News Overview

#line #of #business #insurance


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News Overview

The Communications and Press Relations Branch oversees all media relations for the California Department of Insurance and keeps the public informed of the latest news from the Department. Media representatives interested in information about CDI or obtaining interviews should call 916-492-3566. Media-only inquiries after business hours should call Nancy Kincaid at 916-599-1320.

Communications Press Relations Branch
California Department of Insurance
300 Capitol Mall, Suite 1700
Sacramento, CA 95814
916-492-3566
916-445-5276 FAX

Twitter

Receive helpful tips and news from the CDI’s Twitter account .

E-Mail Subscriptions

The Department provides a free e-mail Subscription service. Sign up now to receive notices of press releases and updates to many other documents. You determine what notices you wish to receive when you sign up for the service.

Sign up for free e-mail subscription service

Press Releases

The Department periodically releases statements and other information to the media. This section catalogs what has been released.

Bulletins

The California Department of Insurance periodically releases bulletins as a helpful resource to the public.

Studies, Reports Publications

The California Department of Insurance periodically releases various studies and reports helpful to consumers and industry.

Google™ Translation Disclaimer

This Google™ translation feature is provided for informational purposes only.

The Department of Insurance is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information resulting from the translation application tool.

The Departmenf of Insurance is also unable to guarantee the same page layout for all the languages. Depending on the languages, the page layout may look strange from the original.

Please consult with a translator for accuracy if you are relying on the translation or are using this site for official business.

A copy of this disclaimer can also be found on our Disclaimer page.

Select a Language Below / Seleccione el Idioma Abajo


Business Management

#associate #degree #in #business #management


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Business Management

Curriculum BUS.MGT.AAS (C206B)

The Business Management curriculum provides students with employment or advancement in business, industry, government or service organizations. The curriculum is intended to serve the needs of students who want to enter management positions and to enable those already in management to upgrade their skills and potential for growth. Skills are developed in communication, management of personnel, accounting, customer service and technology.

In addition, a certificate program in Business Management is available for those students who prefer a selection of business courses but do not wish to enter a degree program at this time.

Upon successful completion of the Business Management program, the graduate will be able to:

  • demonstrate knowledge of the business environment from an ethical, economic and global perspective;
  • articulate an awareness of current legal, ethical, social, financial, technical and economic environmental factors, as they apply to business;
  • prepare and present effective written and oral business-related reports;
  • effectively communicate and interact with others;
  • use appropriate technology and other resources to research, analyze and integrate data to solve business problems;
  • list successful marketing mix strategies as they relate to the business environment;
  • apply management functions both departmentally and to the organization as a whole;
  • assess and develop individual communication, leadership and team-building styles; and
  • recognize and adapt to the communication, leadership and team-building styles of others.

Last Update Effective: 8/21/16

Associate in Applied Science Degree


Small Business Phone Systems

#telephone #systems #for #small #business #reviews


Small Business Phone Systems

Cut Costs with a Small Business Phone System

Save cash and help your employees improve their productivity with a small business phone system from Cisco.

It’s easy with a Cisco Business Edition 6000S (BE6000S) phone system for small businesses. You can collaborate in real time, using many applications, and with a simple and consistent user experience. It’s a more cost-effective and far more powerful communications solution than a traditional PBX telephone system.

Stay on Top of Your Game

Employees, business partners, and customers can conduct business using combinations of voice, video, messaging, data, and mobility applications.

With the BE6000S small business phone system, you can access the following applications quickly and easily:

  • Voice over IP (VoIP) phone Calls
  • Calls from mobile smartphones and tablets
  • Voicemail
  • Paging
  • Instant messaging and presence
  • Video and web conferencing

Cisco small business phone systems offer you simplified communications that enhance key business relationships, reduce your communications costs, and improve productivity for you and your coworkers.

The Cisco Business Edition 6000S is designed specifically to meet the needs of small businesses with up to 150 users. It provides all the essential communication and collaboration capabilities you need. With Business Editions 6000S, you get an easy-to-deploy, manage, and use IP phone system, plus much more.


The LEA Group – Personal, Commercial, Business, Franchise Insurance and Superannuation

#insurance, #superannuation, #personal, #business, #commercial, #franchise, #gold #coast, #morningside


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The LEA Group are based in Bundall on the Gold Coast and Morningside in Brisbane, with authorised representatives in Brendale and Robina. From our early beginnings as Barry J Lea and Associates (established 1978), to renaming as LEA Insurance Brokers in 2005, we have been an integral part of the Queensland insurance industry with partners having held positions on state and national insurance bodies.

Like most brokers our focus is on commercial and business insurances, but we are also keen to be a part of the personal insurance market where our expertise can be of great benefit. Through our membership of the AUB Group, we have access to the highest quality insurance policies, developed especially for members and supported by the major insurers. Our emphasis is quality of advice and our staff are required to deliver client satisfaction, not only at premium time, but also at claim time where the advice is put to the test.

Contact our offices on the Gold Coast or Brisbane to find out about our commitment to our clients and ask for an obligation free assessment of your insurance needs.

LEA Insurance Brokers Pty Ltd subscribe to the Insurance Brokers Code of Practice .

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include our FSG and Product Disclosure Statements (PDS) for some products.

National Insurance News

Insurers and reinsurers made a combined net profit of $2.6 billion in the year to March 31,

Nearly half the faulty Infinity electrical cabling installed in homes and buildings across

S P Global is pessimistic about the Australian mortgage insurance industry s premium

The mastermind behind an elaborate scam to cheat the NSW compulsory third party scheme has been

New technologies such as cognitive and personality analysis can help insurers more accurately

About 95% of Victorian cyclists risk huge public liability payouts and other costs in the


Grossman School of Business, Grossman School of Business, The University of Vermont, business management profile.

#Business #management #profile


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Grossman School of Business

Business management profile

Ranked the #2 Green MBA by Princeton Review, the Sustainable Innovation MBA program is a bold new approach that fundamentally reinvents business education and the MBA degree. Read more.

Business management profile

Professor Charles Schnitzlein, our Steven Grossman Endowed Chair in Finance exemplifies how o ur faculty are more than a group of excellent teachers; they’re a group of educators teaching from years of cumulative global business experience. Read more

Business management profile

Alums like Stone Harbor Investment Partners Jim Craige, share their business wisdom directly in our classrooms and on school panels, informing and inspiring tomorrow’s business leaders

Business management profile

Guest subject matter expert speakers like Dr. Holger Erchinger, help ensure our MAcc class stays ranked in the top 3% pass rate for US CPA exam. If you’re looking to further your accounting/finance career and become a CPA. we can help. Read more

Business management profile

Applying classroom learnings in real-time at international case competitions like ICBC = winning top honors, podium finishes and Grossman student success. read more

Business management profile

Whether competing in the finals of NIBS in Finland or travelling to London or British Columbia, students have the opportunity to compete in the top case competitions and pit themselves against the best from across the planet Read More

Business management profile

We’ve partnered with Vault to bring our students the best in career resources. start here

Our acclaim is widespread — from The Wall Street Journal to the Princeton Review

Our size is just right — world-class faculty conduct cutting-edge research while mentoring and teaching; and our academic program is rigorous. But the proof is in the results — graduates get internships, find jobs and feel satisfied with their experience. Read more about us.

Business management profileBusiness education at the UVM Grossman School of Business is accredited by AACSB International.

What does being AACSB-accredited mean?

It means attending a business school in the top 5% worldwide.

The Association to Advance Collegiate Schools of Business (AACSB) Accreditation represents the highest standard of achievement for business schools worldwide. Less than 5% of the world’s 13,000 business programs have earned AACSB Accreditation. The University of Vermont’s AACSB-accredited Grossman School of Business produces graduates that are highly skilled and more desirable to employers than other non-accredited schools.


Phones and Devices Qualified for Microsoft Lync

#ip #phone #for #business


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Phones and devices qualified for Microsoft Lync

IP phones

The Compatible Devices Program qualified devices for Lync client on Windows-based machines.

Qualified products table

Note: It is important to ensure that both the IP phone and the firmware version are tested and qualified for Lync (reference the following table). If phone vendors offer a firmware version that is newer than the qualified version, it is not supported by Microsoft and should be used for beta/evaluation purposes only. It is recommended that you visit each vendor’s website for the latest information about product specifications, country support, and documentation including release notes and known issues.
Contact the vendors for more information about these products.

Firmware Version Qualified for Lync Server 2013

Firmware Version Qualified for Lync Online

Crestron RL2 console
Front of room camera – Logitech C930e webcam
Crestron Speaker
Crestron 10 inch Touch Screen
Display options include:
Sharp 80 inch Interactive LED display (PN-L802B), LG 55 inch multi-touch display (55WT30MS-B)

Microsoft Lync Room Edition Software
Crestron V1.00.01.970

Lync Server 2013, Lync Online

CX8000 360 (with CX5100) Single or Dual Display

Crestron RL2 console
Front of room camera – Logitech C930e webcam
Crestron Speaker
Crestron 10 inch Touch Screen Polycom CX5100
Display options include:
Sharp 80, 70, and 60 inch Interactive LED display, LG 55 inch multi-touch display (55WT30MS-B)

Microsoft Lync Room Edition Software Crestron V1.00.11.066

Lync Server 2013, Lync Online

SMART Room System for Large (SRS-Lync-L), or Small (SRS-Lync-S) Meeting Rooms

SMART CP311 Console
SMART AM70-L Lync appliance
SMART CAM301 Camera
SMART MIC500 Table Microphone
SMART CSR500 Speakers
SMART WM-SBID-501 Wall Mount
SMART WSK-SINGLE Wall Stand
SMART Board 8070i interactive flat panel – Large 70 inch Dual Display or Small 70 inch Single Display

Microsoft Lync Room Edition Software
SMART V1.0.451.0

Lync Server 2013, Lync Online

PCs optimized for Lync

With software-based telephony, Lync enables workers to use their PCs as complete unified communications endpoints. PCs that are optimized for Microsoft Lync empower workers to use all the tools and features of the platform without the need of any USB peripheral. Form factors tested include, all-in-one desktops, convertible tablets, laptops and monitors*.

All of these form factors are tested to deliver:

  • High-definition audio so that workers never have to worry about call quality.
  • Microphone and speaker placement that is optimized to allow users to hold a conference call without the need for a USB peripheral.
  • Rich, crisp video, at a variety of resolutions, and with a wide field of view, so that video conferencing is easier and more useful.

*Monitors require an embedded camera and an embedded speakerphone both passing Lync Logo specs (including USB HID support). The display is not tested.

Just want to search for tested hardware?

See tested product listings.

To find additional product information, pictures, and comparisons of tested audio, video, conferencing, and other products, see the partner solutions catalog.


Doctor of Business Administration

#doctor #of #business #administration #california


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Florida Tech Doctor of Business Administration

Comprehensive Advanced Expertise and Business Discipline Specializations

The DBA program, a Florida Institute of Technology (FIT) doctoral business degree, is a professional degree that prepares students with the advanced knowledge necessary to manage complex corporate environments. Our DBA provides expert education for professionals with at least five years of managerial experience interested in becoming leaders in business, government, education, healthcare and non-profit industries. Students in the DBA program apply theory, advanced research skills, and an understanding of the challenges facing the public and private business sectors to develop their skills.

With a focus on strategic planning, organizational behavior, human resource management, financial management, innovation and entrepreneurship, quantitative research, and more the DBA is the ultimate business degree. The program is offered in Huntsville, Alabama through the FIT Huntsville location, the Southern Maryland Higher Education Center in California, Maryland and on the university s main campus in Melbourne, Florida.

What To Expect

Through the application of theory, use of advanced research skills and an understanding of the complex challenges that exist in the public and private business sector, students earning a doctor of business administration develop important skills in strategic planning, organizational behavior, human resources management, financial management, innovation and entrepreneurship, quantitative research and more.

Doctor of business administration students are often working professionals who have already attained experience and valuable insight in an administrative business career. Florida Tech’s small class size allows specialized, one-on-one attention from professors as well as an opportunity for students to exchange knowledge with fellow colleagues, building a network of business professionals for the future.

Cohort Program Supports Peer-to-Peer Learning

Included in the doctor of business administration degree curriculum is a three-year cohort program that meets each semester for collaborative learning. In the final year, students complete an intense research component. Hands-on experience plays an important role in an education at Florida Tech and cohort programs provide unparalleled learning experiences from professors working in the field.

The value of a doctor of business administration is also seen in the career choices available to students, who can choose any number of business disciplines or industries in which to concentrate. The program strengthens research skills and challenges students to solve complex problems spanning multiple business disciplines and tackle real-world issues on a global scale. Professors utilize in their curriculum the best practices found in today’s corporate environments.

Dissertation

The DBA program culminates in the formation of a dissertation. Once core business classes are completed, students have the chance to enhance their body of knowledge on any business relevant subject that most interests them and aligns with their career goals.

Careers

Students easily see the value of a doctor of business administration degree when they discover the employers who are likely to hire them. AuthenTec, Modus Operandi, Symantec, Siemens Energy, NASA, Lockheed Martin Space Systems and Scottrade have hired graduates of Florida Tech. Common career paths for DBAs are senior managerial consultants, chief executive officers, operations managers and business training professionals.


Colorado Business Liability Insurance – Multiple Liability Insurance Quotes in CO, small business insurance colorado.

#Small #business #insurance #colorado


Business LiabilityInsurance

Where Providers Compete to Protect Your Business

Colorado Business Liability Insurance

Colorado business liability insurance is for the large and the small business alike. Unfortunately, the smaller companies are not aware of how incidents that happen within large establishments can happen to them as well. Being that the small business is vulnerable in many instances, it is very important to relieve those vulnerabilities.

Colorado business liability insurance is all about relieving the smaller companies from the expensive that can bring them under. Even if a company doesn’t close due to a Colorado lawsuit, it can suffer if there isn’t proper CO insurance in place. Usually, trying to recover the damages involves carrying lower quality products, cutting costs in areas that promote productivity, and laying off employees.

Because all of the cost cutting measures can hurt a business, if not done right, the establishment could go under anyway. It just takes longer. So by having Colorado liability insurance in place, you are making sure that there is no short-term or long-term destruction of the company.

Types of Liability Coverage

In order to make sure you are properly insured, it is good for you to know the types of Colorado business liability insurance that is available to you. The first is your basic insurance. This includes your bodily injury, personal injury, property damage, and advertising liability insurance. In other words, you get the basic coverage that applies to virtually all industries.

There is also what is called Colorado directors and officers (D O) liability. This is where the CO business is protected against any negligent acts that are committed by those in charge. Since the entire company is not liable for the actions of these individuals, it is good that this form of coverage in place so that the entire company doesn’t have to pay for their actions.

Employer liability is frequently referred to as workers compensation and, in many cases, is required by law anyway. It depends on what kind of industry you are in. For instance, sole proprietors may not be required to have any kind of coverage for their employees because, many times, there are no employees. Nevertheless, even those businesses in which it is not mandatory to have this sort of coverage will benefit from having it.

Professional liability is another area in which you need coverage. If you would professionally do something that would result in injury or loss to someone else, then your Colorado business liability insurance will cover you. For example, not fulfilling a job the way it was meant to be fulfilled could result in a lawsuit against you. If it would happen, your policy would cover you so that you would have nothing to worry about. Professionals make mistakes just like anyone else, but their mistakes tend to be more devastating to others.

Benefits of Coverage

There are many benefits to Colorado business liability insurance. First, you have convenience from the beginning. When shopping for Colorado business liability insurance, you can take advantage of online quotes. This allows you to compare the rates of the different policies that fit your needs. The purpose is to give you an idea of what you will be paying for this Colorado insurance.

From there, the application process is rather simple in that you provide basic information about what kind of Colorado business you have. This will have a lot of bearing on what your final premium will be. Also, the number of claims you’ve had in the past whether or not you’ve been with an insurance company will make a difference. Those with no claims on their record will have a lower premium than those who do.

After you are covered, you are protected from the high cost that litigation brings to a Colorado business. Many businesses have been saved because they have Colorado business liability insurance to protect them. They have a shield between them and the legal claims that can destroy their bottom line. In other words, profits don’t have to be touched, offering unprecedented financial protection.

If a claim is made against you, your Colorado business liability insurance takes care of everything for you. You provide any and all information regarding the claim and they take care of the rest. The goal is to pay out as little as possible, so a settlement will be attempted to be reached in order to make that possible.

Overall, you will be able to run your company without much interference financially. Since claims can put a damper on things, you don’t have to let the damper last that long. You simply provide all of the information you need to provide to the insurance company and everything will be taken care of for you. From there, you can service your customers and clients the way you always do because Colorado business liability insurance allows you to do that.

Small business insurance colorado

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Office Phone, VoIP & Internet

#infostructure, #office #phone, #business #voip, #sip #trunking, #small #business #phone, #pbx, #hosted #pbx, #isp, #internet #service #provider, #local #phone, #long #distance, #broadband, #high #speed #internet, #ip #voice, #business #voice, #business #internet


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out of this world

Hosted PBX
Phone Systems

An Evolutionary Leap in
Office Phone Systems

Advanced PBX features ease and speed of use, lower costs, and no phone system maintenance this is the promise of infoPBX, an Internet phone platform designed for small and medium businesses. infoPBX integrates your desktop phone and PC and provides you with a wide range of voice applications. [ read more ]

SIP Trunking
Connectivity

Making Full Use of Your
IP-PBX Systems

infoSIP is a VoIP service engineered for business quality, now available in two plans. Both plans are priced at low monthly rates per Internet phone line, also known as a SIP trunk. Long distance in both plans applies to Continental US calls. International calling is billed at separate rates for all of our rate plans. [ read more ]

High Speed
Internet

Scalable, Reliable and
Affordable Bandwidth

Your business requires reliable, uninterrupted Internet broadband at the fastest speeds available and at highly competitive prices. Our high speed internet solutions are designed for businesses like yours that require high Internet bandwidth that is easily scalable, reliable and affordable. [ read more ]

Hosted PBX Phone Systems

An Evolutionary Leap in Office Phone Systems

Advanced PBX features ease and speed of use, lower costs, and no phone system maintenance this is the promise of infoPBX to provide sophisticated technology for small and medium businesses without the costs. The infoPBX integrates your desktop phone and PC and provides you with a wide range of voice applications, and because these applications are hosted on our VoIP servers; there is no need for you to purchase a system, cards, server or software.

The applications are bundled in three different price plans and offered as a managed service that is billed monthly, making infoPBX an affordable and powerful desktop solution that gives your business the competitive edge it needs in today’s economy. And it s available in high definition (HD) voice a technology that makes standard landline audio twice as clear.

SIP Trunking Connectivity

Making Full Use of Your IP-PBX Systems

infoSIP is a VoIP service engineered for business quality communication. Save the investment you’ve already made in your PBX equipment and simply add SIP trunks available in two plans. Plans are priced at low monthly rates per Internet phone line, also known as a SIP trunk. Long distance in both plans applies to Continental US calls. International calling is billed at separate rates for all of our rate plans.

High Speed Internet

Scalable, Reliable and Affordable Bandwidth

Your business requires reliable, uninterrupted Internet broadband at the fastest speeds available and at highly competitive prices. Our high speed internet solutions are designed for businesses like yours that require high Internet bandwidth that is easily scalable, reliable and affordable.


Health Care Reform: What it Means for Small Business, NC Justice Center, north carolina small business health insurance.

#North #carolina #small #business #health #insurance



Health Care Reform: What it Means for Small Business

Health Care Reform: What it Means for Small Business

Health reform will provide some immediate benefits to small businesses in North Carolina such as substantial

tax credits to help offset the cost of providing insurance. Many other important protections will phase in

over the next four years.

Beginning this year small businesses with fewer than 25 full-time employees are eligible for tax credits of up

to 35 percent of the employer’s insurance premium contributions. To be eligible the employer must

contribute at least 50 percent of the total premium for employee health coverage and have average wages

of less than $50,000 per year.

As an example, let’s take an employer with 9 full-time equivalent employees that pays average annual

wages of $23,000. If the employer pays $72,000 in health care premiums then the business would qualify

for a 2010 tax credit of $25,200. In 2014 the tax credit will increase to 50 percent of the employer’s

insurance premium contributions. In our example that’s $36,000 in credits.

The tax credit offsets an employer’s actual income tax liability or alternative minimum tax liability for the

year, which means that businesses with no taxable income generally can’t claim the credit. Businesses can

carry the credit forward for 20 years to help cover future tax liabilities. Businesses will claim the credit on

their annual income tax return.

Nonprofits are also eligible for tax credits, although the credit covers 25 percent of the employer’s premium expenses

instead of the 35 percent available to small businesses. For tax-exempt organizations the credit is refundable and

available even though the organization does not have taxable income. The credit available to nonprofits also can’t

exceed the amount of income and Medicare taxes the employer withholds from wages each year.

By 2014 North Carolina must set up a health insurance exchange that is available to individuals and small businesses

with 100 or fewer employees.

What is a health insurance exchange?

  • An exchange is an insurance clearinghouse established by the state. An exchange allows individuals and small businesses to band together and purchase insurance as a single pool. This will make insurance premiums more affordable – especially for businesses with older employees.
  • The exchange will also impose important protections for individuals and small businesses. Reform will prohibit varying premiums by medical history or gender. It will also limit how much premiums can vary according to age.

  • North Carolina must establish an exchange by 2014, but federal grants are available if the state wants to create a clearinghouse earlier. The state is allowed to operate a single exchange or two exchanges – one for small business and one for individuals. Creating a single exchange would provide a larger purchasing pool and lead to better rates for consumers. After 2017, North Carolina can elect to allow employers with more than 100 employees to purchase coverage

    through the state’s insurance exchange.

  • Beginning in 2014 businesses with more than 50 employees will be required to offer health insurance. Employers with

    more than 50 full-time workers that do not offer insurance will pay a fine of $2,000 for each full-time employee. The

    first 30 employees are exempt from the penalty.

  • Companies that offer insurance are expected to subsidize a portion of the premium cost for employees.

    If an employee is required to pay more than 8 percent of his or her income for a company health insurance policy,

    then the employee can decline the company’s insurance plan and instead buy coverage through the state exchange.

    The employee is allowed to take the company’s insurance premium subsidy in the form of a voucher to help buy

    coverage in the exchange. If a company insurance plan costs more than 9.5 percent of an employee’s income then

    the employee can purchase insurance through the state exchange and receive federal subsidies. The company must

    then contribute $3,000 to help fund the federal subsidy provided to the employee.



  • Commercial Auto Insurance, Business Insurance, The Hartford, business auto insurance quotes.

    #Business #auto #insurance #quotes



    Commercial Auto Insurance

    What is Commercial Auto Insurance?

    Who needs Commercial Auto Insurance?

    Choose The Hartford.

    Superior Business Auto Insurance Claims

    Fleet Owners: Reduce Costs with Risk Engineering

    Get extra protection at no additional cost.

    One Deductible for Two Only one deductible will apply when a single event causes damage to an auto covered by our auto policy and property damage covered by another policy from The Hartford.

    Small Business Auto Claims Reviews

    The Hartford publishes reviews so you can read about actual experiences our customers have shared. The reviews on this site are individual descriptions of costs, savings amounts, and customer experiences with our products and services that will vary based on their unique circumstances. Please note that each review is presented in its original form after having been reviewed by The Hartford and reviews are not representative of all customers.

    The Hartford publishes reviews in order that site visitors may learn from actual experiences our customers have shared.

    The Hartford applies several guidelines in the consideration of customer reviews for publication on our web site.

    In general, reviews are published if they are relevant to the experience and not defamatory.

    While the application of publishing guidelines is a subjective process, the following are frequent reasons which may prevent posting of a review:

    • Derogatory, abusive, threatening or offensive language and statements will disqualify a review from being published.
    • In order to protect our customers privacy, and that of our employees and business partners, reviews containing personally identifiable information will not be published.
    • We do not publish reviews citing exact premium and settlement amounts.
    • We do not publish reviews that include a description of illegal activity or reference pending or current litigation.
    • We do not edit, correct, or modify ratings or reviews, regardless of content or tone.



    Colorado Business Insurance – Colorado Small Business Insurance, Hiscox, colorado small business insurance.

    #Colorado #small #business #insurance



    Colorado Business Insurance

    Get an instant, free quote and buy online.

    Hiscox can help you if you have a professional services business in Colorado. We currently offer a range of small business insurance coverage, including professional liability insurance, general liability insurance and more. We offer Colorado small business insurance across the state. Hiscox small business insurance products include:

    General liability insurance, known as Commercial General Liability (CGL), protects your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property. Some examples of what could be covered are below:

    • Bodily injury: An interior designer invites a prospective client to their home office to review color and fabric samples. The client trips on the steps and breaks their arm. The designer has a general liability insurance policy which could cover the costs of the client’s injuries.
    • Property damage: An IT consultant is performing maintenance on a client’s server. The temporary assistant he hired to help with the project spills a cup of coffee on the server, damaging it beyond repair. The consultant’s general liability insurance policy could cover the cost to replace the server.
    • Defamation and slander: A marketing consultant posts on social media on behalf of a client. The post includes what is supposed to be a lighthearted reference to a competitor, but there is a typo in the post that changes the meaning. The resulting post is quite derogatory, and the competitor sues. The consultant’s client sues them, but they could be protected with a general liability insurance policy.

    Professional liability insurance, also known as errors and omissions insurance (E O insurance), covers another person’s claims against businesses that provide professional and personal services. Some examples of what could be covered include:

    • Negligence: A personal trainer suggests a new exercise to a client. The client fails to disclose to the trainer that he had back surgery recently and the new exercise causes back pain. The client sues the trainer. A professional liability insurance policy could protect the trainer, even if they didn’t make a mistake.
    • Copyright Infringement: A graphic designer creates a logo for a client in the technology space. Several months after the client begins to use the logo, they receive a cease and desist order from a large corporation in another industry, stating that the logo infringes on their copyright. The client sues the designer to recover the costs to redesign the logo and reprint their marketing materials. The designer is protected by a professional liability policy, which could cover their costs.

    Business owners policy (BOP) is a combination of general liability and business property insurance. BOP is often used to provide balanced coverage for small businesses who also want to protect their own business equipment. Some examples of what could be covered are below:

    • An IT consultant’s server is damaged when there is a power surge, and it cannot be repaired. The cost to replace the server could be covered by the consultant’s Business Owner’s Policy.
    • There is a gas leak in the strip mall where a retail store is located, forcing the store to shut down for a week. A business owner’s policy that includes business interruption coverage could protect the retailer from the costs associated with the loss of business.



    TrueCar – s New CEO Says Top Goal to Be Mending Ties With Dealers – Bloomberg Business #used #autos #for #sale


    #internet auto sales
    #

    TrueCar’s New CEO Says Top Goal to Be Mending Ties With Dealers

    TrueCar Inc.’s new chief executive officer, Internet auto pioneer Chip Perry, said his top priority for the online vehicle pricing and data provider when he takes over for co-founder Scott Painter next month is to repair relations with car dealers.

    The company has had contentious relations with dealers, which it charges $300 a car or a subscription fee to provide consumer leads that turn into sales in showrooms. In July, TrueCar and AutoNation Inc. the biggest U.S. new-car retailer, ended their agreement after AutoNation decided not to provide data TrueCar required to charge them for its services.

    “Many dealers have had misgivings about working with TrueCar,” Perry said in an interview Monday after his hiring was announced. “My goal is going to be to earn their trust back by listening to them and building their feedback into our future plans.”

    Perry, 62, is taking on the TrueCar job amid the company’s loss of two auto-industry veterans. Larry Dominique, a former Nissan Motor Co. executive, is stepping down as an executive vice president next month and John Krafcik, former head of Hyundai Motor Co.’s U.S. operations, left as president in September to lead Google Inc.’s self-driving car project. Painter will step down as CEO on Dec. 15 and will also resign as chairman and a director, after TrueCar said in August that he would keep the chairman post.

    Perry was the first employee at AutoTrader.com in 1997 and built it into the world’s largest online vehicle marketplace with $1.5 billion in revenue, TrueCar said in a statement. He resigned from AutoTrader in 2013 after it withdrew a plan for an initial public offering. Since July of this year, he has been CEO of RentPath LLC, parent of ApartmentGuide.com and Rent.com.

    “Scott did an amazing job getting TrueCar to this stage and for him to step aside does enable a clean, new chapter to open up,” Perry said. “To be able to signal a clean sheet of paper in terms of how we work with car dealers will be very helpful.”

    TrueCar’s shares gained 5.7 percent to $7.83 at 3:42 p.m. New York time. The Santa Monica, California-based company’s stock slid 68 percent this year through Friday, including a 36 percent plunge on July 24 after cutting its 2015 sales forecast.

    The company may need “some adjustments to the business model” to get its dealer relations and stock price turned around, Perry said. Six million people a month now visit TrueCar’s website and 10,000 dealers a day interact with the company’s marketing tools, he said.

    “We’ll be able to come up with an action plan that works for car dealers and makes TrueCar a friendlier, stronger, better marketing partner,” Perry said.

    He said he plans to begin visiting dealer showrooms in his first week on the job, with AutoNation CEO Mike Jackson one of the first he wants to meet.

    “I’m hoping we can find a way to work together again,” Perry said. “It will be an important priority to build a bridge that AutoNation would be comfortable crossing.”

    Buffett-Backed BYD Says Chinese Cars to Debut in U. S. Bloomberg Business #american #auto #parts


    #byd auto
    #

    Buffett-Backed BYD Says Chinese Cars to Debut in U.S.

    BYD Co. the Chinese automaker backed by Warren Buffett’s Berkshire Hathaway Inc. said Chinese cars are poised to begin hitting U.S. showrooms by next year.

    BYD plans to introduce about four models for its U.S. debut at the end of 2015, said Stella Li, the senior vice president in charge of the company’s U.S. business, in an interview last week in Shenzhen, China. Though BYD wasn’t ready when it earlier sought to enter the U.S. car market in 2010, the company is more prepared this time, she said.

    BYD’s ambitions, echoed by companies from Geely Automobile Holdings Ltd. to Great Wall Motor Co. show how the Chinese are seeking to shake up the U.S. car market as the Japanese and South Koreans did decades earlier. Geely and Chery Automobile Co. have made such predictions as far back as 2005, though they’ve yet to sell their first car in America.

    “Entering the U.S. market carries more symbolic meaning to brand building than actually boosting its bottom line,” said Han Weiqi, an analyst with CSC International Holdings Ltd. in Shanghai. “They really need to make sure cars they deliver there have sound quality in order to avoid adverse impact.”

    Still, BYD has a track record of planning bigger than what they can actually deliver, Han said.

    BYD is returning its sights to the U.S. after billionaire founder and Chairman Wang Chuanfu completed a three-year reorganization 2013, during which he cut the number of dealerships and narrowed losses at its solar business thanks to state incentives.

    Restructuring Plan

    Investors have been receptive to BYD’s turnaround. The company, which focuses on electric cars, saw its shares surge 63 percent to HK$38 in Hong Kong trading last year. During the restructuring, profit tumbled 97 percent because of losses at its photovoltaic business, a decline in global battery demand and a slump in auto deliveries.

    Even with last year’s gains, BYD’s share price remains less than half the level of the record HK$85.50 reached in October 2009. That’s still profitable for MidAmerican Energy Holdings Co. a unit of Buffett’s Berkshire Hathaway, which bought 9.9 percent of BYD in 2009 for HK$8 a share. The stock fell 0.7 percent to HK$37.40 in Hong Kong and gained 1.3 percent in Shenzhen to 38.48 yuan, the highest level since Dec. 16.

    U.S. Market

    Technically BYD is already in the U.S. vehicle market, though it sells electric buses to fleet operators, instead of cars to consumers. The company is preparing to begin U.S. production of electric buses in March at its factory in Lancaster, California, according to Li. The company had previously planned to sell its e6 electric hatchbacks in the country by the end of 2010, though that got postponed.

    “Back then, we had passion, but we had no brand, no history, no capital and no competitive advantage,” said Li, 43, who spoke at BYD’s headquarters in China’s southern Guangdong province. “BYD has become more fashionable and we have improved our design and safety. We don’t want to compete on price anymore, but on quality and innovation.”

    BYD isn’t the only Chinese automaker pursuing the American consumer. Geely, whose parent owns Volvo Cars, plans to export cars developed with the Swedish brand to the U.S. in 2016, Geely Chief Executive Officer Gui Shengyue said in August. Great Wall Motor, China’s biggest SUV maker, doesn’t have any official timetable to exporting to the U.S. said Xu Chengzhi, a company spokesman.

    Chinese Calligraphy

    In other markets, BYD is targeting to open a factory in Sao Paolo during the soccer World Cup that starts in June to assemble its K9 electric buses, Li said. The company’s e6 electric taxis are in use in Colombia and the U.K. and its buses in California, Canada and Spain.

    In China, BYD’s electric buses are used in cities including Shenzhen, Changsha, Xi’an and Tianjin. while 800 of its e6 all-electric cars are used as taxis in its home city.

    BYD’s Li said the its new Qin plug-in hybrid will likely be the flagship among models introduced in the U.S. The sedan, named after the dynasty founded by the emperor who unified China, went on sale in Beijing on Dec. 17. At a starting price of 189,800 yuan ($31,400) — before government subsidies — the car features headlights inspired by a Chinese calligraphy brushstroke and goes from zero to 100 kilometers (62 miles) an hour in 5.9 seconds, and can travel 70 kilometers on a single charge in electric-only mode, according to the company.

    Separately, Li said BYD has found it easier to sell its battery-powered K9 bus and e6 car overseas than in Beijing and Shanghai, even though the Chinese company has offered free trials, Li said. The company failed to qualify for local incentives in the two cities because it’s based in Shenzhen in southern Guangdong province and the local governments have their own automakers to protect, she said.

    Local Interests

    “It’s disheartening as a Chinese to see how local interests are holding back the adoption of electric vehicles,” Li said. “It’s easier to sell our buses and cars to Sao Paulo, California or Israel than in Beijing and Shanghai. And those places have better air than China.”

    Calls to the media department of the National Development and Reform Commission, the lead government agency coordinating the country’s new-energy vehicle policy, went unanswered. The Beijing and Shanghai municipal governments didn’t immediately respond to faxed requests for comment on their criteria for choosing providers of new-energy vehicles.

    Missing Targets

    China has lagged behind its own target to have 5 million alternative energy-powered automobiles by 2020 because of high prices of battery-powered models, concerns over safety and a lack of charging stations. Local governments provide matching subsidies on top of incentives by central government of as much as 60,000 yuan toward the purchase of an all-electric passenger vehicle and as much as 500,000 yuan for an electric bus.

    Under a new program unveiled in September, the central government will focus on promoting the use of new-energy vehicles in the three regions anchored by Beijing, Shanghai and Guangzhou using subsidies through 2015, according to a joint statement by the NDRC, finance, science and industry ministries.

    Despite the roadblocks, Li said she expects electric-vehicle sales to finally take off this year for BYD after sluggish demand in the past few years.

    “The public has moved from doubt to recognition to adoption,” Li said. “2014 will be the year we start to harvest the fruits of our labor.”

    Before You Purchase Commercial Auto Business Insurance #brandywine #auto #parts


    #commercial auto insurance
    #

    Before You Purchase Commercial Auto Business Insurance

    By Gregory Boop. Business Insurance Expert

    Commercial auto insurance is one of the most important aspects of your business insurance program. If your business uses a vehicle, or many vehicles, you need commercial auto insurance and you will want to ask your business insurance professional some important questions. You will also want to provide your business insurance professional with a complete picture of your vehicle use.

    How Many Vehicles and Drivers Will the Business Insure?

    Commercial auto insurers often separate coverage types based on the number of vehicles and drivers to be insured. Fleet insurance is an option for businesses that will have a number of vehicles and drivers. The number of vehicles differs with each insurer and may depend on the class of vehicle. But, fleet insurance may be a less expensive alternative than individual, per vehicle policies.

    What is the Policy Definition of Commercial Use?

    Your personal auto policy will exclude coverage for commercial uses of your vehicle.

    A commercial policy will establish a definition of commercial use as well. It is important that you read the definition and discuss this with your insurance professional. If there is any question, it is better to obtain a commercial auto policy so that, in case of an accident, there is no chance of being uninsured.

    How Can You Lower Premium Costs?

    Commercial auto business insurance premiums can be lowered by:

    • Business Location – the location of the vehicles determines premiums for theft.
    • Driver Records – hire only qualified drivers with safe driving records.

    Continue Reading Below

    • Choice of Vehicle – sales people may want sports cars, but five-star safety rated, domestic, mid-sized sedans have the lowest premiums.
    • Deductibles – can your business afford part of the risk and maintain a high deductible? If so, your premiums will be lower.
    • Safety and Anti-Theft Devices – alarms, GPS tracking, air bags, seat belts, and other such devices can significantly lower premiums.
    • Insure U for Small Business Tips on Lowering Premiums

    Special Commercial Coverages and Considerations.

    Automobile Parts Online Business #international #auto #parts


    #online auto parts store
    #

    START YOUR OWN BUSINESS NOW – Save $1000! Automobile Parts Online Business Toyota Performance Parts – USA & Canada Only

    Do you desire to start a new business with minimal investment and either run it with your current business or from home? If so, our Automobile Parts Online Business eStore is the ultimate low-investment strategy.

    We have never offered a better packaged and priced eCommerce store ever. All of our Automobile Parts Online Business are set-up for your customers to buy online 24 hours a day 7 days a week. It is the ultimate home based business.

    We include wholesale accounts, drop-shipping and more. It doesn’t stop there, we also introduce your company to one of the biggest automotive performance wholesalers in America and as long as you have a business license and can hold an intelligent conversation, we will get your direct account set-up with them, with ZERO buy-ins or fees, period!

    This Automobile Parts Online Business is based upon our powerful Yahoo Store platform. The SupraStore.com wholesale program offers over 250 manufacturers representing both the sport compact import and domestic car (muscle) markets as well as truck and SUV’s. With over 200,000 parts to choose from you can build a store to sell any automotive product to any customer.

    There is no technical skill or prior experience required to operate the eStore software package from Yahoo. Powerful, expandable, statistics, easily customized and reliable. There are no gimmicks, it is your store, we build it, you own it, run it nd make money. Yahoo provides 24/7 support, online training and a host of features that make it the biggest and the best in the industry. Monthly fee’s payable to Yahoo is as low as $39 a month.

    One of the benefits of owning an Automobile Parts Online Business purchased from us is that you do not have to maintain any inventory of products on your site, as either us or your new wholesalers ship for you directly to you or your customers. It is that convenience that makes such a store a great purchase for part-timers looking for additional income while they build up their stores.

    Here is what you will receive. You will gain access to our wholesale account at the deepest discount we offer, so you can buy low and sell at a fair profit.

    We also, introduce you to two of the largest wholesalers in the world of sport compact performance products! This alone is worth far more than the price we are charging you. You will not be required to do an expensive $25,000 buy in to gain access to our wholesale pricing, as it is all included in the Automobile Parts Online Business – Toyota Performance Parts.

    Secondly, we will build you a comprehensive Automobile Parts Online Business utilizing the power Yahoo Store platform. You simply let us know which automobile and specific brands you desire and we will set your store up with drop down menus to hold all the parts you desire.

    Add a part to your store just takes a few minutes with these simple steps. Add part details, pricing from your wholesaler photo and click publish. At that moment your search engine optimized (SEO) store hits the google search engine quickly.

    Remember, you can add as many parts as you like to your store by yourself. Add 35 parts a day for a month and you will have 1000+ parts on your store ready to sell and make money. With this package we do all the store set-up, including the sections of the store for the cars you want to sell, get the online shipping set-up, everything there is to get the Automobile Parts Online Business up and running.

    With 24/7 shopping your store will always be open to sell products to your customer base. Get the FAQ and find out more.

    Our program is currently only available to those with USA or Canadian addresses.

    Prospective eStore business owners can stay at home, work full or part-time and have the opportunity to become incredibly successful with an Automobile Parts Online Business. An eStore by SupraStore.com focuses on making the process to success simple, elegant and very affordable!

    The program is designed to work well for an individual small start-up company as well as larger established traditional brick-and-mortar businesses that want to leverage the internet as part of a business strategy for revenue enhancement.

    The automotive aftermarket industry is one of the fastest growing cash generating businesses today with sales in excess of $3.5B per year according to industry powerhouse SEMA. The sport compact car marketplace is booming with innovative new products and an entrepreneur spirit that is second to none.

    Starting as a part-time venture to support my habit of building a fast, great handling and incredible looking Supra, I started SupraStore.com while working as a senior executive for a large high tech firm. In a few short years SupraStore.com became a global player in the lucrative sports compact car business and a multi-million dollar per year privately held corporation.

    One of our many satisfied eStore customers.

    Mark –

    Hey It’s Kevin. Last summer I purchased your Automobile Parts Online Business – Toyota Performance Parts service. As you might have seen, I’ve expanded considerably. My 120 day average page views has topped 12k and keeps going higher daily. Sales and general interest in the store are picking up very quickly.

    I can’t make any projections yet because customer and potential customer statistics continue to increase amazingly. I’m looking forward to very profitable summer!

    I wanted to say thanks for introducing me to the Automobile Parts Online Business – Toyota Performance Parts store. Its a very simple and effective tool. My dream is to be much like you; the owner of a very profitable and well respected performance establishment. Your success has allowed me to have an example to follow, and the store that you setup for me was a stepping stone that will help to propel me into a brighter future that, until now, was only a dream.

    Many thanks, Kevin Owner

    Options:

    Option 1. Logo and brand design. If you are starting a new eCommerce based business it has been our experience over the years, that you need more than just a ‘logo’, you need a ‘brand’.

    A brand image can be captured in a professional logo design, which represents the way you think about your business, industry or customer.

    Our team that we’ve used for years specializes in taking your ideas and feedback from our comprehensive questionnaire to create a design for your logo, that speaks about you and your business.

    You can find someone to make you a logo for $100, but to design an image or brand that is represented in your logo takes people who know how to interpret your vision into a graphic. If you purchase this option, it takes approximately 30-40 days to grind out a great design.

    German Auto Dismantlers Business Review in Cleveland, GA – Metro Atlanta, Athens and Northeast Georgia BBB #hertz #used #cars


    #german auto parts
    #

    German Auto Dismantlers

    BBB Accreditation

    German Auto Dismantlers is not BBB Accredited.

    Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

    What government actions does BBB report on?

    Advertising Review

    Advertising Review

    BBB has nothing to report concerning German Auto Dismantlers’ advertising at this time.

    Out of Business

    On January 10, 2012, we received documentation from Joseph Cogbill, indicating German Auto Dismantlers has been closed since November 13, 2010. He also indicates complaints against German Auto Dismantlers cannot be resolved since the corporation has been closed and there are no assets or inventory remaining. German Auto Dismantlers sold used Porsche Parts.

    Mr. Cogbill indicates in 2011 he started a new business Stuttgart Classic Parts which sold New Porsche parts only. This business has closed as well. The company sold the Stuttgart Classic parts website and all new parts inventory to a company by the name of Einmailig on December 28, 2011. Any complaints relating to Stuttgart Classic Parts cannot be resolved since the assets are gone and the business has been terminated. Consumers logging on to the website stuttgartclassicparts.com are redirected to the website for the following company.

    Einmalig

    5455 Production Drive

    Huntington Beach, CA. 92649

    The report for Einmalig is issued by BBB of Colton California. A copy of their report can be viewed by clicking the link below.

    http://www.la.bbb.org/business-reviews/Automobile-Parts-and-Supplies-Retail/Einmalig-in-Huntington-Beach-CA-100105216

    As of January 1, 2012, Mr. Cogbill is currently listed as President of E Pullit Auto Parts. BBB Atlanta issues a separate report for this business which can be viewed by clicking the following link.

    http://www.bbb.org/atlanta/business-reviews/auto-parts-and-supplies-used/e-pullit-auto-parts-in-cleveland-ga-27422874?gid=1

    Military Auto Sales Business Review in Clarksville, TN – Middle Tennessee BBB #auto #parts #store


    #military auto sales
    #

    Military Auto Sales

    BBB Accreditation

    A BBB Accredited Business since 10/23/2012

    BBB has determined that Military Auto Sales meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

    3425 Fort Campbell Blvd

    *Military Auto Sales is in this range.

    Types of Complaints Handled by BBB

    BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

    • Advertising or Sales
    • Billing or Collection
    • Problems with Products or Services
    • Delivery
    • Guarantee or Warranty

    We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

    BBB Complaint Process

    Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

    BBB began including complaint response text in BBB Business Reviews on July 1, 2013. BBB reports the complaint response text for all reportable complaints against a business that are received electronically.

    Industry Tips for Auto Dealers – Used Cars

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    What government actions does BBB report on?

    BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

    About BBB Business Review Content and Services

    Gretna Auto Outlet Business Review in Gretna, NE – Nebraska, South Dakota, The Kansas Plains and Southwest Iowa BBB #auto #mart


    #blair auto mall
    #

    Gretna Auto Outlet

    BBB Accreditation

    A BBB Accredited Business since 01/19/2012

    BBB has determined that Gretna Auto Outlet meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

    11808 Standing Stone Dr

    *Gretna Auto Outlet is in this range.

    Types of Complaints Handled by BBB

    BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

    We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

    Additional Phone Numbers

    • (402) 426-8600
    • (402) 598-0642
    • (402) 426-8611
    • (402) 669-5961

    BBB Complaint Process

    Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

    Industry Tips for Auto Dealers – Used Cars

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    What government actions does BBB report on?

    BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

    About BBB Business Review Content and Services

    Fully stocked LED lighting store with all the latest LED Products for home and business #auto #one


    #led auto lights
    #

    Fully stocked LED lighting store with all the latest LED Products for home and business

    Our LED lighting specialists can help you select the right LED products for the job, large or small from retrofitting a commercial building with LEDs to a home LED cabinet lighting project, and even LED traffic safety supplies

    Why buy your LED products from us

    In the LED business since 1997, our staff understands how LED products came to be. We’ve grown with the industry from the beginning and aren’t one of those ‘me too’ retailers. The first LED light bulbs we brought to the market were hand crafted in the USA. We still strive to support small US factories and offer such products here as well as mass produced product

    How to choose a LED Light bulb

    Every light fixture benefits from a well-chosen light bulb. Improvements over the years have made LED light bulbs a very good choice. LED bulbs offer both practical and aesthetic advantages over other light sources. They are energy efficient, long lived, and give clear, consistent light. Today’s LED A19 bulbs offer a wide 360 degree light spread with no dark spot above the plane of the LEDs

    Professional Help with your LED Projects

    Take the guesswork out of selecting the right product. Whether you are new to LED lighting and aren’t sure which color temperature to choose or if you are a seasoned professional with questions on new LED technology, we can help. We have the LED lighting you need and can walk you through everything from dimming options for your LED lighting to selecting under cabinet LED lights.

    Several Options for LED Cabinet Lighting

    State of New Jersey – Motor Vehicle Commission – Business Licensing #auto #refinance #rates


    #auto body shops
    #You need a license to run an auto body repair facility. MVC issues different auto body repair licenses based on the types of repairs the facility will perform:

      Full service Auto body limited Auto body new dealer sublet


    A heavy duty vehicle endorsement is required for all licensed auto body repair facilities repairing vehicles weighing 14,000 pounds (GVWR) or more.

    TO: LICENSEES/APPLICANTS FOR AN AUTO BODY REPAIR FACILITY LICENSE

    RE: INSURANCE COVERAGE REQUIREMENTS FOR DAMAGE TO PROPERTY AND FOR LIABILITY ARISING FROM BODILY INJURY

    Pursuant to N.J.S.A.39:13-2.1, effective immediately, please note the following amendments to the insurance coverage requirements for damage to property and for liability arising from bodily injury which an auto body repair facility must maintain for a full service license.

    • Full service license auto body facilities shall maintain insurance coverage for damage to property and for liability arising from bodily injury, including, but not limited to: eligible garage liability or equivalent commercial general liability insurance in a minimum amount of $300,000 or a letter of credit in the amount of $300,000; garage keepers liability insurance in a minimum amount of $50,000 or a letter of credit in the amount of $50,000.
    • Limited full service license applicants and licensees must also comply with these requirements.

    How to get an auto body repair license

      Download the Auto Body Repair Application [1.19m pdf]. Mail the completed form to:

    Motor Vehicle Commission

    Business Licensing Services Bureau

    P.O. Box 172

    225 East State Street

    Trenton, NJ 08666-0172

    You and your place of business will be fully investigated after receipt of the completed application

    Requirements for auto body repair licensing:

      You must be 18 years of age Have legal capacity to contract and be liable for all debt incurred Exhibit character and responsibility Have no criminal record Considered a proper person according to N.J.S.A. 39:13.4


    Each application must also be accompanied by proof of the following:
      Certificate of occupancy Written approval by the municipal clerk or zoning officer confirming that the location, establishment and maintenance was approved Child support forms New Jersey sales tax ID number. New Jersey Unemployment registration number Federal employer ID number Color photograph for each officer the shop Fingerprint request notification form Color photographs of the facility displaying the advertised sign $350 Initial Fee $20 Non-refundable application fee


    In the case that there are multiple locations for an auto body repair facility, you will need to submit separate applications for each place of business

    Full service requirements

    The facility must be suitable to conduct all operations and have municipal and state licenses, permits and registrations, including:

      Federal Tax ID number New Jersey Sales Tax number Hazardous waste disposal systems Stack permits and any other applicable license, permits and registrations Maintain insurance coverage for damage to property and for liability arising from bodily injury. This includes but is not limited to: Garage keepers liability insurance Workers’ compensation insurance Fire insurance Any other coverage required by MVC Have and maintain an auto body repair facility reference source (ledger or computerized) for estimating the cost of repairs Equipment to safely raise and support vehicles for inspection during repair. A metal inert gas welder For all spray painting: An enclosed area for refinishing which complies with all applicable safety, fire, environmental and other regulations The means to supply fresh air to workers within the spray area A filtration method to reduce particles from the air exhausted from the spray area with standards established by the state or federal government Necessary equipment to perform structural repairs, four-wheel alignment, vehicle air conditioner servicing and mechanical repairs Provide evidence that at least one employee or 10% (whichever is greater) of employees have completed a recognized auto body repair related training course during the year immediately preceding the application for an initial renewal of license


    An auto body repair facility may also qualify for a full service license if it meets all of the above conditions and has a written agreement to subcontract with another licensed ABR.

    Limited auto body requirements

    You may qualify for a limited auto body repair license if it meets all of the requirements for a full service facility except those items for spray painting, as long as you have a written agreement with a full service license auto body repair facility to complete the spray painting for you.

    Civil penalties

      If you violate any regulations set forth by the state, you will face the following penalties First offense: no more than $5,000 Second and each subsequent offense: no more than $20,000 The civil penalty will be issued in the name of the Chief Administrator and shall be collected and enforced by summary proceedings In the event of continued or serious violations, the Chief Administrator may suspend your license and require you to cease operations during the time of suspension

    Track One Auto Sales Inc Business Review in Orlando, FL – Central Florida BBB #auto #focus


    #track auto
    #

    Track One Auto Sales Inc

    BBB Accreditation

    Track One Auto Sales Inc is not BBB Accredited.

    Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

    4104 Winter Garden Drive

    *Track One Auto Sales Inc is in this range.

    Types of Complaints Handled by BBB

    BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

    • Advertising or Sales
    • Billing or Collection
    • Problems with Products or Services
    • Delivery
    • Guarantee or Warranty

    We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

    BBB Complaint Process

    Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

    BBB began including complaint response text in BBB Business Reviews on August 1, 2012. BBB reports the complaint response text for all reportable complaints against a business that are received electronically.

    Industry Tips for Auto Dealers – Used Cars

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    What government actions does BBB report on?

    BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

    About BBB Business Review Content and Services

    Business Auto Insurance: Small Business Insurance Quotes #cars #online


    #commercial auto insurance
    #

    Quote Buy Online

    Whether you’re a landscaper, cabinetmaker, or florist, your customers are the heart of your small business. They depend on you to provide a service, like a unique landscape design, a hand-carved kitchen cabinet, or an exotic bouquet of flowers. Every day, you strive to provide the best products and services so that your customers are satisfied. You can trust Progressive to provide you with the best commercial small business auto insurance solutions, to protect you and your business in the event of a claim.

    Call 1-888-240-9837 for Your Free Quote

    Small Businesses We Insure

    Progressive’s offers small business auto insurance to a variety of business types, including the following:

    • Landscaping and snowplow insurance
    • Artisan and contractor insurance
    • Courier and delivery insurance
    • Restaurant and food service insurance
    • Farming and livestock insurance
    • Wholesale business insurance
    • Religious and nonprofit organization insurance

    With Progressive’s small business auto insurance, you can cover a variety of vehicle types, including cars, pick-up trucks, vans, and SUVs. You can insure both inexperienced and veteran operators with clean driving records or points, too. In some states, we even offer coverage for drivers who have a foreign driver’s license.

    Auto Insurance for Businesses

    Progressive offers customized business auto insurance quotes for almost every type of small business. If you’re a new business owner with a pick-up truck or an experienced business owner with a cargo van, Progressive offers small business auto insurance solutions to meet your needs. Get your small business auto insurance quote and see how you can save.

    American Auto Movers, Inc. Business Review in Clearwater, FL – West Coast Florida BBB #cheap #cars #for #sale


    #auto movers
    #

    American Auto Movers, Inc.

    BBB Accreditation

    A BBB Accredited Business since 03/26/2008

    BBB has determined that American Auto Movers, Inc. meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

    Licensing, Bonding or Registration

    This company is in an industry that may require licensing, bonding or registration in order to lawfully do business. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

    (850) 414-4100

    Business Tax Receipt/Clearwater & Clearwater Beach

    100 S Myrtle Ave Rm 202

    Clearwater, FL 33756-5520

    (727) 562-4567

    BBB records show a license number of MC585267 for this company, issued by Department of Transportation-Movers. Their web address is http://www.fhwa.dot.gov .

    Type: Department of Transportation

    BBB records show a license number of BTR-0024505 for this company, issued by Business Tax Receipt/Clearwater & Clearwater Beach. Their web address is http://www.clearwater-fl.com/gov/depts/devel svc/Building/occupational license.asp .

    Type: City Business Tax Receipt

    BBB records show a license number of 2237958 for this company, issued by Department of Transportation-Movers. Their web address is http://www.fhwa.dot.gov .

    Type: Department of Transportation

    Type of Entity

    Corporation

    Incorporated: November 2006, FL

    A-1 Auto Parts Inc. Business Review in Lebanon, TN – Middle Tennessee BBB #car #for #sale #by #owner


    #a-1 auto parts
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    A-1 Auto Parts Inc.

    BBB Accreditation

    A-1 Auto Parts Inc. is not BBB Accredited.

    Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

    1135 Gwynn Road

    *A-1 Auto Parts Inc. is in this range.

    Types of Complaints Handled by BBB

    BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

    We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

    Additional Phone Numbers

    BBB Complaint Process

    Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

    Industry Tips for Auto Repair & Service

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    What government actions does BBB report on?

    BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

    About BBB Business Review Content and Services

    Auto Deals, LLC Business Review in Mableton, GA – Metro Atlanta, Athens and Northeast Georgia BBB #auto #tint


    #auto deals
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    Auto Deals, LLC

    BBB Accreditation

    Auto Deals, LLC is not BBB Accredited.

    Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

    510 Veterans Memorial Hwy SW

    *Auto Deals, LLC is in this range.

    Types of Complaints Handled by BBB

    BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

    • Advertising or Sales
    • Billing or Collection
    • Problems with Products or Services
    • Delivery
    • Guarantee or Warranty

    We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

    BBB Complaint Process

    Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

    BBB reports the complaint response text for all reportable complaints against a business that are received electronically.

    Industry Tips for Auto Dealers – Used Cars

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    What government actions does BBB report on?

    BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

    About BBB Business Review Content and Services

    Chile Car Dealer Misses Coupon, Agrees to Debt Restructuring – Bloomberg Business #auto #uk


    #car dealer
    #

    Chile Car Dealer Misses Coupon, Agrees to Debt Restructuring

    Automotores Gildemeister SA, a Chilean car dealer, agreed to cede options to buy 40 percent of the company to its bondholders as part of a restructuring of debt. The company failed to pay a coupon on its 2021 bonds that was due Tuesday.

    Leverage rose to a record in the second quarter

    Gildemeister reached a preliminary agreement with holders of about 70 percent of its $700 million in dollar bonds due in 2021 and 2023 to swap the notes for new bonds guaranteed by real estate and other assets, according to an e-mailed statement. The deal also involves issuing preferential shares and rights to acquire 40 percent of the car dealer’s common shares.

    The company, which holds the concession to import and sell Hyundai vehicles in Chile and Peru, will continue with normal operations, it said in the statement.

    The company’s bonds have given investors one of the worst returns in the region this year, amid the economic slowdown and weakening currency. The car importer’s bonds have lost investors 34 percent in the past 12 months.

    “With this agreement, the company expects to continue operating in its primary markets and meeting its obligations to its customers, employees, suppliers and other creditors,” Chairman and Chief Executive Officer Ricardo Lessmann said in a statement.

    Gildemeister’s bonds due in 2023 fell Tuesday 4 cents to 34 cents on the dollar. The yield jumped 2.7 percentage points to 29.3 percent, or 27 percentage points above benchmark Treasury notes. The spread on its bonds due in 2021 advanced to 35 percentage points above treasuries.

    Fitch Ratings warned Nov. 20 that Gildemeister’s liquidity position was “untenable” and that it would have negative cash flow this year and next. The company had total adjusted debt of $993 million, Fitch said.

    Free Online Courses from the World – s Top Publishers, Alison, business course online.#Business #course #online


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    Free Online Courses from the World’s Leading Experts

    HubSpot Academy Inbound Certification Course – Part 2

    Inbound marketing is a technique for drawing customers to products and services via content marketing, social media mark.

    Beginner Level English – Food

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    This course is suitable for anyone who wants to start learning English at Beginner (A1) level. Learn important question.

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    Starting a Child Care Business in California #it #for #small #business


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    Starting a Child Care Business in California

    Starting a child care business in California involves a particular set of legal considerations that are specific both to the type of business and to the State of California. These include choosing the proper business entity, obtaining licenses and permits, dealing with health and safety, getting adequate insurance, and dealing with employees.

    As we review some of these considerations, keep in mind that the terms daycare and child care are largely interchangeable in California; many of the state s laws, publications, and websites refer to child care rather than daycare.

    To learn about other California business opportunities, see Nolo’s section on Starting a Business in California .

    Choosing the Business Entity

    While you could operate your daycare business as a sole proprietorship or partnership, you should consider using a legal form that protects you from personal liability, such as a limited liability company or corporation. A child care center may not be the most dangerous business, but you will be taking care of the most precious thing in the lives of your clients: their children. You will be responsible for the health and safety of those children, many of whom may be toddlers, for hours every day. There is always a possibility that a child could be injured while on the premises of your child care business in which case you would want the business, not you personally, to be responsible for any liability.

    Licenses and Permits

    In California, licensing of child care businesses is handled through the Child Care Licensing Division (CCLD) of the Department of Social Services (DSS). You need a license if you will be caring for children from more than one family that is not related to you. Operating without the required license can result in significant penalties.

    One key distinction made by California s child care laws is between care provided in a person s home ( Family Day Care or Family Child Care ) and care provided at an independent facility ( Child Care Center ). The license and renewal fees are higher, and the regulations more extensive, for child care centers.

    You will need to attend an orientation session before you can apply for a license for either a family child care (in-home) business or a child care center (separately located) business. To schedule an orientation, you should contact the nearest state licensing agency; a list of locations is available online. You will need to pay a nonrefundable fee for the orientation.

    After you successfully complete the orientation, you will need to complete the license application. The application asks for a variety of information, including:

    • what ages of children you will be taking care of (infants, toddlers, pre-schoolers, school-age)
    • what capacity you are seeking for children in each age range
    • whether you own the property where the care will be provided
    • whether your business will be for-profit or nonprofit, and
    • acknowledgments regarding knowledge of, and compliance with, health and safety, criminal record, and other regulations

    You also will have to pay a license application fee; this fee will vary depending on the number of children you will be caring for, but may run into the hundreds of dollars, with a similar amount due each subsequent year as a renewal fee.

    More information on licensing is available at the CCLD s website .

    Apart from state licensing, you should keep in mind that there may be local zoning laws that would prohibit running a child care business in a particular location. This is more likely to be an issue if you are thinking of operating the business out of your home and you live in a clearly residential, as opposed to commercial, area. Even if a child care center is permissible under the local zoning ordinance, you may be required to obtain a compliance certificate from the local zoning authority. In short, your best bet is to investigate zoning regulations before you open for business.

    Health and Safety

    The government is very concerned about the health and safety of infants and small children, and California s child care regulations are extensive. For example, one of the state s manuals of policies and procedures for home-based child care businesses is over 80 pages long; the manual for freestanding child care centers is much longer.

    With some variation depending on whether you are operating out of your home or an independent child care center, key areas of state regulation include:

    • criminal record clearances, including checks related to child abuse
    • fire safety clearances
    • training requirements for center personnel
    • reporting requirements when children need medical treatment or there are other unusual incidents
    • ratio of staff to children
    • requirement that individual named licensee be present at the center
    • safety of toys and play areas
    • prohibition on smoking cigarettes
    • disaster evacuation planning
    • financial records requirements
    • specific teacher-to-children ratios for toddlers
    • transportation of children
    • food service requirements
    • napping
    • minimum required outdoor space
    • building fixtures and equipment
    • distinctions between infant care, toddler care, and school-age care, and
    • state inspection authority

    As the last item on the list indicates, the state has the authority to inspect your operation. These inspections may be unannounced and may include interviews of children and staff. They may also include inspecting any part of the child care center, or those parts of a home in which child care services are provided. Similarly, you should expect that a fire marshal or other fire prevention official will make an inspection to ensure there are adequate routes of escape in case of fire.

    The CCLD has published readable regulation highlights documents that provide more details on these matters for both freestanding child care centers and in-home family child care; the documents are available at the CCLD s website .

    Tax Deduction

    If you run your daycare business out of your home, you may be able to deduct expenses for the business. To qualify, you must (a) provide daycare to children, and (b) be licensed by the state or exempt from the state s licensing requirement. Details about how to figure the deduction can be found on IRS Publication 587, available at irs.gov .

    Insurance

    There are particular risks associated with operating a child care center, primarily those related to the health and safety of infants and small children. These are on top of more generic business risks such as fire, theft, or other sources of property damage or personal injury.

    Try to work with an insurance agent who has previous experience writing policies for child care providers. Consider coverage for sexual abuse or molestation, for corporal punishment, and for employees who are child care providers. In general, make sure you have an excellent general liability policy.

    Employees

    Most daycare centers have employees and, in many cases, there can be relatively frequent turnover. You should inform yourself about basic employment law issues such as illegal discrimination, workers compensation, and how to handle the hiring process. With regard to hiring in particular, learn how to:

    • create a useful job application that does not include illegal questions
    • check references or make other preemployment inquiries — again without violating privacy laws or otherwise seeking illegal information, and
    • ask interview questions that are both useful and legally permissible.

    Keep in mind that there are some employment laws that are specifically relevant to daycare workers, such as state training requirements and rules relating to criminal records. California requires the licensee of a home-based child care operation, and at least one on-duty staff member at a child care center, to be trained in pediatric CPR, first aid, and other health-related areas.

    A good resource for general employment issues is The Employer s Legal Handbook , by Fred Steingold (Nolo). Also, many key employment laws are administered through the Department of Labor, and there are a variety of informative webpages within the Department of Labor website.

    Talk to a Business Law attorney.

    Certificate in Business Analytics #business #analytics #degree


    #

    Lucas Graduate School of Business

    Certificate in Business Analytics

    Program Overview

    Today’s successful businesses need to base decisions on expert analysis of large volumes of data. The need for successful graduates with a strong analytical background and skills – MBA graduates in particular – has never been higher and is expected to increase over the coming years.

    The Online Certificate in Business Analytics is an intensive online program designed for business professionals and graduate students who want to transform terabytes of data into useful and timely business intelligence. Whether your focus is on marketing, operations, finance, strategy, international business or human resources, you will learn how to use data to make knowledge-driven business decisions.

    This four-course (12 unit) program is taught by San Jose State University College of Business faculty. Each course is delivered over an eight-week period. In order to complete the certificate, you must earn a minimum GPA of 3.0 on the program as a whole. Only three units of “C” and 0 units of less than “C” coursework can be applied toward a certificate. Only three units of an entire program can be repeated (and can be repeated a single time only). If a course is repeated, both grades will be used in the computation of program GPA.

    You can complete the courses asynchronously. Therefore, our program can mesh with any schedule. You can begin the certificate in the fall or spring semester and complete it in less than one calendar year.

    And you can take these courses separately from the certification program, as well.

    The four courses include:

    BUS 235A: Introduction to Business Analytics
    BUS 235B: Business Research
    BUS 235C: Data Mining
    BUS 235D: Business Analytics Simulation

    The number of units applicable to a degree and/or major depending upon matriculation status (with the caveat that the units may not be uniformly applied but require advisor consent) is up to 12 units only after you have been admitted to a graduate program meeting requirements including meeting minimum GMAT score, TOEFL score, etc.

    Admissions Requirements:

    Please note: This program is 100% online and you can complete it from wherever you are located. San Jose State University will not issue an I-20 to secure an F-1 visa to enter the United States for this program.

    Educated Within the United States

    You must have completed a four-year bachelors degree from an accredited college or university in the United States.

    Your GPA should be 3.0 or better (on a 4.0 scale) in the last 60 semester/90 quarter units of study, with an absolute minimum overall GPA of 2.5. There is no conditional admission to the certificate program.

    Educated Outside the United States

    If you earned your degree from a higher education institution outside the United States, you must take an English-language proficiency exam. You must hold the equivalent of a U.S. bachelor’s degree from a recognized institution if you earned your degree outside the United States. SJSU does not accept classes taught in English as a substitute for an English-language proficiency exam.

    The Online Certificate in Business Analytics requires a minimum score of:

    TOEFL (internet-based): 80, or

    Pearson’s Test of English (PTE): 68

    Letters from applicants or institutions will not be accepted.

    SJSU will consider waiving this requirement if you:

    • Earned a bachelors or master’s degree from an accredited U.S. institution
    • Earned a bachelors or master’s degree from an accredited institution for which English is the official and primary language of that country
    • Completed three years of full-time coursework in an accredited U.S. institution

    Prerequisite Course, All Applicants:

    To enroll in the Business Analytics certificate, you must have completed a college-level statistics course with a grade of B (3.0) or better (on a 4.0 scale) at an accredited college or university within five years prior to enrolling in our program.

    If you have not yet met the statistics requirement, we recommend:

    • Straighterline
    • Local community colleges (for Statistics, please refer our Equivalent Courses page and search for BUS 90 equivalencies)

    Cost:

    • $2,550 per 3-unit course
    • $10,200 total cost

    The above costs do not include books, supplies, etc. Tuition fees are subject to change.

    Registration Information:

    If you are currently enrolled in SJSU’s MBA program, please register as you normally would through MySJSU.

    If you are not a currently enrolled SJSU student, please follow the pre-enrollment instructions below.

    Pre-Enrollment Instructions*:

    1. Submit the pre-screening form. as early as possible.
    2. We will evaluate your form and notify you of the results.

    If you are notified that you are eligible, please continue following the Registration Instructions (below).

    *You only need to complete the pre-screening process once, but will be required to submit the registration form prior to each class.

    Registration Instructions:

    Educated within the United States

    Complete and submit the Registration Form (PDF) each term. If you take two classes during the term, you do not need to register for both at the same time. (Please note, you may not take classes through Open University in the Business Analytics program if you have previously been denied admission to an SJSU graduate program.)

    As soon as you register, the tuition fee will be due in 21 days. If you would like to register for the later class at a later time, that is fine. Just submit the form again prior to the next class.

    1. The Lucas Graduate School of Business will screen your form and forward it to the Registrar’s Office.
    2. You will be notified by email when you are officially registered in the course. We will give you your SJSU ID number, as well as the due date for the tuition fee.
    3. Pay the tuition fee, which runs $2,550 per three-unit class. See the Registration Form for payment methods.

    If you have any questions, please contact the program director.

    Educated Outside the United States

    If you were educated outside the United States, you must apply for the Business Analytics Certificate through Cal State Apply. Your application to begin classes in the fall semester must be submitted by May 31, and your application to begin classes in the spring semester must be submitted by November 1. After your application is approved, you will receive instructions for registration.

    Job Opportunities:

    Business analytics skills are in big demand by all industries. Here are a few jobs that benefit from our program:

    • Market Research Analysts
    • Business Analysts
    • Corporate Managers
    • Small Business Owners
    • Sales Managers
    • Financial Analysts
    • Operations Managers
    • Non-Profit Managers
    • Billing Managers
    • Customer Service Managers
    • Web Behavior Analysts
    • Database Managers

    In short, if you would like to develop business analytics skills, you will find employment at all levels of management – from entry-level database managers to any number of upper management jobs that involve tactical and strategic decision-making.

    The Bay Area is home to an abundance of industries and companies in need of business analytics skills, so earning this certificate at SJSU will serve you well. However, because our program is offered online, you don’t have to live in the Bay Area to participate. The program is open to everyone, anywhere.

    Schedule:

    Spring 2017

    Course: BUS 235B Business Research
    Instructor:
    Date: March 20 – May 20
    Class Number: 29619
    Units: 3
    Cost: $2,550

    Leverage Cloud Accounting #small #business #cloud #accounting


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    Cloud Accounting experts by trade, humanitarians at heart; we understand the challenges of running a business while balancing a fulfilling life outside of work. That’s why we created Leverage, a boutique full service cloud accounting firm for professionals, startups and small to mid-size businesses. Our goal as a company is simple– to enrich your life with the financial understanding and extra peace of mind you need to live your life to the fullest.

    Our virtual accounting and bookkeeping services are a reliable, high-quality alternative to in-house resources for bookkeeping, financial reporting and business progress analysis. Our integrated accounting system is second to none, seamlessly weaving together multiple cloud-based technologies that saves you time and money while providing the information you need to confidently manage your business.

    As a small, boutique accounting firm, we take the time to get to know your business intimately so that we truly become a valuable and contributing part of your team. For us, bookkeeping is more than just entering payments and bills into accounting software and hoping for the best– it’s a dynamic tool that can be leveraged to help your business succeed and to accomplish your long term goals.

    When we started Leverage, our vision was to align our expertise in cloud accounting with our commitment to living a life of service. The result has been inspiring, as we’ve not only developed into a respected accounting firm, but one that can also openly claim that we genuinely care about our clients. The way we see it is if you are thriving and at peace with your business, this will be paid forward to the people around you. What better outcome is there?

    So, welcome to Leverage. Large firm capability. Boutique firm service. In the cloud.

    More Automation

    Cloud Accounting leverages the power of advanced cloud computing technologies to greatly reduce the amount of time to perform various accounting processes. The older outsourced model simply replaced existing internal hours with comparable time spent by a third party provider on-site; typically at a higher cost. With far fewer hours needed for a Cloud Accounting provider to achieve the same objectives, cost savings are created for you.

    More Support

    Similar to what outside providers like ADP and Paychex have done for the payroll component, Cloud Accounting endeavors to relieve you of the rest of your accounting related burdens. Thus through Cloud Accounting, an entire virtual accounting department is now feasible, both operationally and economically, for professionals, startups and small businesses.

    More Time

    In addition to contributing directly to the bottom line, Cloud Accounting is all about benefiting the small business owner. Whether it’s relieving your accounting headaches, freeing up hours you otherwise would devote to accounting functions, or providing you with more timely and reliable financial information, Cloud Accounting is designed to position you with more available time and financial clarity to do what you do best – focus on creating greater impact, which includes top and bottom line results.

    Cloud Accounting is the latest, most technologically advanced evolution of its aging predecessor, Outsourced Accounting. All information is stored in the cloud. Cloud accountants can do everything a local accountant can do, but are completely virtual and utilize cloud-based software platforms like QuickBooks and Bill.com to serve clients.

    WHAT KIND OF CLIENTS DO YOU SERVE?

    Our clients come from a wide range of industries, but tend to be mainly from the professional services and online business sectors. That said, our current clients include law firms, tech startups, wine importers, non-profits and many more.

    WHAT IF MY BOOKS AREN’T UP TO DATE?
    WHY DO YOU FOCUS SO MUCH ON SOFTWARE SYSTEMS?

    To put it simply: your systems are your accounting. We use the same core system for all of our clients. This core includes QuickBooks Premier, Right Networks, Bill.com, QuickBooks Payroll, ADP, SpringAhead, Tallie, Dropbox and Join.me. We often add additional software selections for clients in specific industries that utilize Amazon, PayPal, Shopify, Square, Stripe and more.

    WHAT ARE YOUR RATES?

    We charge hourly based on the services you need. Contact us using the form below to set up a 20 to 30 minute consultation that will help us get the details we need to give you an accurate price quote.

    Wisconsin Business Entity And Corporation Search – WI Secretary Of State (SOS), wisconsin business name search.#Wisconsin #business #name #search


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    Wisconsin Secretary of State (SOS) Business Entity And Corporation Search

    The Wisconsin Secretary of State manages a corporate division which keeps record of all the commercial activities going on in the state. The business corporation registry keeps track of all those corporate entities that are registered with the Wisconsin Secretary of State. All entities including Corporations, Limited Liability Companies, Limited Companies, Limited Liability Partnerships and Limited Partnerships, have their details recorded in the registry.

    If you are finding a corporate entity that is based in Wisconsin, this is the right place for you. By using the online business entity search tool facilitated by the Secretary of State of Wisconsin, you can search the online database for any entity headquartered in the state.

    You can perform the search provided you have the corporate name handy. The search page is also made feasible for advanced search.

    Read on the steps below which will assist you in your search.

    1. Click here to go to the search page for finding registered business entities in Wisconsin. The page looks similar to the screenshot below.

    Wisconsin business name search

  • Type the name of the business entity, say, ABC supply . The screenshot for the same is shown below.

    Wisconsin business name search

  • Click on Search button. The result page with a list of entities with the given name would appear as shown in the screenshot below.

    Wisconsin business name search

  • Click on the entity name to get further details about the same like entity id, status, type and address of the entity. The screenshot below shows the same.

    Wisconsin business name search

  • You can also file online reports and request certification of standing for the entity.

    Information on SOS Wisconsin (WI)

    Wisconsin business name search

    The Secretary of State of Wisconsin is one of the constitutionally elected executive branches of the Wisconsin State Government. The succession of the Secretary of State of Wisconsin lies in second for the Governor post. The election of the Wisconsin Secretary of State takes place on the election day in November and he takes office on the first Monday of next January.

    The current office holder is Doug La Follete.

    The Secretary of State of Wisconsin is responsible for a wide set of duties in the state. He is in charge of keeping record of all the legislative and executive acts in the state. He also acts as the custodian to the Great Seal of the State of Wisconsin and has the authority to attest and authenticate government documents using the seal.

    Select the State Where the Corporation is Registered:

    How to Buy a Franchise Business (with Pictures), how to franchise a business.#How #to #franchise #a #business


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    How to Buy a Franchise Business

    With a franchise business, a “franchisee” licenses the use of trademarks and business methods from a “franchisor.” Popular franchises include fast food restaurants and brake repair shops. Franchises are a good way to gain business experience with a popular brand, because they have built-in name recognition and proven business techniques. To buy a franchise, you should first analyze the disclosures a franchisor is required to make. Don’t rush into anything. Once you have found a franchise you have confidence in, you can find funding and complete the application process.

    Steps Edit

    Part One of Five:

    Choosing a Franchise Edit

    How to franchise a business

    How to franchise a business

    How to franchise a business

    How to franchise a business

    How to franchise a business

    Part Two of Five:

    Analyzing the Franchise Disclosure Document Edit

    How to franchise a business

    How to franchise a business

    How to franchise a business

    How to franchise a business

    How to franchise a business

    How to franchise a business

    How to franchise a business

    How to franchise a business

    How to franchise a business

    How to franchise a business

    How to franchise a business

    Saint Joseph’s University #online #mba, #online #master’s #of #business, #master’s #of #business, #master’s #business, #business #master’s, #m.s. #in #business, #ms #in #business, #master’s #of #business #administration, #masters #of #business #administration, #haub #mba, #sju #mba, #saint #joseph’s #university #mba, #part-time #mba, #part #time #mba, #mba #rankings, #mba #programs, #top #mba #programs, #international #mba #ranking, #mba #ranking, #mba #business #school #rankings, #collegeville #mba, #collegeville #business #program, #philadelphia #mba, #part-time #philadelphia #mba, #philly #mba, #fast #track #mba, #accelerated #mba, #professional #mba, #top #ranked #mba, #top-ranked #mba, #us #news # # #world #report #mba, #full-time #mba, #part-time #mba #gmat #prep


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    Welcome to Philadelphia s top-ranked Erivan K. Haub School of Business. MBA Program. Our uniquely flexible graduate business program is focused on you and your career, combining strategic leadership skills with relevant functional expertise. By integrating creative thinking, effective communication, project management, and technology applications into a relevant business context, this program provides the foundation you need to effectively succeed and distinguish yourself in your field, your organization, and your industry.

    Click below to learn about our MBA Direct Admissions Program with Ursinus College.

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    Pyramid Healthcare

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    President Obama Small Business Grants #obama #small #business #loan


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    President Obama Small Business Grants

    There is no doubt about it. I know it. You know it. Our local politicians know it. You can go up the line all the way and see that President Obama knows it. Our business owners like you and I need help in getting through this recession our country is stuck in. President Obama is clearly well aware of the financial strain most of us are in. He is so much aware that he has decided to put the money where his mouth is and President Obama small business grants are available to several more people around the United States than what was available in grant money even just four or five years ago.

    Who is eligible for small business grants?

    Currently, President Obama Small Business grants are available to a very wide range of business owners. It ranges from not only non profit organizations such as charities, but all the way to those businesses such as car manufacturers. The little guys are not left out however, and people for the last couple of years have been working towards trying to help the smaller business owners stay afloat. You must prove that you have a viable business model and need the assistance in order to qualify.

    What is required to receive one of the many President Obama small business grants?

    A: Prove you need the small business grant

    This is going to be one of the things you are going to have to prove during the application process. My recommendation is to take a full inventory of what your overhead expenses are, all the way down to the penny. If you have not started your small business yet, then you should take a realistic, but honest approach to what is required to get the business up and running. Determine why you need to spend that money and why it is required in order for your business to function.

    B: Explain exactly where the money is going to be used

    The government wants to know where their money is going to be going. Therefore, when applying for a small business grant that President Obama has established you should always make sure you have chosen the areas you need help with the most. Always identify the logical reasoning. For example, if you are starting a restaurant you probably need a grill of some kind but restaurant quality grills are not inexpensive. You should identify that all other options are out of question for you, possibly even including loans.

    C: Keep good records

    When obtaining a federal small business grant you should view it not as free money, but as a contractual agreement. The federal government wants to ensure that the money they are providing to stimulate the economy is being put to good use to make a difference in the economy. Therefore, even though your bank account may look a little bigger after receiving a grant, you should never go out and buy anything that you had not discussed in your application process in regards to where the money is going to go. You will be expected to prove how the money was spent through a review process that usually will come around one to three years after being approved for a federal grant.

    Grants by State

    Four Steps to Getting a Commercial Loan Approved #steps #to #getting #a #small #business #loan


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    Four Steps to Getting a Commercial Loan Approved

    Improve Your Chances for Securing the Funding Your Business Needs

    Getting approved for a commercial loan is never easy, but when your business is still new, it can prove to be an even more formidable challenge.

    Lenders are hesitant placing such trust in new businesses because they simply do not have established credit histories that can help the lenders feel more comfortable about approving loans. For this reason, lenders will often refer to the business owner’s personal credit profile to determine credit-worthiness.

    Besides relying on your personal credit profile, here are four steps you can take to possibly help improve your chances of being approved for a commercial loan for your business.

    #1 – Tailor Your Business Plan for Lenders

    Many businesses have different variations of their business plans for different purposes. If you are planning on applying for a business loan in the near future, then you should create a custom business plan just for lenders. Include a detailed history of your company, and showcase your experience as a business owner.

    Create a budget to show how the funds will be allocated, and how doing so will help your business grow. Practice your presentation until you are comfortable with it so your lenders will be impressed with your confidence. A positive impression can be very helpful in your search for funding.

    #2 – Contact Commercial Loan Lenders

    Not all lenders specialize in commercial loans, so do your research, and find lenders in your area who do. Call and ask to meet with their loan officer. Because commercial loans are not subsidized, approvals are on a case-by-case basis, and the lender ultimately decides the interest rates and terms of the loans.

    By targeting your applications to commercial loan lenders, you may improve your chances of being approved over applying with other types of lenders.

    #3 – Offer Collateral to Secure the Loan

    When you meet with the lender and you make your presentation, you may still be facing an uphill battle for approval. If necessary, offer to put part of your business up as collateral. You can use property, equipment, or other valuable assets to help reduce the lender’s risk.

    This does increase your business’s risk, but for some businesses, this is the only way lenders will approve their commercial loans.

    #4 – Sign a Personal Guarantee

    In order to grant approval, some lenders may also require you to sign a personal guarantee on the loan. This document protects the lender in the event the business goes under, by making you personally and legally responsible to repay the debt.

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    Car Insurance Agents in Pasadena, MD

    Find a Nationwide Insurance Agent in Pasadena, Maryland

    Nationwide auto insurance

    Whether it’s a fender bender with the next door neighbor or a dozen car pile up on the highway, you’ll want to know that submitting an auto insurance claim is going to help return your life to normal, not increase the size of the headache coming your way. And you shouldn’t have to pay for this basic customer service like it is a luxury. Between the On Your Side Claims Service and common policy rate discounts, Nationwide has earned our 95 member satisfaction rating. Don’t hesitate to explore your options with our online tool, or talk to a Pasadena auto insurance agent about specific policy choices or specialized vehicle coverage.

    Nationwide homeowners insurance

    The suburban homes that dominate Pasadena’s neighborhoods may avoid the tightly packed row houses and urban dwellings of the big city. But whether it’s a swimming pool, older home construction, or interior renovations, every property has its own set of hazards and risk profile. Most people know that Pasadena home insurance is necessary, but few immediately know which dwelling, belonging, and liability coverage makes sense for their property and household. If you have any questions, don’t hesitate to reach out to a local agent.

    Nationwide life insurance

    There’s a lot of life to live in a small city like Pasadena. In the face of unexpected tragedy, things are not going to be like they were. The financial burden can be considerably lessened, however, if you have life insurance coverage. What kind depends on a number of household factors and personal preferences. If you don’t already know what you need, our Pasadena life insurance agents can walk you through the process with speed and confidence.

    Nationwide business insurance

    We’re not going to pretend that Pasadena, proud as it is, is a major economic force in Maryland. On the other hand, it means that every small business firm and retail shop is that much more indispensable to the local economy. And many of the same types of insurance products (liability, property, and fleet insurance coverage) are needed by small and medium sized businesses. Likewise, our Pasadena business insurance agents don’t skip any steps when managing the risks facing local companies. Don’t wait to talk about how to protect what you’ve worked so hard to build.

    Personalized Quotes and Local Insurance Coverage

    Many customers like to explore their options with our online tool. It only takes a few moments to get estimates based on your zip and insurance choices. Just know that you can also talk to an agent at any point during the process.

    Canada trade barriers #canada #trade #barriers, #business #news


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    7:17 PM ET Fri, 18 Aug 2017

    BEIJING/ SAO PAULO, Aug 18- China has launched an anti-dumping investigation into imports of Brazilian broiler chicken in another blow for the South American country’s meat industry and threatening over $1 billion of exports annually. The investigation comes after a complaint from China’s domestic industry that Brazil, its top supplier of chicken, has been.

    6:26 PM ET Fri, 18 Aug 2017

    WASHINGTON, Aug 18- The departure on Friday of Steve Bannon, the White House’s top economic nationalist, will likely tip the trade policy scales in favor of the Trump administration’s “globalist” faction, which could soften the stance toward two of Trump’s favorite targets: China and the North American Free Trade Agreement. Bannon and White House Trade and.

    3:59 PM ET Fri, 18 Aug 2017

    WASHINGTON, Aug 18- U.S. Canadian and Mexican negotiators on Friday began digging into some of the thorniest issues in modernizing the North American Free Trade Agreement, including rules of origin for goods produced in the region, services trade and a controversial dispute settlement system. Trade Representative Robert Lighthizer emphasized at the.

    3:56 PM ET Fri, 18 Aug 2017

    David Bahnsen, HighTower Advisors Bahnsen Group, and Chris Johnson, Johnson Research Group, weigh in on the news that White House chief strategist Steve Bannon is out and what impact could it have on the Trump trade.

    12:20 PM ET Fri, 18 Aug 2017

    Trade Representative Robert Lighthizer emphasized at the opening of the talks on Wednesday that the United States was seeking major increases to the regional content required for goods to pass tariff-free between the three countries, including a demand for “substantial U.S. content” in the automotive sector. Canada, Mexico and the U.S. auto industry are.

    10:57 AM ET Fri, 18 Aug 2017

    *China frozen chicken imports worth more than $1 bln a year. BEIJING/ SAO PAULO, Aug 18- China on Friday launched an anti-dumping investigation into imports of Brazilian broiler chickens after a complaint from the domestic industry that the South American country has been selling its chicken below market value. Brazil accounted for more than 50 percent of.

    9:23 AM ET Fri, 18 Aug 2017

    James McGregor, APCO Worldwide, provides insight to why it’s important for the U.S. to change the way it conducts business with China, especially in the field of technology.

    8:39 AM ET Fri, 18 Aug 2017

    Donald Broughton, Broughton Capital, weighs in on which companies are positioned to profit in the transport space.

    8:38 AM ET Fri, 18 Aug 2017

    CNBC’s Morgan Brennan takes a look at which transport stocks stand to win or lose the most from revised NAFTA rules.

    8:08 AM ET Fri, 18 Aug 2017

    Anger swept the city of Hunchun, home to hundreds of seafood processing plants, after Beijing began refusing entry Tuesday to trucks carrying tons of North Korean seafood. China announced Monday that it was cutting off imports of North Korean goods under U.N. sanctions imposed over the North’s nuclear and missile programs. People who attended the meeting said.

    8:06 AM ET Fri, 18 Aug 2017

    Antonio Ortiz-Mena, Albright Stonebridge Group, provides insight to the tough trade talk and negotiations among the U.S. Mexico and Canada.

    11:45 PM ET Thu, 17 Aug 2017

    Brazil accounted for more than 50 pct of broiler product supplies to China, the world’s No. 2 poultry consumer, between 2013 and 2016, a Commerce Ministry statement said on Friday, according to a preliminary review. Brazil replaced the United States as the top supplier of chicken after China slapped anti-dumping duties on U.S. broiler chicken products in 2010..

    9:52 PM ET Thu, 17 Aug 2017

    NAFTA may not include Asia, but the trade-dependent region will be watching how the Trump administration handles talks, analysts said.

    7:31 PM ET Thu, 17 Aug 2017

    WASHINGTON, Aug 17- The United States plans to start negotiations with South Korea on Tuesday in Seoul on amending a five-year-old free trade agreement, U.S. Lighthizer announced plans on July 12 for the special session meeting of the Joint Committee under the U.S.- Korea Free Trade Agreement, months after U.S. “Since KORUS went into effect, our trade deficit in.

    7:08 PM ET Thu, 17 Aug 2017

    WASHINGTON, Aug 17- The United States plans to start negotiations with South Korea on Tuesday in Seoul on amending a five-year-old free trade agreement, U.S. Trade Representative Robert Lighthizer said on Thursday. Lighthizer announced plans on July 12 for the special session meeting of the Joint Committee under the U.S.- Korea Free Trade Agreement, months.

    6:57 PM ET Thu, 17 Aug 2017

    WASHINGTON, Aug 17- The United States and Japan agreed on Thursday to speed up talks on bilateral trade issues and explore ways to strengthen trade ties, the U.S. Trade Representative’s office said, seven months after President Donald Trump pulled out of a Pacific Rim trade deal that included Japan. Lighthizer said he welcomed “the acceleration of discussion on.

    6:57 PM ET Thu, 17 Aug 2017

    CHICAGO, Aug 17- South Korea lifted a ban on imports of U.S. poultry and eggs, the U.S. Department of Agriculture said on Thursday, allowing American farmers to resume sales to the Asian country that suffered an egg shortage caused by its worst-ever bird flu outbreak. South Korea was importing more U.S. eggs earlier this year as it fought its own outbreak of bird flu.

    6:57 PM ET Thu, 17 Aug 2017

    BRASILIA, Aug 17- Brazil will ask the World Trade Organization on Friday to set up a dispute settlement panel to rule on its complaint that Canada has hurt Brazil’s commercial jet industry by subsidizing CSeries planes made by Bombardier Inc, the foreign ministry said. Brazil said consultations with Canada had not led to a solution to the dispute, and it expects.

    5:50 PM ET Thu, 17 Aug 2017

    CHICAGO, Aug 17- South Korea has lifted a ban on imports of U.S. poultry and eggs, the U.S. Department of Agriculture said on Thursday, removing an obstacle to trade that stemmed from worries about avian flu.

    5:37 PM ET Thu, 17 Aug 2017

    WASHINGTON, Aug 17- Auto industry groups from Canada, Mexico and the United States are pushing back against the Trump administration’s demand for higher U.S. automotive content in a modernized North American Free Trade Agreement. At talks underway this week in Washington, automaker and parts groups from all three countries were urging negotiators against.

    Business Security Camera Systems #security #cameras #business


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    Benefits of Video Surveillance for Small Businesses

    As mentioned, small business security cameras are not only important for surveying your property but also for monitoring employee behavior and other activity that sheds light on how small business is conducted. In other words, surveillance cameras play a critical role in determining which small business methods work and which don’t. If you own a retail store, for instance, small business security cameras can observe what your customers are looking for, and how your employees engage with them. It’s a sure-fire way to monitor customer behavior and employee interactions.

    Internal and external cases of theft can compromise the profitability of your small business. Placing small business surveillance cameras throughout your store or building will aid in deterring employees and customers from stealing, while also recording incidents of theft that do take place. Selecting high-definition surveillance cameras is a smart choice. Capturing poor quality, grainy images will not provide enough evidence of a theft or break-in since identification will be nearly impossible.

    Camera Locations

    Business security cameras should be placed at high-traffic points such as cash registers, sales floors, common areas, entryways, and exit doors. If you manage or own space in an office building, surveillance cameras should be installed on ceilings directly above cubicles to monitor work flow and employee productivity.

    All-Inclusive Systems for Your Small Business

    As you begin to shop for small business security cameras, consider opting for an all-inclusive video surveillance system. These pre-configured systems offer all the necessary surveillance equipment to install your new small business security cameras on the day of delivery. VideoSurveillance.com specializes in pre-configured and customized surveillance camera systems that are perfect for growing small businesses. Our video surveillance systems effectively monitor your indoor or outdoor small business with best-in-class surveillance features like HD video resolution, wide dynamic range, tamper detection, day/night visibility, MicroSD onboard storage, and more. We also offer systems that come with both indoor and outdoor surveillance cameras for complete coverage of your small business property. Outdoor-ready security cameras are housed in heavy-duty, weather-protected enclosures that lock out rain and dust, which allows them to withstand challenging climates where surveillance is needed. This is a suitable option if your entrance or exit doors lead directly outside.

    With every small business security camera system you receive a network video recorder for recording, viewing, and managing your surveillance cameras onsite or remotely. This plug-and-play device allows you to tap into your small business security cameras on virtually any Internet-enabled PC, Mac, or Smartphone. It’s a must-have for busy professionals who can’t always be onsite to observe what’s going on. To learn more about NVRs, feel free to contact us at your convenience. As certified partners of multiple NVR manufacturers, we will walk you through the process of viewing your security cameras from a remote location. Operating surveillance video should not be an arduous task, which is why we fully back the functionality and performance of our NVRs. They’re intuitively built, easy to navigate, and provide instant access to your live camera feed anytime and anywhere.

    Our business-tailored security camera systems are also equipped with Cat5e Ethernet cabling for fast and flexible set up. Don’t underestimate the value of having a video surveillance system installed at your place of business. You can never be too safe, especially when it comes to protecting your business.

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    FIND A COURSE FOR YOU

    Studying at the GSB is a career-making move. From our top-ranked MBA to our suite of executive education short courses, the GSB caters to leaders and managers at every stage of their learning journey. We listen to the market and develop courses that can help to get you future ready. Find the perfect course for your needs.

    The Business of Africa

    Africa is booming and the continent is hungry for skills, investment and wise leadership. As one of the leading business schools in the region, the GSB works hard to ensure that the work we do is actionable and relevant for our continent and that our students are engaged and ready to make a contribution to its sustainable development.

    World Class Education

    If you want to study with the best, look no further. The GSB is recognised as a top performer globally. We are one of just three African business schools to have triple-crown accreditation with endorsements from three of the world’s most stringent accreditation bodies. And our school is regularly voted as the top school on the continent by its peers in the Eduniversal Best Business Schools Worldwide ranking.

    The Business of Innovation & Entrepreneurship

    Innovation is the life blood of organisations and economies and the success of tomorrow’s leaders will depend on their ability to manage change and drive innovation. At the GSB, we seek to provide a platform for students, academics and business professionals from around the world to collaborate and originate new ideas and develop new solutions to current and future challenges, particularly those facing us in Africa.

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    To be the best – you need to get the best out of your people. At the GSB, we understand that your training intervention needs to make a significant and relevant impact on your people’s performance and move the bottom line. Our customisation team will help you to think through the challenges that you face in your unique context and design a solution that will pay dividends.

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    Better Business Funding Reviews

    Great pay, training program, short Fridays, free lunch, happy hours, gym membership.
    Great culture! Competitive but supportive. This is a place where a focused, hard working individual can make six figures. This is NOT the place to work if not serious about making money. Because we are all like minded, we enjoy helping each other succeed. The training is comprehensive and got me to the next level of selling.

    I do not have a con

    Flag as Inappropriate Flag as Inappropriate

    Better Business Funding Response

    Better Business Funding 2017-08-01 18:55 PDT

    Culture Values

    Comp Benefits

    Current Employee – Credit Analyst

    Current Employee – Credit Analyst

    I have been working at Better Business Funding full-time

    Friendly office environment, supportive training, competitive benefits, interesting industry, fun outings (Del Mar races, Padres game, lunches most Fridays). Overall, I felt like this was the first company where the managers truly want to see everyone succeed.

    You grow as the company grows, so be prepared to work hard.

    Flag as Inappropriate Flag as Inappropriate

    Better Business Funding Response

    Better Business Funding 2017-07-06 12:16 PDT

    Join the Better Business Funding team

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    Comp Benefits

    Former Employee – Account Executive in Del Mar, CA

    Former Employee – Account Executive in Del Mar, CA

    I worked at Better Business Funding full-time (More than a year)

    Best commission structure in the industry with great culture and people. They stock the kitchen with food and drinks you want. Easy going atmosphere. Taken out to lunch every Friday. No micromanaging. Phenomenal 1 on 1 training with clear ways to hit personal goals. They draw out the strengths of their reps and don t focus on the negatives. They re not just worried about the bottom line. They really care about their team and treat them like family while also holding them to a level of excellence. I loved this place. The reason I left was a 1 in a million dream job landed in my lap that I had to take.

    Can t think of any cons

    Flag as Inappropriate Flag as Inappropriate

    Better Business Funding Response

    Better Business Funding 2017-06-30 11:54 PDT

    Outline of two peoples’ heads

    Work in HR or Marketing? Grow your employer brand

    Outline of two peoples’ heads

    Work in HR or Marketing? Grow your employer brand

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    Best Construction CRM Software #best #crm #for #small #business


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    Pipedrive is a sales management tool built for salespeople by salespeople. Used by more than 50k teams around the world, it helps you to see the big picture, then gives step-by-step guidance to keep everyone focused on the activities that drive deals to close. With Pipedrive nothing falls through the cracks. Its simple to get started, but powerful enough adapt to any sales process. Construction companies love it because it makes it easy to manage the many facets of the sales process. Learn more about Pipedrive

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    by Procore Technologies

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    by Zoho CRM

    Zoho CRM empowers small to large-sized organizations with a complete customer relationship lifecycle management solution for managing organization-wide Sales, Marketing, Customer Support Service and Inventory Management in a single business system. Learn more about Zoho CRM

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    by UDA Technologies

    Estimating, Project Management and Productivity Tools for Construction Projects. Learn more about UDA ConstructionSuite

    Estimating, Project Management and Productivity Tools for Construction Projects. Learn more about UDA ConstructionSuite

    Nek Insurance – Insurance – 11481 San Pablo Ave, El Cerrito, CA, United States – Phone Number #yelp,recommendation,san #francisco, #bay #area, #local,business,review,friend,restaurant,dentist,doctor,salon,spa,shopping,store,share,community,massage,sushi,pizza,nails,new #york,los #angeles


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    11481 San Pablo Ave
    El Cerrito. CA 94530
    United States
    +1-510-233-2600

    This is the worst insurance company with whom I have ever done business. I purchased a business liability policy through this company.They write up the policy with a low premium amount to be competitive against other quotes. Then they audit you after the policy expired and slap a huge audit payment. At this point you are stuck with it and you cannot do anything to deal with it, like go to another insurance company. I now have insurance for my business with a different company and the premium is less than half what I paid for one from NEK insurance. Beware of this evil company and their lying business practices.

    Nek Insurance

    This business has not yet been claimed by the owner or a representative.

    Claim this business to view business statistics, receive messages from prospective customers, and respond to reviews.

    This is the worst insurance company with whom I have ever done business. I purchased a business liability policy through this company.They write up the policy with a low premium amount to be competitive against other quotes. Then they audit you after the policy expired and slap a huge audit payment. At this point you are stuck with it and you cannot do anything to deal with it, like go to another insurance company.

    I now have insurance for my business with a different company and the premium is less than half what I paid for one from NEK insurance.

    Beware of this evil company and their lying business practices.

    Was this review ?

    Other Insurance Nearby

    34.4 km away from Nek Insurance

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    Social Media Marketing, Reseller Program, Internet Franchise, Make Money Online, Affiliate Program, social media marketing packages for small business.#Social #media #marketing #packages #for #small #business


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    Undergraduate Requirements and Prerequisites #prerequisites #for #business #school


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    Requirements Prerequisites

    BBA Prerequisites

    You are required to complete all pre-requisite courses prior to matriculating in the BBA Program, but it is acceptable to be enrolled in one or more of the pre-requisite courses in the semester that you submit your application.

    All pre-business students must complete the following:

    • MATH 111 (Calculus I) OR AP Calculus credit for either AB or BC Calculus (AB credit suffices)
    • FIN 201 Business Economics OR Econ 101 Microeconomics OR AP Micro credit AND Econ 112 Macroeconomics OR AP Macro credit
    • ISOM 350 – Data and Decision Analytics (Business Statistics) OR AP Statistics credit
    • ACT 210 – Financial Accounting
    • A Continued Writing Course in the College ( Note: The Admissions Committee prefers that applicants take a CWR that is a humanities or social science course. If students take a CWR in math, economics, a foreign language, or through the ESL program, they should take an additional CWR in the humanities to enhance the competitiveness of their application )

    Advanced Placement Credits

    If Emory University College Credit for Microeconomics, Macroeconomics, Statistics (for Decision Science), or AB or BC Calculus is posted on your transcript, these classes do not need to be repeated at Emory University.

    Elective Distribution

    General Education Requirements

    You should plan to enter the BBA Program after completing most of your general education requirements (GERs). However, some BBA core classes count towards fulfilling the GERs for BBA students, and there is sufficient flexibility in the BBA curriculum to complete your remaining requirements, if necessary. For a suggested method for satisfying the GERs please click here.

    College Majors

    The possibility of completing the needed college course work in conjunction with the BBA degree depends on the requirements of the major you are pursuing. You can use your flexible and non-business classes you need by planning carefully and working with advisors in both the business school. Click here to view a list of Emory College majors. Approximately 25% of the graduating BBA class successfully earns a college major.

    Psychology – Clinical & Child Psychology Online – Find a Therapist, bissett school of business.#Bissett #school #of #business


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    bissett school of business

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    Carla can’t leave her work as a university professor, work that she now finds unfulfilling, because she’ll lose her tenure. Her thought: I have no control over the system.

    No matter what you may have been told, every one of us is creative. It’s as much a part of us as our voice and breath and fingerprints. Creativity isn’t just about making art. Cooking, gardening, keeping a journal, handiwork and crafts are all creative acts. Arranging flowers or rearranging furniture, painting a picture or painting a room, singing on stage or singing in the shower––these are all responses to the “call.”

    Despite its bad reputation, stress isn’t actually a product of only negative things. It’s a response from your body to changes in your life. Good things can cause stress as frequently as bad. The stress created by getting a new job or the arrival of a baby can take its toll just as much as that caused by losing someone you care about or getting laid off from work. Following are 10 warning signs of stress. Simple stress reduction techniques such as meditation, deep breathing, relaxation or exercise may be able to reduce these symptoms.

    What’s riskier: skydiving or leaving your marriage of 18 years? For many of us, psychological risks—such as quitting a secure, well-paying job to go back to school or speaking on stage or choosing to adopt a child—may ultimately feel more dangerous than those of physical derring-do.

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    It is not uncommon for someone to realize that they need to find a psychologist or licensed therapist for themselves or someone they care about. Psychology.com offers you many ways to get the psychological and mental health help you need, when you need it. We were the first to offer an online counseling and therapy directory, with an extensive database of clinical professionals from which to choose. It’s called The Therapist Directory. Licensed clinical psychologists, social workers, counselors and other professionals with a variety of specialties are available for personal and confidential online consultations.

    By using our convenient online search tools, we can connect you to a licensed therapist in your area who can provide you with the help you need. Simply enter your search criteria in the fields given, and you will be provided with a list of therapists who match your request. You can scroll through their credentials and their designated specialties, and learn about each professional therapist’s method of practice. You will also be able to determine whether the individual conducts advice and/or psychology online sessions.

    Try using our online counseling service, conducted by licensed psychologists and other therapists that you choose from our database. There are many clinicians who participate in this convenient area of practice. Rest assured, these online sessions are completely confidential, and an effective complement to face to face sessions.

    We also highly recommend our Self-Discovery feature. Here you can take a self-assessment test to determine your level of stress and/or depression. Most of the assessments are free and can be completed in minutes.

    We also welcome you to browse through our self-help library to find materials on psychology topics that are of interest to you. You can find information on all types of mental health issues from child psychology to schizophrenia. Our library contains up-to-date articles written by experts in the field.