How Much Does it Cost to Paint a Car? #used #honda #civic

#auto painting prices

How Much Does it Cost to Paint a Car?

The Process

A good paint job for a car requires extensive preparation, pricey materials and specialized skills. For this reason, the first factor in the price of painting a car will be the quality of work and the amount of time a garage puts into the job. First, the vehicle will be washed, the original paints will be sanded down and the chrome and windows will be covered. After the preparation has been completed, a thick primer is applied to smooth the body panels and provide some material for final sanding and smoothing. Next comes one or more layers of colored paint, often topped by a clear coat that adds some protection and depth of shine. Sometimes the clear coat is tinted with pigment, or contains additives for various finishes. Different paint shops may treat each stage differently. Some may run through preparation quickly, while others will take the time to do detailed work. The quality of work depends on what a consumer is willing to pay for the job.


Besides the cost of labor, several materials are included in the cost of painting a car. Someone who decides to paint his own car should expect to purchase some specialized tools such as a spray gun and covers for windows and chrome. Those who go to a garage will still be paying for primer, paint and the clear coatings. Because several layers of each paint are required, a full complement of decent materials can fall in the range of $1,000 to $1,500. But like everything else, these prices can change dramatically based upon quality. Top-of-the-line paints that change colors, or contain metallic, pearlescent or iridescent additives can cost more than $5,000, while the most basic varieties can be found for only a few hundred dollars. Some colors, especially reds, can also cost more. Vehicle size is an obvious if often overlooked consideration, because it takes three times as much paint to cover a Hummer as a Geo Metro.


Labor costs vary greatly in different areas. While quick paint jobs can be found for under $500, preparation is usually nonexistent and the application of paint tends to be uneven and sloppy. Most garages will complete the entire process from preparation to finish for $2,000 to $3,000 in labor. The cost of labor will also rise and fall with the size of a vehicle, largely because of the preparation process. Many garages include minor body work such as the removal of scratches and small dents during a paint job, but the best will take the time to sculpt a vehicle’s panels into dead-straight canvases for the thin paint to lie on. Often, it’s this preparation that makes the difference between a bargain re-spray and a stunning showpiece. Upper-end labor costs can reach $50,000 or more, but these prices tend to be reserved for vehicles that require lots of body preparation, or get specialized paint jobs like fades, two-tones, stripes or pinstriping, or candy colors that require very experienced painters.

Final Prices

With the combination of labor and materials, a typical decent paint job will be in the range of $3,000 to $4,500. It’s also worth bearing in mind that changing the color of a vehicle’s paint from stock can add 25 percent or more to the price, because the painters have to paint under the hood, inside the door jambs, under the trunk lid, and anywhere else the factory paint will show. The labor costs alone for a full color change can add up quickly, as all of these difficult-to-reach areas must be stripped, sanded, masked and primed like any other.

Saving Money

Certainly, you can save a lot of money spraying the vehicle yourself — but that isn’t usually practical given the buy-in cost of tools and materials, and the expertise required to lay down a good paint job. The reality is that very few first paint jobs end up as cheap as expected, or look like anything you’d want your friends to see; so it’s probably best to leave the spraying itself to professionals. But that doesn’t mean you’re stuck paying full shop prices. Prep work is something most moderately adept people can do at home, and the materials to do it are generally cheap and readily available. Putting in some elbow grease beforehand, and showing up at the paint shop with your car on a trailer, already smoothed, sanded and masked can easily cut thousands off the price of the total job. And you should get your car back in a few days, instead of a few weeks or even months.

What does a Car Radiator do? (with pictures) – mobile wiseGEEK #oreily #auto #parts

#auto radiator

wiseGEEK: What does a Car Radiator do?

To understand what a car radiator does, it might help to understand the nature of the internal combustion engine it protects. A car’s engine has numerous moving parts, and where there is movement there is friction. Friction creates heat. Motor oil is pumped throughout the engine block to provide some lubrication, but it isn’t enough to overcome all of this excess heat energy. As a result, parts of the engine become boiling hot as part of normal operations.

This is where the radiator system comes into play. The engine block must be kept relatively cool to avoid serious problems like overheating and seizure. If the pistons cannot slide freely in their cylinders due to excessive friction, they will eventually snap and cause total engine failure. To prevent this from happening, a mixture of water and anti-freeze is pumped through chambers in the engine block to absorb the excess heat and draw it away from vital areas.

When this superheated engine coolant exits the engine block, it returns through a large rubber hose. This component is designed to maximize surface area through a significant number of internal folds and chambers. As the hot engine coolant moves through these nooks and crannies, excess heat is drawn out through the walls. An electrical or belt-driven fan may force cooler outside air through the radiator to accelerate this cooling process. As the car moves, the front of the radiator is also cooled by the outside air coming through the car’s grill.

By the time the superheated engine coolant has made its way through all of the chambers, it should be cool enough to make a return trip through the engine block. However, if the coolant flow should be reduced by a blockage or loss of fluid, the engine block will not be cooled down and the remaining engine coolant will boil over. This is why maintaining a full coolant level is so important, especially during hot weather or long drives.

A radiator does not contain any electronic parts of its own — special sensors register the temperature of the coolant as it exits. Engine coolant does not have to be especially cool in order to be effective, so there is usually a wide range of temperatures considered to be within normal parameters. If anything goes wrong with the radiator itself, such as a leak or broken hose, the operating temperature of the car can reach a dangerous level within minutes. The engine must be allowed to cool down naturally before the vehicle can be driven safely to a mechanic.

What does the invoice price mean? #chevrolet #auto #parts

#auto invoice prices

What does the invoice price mean?

How is it different than MSRP?

Even though it may say “Chevrolet” or “Honda” on a dealership’s billboard, dealers still have to buy cars from the automakers; this transaction is where invoice and manufacturer suggested retail price come into play.

Simply put, there’s a price that the dealership pays for a car, called invoice price, and then there’s the price that automakers want the car sold at, called the MSRP. You can find these numbers listed on in our Research section. Dealerships will try to sell a car at the greatest profit to them — they’re a business, what do you expect? And that means selling as close to the MSRP as possible, though you can usually score a price lower than the MSRP.

Although we can say it as simply as possible, invoice and MSRP prices simply aren’t that simple. The article “Getting the Best Deal: Purchase Price and Trade-Ins” explains why:

“For most vehicle makes, the published invoice price is not the true dealer cost because of dealer holdback. Holdback is a portion of a car’s sales price (typically 2 percent to 3 percent of either the invoice price or MSRP) that an automaker returns to a dealer, usually on a quarterly basis. It’s a way of boosting the dealer’s cash flow and helps the dealer keep his lights on.”

More and more consumers are entering dealership lots armed with an invoice price and MSRP in hand. Although these are important numbers to know, they shouldn’t be relied on solely during negotiations as the price you expect to pay. A good starting price — and a more realistic number for negotiations — is the Smart Target Price, which is calculated considering invoice price and MSRP among many other factors; like vehicle availability and demand. On most cars; the Smart Target Price lies somewhere between invoice and MSRP.

What does it cost to replace ac compressor for house? (pools, heater) – remodeling, decorating, construction, energy use, kitchen, bathroom, bedroom, building, rooms – Page 2 – City-Data Forum #what,does,cost,replace,ac,compressor,house,pools,heater, #what #does #it #cost #to #replace #ac #compressor #for #house?, #cities,forum


Originally Posted by ByteRider

A few facts for everyone here:

Compressors are the most expensive component in an A/c, but even still they are not that expensive. A 3-3 1/2 ton, 12 SEER compressor costs a repair person [who buys wholesale] about $350-$450 (typical 3 ton COPELAND compressor used by most AC units). You often replace the dryer on the unit too (the big round tube soldered in on the line), that’s another $50-$80, and usually the thing that causes your compressor to go bad is the condensor fan is not cooling the unit properly. that’s another $50 – $100.

The controller boards and caps usually aren’t replaced during a compressor replacement, but the sales person will talk you into it. Don’t do it until they can prove those components are bad.

I’m not an HVAC person but I have replaced my own compressor, fans, caps, etc. The compressor requires freon which means you’ll be REQUIRED to get a qualified HVAC guy to cycle your lines (3 times) after the compressor is installed.

Installing a compressor yourself:

Buy the same brand compressor, makes life a lot easier with the wiring and copper tube connections.

Use MAP gas and 50% silver solder, do not use flux. The soldering technique is the same for copper water pipes, no different.

Total cost to replacement pump, fan, and drier: $723. Average cost of a quote I received: $1900. THe unit cost $2600 and is 7 years old. Stupid, huh? If you want a higher SEER A/c, simple. SEER is rated at the PUMP, not the coil. so, install a better pump with a higher SEER! Ta-da.

Best tip anyone can give you when it comes to an A/c unit: Change your condensor fan every 5 years no matter what. They are cheap motors and take about 30 minute to install. You can also just take them apart and clean the insides. all of them are brushless, they tend to go bad because dust and grim get in them. 4 screws hold it together, remove them, pull the spindle out, wipe it off, put a little grease on it, put back together. you’re good for another 5 years. If you can pump gas in your car, you can replace the condenser motor AND replace the capacitors. they are, in reality, no brainers.

I have been in the industry for more than 15 years on the Gulf coast and i totally disagree. Not just anyone can replace a compressor. First how do you know it’s the compressor? Second, what caused the failure? Was it a burnout? Why would I need to know if it was a burnout? What must I do if it was a burnout? Not to mention the possibility of electrocuting yourself. Next you use 15% silver solder not 50%. What are the dangers of soldering? What happens with oil residue in the refrigerant lines? What happens when flame is introduced to freon and freon residue in the lines? Ever heard of phosgene gas? What about the Oxygen Depletion Potential of freon? You know suffocating? What about how inhaling freon causes heart arrhythmia? Frost bite? What about refrigerant recovery and disposal? What about evacuating the system? A/C systems, are very susceptible to moisture and other non condensibles. Next freon. What type? How are you going to purchase replacement freon with no EPA certification? What about the life threatening dangers of freon? How much freon do you add? You just can’t go by the factory charge on the nameplate. You have to take into account many factors and then calculate your super heat and subcooling in order to achieve a proper charge.
There are so many things to consider before trying to tackle something like this. If injury or death doesn’t deter you, then the fact that you did it yourself will probably void any warranty that come with your $1000 compressor should. I can look up how to do an appendectomy online and get step by step instructions but I’m pretty sure most people would agree to just get someone who has been properly schooled and trained to do it. This is not like changing a fuse or the oil in your car. You could die or even possibly kill someone else many different ways if you don’t know what you are doing and I would never recommend a compressor change out as a DIY project for a novice.

Originally Posted by ByteRider

A The compressor requires freon which means you’ll be REQUIRED to get a qualified HVAC guy to cycle your lines (3 times) after the compressor is installed.

Actually a license is only required if your system uses R22 freon, which of course most old systems do. If you have or are replacing with system with a R410-A refrigerant, no license is required. So long as your not touching a R22 system, your fine. If your replacing a R22 system with a R410-A system you need a licensed HVAC contractor to recover the R22 refrigerant from the old system before removing it.

Originally Posted by ComfortZone1971

Not to mention the possibility of electrocuting yourself.

If you haven’t mastered the mysteries of the circuit broker or equipment disconnect, you probably shouldn’t be doing anything yourself.

Originally Posted by ComfortZone1971

If injury or death doesn’t deter you, then the fact that you did it yourself will probably void any warranty that come with your $1000 compressor should.

Pretty much anything you touch now a days voids the warranty. I wouldn’t mass with the R22, but I wouldn’t let a little thing like voiding the warranty stop me from working on it.

Last edited by TechGromit; 02-07-2012 at 10:01 PM.

ASK THE EXPERT: Does sunscreen become ineffective with age? #how #long #does #it #take #to #become #a #plastic #surgeon


ASK THE EXPERT: Does sunscreen become ineffective with age?

By Karen E. Burke, MD

Dr. Burke is a dermatologist in private practice in New York City.

Q: Does a sunscreen become ineffective with age? How long can I keep a sunscreen before I have to throw it out?

A: Expiration dates are often stamped on sunscreen containers to specify the time limit for a product s stability and efficacy. For optimal sun protection as well as texture, stability, and sterility, use the sunscreen prior to the date listed. If you can t find a date on a new tube or bottle, write the month and year you purchased it in permanent marker on the tube.

To test shelf life, manufacturers store a product at 40 C with 75 percent humidity; then at 40 C with 25 percent humidity; and then test it at 0, 1, 2, and 3 months. Stability for three months in these laboratory conditions is comparable to three years in normal ambient environments. So your sunscreen should be good for up to three years after purchase.

Of the 17 sunscreen ingredients approved in the U.S. 15 are organic, or chemical, sunscreens: They work by absorbing damaging ultraviolet radiation (UVR). These chemical sunscreens consist of innately unstable molecules, but in the past few years manufacturers have started adding stabilizers like octocrylene.

Zinc oxide and titanium dioxide are physical, inorganic sunscreens; they reflect and diffuse UVR. Both are photostable and do not change molecular structure when exposed to UVR. Physical sunscreens once had an opaque, paste-like consistency, but in the past two decades manufacturers have developed cosmetically elegant formulations using micronized (tiny) particles. Since micronized titanium dioxide and zinc oxide can clump together over time, often the particles are coated with dimethicone or silica to keep the ingredients stable and smooth. And in addition to active compounds, sunscreens usually contain preservatives, emulsifiers, fragrances, and other additives.

Sunscreens are tested in their actual containers, since plastics in the container may leach into the sunscreen and cause a chemical interaction. UVR changes the molecular structure of chemical sunscreens, so sunscreen containers should be opaque.

For best results, use your sunscreen before the stated expiration date, and store it in a cool place.

Published in the Spring 2008 Edition of Sun Skin News

Ask the Experts Articles

Can I still use my sunscreen from last summer? What should I expect from a full body skin exam?

A: Sun exposure can cause both short-term and long-term damage to the eyes,

Dr. Palm is the founding Director of Art of Skin MD (, in Solana Beach, CA,

Dr. Siegle is a dermatologic surgeon. He is clinical professor of Dermatology and

Dr. Ostad is a dermatologist and Mohs surgeon in private practice in New York, NY, and

Dr. Perez is director of cosmetic dermatology at St. Luke s Roosevelt Medical Center and

Dr. Amonette is past president of the American Academy of Dermatology, and currently clinical

Lisa Chipps, MD, MS, FAAD, is a dermatologist and cosmetic surgeon specializing in Mohs

Dr. Sarnoff, clinical professor of dermatology, NYU Langone Medical Center and Vice

Dr. Siegel is clinical professor of dermatology and director, procedural dermatology

Dr. Wang is director of dermatologic surgery and dermatology at Memorial Sloan-Kettering Cancer

Dr. Gotkin, director of plastic surgery at Cosmetique Dermatology, Laser Plastic Surgery,

Dr Fusco is a dermatologist in private practice in New York City. Q. Does Sunscreen

Marcy Street, MD, is a Mayo Clinic-trained dermatologist. Dr. Street was the first

Dr. Green is a dermatologist specializing in skin cancer and cosmetic dermatology in New York

How Much Does It Cost To Paint a Car #nissan #auto

#auto painting prices

How Much Does It Cost To Paint a Car

Whether you just got yourself a second hand car of you have been involved in an auto accident, you may be asking yourself the question how much does it cost to paint a car .

There are many factors to be considered in determining the costs of painting a car. The most significant considerations include quality of materials, level of labor involved, and size of car.

To help you figure out how much painting a car costs, consider the following:

The Car Painting Process

Depending on the quality of work done, the processes will generally start with the washing of the car. This will remove dust particles, mud, and any other foreign bodies from the surface of the car and make it easier to paint.

The original paint will then be sanded down and the garage may repair some of the uneven surfaces and scratches.

After that, the chromes and windows will be covered up or if it is a high end job they may be completely removed.

Once the preparation for painting the car is completed, the colorless primers will be applied to make the paint last longer. It is then that the application of paint will commence using spray guns. This will be followed by the application of a protective cover which is normally transparent.

Some of the cheaper places will not follow all these steps and some of the high end specialty shops will do much more.

Cost of Materials

There are different materials and equipment used in painting a car. The primary cost to focus on is the cost of car paint, the cost of the primer, and the cost of the clear coatings. These can set you back from about $200 for the cheapest quality to over $5,000 for top shelf products.

However, the average costs range at between $1,000 and $1,500 for a decent job .

Different cars require different types of paint and this is also affected by the metallic qualities of the car, type of finish, shades, and patterns.

Depending on your needs and your budget, you may have to use one of the following most commonly used types of car paint.

Enamel Paint

Enamel paints are tougher than lacquer paints because of how they dry into a hard shell though they are not as easy to apply. Many enamel colors tend to require a two-stage process where a clear top coat is applied in addition to the paint.

Nevertheless, there are some enamel paints that only require a single step. Typical prices for a gallon of enamel auto paints are around $50 .

Acrylic Lacquer

Perhaps the cheapest option you will have is the acrylic lacquer auto paints. It is easy to apply though it chips easier.

You may have to apply regular coats due to the chipping and because they are not chemical resistant. They cost between $30 and $40 per gallon.

Urethane-Based Paints

Urethane-based paints have qualities that fall between enamel and acrylic lacquer paints. They are easy to apply and are as strong as enamel paints.

Nevertheless, urethane-based paints have to be used with three other products for a complete finish. These are a reducer, a catalyst, and the color. They cost between $70 and $90 per gallon.

Water-Based Paints

Water-based paints are relatively new in the market though gaining a lot of popularity. They are the most versatile auto paints as they can be used on the existing paintwork, on metal, and on primer.

However, there are not many color choices yet and they are more expensive at around $120 per gallon .

Labor Costs

You can get a garage that charges $300 or less on labor for painting a car.

However, the paintwork will most likely be sloppy and uneven, and preparation will be nonexistent.

For a decent job, most mid range garages will charge between $1,500 and $3,000 for labor. The labor costs are also determined by quality of work, level of preparation, the need for body work, and size of car.

Total Costs

The total costs for painting a car will be determined by cost of labor and materials. It may range from just a few hundreds to many tens of thousands.

Low-End Prices

There are various national chains that offer prices as low as $200 for painting a regular-sized vehicle.

Typical service involves cleaning the surface of the car to remove dirt and old paint, masking some areas to reduce chances of overspray, and providing a heat-cured finish. They typically offer a one year warranty.

Mid Range Prices

Using better materials and more involved preparation and finishing, a mid range car paint may cost anywhere between $1,000 and $5,000 .

It may also involve interior painting and areas near the engine getting re-colored. Typical warranties range from 2 to 5 years though may be more.

High End Prices

High end car paint jobs cost between $4,000 and $10,000 though they may even go up to $80,000 for highly specialized services.

Paints used in this kind of services sell for even hundreds of dollars for one quart.

The preparation in these kinds of jobs involves complete removal of windows, mirrors, headlights, and bumpers before sanding begins.

Buffing and wet-sanding is also done after the paintwork is complete. High end jobs usually come with a lifetime guarantee.

Do-It-Yourself Costs

You can significantly cut down the costs of painting your car by doing it yourself. But you should know that the work is involving, may take very long, and will require a substantial investment in equipment.

For instance, you will need to purchase spray guns which do cost between $200 and $800. Sanding materials will also cost you another $50 to $200 .

The good thing is that you get to choose your material and so you can decide to reduce your carbon footprint and use more environmental-friendly products.

Frequently asked questions Before Laser Eye Treatment – Ultralase UK #laser #eye #surgery #how #long #does #it #take #to #recover


FAQ – Before Treatment

Frequently asked questions – Beforehand

Will I be suitable for vision correction?

If you know your prescription, then you could use our free online vision correction suitability checker, which is designed to act as a guide for you. The only way to know for sure and to find the best eye surgery treatment for you is to attend a free consultation.

We have vision correction solutions for long-sight, short-sight, astigmatism, presbyopia (the age related need for reading glasses) and those with strong prescriptions.

Why do I need a consultation?

There are many factors that need to be considered when assessing your suitability for treatment, including your prescription and the health of your eyes, which are measured in great detail during your consultation. It is also your opportunity to find out answers to any questions you might have and ensure you fully understand the benefits and risks of vision correction treatment.

During your free eye surgery consultation, you will meet with your personal advisor who will answer any questions you might have throughout the consultation. Our specialist vision correction optometrists perform several tests on your eyes, producing electronic maps which precisely show the contours and irregularities on the outer surface.

You are then advised on your suitability for vision correction, and we will recommend which treatment will give you the best result.

Is there a waiting list for consultations?

We always do our best to fit you in as soon as possible at one of our vision correction clinics at a time and date to suit you.

We aim to offer you a consultation within a week of you contacting us, however sometimes we are busier than usual.

How long after the consultation can I have treatment?

You could have your treatment from 48 hours after your eye surgery consultation. The reason for this is that we believe you need time to digest all the information you will receive at your consultation to make an informed decision about your treatment.

When can I get it done?

Once you make the decision to go ahead with treatment, we can look for a treatment date and time that will suit you.

You can have vision correction treatment from 48 hours after your free eye surgery consultation.

What do I do next to get started?

Book a date to come and see us for consultation. It s free, and there is no pressure and no obligation. Call one of our advisors on 0800 9888 237 .

Can I talk to someone who has been treated?

Of course you can.

Simply call 0800 9888 237 and we will put you in touch with someone who has had laser eye surgery like yours, and who is enjoying life without contact lenses or glasses.

Alternatively, you can: Read comments from thousands of our other happy eye surgery customers.

Where can I go to have it done?

You can book your free eye surgery consultation at any of our clinics located throughout the UK We have 2 state-of-the-art IOL surgery facilities in London and Liverpool.

How long will I need to take off work?

Your consultation can take up to 2 hours so that we re able to accurately map and measure your eyes and make a recommendation to you about treatment based on the unique characteristics of your eyes. You can return to work after this, but you are unable to drive as we often need to use drops to dilate your pupils and this can make your vision blurry and slightly more light sensitive.

After your treatment, the time we recommend you take off depends upon your eye surgery treatment and your own recovery rate, but as a guide allow at least 24-48 hours, and it could be up to a week. This will be discussed with you at your free consultation.

Each aftercare appointment can take up to 15 minutes and depending on your treatment, there are 4-5 recommended aftercare appointments.

How soon can I be back on my PC/iPhone/iPad?

This depends on your eye surgery treatment and your own recovery rate, but allow at least 24-48 hours, and it could be up to a week. If you must use your PC, then remember to blink frequently and use the drops we provide.

Do the services (fire, police, armed forces etc.) recognise laser eye treatment?

The police will generally accept applications from people who have undergone laser eye surgery treatment after the elapse of 6-10 weeks, and provided there are no residual side-effects and other eyesight standards are met.

Laser eye surgery treatments are generally acceptable for current employees, but check with your superior beforehand.

Some fire brigades will make allowances for those with laser vision correction. In most cases, you will have to wait 6 months post-treatment before applying. Check with your local brigade. Laser eye surgery treatments are generally acceptable for current employees, but check with your superior beforehand.

Military policy states that while laser eye procedures are not generally prohibited among serving personnel or new recruits, there are rules covering its use. Please discuss your eye surgery with your superior.

I drive for a living, how long before I can get behind a wheel?

Everybody s eyes are different, though most are suitable for vision correction treatment. The length of time will be confirmed at your aftercare treatment based on the speed of your progress, although it is typically around 2 days, and 1-2 weeks for Intraocular Lenses (IOL).

Can I fly after treatment?

We would recommend not flying for 1 week after your eye surgery treatment. This is due to the dry atmosphere inside an aeroplane. Please also bear in mind that we will schedule your aftercare appointments for 1 week and 1 month after treatment and we recommend that you attend these appointments.

I am a commercial pilot. Can I have laser eye surgery?

Yes you can, but be aware that the Civil Aviation Authority (CAA) does not recommend laser eye treatments for pilots if the visual standards required for certification are to be met.

However, if you intend to go ahead, then there are stipulations, which it is best to understand by direct application to them.

I have always had good vision, but now I ve reached the age where I need reading glasses. Can laser eye surgery help?

Laser eye surgery itself cannot prevent or delay the onset of presbyopia, the age-related need for reading glasses that affects most of us as we reach our mid-forties. However, help is at hand – we offer a range of treatments designed to address the effects of presbyopia.

I ve been refused laser eye surgery in the past owing to the strength of my prescription. Have techniques moved on?

They have, and it is possible that you may be suitable for laser eye surgery now, however if you are not, we may be able to help with an advanced treatment called IOL (Intra Ocular Lens). With our range of eye surgery treatments, Ultralase is now able to correct the vision of around 90% of people in the UK, including many people found unsuitable in the past.

I have a really strong prescription. Can you help?

It is possible that we will be able to help with IOL (Intra Ocular Lens) treatment. With our range of treatments, Ultralase laser eye clinics are now able to correct the vision of around 90% of people we see for consultation.

Is there an upper or lower age limit for laser eye surgery?

Peoples prescriptions have usually stabilised by the age of 21 when the eye has completed its normal growth. However, vision correction may be an option from the age of 18, provided that the eyesight prescription has been stable for a minimum of 2 years. There is no upper age limit. However, please see the information about cataracts .

Can laser eye surgery cure cataracts?

People often start to develop cataracts when in their 60 s and 70 s, though this can vary. Laser eye surgery cannot cure this condition, however we do offer specific treatments for cataracts, which you can read more about here .

Is laser eye surgery available on the NHS or covered by private health insurance?

The Department of Health has stated that there are neither plans nor the resources to make laser eye surgery available on the NHS. It is also unlikely that those with private health insurance can reclaim their fees.

Should I bring someone with me?

We recommend that you do. Many people say that it s helpful for a friend or partner to attend with them as it may be that they have questions of their own to ask. In addition, during your consultation we may use eye drops to dilate your pupils, which can cause your vision to become blurred for a few hours afterwards and so a friend of partner can accompany you home. You will not be able to drive yourself home.

How long does an eye surgery consultation take?

Your free eye surgery consultation will last around 2 hours. This is so that we re able to accurately map and measure your eyes and make a recommendation to you about treatment based on their unique characteristics.


Castlefields Health Centre #how #much #does #an #medical #assistant #make


Castlefields Health Centre


We have recently changed our service provider and, if you haven t already, you will now need to register, at a different website in order to continue to order your prescriptions online. The new ordering system will be activated on 1st April 2015.
For more information, please click on ‘Prescriptions’ at the top of the Home Page.

Friends and Family Survey – have your say.

GP Practices have under taken the new NHS Friends and Family Test. This survey enables patients to say whether they would recommend their own GP Practice to their Friends and Family.

If you would like to complete the survey – click on the link in the ‘Have Your Say’ section on the right hand side of this page. Or, click on the link below to print a copy of the survey to be completed and handed in at Reception when you next visit the Practice.


Health Centre

Castlefields Health Centre s

Our Practice s goal is:

To deliver a high quality personalised service provided by a caring team.


Welcome to the Castlefields Health Centre website where we hope you will find enhanced convenience added to first class healthcare. Find out when we are open and how to see a member of the team. We ve made life a little easier with practice updates, news on the latest health issues and even access to repeat medication all at your fingertips.

Castlefields Health Centre was the first practice to be built in Runcorn new town. Over the past 47 years, the team has endeavoured to create an efficient but friendly way of providing the highest possible level of health care. We are part of the NHS and the services we provide are free of charge . We moved into our new impressive premises in the Village Square in May 2012. The new modern and larger building has provided some much needed space for more consultation rooms and more treatment rooms, a large meeting room and well- equipped training suite, all of which have enabled a variety of new services to be offered to our patients.

Your Good Health

Access to a wide range of healthcare services is a key element of a good local practice. We don t just want to see you when you re ill we want to make sure you stay healthy too. Check out how we can cover both bases with our clinics and services .

Best practice

Our professional team will ensure you receive the best attention at all times whether you re attending a specialist clinic or a routine appointment. If you re new to the area registration is easy and comes with the comfort of discretion and confidentiality assured.

If it is not a medical emergency but you need medical help fast, please call NHS 111. Calls are free including mobiles 24 hours a day.

This is a new number that has been introduced to help make it easier for you to access local health services.

You should use the NHS 111 service if:

  • You need medical help fast, but it is not a 999 emergency
  • You think you need to go to A E or Emergency Department or another NHS urgent care service
  • You don’t know who to call for medical help
  • You require health information or reassurance of what to do next
  • NHS is fast and easy way to get the right help wherever you are and whatever time
  • It can help to free up 999 and local A E emergency departments
  • It will get you through to a team of highly trained advisors who are supported by experienced nurses
  • They will assess your symptoms, give you health care advice if you need it or book you an appointment

We had a review visit form NHS England on the 1st July. They looked at our policies and procedures and talked to us about patient care. They told us that they do not have any concerns relating to the work carried out at Castlefields Health Centre and that some of the great work we are doing can be used as examples of best practice to be adopted elsewhere.

Big pats on the back all around.

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How Does Car Loan Interest Work? ReadyForZero Blog #walmart #auto #batteries

#auto loan interest rates

How Does Car Loan Interest Work?

Whenever you borrow, you have to pay for that privilege. And as you no doubt know, the way you pay is with interest. Car loans, like other types of credit, come with interest payments. But there are some different differences between car loan interest versus other types of interest such as mortgages, credit cards, student loans, etc. Below I’ll explain how car loan interest works.

Car Loans Use Simple Interest, Not Compound Interest

Unlike some other types of loans, many car loans charge you simple interest, rather than compound interest. Whereas compound interest accrues on your principal and on the interest that accumulates, simple interest only accrues on your principal.

Since you only pay interest on the principal when your loan uses simple interest, you end up paying less than if it was compound interest. As an example, say you get a loan for $10,000, and you pay it off over the course of five years (60 months), which is pretty typical for an auto loan. The interest rate is 5%. Here is what your final cost (principal plus interest) would be with:

Compound interest (compounding monthly): $12,833.59

Just by avoiding paying interest on your interest, you can save more than $1,500 over the life of this loan. However, that doesn’t necessarily mean you should get a car loan! There are more factors to consider, such as amortization.

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Car Loans Use Amortization

Car loans use the principle of amortization, similar to the way a home loan is paid down. This means that at the outset of your loan, a greater amount of your payment goes toward paying the interest on your loan, and less goes toward paying down your principal.

As the loan term progresses, though, the balance shifts. More and more of your payment goes toward principal at the end of the loan.

One way you can save a little bit more on your car loan interest is by making extra principal payments at the beginning of the loan. Since the simple interest is calculated on the remaining principal periodically, you can reduce the amount of interest that you pay overall by putting extra money toward the principal.

In order to do this most effectively, it can help to make an extra principal payment each month or set up biweekly payments. Find out from your lender how best to do this. Many lenders like you to make the payment separately from your scheduled payment. The extra payment should be designated as a principal payment in order for it to have best effect. Then, the next time the interest on your principal is calculated, you will be charged less interest. You can pay off your car loan faster, and save money, by making extra principal payments.

Getting a Good Deal on Your Car Loan Interest

If you want to get a good deal on your car loan interest, it’s important for you to plan ahead. Some of the ways to ensure a lower interest rate on your auto loan include:

Boost your credit: Almost anyone can get a car loan from a dealer. However, if you have bad credit, you will pay in the form of a higher interest rate. If you want the best possible interest rate, you need improve your credit. Take a few months before you buy your car to actively work on improving your credit .

Make a down payment: A bigger down payment means that you borrow less. The less you borrow, the smaller the amount that you pay interest on. Plus, many lenders are willing to give you a lower interest rate, since the fact that you have “skin in the game” reduces the amount of risk they have to take on.

Look for deals if buying new: While it’s often better to buy a used car. if you are planning to buy a new car you should know that it can come with lower interest rates and/or incentives for discounted rates. As long as you are prepared for the inevitable value drop as you drive it off the lot (personally, I don’t care because we don’t sell our cars; we drive them until the give up the ghost) then you’ll be fine.

Car loan interest adds to the cost of your car so if you can, it makes sense to buy with cash and avoid the interest altogether. But, if that isn’t an option, car loan interest isn’t the worst thing in the world. At least it’s likely to be simple interest, and the rates are usually much lower than credit card interest rates. Just make sure to read the fine print and know exactly what you are getting yourself into. By understanding how car loan interest works, you can save yourself a lot of money in the long run! (And remember, ReadyForZero can help you pay off your debt as fast as possible)

So what does it actually cost to transfer # #so #what #does #it #actually #cost #to #transfer/dros #a #gun, #vbulletin,ca, #guns, #rifle,ar15,gun,forum,bbs,discussion,jelsoft,bulletin #board


12-29-2008, 1:11 PM

im sure you all have experienced extremely high pricing for transfers. in my area ive seen them as low as $65 and as high as $200. i called a local shop today and asked them how much to transfer a rifle from an online purchase, the first thing the guy asked me was how much was the gun. i told him and then he gave me a price of $80. what in the heck does the price of the gun matter with what they charge? just wondering what it actually costs the FFL to register a gun and if some of these guys would rather turn down business by outpricing themslves or is their ego just too big, if i was running a store i wouldnt care if a customer got a fantastic deal online. i would dros him for a reasonable fee and he’ll be a repeat customer, the lights, insurance and rent still have to get paid.

12-29-2008, 1:32 PM

DROS should be $25. A face to face purchase is max $30 by CA law. Now if you purchase and they bring it in they can charge whatever they want.

What they charge above the $25 is up to the dealer. It is fair to charge above as they are not making money on the gun itself. With that said charging $150 would seem kinda high. $60 seems avergae and fair these days

12-29-2008, 1:33 PM

For one out-of-state purchase (doesn’t matter what type of firearm/rifle), my local FFL charges a flat fee of $50 for the transfer plus $25 to do the DROS. Also add state tax (7.5%) and it’s $78 out the door.

12-29-2008, 1:37 PM

DROS should be $25. A face to face purchase is max $30 by CA law. Now if you purchase and they bring it in they can charge whatever they want.

What they charge above the $25 is up to the dealer. It is fair to charge above as they are not making money on the gun itself. With that said charging $150 would seem kinda high. $60 seems avergae and fair these days

Max is actually $35 under CA law for FTF PPT transaction.

I used a guy in orange county who charged 55 for the first gun on the dros and 20 for each after that.

although Wes over at 10 % has a really neat policy if you buy a gun from him. regarding other rifles you can put on the dros.

12-29-2008, 1:39 PM

DROS should be $25. A face to face purchase is max $30 by CA law. Now if you purchase and they bring it in they can charge whatever they want.

What they charge above the $25 is up to the dealer. It is fair to charge above as they are not making money on the gun itself. With that said charging $150 would seem kinda high. $60 seems avergae and fair these days

Actually, I believe for a face to face ‘transfer’ a FFL can charge no more than $10 for himself, and then of course the $25 DROS fee. So $35 is the legal limit.

To the OP, if you are running a shop, especially in this economy (panic buying and all), it’s an inconvenience to receive, store, DROS, and hold your weapon – that you didn’t even buy from the store – for 10 more days..and potentially have to deal with returning it if your DROS fails. Not to mention the time somebody has to take to help you keep them from making sales.

So for that, it seems reasonable that a FFL would charge you based on the weapon you’re buying and having him receive/transfer for you. One good thing though, if you pay the FFL a transfer fee like that (aside of the DROS fee which goes to the DOJ for no reason at all), you don’t have to feel guilty about not spending a dime in his store. on the other hand, maybe ask the FFL to wave the fee and spend a good $100 or so in his store and see if he’s good with that.

In short, put yourself in his shoes.

12-29-2008, 1:40 PM