vanguard remains a cost leader, with VSB the cheapest in its category, according to Mordy. It’s also the most liquid such fund in the secondary market.

Best fixed income fund

BXF, First Asset’s 1-5 Year Laddered Government Strip Bond ETF, is back for a second year, based largely on its tax efficiency in non-registered accounts. And the panel retained ZPR, the BMO Preferred Share Index ETF, although Rebetez made a strong case for an actively managed alternative, HPR, the Horizons Active Preferred Share ETF. In his view, while ZPR enjoyed stronger returns in recent months, for 2016 overall, “HPR bested it, which could happen again this year.”


Global Energy Efficiency and Renewable Energy Fund – Climate Funds Update #energy #income #fund


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The GEEREF aims to:

  • Obtain benefits from accelerated deployment of energy efficiency and renewable energy technologies.
  • Achieve high leverage of public finance by offering preferential returns to private funds.
  • Achieve high degree of financial sustainability.

The GEEREF is invested through private equity funds, that must be approved by the Investment Committee and Board of the Fund. GEEREF finance will support a broad mix of projects promoting energy efficiency and renewable energy technologies. It emphasises deployment of proven technologies including

  • Small hydro,biomass, and on-shore wind Cofiring solutions (e.g. co-firing coal and bagasse)
  • Manufacturing, energy service, trading and micro finance ventures
  • Photovoltaic.

Sub-funds are invested in:

  • 30% of the portfolio will take on High-Risk: targeting projects and SMEs in Least Developed Countries and/or small scale projects and SMEs.
  • 50% of the Portfolio will take on Medium-Risk: focusing on medium and large renewable energy and energy efficiency projects in middle-income countries.
  • 20% of the portfolio will have Low-Risk: targeting medium and large scale renewable energy and energy efficiency projects in emerging economies, economies in transition and economies with limited availability of risk capital.


Conditions and Eligibility Requirements

Focus on project funding in countries that have private sector engagement in their national policies. Prioritises small projects (less than EUR 10 million) as they are often neglected.Recipient countries must be eligible for Official Development Assistance.

Accessing the Fund

Fund management companies, financial institutions, project developers or individuals that intend to develop a clean energy investment fund or expand an existing fund into clean energy can propose seek finance. Developers of clean energy projects can also submit proposals for investment funds.

Proposals are expected to:

  • Present a financially sustainable business plan generating a fair return for investors and a realistic pipeline
  • Specify environmental and socio-economic impacts.
  • Focus on small and medium sized clean energy projects ( 30MW) and companies.
  • Require long-term patient investment capital.
  • Locally grounded, professional fund management team, preferable with a track record in the clean, energy sector, or at least the capacity to become qualified or to liaise with other parties for that purpose.

Exchange Traded Gold #gold, #gold #bullion, #bullion, #gold #invest, #gold #investment, #gold #investing, #gold #shares, #gold #equity, #gold #equities, #gold #fund, #gold #etf, #gold #securities, #gold #bullion #limited, #world #gold #council, #australian #stock #exchange, #buy #gold, #gold #trading, #australian #gold #council, #gold #australia, #australian #gold, #uk #gold, #gold #uk, #listed #gold, #listed #gold #bullion, #gold #asx, #gbs #lse, #london #bullion #market, #london #bullion #market #association, #lbma, #gold #securitisation, #gold #bullion #securities, #gold #prospectus, #asx, #gbs, #dgs, #dubai, #tokyo, #hong #kong, #japan, #singapore


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SPDR Gold Shares

Gold Bullion Securities

ETFS Physical Gold

These securities offer investors a new, innovative, relatively cost efficient and secure way to access the gold market. All of the securities are backed by allocated gold held in a vault on behalf of investors. They are intended to offer investors a means of participating in the gold bullion market without the necessity of taking physical delivery of gold, and to buy and sell that interest through the trading of a security on a regulated stock exchange. The introduction of exchange-traded gold securities is intended to lower many of the barriers such as access, custody, and transaction costs, which have prevented some investors from investing in gold.

The securities referred to on this website, other than SPDR Gold Shares (GLD) and ETFS Physical Asian Gold Shares (AGOL) have not been and will not be registered under the U.S. Securities Act or any state securities laws, and may not be offered or sold in the United States or to U.S. persons except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the U.S. Securities Act or applicable state securities laws.


Best fixed-income ETFs for 2017, best fixed income fund.#Best #fixed #income #fund


#

Fixed-income ETF All-Stars 2017

The best, low-cost fixed-income ETFs for your portfolio

Best fixed income fund

Best fixed income fund

Four of our five fixed-income picks are back. The big change, almost unanimous by the panel members, was the removal of VAB, Vanguard Canadian Aggregate Bond Index ETF, and its replacement by ZAG, the BMO Aggregate Bond Index ETF. Our panelists from PWL Capital championed this swap, but the whole panel endorsed it. As Tyler Mordy, president and chief investment officer at Vancouver-based Forstrong Global Asset Management, explains that the lower MER (0.09% versus 0.12% for VAB) was a factor, although “both funds have great liquidity and tight spreads.”

Best fixed income fundIn a blog comparing the two ETFs, PWL Capital investment advisor Dan Bortolotti said “BMO’s aggressive cost-cutting has made ZAG the cheapest bond ETF in the country, with a management fee of just 0.09%” that has been in place since June 2016. One benefit of ZAG is that BMO offers a companion fund designed for taxable accounts: the returning All-star BMO Discount Bond Index ETF (ZDB). So by using ZAG in registered accounts and ZDB in taxable accounts, investors can get similar bond market exposure with maximum tax efficiency.

However, Bortolotti cautions that VAB and ZAG have slightly different risk exposures: ZAG has 30% in corporate bonds versus VAB’s 20% corporates, which is why ZAG has slightly fewer government bonds and hence a slightly higher yield to maturity. ZAG now has more than $2.1 billion in it, passing XBB, the granddaddy of Canadian bond ETFs.

The Vanguard Canadian Short-term Bond Index ETF (VSB) retains its All-star status. While interest rates may or may not have bottomed it doesn’t seem a great time to go long yet in the bond market; as always, investment costs matter and Vanguard remains a cost leader, with VSB the cheapest in its category, according to Mordy. It’s also the most liquid such fund in the secondary market.

Best fixed income fund

BXF, First Asset’s 1-5 Year Laddered Government Strip Bond ETF, is back for a second year, based largely on its tax efficiency in non-registered accounts. And the panel retained ZPR, the BMO Preferred Share Index ETF, although Rebetez made a strong case for an actively managed alternative, HPR, the Horizons Active Preferred Share ETF. In his view, while ZPR enjoyed stronger returns in recent months, for 2016 overall, “HPR bested it, which could happen again this year.”


Janus Capital Management LLC Has $671, 000 Stake in Colfax Corporation (NYSE: CFX) #colfax #corporation,nyse:cfx,cfx,industrial #product,19401410,sec #filings,13f,hedge #fund #holdings,institutional #investor #holdings


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Recent Posts

Janus Capital Management LLC Has $671,000 Stake in Colfax Corporation (NYSE:CFX)


About the Commission #the #state #insurance #fund


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About the Commission

Welcome to the Virginia Workers’ Compensation Commission’s (VWC) website.

The Commission is headed by three Commissioners and an Executive Director. The Commissioners are chosen by the General Assembly and serve six-year terms. Wesley G. Marshall, R. Ferrell Newman, and Robert A. Rapaport currently serve as Commissioners. The Commissioners elect a Chairman for a term of three years. Mr. Marshall is currently the Chairman and Evelyn McGill is the Executive Director.

Executive Director’s Message :
The Commonwealth of Virginia is a wonderful place to live and a great place to work and raise a family. Owning a business in our state also offers various opportunities to develop, grow and prosper as an entrepreneur or business. Whether you are an employee of a business or an owner of a company, VWC is responsible for carrying out the requirements of the Virginia Workers’ Compensation Act. while administering Virginia’s workers’ compensation program, meeting legal requirements and providing various protections. Most employers doing business in Virginia and most employees working in Virginia are covered under the requirements of the Act. VWC ensures compliance with the Act and all workers’ compensation requirements through its mission and agency operations.

VWC’s Mission

To serve injured workers, victims of crimes, employers, and related industries by providing exceptional services, resolving disputes, and faithfully executing the duties entrusted to us by the Commonwealth of Virginia.

VWC’s Vision

Lead the nation as the most effective and innovative state agency.

VWC’s Core Values

  • Innovative – Introducing or using new ideas or methods, in order to better serve our customers
  • Respectful – Marked by or showing respect or reverence at all times
  • Accountable – Required to explain actions or decisions
  • Reliable – Consistently able to be trusted to do or provide what is needed
  • Impartial – Treating all people and groups equally
  • Integrity – The quality of being honest and objective; conduct that is of the highest moral character
  • Effective – Successful in producing a desired or intended result

VWC’s Code of Ethics

VWC’s Code of Ethics is a foundation for accomplishing the VWC’s Mission. It is the purpose of this policy to demonstrate a commitment to maintaining an environment of uncompromising integrity and ethical conduct in upholding the VWC’s Core Values. VWC Policy 1.40 – Code of Ethics


Blackstone’s New Hedge Fund Mutual Fund: A Winning Alternative #markets, #hedge #fund, #mutual #fund, #blackstone, #hedge #fund #mutual #fund, #alternative #multi-manager #fund, #bx, #bxmmx


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Blackstone’s New Hedge Fund Mutual Fund: A Winning Alternative

The mysterious and lucrative world of hedge fund investing could be coming to a brokerage near you and sooner than you think.

Recent changes to federal and SEC oversight removed the marketing ban for hedge funds that has been in place for decades. Hedge funds are supposed to be targeted toward accredited (read: high net worth) investors as well as institutional and pension funds. But because of changes in the rules, the retail investing set can now access these funds.

And private-equity kingpin Blackstone (BX ) is here to help.

The investment manager has filed paperwork to launch the first retail mutual fund that will seek capital appreciation by allocating assets among a variety of investment sub-advisers. These managers will focus their attention on a variety of nontraditional or alternative investment strategies.

So basically, the new Blackstone Alternative Multi-Manager Fund (BXMMX ) will be a fund of funds hedge fund.

The real question is whether the Blackstone fund and the others that are currently in registration are worthwhile products for regular Joes. The answer comes down to whether you understand what you re buying.

Don t Expect Home Runs

The main problem with hedge funds is public perception and not just the hatred for the excessively luxurious lifestyle some of their managers lead.

The issue is that most investors associate hedge funds with wild returns. During the 1990s, as the dot-com boom was growing, many prominent hedge funds saw insane returns and gave birth to the idea that the fund structure was about knocking it out of the park year after year.

However, the truth is hedge funds use a variety of non-traditional strategies to try to offset risk, or hedge.

Short selling, derivatives, options, futures and other exotic strategies are used to provide consistent returns. even in downtrodden markets. Traditional mutual funds generally rely on the stock market to go up as managers buy a stock because they believe its price will increase. At least in principle, for hedge funds it makes no difference whether the market goes up or down. They aim instead for absolute returns.

Absolute returns don t always mean gains of 40%-plus a year. The reality is most absolute return funds produce a constant 5% to 7% a year. That could beat or underperform the broad stock market in any given year, but keep in mind that beating the market isn t the real objective it s to make constant risk-adjusted returns.

And steady 5% to 7% returns can do wonders for a portfolio.

Alternative asset class investments offer true diversification away from equities. Over time, alternative asset classes and strategies like merger/arbitrage, long/short and managed futures deliver a significant degree of non-correlation to the both domestic and international equities markets.

From 1993 to 2012, the Barclay CTA Index which tracks an index of managed futures tactics had a correlation of -0.9% to the broad S P 500. During that time, even investment-grade bonds showed a positive (albeit slight) correlation to stocks. Overall, that means bonds didn t adequately provide a zig when the market was zagging, while managed funds would have truly moved in a direction opposite the market.

When used to complement a portfolio of stocks and bonds. alts could be just the right solution for improving a portfolio s risk-adjusted returns. That non-correlation and independent return stream can potentially act as buffer for weathering the next market storm.

Which brings us to Blackstone s new fund.

How to Use BXMMX

Blackstone s foray into a retail mutual fund that tracks hedge fund strategies could be an interesting addition to a portfolio but only if you don t expect doublers out of this thing every year. It s a diversification tool, and you should use it as such. This isn t going to completely replace your holdings in a broad index vehicle like the Vanguard Total World Stock Index ETF (VT ), and you shouldn t bet the farm on it.

Financial advisers estimate that portfolios should have between 5% and 30% of their assets in alternatives. Personally, I m more inclined to be on the lower end of that scale, as stocks still continue to prove themselves as the best long term generator of wealth. However, having a slight hedge still can do wonders for returns and smooth out that ride.

Keep in mind that hedges can be expensive. While these alternative funds aren t as expense as investing in a real hedge fund, alternative mutual funds like BXMMX, the Guggenheim Multi-Hedge Strategies (RYMSX ) and ASTON/Lake Partners LASSO Alternatives (ALSNX ) still aren t cheap. After adding up everything, average expenses for the category are a whopping 3.4% or $340 per $10,000 invested per year. Pairing one of these alt funds with low-cost index ETFs for your core portfolio should relieve some of the sting of high total portfolio expenses.

So is BXMMX is a good fit for average Joes? Yes and no. Buying on the assumption that it s going to rock your portfolio s socks off will most likely leave you feeling completely ripped off. However, if you understand the fund s true role in a portfolio as a diversifier then alternative and hedge fund mutual funds begin to make sense.

Yes, they are expensive, but as a small portion of one s holdings, they can do wonders to smooth out the market s bumps.

Blackstone s new fund shouldn t be any different.

As of this writing, Aaron Levitt was long RYMSX.


EOption – Automatic Stock, Option, and Mutual Fund Trades #cheap #auto #parts #online


#auto trading
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Auto Trading

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  • You control your account. Change the maximum amount per trade, start or stop your service at any time.
  • No paper forms are required. Sign up and manage your subscription online from eOption s trading site.

YOU MUST FIRST BE REGISTERED WITH A NEWSLETTER PROVIDER BEFORE STARTING TO AUTO TRADE.

eOption recommends you read the following SEC release concerning the risks of auto trading: http://www.sec.gov/investor/pubs/autotrading.htm .

Before making a decision to engage in Auto Trading you should perform the due diligence necessary to ensure that the concept of Auto Trading is compatible with your investment strategy. If you open an account with eOption to engage in auto trading, eOption will not review, in any manner, your choice of a newsletter or advisor nor the trading methodology or investment strategy you implement for your auto trading account. Nor, will eOption be responsible for reviewing any of the transactions executed in your account. There is no safe or guaranteed trading strategy. EOPTION DOES NOT TRACK THE PERFORMANCE OF ANY NEWSLETTER OR ADVISOR.

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This newsletter offers mulitple subscription programs that trade similar strategies. As a result, restrictions may be applied to accounts enrolling in more than one program offered by this Financial Newsletter.