Collision insurance covers your car or truck when it’s in an accident with another vehicle. It also covers you when you hit an object like a tree or a pole that’s not covered under comprehensive insurance.
When you give permission to a friend or relative to borrow your car and they get in a fender bender, your auto policy could provide coverage. Ask an agent how ERIE’s auto policy can help protect you.
Liability insurance helps protect drivers when they’re responsible for an accident that injures other people or damages other people’s property. Drivers are required to have this coverage in nearly every state.
An umbrella policy gives you an extra layer of protection over and above the limits in an auto, home or boat policy in case you’re sued or responsible for an accident. Ask an agent about ERIE’s personal catastrophe liability policy.
When life throws you a curveball, comprehensive insurance covers damage to your vehicle that’s not caused by a collision, such as fire, theft or when you hit a deer.
ERIE’s auto policy covers windshield and glass repairs as part of our comprehensive coverage. Even better, most glass damage can be fixed at a location that’s convenient to you like your home or workplace.
We strive to exceed your expectations and provide service with a human touch.
Here are just a few extras that are available with every Erie Insurance auto policy.
Personal item coverage
Rental car expenses
ERIE Auto Plus®
We have more than 12,100 agents dedicated to helping you choose coverage that’s right for you.
Your can count on our agents to help you make good decisions about your insurance protection.
Our agents have offices in your neighborhood and are a part of your community.
You might be uneasy about starting a claim, but our agents will guide you through the claims process.
Insurance rates are bound to rise.
YOU STAY IN CONTROL. NO SURPRISES.
With the ERIE Rate Lock feature, your rates will only change if you add or remove a vehicle or a driver or change the address where you keep your car parked routinely. Read more about ERIE Rate Lock or ERIE Rate Protect SM policy for New York customers.
1 Savings are based on individually purchased policies in certain states . Discounts subject to eligibility criteria and rates and rules in effect at the time of purchase. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for more information.
Safe driving discount
Reduced usage discount
Car safety equipment discounts
Annual payment plan
We believe that the
Limited. It may only be available for the first year after the vehicle is purchased. With ERIE, it s up to two years.
1 This information is a summary and does not include all coverages and benefits that are available or apply to all states. Coverages, benefits, limits and deductibles may vary. Talk to an ERIE agent for state-specific policy information.
2 Available after the policyholder has been insured with ERIE for three years. Available immediately in North Carolina and with the ERIE Rate Protect policy in New York.
3 Coverage must be purchased to be added to an auto policy. The deductible is reduced by $100 for each claims-free year up to a maximum reduction of $500. In New York, comprehensive deductible cannot be reduced to less than $50 and collision deductible cannot be reduced to less than $100.Diminishing deductible is not available in North Carolina.
4 The five classes of rental car options are not available in Virginia and North Carolina. With transportation expenses, it is included in Virginia with comprehensive coverage and is optional with collision. In North Carolina, restrictions apply. Transportation expenses are only covered with vehicle theft claims. The limit is $15 per day and up to $450 per loss.
5 Limitations apply in North Carolina and Virginia.
6 Not available in North Carolina.
Find out if ERIE is right for you.
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