## Loan Amortization Schedule in Excel – Easy Excel Tutorial #home #and #auto #insurance

#auto amortization schedule
#

# Loan Amortization Schedule

This example teaches you how to create a loan amortization schedule in Excel .

1. We use the PMT function to calculate the monthly payment on a loan with an annual interest rate of 5%, a 2-year duration and a present value (amount borrowed) of \$20,000. We have named the input cells.

2. Use the PPMT function to calculate the principal part of the payment. The second argument specifies the payment number.

3. Use the IPMT function to calculate the interest part of the payment. The second argument specifies the payment number.

4. Update the balance.

5. Select the range A7:E7 (first payment) and drag it down one row. Change the balance formula.

6. Select the range A8:E8 (second payment) and drag it down to row 30.

It takes 24 months to pay off this loan. See how the principal part increases and the interest part decreases with each payment.

## Lease Amortization Schedule: Equipment Payment Excel Calculator #car #dealer

#auto amortization schedule
#

## Lease Amortization Schedule: Equipment Payment Excel Calculator

By uncle on September 14, 2013

If you are an Accountant for a small or medium sized company with multiple leases (or loans) then you probably experience problems with generating accounting entries every month.

What you need to work out are the principal and interest amounts for each lease and then summarize them. In case of just few loans or leases this isn t a big issue.

But if you maintain several dozens of amortization schedules then the task can become quite time consuming.

## How Lease Accounting Usually Works

The typical scenario is like that: You maintain separate amortization spreadsheets for each lease. Then at the month-end you take the principal and interest amounts of each lease and sum it up.

And here is where the problem starts. One way to sum up all individual amounts is doing so manually. This, however, takes time.

Your second option is to interlink all spreadsheets and calculate the summary in one master spreadsheet. The hard part here is interlinking all these individual sheets. As we all know, this process in Excel doesn t work smoothly all the time. Often the numbers don’t flow through.

Sometimes you must open all files at once in order for the numbers to get updated correctly. With dozens of files open at the same time your PC performance goes down. Sometimes it even crashes.

And what about the missing links? How often do you move a file to another place on your Disk and the link gets broken? Now you need to fix the formulas.

Sounds all familiar?

Wouldn t it be nice to have all Individual and Consolidated lease schedules in a single Spreadsheet?

We thought so, too! Therefore, we developed this:

## Multiple Leases Amortization Calculator in Excel

Our Excel Calculator that can take away all your headaches during  the month-ends or year-ends.

With this calculator you can manage all your leases (or loans) in one Excel file, getting individual and consolidated schedules in one place.

Free Version of our Lease Calculator includes all functionality, except for locked interest rate. Try it and if it suits your needs then you can purchase the full version.

Current limit of this calculator is 80 leases (or loans). The reason to minimizing the file size. Now it stands at around 2.6 MB. Extending it for more leases means that the Excel file will get bigger.

This should not be a problem, Excel can easily handle files even few dozen MB large. Just the opening and processing times will slightly increase.

## What You Need to Run the Lease Calculator

To be able to run the calculator you ideally need to have Microsoft Excel 2010 installed on your computer.

The calculator may also run on Excel 2007. Just the List of Values boxes may not work properly, so you will need to type Loan Term manually instead of picking it from the Drop-down List.

Once you make sure that it runs fine then you can buy it. The Premium Version of the Lease Calculator looks and feels exactly the same as the Free Version, just allows you to maintain more leases (or loans)

## User Manual

Using this calculator is pretty easy. If you are familiar with Excel then it should be a piece of cake. But just to be sure that you understand it and are comfortable with all its functions, here we included instructions on how to use it.

### Sheet 1 – Data Entry

In this sheet you need to specify all entry parameters for your leases (or loans) as shown in the image below.

### Sheet 2 – Individual Schedules

Here you can get details for individual amortization schedules. Simply pick Lease or Loan name in field C4.

Note: Every time you add new lease or change parameters for existing lease, click on “Refresh” button to get the calculation updated.

### Sheet 3 – Consolidated Schedule

This sheet will provide summary for Total Monthly Principal and Total Interest Amounts data for all your Leases per period (month).

Note: Again, every time you add new leases (loans) or change parameters of existing ones don’t forget to click on the “Refresh” button to get the data re-calculated.

### Sheet 4 – Repayment Calendar

We have included Repayment Calendar to schedule your Lease payments. With this handy report you will never miss a single repayment. It will also help you with planning your Cash Flow.

Note: After updating Entry Data sheet, always hit the “Refresh” button to get the values refreshed.

### Sheet 5 – Charts

Last, but not least important for your work are graphs showing Repayments and Outstanding Balance Trends. We have included these graphs to help you with your reporting.

You can print them and attach to your monthly management reporting pack. It will nicely show your financial position where you stand.

Note: As usual, don’t forget to hit “Refresh” button every time you change entry parameters of your Leases or Loans.

We hope you will enjoy our Lease Calculator. If you have any questions or suggestions then please do not hesitate to contact us through our Contact Form .

## Auto Loan Calculator – Free Auto Loan Payment Calculator for Excel #auto #tires

#auto loan calculators
#

# Auto Loan Calculator

Use our free Auto Loan Calculator to estimate the overall cost of purchasing a car, including the sales price, sales tax, and the many charges and fees that creep up on you when you finally decide to make the purchase. The worksheet calculates the total Loan Amount. taking into account your down payment, trade-in, or cash rebate. You can then use the Auto Loan Payment Calculator (another worksheet within the Excel workbook) to create an amortization schedule and analyze different types of loans by changing the loan amount. interest rate. term of the loan (years). and the payment frequency.

Our Auto Loan Calculator gives you complete flexibility in how you make additional payments, in case you want to pay off your loan early and avoid paying so much interest.

IMPORTANT. Many auto loans are actually “Simple Interest Loans ” that accrue interest daily. Our Auto Loan Calculator is great for running quick calculations, but if your loan is actually a simple interest loan. then you may get more accurate numbers by using our Simple Interest Loan Calculator .

#

# Online Class: Excel 2016

## Course Description

Microsoft Excel is a spreadsheet program that comes packaged with the Microsoft Office family of software products. Just like the other programs by Microsoft, Excel can be used for a wide variety of purposes such as creating an address book, grocery lists, tracking expenses, creating invoices and bills, accounting, balance checkbooks and other financial accounts, as well as any other purpose that requires a spreadsheet or table.

This course will cover the many features of Excel 2016 and will teach you how to use them, starting with the simple and working to the most complicated. The good news is that Excel 2016 makes everything easy. By learning how to navigate the program and where to find each feature, operating Excel can become a breeze.

This course will teach you how to:

Format cells, rows, columns, and entire worksheets so they fit and match your data

Use formulas and functions for math, accounting, and totaling.

Create formulas and functions

Calculate data

Create charts and diagrams for your data

Create data lists and forms

Create and use pivot tables and pivot charts.

Work with Excel templates

Share and protect your worksheets and workbooks

Use What-If Analysis to determine possible outcomes. For example, sales goals

And much more

This course was designed to teach you skills you’ll need to successfully use Excel 2016. Each lesson contains instructions and illustrations to show you how to use the features, then walks you through step-by-step so you can see how everything is done. You don’t need previous experience with Excel to be able to complete this course. This course will start with basic skills, then move forward to more advanced features and techniques. Although you do not need access to Excel 2016 for this course; it is highly recommended. A free trial of Excel 2016 is available on the Microsoft website.

7/3/2017 11:39:52 AM

#### Lesson 1: Introduction to MS Excel 2016

Excel can be used for a wide variety of purposes such as creating an address book, grocery lists, tracking expenses, creating invoices and bills, accounting, balance checkbooks and other financial accounts, as well as any other purpose that requires a spreadsheet or table.

• #### Lesson 2: Navigating Excel 2016

In this lesson, we’re going to focus on the major elements of Excel 2016 and take a few minutes to become familiar with their purpose.

• #### Lesson 3: Worksheets and Workbooks

Worksheets are stored in workbooks, and workbooks are the files that you actually save.

• #### Lesson 4: Entering Information into MS Excel 2016

Starting to enter information is as simple as clicking on a cell in the spreadsheet and typing, but there are some things that are helpful to know – and that you can do – before you ever type that first letter or number.

• #### Lesson 5: Introduction to Working with Cells, Rows, and Columns

If you want to move data from its original location and relocate it somewhere else, you must cut the data, then paste it somewhere else. You can cut or copy cells, rows, columns, or entire worksheets.

• #### Lesson 6: Formatting Data and Cells

Taking the time to format a worksheet can take it from the black and white page of data and gridlines to something that looks professional and attractive.

• #### Lesson 7: Formatting Rows and Columns

In Excel 2016, the width of a column is determined by how many characters that can be displayed within a cell.

• #### Lesson 8: Editing Cells, Rows, Columns, and Worksheets

Excel 2016 makes creating – and editing – spreadsheets a lot easier because correcting errors is easy mess free.

• #### Lesson 9: Introduction to Formulas and Calculations

If you use spreadsheets to do accounting for a business, track totals, invoice customers, or anything that requires mathematics, Excel’s ability to calculate formulas is going to save you errors and headaches.

• #### Lesson 10: Working with Formulas and Functions

In Excel, a function is a predesigned formula that does a certain calculation. This can make it easier because you don’t have to construct every formula yourself.

• #### Lesson 11: Maintaining Worksheets

It’s important to learn how to maintain your worksheets to help you keep on top of all the information.

• #### Lesson 12: The What-If Analysis

A what-if analysis lets you explore possibilities by entering possible values into the same equation so you can see the possible outcomes in the cells of your spreadsheet.

• #### Lesson 13: Adding Images and Graphics

You’ve already learned how to format a worksheet and enter information into Excel. Now we’re going to show you how to add elements such as graphics and images.

• #### Lesson 14: Charts and Diagrams

Charts and diagrams are tools you can use to visually represent the data in a worksheet.

• #### Lesson 15: Creating Data Lists

A data list or a database table are types of worksheets that aren’t used to calculate values, but to store information, such as names and addresses of clients or perhaps a library of books.

• #### Lesson 16: Managing Data

A form is simply a dialog box that lets you display or enter information one record (or row) at a time. It can also make the information more visually appealing and easier to understand.

• #### Lesson 17: Pivot Tables and Pivot Charts

A pivot table sounds more difficult and confusing than it really is. Most people say they don’t like pivot tables, or they don’t understand them. In truth, they’re not that difficult at all.

• #### Lesson 18: Printing Worksheets and Workbooks

Headers appear at the top of a worksheet. Footers appear at the bottom. Both can contain page numbers, and headers often contain the title of the worksheet and perhaps the date.

• #### Lesson 19: Templates

Templates are worksheets that are already designed for you.

• #### Lesson 20: Protecting, Saving, and Sharing Workbooks

Add protection to worksheets so that they can’t be edited by other people. You can lock cells or an entire worksheet.

• Document Your Lifelong Learning Achievements
• Earn an Official Certificate Documenting Course Hours and CEUs
• Verify Your Certificate with a Unique Serial Number Online

Course Title: Excel 2016

Course Number: 8900368

Languages: English – United States, Canada and other English speaking countries

Course Type: Computer Skill

CE Accreditation: Universal Class, Inc. has been accredited as an Authorized Provider by the International Association for Continuing Education and Training (IACET).

Assessment Method: Lesson assignments and review exams

Instructor: UniversalClass Staff Instructor

Duration: Continuous: Enroll anytime!

#

# How to Import Excel Contacts into iPhone

Starting from ‘Project Purple’ to becoming a class of Smartphone; ‘Apple iPhone’ firmly managed to break through the criticism and become a successful line of phone. iCloud on the other hand ensures that every user is updated with the latest of everything without any efforts required to be made. Apart from handling updates on your devices and helping you find it when lost, iCloud also comes handy in sharing data. vCard file containing both; single or multiple contact information can be imported on the platform and further shared ahead.

If there is any requirement of importing contacts from MS Excel sheet into iPhone or iCloud device then go for the process of Excel to iPhone contacts conversion discussed below.

To Export Contacts from MS Excel Sheet into iPhone, Follow 3 Steps

To execute process of Excel to iPhone contacts conversion. it is required to first transfer the contacts from Excel spreadsheet into iCloud. After contacts gets transferred into iCloud then it can be easily import into iPhone device.

• Download “RecoveryTools for MS Excel ” converter tool, Click Browse to select the Excel file and then after file gets successfully load then click on “Next”

• Once Excel file gets successfully added, then start the procedure of mapping Excel field with vCard field, after mapping each field click on add and then map another filed. Once done with the mapping process, click on “Next”
• “vCard 3.0 Version” to get vCard file format of 3.0 edition
• “Allow Empty Email Address” to get converted those contacts which doesn’t have email addresses

To, save exported contacts from Excel into vCard select a destination location. By default. software saves VCF file in desktop.

• Now when all contacts from Excel spreadsheet is transferred into VCF file, then this vCard file can be easily imported into iCloud and after successful addition of contacts into iCloud it can be sync with iPhone smoothly.

After completion of Excel to vCard conversion, now users need to import vCard file saved contacts into iCloud which can be further copied into iPhone device.

• To start the process of VCF to iCloud conversion process, open www.icloud.com in your browser

• Now you will be asked to sign-in with your Apple ID and PW. enter the details to access your account in iCloud
• Now you will get the following screen, from the available menu options click on “Contacts”

• In the bottom left corner you will get a gear icon. click on it and from the available options click on “Import vCard”

• Select the VCF file from your machine and then click on “Open”

• Now, vCard to iCloud importing process will be started automatically

• After contacts gets successfully added in iCloud account, you can easily check them

Once the contacts get added in iCloud account, it gets automatically synchronized with your iPhone device if you have already added the same iCloud account in your device. To check whether contacts from iCloud to iPhone get successfully transferred then check the contacts in your iPhone device.

Now when the contacts gets copied from iCloud into iPhone device then users can open the contacts and check the information stored in it. Excel to iCloud converter tool is effective utility to transfer all contacts from Excel spreadsheet into iPhone device.

#

# IT Services

Excel Analysis ToolPak is missing or appears in a language other than English

The Analysis ToolPak is a Microsoft Excel add-in program. To use it in Excel 2010 or Excel 2013. you need to load it first:

1. From Excel 2010 or Excel 2013. click the File tab, and then click Options .
2. Click Add-Ins and in the Manage box, select Excel Add-ins .
3. Click Go button .
4. In the Add-Ins available: box, select the Analysis ToolPak check box, and then click OK .
5. After you load the Analysis ToolPak, the Data Analysis command is available in the Analysis group on the Data tab .

If the Data Analysis or Solver command appears in a language other than English (such as Russian or Spanish):

1. Close all Microsoft Office applications.
2. Click the Start button All Programs Install Applications .
3. In the Software Center window click Available Software.
1. If Office 2013 is installed click Excel Solver Language fix for Office 2013 SP1 Excel Solver Fix Office 2015 item on the list.
2. Or if Office 2016 is installed click Excel Solver Language fix for Office 2016 Excel Solver Fix Office 2016 item on the list.
4. Click the Install button.
5. Once complete you should find the the DataAnalysis tool pack and Solver in Excel are in english.

## Lease Amortization Schedule: Equipment Payment Excel Calculator #auto #electrical #supplies

#auto amortization schedule
#

## Lease Amortization Schedule: Equipment Payment Excel Calculator

By uncle on September 14, 2013

If you are an Accountant for a small or medium sized company with multiple leases (or loans) then you probably experience problems with generating accounting entries every month.

What you need to work out are the principal and interest amounts for each lease and then summarize them. In case of just few loans or leases this isn t a big issue.

But if you maintain several dozens of amortization schedules then the task can become quite time consuming.

## How Lease Accounting Usually Works

The typical scenario is like that: You maintain separate amortization spreadsheets for each lease. Then at the month-end you take the principal and interest amounts of each lease and sum it up.

And here is where the problem starts. One way to sum up all individual amounts is doing so manually. This, however, takes time.

Your second option is to interlink all spreadsheets and calculate the summary in one master spreadsheet. The hard part here is interlinking all these individual sheets. As we all know, this process in Excel doesn t work smoothly all the time. Often the numbers don’t flow through.

Sometimes you must open all files at once in order for the numbers to get updated correctly. With dozens of files open at the same time your PC performance goes down. Sometimes it even crashes.

And what about the missing links? How often do you move a file to another place on your Disk and the link gets broken? Now you need to fix the formulas.

Sounds all familiar?

Wouldn t it be nice to have all Individual and Consolidated lease schedules in a single Spreadsheet?

We thought so, too! Therefore, we developed this:

## Multiple Leases Amortization Calculator in Excel

Our Excel Calculator that can take away all your headaches during  the month-ends or year-ends.

With this calculator you can manage all your leases (or loans) in one Excel file, getting individual and consolidated schedules in one place.

Free Version of our Lease Calculator includes all functionality, except for locked interest rate. Try it and if it suits your needs then you can purchase the full version.

Current limit of this calculator is 80 leases (or loans). The reason to minimizing the file size. Now it stands at around 2.6 MB. Extending it for more leases means that the Excel file will get bigger.

This should not be a problem, Excel can easily handle files even few dozen MB large. Just the opening and processing times will slightly increase.

## What You Need to Run the Lease Calculator

To be able to run the calculator you ideally need to have Microsoft Excel 2010 installed on your computer.

The calculator may also run on Excel 2007. Just the List of Values boxes may not work properly, so you will need to type Loan Term manually instead of picking it from the Drop-down List.

Once you make sure that it runs fine then you can buy it. The Premium Version of the Lease Calculator looks and feels exactly the same as the Free Version, just allows you to maintain more leases (or loans)

## User Manual

Using this calculator is pretty easy. If you are familiar with Excel then it should be a piece of cake. But just to be sure that you understand it and are comfortable with all its functions, here we included instructions on how to use it.

### Sheet 1 – Data Entry

In this sheet you need to specify all entry parameters for your leases (or loans) as shown in the image below.

### Sheet 2 – Individual Schedules

Here you can get details for individual amortization schedules. Simply pick Lease or Loan name in field C4.

Note: Every time you add new lease or change parameters for existing lease, click on “Refresh” button to get the calculation updated.

### Sheet 3 – Consolidated Schedule

This sheet will provide summary for Total Monthly Principal and Total Interest Amounts data for all your Leases per period (month).

Note: Again, every time you add new leases (loans) or change parameters of existing ones don’t forget to click on the “Refresh” button to get the data re-calculated.

### Sheet 4 – Repayment Calendar

We have included Repayment Calendar to schedule your Lease payments. With this handy report you will never miss a single repayment. It will also help you with planning your Cash Flow.

Note: After updating Entry Data sheet, always hit the “Refresh” button to get the values refreshed.

### Sheet 5 – Charts

Last, but not least important for your work are graphs showing Repayments and Outstanding Balance Trends. We have included these graphs to help you with your reporting.

You can print them and attach to your monthly management reporting pack. It will nicely show your financial position where you stand.

Note: As usual, don’t forget to hit “Refresh” button every time you change entry parameters of your Leases or Loans.

We hope you will enjoy our Lease Calculator. If you have any questions or suggestions then please do not hesitate to contact us through our Contact Form .

## Enterprise Dashboards Digest #dashboards, #dashboard, #excel #dashboard, #business #intelligence

#

### Featured

What are enterprise dashboards? Well, dashboards are simple-to-understand, visually-oriented depictions of the current state of the metrics and key performance indicators of most importance to your business. Of course, they borrow from the cockpit or dashboard metaphors that are so easy to get .

Here s a screenshot of a typical dashboard:

Nice layout, right? Do you want a copy of the HTML for it? It will save your developers weeks of tweaking code. To get a free copy of the html template, just sign up for my newsletter. Use the form to the side of this post. There s no cost and I ll send you 2 other cool layouts as well.

Business dashboards have become the universal front-end of business intelligence. From the production line worker on the manufacturing plant floor, to the sales force in the field, and all the way up to the CEO and CFO in the boardroom, everyone gets their metrics served through a dashboard these days. All enterprise reporting software use the dashboard layout as the home page view of the data. The business intelligence dashboard is easy to embrace, popular to develop and here to stay.

Don t get hung up on the technology. Things don t have to be complicated. Using Microsoft Excel is an excellent way to start business dashboarding. You can certainly use it to prototype and you may find it good enough to stick with for a very long time.

Here are 2 great resources on using Excel Dashboards:

Here s how to start:

Key White Papers About BI and Dashboards

More Business Intelligence White Papers (excellent way to research the business dashboard landscape)

Key Books on Enterprise Dashboards

I ve been following the business dashboard space since the beginning. In addition to designing and building some of the first really major dashboard applications, I ve had the pleasure of being the consolidator of dashboard project artifacts for many teams across many industries. Those with me at the beginning remember me having to swear secrecy in exchange for getting a secret screenshot of a hush-hush dashboard project (hence the moniker Dashboard Spy !). I ve watched the development of the growing niche of dashboard books. Here are some of my very favorite:

First off, every once in a while, you should search Amazon for new books on the subject. Here s a link that will bring up the latest books on enterprise dashboards:

Amazon Page of Dashboard Books (My favorite place to purchase books or anything else)

And here are some recommended books (be sure to browse inside the books with the Look Inside function):

Here are the latest books (both coincidentally on the SAS platform):

Key Blogs to Follow

#

# Run Chrome, Firefox, Flash, Java, Open Office Suite & More on iPad. iPhone and Android

AlwaysOnPC gives you a complete virtual computer pre-loaded with over 40 apps that you can access and use from any iPad, iPhone / iPod Touch or Android smartphones. Here are just a few of the things you get with AlwaysOnPC:

## Leave your laptop at home:

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• Rock-solid security: All connections with AlwaysOnPC are encrypted for your privacy and security.
• View the full web – from Facebook or Java games like Runescape to Java apps, Google Sites or Analytics – it just works! (Audio streaming video coming soon…)
• True multi-tasking – cut/copy paste between apps, drawings, photos, open email attachments edit, save, re-attach to reply/forward
• Even more apps: Everything from Photoshop-like image editing drawing programs, to award-winning GNU Chess…

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All I have to say is my iPad and now this I can live without a laptop. Takes a while to set things
up but it’s so worth it.

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★★★★★ Very cool by wenzej on Jul 24, 2010 version 1.0
This works very well. With the PC app it will be very useful I think for sharing files between computers.

## How to Get Started:

You can start by either getting the app directly on your mobile phone by clicking the an Appstore link above.

Or, you can try AlwaysOnPC on your PC or Mac. Just Click Try it Free on your PC/Mac and you can try it free for 5 days.

Note to customers outside the USA and Europe( Africa, Asia, South America, Australia):AlwaysOnPC uses servers located in the USA (Los Angeles, CA) and Europe therefore accessing it from outside these regions may have added latency (delays in commands and screen refresh) due to the inherent delay in international Internet connections. We recommend you try our free trail software for your PC or Mac before purchasing our mobile app.

## Loan Amortization Schedule in Excel – Easy Excel Tutorial #private #car #sales

#auto amortization schedule
#

# Loan Amortization Schedule

This example teaches you how to create a loan amortization schedule in Excel .

1. We use the PMT function to calculate the monthly payment on a loan with an annual interest rate of 5%, a 2-year duration and a present value (amount borrowed) of \$20,000. We have named the input cells.

2. Use the PPMT function to calculate the principal part of the payment. The second argument specifies the payment number.

3. Use the IPMT function to calculate the interest part of the payment. The second argument specifies the payment number.

4. Update the balance.

5. Select the range A7:E7 (first payment) and drag it down one row. Change the balance formula.

6. Select the range A8:E8 (second payment) and drag it down to row 30.

It takes 24 months to pay off this loan. See how the principal part increases and the interest part decreases with each payment.