Vehicle Loan Refinance Example #used #cars #dealers


#auto loan refinance
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Does Refinancing My Auto Loan Really Pay Off?

Let s face it, as the costs for almost everything continue to rise, it can be more challenging to save your hard-earned money. What can you do to help offset these costs? At RBFCU, we offer our members low to no-cost financial services. We may be able to refinance your higher-rate Auto Loan from another financial institution to a lower rate that can help keep more money in your pocket.

For example, if you have a 66-month auto loan at 6.5 APR and you financed 25,000. this makes your monthly payments approximately 452.

After six months, you decide to refinance your current remaining balance with us (which is about $23,078 by then). If you are eligible to refinance online at 1.65% APR for the remaining 60 months, your monthly payments will go down to $400 (a difference of about $50 per month).

How much will you end up saving overall? You could ultimately save more than $3,000 over the remainder of your loan if you refinance with us!

Get Pre-Approved Today!

Talk with our Consumer Lending Center or use our online loan calculators to determine how much you’ll save when you refinance your auto loan with us!

Example does not include sales tax. Loans are subject to credit approval. The 1.65% APR is our best rate available when applying for an RBFCU Auto Loan to finance a new or used vehicle purchase, or refinance an existing auto loan from another financial institution over to us. Payment per $1,000 is approximately $17.38 per month for 60 months at 1.65% APR based on deferment of first payment for 60 days. Auto loan rates and terms are subject to change without notice and are based on your credit rating, your relationship with us and other factors. Loan term will be based upon amount financed, collateral and mileage. Longer loan terms are available at different rates. Contact our Consumer Lending Center for more details. Some restrictions may apply.


Ssae 16 Type Ii #is #ssae #16 #needed,reports,reviewing #ssae #16,ssae #16,ssae #16 #audit #review,ssae #16 #review,ssae #16 #review #checklist,ssae #16 #reviews,ssae #review,ssae #reviews,ssae-18,ssae16,ssae16 #review,standards,third #party #ssae #guidance #review,who #is #required #to #have #a #ssae #16,who #is #required #to #have #ssae #16,why #get #ssae #16,audit #intensedebate,leave #a #reply: #name #(required): #website: #comments: #submit, #moderation,\’leave #a #reply\’ #\’name #(required)\’ #\’mail #(will #not #be #published) #(required)\’ #\’website\’ #it #services,controls,how #do #you #prepare #for #an #ssae #16 #audit,how #to #prepare #for #a #ssae #16,how #to #prepare #for #an #ssae #16 #audit,new #avenues #for #ssae #16,preparing #for #a #ssae #16,preparing #for #ssae #16,report #writing,ssae #16 #audit #preparation,ssae #16 #consulting #do #we #need,ssae #16 #preparation,ssae #16 #report,ssae #no. #16,example #soc #1 #report,soc #1,soc #1 #report,soc #1 #reports,soc #1 #type #2,soc #1 #type #2 #report,soc #1 #type #ii #report,soc #2,soc #3,soc #i,soc #report,soc #reporting,soc #type,soc #type #1 #report,soc-1 #report,soc1,soc1 #report,soc1 #reporting,soc1 #soc2,ssae #16 #reports,ssae #16 #soc #1,ssae16 #compliant #soc #1,system #and #organization #control #report,what #is #a #soc #1 #report,what #is #a #soc1 #report,what #is #ssae #16 #soc #1 #and #soc #2 #difference,at-c #320,cost,definition #soc #1 #ssae #16,how #ssea #16 #helps #auditors,prices,pricing,soc #1 #audit,ssae #16 #audit,ssae #16 #audit #checklist,ssae #16 #audit #report,ssae #16 #audit #requirements,ssae #16 #auditing #standard,ssae #16 #auditor,ssae #16 #checklist,ssae #16 #cost,ssae #16 #costs,ssae #16 #prices,ssae #17 #audit,ssae #18 #report,ssae #soc #auditing #and #reporting,ssae16 #audit,ssae16 #audit #report,ssae16 #checkilst,what #is #a #ssae #16 #audit,what #is #ssae #16 #audit,what #is #ssae16 #audit,what #is #the #purpose #of #a #ssae #16 #audit?


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The SSAE 18 Reporting Standard SOC 1 SOC 2 SOC 3 Support and Guidance for SSAE18, SOC 1, SOC 2, and SOC 3 reporting standards

Some organizations have heard of SAS 70, SSAE 16. and soon to be SSAE 18. but, don t really know WHY they need to pay to have a bunch of auditors trounce through their company for a month or two during the year, especially right after their financial audit just finished.
The answer is simple: Many companies will not even think about using your company to perform services for them without a clean Type II Report in place.
Some benefits of having an SSAE 16 performed :

  • Ability to perform outsourcing services for Public Companies.
    • If performing financially significant duties for a Public Company, they are required to use a SSAE 16 qualified provider as it is the only way to give investors assurance over controls that are not performed by the Company in question.
  • Public and Private companies are more likely to trust your organization with their data.
    • If you were to trust a company with your data, you would want complete assurance it will be handled with the utmost care
  • A year round accessible knowledge source (your auditors).
    • As a service organization, large or small, you will always have questions regarding your business and having a set of auditors in place with access to a wide array of business knowledge, it will allow you to bounce your questions and concerns off of a group of trusted individuals.
  • A third party to review your controls and activities to ensure they are functioning appropriately, and give advice on how to improve upon them.
    • Sometimes your internal audit department is good, but, not always as stringent as they should be. This will help to serve as a check on their work, as well as your staff. Additionally, if there were any findings noted, your auditors are in a great position to give you some tricks and tips to improve to ensure everything functions well the following period.
  • Improving performance of the organization.
    • Just the knowledge that a review is being performed of an employee s work that can have far reaching consequences for the company as a whole. No more, Oh, I didn t realize that reviewing user access was THAT important to do this month, sorry , now, everyone knows that if it s not done, the success or failure of the organization could rest upon them.

Think of the SSAE 16 or SSAE-18 audit as an annual investment into your company, increasing potential new clients. productivity and accountability .

This tip is focused on designing controls that reflect the process being testing, if they don t, a headache of massive proportions will be created once testing begins.
What do you do to make sure you don t screw this up? Have as many meetings as it takes to get it right.
What you need to do is sit down with the auditors, the department lead, the main employees responsible for performing the process, and anyone else whom could either play a role in testing or modifying the control in the future. Once that is done, Management should discuss what they determined the control to be and how it should operate, that is then reviewed by the auditors, and then the employees performing the tasks should be reconsulted to verify that the control still reflects their process accurately.
Many times people try to speed this process up and half-ass it, leaving many open items which upon testing could easily blow up into a huge problem. When the control isn t 100% agreed upon prior to testing and a deviation is noted, it s a tough call between failing the control and the ability to adjust it to accurately reflect the process. The problem is modifying a control after testing has begun is not proper and needs to be avoided at all costs.
Locking the controls locked down early on could save weeks in wrapping up your new SSAE 16 Report.
We have seen issues like this cause delays in issuing of the report to the client and running additional fees, since adjusting controls isn t free. Coming from the perspective of the auditor, we can let you know the pitfalls, consequences and how to best navigate the audit process. If you have any comments or questions please leave them below!

A SOC 1 Report (System and Organization Controls Report ) is a report on Controls at a Service Organization which are relevant to user entities’ internal control over financial reporting. The SOC1 Report is what you would have previously considered to be the standard SAS70, complete with a Type I and Type II reports, but falls under the SSAE 16 guidance (and soon to be SSAE 18 ).

Please see the following articles discussing the SSAE 16 guidance and additional information related to the SOC 1 (Type I and Type II) Reports:

In addition to the SOC 1 report which is restricted to controls relevant to an audit of a user entity’s financial statements, the SOC 2 and SOC 3 reports have been created to address controls relevant to operations and compliance and will be discussed in further detail in the future.

Please see the SOC 1 Reporting Guide page for additional information.

SSAE 16 is an enhancement to the current standard for Reporting on Controls at a Service Organization, the SAS70. The changes made to the standard will bring your company, and the rest of the companies in the US, up to date with new international service organization reporting standards, the ISAE 3402. The adjustments made from SAS 70 to SSAE 16 will help you and your counterparts in the US compete on an international level; allowing companies around the world to give you their business with complete confidence .

SSAE16 is now effective as of June 15, 2011, and if you have not made the necessary adjustments required, now is the time to find a quality provider to discuss the proper steps. All organizations are now required to issue their Service Auditor Reports under the SSAE 16 standards in an SOC 1 Report.

The soon to be effective, SSAE-18. is expected to follow a similar reporting structure to the SSAE-16 within a SOC 1 report.

Who Needs an SSAE 16 (SOC 1 ) Audit?

If your Company (the Service Organization ) performs outsourced services that affect the financial statements of another Company (the User Organization ), you will more than likely be asked to provide an SSAE16 Type II Report, especially if the User Organization is publicly traded.
Some example industries include:

  • Payroll Processing
  • Loan Servicing
  • Data Center /Co-Location/Network Monitoring Services
  • Software as a Service (SaaS )
  • Medical Claims Processors

What you Need to Know:

Before starting the SSAE 16 process, there are a number of considerations one must take into account that can save considerable time, effort, and money in the long run. Use the following items as a mini checklist for yourself:

  • Does my Company need an SSAE16, or, are we doing it just because someone asked?
  • Reports on the low end can run at least $15,000 a year, will the business lost be less of a burden than the cost of the report itself?
  • Does your company have defined Business Process and IT controls in place, or, will you need assistance developing and implementing them (readiness assessment)?
  • Have you determined the controls in place which affect the outsourced services being provided?
  • Have key stakeholders been defined and included in discussions?

There are many other issues to consider before engaging a CPA firm to help with your SSAE 16, for a more detailed checklist please see The SSAE 16 Checklist

You may have heard SSAE-18 is on the horizon for reports issued as of May 1, 2017. There are some important updates discussed in here: SSAE-18 An Update to SSAE-16 .

As the standard is formalized and the date approaches we will continue to provide more information to help you prepare for these changes.


Soap web services client #webservice, #soap, #c#, #vb.net, #asp.net, #example, #code


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Soap web services client/server code examples

Building and consuming a web service is easy in Visual Studio and other IDEs, but if you find yourself armed with only notepad.exe and needing to retrieve data in an ASP.Net web application via SOAP, the following method is an alternative way of communicating with web services.

First, we need an example web service in written in the language of your choice:

[WebService(Namespace=”http://MyNameSpace/”)]
public class MyWebservice. WebService <
[WebMethod(Description=”Returns the sum of two numbers”, EnableSession=false)]
public int Add(int x, int y) <
return x + y;
>
>

WebService(Namespace:=”http://MyNameSpace/”) _
Public Class MyWebservice
Inherits WebService
WebMethod(Description := “Returns the sum of two numbers”, EnableSession := False) _
Public Function Add(x As Integer, y As Integer) As Integer
Return x + y
End Function
End Class

Save one of the above as webservice.asmx and put it on a web server with ASP.Net enabled.

To connect to the example web service from a web application and use the example script in the language of your choice: (replace “servername” with the host name of your webservice server)

script runat=”server”
public static string WebServiceRequest(string url, string requestBody, string xmlNS, string operation)
<
string returnText = “”;
try
<
HttpWebRequest hwRequest = (HttpWebRequest) WebRequest.Create(url);
hwRequest.Accept = “*/*”;
hwRequest.AllowAutoRedirect = true;
hwRequest.UserAgent = “http_requester/0.1”;
hwRequest.Timeout= 60000;
hwRequest.Method = “POST”;
hwRequest.ContentType = “text/xml; charset=utf-8”;
hwRequest.Headers.Add(“SOAPAction”, “\”” + xmlNS + operation + “\””);
UTF8Encoding encoding = new UTF8Encoding();
byte[] postByteArray = encoding.GetBytes(requestBody);
hwRequest.ContentLength = postByteArray.Length;
Stream postStream = hwRequest.GetRequestStream();
postStream.Write(postByteArray, 0, postByteArray.Length);
postStream.Close();
HttpWebResponse hwResponse = (HttpWebResponse) hwRequest.GetResponse();
if (hwResponse.StatusCode == HttpStatusCode.OK)
<
Stream responseStream = hwResponse.GetResponseStream();
StreamReader myStreamReader = new StreamReader(responseStream);
returnText = myStreamReader.ReadToEnd();
>
hwResponse.Close();
>
catch (Exception e)
<
returnText = “An error occurred: ” + e.Message;
>
return returnText;
>
/script

%
string xmlRequestData =
” ?xml version=\”1.0\” encoding=\”utf-8\”? ” + Environment.NewLine +
” soap:Envelope xmlns:xsi=\”http://www.w3.org/2001/XMLSchema-instance\” xmlns:xsd=\”http://www.w3.org/2001/XMLSchema\” xmlns:soap=\”http://schemas.xmlsoap.org/soap/envelope/\” ” + Environment.NewLine +
” soap:Body ” + Environment.NewLine +
” Add xmlns=\”http://MyNameSpace/\” ” + Environment.NewLine +
” x 2 /x ” + Environment.NewLine +
” y 3 /y ” + Environment.NewLine +
” /Add ” + Environment.NewLine +
” /soap:Body ” + Environment.NewLine +
” /soap:Envelope “;

XmlDocument xmlDoc = new XmlDocument();
xmlDoc.LoadXml(WebServiceRequest(“http://servername/webservice.asmx”, xmlRequestData, “http://MyNameSpace/”, “Add”));
XmlNodeList xmlNL = xmlDoc.GetElementsByTagName(“AddResult”);
for(int i=0; i xmlNL.Count; i++)
<
Response.Write(“The result is ” + xmlNL[i].InnerText);
>
%

script runat=”server”
Function WebServiceRequest(url As String, requestBody As String, xmlNS As String, operation As String) As String
Dim returnText As String = “”
Try
Dim hwRequest As HttpWebRequest = WebRequest.Create(URL)
hwRequest.Accept = “*/*”
hwRequest.AllowAutoRedirect = true
hwRequest.UserAgent = “http_requester/0.1”
hwRequest.ContentType = “text/xml; charset=utf-8”
hwRequest.Headers.Add(“SOAPAction”, “””” xmlNS operation “”””)
hwRequest.Timeout = 60000
hwRequest.Method = “POST”
Dim encoding As New UTF8Encoding()
Dim postByteArray() As Byte = encoding.GetBytes(requestBody)
hwRequest.ContentLength = postByteArray.Length
Dim postStream As Stream = hwRequest.GetRequestStream()
postStream.Write(postByteArray, 0, postByteArray.Length)
postStream.Close()
Dim hwResponse As HttpWebResponse = hwRequest.GetResponse()
If hwResponse.StatusCode = HttpStatusCode.OK Then
Dim responseStream As StreamReader = _
New StreamReader(hwResponse.GetResponseStream())
returnText = responseStream.ReadToEnd()
End If
hwResponse.Close()
Catch e As Exception
returnText = “An error occurred: ” e.Message
End Try
WebServiceRequest = returnText
End Function
/script

%
Dim xmlRequestData As String = _
” ?xml version=””1.0″” encoding=””utf-8″”? ” vbcrlf _
” soap:Envelope xmlns:xsi=””http://www.w3.org/2001/XMLSchema-instance”” xmlns:xsd=””http://www.w3.org/2001/XMLSchema”” xmlns:soap=””http://schemas.xmlsoap.org/soap/envelope/”” ” vbcrlf _
” soap:Body ” vbcrlf _
” Add xmlns=””http://MyNameSpace/”” ” vbcrlf _
” x 2 /x ” vbcrlf _
” y 3 /y ” vbcrlf _
” /Add ” vbcrlf _
” /soap:Body ” vbcrlf _
” /soap:Envelope “
Dim xmlDoc As New XmlDocument
xmlDoc.loadXML(WebServiceRequest(“http://servername/webservice.asmx”, xmlRequestData, “http://MyNameSpace/”, “Add”))
Dim xmlNL As XmlNodeList = xmlDoc.GetElementsByTagName(“AddResult”)
For i As Integer = 0 To xmlNL.Count – 1
Response.Write(“The result is ” xmlNL(i).InnerText)
Next
%

Save one of the above as webserviceconsumer.aspx and put it on a web server with ASP.Net enabled. When called, the result will be “5”. You can then change the xmlRequestData string, the WebServiceRequest() parameters and XML response handling to interface with other web services.

Tag cloud


HAVING (clause) fun with SAS Enterprise Guide – The SAS Dummy #example #of #having #clause #in #sql


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Blogs

Blogs

HAVING (clause) fun with SAS Enterprise Guide

Last week I attended a meeting of the Toronto Area SAS Society. (Okay, I didn’t just attend; I was a presenter as well .) This user group meeting contained a feature that I had never seen before: “Solutions to the Posed Problem”.

Weeks before the meeting, an “open problem” was posted to the TASS community group site. The problem included 134 records of time series data and an objective: create a data set that contains just the most recent record (according to the date and time values) for each unique identifier in the set.

Here’s a snapshot of a data sample, with the desired output records highlighted.

It’s a simple little puzzle similar to those that SAS programmers must deal with every day. But the instructions for this particular problem were to “use an interface product” to solve it. The implication was “use SAS Enterprise Guide”, but the entrants got creative with that requirement. Some used SAS Enterprise Guide to import the data (which was provided as an Excel file), but then wrote a program to do the rest. Some simply opened a program node and wrote code to do the whole shebang.

Art Tabachneck, one of the TASS leaders and a frequent SAS-L contributor, tried to use just “point-and-click” to solve the problem without resorting to a program node, but he didn’t manage it. He knew that the Query Builder was the best chance for an SQL solution, and that he would need a HAVING clause to make it work. He was on the right track! But in the limited time that he had to devote to the problem, he couldn’t bend the Query Builder to his will. In the end, Art wound up working within the program node, just like most other participants.

When I returned home, I made it my mission to devise a “pure” task-based solution. And here it is:

Step 1: Import the Excel file
That’s easy. Even as Art observed, you simply select File- Import Data, point to the XLS file on your local machine, and then click Finish when the wizard appears. The default behavior produces a perfect SAS data set.

Step 2: Start with the query
With the output from the import step, select the Query Builder task. We need the all of the columns represented, so drag all columns over to the Select Data tab.

Step 3: Create a computed column for a combined date-time value
All of the successful solutions did this step somehow. I borrowed from the most elegant of these and created an “Advanced expression”-based column named “Test_DateTime” as:

Step 4: Create a MAX aggregation version of that computed column
Create another column based on Test_DateTime column, and this time apply the MAX summarization. Name the new column MAX_of_Test_DateTime.

This is the trick! As soon as you have an aggregated measure as part of the query, the Filter tab will divide into two sections, revealing a “Filter the summarized data” section. That’s the piece that allows you to generate a “Having” structure.

Step 5: Create a Having filter based on the summarized column
The filter is effectively:

The Query Builder generates more verbose SQL than the above, but you get the idea. Here’s a screen shot that shows the Having filter in place.

Step 6: Change the Grouping to include just SAMPLE_ID
When you have a summarized measure in the query the Query Builder provides control over the grouping behavior. By default, the query is “grouped by” all non-summarized columns. But for this query, we want to group only by each value of the Sample_ID column. On the Select Data tab, uncheck “Automatically select groups”. Then click the Edit Groups button and exclude all except for t1.Sample_ID.

Here’s the Select Data tab with the proper grouping in place:

When you run the query, you should get the desired result. Here’s the SQL that was generated:


Retail Store Manager Sample Job Description #retail #store #manager #job #description, #retail #store #manager #job #description #sample, #retail #store #manager #job #description #template, #retail #store #manager #job #description #example


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Retail Store Manager Sample Job Description

This retail store manager sample job description can assist in your creating a job application that will attract job candidates who are qualified for the job. Feel free to revise this job description to meet your specific job duties and job requirements.

Retail Store Manager Job Responsibilities:

Serves customers by providing merchandise; supervising staff.

Retail Store Manager Job Duties:

  • Completes store operational requirements by scheduling and assigning employees; following up on work results.
  • Maintains store staff by recruiting, selecting, orienting, and training employees.
  • Maintains store staff job results by coaching, counseling, and disciplining employees; planning, monitoring, and appraising job results.
  • Achieves financial objectives by preparing an annual budget; scheduling expenditures; analyzing variances; initiating corrective actions.
  • Identifies current and future customer requirements by establishing rapport with potential and actual customers and other persons in a position to understand service requirements.
  • Ensures availability of merchandise and services by approving contracts; maintaining inventories.
  • Formulates pricing policies by reviewing merchandising activities; determining additional needed sales promotion; authorizing clearance sales; studying trends.

Improve your Hiring and Retention in 2017

  • Markets merchandise by studying advertising, sales promotion, and display plans; analyzing operating and financial statements for profitability ratios.
  • Secures merchandise by implementing security systems and measures.
  • Protects employees and customers by providing a safe and clean store environment.
  • Maintains the stability and reputation of the store by complying with legal requirements.
  • Determines marketing strategy changes by reviewing operating and financial statements and departmental sales records.
  • Maintains professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; participating in professional societies.
  • Maintains operations by initiating, coordinating, and enforcing program, operational, and personnel policies and procedures.
  • Contributes to team effort by accomplishing related results as needed.
  • Retail Store Manager Skills and Qualifications:

    Customer Focus, Tracking Budget Expenses, Pricing, Vendor Relationships, Market Knowledge, Staffing, Results Driven, Strategic Planning, Management Proficiency, Client Relationships, Verbal Communication

    Find out more about recruiting trends in the retail industry .

    Learn more about how to hire:

    Get in on the action.


    Cover Letters, Sample Cover Letters, Resume Cover Letters #cover #letters, #sample #cover #letters, #coverletter, #resume #cover #letters, #example #cover #letters, #free #cover #letters, #cover #letter #examples, #covering #letter


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    Sample Cover Letters

    Cover Letters

    In bestcoverletters.com, there are many samples of cover letters for various occasions.
    We have different types of samples such as resume, job offer, acceptance, rejection, salary increment, appraisal and recommendation There are examples as to how to write a letter that would cater the needs of you and your recruiter together. There is diverse information regarding a variety of topics, and you can find them in the links provided below.

    For your interest:

    Now what is a cover letter? And where to use it? How to use it? How not to use it? Is it not like any other letter? Well, it is a write up sent along with a resume to a company or organization, when applying for a job. It provides some additional information of your special skills that is apt for the job and your qualifications. Apart from this, important points such as, your main objective to work, your expertise and how enthusiastic you are to be a part of the organization can also be referred. The information given in a covering letter is crucial in the initial screening process; this is true with respect to the employer’s point of view.

    These letters are short and precise. It should act as an introduction to your resume. Apart from this, it should also act as a place where you can inform the employer about the various skills that you have and about few extra credentials that you feel will garner the employer’s attention. Instead of scattering a lot of facts all over the letter, one needs to think and jot only the relevant points suitable for the job along with the relevant experience. The mail should be professional and should create an impression about the candidate on the employer. Not all resumes need to be accompanied by a write up.

    To be precise, one needs to write a cover letter under the following circumstances:

    • If you know the name of the person hiring you, so that you can write directly to them.
    • If you know about the job requirement. In such cases, you can highlight your skills suitable for the job.
    • If you have been referred by someone personally. The name of the referee should be the highlight of your letter. His/ her name should be mentioned right in the beginning so that the employer is aware of it before he even checks your CV. References always add a plus point to your resume as someone close to the employer has found you suitable for the job and thus carry more weight.

    You can use these free samples to draft a customized cover letter that will ensure you be short listed by the recruiter. These samples can be used as email or as an hard copy.

    No matter what profile you have and which job you are searching for, we have writing aid waiting for you in this bestcoverletters.com.

    These samples are not only useful in creating your own cover letter, they are useful to get an idea as to what the circumstance is and how to react or write during that situation. Not all situations demand a write up.

    When you go through the following links, you will know which situation demands a cover letter and which does not.

    If you need some specific cover letter for some specific need, please do let us know.

    Any feed backs regarding the samples and improvement are welcome.


    Vehicle Loan Refinance Example #auto #pro


    #auto loan refinance
    #

    Does Refinancing My Auto Loan Really Pay Off?

    Let s face it, as the costs for almost everything continue to rise, it can be more challenging to save your hard-earned money. What can you do to help offset these costs? At RBFCU, we offer our members low to no-cost financial services. We may be able to refinance your higher-rate Auto Loan from another financial institution to a lower rate that can help keep more money in your pocket.

    For example, if you have a 66-month auto loan at 6.5 APR and you financed 25,000. this makes your monthly payments approximately 452.

    After six months, you decide to refinance your current remaining balance with us (which is about $23,078 by then). If you are eligible to refinance online at 1.65% APR for the remaining 60 months, your monthly payments will go down to $400 (a difference of about $50 per month).

    How much will you end up saving overall? You could ultimately save more than $3,000 over the remainder of your loan if you refinance with us!

    Get Pre-Approved Today!

    Talk with our Consumer Lending Center or use our online loan calculators to determine how much you’ll save when you refinance your auto loan with us!

    Example does not include sales tax. Loans are subject to credit approval. The 1.65% APR is our best rate available when applying for an RBFCU Auto Loan to finance a new or used vehicle purchase, or refinance an existing auto loan from another financial institution over to us. Payment per $1,000 is approximately $17.38 per month for 60 months at 1.65% APR based on deferment of first payment for 60 days. Auto loan rates and terms are subject to change without notice and are based on your credit rating, your relationship with us and other factors. Loan term will be based upon amount financed, collateral and mileage. Longer loan terms are available at different rates. Contact our Consumer Lending Center for more details. Some restrictions may apply.


    Auto mechanic resume, vehicles, car, sample, example, job description, repairs, CV #auto #shows


    #auto mechanic
    #

    Auto mechanic resume

    An energetic and competent individual who loves cars and enjoys fixing mechanical things. Karen comes to you with a strong background in diagnosing faults correctly, explaining mechanical issues to clients, and performing physically challenging tasks for extended periods of time. She is someone who possess a variety of competencies that set her apart from other candidates, chief amongst these is her ability to stay abreast with rapidly changing automotive technologies. As a seasoned professional she can work on cars, vans, motorbikes, lorries and coaches. Aside from her technical competencies, her pleasant manner and excellent communication skills allow her to provide great customer service to clients. At the moment she is looking for a suitable position with an employer that offers its staff comprehensive training, competitive compensation, and unparalleled benefits.

    AUTO MECHANIC January 2010 – present

    Employers name – Coventry

    Responsible for performing all assigned vehicle repair and maintenance work in accordance with dealership and factory standards.

    • Carrying out repairs and replacing damaged parts.
    • Testing motor vehicles and equipment.
    • Diagnosing the causes of any malfunctions.
    • Ordering parts from suppliers.
    • Carrying out inspections of completed repairs to ensure that the vehicle is safe to be driven.
    • Pulling parts off vehicles and tagging them for inventory.
    • Returning a customer s vehicle to them in a clean condition.
    • Road testing vehicles.Inspecting and testing mechanical units.
    • Following a checklist to ensure that all key work has been done.
    • Checking engine lights, air bag systems, transmission fluids and filters.
    • Following safety policies and procedures.
    • Assisting in assembling cars and trucks.
    • Completing administrative reports on any work performed.
    • Performing routine oil changes.
    • Maintaining an organized neat and safe bay.

    TRAINEE MECHANIC May 2008 – January 2010

    Employers name – Birmingham

    CASHIER July 2007 – May 2008

    Employers name – Birmingham

    KEY SKILLS AND COMPETENCIES

    • Capable of working on foreign and domestic vehicles.
    • Experience of working on Gasoline Engines, Diesel Engines, brakes, suspension, steering, electronic system, heating air conditioning systems.
    • Experience operating all types of vehicles and transportation equipment.
    • Able to use Snap-On diagnostic equipment.
    • Performing work efficiently and effectively.
    • Superb mechanical aptitude, manual dexterity and attention to detail.

    Auto mechanic resume, vehicles, car, sample, example, job description, repairs, CV #fisher #auto #parts


    #auto mechanic
    #

    Auto mechanic resume

    An energetic and competent individual who loves cars and enjoys fixing mechanical things. Karen comes to you with a strong background in diagnosing faults correctly, explaining mechanical issues to clients, and performing physically challenging tasks for extended periods of time. She is someone who possess a variety of competencies that set her apart from other candidates, chief amongst these is her ability to stay abreast with rapidly changing automotive technologies. As a seasoned professional she can work on cars, vans, motorbikes, lorries and coaches. Aside from her technical competencies, her pleasant manner and excellent communication skills allow her to provide great customer service to clients. At the moment she is looking for a suitable position with an employer that offers its staff comprehensive training, competitive compensation, and unparalleled benefits.

    AUTO MECHANIC January 2010 – present

    Employers name – Coventry

    Responsible for performing all assigned vehicle repair and maintenance work in accordance with dealership and factory standards.

    • Carrying out repairs and replacing damaged parts.
    • Testing motor vehicles and equipment.
    • Diagnosing the causes of any malfunctions.
    • Ordering parts from suppliers.
    • Carrying out inspections of completed repairs to ensure that the vehicle is safe to be driven.
    • Pulling parts off vehicles and tagging them for inventory.
    • Returning a customer s vehicle to them in a clean condition.
    • Road testing vehicles.Inspecting and testing mechanical units.
    • Following a checklist to ensure that all key work has been done.
    • Checking engine lights, air bag systems, transmission fluids and filters.
    • Following safety policies and procedures.
    • Assisting in assembling cars and trucks.
    • Completing administrative reports on any work performed.
    • Performing routine oil changes.
    • Maintaining an organized neat and safe bay.

    TRAINEE MECHANIC May 2008 – January 2010

    Employers name – Birmingham

    CASHIER July 2007 – May 2008

    Employers name – Birmingham

    KEY SKILLS AND COMPETENCIES

    • Capable of working on foreign and domestic vehicles.
    • Experience of working on Gasoline Engines, Diesel Engines, brakes, suspension, steering, electronic system, heating air conditioning systems.
    • Experience operating all types of vehicles and transportation equipment.
    • Able to use Snap-On diagnostic equipment.
    • Performing work efficiently and effectively.
    • Superb mechanical aptitude, manual dexterity and attention to detail.

    Auto mechanic resume, vehicles, car, sample, example, job description, repairs, CV #kragens #auto #parts


    #auto mechanic
    #

    Auto mechanic resume

    An energetic and competent individual who loves cars and enjoys fixing mechanical things. Karen comes to you with a strong background in diagnosing faults correctly, explaining mechanical issues to clients, and performing physically challenging tasks for extended periods of time. She is someone who possess a variety of competencies that set her apart from other candidates, chief amongst these is her ability to stay abreast with rapidly changing automotive technologies. As a seasoned professional she can work on cars, vans, motorbikes, lorries and coaches. Aside from her technical competencies, her pleasant manner and excellent communication skills allow her to provide great customer service to clients. At the moment she is looking for a suitable position with an employer that offers its staff comprehensive training, competitive compensation, and unparalleled benefits.

    AUTO MECHANIC January 2010 – present

    Employers name – Coventry

    Responsible for performing all assigned vehicle repair and maintenance work in accordance with dealership and factory standards.

    • Carrying out repairs and replacing damaged parts.
    • Testing motor vehicles and equipment.
    • Diagnosing the causes of any malfunctions.
    • Ordering parts from suppliers.
    • Carrying out inspections of completed repairs to ensure that the vehicle is safe to be driven.
    • Pulling parts off vehicles and tagging them for inventory.
    • Returning a customer s vehicle to them in a clean condition.
    • Road testing vehicles.Inspecting and testing mechanical units.
    • Following a checklist to ensure that all key work has been done.
    • Checking engine lights, air bag systems, transmission fluids and filters.
    • Following safety policies and procedures.
    • Assisting in assembling cars and trucks.
    • Completing administrative reports on any work performed.
    • Performing routine oil changes.
    • Maintaining an organized neat and safe bay.

    TRAINEE MECHANIC May 2008 – January 2010

    Employers name – Birmingham

    CASHIER July 2007 – May 2008

    Employers name – Birmingham

    KEY SKILLS AND COMPETENCIES

    • Capable of working on foreign and domestic vehicles.
    • Experience of working on Gasoline Engines, Diesel Engines, brakes, suspension, steering, electronic system, heating air conditioning systems.
    • Experience operating all types of vehicles and transportation equipment.
    • Able to use Snap-On diagnostic equipment.
    • Performing work efficiently and effectively.
    • Superb mechanical aptitude, manual dexterity and attention to detail.