Auto Finance, Car Loan Calculator, Bad Credit Car Loan, Canada, auto financing calculator.#Auto #financing #calculator


Ready for a new car?

Thanks to AutoFinance.ca, I got a car loan with bad credit. I’m now rebuilding my credit score and driving an awesome car! Thank you!

Very Professional Service. I was contacted the next day and got my truck the day after that. Now I feel great about showing up to my job sites.

I’ve been looking at getting a new car and I’m glad I chose AutoFinance.ca because the customer service has been fantastic. Great job guys

How it works

We’ve simplified car loans for bad credit & easy auto financing.

Simply apply online by completing the easy application form. It takes just 2 minutes and you’re done.

After completing your online application you’ll be contacted by an auto financing specialist. They will go over the details of your application and give you some options for your new vehicle.

After agreeing to the best deal, you can pick up your vehicle or maybe even have it delivered right to your door!

Want to calculate your payments first? Use our Car loan

Calculator to see what your Auto Finance payment might be!

About Us

With a combined 45 years in the Auto Finance business we’ve carefully selected the best car dealerships and lenders to partner with. We deal with Bad Credit Car Loans, No Credit Car Loans, and yes Good Credit Auto Loans! We’ve made it easy for you to get a new car, no matter what your credit history is

We’ve set up many recourses for you to browse on this site so feel free to read all about the auto financing options and details in our resource section.

We’ve also added a Car Loan Calculator that is easy to use and will give you a quick idea on what your payment might be. Auto Loan Interest Rates, Car Payment Calculator, and Auto Loan term length is all included.

If you’re looking for used cars or new cars, our team at AutoFinance.ca is recognized as the most trusted source for Auto Loan Financing in Canada.

Bad Credit or No Credit? Approval Rate Guaranteed 98%! Start your application now.

Auto Finance offers you the Best Bad Credit Car Loans in Canada when using our Car Loan Calculator. Get Yours Today – Regardless of your credit score!

Auto Finance

Finding reliable auto financing can be a challenge. Picking the right bank, dealership or interest rate could take months to decide on. That’s why we’ve simplified the process for bad credit car loans.

We work in all provinces in Canada and have relationships with hundreds of lenders and dealerships. So when you decide to apply for a car loan online, AutoFinance.ca should be your first stop.

Auto Finance in Canada has changed a lot over the years. Many new programs have emerged for people with bad credit and new credit. Some of the interest rates can seem high, but if you want to start driving that might be the only option.

Terms can vary depending on your province. For example, auto financing in BC offers different programs then Alberta auto finance. And getting a car in Manitoba is different than applying for an auto loan in Ontario.

That’s why thousands of people apply online at AutoFinance.ca so they can be sure they are getting the best rate and choice for their new car or truck.

Sometimes though, it’s just a matter of convenience. Why spend 18 hours driving around all day to different banks and dealerships when you can just take 2 minutes and apply online.

In fact, 95% of the whole car buying process can be completed with just a smart phone!

Auto financing calculator

Auto financing calculator

Car Loans Canada

Car loans in Canada are very competitive, and now dealerships are fighting for your business! Now you have more choice on the type of vehicle you want and the payments you’d like. Depending on your credit history, you can even get approved with no money down and 0% interest. But you don’t want to shop around too much. Finding the right car dealership and lender is really the key to getting a great car loan in Canada.

You want to build a relationship with a company you can trust, and have a long-term relationship with. That way when it’s time to trade in your car for an upgrade, you’ll have someone on your side that will work hard to get you approved for your new vehicle.

Used car loans in Canada can be much different and sometimes even harder to get approved for then a new car! This is because if the dealership has to repo the vehicle then it still holds value for resell.

That’s how the banks look at car loans. In Canada we have unique lending processes and getting approved might be easier then you think. If you are currently employed and have a monthly income over $1,800 there is a VERY good chance of getting approved for a vehicle.

New and used car loans with the right terms and payments you can afford are the key. Make sure the terms are favorable to you because making on time payments for your car loan is critical. Why? Because that has a big impact on your credit score and your ability to upgrade when you are ready.

Car loans Canada is defiantly a big topic. So if you want to learn more, then visit our many resource pages to read about the automotive industry and financing your next vehicle.

Car Loan Calculator

The best place to start for a car loan calculator is right here at AutoFinance.ca Although you should always check with your local bank about exact rates we put together some information and a car loan calculator to help you look at some options.

First decide what your monthly budget is for a vehicle. Next, select the amount of money you want to put down (if any). Finally calculate the interest rate and length of time, and you’ll see a ball park figure of what everything looks like.

If it feels good, then continue on with our easy application online. When calculating payments for car loans online, always remember to read the actual agreement that is presented at closing. Make sure that the terms are the ones you agreed to.

Consumer auto loan calculation is an important part in your research when buying a new vehicle. But it’s also important to look at long term financial goals. For example, if you have bad credit then taking a loan at a higher interest rate might be ok because you’re re-establishing a good payment history. Then you can re-finance at a lower rate down the road.

So take a minute now and use our car loan calculator, then decide what feels right for your personal situation. After you’ve made up your mind then you can complete our auto finance application online.

Auto financing calculator

Auto financing calculator

Bad Credit Car Loan

Car loans in Canada are very competitive, and now dealerships are fighting for your Getting a bad credit car loan is now easier then ever. The requirements are pretty easy but make sure you can afford the monthly payments because you’ll want to establish a good payment history.

Your car loan interest rate will be higher because the bank will view you as a risk. But once you have made your bad credit car loan payments for a period of time, you can re-finance and even up-grade your vehicle.

Applying for an auto loan with bad credit takes less then 2 minutes on our website. And we then find the best dealership and lender for you to partner with. Once you’re contacted by our dealership partner you can look at their inventory and pick the vehicle that is right for you.

The approval process can be easy and there are thousands of Canadians that apply for a bad credit car loan every day. Take some time now to read some of our resources and make the decision that is right for you.

Bad credit car loans are also sometimes referred to as sub-prime loans or sub-prime car credit. This simply means that the interest rate is much higher than the prime rate. The rate is based on perceived risk. That’s why your credit score is so important.

Here at AutoFinance.ca we pride ourselves on being the most trusted resource online for buying cars with bad credit and also if you have good credit. It’s now more of a convenience thing, getting approved for an auto loan on your phone saves time and money.

Copyright © autofinance.ca . All Rights Reserved 2017 * Suite 327 – 6362 Fraser St., Vancouver, BC, V5W 0A1

Disclaimer: Payment terms and interest rates can vary. The lowest being 0% interest and up to 29% interest. Please read all our terms and conditions and make sure to read over all paperwork when buying a new car. We abide by all privacy laws in Canada and you are under no obligation to use our site. By using our site you understand all terms and conditions, and that payment, interest rates and loan terms will be determined at a later date when formal paperwork is signed.


Paramount Auto Center – Used cars in Downey, Used autos – SUVs in the San Gabriel Valley, Guaranteed financing, guaranteed auto financing.#Guaranteed #auto #financing


Used cars in Downey

Call For Price

Call For Price

Call For Price

Call For Price

Cars on Special

$13,995

Call For Price

$14,995

About Us

Paramount Auto Center is not your typical automotive dealership. From the moment you step onto our lot, you will notice that we have paid great attention to detail in creating an atmosphere that is welcoming and comfortable. We are dedicated to enhancing every aspect of the customer experience, from your initial visit to long after you have purchas .

Business Hours

Customer Support

Peace of Mind

Customer Reviews

Online Appraisal

Schedule onsite visit to cash in your vehicle.

Brand Index

Locate Us

11221 Paramount Blvd

Downey, CA 90241

Guaranteed auto financing

Follow Us

CAREERS

Privacy Policy

Paramount Auto Center Privacy Policy

In connection with your transaction, we may acquire information about you as described in this notice, which we handle as stated in this notice.

We may collect personally identifiable information such as name, postal address, telephone number, e-mail address, social security number, date of birth, etc This personal information is collected and used by our staff for the purpose of facilitating a relationship or business transaction.

Our website resides behind a firewall and uses SSL (Secure Sockets Layer, the industry-standard security protocol used to communicate with browsers) to transmit personal information. Data is strongly encrypted during transmission to ensure that personal and payment information is secure. Industry-standard data encryption techniques are used to protect personal information on our servers. SSL-capable browsers typically have a symbol on the browser window to indicate when they are in a secure mode. In addition, the URL will begin with https: for all browsers.

We believe the car buying experience should be a hassle and stress-free experience. With only the best hand-selected cars, pre-approvals through our 100% secure credit application, and finance experts ready to help, you can rest easy knowing that we will take care of you.

At Paramount Auto Center the customer is our priority, and we do all that we can to make sure you leave satisfied. does not sell, rent or disclose e-mail addresses to other organizations.

Disclaimer Notice

Paramount Auto Center Disclaimer Notice

All advertised prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emission testing charge. While we try to make sure that all prices posted here are accurate at all times, we cannot be responsible for typographical and other errors that may appear on the site. We make every effort to provide you the most accurate, up-to-the-minute information; however it is your responsibility to verify with the Dealer that all details listed are accurate. The dealership is not responsible for typographical, pricing, product information, advertising or shipping errors. Advertised prices and available quantities are subject to change without notice. All rates and offers are dependent on bank approval, which varies based on applicant’s credit as well as the vehicle.


Bad Credit Car Loans Edmonton – Auto Loans – No Credit Car Financing, bad credit auto financing.#Bad #credit #auto #financing


Alberta Auto Credit

Buying a car is exciting. Getting financed isn’t, especially when you have bad credit. Alberta Auto Credit specializes getting everyone approved regardless of your credit history. The process is quick and easy Apply Today!

Bad credit auto financing

Alberta Auto Credit – Edmonton Auto Loans

Edmonton’s Alberta Auto Credit provides used car loans for those who have bad credit, bankruptcy, or no credit. We can help you buy a dependable used car, truck or mini-van, and arrange monthly car payments that make sense. We believe car buying should be fun, not a headache. Our company was started to help people save time and start driving. If you are in need of financing we are here to help. We understand that you may have less-than-perfect credit, that’s why we’re here. Alberta Auto Credit specializes in helping people with bad credit rebuild their credit.

Auto loans Edmonton & Red Deer – 0 down payment, low payments, interest rates from 8.9%

HAVE YOUR CREDIT APPROVED WITHIN TWO HOURS

ONLINE CREDIT APPLICATION: Apply Now

See how you can pay your car loan off faster… and save money: Shorter Car Loan Terms

Bad credit auto financing

Bad Credit Auto Loans- Edmonton

As our economy cycles through booms and busts, bad credit has become an unfortunate fact of life for many in the Edmonton area, resulting in a large number of Edmontonions unable to attain financing for a quality used car or truck. We recognize that a person with a bad credit rating is often a victim of hard times, and as a result may might have fallen behind on their payments.

Lenders are often very tough when it comes to bad credit car loan applications, when lending institutions see a bad credit rating, they often reject the loan outright. One thing is certain, having a bad credit rating can make getting approved for a car loan incredibly challenging.

Alberta Auto Credit understands that having a bad credit rating shouldn’t result in you being forced to drive a poorly maintained, or even unsafe car. We specialize in providing auto loans for people who have bad credit, and we work hard to help you finance a car that is safe, reliable, and with a reasonable monthly payment.

Over the past few years the economy has been quite hard on a lot of Albertans. Alberta Auto Credit recognizes this, and understands that there are a lot of good people who’ve been effected. We’re committed to help you put together a car loan that will be straightforward and fair.

Getting approved for a bad credit car loan doesn’t mean that your monthly payments have to be out of reach. We feel it’s very important that your monthly payments are manageable, so that you are able to keep up with the financing until the car loan is paid off.

Rebuilding your credit rating back to a good standing can be a huge challenge, especially when most lenders aren’t willing to provide you with financing. We can help you improve your credit rating, while you enjoy all the advantages of owning a safe and reliable car. As you pay down your car loan, we report your good credit rating to the credit bureaus. This improves your credit rating and opens up more financial opportunities for you in the future.

The important thing is to keep the payments as low and as manageable as possible. We will work closely with you to develop a car loan that works for for you.

No Credit Car Loans

Without a credit history, getting a car loan in Edmonton can be very difficult. With no track record of credit, a lender has no assurances you’ll be able to make payments on a regular basis.

Bad credit auto financingBad credit auto financing

Important Stuff:

Bad credit auto financing


Bad Credit Car Loans Edmonton – Auto Loans – No Credit Car Financing, auto financing for bad credit.#Auto #financing #for #bad #credit


Alberta Auto Credit

Buying a car is exciting. Getting financed isn’t, especially when you have bad credit. Alberta Auto Credit specializes getting everyone approved regardless of your credit history. The process is quick and easy Apply Today!

Auto financing for bad credit

Alberta Auto Credit – Edmonton Auto Loans

Edmonton’s Alberta Auto Credit provides used car loans for those who have bad credit, bankruptcy, or no credit. We can help you buy a dependable used car, truck or mini-van, and arrange monthly car payments that make sense. We believe car buying should be fun, not a headache. Our company was started to help people save time and start driving. If you are in need of financing we are here to help. We understand that you may have less-than-perfect credit, that’s why we’re here. Alberta Auto Credit specializes in helping people with bad credit rebuild their credit.

Auto loans Edmonton & Red Deer – 0 down payment, low payments, interest rates from 8.9%

HAVE YOUR CREDIT APPROVED WITHIN TWO HOURS

ONLINE CREDIT APPLICATION: Apply Now

See how you can pay your car loan off faster… and save money: Shorter Car Loan Terms

Auto financing for bad credit

Bad Credit Auto Loans- Edmonton

As our economy cycles through booms and busts, bad credit has become an unfortunate fact of life for many in the Edmonton area, resulting in a large number of Edmontonions unable to attain financing for a quality used car or truck. We recognize that a person with a bad credit rating is often a victim of hard times, and as a result may might have fallen behind on their payments.

Lenders are often very tough when it comes to bad credit car loan applications, when lending institutions see a bad credit rating, they often reject the loan outright. One thing is certain, having a bad credit rating can make getting approved for a car loan incredibly challenging.

Alberta Auto Credit understands that having a bad credit rating shouldn’t result in you being forced to drive a poorly maintained, or even unsafe car. We specialize in providing auto loans for people who have bad credit, and we work hard to help you finance a car that is safe, reliable, and with a reasonable monthly payment.

Over the past few years the economy has been quite hard on a lot of Albertans. Alberta Auto Credit recognizes this, and understands that there are a lot of good people who’ve been effected. We’re committed to help you put together a car loan that will be straightforward and fair.

Getting approved for a bad credit car loan doesn’t mean that your monthly payments have to be out of reach. We feel it’s very important that your monthly payments are manageable, so that you are able to keep up with the financing until the car loan is paid off.

Rebuilding your credit rating back to a good standing can be a huge challenge, especially when most lenders aren’t willing to provide you with financing. We can help you improve your credit rating, while you enjoy all the advantages of owning a safe and reliable car. As you pay down your car loan, we report your good credit rating to the credit bureaus. This improves your credit rating and opens up more financial opportunities for you in the future.

The important thing is to keep the payments as low and as manageable as possible. We will work closely with you to develop a car loan that works for for you.

No Credit Car Loans

Without a credit history, getting a car loan in Edmonton can be very difficult. With no track record of credit, a lender has no assurances you’ll be able to make payments on a regular basis.

Auto financing for bad creditAuto financing for bad credit

Important Stuff:

Auto financing for bad credit


Auto Financing, Bankruptcy Auto Loans, Bad Credit Auto Financing, auto financing calculator.#Auto #financing #calculator


auto financing calculator

Auto financing calculator

Programs available in all 50 states!

military personnel and families!

Auto financing calculator

SCHOOL TIME IS HERE!

Our programs are an excellent way for college students with no credit to establish a positive credit history!

LOOKING FOR A NEW TRUCK?

100% financing for

new and pre-owned trucks!

Get the second chance you deserve!

Get approved for bankruptcy auto loans even if you were recently discharged.

Premier Auto Financing is an online service that offers a simple, fast and personable method for obtaining a loan for buying a vehicle! Customer satisfaction is our number one priority! We work with people of all good and bad credit types; funding over $2.5 billion in car loans since 2007. and over $15 billion since 1998! Our program is available in all 50 states, consisting of a network of over 500 lenders! This allows us to offer the most competitive auto loan rates available online! We can approve 85-95% of loans that typically get denied by traditional lenders.

Obtain Instant Auto Loan Approval in Less Than 30 Minutes!

Our services are the fastest way to apply for auto financing over the Internet. The secure application only takes a few minutes to complete. A local participating lender will be calling to help with your approval within minutes of submitting your request. We will work closely with you to put together an auto financing package that will get you the cash you need, while fitting your budget.

It Takes Less Than 24 Hours to Get Your Money! GUARANTEED!

Once you agree to the rates and terms of your loan, you will be given the option of how you would like to receive your funding. You can choose to have your money instantly deposited into either your checking or savings account, or have a check sent to you overnight via Federal Express.

We work with people with low credit scores, including those in the 400’s. The only mandatory criteria are a minimum age of 18 years and a United States citizenship. No income verification needed! No employment needed! No co-signers required!

Poor Credit? No Credit? Bankruptcy? WE CAN GET YOU APPROVED!

Our FREE, no-commitment application takes just a few minutes to fill out, and has assisted thousands of high-risk people achieve approval for bad credit auto loans! All applications that meet the above requirements are guaranteed to be processed for instant approval consideration. Even if you have no credit history or are looking for auto financing after bankruptcy and/or repossession, WE WILL HELP YOU! Great programs for students and people in the military!

Build/ Rebuild Your Credit Today!

We will report your account activity and payment history to all three major credit reporting agencies, every month. helping you improve your credit rating quickly and dramatically! No other provider of auto loans for people with bad credit does this!

100% Financing for All Makes and Models for New and Used Car Loans!

$0 money down! No down payments required!

Secure Car Loan Application! Your Privacy is Guaranteed Protected!

Unlike many of our competitors, we don’t share your personal information with anyone else. Your info will only be used by the appropriate sources for getting you the loan you are seeking. You won’t be receiving any annoying emails for offers you have not requested, nor have any interest in. We are about providing a reliable service for car loans, nothing else!

Your service is very good! I was able to get bad credit auto financing! I highly recommend this service!

What a seamless process! I filled out the online application and was behind the wheel two days later!

I got the bad credit car loan with bankruptcy I needed, fast! No more walking for me!


Auto Loan Calculator, auto financing calculator.#Auto #financing #calculator


Auto Loan Calculator

Auto financing calculator

$372.86 / Month

The Auto Loan Calculator considers the most vital factors in order to calculate auto loan information. It assumes that the full purchase price is accounted for whether as down payment or part of the loan, along with any fees involved. If only the monthly payment for any auto loan is given, use the Monthly Payments tab (reverse auto loan) to calculate the actual vehicle purchase price and other auto loan information.

Important: Tax and fee procedures apply to car purchases within the US only. Foreigners may still use the calculator, but please adjust accordingly.

There are different definitions for different prices when it comes to car buying such as MSRP (manufacturer’s suggested retail price), selling price, blue book price, and dealer price. For any recently purchased or sold car, input the final selling price as the “Auto Price” figure. For hypothetical loans involving cars not being bought or sold, use blue book prices to arrive at close estimates for the values of the cars.

Purchases of cars usually come with costs other than the purchase price. Car buyers with low credit scores might be forced to pay the hefty fees upfront. The following is a list of common fees associated with car purchases in the US.

  • Sales Tax Most states in the US collect sales tax for auto purchases.
  • Document Fees This is a fee collected by the dealer for processing documents like title and registration. Typically, they run between $150 and $300.
  • Title and Registration Fees This is the fee collected by states for vehicle title and registration. Most states charge less than $300 for title and registration.
  • Advertising Fees This is a fee that the regional dealer pays for promoting the manufacturer’s automobile in the dealer’s area. If not charged separately, advertising fees are included in the auto price. A typical price tag for this fee is a few hundred dollars.
  • Destination Fee This is a fee that covers the shipment of the vehicle from the plant to the dealer’s office. This fee is usually between $600 and $1,000.
  • Insurance In the US, auto insurance is strictly mandatory to be regarded as a legal driver on public roads and is usually required before dealers can process paperwork. When a car is purchased via loan and not cash, full coverage insurance is mandatory. Auto insurance can possibly run more than $1,000 a year for full coverage. Most auto dealers can provide short-term (1 or 2 months) insurance for paper work processing so new car owners can deal with proper insurance later.

Important: If the fees are bundled into the auto loan, remember to check the box ‘Include All Fees in Loan’. If they are paid upfront instead, leave it unchecked.

Quick Tip 1: Should an auto dealer package any mysterious special charges into a car purchase, please demand justification and thorough explanations for their inclusion. This is not to say that well-intentioned car salesmen don’t exist, but there is a reason why this particular group of people get a bad rap as some of the most untrustworthy and scheming around. After all, their mission is to squeeze as much profit out of a potential car selling scenario as possible.

Auto Loans

Many people cannot afford to purchase cars with straight cash, so they turn to auto loans instead. They work as any generic, secured loan from a financial institution does with a typical term of 36 or 60 months. Each month, repayment of principal and interest must be paid to auto loan lenders from borrowers, excluding other mandatory fees and taxes (unless they have been intentionally included into the loan). Money borrowed from a lender that isn’t paid back can legally entitle a car to being repossessed.

Direct Lending vs. Dealership Financing

There are two financing options available: direct lending or dealership financing. With the former, it comes in the form of a typical loan originating from a bank, credit union, or financial institution. Getting pre-approved through a credit union is usually the best option and offers the lowest rates, especially for lifelong, good standing members.

Quick Tip 2: To aid ability to negotiate the best deals, take steps towards achieving healthier credit scores before taking out large loans for car purchases. Free annual credit reports can be requested from one of the three credit agencies: Equifax, Experian, and TransUnion.

Once a contract has been entered with a car dealer to buy a vehicle, the loan is used from the direct lender to pay for it. Dealership financing is somewhat similar except that the paperwork is done through them instead. The contract is retained by the dealer, but is sold to a bank or other financial institution called an assignee that ultimately services the loan.

Quick Tip 3: Direct lending usually offers more flexibility because there is competition between involved lenders to offer the best interest rates to the borrower, and rates tend to be better. It also provides more leverage for someone to walk into a car dealer with most of the financing done on their terms, as it places further stress on the car dealer to compete with a better rate. Getting pre-approved doesn’t tie car buyers down to any one dealership, and their propensity to simply walk away is much higher. With dealer financing, the potential car buyer has fewer choices, though it’s there for convenience for anyone who doesn’t want to waste time shopping around.

Quick Tip 4: It can be helpful for prospective car buyers to determine how much they can afford to spend on a car and what types of cars are within their budget before actually heading to a dealership. Knowing what kind of vehicle is desired will make it easier to research and find the best deals that suits a buyer’s needs. Once a particular make and model is chosen, it can be important to have some typical going rates in mind to enable effective negotiations with a car dealer. Car dealers, like many businesses, want to make as much money as possible from a sale, but often, given enough negotiation, are willing to sell a car for significantly less than the price they initially offer. Depending on whether a buyer chooses to pay for the vehicle with monthly payments, the “Monthly Payment” tab of our Auto Loan Calculator can be used to calculate the “true” cost of the car. A monthly payment option often ends up being more expensive than buying the car outright. However, if buying the car outright is not an option, it is up to the buyer’s discretion to determine whether the need for a car sooner justifies the additional cost of making monthly payments rather than saving until a later date to avoid said monthly payments. Furthermore, although the allure of a new car is understandable, buying a pre-owned car even if only a few years removed from new can usually result in significant savings, and is an option that prospective car buyers can consider.

Trade-in Value

Don’t expect too much value when trading in old cars to dealerships as credit towards newer car purchases; exchange rates tend to float somewhere akin to auction house levels, way below blue book values. Selling old cars privately beforehand and using the funds for future car purchases tends to result in a more financially-desirable outcome. However, convenience is important for many people and they choose to simply trade them in to dealerships during new car purchases.

Within the states that collect sales tax on auto purchases, most of them collect based on the difference between the new car and trade-in price. For a $25,000 new car purchase with a $10,000 valued trade-in, the tax paid on the new purchase with an 8% tax rate is:

$25,000 – $10,000 = $15,000 8% = $1,200

This is the default method by which the Auto Loan Calculator will calculate sales tax in accordance with Trade-in Value. However, some states do not offer any sales tax reduction with trade-ins, and they are:

Using the same example above, whereas if the new car was purchased in one of the places above without a sales tax reduction for trade-ins, the sales tax would be:

This comes out to be an $800 difference, enticing more people in these places to sell cars to private parties instead.

Vehicle Rebates

Dealers may offer vehicle rebates to further incentivize buyers. When car manufacturers are pressured into getting rid of cars at lower profit margins, it can be inferred that they probably use rebates as a means of doing so.

Depending on the state, they may or may not be taxed accordingly. For example, purchasing a vehicle at $30,000 with a cash rebate of $2,000 will have sales tax calculated based on the original price of $30,000, not $28,000. Luckily, a good portion of states do not do this and don’t tax cash rebates. They are Alaska, Arizona, Delaware, Iowa, Kansas, Kentucky, Louisiana, Massachusetts, Minnesota, Missouri, Montana, Nebraska, New Hampshire, Oklahoma, Oregon, Pennsylvania, Rhode Island, Texas, Utah, Vermont, and Wyoming.

Generally, only purchases of new cars are offered rebates because of how uniform and consistent each new car is. Dealers know exactly to the cent where the breakeven point is and if they are still a wide margin over, they can incentivize a potential car buyer by offering a rebate. While some used car dealers do offer cash rebates, they are a rarity due to the difficulty of arriving at true value.

Quick Tip 5: New cars depreciate as soon as they are driven off the lot, sometimes by more than 10% of their values; this is called off-the-lot depreciation.


Auto Loan Calculator for New – Used Cars, auto financing calculator.#Auto #financing #calculator


Auto Loan Calculator

Compare Your Financing Options

Take the guesswork out of buying a new car—a variety of personalized loan options are just a click away!

Auto Loan Calculator

Use our car loan calculator below to give yourself an idea about your auto loan financing needs and your estimated monthly payment.

Calculate Your Car Payment

How to Use the Auto Loan Calculator

Our car payment calculator is designed to help you determine two estimated main factors:

To use the loan calculator, simply:

  1. Enter the retail price of the vehicle. Remember, you might get a better price at the dealership; this step is just to get you started.
  2. Figure the sales tax. Sales tax varies by state, so you might need to contact your local motor vehicle agency to ask. Keep in mind, there could be a difference between the sales tax for a new vehicle and the sales tax for a used vehicle.
  3. Determine the annual interest rate. Like the sales tax, the interest rate can vary greatly, often depending on whether the car is new or used; how long you play to finance the car; and even the date. Currently, Bankrate provides auto loan interest rates based on three-month auto trends.
  4. Decide on your term. This means how long you plan to make car payments. Sometimes, the longer the loan term, the lower the monthly payments. Be sure to talk with your lender about the pros and cons of shorter vs. longer terms.
  5. Enter your down payment. How much money can you pay upfront for the vehicle? Generally, the higher the down payment, the lower the monthly payments.
  6. Provide your trade-in value. Are you trading in a used vehicle? How much is that vehicle worth?

Once you complete each of these steps, our calculator will provide you with an estimated car loan amount you need to finance as well as projected monthly payments.

Other Car Costs to Consider

When it comes to determining how much your new (or new to you!) car will cost, monthly car payments aren’t your only financial concern.

For example, when determining your vehicle budget, you’ll need to consider:

Each of these factors will help you determine how much owning your new or used vehicle will actually cost in the long run.

* Find out whether your state requires vehicle inspections, smog and emissions testing, or both.


Paramount Auto Center – Used cars in Downey, Used autos – SUVs in the San Gabriel Valley, Guaranteed financing, guaranteed auto financing.#Guaranteed #auto #financing


Used cars in Downey

Call For Price

Call For Price

Call For Price

Call For Price

Cars on Special

$13,995

Call For Price

$14,995

About Us

Paramount Auto Center is not your typical automotive dealership. From the moment you step onto our lot, you will notice that we have paid great attention to detail in creating an atmosphere that is welcoming and comfortable. We are dedicated to enhancing every aspect of the customer experience, from your initial visit to long after you have purchas .

Business Hours

Customer Support

Peace of Mind

Customer Reviews

Online Appraisal

Schedule onsite visit to cash in your vehicle.

Brand Index

Locate Us

11221 Paramount Blvd

Downey, CA 90241

Guaranteed auto financing

Follow Us

CAREERS

Privacy Policy

Paramount Auto Center Privacy Policy

In connection with your transaction, we may acquire information about you as described in this notice, which we handle as stated in this notice.

We may collect personally identifiable information such as name, postal address, telephone number, e-mail address, social security number, date of birth, etc This personal information is collected and used by our staff for the purpose of facilitating a relationship or business transaction.

Our website resides behind a firewall and uses SSL (Secure Sockets Layer, the industry-standard security protocol used to communicate with browsers) to transmit personal information. Data is strongly encrypted during transmission to ensure that personal and payment information is secure. Industry-standard data encryption techniques are used to protect personal information on our servers. SSL-capable browsers typically have a symbol on the browser window to indicate when they are in a secure mode. In addition, the URL will begin with https: for all browsers.

We believe the car buying experience should be a hassle and stress-free experience. With only the best hand-selected cars, pre-approvals through our 100% secure credit application, and finance experts ready to help, you can rest easy knowing that we will take care of you.

At Paramount Auto Center the customer is our priority, and we do all that we can to make sure you leave satisfied. does not sell, rent or disclose e-mail addresses to other organizations.

Disclaimer Notice

Paramount Auto Center Disclaimer Notice

All advertised prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emission testing charge. While we try to make sure that all prices posted here are accurate at all times, we cannot be responsible for typographical and other errors that may appear on the site. We make every effort to provide you the most accurate, up-to-the-minute information; however it is your responsibility to verify with the Dealer that all details listed are accurate. The dealership is not responsible for typographical, pricing, product information, advertising or shipping errors. Advertised prices and available quantities are subject to change without notice. All rates and offers are dependent on bank approval, which varies based on applicant’s credit as well as the vehicle.


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Alberta Auto Credit

Buying a car is exciting. Getting financed isn’t, especially when you have bad credit. Alberta Auto Credit specializes getting everyone approved regardless of your credit history. The process is quick and easy Apply Today!

Bad credit auto financing

Alberta Auto Credit – Edmonton Auto Loans

Edmonton’s Alberta Auto Credit provides used car loans for those who have bad credit, bankruptcy, or no credit. We can help you buy a dependable used car, truck or mini-van, and arrange monthly car payments that make sense. We believe car buying should be fun, not a headache. Our company was started to help people save time and start driving. If you are in need of financing we are here to help. We understand that you may have less-than-perfect credit, that’s why we’re here. Alberta Auto Credit specializes in helping people with bad credit rebuild their credit.

Auto loans Edmonton & Red Deer – 0 down payment, low payments, interest rates from 8.9%

HAVE YOUR CREDIT APPROVED WITHIN TWO HOURS

ONLINE CREDIT APPLICATION: Apply Now

See how you can pay your car loan off faster… and save money: Shorter Car Loan Terms

Bad credit auto financing

Bad Credit Auto Loans- Edmonton

As our economy cycles through booms and busts, bad credit has become an unfortunate fact of life for many in the Edmonton area, resulting in a large number of Edmontonions unable to attain financing for a quality used car or truck. We recognize that a person with a bad credit rating is often a victim of hard times, and as a result may might have fallen behind on their payments.

Lenders are often very tough when it comes to bad credit car loan applications, when lending institutions see a bad credit rating, they often reject the loan outright. One thing is certain, having a bad credit rating can make getting approved for a car loan incredibly challenging.

Alberta Auto Credit understands that having a bad credit rating shouldn’t result in you being forced to drive a poorly maintained, or even unsafe car. We specialize in providing auto loans for people who have bad credit, and we work hard to help you finance a car that is safe, reliable, and with a reasonable monthly payment.

Over the past few years the economy has been quite hard on a lot of Albertans. Alberta Auto Credit recognizes this, and understands that there are a lot of good people who’ve been effected. We’re committed to help you put together a car loan that will be straightforward and fair.

Getting approved for a bad credit car loan doesn’t mean that your monthly payments have to be out of reach. We feel it’s very important that your monthly payments are manageable, so that you are able to keep up with the financing until the car loan is paid off.

Rebuilding your credit rating back to a good standing can be a huge challenge, especially when most lenders aren’t willing to provide you with financing. We can help you improve your credit rating, while you enjoy all the advantages of owning a safe and reliable car. As you pay down your car loan, we report your good credit rating to the credit bureaus. This improves your credit rating and opens up more financial opportunities for you in the future.

The important thing is to keep the payments as low and as manageable as possible. We will work closely with you to develop a car loan that works for for you.

No Credit Car Loans

Without a credit history, getting a car loan in Edmonton can be very difficult. With no track record of credit, a lender has no assurances you’ll be able to make payments on a regular basis.

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Bad credit auto financing