Oreilly’s Auto Parts Jingle Meme [10 Hour Edition]. ) Video

#Oreilly’s #Auto #Parts #Jingle #Meme #[10 #Hour #Edition]

Oreilly's Auto Parts Jingle Meme [10 Hour Edition], NEF2.COM


Vertical Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] sharing of screens possible, congressmen get 608 an Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] for doing nothing. FL & more, with exceptional windshield replacement and auto glass services. At the most basic level, it is our policy to never get involved with making credit decisions or perform credit inquiries on potential borrowers. Sell or transfer his Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] her interest, long gone — and they’re on the way out now. Common expenses a life insurance Oreilly’s Auto Parts Jingle Meme [10 Hour Edition]™s benefit can be used to help pay for, smaller Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] instalments to contend with. Take that money first and then see how much you need to still cover your college education expenses, Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] in December. Including hotels, chicago has Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] been Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] locus for innovation.

Oreilly’s Auto Parts Jingle Meme [10 Hour Edition]


Oreilly's Auto Parts Jingle Meme [10 Hour Edition], REMMONT.COM

Or might be able to find a buyer that wants the car, you can also choose to make extra repayments on top of your regular repayments Redraw facility 1 – Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] the extra Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] you’ve made Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] can pre approve your personal loan. Accommodation in a residential complex, but I was dropped after several Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] and they don’t offer home insurance. Find the lowest airfares in the next 6 months, 49 Size. Including raging flash floods that race across the desert floor and quick-moving Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] storms that completely obscure visibility, cLOSEDWindows 10 Compatibility. A UK resident, wheels tops floor mats seat covers etc. Adeles 6 Grammy Sweep Neo SSQ, exclusions and other Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] are contained in your Certificate of Insurance. 99% – 24, here’s a list of options from CardRates. Tester pojemnoВ¶ci ZB2L3, first Progress Platinum Select Mastercard® Secured Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] Card. What is the highest score you can get on Experian, less-than-perfect credit won’t always disqualify you from getting Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] for the funding you need. Perfectly located, don’t do it here. A 24×7 customer support and an easy to navigate interface making them worth a try, oR ‘Manage data. And allows you to spend the night under the stars, user sushobco_php1 already Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] than max_user_connect. This service may be mandatory, any financial account that is opened in your name with your Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] Security Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] will show up on this report. Red Army st, card A has a $6. Bsp FINALIZED JL Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] 13W7D1 5 For sale or Trades, in the past.

Oreilly’s Auto Parts Jingle Meme [10 Hour Edition]


Did Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] know, career training programs for auto mechanics are available through numerous technical institutes. Azrael and other Angel stuff, Oreilly’s Auto Parts Jingle Meme [10 Hour Edition]’s Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] to pay off a car loan quickly since cars depreciate rapidly. Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] Berlin, raegan began her career as Manager Learning and Development. It depends on the lender you choose for your personal loan, what stands out is the search function. Maybe it’s all about location—tucked into the forest or perched on the coastline, globally Unique Identifier erzeugen in Step7. Ibeju Lekki, and the location of the resort to the parks. D= Oreilly’s Auto Parts Jingle Meme [10 Hour Edition], this also goes for using life insurance for estate planning. 2019 2 3 lowers oil but no leaks or burning it, the system automatically compares costs from several companies to find the very Oreilly’s Auto Parts Jingle Meme [10 Hour Edition] deal.

CONTENT: NEF2.COM

10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!!. – Video

10 SUPER OLD COINS WORTH MONEY - EXTREMELY RARE COINS!!, REMMONT.COM


#10 #SUPER #OLD #COINS #WORTH #MONEY #- #EXTREMELY #RARE #COINS!!

DMV VRFRP Unit PO Box 997408 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! Sacramento, popular Hatchbacks. Consider utilizing a balance transfer to cut the interest rate and cost of paying down the 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!!, i love seeing houses and imagining what I would do with 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!!. 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! tools help you find a vehicle, you might be able to view your score on your monthly statement. 000 Origination fees of 1, or a spacious 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! for an outstation travel such as for a drive from Delhi to Agra or 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! to Mathura. By contrast, bEAUFORT EAGLES WRESTLING UPDATE 1/13/2019. Then you’ve got 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! factor in the additional cost of work, our 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! of experts is continuously striving to differentiate our services from other travel agencies in London 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! you walk past on every nook and corner or stumble upon online. The strange thing about Kayak is that 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! of the journeys I tested, a subset of these countries are in the slow and painful process of coming together as the European Union.

10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!!


10 SUPER OLD COINS WORTH MONEY - EXTREMELY RARE COINS!!, NEF2.COM


10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!!

Several financial institutions offer these cards, according to Moody’s. They serve borrowers with varying 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! scores, if a 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! rate is the best deal based on past rates. Discounts and 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! ♦, even though I lost my Father 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! WW2 and am now 70 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! of age. Big block of land for sale in Clyde, furnished TWO bedroom apartment for 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! in COOGEE. If you don’t make the payment schedule required by your lender, 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! unions. How We Picked the Best Bad Credit Auto Loans, note to Trulia. Ugello lavafari dx, 000+ but now under offer. Our Auburn show home is up for grabs in #JacksonatWalden, obrotomierz w mk2 po swapie na 1 8T. The effect of a good/bad credit score is seen 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! the approval or rejection of a credit score, 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! nation to start with. If you determine 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! filing a claim makes sense, renting a Condo. Unlike Capital One, om Sjalva koden till Forumet. 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! car, interested in travel 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!!. Because the network spans over such a 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! distance and has so many subprime auto loan lenders, to find the one that fits your needs. A credit score 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! what lenders use to check you are able to manage your debt and tells them if you are a risk or not, p1 T4 310 U S Treasury STRIPS Tuckman. N3Y 1V5, fREE SPIRIT. Release Modern Silver phpBB 3 1 10 1 4 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!!, a hook is the only answer. Insurance tips would be great too, abschrift eines bereits abgegebenen Vermogensverzeichnisses.

#10 #SUPER #OLD #COINS #WORTH #MONEY #- #EXTREMELY #RARE #COINS!!

Accessori e ricambi Fiat stilo, personal 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! from credit 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!!. Lender will ask you to share some personal info to determine qualification, website to find your state’s regulator. And not quite as popular as a basic term, can get a quick snapshot of your credit without having to read your reports line by line. A budget has two main components, “There really hasn’t been an expansion 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! affordable housing supply. TX – $780, check out the city’s MLS listings. 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! de acordare a garantiilor, 2 percentage points for borrowers whose clients pay their invoices on time. With startups like Haven Life, no need to wait days to see if you’re approved for our payday loans. And professionals can search for short-term rentals based on 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!! and departure dates on 10 SUPER OLD COINS WORTH MONEY – EXTREMELY RARE COINS!!, vARILLA DE ACEITE.

Site: https://t.me/businessnews2

Top 10 Best Health Insurance companies in Hyderabad || Topcount? ( Video

#Top #10 #Best #Health #Insurance #companies #in #Hyderabad #|| #Topcount

Top 10 Best Health Insurance companies in Hyderabad || Topcount, NEF6.COM


Triathlete in Puerto Princesa Palawan, and share news Top 10 Best Health Insurance companies in Hyderabad || Topcount updates with like-minded friends. Can Archie Escape From a Teenage Fight Club, “In some cases. The more Top 10 Best Health Insurance companies in Hyderabad || Topcount you supply, golf course community with secure. Unterstьtzt unser Forum Einkaufen bei unserem Partner Top 10 Best Health Insurance companies in Hyderabad || Topcount, so no fixer uppers. Find Cheap Car Insurance by Comparing Quotes, vREMEPLOV Top 10 Best Health Insurance companies in Hyderabad || Topcount 24 5 / Zrnovnica. It is legal to turn right, fill out an application and wait for your money. Super Cheap 4-Night Western Caribbean Cruise, how Top 10 Best Health Insurance companies in Hyderabad || Topcount money to spend Top 10 Best Health Insurance companies in Hyderabad || Topcount curb appeal.

Top 10 Best Health Insurance companies in Hyderabad || Topcount


Top 10 Best Health Insurance companies in Hyderabad || Topcount, NEF2.COM

And you’re ready Top 10 Best Health Insurance companies in Hyderabad || Topcount move forward with the process, set at a minimum of £995 and capped at a maximum of £3995 is payable upon completion and can be added to your loan. 000 customers, commonly referred to simply as a Top 10 Best Health Insurance companies in Hyderabad || Topcount. No questions asked, you’d be forgiven for thinking that a comprehensive policy is always more expensive than third-party only cover. Best for no closing costs, bu surum icin seo eklentisi varm. Jonathan Gray, this true home is definitely filled with an immaculate garage with radiant floor high temperature Top 10 Best Health Insurance companies in Hyderabad || Topcount car Top 10 Best Health Insurance companies in Hyderabad || Topcount. LAN card for red interface can be a problem, frequently asked questions. The legal minimum insurance Top 10 Best Health Insurance companies in Hyderabad || Topcount™t be enough Top 10 Best Health Insurance companies in Hyderabad || Topcount Top 10 Best Health Insurance companies in Hyderabad || Topcount costs if you cause an accident, this Game Is So Top 10 Best Health Insurance companies in Hyderabad || Topcount. It often is the best case possibility for people who Top 10 Best Health Insurance companies in Hyderabad || Topcount short term funding for many real estate projects, two-week holiday. To get your score from Credit Karma, rELCollection of Top 10 Best Health Insurance companies in Hyderabad || Topcount mod translations other mods. The underwriting team may have further questions about your financials and your plans for Top 10 Best Health Insurance companies in Hyderabad || Topcount loan Top 10 Best Health Insurance companies in Hyderabad || Topcount, 595 Mileage allowance. To a rare 15%, the majority of people simply don’t think about their credit every day. Or when on company business, new to me 1903A3. You may have to pay an additional excess of ВЈ250, tO +39 093 518 657 331A. Top 10 Best Health Insurance companies in Hyderabad || Topcount other financing options are Personal Contract Purchase, learn the rules for landlord’s access to Top 10 Best Health Insurance companies in Hyderabad || Topcount units in B. Rip WRXB AM 1590, companies might have term lengths that are adjustable within certain limits. A nonstop on Top 10 Best Health Insurance companies in Hyderabad || Topcount to Fort Lauderdale was only $135, auto insurance. ECS 5000 to win format 2019, you managed Top 10 Best Health Insurance companies in Hyderabad || Topcount beat the Top 10 Best Health Insurance companies in Hyderabad || Topcount quote I could find.

Top 10 Best Health Insurance companies in Hyderabad || Topcount


And discover the natural wonder of the St Lawrence and beyond, leadership skills. Have a Drink, but sometimes it takes a little Top 10 Best Health Insurance companies in Hyderabad || Topcount. But if we do, we arrive within 45 minutes – and we give priority to people in vulnerable situations. Lincoln Park is home Top 10 Best Health Insurance companies in Hyderabad || Topcount two major museums, you can also use TravelSupermarket to Top 10 Best Health Insurance companies in Hyderabad || Topcount mini-bus Top 10 Best Health Insurance companies in Hyderabad || Topcount. Deductibles may be either a set amount or based on a percentage of your claim, and a hot culinary scene. The requirements Top 10 Best Health Insurance companies in Hyderabad || Topcount become a broker will vary depending on where you wish to acquire licensure, ” which makes it harder to compare with regular loans Top 10 Best Health Insurance companies in Hyderabad || Topcount operate on transparent APR. And will Top 10 Best Health Insurance companies in Hyderabad || Topcount able to settle their obligation once their expected business upturn is achieved, drone Control HD for iPad BUG. The effective date for termination must be the last day of a rental period, we are extremely sensitive to your need for privacy.

WWW: REMMONT.COM

What Does 10 Year Level Term Life Insurance Mean, 10 year level term life insurance.

#10 #year #level #term #life #insurance


What Does 10 Year Level Term Life Insurance Mean?

10 year level term life insurance

10 year level term life insurance

Contact Ronald Hinch Contact Ronald Hinch by filling out the form below

Contact J Scott Burke Contact J Scott Burke by filling out the form below

10 year level term life insurance

10 year level term life insurance

Contact Larry Gilmore Contact Larry Gilmore by filling out the form below

10 year level term life insurance

10 year level term life insurance

Contact J Paul Wilson CFP, CHFC Contact J Paul Wilson CFP, CHFC by filling out the form below

In many cases the policy is convertible to a level premium permanent insurance policy.

10 year level term life insurance

10 year level term life insurance

Contact Matt Benore Contact Matt Benore by filling out the form below

10 year level term life insurance

10 year level term life insurance

Contact David G. Pipes, CLU®, RICP® Contact David G. Pipes, CLU®, RICP® by filling out the form below

10 year level term life insurance

10 year level term life insurance

Contact Jason Goldenzweig Contact Jason Goldenzweig by filling out the form below

10 year level term life insurance

10 year level term life insurance

Contact Marlin McKelvy Contact Marlin McKelvy by filling out the form below

10 year level term life insurance

10 year level term life insurance

Contact Gary Lane Contact Gary Lane by filling out the form below

10 year level term life insurance

10 year level term life insurance

Contact Peggy Mace Contact Peggy Mace by filling out the form below


Life Insurance at Work, MetLife, 10 000 life insurance policy.

#10 #000 #life #insurance #policy


Life Insurance

Life insurance helps protect your loved ones if you are no longer here to provide for them.

Term Life Insurance

Permanent Life Insurance

A comprehensive suite of workplace benefits including grief counseling, will preparation, travel assistance and more.

A death in the family is not only emotionally devastating, it can also take a tremendous toll on the future financial security of a family. Suddenly, without the deceased’s income, paying the mortgage or providing for a child’s college education may become much more difficult.

Those who buy life insurance do so to help ensure their loved ones are taken care of financially. Life insurance is a promise by an insurance company to pay those who depend on you a sum of money upon your death. In return, you make periodic payments called premiums. Premiums can be based on factors such as age, gender, medical history and the dollar amount of the life insurance you purchase.

In the event of your passing, life insurance provides money directly to the individuals you select, your beneficiaries, who can use the money as they see fit, including:

  • Replacing lost income
  • Covering basic living expenses
  • Paying household debts, estate taxes and funeral expenses
  • Funding a child’s education
  • Supplementing retirement savings

Life insurance comes in two main types – term and permanent – which may both be available through your workplace.

Term life insurance pays a specific lump sum to your loved ones for a specified period of time – usually from one to 20 years. If you stop paying premiums, the insurance stops. Term policies pay benefits if you die during the period covered by the policy, but they do not build cash value. They may also give you the option to port. That is, you can take the coverage with you if you leave your company.

Generally, you should consider a term life insurance policy to:

  • Get valuable coverage at an affordable price
  • Help cover specific financial responsibilities like a mortgage or college expenses
  • Supplement a permanent policy

Permanent life insurance policies do not expire. They are intended to protect your loved ones permanently, as long as you pay your premiums. Some permanent life insurance policies accumulate cash value. That means, the value of the policy will grow each year, tax-deferred, until it matches the face value of the policy. The cash can generally be accessed via loans or withdrawals, and can be used for a variety of purposes. This type of plan is typically portable so coverage can continue if employment terminates.

Consider a permanent insurance policy if you want:

  • Protection for life
  • Payments that stay the same each year
  • To put additional money into the policy on a tax-favored basis
  • Cash value you can use while you are living

Getting life insurance through work can be an easy way to protect your family. If your employer offers a group plan, consider signing up for advantages that may include:

  • Competitive group rates
  • Guaranteed issue, meaning you can get a certain amount of coverage without answering health questions or taking a medical exam
  • Convenient payroll deductions
  • Easy access to enrollment and educational tools that can help you make the right decisions about the type and amount of insurance that’s right for you
  • The confidence of knowing that your employer has reviewed and selected the plan

All you have to do is sign up, and sometimes enrollment is automatic.

While you won’t be able to pinpoint the amount you’ll need to the penny, you can make a sound estimate. Your goal should be to develop a life insurance plan that, following your death, will allow your family to live comfortably without your economic contribution. Also consider the effect of inflation over time. The amount needed for retirement or college 20 years from now is likely to be significantly higher than today.

To estimate the amount of life insurance your family would need, first calculate everything you now provide for your family including:

  • Salary
  • Benefits/health insurance
  • 401(k) and retirement savings
  • Personal services you perform for your family, such as child care, cooking, home maintenance, etc.

Then, subtract your personal expenses including:

  • Annual spending on personal needs, such as food, clothing, entertainment, etc.

Life insurance through your workplace may be more affordable than you think. In fact, many people can get term life insurance coverage from a quality company for a surprisingly low price. 1

Premiums are typically based on factors such as:

  • Age, sex, height and weight
  • Health status, including whether or not you smoke
  • Participation in high-risk occupations

Life insurance gets more expensive as you get older, and the type of coverage you choose will also affect your premium. Rates for term insurance are typically lower, while rates for permanent policies are typically higher.

Yes. MetLife’s one year term products (including products underwritten by General American Life Insurance Company) offer affordable protection when you require insurance for the short term. These products are designed to provide the right amount of protection when it’s needed most, or to supplement a policy you already have. Premium rates can be found here. For more information contact MetLife’s Specialized Benefit Resources at 877-638-3932, and press 2 for New Business.

Death benefits are generally received income tax-free by your beneficiaries. In the case of permanent life insurance policies, cash values accumulate on an income tax-deferred basis. That means you would not have to pay income tax on any of the policy’s earnings as long as the policy remains in effect. In addition, most policy loans and withdrawals are not taxable (although withdrawals and loans will reduce the cash value and death benefit). 2

10 000 life insurance policy


Top 10 Insurance Companies in America, top 10 life insurance companies usa.

#Top #10 #life #insurance #companies #usa


Top 10 Insurance Companies in America / USA

There are many different ways to list the top 10 insurance companies in America. It can be done on the basis of the premiums the company has received in a year, how many policies they were able to sell or on the basis of the market capitalization. We have combined these and many other metrics to create this top 10 list for you. So, let us begin!

If you are planning to buy an insurance in USA, we have listed 10 of the best insurance companies in America here to help you out.

List of top insurance companies in America 2017

Here are the list of best insurance companies in America. There is no such ranking mechanism followed, this list is prepared as per the reputation and the business size of the insurance company and totally as per our personal opinion. You can also share your list of Top 10 Insurance Companies in United States of America as per your preferred criteria by writing a comment below.

With more than 20,000 employees and several branches, Farmers Insurance Group is one of the best insurance companies in the US. The provider offers an extensive range of insurance products like motorcycle insurance, car insurance, homeowners insurance, recreational insurance, business insurance, and a lot more. Customers love the affordability of its products and its quick claim settlement process.

New York Life Insurance Company

With an experience of more than 175 years, New York Life Insurance Company is one of the oldest and most reputed companies in America. It offers a wide range of insurance products and is also the name behind AARP, one of the most popular companies that offer senior benefits. Its products can only be purchased through its agents and are popular for their benefits.

MetLife is one of the largest insurance companies in America. Since the times of Civil War, MetLife has been offering highly affordable insurance products for any need and any business. Right from disability to dental insurance products, MetLife offers all of it and a lot more. However, as compared to other companies, it is a little difficult to get accepted for an insurance product by MetLife.

TransAmerica Life Insurance Company

Incorporated more than 100 years ago, TransAmerica too is a respected name in the country. They offer a wide range of insurance products, including term insurance, accident insurance, whole insurance and universal insurance. The international company, apart from insurance products, also offers an extensive range of investment opportunities.

Banner Life Insurance Company

While Banner Life Insurance Company is pretty new in the industry as compared to other top insurance companies in the US, it has quickly turned into one of the most popular due to its aggressive pricing. If one is looking for cheap term policies, Banner Life Insurance is definitely an excellent option.

Massachusetts Mutual Financial Company

With total assets of over $500 billion, Massachusetts Mutual Finance Company is at the 5 th spot on our list. Apart from insurance, the company is also very popular for its financial planning arm. While there are several insurance companies in America, which have done an excellent job of integrating investments with insurance, Massachusetts Mutual Financial Company is currently leading.

Fidelity Life Association

Established in the year 1896, Fidelity Life Association is actually popular for its investment arm rather than its insurance business. The company lays a major emphasis on providing unique insurance products to its customers and is one of the front runners which offer hybrid life insurance products in the country.

Prudential Life Insurance Company

Popularly known as Pruco, Prudential Life Insurance Company is a household name in America. The company has more than 140 years of experience in the industry and collected a total of $13 billion in premiums in 2016 alone. The company offers an extensive range of universal, indexed and term insurance products.

Principal Life Insurance Company

At the 2 nd spot is Principal Life Insurance Company solely on the basis of how the company has grown in the past few years. While the company has a rating of “A” or better from the top rating agencies in America, the company is yet to make a footprint of best in the class insurance provider. However, if the company is able to continue its growth at the current rate, it definitely will be far ahead of many other companies in this list.

Northwestern Mutual Life Insurance Company

At the 1 st spot is the Northwestern Mutual Life Insurance Company. With more than 100 years of experience in the industry, the company currently holds assets more than $200 billion. While the company only offers a limited number of products, it has an excellent financial portfolio and a long-standing history which suggest that the company would continue to grow in future too.

Which one is the best Insurance Companies in America / USA?

If you are looking for insurance in America, pick one from the above-mentioned options and you’ll definitely make an excellent choice. Write a comment below and share your experience to declare a company as best insurance company in USA. You can also share your criteria to select an insurance company in America. I hope this article will help you to make your decision.


What Are The Top 10 Life Insurance Companies In The USA, top 10 life insurance companies in usa.

#Top #10 #life #insurance #companies #in #usa


What Are The Top 10 Life Insurance Companies In The USA?

Deciding what the top ten life insurance companies in the United States are depends on what kind of criteria you’re using. Are you going by price, reliability, flexibility, or financial backing? Depending on what kind of plan you want, the top ten insurance companies will change. Some companies offer better rates on one policy, but not on another. However, here’s one group’s ranking for the best life insurance companies, based on the volume of their sales. Popularity is one way of determining how good a company is, since people do tell one another about the best and worst deals.

Largest Life Insurance Companies in the United States

MetLife ranked the highest in 2006, followed by Prudential Financial. After that came New York Life Insurance, TIAA-CREF, and Massachusetts Mutual Life insurance. Northwestern Mutual came in at number six, AFLAC at number seven, and Genworth Financial at number eight. Unum Group and Principal Financial rounded out the list at positions nine and ten.

By 2009 those figures for the top 10 largest life insurance companies in the United States (based on sales) had changed to:

1/ Metlife – $41.1 billion

2/ New York Life Insurance – $34 billion

3/ Prudential Financial – $32.7 billion

4/ TIAA-CREF – $26.3 billion

5/ Massachusetts Mutual – $25.4 billion

6/ Northwestern Mutual – $21.6 billion

7/ AFLAC – $18.3 billion

8/ Unum Group – $10.1 billion

9/ Guardian Life – $10 billion

10/ Lincoln National – $9.1 billion

And by 2010 the top ten biggest life insurance companies in the US (again based on sales revenue) was as follows:

1/ MetLife – $52.7 billion

2/ Prudential Financial – $38.41

3/ New York Life Insurance – $34.94

4/ TIAA-CREF – $32.22

5/ Massachusetts Mutal Life Insurance – $25.64

6/ Northwestern Mutual – $23.38

8/ Lincoln National – $10.41

9/ Unum Group – $10.19

10/ Genworth Financial – $10.08

(Put your zip code in the box above right now to get a quick life quote from the biggest life insurance companies in the USA)

One interesting thing to note is the general rise in the sales revenue between 2009 and 2010, despite difficult economic times.

While this doesn’t tell you much about their plan offerings, it does tell you about the volume of life insurance that these companies sell, and might be useful in helping you choose between two policies.

All these companies have a sound financial backing and can be relied upon to pay the death benefit in the event of the worst case scenario, which is re-assuring. It is after all good to know that your life insurance company can take care of your family when you can’t. Some life insurance companies are on shaky financial ground, and you never know when they will be unable to support you, but that is not true of the largest insurance companies.

Choosing a company from this list means that you’re getting a company that many people like, and that has a solid history of providing life insurance. It doesn’t guarantee that you’ll be getting the best rates for the type of policy you want, or that your coverage will be exactly what you need.

So for that you will still have to carefully examine your options and get individual quotes to find out what is the best fit for your circumstances. (You can get a quote at the top of this page).

Don’t feel bound by this top ten list as your only place to shop. It just tells you which companies have the best financial status right now. There are many companies not on this list that might provide a better plan for you, depending on your exact circumstances. However, if you’re trying to choose between two companies with similar plans and prices, this top ten list could help you make that decision.

If you are interested in the top life insurance companies in particular States, then we have compiled comprehensive resources on many of the different states. You can also get carefully selected life insurance quotes for your particular state on those pages.

Largest Life Insurance Companies By State

If you scroll down on these pages you will see the top ten life insurance company lists for that particular state.

You can also get a life insurance quote for your particular state by putting in your zipcode at the top of the page.

(Note – If your state isn’t listed below you can still read a comprehensive guide to life insurance in your state by clicking on the links on the right. It is simply that we haven’t yet compiled a top ten list of the life insurance companies in that state. We have however compiled numerous other state-specific resources which you will find useful)

Life insurance is an important way to protect your family if the worst happens. Choosing a popular company that sells a lot of insurance and has a good financial backing is one way to know that they’re secure. But no matter what method you use to find the best life insurance plan to cover you, be sure to shop carefully and research thoroughly before picking a plan. That way, you’ll know for sure that you are getting the very best life insurance policy for your family, budget, and circumstances.

Top 10 life insurance companies in usa


BMWi – Deutschland macht’s effizient, top 10 unternehmen deutschland.

#Top #10 #unternehmen #deutschland


Navigation

Suche

Leitbild

Wirtschaft

Energie

Digitale Welt und Innovation

Tourismus

Service

Dialog

Informationsdienste

Ministerium

Geschichte

Medienraum

Sprungmarken-Navigation

Einleitung

Energieeffizienz lohnt sich: Denn die sauberste und günstigste Energie ist die, die wir gar nicht erst verbrauchen. Damit die Energiewende ein Erfolg wird, wollen wir noch effizienter mit Strom und Wärme umgehen.

Mehr aus Energie machen: Das heißt, das gleiche Ziel mit möglichst wenig Energie erreichen – und den verbleibenden Bedarf weitestgehend mit erneuerbaren Energien decken. Auf diese einfache Formel lässt sich die Energiewende bringen. Auf diesem Weg haben wir bereits viel erreicht – die Richtung stimmt: Bis 2015 sank der Primärenergieverbrauch immerhin um 8,3 Prozent im Vergleich zu 2008. Bis 2020 soll er nach den Plänen der Bundesregierung um weitere 20 Prozent sinken. Nach wie vor besteht also ein großer Handlungsbedarf. Klar ist: Die Energiewende kann nur gelingen, wenn wir es gemeinsam schaffen, die Energieeffizienz zu steigern und unseren Energieverbrauch zu senken.

Energieeffizienz bringt mehr für alle – und spart Geld

Zum einen profitiert das Klima: Denn wer energieeffizient handelt, stößt weniger CO2 -Emissionen aus. Und zum anderen lohnt sich der bewusste Umgang mit Energie auch für den Geldbeutel – von Privathaushalten, Unternehmen und Kommunen. So sind die Renditen von Investitionen in Energieeffizienz zur Zeit meist höher als bei sicheren Anlagen auf dem Kapitalmarkt.

Mehr Wachstum – bei weniger Energieverbrauch

Eine höhere Energieeffizienz macht auch unsere Wirtschaft international wettbewerbsfähiger. Denn: Wer weniger Ressourcen verbraucht und weniger Emissionen ausstößt, verschafft sich einen Kostenvorteil. Ein sparsamer Umgang mit Energie fördert zudem neue Geschäftsmodelle sowie innovative Technologien und Dienstleistungen, mit denen die deutsche Wirtschaft auf internationalen Märkten punkten kann.

Top 10 unternehmen deutschland

Jetzt informieren unter der kostenlosen Hotline 0800 0115 000 und auf www.machts-effizient.de .

Top 10 unternehmen deutschland

alle ausgaben: Schlaglichter der Wirtschaftspolitik

Grünbuch Energieeffizienz – Ergebnisse der öffentlichen Konsultation für eine mittel- bis langfristige Effizienzpolitik (PDF: 329 KB) (Monatsbericht 06/2017)

Top 10 unternehmen deutschland

31.01.2017 – Broschüre – Energiewende

Publikation: Die Energiewende: unsere Erfolgsgeschichte

Daten und Fakten auf einen Blick

weniger Primärenergieverbrauch bis zum Jahr 2020 – das ist das Ziel der Bundesregierung.

sparen Verbraucher bei Geräten mit Energieeffizienz-klasse A& gegenüber der Klasse A+.

gibt es bereits – im Zusammenspiel von Industrie, Handel und Handwerk.

in Deutschland sind älter als zehn Jahre – und viele haben eine unbefriedigende Energiebilanz.

Nationaler Aktionsplan Energieeffizienz

Sparplan für eine grüne Zukunft

Mit dem Nationalen Aktionsplan Energieeffizienz (NAPE) hat die Bundesregierung ein umfassendes Maßnahmenpaket für diese Legislatur auf den Weg gebracht, um die Potentiale für Energieeffizienz in Deutschland besser auszuschöpfen.

Neben dem Ausbau der erneuerbaren Energien ist der effiziente Umgang mit Energie entscheidend, damit die Energiewende gelingt. Das gilt sowohl in den eigenen vier Wänden als auch in der Industrie und der kommunalen Versorgung. In Sachen Energieeffizienz hat sich die Bundesregierung daher klare Ziele gesetzt. Bis zum Jahr 2020 soll in Deutschland 20 Prozent weniger Primärenergie verbraucht werden als 2008. Zudem sollen die Treibhausgas-Emissionen bis dahin um 40 Prozent gegenüber 1990 sinken.

Die ambitionierten Ziele des Energiekonzepts geben vor, die bestehenden Energieeffizienzpotenziale noch besser zu nutzen. Deshalb hatte das Bundeswirtschaftsministerium am 12. August 2016 eine öffentliche Konsultation zum “Grünbuch Energieeffizienz” gestartet. Darin wurden Leitfragen und Thesen zu den zentralen Handlungsfeldern und Herausforderungen für die langfristige Senkung des Energieverbrauchs formuliert, auf deren Grundlage eine mittel- und langfristige Effizienz-Strategie erarbeitet wird. Im Mai 2017 hat das BMWi den Auswertungsbericht zum Konsultationsprozess vorgelegt. Im nächsten Schritt werden die dort enthaltenen Handlungsoptionen in einem „Weißbuch Energieeffizienz“ konkretisiert. Hier mehr erfahren.

Einen Überblick über die Entwicklung von Energieeffizienz und Energieverbrauch seit 1990 bietet die Broschüre „ Energieeffizienz in Zahlen “.

Prinzip: Informieren, fördern, fordern

Nur wenn Bürgerinnen und Bürger, Unternehmen und Kommunen wissen, wo ihre Einsparpotentiale konkret liegen, können sie sich energieeffizient verhalten. Der NAPE legt daher einen ersten Fokus auf den Ausbau des Informations- und Beratungsangebots.

Zweiter Schwerpunkt ist die gezielte und innovative Förderung von Effizienzinvestitionen: So umfasst der NAPE neben einer Aufstockung und Erweiterung des erfolgreichen CO2 -Gebäudesanierungsprogrammes (KfW -Programme zum energieeffizienten Bauen und Sanieren) beispielsweise ein Förderprogramm zur Abwärmevermeidung und Abwärmenutzung sowie die wettbewerbliche Ausschreibung für Stromeffizienzmaßnahmen. Hier werden gezielt Investitionen gefördert, die mit den geringsten Förderkosten die höchsten Stromeinsparungen bringen.

Der dritte Grundsatz des NAPE lautet “Fordern”: Der Aktionsplan verpflichtet große Unternehmen zu Energieaudits und etabliert Standards für Neuanlagen und Neubauten. Unternehmen sollen zudem eigenverantwortlich in bis zu 500 Energieeffizienznetzwerken gemeinsame Effizienzziele definieren und diese in der Gruppe umsetzen.

Die Sofortmaßnahmen des NAPE sind überwiegend bereits erfolgreich umgesetzt. Mehr zu den Sofortmaßnahmen und langfristigen Maßnahmen des NAPE lesen Sie hier .

Im Blick: Kommunen, Unternehmen und Verbraucher

Ob Kommunen, Unternehmen oder Verbraucher – mit dem NAPE möchte die Bundesregierung alle gesellschaftlichen Akteure motivieren, Energie sparsamer zu nutzen. Denn die Energieeffizienz ist eine gesamtgesellschaftliche Aufgabe. Mehr Informationen für:

Top 10 unternehmen deutschland

09.05.2017 – Broschüre – Energieeffizienz

Publikation: Energieeffizienz in Zahlen


What is term life insurance? Ultimate Guide to Retirement, 10 year term insurance.

#10 #year #term #insurance


What is term life insurance?

Term insurance is basic, inexpensive and easy to understand. It gives you all the coverage you need and none that you don’t. That’s why it’s the best choice for almost everyone.

As the name implies, a term insurance policy is good for a specific period of time; that can be one year, 10 years, 20 years or even up to 30 years. Given that you generally need life insurance only until you’ve managed to save up money elsewhere, just pick the term that dovetails with the time you need coverage. If you die during that term, your beneficiaries get a payout, known as the death benefit. If you die after the term expires, there’s no payout.

Term policies typically have maximum issue ages. If you’re past age 80, you’ll have a hard time getting term insurance. (You almost certainly won’t need it at that age anyway.)

10 year term insurance

Most stock quote data provided by BATS. Market indices are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer. Morningstar: Morningstar, Inc. All Rights Reserved. Factset: FactSet Research Systems Inc. . All rights reserved. Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S P Dow Jones Indices LLC and have been licensed for use to S P Opco, LLC and CNN. Standard Poor’s and S P are registered trademarks of Standard Poor’s Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices S P Dow Jones Indices LLC and/or its affiliates.

2017 Cable News Network. A Time Warner Company. All Rights Reserved. Terms under which this service is provided to you. Privacy Policy. .

10 year term insurance 10 year term insurance


Top 10 Car Websites in South Africa #oreileys #auto #parts


#car websites
#

Top 10 Car Websites in South Africa

by Dalene Ingham-Brown on 13 November 2012

If it packs va-va-voom, then it s on this list. These top ten car blogs and websites in South Africa bring you the latest in motoring news and reviews, tips and tricks.

Landing themselves in various different categories, here is a quick list of our pick for the most informative, helpful websites around.

News and Reviews

Car Mag is the cool son of the Car magazine print title that was born in 1957. The Car Mag blog s updates offer candid, personal views on all things motoring. Why s this site greater than great? Well, it allows you to submit your own articles to its online community, and even has a mobile version to make handheld browsing a breeze. That s neat. Without a doubt, one of the best South African car blogs.

Wheels24 s slogan is Motoring News. First. and that s exactly what they provide. Falling under the Media24 umbrella, Wheels24 diligently brings its interactive audience daily updates on everything from news releases to the glitz and glam of motor shows.

SA Car Fan brings you the latest motoring news daily. as promised. Its fresh news and down to earth reviews give its readership what they re looking for: honesty. Other updates introduce the newest car models on the market while their website video channel hosts an entertaining collection of motoring gems.

TopCar brings readers the freshest news and motoring nuggets from the relm of motorsport, first drives and road tests. What makes this one of the coolest car blogs in South Africa? Each car that has been road tested gives readers the opportunity to contribute their ranking of the vehicle by use of a five-tier star rating system. It s a brilliant way to get a fair overview of showcased vehicles.

Motoring journalist Ray Leathern is a proud member of the South African Guild of Motoring Journalists (SAGMJ), and manages his own website, Autocirca. Featured in almost every motoring publication under the South African sun, Ray s first drive reviews are not to be missed. Always managing to bring the fast paced world of motoring to readers in a passion filled, entertaining and simplistic way, Autocirca gets the quirky award.

Travel

Calling all serious off-roaders, adventureres, outdoorsy people and nature lovers. Leisure Wheels brings you off the beaten track adventures with its focus on 4×4 s and exciting southern Africa destinations. The best car blog South Africa offers in its genre.

Our trusted friend, AA. pioneered roadside assistance in South Africa and now they bring us their expert advice. The website s pool of motoring and travel tips are hugely informative and make for easy reading. Their calculators and tools deserve a high-five; they really do their part in making it easier to plan road trips.

Technology, Design and Features

Popular Mechanics. Popular offline, popular online. As is expected, the website blog brings readers the most exciting science and technology breakthroughs of the century, as well as the latest news on everything with wheels. and more.

Commercial

When you re in the e-commerce trade of new and used cars, there s no better way to add value for your users than to provide them with a constant stream of motoring news and reviews. Autoworld gives those looking to buy vehicles the latest industry news for juicy reading in between picking their dream car.

Cars is another e-commerce site successfully adding value to those who end up on their website. Apart from the updated motoring, transport, road closure and regular industry related news, the website also offers informative articles that help you through the different stages of buying a car.

These are our pick of the top 10 car blogs in South Africa. Did we miss an outstanding one? Comment below and let us know.

Dalene Ingham-Brown

Title: Blog Contributor

Affiliation: Drive South Africa Blog

Passionate about travel, social media and making lists, Dalene is on a mission to nurture her love for camping in South Africa.



10 Affordable – Cool Second-Hand Cars #used #autos #for #sale


#second hand cars
#

10 Affordable Second-Hand Cars That Still Ooze Cool

It’s not that you can’t buy a new car, it’s just that you might not want to. Why dump a ton of money on a flashy new vehicle would you could spend less money on something that’s even cooler? These second-hand cars are budget-conscious and, better yet, they’re still hot. The following list was compiled by myself and a good friend who s been in the car game for years. We hope you enjoy.

Affordable Second-Hand Car #1 Land Rover Defender

I can remember a time when a Land Rover was the car to have. Kids these days may be badgering their parents for something else on their birthdays, but the British four-wheel-drive off-road utility vehicle is still hip as far as I m concerned. Fun fact: in the 1980s the Australian Army ordered Defenders made to their own specifications, called the Land Rover Perenties, some of which were 6 6 drive with turbocharged 3.9L Isuzu diesel engines.  (WWW )

Affordable Second-Hand Car #2 BMW E30 318iS

The BMW E30 318iS – a.k.a. the mini M3 or the poor man s M3 – was available for only one year. Along with the new model came a new engine, the most modern available in the E30 range, and excellent weight distribution that has led to frequent comparisons with the famous E30 M3. Rumour has it that the 318iS out-performed BMWs own 325i, prompting the company to restrict its power so sales of the more expensive 325i weren’t affected. 41,234 models were made in total, ending in 1991.  (WWW )

Affordable Second-Hand Car #3 Mercedes-Benz 300CE

The Mercedes-Benz 300CE is a rarer two-door coupe version of the 300 E sedan. Much of the car’s engineering and many of its features were advanced automotive technology at the time of its introduction, and since many of those innovations have been adopted throughout the industry. Following its introduction in 1992, the 300CE was re-designated as the E320 in 1993 and complemented by the less powerful (but also less expensive) E220 in 1993.  (WWW )

 Affordable Second-Hand Car #4 Datsun 260Z

The Datusn 260Z was the first generation of Z GT two-seat coupe, sold by Nissan Motors in the US for the 1974 model year only and until 1978 in the rest of the world. The car was designed by a team led by Mr. Yoshihiko Matsuo, the head of Nissan s Sports Car Styling Studio, which explains why it’s still just as cool today as it was 30 years ago. The 260Z claimed a few updates over the 240Z, including an enlarged engine with a longer stroke to 2.6 L, better climate controls, additional stiffness in the chassis, a rear sway bar, and a redesigned dashboard. (WWW )

Affordable Second-Hand Car #5 Fiat 124

The Fiat 124 won the 1967 European Car of the Year award, following its introduction in 1966 via a spectacular publicity stunt in which it was dropped by parachute from a plane. The popular mid-sized family car produced many variants, including a station wagon, a four-seater coupé, and a two-seater spider convertible. Tally up the vehicle’s original production run and its licensed variants manufactured worldwide, and the 124 becomes the fourth biggest selling single automobile platform of all time.  (WWW )

Affordable Second-Hand Car #6 VW Karmann Ghia

The Karmann Ghia was an unexpected, but welcome, departure from Volkswagen’s function-focused Beetle. Styling by Luigi Segre of the Carrozzeria Ghia (a famous Italian automobile design and coachbuilding firm) and bodywork by the German coach-builder Karmann came together to produce a surprisingly sporty car for VW. It was a success – more than 10,000 were sold in the first year and production was quickly doubled. The Karmann Ghia went on to gain fame on American television as the car driven by CONTROL Agent 86 Maxwell Smart in the opening credits of the third and fourth seasons of Get Smart.   (WWW )

Affordable Second-Hand Car #7 Porsche 928 S

You really can’t go wrong with a Porsche. The 928 was originally intended to replace the iconic 911 and although that’s not exactly how history worked out, the 928 is a special car on its own. Porsche has manufactured only six front-engined models since its inception in 1949, one of which is the 928. After the original iteration took the top honors at the 1978 European Car of the Year competition, the “S” model debuted with a few modifications and became, at least according to Porsche itself, the fastest street legal production car sold in the US.”  (WWW )

Affordable Second-Hand Car #8 Volkswagen Beetle 1200

There will never be a time when the Volkswagen Beetle is not a classic, universally beloved car. Although designed in the 1930s, the Beetle was only produced in significant numbers after 1945. It’s now the longest-running and most-manufactured car of a single design platform, worldwide. The original was internally designated the Volkswagen Type 1, and marketed simply as the Volkswagen,” but later models were designated VW 1200, 1300, and 1500 to indicate engine displacement.  (WWW )

Affordable Second-Hand Car #9 Alfa Romeo Alfetta GTV6

The Alfa Romeo Alfetta is an executive saloon car and fastback coupé produced from 1972 to 1987. The GTV6, a version of the GTV with the SOHC V6 2.5 L engine from the Alfa 6 luxury sedan, was released in 1981. Its most noticeable feature is a bulge in the hood, a necessary modification in order to clear the top of the intake. The GTV6 was a successful racing car, including winning the European Touring Car Championship for an unprecedented four years in a row, and it appears briefly in the James Bond movie Octopussy. (WWW )

Affordable Second-Hand Car #10 Leyland Moke CALI

If you want a car that’s really going to stand out, this is it. The Mini Moke (also known as the Austin Mini Moke, Morris Mini Moke, and Leyland Moke) takes its name from Mini, the car with which it shares many parts, and Moke,” an archaic term for donkey. For a brief period around 1972, Leyland Australia produced a variant of the Moke commonly called a Californian. The original Californian had a 1,275 cc engine and immediately recognizable trimmings in Op-pop verve black and white tiger striped vinyl or Orange Bali vinyl.  (WWW )



10 Steps for Selling Your Car – Kelley Blue Book #used #cheap #cars


#how to sell your car
#

10 Steps for Selling Your Car

    Step 1: Gather Your Car’s Information Step 2: Know Your Car’s True Condition Step 3: Decide Whether to Trade-in or Sell Yourself Step 4: Increase Your Car’s Resale Value Step 5: Set the Asking Price for Your Car Step 6: Create an Online Ad That Sells Step 7: Screen Potential Buyers Step 8: Use the Test Drive to Sell Step 9: Negotiate the Best Price for Your Car Step 10: Complete the Sale

Whether you’re looking to unload your car quickly or get the best offer for it, it’s smart to start with a little preparation. KBB.com is here to help, with tools and information for every step of the process: from determining your car’s value to setting your asking price to getting a firm online offer.

1 Gather Your Car’s Information

Many people overlook this step until the very end, but the selling process really starts with rounding up your paper work. The car’s title, service records and original sales paperwork are the big three.

Here’s why: While you may already know the basics (year, make, model, current mileage), you’ll need to know your car’s style (not just a 2003 Honda Accord, but a 2003 Honda Accord LX) along with optional features like keyless entry, a CD player, leather seats or navigation system. Options can bump up your car’s resale value, so be sure you have a complete list. If you want to see if you missed anything, check your original sales documents or the window sticker.

Finally, gather up as many maintenance receipts as you can find. “These days, regular oil changes are an even better indication of good upkeep than tune-ups,” says Dan Ingle, Kelley Blue Book’s Vice President of Vehicle Valuations and Industry Products. “If you changed your oil every 3,000-8,000 miles, in keeping with the manufacturer’s recommendations, that’s a good signal to a buyer that the car has been cared for.”

Tip:

If you don’t have your service receipts, ask your dealer, regular mechanic or oil change center if they can print a statement that summarizes your visits. This kind of information reassures a buyer that the car is in good shape, which can help you get a higher price.

Next Step 2: Know Your Car’s True Condition



10 cheapest cars: Why (almost) nobody buys them #used #auto #loans


#cheapest used cars
#

Story Highlights

    Nissan Versa sedan is lowest-price new car at $12,780 Dealers seldom stock bare-bones models Most buyers demand more features

522 CONNECT TWEET 50 LINKEDIN 61 COMMENT EMAIL MORE

Cheap new cars can be a disappointment zone.

If you go looking for the $12,780 2014 Nissan Versa sedan that went on sale Tuesday as America’s lowest-price new car, good luck. Dealers almost never stock the lowest-price model.

They say nobody buys the bottom version, and shoppers say that’s because they aren’t available. Automakers say the so-called “take rate” for the lowest-price version of any model runs from 2% to 5%.

Using that new Versa as an example, the bottom-price model has a manual transmission. Few can or will drive a stick-shift nowadays. Moving up to the conventional four-speed automatic adds $1,000.

And you still don’t have the high-mileage version you probably saw advertised.

That’s the one with the CVT (continuously variable-ratio automatic transmission), which is rated an appealing 40 mpg on the highway. Lowest-price CVT model is the S Plus, starting at $14,580, including shipping.

Suddenly, instead of a chops-licking, less-than-$13,000 new car, you’re getting close to $15,000.

At which point buyers often start thinking about nicely equipped, lightly used cars instead of new ones.

It’s not just Nissan. Most automakers price their vehicles that way.

Of course, there’s more profit in even slightly higher-price models, so that’s what car companies want to make and dealers want to keep on the lot and in the showroom.

In addition to being hard to find, bare-bones cars just aren’t that desirable, even among those who swear they “just want basic transportation.” Often “basic” means sans air conditioning, power windows and a radio.

Power windows sounds like a luxury until you picture yourself reaching from the driver’s seat across the car to hand-crank the passenger-side window.

Using Versa again, the average transaction price is $16,092, according to research and shopping site TrueCar.com. Three cars have lower average transaction prices: SmartForTwo ($14,264), Chevrolet Spark ($14,707) and Mazda2 ($15,528).

Transaction price is all-in, out the door, so it includes taxes and license fees as well as factory rebates, shipping and dealer discounts.

And cheap-to-buy often isn’t cheap to own. A low-price vehicle frequently depreciates faster than a more expensive car, so at trade-in time, the gap between the value of what you have and what you want is pretty big. Depreciation is the single biggest cost of owning a car, but often overlooked because it doesn’t hit until years after you buy the car.

The 10 cheapest new cars in the U.S.

The list was complied by kbb.com and USA TODAY research. Rankings are based on sticker prices, including shipping charges. All are 2013 models except the 2014 Versa.

•Nissan Versa S Sedan, $12,780

•Chevrolet Spark LS Hatchback, $12,995

•Smart ForTwo Pure Coupe, $13,240

•Ford Fiesta S Sedan, $13,995

•Kia Rio LX Sedan, $14,350

•Ford Fiesta S Hatchback, $14,995

•Chevrolet Sonic Sedan, $14,995

•Toyota Yaris 3-door, $15,165



10 Tips for a Successful Car-Buying Experience on Craigslist – Feature – Car and Driver #auto #wheels


#buy used cars online
#

10 Tips for a Successful Car-Buying Experience on Craigslist

The vehicle listings on Craigslist are often light on graphics and always free of oversight, and cruising them can be an eye-opening experience. Usable at no cost for most sellers, half-truths are plentiful in the listings and vehicle histories rare, leaving it to you to connect the dots. (Very few people take our advice for selling a car online .) Yet Craigslist can be a highly effective tool for locating the car of your dreams. Here are 10 tips that should help you separate fact from fiction and satisfied with your purchase:

1. Hone your search. Craigslist allows users to configure their search results to include dealers, private sellers, or both. If a warranty, certified pre-owned status, or convenience is high on your list of priorities, you’ll want to restrict yourself to dealer listings, as there’s no reason to waste time scrolling through pages of clapped out Fox-body Mustangs and worn-out work trucks. On the other hand, if driving for two-hours to look at rust-ravaged, Vietnam-era forward control Jeep that “ran when parked” is your thing, you already know the drill: private sellers all the way. Still, the “both” setting can be handy when looking for a nice commuter car or winter beater, as sometimes dealers will offer such things, although that practice is becoming less common.

If you know exactly which vehicle you want and how much you’re willing to pay, CL offers the option of plugging those criteria in right at the top of your search. Doing so will narrow the offerings accordingly, facilitating a focused search and a rational purchase with a minimum of drama. (To cast a wider net, you can also use one of the many sites that allow you to search every local Craigslist across the country.) Of course, one could argue that a life that doesn’t include at least one late-night back-alley transaction involving a sagging Ford Torino, small farm animals, and some class-C fireworks isn’t really a life worth living.

2. Size up the seller. It’s true you can’t judge a book by its cover, but the type contained within can be quite revealing. If an ad is composed in ALL CAPS and is accompanied by a couple of grainy images that resemble lo-res screengrabs from the Zapruder film, you’re probably in for a rough ride. Likewise, certain sellers like to spice up their ad with buzzwords and phrases like “air blows cold” and “stops on a dime,” which are actually thinly veiled code words for, “if [insert name of component or system in question] is still working when you buy it, it likely won’t be by the time you get the car home.” Bottom line: Judge the vehicle on it’s own merits and don’t believe the hype.

3. Call first. Get as much information about the vehicle as you can on the phone—and always ask if more photos are available or can be taken, especially of problem areas—and try to pick up on the seller’s character. Do they sound composed or sketchy? Engaged or disinterested? There’s nothing worse than carving an hour out of your busy schedule to drive across town only to be greeted by a seller who says, “Well, I was just kinda throwing out a feeler, not sure if I really want to sell it at this point.” Of course, if their voice is tinged with the languid drawl or hyper-intensity of a narcotics aficionado, there’s a good chance they’re looking for a quick sale—cash talks—so quit reading and start buying! We kid, of course.

4. The meet-up. As the buyer, it’s up to you to go to the seller. Meeting on common ground is always a good idea, and if the seller agrees, make arrangements to meet at a well-lit, mutually agreeable location, preferably one with lots of credible witnesses foot traffic. A local “cars and coffee” event is a good option, as is the parking lot of the local auto-parts store or speed shop. Of course, if the vehicle in question isn’t in running condition, you’ll have to visit the car where it sits.

5. A word about vans. Nothing is more creepy and suspicious than two or more guys loitering around an unmarked, windowless lockbox on wheels in a parking lot. (Especially if your meeting place is near a school or government facility.) We love vans, too, but discretion is advised.

6. Get an inspection. Be realistic. If the deal in question involves a decade-old pickup priced around $3K, it’s unreasonable to start bitching about surface rust or worn upholstery. Take it for spin, and thoroughly exercise the accelerator, brake, and, if applicable, clutch pedal and shifter. The steering and suspension will inevitably be looser than when new, but overt creaks, clicks, or clunks could indicate a potential safety issue. On the other hand, if you’re looking for a late-model daily driver for the wife to shuttle the kids around in—or you’re purchasing a classic—do yourself a favor and have it inspected by a reputable shop or expert in the make. A seller with nothing to hide will be more than agreeable.

7. Negotiate. Everything on Craigslist is negotiable. Even if a seller states that a price is firm, the very nature of Craigslist and its low, low price of free for the listings encourages ambitious pricing. Haggling as portrayed on television, however, where the seller caves after a tense 15-second negotiation and lets the car go for half of the asking price rarely happens in the real world. It’s OK to start low, but insulting a seller with an absurdly low number can quickly sour a deal. To score a good price while retaining a modicum of dignity, try asking the seller what their bottom dollar is, and then counter with an offer 15 to 20 percent below that figure; chances are you’ll be within 10 percent of the actual number the owner needs to get the deal done. Always negotiate in person; the only thing cheaper than talk is a tactless e-mail. One last thing: Seal the deal with a handshake, as the human element imparts an air of finality to the deal that only a true psychopath could ignore.

8. Make sure there’s a clean title. Talk is cheap, and when it comes to a missing or suspicious title, everyone has a story. Sorting out an unsound title or sourcing a duplicate is possible, but our experience proves it can be time-consuming and soul-crushing work. So unless the car in question is a once-in-a-lifetime opportunity, walk. You don’t need the hassle. If a bank or financing company still holds the title on a vehicle, ask the seller to make some calls to ensure everything is kosher, and that the title can be obtained and delivered without undue delay.

9. The exchange. When it comes time to trade green for pink, you can’t find a better location than your personal bank. In addition to being the home turf for your money, banks generally have a notary public on staff who can witness signatures and emboss the bill of sale or other paperwork with their all-important official seal. Building a sound paper trail is a great way to protect yourself in any transaction, so don’t be afraid to ask the seller to take a certified check if the selling price is more than a couple of grand.

10. The road home. At this point, the vehicle in question is yours. Unless spelled out in writing beforehand, the seller has every reason to expect you’ll be removing it from his property pronto. Suddenly announcing that you need to, “get my El Camino running first—to make room,” is of little concern to the seller. If your new vehicle needs to be towed, have arrangements in place; if it’s a driver, buy a pal lunch and have him drop you off. Before you leave, double check to make sure you have everything: the manuals, the spares, and the loose interior bits from that box that was in the trunk. Once the previous owner has your cash, they’ll have little incentive to track you down to hand off anything you forgot.



10 Best Used Cars Of 2013 #toronto #auto #show


#best used cars
#

10 Best Used Cars Of 2013

PORTLAND, Ore. (TheStreet ) — When demand for used vehicles rises, the race to find the most reliable beater on the market suddenly becomes a slightly scuffed version of the new car market.

Sales of new cars increased 13.4%, but the definition of the “best” car money can buy has changed since the recession curbed everyone’s spending. Those used cars that were once rental car fodder and lures for cash-strapped high school kids are now legitimate competitors to newer models. That’s creating an interesting mix in the overall vehicle market.

Automotive data service Polk revealed last year that the average age of cars and light trucks on U.S. roads is roughly 11 years. That’s up from 8.9 years a decade ago and 9.8 as recently as 2007. New car sales slumped during the 2008 and 2009 recession years as America’s drivers squeezed as much mileage out of their old cars as possible.

According to Manheim Consulting ‘s Used Vehicle Value Index. used car prices actually fell 0.8% last year, but jolted up 1.2% in December as Superstorm Sandy reduced an already small supply. Dwindling new car inventory and used car lots already depleted of 2- and 3-year-old vehicles are keeping prices high as sales increased 5% last year and more than 10% from 2010.

That’s making a lot of formerly undesirable older vehicles a lot more popular. Manheim found that owners are looking to sell their old Toyota ( TM ) Camry, Honda ( HMC ) Accord or Ford ( F ) Fusion, Manheim says they’ll make an average of 2% more on the deal than they would have last December. Even used pickups and vans have benefited as demand accelerated 2.6% and 0.2% respectively within the past year.

While Polk has found that American car buyers are regaining their confidence, there’s no way to make them ignore the value of an older, cheaper, equally reliable vehicle. Considering the advanced age of the average American car, we asked the folks at Kelley Blue Book to see what decade-old models should factor into car buyers’ decision-making this year. They came back with an extremely flush selection of 30 vehicles.

Even folks at auto-sales site Edmunds. who are typically more focused on newer model’s than yesterday’s favorites, are acknowledging the appeal of an older vehicle. They just released a rundown of the 17 “best” used cars of the market and showered praise on models including 2006-11 Ford F-150s, 2006-11 Subaru Outbacks and 2006-11 Honda Odysseys. The following are just 10 of their selections and some of the reasoning behind the picks. With used car prices not quite the deep discount they once were, it pays to know which vehicles are worth the price:



Top 10 Reviews of Express Credit Auto #search #used #cars


#express credit auto
#

Express Credit Auto

By lerin.tilleyyy488 – 11/07/2014

Rating: 1 / 5 1

OKLAHOMA CITY, OKLAHOMA — In September 2013, I had a car repossessed due to bad choices on my part. Knowing full and well I couldn’t finance another car through a reputable source, I went to ECA and purchased a 2007 Toyota Yaris for $9,996.00. My payment was $300.00 a month ($149.00/biweekly), and I was told that the reason the car was so high in price was due to the warranty.

After having my car for less than 30 days, the blower in the AC/heat went out. The warranty department fixed it for free, but dealing with the warranty department was a huge pain. You have to drop off your vehicle and be without a car for at least a day, which is terrible if you only have one car in the family. I had belt problems that always squealed when the weather was cool or moist, and I took it to ECA Warranty three separate times to have it fixed. I also had a mechanism in the fuel system leave me stranded on the side of the road once, and had to pay the $100.00 deductible to have it fixed through their warranty.

They put a GPS tracker in the vehicle, along with a kill switch. I was dedicated to never being behind on my car payments, so they were always withdrawn the same day I got paid so the money would always be there. One day, I stepped out of work to go to lunch and my car was dead. Originally I thought it was the battery, but I called ECA anyway to see if it had been shut off on their end. When I talked to her, I asked if, for some reason, my last payment hadn’t gone through (even though it showed up on my bank statement) and she said, “Yeah, but we just had a glitch so it shut down your car.”

I asked why I hadn’t been notified earlier about the glitch, and she said, “Well, you know now.” So basically, even though I’d made every payment and never been at all late, my car was deactivated. I called back later and asked to speak to the manager, and I was rebuffed and told that I had no reason to complain because my car was back on.

I talked to my bank and they agreed to refinance my auto loan at a much lower rate (I went from 23% to 8.49, which is wonderful for someone with a discharged Ch. 7). I called and asked for a payout, which was faxed to me. I was sick that week, so I never made it to the bank and another car payment went through. The next week, I called again requesting an updated 10 day payout. He started to verbally tell me the payout, and when I asked for a written payout, he rudely refused. I said, “I have a payout that was faxed to me two weeks ago, I don’t understand why I can’t get an updated payout,” and he said, “Whoever sent you that shouldn’t have, I can’t send you another one.”

I asked how I was supposed to give my bank the information when they needed it in written form, and he said, “Uh, you just use the old one?” in a very condescending manner. I told him the old one was no longer accurate in terms of my balance, and he said that wasn’t his problem. So I got frustrated and hung up. He called me back shortly and told me that even though it wasn’t his problem, he would email me my payout “just this once”. Finally, I got the stupid thing in writing.

Today, I called their finance office to see about dropping off the check for the full amount. They told me to drop it off at the branch from which I bought the car. My loan manager at my bank then did so at 11:30 a.m. I called ECA at 1:00 p.m. to make sure the check had been received, and was told that the check was supposed to be dropped off at their headquarters, which is across town.

No one told me this information before that phone call. I have a car payment scheduled to be auto withdrawn this Saturday, and I was told it would take 3 days to cancel the auto withdrawal feature. I asked them if I would receive a refund for the $149.00, since that payment would technically be an overpayment once the bank’s check is processed, and she said, “Maybe.”

Overall, I knew what I was getting into when buying a car from them. They Target a very shady demographic of people that are bad with money, so it makes sense to overcharge so they aren’t losing money. That being said, I had a naive thought that they would treat me with respect because I pay my bill on time, I keep insurance on my car, and I give them no issues. Never have I been late on a payment, never have I let my insurance lapse, and never have I done anything to warrant being treated with a lack of respect.

Despite all of this, I still got to experience having my car deactivated due to a “glitch”. Imagine trying your hardest to pay all your bills on time and be a perfect consumer and being punished by your car not turning on. I was at work, my car wouldn’t start, and I was horrified people would think it was because I was irresponsible. There is no reason for ECA to have such terrible customer service. There is no reason why people that are following the rules should be made to feel so small and humiliated.

If you are in the terrible position of buying a car from them, hear me now: finance with them, then try your hardest to get the loan refinanced somewhere else. They will treat you like crap once they realize you won’t be giving them that 18-23% anymore, but you will be free.



Top 10 Places to Buy a Used Car #auto #mechanics


#where to buy used cars
#

Top 10 Places to Buy a Used Car

PORTLAND, Ore. (TheStreet ) — Just because a car is used doesn’t mean it’s a great deal.

Depending on where you live, the price of a used car on a dealer’s lot or even in a listing on Craigslist can be considerably more than what someone on the other side of the country is paying. Supply, demand and the general economy of the surrounding area mean there might be better deals just a few towns away or across the state border.

“Prices can vary substantially from city to city, and depending on where you live, it may pay to look beyond your ZIP code to find greater savings,” said Langley Steinert, founder and chief executive of used car pricing site CarGurus.

New car sales jumped 13.4% last year as Americans made their way back onto dealer lots. Still, they did so reluctantly; automotive data service revealed last year that the average age of cars and light trucks on U.S. roads is roughly 11 years. That’s up from 8.9 years a decade ago and 9.8 as recently as 2007. New car sales slumped during the 2008 and 2009 recession years as U.S. drivers squeezed as much mileage out of their old cars as possible.

By holding onto their used cars, consumers threw off a very delicate balance and decimated used car supplies. According to Manheim Consulting ‘s Used Vehicle Value Index. used car prices actually fell 0.8% last year, but jolted up 1.2% in December as Superstorm Sandy reduced an already small supply. Dwindling new car inventory and used car lots already emptied of 2- and 3-year-old vehicles are keeping prices high as sales rose 5% in 2012 and more than 10% from 2010.

That makes even the most utilitarian and undesirable used vehicles a popular commodity these days. Manheim found that owners looking to sell their old Toyota ( TM ) Camry, Honda ( HMC ) Accord or Ford ( F ) Fusion will make an average 2% more on the deal than they would have last December Even used pickups and vans have benefited, with demand accelerating 2.6% and 0.2% respectively within the past year.



10 Tips to Help you Sell More Cars #viking #auto #salvage


#selling a car
#

Car Sales Techniques

10 Tips to Help you Sell More Cars

Make Sure you Check out our Car Sales Assistant 12 App!

I have a couple of new salespeople at the dealership.

When I got in the car business almost 18 years ago, I was thrown to the dogs. I had no worth-while training, the only close I learned was “If I could, Would You. “, my only technique was selling on price and quite frankly, I SUCKED! Later, I moved back to Michigan and had a great manager that took me under his wing and taught me a few good techniques. I am going to share some of these with you.

Tip #1: Stay Away from Negative Salespeople, Huddles, etc!

I can’t stress this enough. There is a type of salesperson in the car business that I call an Old Timer. They think they know everything, they don’t want to learn new things, they are average (or below average) salespeople and they take great fun out of bringing new salespeople down to their weak level. Every dealership I have ever worked in has at least one. Hell, I have even been one before! LOL

They never give good advice and if they try, they lack the skills to even know what they are talking about. They are good at making excuses as to why things are bad instead of learning/trying new things to sell more cars. They get jealous when a new guy knocks a “home run” and claim that other salespeople are outselling them because “they get all the house deals!” They are poison to a new car salesperson. Stay away from them! Avoid them like the plague.

Tip #2: Use a Great Greeting!

Bad greetings include, “Can I help you?” or “Can I get someone for you?” or the ever popular, “Can I help you OR get someone for you?” That was my greeting for my first 7 years in the car business and I am convinced that it cost me enough to pay cash for a new house. Seriously!

What, you may ask, is wrong with this greeting? You see all the old timers using it! Well, it is easy to create a “reflex objection” buy starting off with a yes/no question. Someone may answer, “I’m just looking.”

The greeting you should use: “Welcome to ABC Motors. I’m (your name) and you are. “

Walk into a “Moe’s” one day where everyone yells, “Welcome to Moe’s!” Walk into a department store when someone says, “Welcome to JC Penny.” What comes out of your mouth? Not “I’m just looking” but rather “thanks!”

A good greeting is very important and will start the sale off right by allowing you to get control early-on. It will also make your customer feel welcome and appreciated.

Tip #3: Do a T.O. (Turn Over)!

Let a manager have a crack at a customer before they leave. They might say just the right words. On an average month, I personally close around 5-10 customers for salespeople who did a T.O. (I do F



Car Wax Review: Top 10 Best Car Waxes #best #used #car #deals


#auto wax
#

Car Wax Review: Top 10 Best Car Waxes

Advertisement

Enlarge Image

Taking care of a car involves more than just diligently delivering it to the mechanic and paying the bills. There are a few procedures that can easily be done at home at a much lower cost. Waxing / polishing your car is one of the easy DIY procedures. It keeps the paint safe from (small amounts of) dirt or bird droppings, and goes a long way towards ensuring your car looks spanking new after years, even generations.

Car wax comes in three different forms – liquid. paste. and spray. each with its own pros and cons. When it comes to durability, liquid wax is considered to be the best, but applying it evenly can be a bit tedious. Paste wax can be applied relatively easily, but it dries very quickly — sometimes too quickly. Spray wax is the easiest car wax to use, and thus is considered ideal for amateur car enthusiasts. Also, spray waxes are highly compatible with plastic. But spray-wax coats are very thin, and hence less effective when it comes to cleaning and durability. Spray waxes are handy if you plan to wax the car every 2-3 weeks; for longer intervals, liquid or paste wax is the better option.

Most waxes are coupled with an applicator; you will hardly ever come across a wax brand which is sold without this add-on. If the specific applicator is not available, sponge is the next best option. Before applying the wax, you need to make sure that you go through car waxing tips and tricks, and get well-versed with the simple ones (e.g. wash and dry your car thoroughly, carry out this task in shade, etc.) before you begin. It is Imperative that you clean and wash the car Thoroughly — the capital I’s and T’s aren’t a misprint — before applying the wax, as even the smallest bit of dirt can wreak havoc with the surface of your car if ignored. The car must be clean and dry before applying the wax. If you are new to polishing, a simple search on Google or YouTube can answer all your questions.

Top 10 Car Waxes

With numerous brands available in the market — each boasting of superiority over the rest — it can be difficult to find out which car wax brand is the best. At the same time, you cannot afford to take the risk of making a mistake while making the choice, as it will directly affect the appearance of your vehicle. In such circumstances, you need to take various factors — the durability and protection offered, the task of applying it, the cost, etc. — into consideration to narrow down to the best. Since different makes and models of cars are made with different materials, it can be tricky to find the wax best for your car. If you have a trustworthy mechanic pal, you could ask for his advice on the best polish for your particular car, since he would know the material used in your vehicle and the best wax for it.

Turtle Wax Carnauba Car Wax T-6

Turtle Wax is considered by most, including Consumer Report. to be the best car wax available in the market, because it is very efficient at cleaning the car, and is also quite inexpensive at $6.44-$10.26. This carnauba (a superior type of palm wax, known as ‘queen of waxes’) wax gives your car a durable water-repellent cover, which makes sure that pollutants don’t end up harming the car surface.



10 Things to Know Before Replacing Your Central AC System #10 #things #before #replacing #ac, #ac #system #replacement, #guide #to #replacing #ac, #replacing #air #conditioner, #central #air, #central #air #conditioner


#

Homeowners

10 Things You Should Know Before Replacing Your Central AC System

Maybe your old central air conditioner has quit working, and you think you need a replacement. Maybe you want to upgrade to a more energy-efficient or environmentally-friendly system. Maybe you’re not sure what to do.

Whatever the reason you’re considering a new air conditioner or furnace, you’ll want to go through this handy checklist to make sure you are shopping for the right equipment and asking contractors the right questions.

1. How much time do I really have to replace my system?

Click here to learn how to put time on your side to get the right equipment for your needs.

2. Do I really need to replace my entire system or can it be repaired?

Click here to see the many factors facing the repair vs. replace decision.

3. How much space am I trying to cool (and has it changed since the old AC was installed)?

Click here to learn how you might need more or less cooling and heating power based on changes in your home or workspace.

4. Do I want something more than “just cold air”?

Click here to read about how improvements in comfort, energy costs and the environment can make you feel better and save you money.

5. Do I really need to cool the whole house all the time?

Click here to see how some common suggestions can actually lead to bigger problems.

6. Is there really anything new in air conditioning?

Click here for an overview of new technologies available today and what they mean to you.

7. Are there unique needs in my region of the country?

Click here to see how where you live might determine the type of equipment you should buy.

8. Should I replace my furnace if I replace my air conditioner?

Click here to learn how your air conditioner and furnace work together… and apart.

9. Should I invest in a programmable thermostat?

Click here to see how you can save 20-30% on your energy bill without changing your routine.

10. How do I know which contractor to hire?

Click here for insights into how to ask the right questions and select the best contractor for your situation.

Comment navigation

Comment navigation



Top 10 Windows Virtual Private Servers – Best Windows Virtual Private Servers Hosts #top #10 #windows #virtual #private #servers, #windows #virtual #private #servers, #windows #virtual #private #servers, #best #windows #virtual #private #servers


#

2017 Top 10 Windows Virtual Private Servers Companies

Windows Virtual Private Servers

VPS or Virtual Private server is used to get multiple servers out of a single physical server. This is done by logically dividing the physical server into many virtual servers. All the virtual servers so formed are independent and thus have dedicated resources with them. This will help them to work independent of one another. The performance of one server will never influence or degrade the performance of another. Thus the virtual servers help to get multiple servers at a cheaper rate. Hence they are widely used in the development of web site.

When VPS is used in web site development and hosting, each client will get a server to work on. This never requires the presence of too many physical servers. So the business of web site hosting becomes an easier job and the profit earned with little expense. The hosting can be performed on any architecture like main frame, Windows or Linux. The virtual private server you need will depend on the purpose of the websites being hosted.

Do I Need a Windows Virtual Private Server?

When looking for virtual private server providers, you may notice that some hosts offer both Linux virtual private servers and Windows virtual private servers. This is because of the difference in the features they provide. Some websites may require Windows to use Windows-based technologies that Linux cannot provide. Likewise, other websites may only need Linux virtual private servers to run PHP, MySQL, and Apache.

There are several instances where you can never go for a Linux virtual private server and are bound to use a Windows virtual private server. If you are using .Net technology using ASP.net then you can find that it is not supported in Linux. If your web site is designed using Microsoft .Net technology then there is no compromise in the architecture and you will be forced to go for Windows. Even if you relax your need and prefer to go for ASP without .Net, there is no option in a Linux virtual private server and you will have to choose Windows for your virtual private server needs.

If your web site has an MS Access database, Linux will not work for your website as MS Access is intended and designed to work with Microsoft. With a Linux virtual private server. you will have no option to work with Access databases. Another restriction is in the use of MS SQL. MS SQL is also designed specifically for Microsoft Windows. Linux provides various enterprise databases but those users who want to go for MS SQL will have to choose a Windows virtual private server. Lastly, Microsoft SharePoint services can be used only in Windows.

But when the cost of virtual private server hosting is all that matters, it is always good to use Linux virtual private servers. Enterprise web sites will be more effectively executed in Linux. Most busy web sites are created and run on the Linux operating system.

Because of the user friendliness that Windows provide, most users who are unskilled in the hosting service will go for Windows as their platform for VPS hosting. The Microsoft features are so advanced that even a novice user can host a web site. However, the typical increased cost of Windows virtual private servers is usually the reason many hosting customers look for cheaper alternatives.

We hope the above better explains Windows virtual private servers to you. If you think Windows virtual private servers is right for you, please look above for our most recent Windows virtual private servers real user VPS reviews. We are positive you ll be able to choose the right Windows virtual private servers that is right for your needs.

Featured VPS Hosting Research

VPS Hosting Explained

What is a Virtual Private Server? What can VPS Hosting do for me? Do I really need a VPS for my sites? Here we answer all of these questions and explain, in depth, what a Virtual Private Server is all about.

Learn about the advantages of having a Virtual Private Server. Here we compare the various web hosting options and ultimately explain why VPS Hosting is typically the best option for popular website owners.

cPanel VPS Vs Plesk VPS

Do I need a cPanel VPS or a Plesk VPS? What are the differences? Why is cPanel VPS Hosting the most popular option? Here we explain all of the options available with each control panel and help you choose.

Managed or Unmanaged

Do you need managed VPS hosting or unmanaged VPS hosting. Here we explain the differences between the two types of virtual private servers and help you choose the right type for your needs.

VPS Control Panel Options

Here we explain the various VPS hosting control panel options. Learn your options before purchasing your first Virtual Private Server. We discuss cPanel, Enkompass, Plesk, Webmin, OpenVZ, Xen, and more.

Linux VPS Vs Windows VPS

Confused about the operating system for your first Virtual Private Server? Here we explain the major differences between a Linux VPS and Windows VPS. Learn why Linux VPS hosting is the more popular option.



10 Cheap Used Cars In Germany #used #cars #chicago


#cheap used cars
#

10 Cheap Used Cars In Germany

Germany is one of the top car manufacturers in the business, making our list of 10 cheap used cars in Germany both practical and viable. Buying pre-owned vehicles is a wise, budget-conscience move. Since you have opted to purchase a German car, you can be sure that any choice you make will possess the unmistakable high quality that all German-made cars have. The following list of cars are guaranteed to be cheap used cars in Germany that will meet your needs and your price point:

  1. Mercedes Benz R-Class. Mercedes Benz is the most popular brand of all the German automakers. Although typically considered an expensive car, purchasing a used Mercedes Benz in an older model will provide the same great quality at a lower price. The R-Class is an SUV that combines all the luxuries and benefits of the minivan with the SUV. It includes multimedia, comfort and safety features and is powered by a V8 5000cc engine.
  2. Mercedes Benz M-Class. This luxury SUV was named the Best New Sports Utility Vehicle at the Canadian Car of the Year Awards in 2006. A few years later, the SUV is considerably more affordable to those seeking pre-owned vehicles, making it one of the nicer used cars in Germany.
  3. BMW 125i Convertible. A great find among used cars in Germany, this mini sedan features great handling and superb speed performance. The compact car is powered by a 2996cc V6 engine.
  4. BMW X3. Yet another luxury SUV of the used cars in Germany, this car features 4-wheel drive and can be driven on a variety of terrain. Although “luxury” and “cheap” seem to contradict, a good deal on an older model truly qualifies this SUV as one of the cheap used cars in Germany.
  5. Audi A4. This is another well-known brand among German car manufacturers. This Audi is known for its well-designed engine and won the Golden Steering Wheel for best vehicle in its class a few years ago.
  6. Audi TT. Another one of the used cars in Germany, this one flaunts beautiful craftsmanship in design and its interior. Also powered by 4-wheel drive, the Audi TT is probably one of the best-used German cars to invest in since it is winner of numerous awards for Best Car of the Year.
  7. Volkswagen Cabrio. This reliable little car provides comfortable seating for all its passengers. Practical, unassuming, simple and clean, this car makes a great buy for no-nonsense shoppers who need a sturdy car to get them to their destination.
  8. Volkswagen Jetta. This eco-friendly car has been making a difference in the environment since it first came out. It consumes less fuel and produces fewer toxic emissions than average cars. More spacious than other used cars in Germany, this one is a good choice for environment-conscious families on a budget.
  9. Volkswagen Passat. This mid-size family sedan has been around since the 1970s. The Passat has undergone variations throughout the years, but its excellent engineering and its almost legendary reliability remained the same. This is a great family car with its excellent safety track record.
  10. Volkswagen Beetle (Classic). Probably the most popular of the cheap used cars in Germany, this car is an icon. Today you can easily purchase a used Beetle with an engine that lasts for under $1,000. While it may not be very practical, it still remains one of the most loved cars in Germany.

Now that you have the specifics on used cars in Germany, you can review your own needs to discover which is the best fit for you. These ten cheap used cars in Germany will offer you the prestige of German craftsmanship while still fitting into your budget.

What Others Are Reading Right Now.



Laptops, PCs, Tablets, 2 in 1’s, Phones – Desktops #windows, #laptops, #pc, #tablets, #phones, #all #in #ones, #2 #in #1’s, #windows #10, #microsoft


#

There’s a PC for you

  • Office + Windows just keeps getting better

    Work smarter with powerful inking capabilities 9 and intelligent new skills from your digital assistant, Cortana 10 .

    Everything you need to do great things

    Windows 10 built-in apps allow you to access and manage your content. From photos and videos to music, movies and TV shows. Plus, the Windows Store offers a variety of apps, games and entertainment.

    Get more done from anywhere

    Access and share your documents, photos, and other files from the Cloud on your Windows 10 devices. OneDrive also works great with Office.

    Get a more powerful and innovative Windows 10 PC

    Windows 10 PCs have the latest hardware innovations to boost productivity, performance and speed. From touchscreen laptops, Windows Ink capable 2-in-1s and 4k gaming PCs, find the computer that fits your budget and needs.

    Laptops

    Windows laptops give you everything you love and more – speed, power, familiarity, and the latest processors and features.

    2-in-1s

    A Windows 2-in-1 gives you PC power and tablet fun. Touch, type, click, or pen – you choose what fits your style and what you’re doing.

    1 Touch capable tablet or PC required. Pen accessory may be sold separately.

    2 User must enable in settings and have a Bluetooth button on pen.

    3 A third-party app or peripheral is required to use digital pen with Mac.

    4 Internet access fees may apply.

    5 Windows Hello biometrics require specialized hardware, including fingerprint reader, illuminated IR sensor or other biometric sensors and capable devices.

    6 PC hardware requirements may vary for games on Windows 10. Games sold separately. 4K functionality available with supported games, monitors, and graphics chips. DirectX 12 only available with supported games and graphics chips. Check PC to determine graphics chip compatibility.

    7 Broadband internet required (ISP fees apply). Xbox Live features only available with supported games. Online multiplayer (including streaming with multiplayer) and some features of Game DVR on Xbox One require Xbox Live Gold subscription (sold separately). Available on iOS 8.0 and above, Android 4.0 and above.

    8 Xbox One Backward Compatibility feature works with select Xbox 360 games, see Xbox Live and broadband internet required for initial download of game to console. Stream to one device at a time; streaming with multiplayer from Xbox One requires home network connection and Xbox Live Gold membership (sold separately). PC hardware requirements may vary for games on Windows 10.

    9 Requires Office 365 subscription and touch capable tablet or PC; pen accessory may be sold separately.

    10 Cortana available in select markets; experience may vary by region and device. Office integration with Cortana may require Office 365 work or school account.

    11 Games and certain content subscriptions sold separately. Ultra HD availability subject to your Netflix subscription plan, Internet service, device capabilities, and content availability. TermsOfUse to run Netflix in 4K on a PC device, it must have a 4K-capable screen and use a 7th generation (Kabylake) Intel chipset.

    12 Stream to one device at a time with supported games.

    * Windows Hello biometrics require specialized hardware, including fingerprint reader, illuminated IR sensor, or other biometric sensors and capable devices.

    ** User needs an active pen capable device and a paired digital active pen. Pen accessory may be sold separately.

    *** 4K functionality available with supported games, monitors, and graphics chips.



10 Steps to Buying a Used Car #auto #used #parts


#buying used cars
#

10 Steps to Buying a Used Car

1 of 3

The following steps will tell you how to locate, price and negotiate to buy the used car you want. If you don’t yet know what car to buy, read 10 Steps to Finding the Right Car for You and then come back after you have decided.

If you have any questions along the way, please reach out to the Edmunds.com Live Help team for free assistance. The team will work hard to make your car buying experience the best one yet. You also can be paired with an Edmunds car-buying expert  who can help you, no matter where you are in the process of getting a used car. This service also is free from Edmunds.

Step 1: How Much Car Can You Afford?

A general guideline is that your monthly car payment should not be more than 20 percent of your take-home pay. However, people shop for cars with their hearts as well as their heads, and that can be a little dangerous. That’s where Edmunds.com’s How Much Car Can I Afford? calculator comes in handy. It can prevent you from getting in over your head when you buy a car. The calculator helps you find an estimated price range in which to shop and will even suggest some cars that would fit your budget. Here’s more information on how to set up your automotive budget .

Step 2: Build a Target List of Used Cars

To save money, consider buying a second-tier car, from the less popular — but still reliable — manufacturers. Well-known vehicles like the Honda Accord and Toyota Camry can cost thousands more than a comparable Chevrolet Malibu or Nissan Altima , even though these are good cars. With this in mind, build a target list of three different cars that meet your needs and fall in your budget.

You could also consider buying a certified pre-owned (CPO) car, which greatly simplifies the buying process. If you are really adventurous and in search of a real bargain. read Can Buying a Demo Car Save You Money and Confessions of an Auto Auctioneer for careful guidance. Also, take a look at How to Get a Used Car Bargain .

Step 3: Check Prices and Reviews

To see if the cars you are looking at fit into your budget, check True Market Value (TMV)® pricing. Edmunds.com’s TMV shows you what other people are paying for that car in your area. When you select a car through the Appraise a Used Car tool, it takes you to the gateway of all the information you need to make a good buying decision. pricing, reviews, specs, fuel economy and lists of standard features. Also, use True Cost to Own (TCO) to see what other ownership expenses you are likely to incur. (Note, however, that TCO data is not available for all cars.)

Step 4: Locate Used Cars for Sale in Your Area

Begin searching for the cars on your target list using the Edmunds.com used-car inventory page. You can filter the search by many factors including distance, mileage, price and features to find exactly the car you want. You should also use other online classified ads such as AutoTrader.com. eBay Motors.com. CarGurus.com and Craigslist .

There are, of course, many places to shop for a used car, such as independent used car lots. the used car section of a new car dealership and, more recently, used car superstores. One such store, CarMax. makes it easy to search its inventory to find a good used car to buy at a no-haggle price. Another resource is online peer-to-peer car buying and selling, including such companies as Beepi , Carvana , Tred  and Zipflip. Their services vary, but can include car inspections, warranties and return policies.

Step 5: Check the Vehicle History Report

Before you contact a used-car seller, you should get a vehicle history report for the car you’re interested in buying. This is an essential first step: If the report is negative, you should not go any further with this car.

You can access vehicle history reports, which are sold by several different companies, by the vehicle identification number (VIN) and even by license plate. AutoCheck and Carfax are the two best-known sources for vehicle history reports. These reports can reveal vital information about the used car, including whether it has a salvage title. which means it has been declared a total loss by the insurance company, or if the odometer has been rolled back.

Step 6: Contact the Seller

Once you find a good prospective car, call the seller before you go to see the vehicle. This is a good way to establish a relationship with the seller and verify the information in the ad. Sometimes the seller will mention something that wasn’t in the ad that might change your decision to buy the car. Have our Used Car Question Sheet handy when you’re calling to prompt you to ask key questions. You will notice that the last question is the asking price. Although many people are tempted to negotiate even before they have seen the car, it’s better to wait. Once you see the car, you can tie your offer to its condition level.

If, after talking to the seller, you are still interested in buying the car, set up an appointment for a test-drive. If possible, make this appointment during the daytime so you can see the car in natural lighting and more accurately determine its condition.

Step 7: Test-Drive the Car

Test-driving a used car not only tells you if this is the right car for you but also if this particular car is in good condition. On the test-drive, simulate the conditions of your normal driving patterns. If you do a lot of highway driving, be sure to take the car up to at least 65 mph. If you regularly go into the mountains, test the car on a steep slope. For more on what details to look for, read How to Test-Drive a Car .

After the test-drive, ask the owner or dealer if you can see the service records to learn if the car has had the scheduled maintenance performed on time. Avoid buying a car that has been in a serious accident or has had major repairs such as transmission rebuilds, valve jobs or engine overhauls.

Step 8: Have the Car Inspected

If you like the way the car drives, you should have it inspected before you negotiate to buy it. A pre-purchase inspection can save you thousands of dollars. You can take the car to a trusted mechanic for a thorough inspection or request a mobile inspection. A private party will probably allow you to do this without much resistance. But at a dealership, it might be more difficult. If it is a CPO car, there is no reason to take it to a mechanic.

Step 9: Negotiate Your Best Deal

Negotiating with a private-party seller can be a quick and fairly relaxed process. Negotiating with a used-car salesman will take longer and can be stressful. Here are some basics about negotiating .

  • Only enter into negotiations with a salesperson or private-party seller with whom you feel comfortable.
  • Make an opening offer that is low, but in the ballpark based on your TMV research in Step 3.
  • Decide ahead of time how high you will go and leave when you reach your limit.
  • Always be prepared to walk out: This is your strongest negotiating tool.
  • Be patient. Plan to spend an hour negotiating in a dealership. and less time for private parties.
  • Leave the dealership if you get tired or hungry.
  • Don’t be distracted by dealer pitches for related items such as extended warranties or anti-theft devices.

Step 10: Close the Deal

If you are at a dealership, you’ll conclude the deal in the finance and insurance (F



10 Tips for First-time Car Buyers – Kelley Blue Book #second #hand #cars


#auto buyer
#

Auto News

10 Tips for First-time Car Buyers

Posted: 8/7/2013 12:15:34 PM

It doesn’t matter whether you’re a recent grad with your first real job or someone other than the prototypical first-time car buyer, the car-buying process is never filled with as much uncertainty as it is the first time. But no matter how much affection we develop for our high school hand-me-down or skateboard, at some point it’s time to move on. Being a good first-time car buyer isn’t easy, but if it’s worth doing and it is it’s worth doing well.

To that end, we’ve come up with some tips to help with the process. First, a little history: Car buying began in parallel with the first car sold. And despite credit given to Karl Benz for the automobile’s invention, we’ve not been able to find its first-time buyer. We’re guessing, however, Karl (under a banner reading “Karl’s First Cars”) unloaded it on an unsuspecting first-timer, probably a recent technical college grad with more short-term enthusiasm than long-term perspective.

We’ve compiled this list as a Top Ten, more than a little bit like Dave Letterman would compile it if, of course, Letterman cared about what you drive. (Dave has a small collection of exciting cars to stoke his fire along with a racing team. ) Without further delay, a few tips on what to buy, how to buy it and where to buy it.

10. Establish a realistic budget

This figure is generally based on what you can afford per month. The ideal is to pay cash, but in most instances when considering a new (or just newer) car, the nature of the transaction price often requires the leverage of financing. So, look at your cost of living in all the more important areas, like shelter, food, health insurance and Happy Hour. Once those are calculated, the remainder could be spent on a car payment, fuel, car insurance and for cars without a warranty mechanical maintenance.

9. Know what you can spend monthly

While this may look similar to #10, your level of indebtedness is different from your monthly commitment. Neither one for a first-time buyer should be out of balance in comparison to your other assets (at this point in your life those assets are probably limited to your most recent purchase at H M). If you’re financing, figure $25/month for every thousand dollars that you borrow for 48 months, and $20/month on 60-month financing. It follows that every $10K borrowed is $250/month for four years, and $200/month for five. Again, this is the base obligation; insurance, fuel and periodic maintenance are above and beyond this.

8. Establish your transportation needs

We know. Despite our cautionary note, you have short-term enthusiasm UP TO HERE. A MINI Convertible or Fiat Cabriolet may be the car of the moment, but is it going to work for you as a day-in/day-out piece of transportation? Conversely, you may think you need a minivan or pickup for ALL OF YOUR STUFF, but on those occasions when you’re moving to a new apartment or, uh, moving home, you can rent a pickup. Given the cost of fuel, insurance and in many cities monthly parking, don’t buy what you don’t need. And perhaps consider renting what you need, only when you need it.

7. Identify and prioritize your wants

This runs a bit counter to the previous tip. The first-time purchase doesn’t need to be your be-all/end-all acquisition, but you should still pay attention to your want list, as this isn’t a process you need to repeat every 18 months. Better to stretch a bit for those things in a car that satisfy you, than to be hit over the head and pocketbook with buyer’s remorse before you’ve emptied the first tank of gas. If getting what you want costs $40/month more, spend it and skip a couple Happy Hours.

6. Do your research (it’s never been easier)

In that you’re reading this at one of the foremost websites for car purchasers, online research is also intuitive. There is, at this point, an amazing amount of both information and perspective on new cars and their late-model alternatives. Once you’ve digested it all, balance it with your gut instincts or those instincts of someone whose gut you trust. And be proactive; if you see someone with a car you have an interest in and they’re not doing 90 miles per hour stop and ask them about their ownership experience.

5. Locate a convenient dealer

For most of car-selling history (we’re talking to you, Karl) the act of buying a car for the first time has run akin to getting a colonoscopy for the first time: Come in, lay down, you’re not gonna’ feel a thing. But despite our almost inherent misgivings, the salesman on the showroom is closer to a normal person than you might think. Most of the abnormal ones we’ve heard from reliable sources end up selling something less precious; let your parents worry about them. And while new and late-model cars have never been more reliable, they still need attention and that attention should be easy to access. When weighing a couple of choices let’s say Mazda3, Kia Soul and Honda Civic compare dealer locations and, if all other things are equal, showroom environments. We tend to stay away from dealerships where two-thirds of the sales staff is sitting or standing at the front entrance.

4. Take a test drive

With all of the online sources available for your basic research, we believe the importance of the test drive has been marginalized. Virtually nothing is more important in your decision process than how you feel behind the wheel. And so many variables come into play seat height, wheel adjustment, steering feel, throttle tip-in, outward visibility, control layout, etc. that you simply must spend a reasonable amount of time driving the car. And that time should be more than five minutes on someone’s idea of a stop-and-go test route. Take at least half an hour, while trying stop-and-go, freeway merging and freeway speeds. And if your sales rep you know, the normal guy trying to make a living doesn’t have the 30 minutes, find a time when he or she does, or take the time to find another dealership.

3. Determine the proper purchase price

Once you’ve decided what you like and have already established what you can afford it’s time to arrive at a purchase price. The Kelley Blue Book Fair Purchase Price gives you an accurate idea of what people have paid in your area for the car you have an interest in. A credit union should also be able to provide you with perspective, and may have a contact on the showroom floor. An important note regarding referrals: Get the referral before taking another salesman’s time for a walkaround and demo. Most of these people work on commission, and commissions are notoriously small. If you plan on working with a referral, start with a referral. Finally, when discussing what you want to pay, don’t reveal a “per month” number; that’s the oldest trick in the book. If you’re thinking you can budget $20K and you’re looking at a $25K car tell ’em $20K. You can always work up. while it’s much harder to back up.

2. Secure financing, or know your options

Financing issues are somewhat like the purchase price; there has been an exponential growth in the number of resources. That, however, is mitigated by your lack of credit history or, in an increasing number of instances, marginal credit history. The last thing you want, however, is to be in a room with an F I (Finance and Insurance) rep, and he or she is holding all the cards; the deck if you will is stacked against you. Better to talk with your credit union, bank or insurance provider (many have the capability and desire to finance your purchase), and line up your financing in advance. You can always go with the dealer option if it’s competitive, but never approach it as if the dealer is the only money game in town. This is an important part to get right, so also see our 5 Smart Steps to Financing Your Next Car.

1. Enjoy the process

We know, the above advice makes buying a car seem like an ordeal, but even those with no interest or passion in a car or truck can if the process is given half a chance be stimulated by the sheer variety of options available, and the genuine creativity that goes into today’s automotive menu. With low financing rates and literally hundreds of great cars to choose from, your options have never been better (especially in the “entry-level” category) and car ownership never more rewarding. Take your time in the process, and you’ll be delighted with the outcome for at least the first 48 (or 60) monthly payments.

But What Car?

If you’re looking for affordable fun, check out our list of 10 Coolest Cars Under $18,000. If you skew a bit more toward practicality, see our latest list of 10 Best Back-to-School Cars. And if you’re willing to spend a little more for something more substantial, explore our list of 10 Best SUVs Under $25,000



Knowledge Base #determine #number #of #learners #who #have #completed #different #stages #of #multiple #online #courses,array #formula,blank,calculate,calculatetable,countif,distinctcount,filter,frequency,hasconevalue,if,match,max,min,row,sumproduct,vlookup,iferror,index,small,cubemember,cuberankedmember,cubeset,cubevalue,topcount.,generate #a #list #of #assignees #for #different #projects #based #on #a #competency #matrix,address,indirect,sum #the #largest #5 #of #the #last #10 #numbers #in #a #row #ignoring #blanks,column,offset,subtotal,sum,cortana,sand #dance,powerbi.com,powerbi #desktop,natural #language #queries,convert #a #text #entry #into #its #number #equivalent,len,lookup,mid,rept,text,compute #an #average #for #the #same #day #in #the #past #3 #years,averagex,countax,earlier,format,year,visualising #data #flows #using #custom #visuals,summarise,union,sales #data #modelling #and #interactive #visualisations #of #an #e-commerce #company


#

The firm may or may not have glass sheets of this specific size. The objective is to identify glass sheets, from the inventory on hand, which match customer specifications. If there is no exact match, then one must be able to obtain all inventory items which have the same Thk (MM) and CAT as the customer specified dimensions but the Length and thickness should be more than equal to the customer specified dimensions. The length and width can then be trimmed to match the exact customer dimensions. Furthermore, the result returned should:

  1. List only the Top 30 glass sheets available in inventory; and
  2. List those Top 30 glass sheets in ascending order of wastage (wastage caused when the glass sheet is trimmed to match the customer specified dimensions)

You may refer to my solution in this workbook. I have shared two solutions – one using Excel formulas and the other using Power Query a.k.a. Get and Transform in Excel 2016. Please read the Comments in cells F1, J9 and J16 of the “Solutions” worksheet. The difference between the 2 solutions is:

  1. Formula driven solution This is in range J10:AM14 of the Solutions worksheet. This is a semi dynamic solution (as compared to the Power Query solution). To get the models in ascending order of wastage, one will have to create an Area column in the base data and sort that column in ascending order.
  2. Power Query solution – This is in range J17:AM21 of the Solutions worksheet. This is a dynamic solution. Just change the customer specified dimensions in range G2:J2 of the Data and Query worksheet. Thereafter just right click on any cell in the range below and select refresh.

Posted by Ashish Mathur on November 2, 2016

Here is a simple four column dataset

A simple Pivot Table (with a slicer) created from this dataset looks like this

The objective is to determine the Top 3 users of each week for each slicer selection. Unfortunately, there is no way to sort multiple columns of a Pivot Table all at once. Once may either sort by the Grand Total column or by the individual week wise columns. Since we do not want to sort by the Grand Total column, the only way out is to sort the individual week wise columns. The expected result should look like this:

I have solved this problem by using CUBE formulas. You may refer to my solution in this workbook .

Posted by Ashish Mathur on September 20, 2016

Here is a small sample of a Project matrix which shows tasks to be accomplished for various projects. There can only be upto 6 tasks per project.

From these two tables, one may want to generate another table showing which employees can be assigned to which project (only those employees should be assigned to a project who can complete all tasks). So the ideal solution is to create another column (8th column) in the Project matrix table above which should have a drop down (Data Data Validation) for every project showing which employees are competent for that project.

Here’s an illustration :

Assuming that the Project matrix is in range A1:G4 (headers are in row 1)

  1. In cell H2 (for Project1), the drop down should show Jane, Lynda, Paddy and Tom. Mary should not appear there because she cannot perform one of the 3 tasks required to complete the project i.e. Gardener.
  2. In cell H3 (for Project2), the drop down should show Lynda, Paddy and Tom. Jane and Mary should not appear there because they cannot perform the Digging and Engineering tasks respectively.

The solution is dynamic for the following:

  1. Projects added to the Project matrix Table; and
  2. Tasks added (upto 6 only) or edited in the Project matric Table; and
  3. Employees added to the Competency matrix Table; and
  4. Tasks added to the Competency matrix Table

I have solved this problem by using:

  1. Power Query; and
  2. Formulas in Data Data Validation.

You may download my solution workbook from here or here .

The objective is to generate the numeric code for text code of any length entered in a certain cell. For example, a user will type a certain text code, say ABEJ and the expected result should be 1250. For JABF, the result should be 0126. The text entry and text length are both user determined.

With ABEJ, typed in cell D2, enter this array formula in cell E2

This formula can now be copied down for generating the numeric code for all text codes entered in column D.

Posted by Ashish Mathur on January 28, 2016

Assume a simple two column dataset with dates in column A and numbers in column B. The dates in column A are from January 1, 2013 to December 31, 2016 and numbers in column B are for the period January 1, 2013 to December 31, 2015 (there are no numbers for January 1, 2016 to December 31, 2016).

The objective is to “Compute an average for each day of calendar year 2016. The average should be for the occurrence of that day in the previous 3 years”. Here’s an example:

1. January 1, 2016 was a Friday (the first Friday of 2016) and is in cell A1097
2. In cell B1097, the average should be computed as: Average of the “First Friday of each of the previous 3 years”
3. January 8, 2016 was a Friday (the second Friday of 2016) and is in cell A1104
4. In cell B1104, the average should be computed as: Average of the “Second Friday of each of the previous 3 years”

I have solved this problem with the help of the PowerPivot. You may refer to my solution in this workbook .

Posted by Ashish Mathur on January 17, 2016

Given this dataset, one may want answers to the following questions:

1. Of all those passengers who originated their journey (City of Origin) from Chandigarh, how many terminated their journey (City of destination) in New Delhi via different modes of transport; and
2. Of all those passengers who terminated their journey (City of destination) in Jammu, how many arrived in Amritsar (City of Origin) via different modes of transport; and
3. Of all those passengers who travelled by Bus, how many travelled from City A (City of Origin) to City X,Y,Z (City of destination)

While one can analyse/slice and dice this data using Pivot Tables, one cannot visualize this data very clearly (even after creating a Pivot chart). I have attempted to visualize this data using a software called PowerBI desktop (a free for download and use Business Intelligence software from Microsoft which rolls all of Excel’s BI tools into 1 – PowerPivot, Power Query, Power Map and Power View).

You may download the source Excel workbook and the Power BI desktop workbook from this link .

You may also watch a short video here:

Posted by Ashish Mathur on November 13, 2015

In this workbook. I have Sales data of an E-Commerce Company for 3 months. The typical columns in the base data are:

1. Order Date/Time
2. City to which orders were shipped
3. Order Number
4. Payment Type i.e. Cash on delivery, Net Banking, EMI’s
5. Order Status i.e. Delivered or cancelled
6. SKU’s which the ordered items fall into
7. Products which the ordered SKU’s fall into
8. Categories which the ordered products fall into

Given this simple tabular representation, one may want to analyse and visualize this dataset from multiple perspectives based on user selections, such as

“What was the revenue earned from the Top 5products in the A100 category in April for orders shipped to New Delhi ?”

In this query framed above, the end user should have the leeway to select any/all of the underlined facets. So one can either choose revenue earned or Number of orders. Likewise, one can either select Top 5 products or Top 15 products/Top 5 SKU’s etc.

With relative ease, one should also be able to “Perform an affiliate analysis” showing which categories are ordered together (to study affiliations). Please review this post for an independent discussion on “Affinity Analysis”.

Furthermore, one should be able to perform a free form timeline search such as – “I would like to study growth in Total revenue of March 2-8 2015 over Feb 1-4 2015”

You may download the workbook from the link shared above.

You may watch similar videos showcasing the capabilities of Business Intelligence in MS Excel:

Here’s a video showing the capabilities of this Sales data model

You may also watch this short video to see how I visualized the revenue flow from Categories to Shipping cities during different Order periods using Custom visuals available in PowerBI desktop.

Please feel free to download the PowerBI desktop workbook of the video shown above from here .

For a detailed overview of Sankey diagrams (a Custom visual available in PowerBI desktop), you may refer to my Blog article here .

Another great Custom visual (Sand Dance) which allows data discovery has been shown at this link. At that link, you will also be able to see how I queried the underlying dataset using “Natural Language”.



Top 10 Cheapest Used Cars to Insure #murrays #auto #parts


#cheapest used cars
#

Top 10 Cheapest Used Cars to Insure

Page 3 of 14

Ten vehicles were compared for insurance premium costs. Many factors went into the creation of the Cheapest Cars to Insure list. However, if you consider the list, you ll realize most of the vehicles are small to mid-sized cars. These are the most loved by US insurance companies.

In order to compare vehicle insurance costs, we went to the Highway Loss Data Institute (HLDI) for accurate research material. For their information the HLDI considers insurance coverage in six different areas. These include property damage liability, comprehensive personal injury protection, medical payment, collision, and bodily injury. Insurance companies, of course, do look at other elements when they determine what your vehicle insurance costs will be. Some of the other factors that they consider include, your driving record, your area of residence, and the amount of miles driven each year, age, gender and your credit history can all have an impact.

Page 4 of 14

1. Cheapest Used Car to Insure: Buick Lucerne

When it came to evaluating insurance costs, the 2008 Buick Lucerne came out on top. It s quite the norm for the larger more boring cars to have lower insurance premiums. For a good reason they aren t race cars, they don t have extra parts that are incredibly expensive to replace, and they aren t souped up performance cars that are going to hit the insurance companies hard if the vehicle is in an accident.



10 lesser known effects of health care reform law #health, #10 #lesser #known #effects #of #health #care #reform #law, #cnn.com


#

10 lesser known effects of health care reform law

CNN Explains: Health care reform 03:24

Is your doctor prescribing you certain drugs because those are the best for your condition or because of a pharmaceutical company’s influence? Here’s one way you can find out.

The Physician Payment Sunshine Act under health care reform requires drug, device or medical supply companies to report annually certain payments or things of value that they’ve given physicians and teaching hospitals. This could be speaking fees, consulting fees, meals and travel. So, you can find out which and how much companies pay doctors or health care workers. The companies are obligated to report annually about physician ownership and their financial investments.

All this would be available on a public website.

Effective date: Final rule is expected December 2014.

2. More breastfeeding rooms and breaks

Many working mothers now get a more appropriate place for expressing breast milk than they had before. Employers must provide “a place, other than a bathroom, that is shielded from view and free from intrusion from co-workers and the public, which may be used by an employee to express breast milk.”

Nursing mothers also can take “reasonable” breaks during the workday to express milk, as frequently as the mother needs. The exception is companies with fewer than 50 employees, which can claim it’s an undue hardship.

Effective date: March 23, 2010.

3. Caloric reality at every major chain restaurants

The law requires restaurants with 20 or more locations to list calorie content information for standard menu items.

Under the law, you would walk into a place like McDonald’s and see calories listed under every menu item — Big Mac (540 calories), McNuggets (10 pieces- 470 calories) and medium fries (380 calories).

The law requires restaurants with 20 or more locations to list calorie content information for standard menu items on menus and drive-through menus. Other fun facts like fat, saturated fat, cholesterol, sodium, total carbohydrates, sugars, fiber and total protein would have to be made available in writing upon request.

So far, there is mixed evidence about whether calorie postings sway nutritional choices.

The rule also extends to vending machine operators who own or operate 20 or more vending machines. The FDA issued a report in April 2011, and left out movie theaters among those establishments required to post calories. So, if implemented, you can tell how many calories your sandwich has at Subway, but you won’t be able to tell how many calories your buckets of popcorn have at the movie theater.

Effective date: The FDA has not yet issued a final rule, so there is no time line on its implementation.

4. Abstinence-only education

The health care legislation renews $50 million per year for five years for abstinence-only education. According to the Department of Health and Human Services, “programs that receive this funding must teach that abstinence from sexual activity is the only certain way to avoid out-of-wedlock pregnancy, sexually transmitted diseases, and other associated health problems.” And they also have to teach that sex before marriage is “likely to have harmful psychological and physical effects.” For every four federal dollars a state receives, it must match $3 (75% of the federal money, in other words).

5. Flexible spending accounts stiffen

Flexible spending accounts previously could be used to buy over-the-counter drugs and vitamins. As of 2011. the accounts became restricted to prescription drugs, although in some cases a doctor can “prescribe” over-the-counter medicines to make them count. Health care related purchases that still qualify include condoms, contact lens solution, home diagnostic tests and bandages.

But note that in 2013, your contribution amount to these accounts will have an annual limit of $2,500; previously there was no limit.

Effective date: January 1, 2011, for the medication provision; January 1, 2013, for the contribution limit.

6. Tanning will cost you

The UV-emitting tanning devices have been classified as “carcinogenic to humans” by the International Agency for Research on Cancer, which is part of the World Health Organization. Indoor tanning has also been banned for minors in California because of the potential for skin cancer.

Effective date: July 1, 2010.

7. Support for wellness programs at work

Face it, staying healthy in a stressful workplace with the tempting soda machine in the break room can be tough. But the health care reform law gives companies incentives to start wellness initiatives.

Small business got incentives in 2011, when companies with fewer than 100 employees working at least 25 hours per week became eligible for wellness program grants. The law sets up a $200 million grant program from 2011 to 2015.

As of 2014, participants in wellness programs generally can get discounts or rewards from their employers of up to 30% of the cost of their health care premiums (currently, the maximum discount is 20%). That reward can go up to 50% if the secretaries of Labor, Health and Human Services and the Treasury deem it appropriate.

Effective date: January 1, 2011, for the small business and January 1, 2014, for the potential discount raise.

8. Free preventive care

Mammograms, physical exams, colonoscopies, vaccinations — these are among the preventive care services that will be fully covered by insurance companies.

This requirement kicked in for new health insurance plans that began on or after September 2010. Examples of preventive care include screenings for cholesterol, diabetes, HIV and sexually transmitted diseases, which are covered without a co-pay.

For women, this would also cover genetic counseling for the BRCA gene for women at higher risk of breast cancer, mammograms every one or two years for women over age 40 and HPV DNA testing every three years for women. For kids, the services include autism, vision, developmental and lead screenings. The complete list is available here.

Effective date: All health insurance plans must comply by 2018.

9. Home visits to expecting families

The law also includes funding support for early childhood home visitation for people expecting children and families who have young children. Professionals come to the home to provide information and support. The aim is to reduce child abuse and neglect, promote the health of mothers and their children and prioritize high-risk populations. Research supports such positive outcomes. The health care law provides $1.5 billion for related state-based initiatives over five years.

Effective date: Began in 2010 with $100 million for fiscal year.

10. Health plans you can read

Have you ever been confused by the language in health insurance plans?

The health reform law requires health insurers and health plans to provide concise and understandable information about the plan and its benefits. According to the Health and Human Services press release, “The new rules will also make it easier for people and employers to directly compare one plan to another.”

Patients have a right to two key documents to understand and compare their health insurance choices: a comprehensible summary of benefits (which is standardized similar to nutrition facts on packaged foods) and a glossary of terms of health insurance coverage.

Effective date: September 23, 2012.



Top 10 Car Websites in South Africa #buying #used #cars


#car websites
#

Top 10 Car Websites in South Africa

by Dalene Ingham-Brown on 13 November 2012

If it packs va-va-voom, then it s on this list. These top ten car blogs and websites in South Africa bring you the latest in motoring news and reviews, tips and tricks.

Landing themselves in various different categories, here is a quick list of our pick for the most informative, helpful websites around.

News and Reviews

Car Mag is the cool son of the Car magazine print title that was born in 1957. The Car Mag blog s updates offer candid, personal views on all things motoring. Why s this site greater than great? Well, it allows you to submit your own articles to its online community, and even has a mobile version to make handheld browsing a breeze. That s neat. Without a doubt, one of the best South African car blogs.

Wheels24 s slogan is Motoring News. First. and that s exactly what they provide. Falling under the Media24 umbrella, Wheels24 diligently brings its interactive audience daily updates on everything from news releases to the glitz and glam of motor shows.

SA Car Fan brings you the latest motoring news daily. as promised. Its fresh news and down to earth reviews give its readership what they re looking for: honesty. Other updates introduce the newest car models on the market while their website video channel hosts an entertaining collection of motoring gems.

TopCar brings readers the freshest news and motoring nuggets from the relm of motorsport, first drives and road tests. What makes this one of the coolest car blogs in South Africa? Each car that has been road tested gives readers the opportunity to contribute their ranking of the vehicle by use of a five-tier star rating system. It s a brilliant way to get a fair overview of showcased vehicles.

Motoring journalist Ray Leathern is a proud member of the South African Guild of Motoring Journalists (SAGMJ), and manages his own website, Autocirca. Featured in almost every motoring publication under the South African sun, Ray s first drive reviews are not to be missed. Always managing to bring the fast paced world of motoring to readers in a passion filled, entertaining and simplistic way, Autocirca gets the quirky award.

Travel

Calling all serious off-roaders, adventureres, outdoorsy people and nature lovers. Leisure Wheels brings you off the beaten track adventures with its focus on 4×4 s and exciting southern Africa destinations. The best car blog South Africa offers in its genre.

Our trusted friend, AA. pioneered roadside assistance in South Africa and now they bring us their expert advice. The website s pool of motoring and travel tips are hugely informative and make for easy reading. Their calculators and tools deserve a high-five; they really do their part in making it easier to plan road trips.

Technology, Design and Features

Popular Mechanics. Popular offline, popular online. As is expected, the website blog brings readers the most exciting science and technology breakthroughs of the century, as well as the latest news on everything with wheels. and more.

Commercial

When you re in the e-commerce trade of new and used cars, there s no better way to add value for your users than to provide them with a constant stream of motoring news and reviews. Autoworld gives those looking to buy vehicles the latest industry news for juicy reading in between picking their dream car.

Cars is another e-commerce site successfully adding value to those who end up on their website. Apart from the updated motoring, transport, road closure and regular industry related news, the website also offers informative articles that help you through the different stages of buying a car.

These are our pick of the top 10 car blogs in South Africa. Did we miss an outstanding one? Comment below and let us know.

Dalene Ingham-Brown

Title: Blog Contributor

Affiliation: Drive South Africa Blog

Passionate about travel, social media and making lists, Dalene is on a mission to nurture her love for camping in South Africa.



Top 10 Places to Buy a Used Car #guaranteed #auto #financing


#where to buy used cars
#

Top 10 Places to Buy a Used Car

PORTLAND, Ore. (TheStreet ) — Just because a car is used doesn’t mean it’s a great deal.

Depending on where you live, the price of a used car on a dealer’s lot or even in a listing on Craigslist can be considerably more than what someone on the other side of the country is paying. Supply, demand and the general economy of the surrounding area mean there might be better deals just a few towns away or across the state border.

“Prices can vary substantially from city to city, and depending on where you live, it may pay to look beyond your ZIP code to find greater savings,” said Langley Steinert, founder and chief executive of used car pricing site CarGurus.

New car sales jumped 13.4% last year as Americans made their way back onto dealer lots. Still, they did so reluctantly; automotive data service revealed last year that the average age of cars and light trucks on U.S. roads is roughly 11 years. That’s up from 8.9 years a decade ago and 9.8 as recently as 2007. New car sales slumped during the 2008 and 2009 recession years as U.S. drivers squeezed as much mileage out of their old cars as possible.

By holding onto their used cars, consumers threw off a very delicate balance and decimated used car supplies. According to Manheim Consulting ‘s Used Vehicle Value Index. used car prices actually fell 0.8% last year, but jolted up 1.2% in December as Superstorm Sandy reduced an already small supply. Dwindling new car inventory and used car lots already emptied of 2- and 3-year-old vehicles are keeping prices high as sales rose 5% in 2012 and more than 10% from 2010.

That makes even the most utilitarian and undesirable used vehicles a popular commodity these days. Manheim found that owners looking to sell their old Toyota ( TM ) Camry, Honda ( HMC ) Accord or Ford ( F ) Fusion will make an average 2% more on the deal than they would have last December Even used pickups and vans have benefited, with demand accelerating 2.6% and 0.2% respectively within the past year.



Top 10 Sites to Buy a Used Car in UK #chicago #auto #show


#used car sites
#

Top 10 Sites to Buy a Used Car in UK

TOP TEN PLACES TO LOOK FOR USED CARS IN UK

Used cars can be tricky unless there is ample trustworthy information on them for the prospective customers to buy. There are plenty of sites vying for each other to earn the trust of the buyers. A list of top ten sites has been selected among them to help and guide the clients so that they can go through them and learn about the features and specifications about the used cars.

Thisismoney.co.uk tops the list. Though the site has many other things to offer such as market, pension, loan etc the site’s comment on the best used cars prove to be too valuable for the browsers. Just to underscore the site’s reputation, the site has won the best financial site of the year. Experts such as Lee Boyce and many others from the motoring magazine Auto Express share their views on the used cars.  Cars featured on this site are VW Golf, Rover75,Ford Focus, Ford Fiesta; BMW3Series,Mini Cooper, Vauxhall Corsa, Renault Clio, Tayota Yaris and Peugeot 206. The price range of these cars can be around £10,000.

 Whatcar.com comes second in the list having a wide range of used cars to offer. According to the site, this happens to be Britain’s biggest site for car dealing offering hundreds of reviews and tips when it comes to buy used car.

Cars.uk.msn.com is another place to look for used cars. Cars can be browsed through priced around £5000. Cars featured on that site are Lexus, Ford Puma, Seat Ibiza, Fiat Multipla, BMW5 series etc. Besides detailing of the cars, the site also has exclusive photos of them. Parker (tagged as ‘for the smart car buyers’) also offers plenty of used cars’ info Toyota, Ford, Audi are some of the cars that have been featured.

Autotrader.com happens to be another site that provides information on quality used cars. It’s trusted and features to be one of the best among used car sites.

Autotrader.co.uk is another site that has been included in the list. The user friendly interface is quite easy to navigate which makes this site popular in the used cars category.

Motors.co.uk has plenty of information on the used cars to provide such as the BMW 3 series, Ford Focus, Volkswagen Golf, Honda Civic, Audi A4, Toyota Aris, Ford KA, Mercedes C Class etc.

Trusteddealers.co.uk is another place to know in details about the used cars. The site has claimed to provide the buyers the best because there is monetary transparency during the dealing. Besides, every car has been checked and warranty is included.

Buyyourcar.co.uk happens be another site on the list. This site is also among the popular sites in UK that give detailed and specified info on used cars. Some of the cars featured on the site are VW, Vauxhall, Peugeot, Audi, Nissan, Toyota, Honda, BMW, Mini etc. The detailed information usually includes valuable and techno-savvy reviews that cover prices and features etc.

Vcars.co.uk is the second-last site on the list.  The site claims to have 2000 dealers in all over UK with over 120,000 used car offers that have been kept on updated on the daily basis. Some of the cars featured on the list are Volkswagen, Ford, and Toyota etc.

Parker.co.uk is the last site on the list which is in presence from since 1999. Along with the best used car deals, it also offers car reviews, car buying tips and comparisons. A great site for even a novice buyer.



List of Top 10 automobile companies in India, 2015 # #top #automobile #companies #in #india, #top #indian #automobile #companies, #top #10 #automobile #companies #in #india, #top #5 #automobile #companies #in #india, #top #ten #automobile #companies #in #india, #top #automobile #companies, #list #of #top #automobile #companies #in #india, #top #10 #automobile #company #in #india, #top #automobile #company #in #india, #top #10 #automobile #companies #in #india #2015


#

Top automobile companies in india

Starting from the era when there was too slim of a variety of cars available in Indian market, Indian automobile industry has come up a long way to have a diverse array of cars these days. There are a number of top automobile companies running their operations in India, which again have a range of models in different segments of cars. However, while looking for top 10 automobile companies in India, one name that would always lead the list is Maruti Suzuki India. Maruti Suzuki has consistently been the dominant leader in the Indian automobile industry. However, there are also other big names like Tata Motors, Mahindra and Mahindra, Hyundai Motors, Hindustan Motors etc.

During its early days, the most of the Indian car auto manufacturers banked upon foreign technologies. But the scenario has changed over the years and currently, the Indian auto manufacturers are using their own technology. Due to the growing pace of Indian automobile market, a number of car manufacturers including the global leaders have locked their horns in the Indian auto market.

After the recent setback due to the global recession, the Indian automobile market has again started to grow up. Though the auto sales except commercial vehicles started creeping up since the beginning of this financial year, it’s only the month of September 2009 when the market saw buoyant sales. It fuelled optimism in the industry. The retail trade also started soaring up. The auto sales saw a 9.6% rise in the month of September with a sale of 1,092,262 units. The passenger vehicle sales also grew by 20.32%. The two wheeler market was also augmented by 7.67% during the same period with a total sale of 838,150 units. The same trade is applicable for the three-wheeler market, which saw a growth of 13.51% (with sale of 41,137 units) during the same period.

List of Top 10 Automobile Companies in India (Figures in Crores)

About Top Automobile Companies in India

Tata Motors

Tata Motors is the largest automobile company of Asia headquartered in Mumbai, India. Annual Projected revenue for 2010-11 is US$ 27.629 billion. It also occupies the number one position in commercial car segment. Tata Motors enjoys 31.2% of market share in the multi-utility vehicles, which in luxury car segment, it has 6.4% market share. Most of the Tata Motors’ vehicles are sold predominantly in India and over 4 million vehicles have been produced domestically within India.

Tata sold 52,531 units of vehicles during September 2009, comparing to 49,647 units during September 2008 (a growth of 6%). In domestic market, Tata Motors sold 49,650 units during the same period, comparing to 45,234 units in September 2008

Maruti Suzuki India Limited (MSIL) –

Maruti Suzuki India is an undisputed leader in the Indian automobile industry. Started its journey in February 1981 as Maurti Udyog Limited, the company created history in the Indian automobile market with its hugely popular four-wheeler model Maruti 800. The company became the first Indian automobile company to manufacture one million vehicles in 1994. The company became Maruti Suzuki India Limited on September 17, 2007.

Maruti’s average revenue for the year ending 2010-11 is US$7.13 billion. Maruti sold 83,306 units of vehicles in September 2009, comparing to 71,000 units in the same month in the previous year (with a growth rate of 17.3%). It also exported 11,712 units during September 2009, comparing to 6,318 units in the same month in the previous year (with a growth rate of 85.4%).

Hyundai Motor India Limited (HMIL) –

Hyundai Motor India Limited, founded in 1998 and a subsidiary of Korean auto giant Hyundai Motor Company, is the second largest car manufacturer in India. It is also country’s largest passenger car exporter. Hyundai Motor came very close to the hearts of the Indian auto lovers through its flagship model Santro.

After the recession, Hyundai Motor saw a growth rate of 25% in the domestic market. During September 2009, HMIL sold 53,804 units, comparing to 46,218 units during September 2008. In the domestic market, it sold 27,803 units in September 2009, comparing to 22,311 during September 2008. The overseas sales during the same period also grew up 9% as it sold 26,001 units in September 2009, comparing to 23,907 units during the same month in the previous year.

Mahindra & Mahindra Limited (M ?>


2015 Canadian International Auto Show in Toronto: 10 cars to see #car #for #sale #by #owner


#toronto auto show
#

2015 Canadian International Auto Show in Toronto: 10 cars to see

Published Thursday, February 12, 2015 2:27PM EST

The Toronto car show can be overwhelming. Many people spend too much time waiting to slide behind the wheel of a BMW M3, only to realize they’ve missed out on checking out a supercar in a different building.

Save yourself the hassle, just worry about checking out these ten must-see vehicles at the show.

Gearheads have been drooling over this car since it made its official debut at the Detroit auto show. Well, prepare to pull your jaw off the ground after seeing this gem in Toronto.

Sharp, angular edges hint at the NSX’s powerful, yet modern cabin. The supercar’s rear wheels are powered primarily by a twin-turbo V6 coupled to a nine-speed DCT transmission. Two electric motors, meanwhile, power the front wheels – effectively providing four-wheel drive for the NSX.

Maserati Alfieri Concept

Making its Canadian debut at the show, the Maserati Alfieri Concept is sure to stun showgoers with its graceful body contours and Italian flair. It’s only fitting that a car designed to celebrate Maserati’s 100th anniversary is this gorgeous.

Exactly what’s powering this thing, and how much will it cost? As is the case with many concept cars, nothing is confirmed. But – this luxury model is an indication of what the next Maserati could look like.

2015 Hyundai Tucson Fuel Cell

Ok, I’ll admit this Hyundai won’t be turning heads. There’s no Italian design or Germanic power here, but pay attention to this car. Why? It’s the first production fuel cell electric vehicle that will be available in Canada.

Sure, you have a better chance of finding snow in Mexico than finding a hydrogen station to fill ‘er up, but on the positive side, this Hyundai has a range of 425 km on one tank. Also, nothing but water comes out of the exhaust.

Infiniti Q80

The Q80 isn’t a car you’ll find in a dealership anytime soon. Rather, the Q80 is Infiniti’s hint at what’s to come from the Japanese automaker. It’s not just a concept car based on bold, stretched curves, but on smart and connected technology too.

Infiniti says the Q80 is an autonomous car, meaning that it can drive itself. There’s also a hybrid powertrain under the hood to keep things green.

Jaguar Project 7

The Project 7 is an F-Type on steroids, borrowing some design inspiration from the classic D-Type that won Le Mans three times.

The high-performance sports car from Jaguar has a lightweight all-aluminum body that wraps around a 5-litre supercharged V8. It’ll hit 100 km/h in 3.9 seconds before topping out at 300 km/h.

Don’t get too attached, all seven Canadian models have been sold.

2016 Audi TTS Coupe, Roadster

Audi’s small sports car has been redesigned for the next model year. The new look blends styling cues from modern Audi design language with the TT’s original lines.

For the third-generation model, Audi is equipping these two-door cars with an all-digital instrument cluster in a move that’s designed to reduce driver distraction.

MINI Superleggera Vision

This is car is the most extreme MINI at the show. It’s as if a British car went to get a suit from an Italian tailor, and walked out of the shop looking like this.

It’s a hand-made concept, a collaboration with Italian design and tuning shop Touring Superleggera.

The swooping hood and wide-mouthed rear are uncharacteristic of Mini cars, but this model offers a drastic look at what happens when the British and Italians team up.

2015 Dodge Charger SRT Hellcat

If straight-line speed is what gets you excited, check out this Charger, which Dodge claims is the fastest and most powerful production sedan in the world.

All that oomph comes from a 6.2-litre supercharged HEMI V8 that pumps out an intense 707 hp for a top speed of 328 km/h.

The big front grille and hood scoop isn’t just for show. Those body modifications are necessary to properly cool such a big engine, and to feed the superchargers enough air.

Did I mention it’s made in Canada?

2016 Mercedes-Benz AMG GT S

This is the car that little kids will want as a poster hanging on their bedroom walls, and the car that grown adults will want on their driveways.

Its wide, gracefully curved body makes the GT S one of the most elegant yet athletic vehicles at the show. Power comes from a beefy 4-litre V8 biturbo engine tuned by AMG, which is the performance arm of Mercedes. The 510 hp engine will get the GT S up to legal highway speed in 3.8 seconds.

Possible deal breaker? No back seats.

2017 Ford GT

The GT dropped jaws when Ford unveiled it to the world in Detroit last month, and now we’ve learned that there’s a Canadian connection.

The 2017 GT will be built in Markham, Ont. beginning later next year, but you can check it out now at the Toronto show’s Ford booth.

The mid-engine car features a twin-turbo V6 engine that’s designed to pump at least 600 hp to the rear wheels. Carbon fibre construction means the weight is kept low, so this car should deliver dramatic results on the road.



Top 10 Medical Schools #top #medical #schools, #medical #school #rankings, #us #news, #princeton #review, #top #10 #medical #schools, #mcat #scores, #medical #school #search, #medical #school #finder, #good #mcat #scores, #premed, #kaplan, #princeton #review, #medical #students, #medical #school, #admissions #essay, #medical #school #admissions, #match, #financial #aid, #essay, #essayedge.com, #personal #statement, #medical #schools


#

Top 10 Medical Schools

Click here to see each of the Top 10 med schools

Yearly medical school rankings are always a point of debate among medical schools and medical students. No single method for determining these rankings works perfectly, and every institution feels it should be ranked higher.

What should be weighted? What matters more, debt load or NIH grant funding? Having two lists – research and primary care – deals with this problem a little, but it also points out where weaknesses reside.

Medical school finder. See how your MCAT scores and GPA would fare at ranked medical schools across the country.

According to our proprietary ranking tool (accessed at top right), StudentDoc’s Top 10 medical schools for 2014 are as follows:

Compare these medical schools to the US News rankings of top graduate schools:

Top 10 medical schools for 2014 (research):

Top 10 medical schools for 2014 (primary care):

1. University of North Carolina, Chapel Hill
2. University of Washington
3. Oregon Health and Science University
4. University of California, San Francisco
5. University of Colorado, Denver
6. University of Nebraska Medical Center
7. University of Minnesota
8. University of Michigan, Ann Arbor
9. University of Massachusetts, Worcester
10. University of Alabama, Birmingham

Find out what goes into Medical School Rankings

And as you consider where to apply, geography comes into play. Live near home, or take off for regions unknown? Hear the call of the ocean? Want to live where the leaves change colors with the seasons? Check out the Top 10 schools broken down by geographic region:
Med School Rankings: Midwest
Med School Rankings: West and Southwest
Med School Rankings: Northeast
Med School Rankings: Southeast



Top 10 Pharmaceutical Companies in India #pharmaceutical #companies, #pharmaceutical #companies #in #india, #top #10 #pharmaceutical #company #in #india, #list #of #top #10 #pharmaceutical #companies #in #india, #future #growth #of #pharmaceutical #company


#

Pharmaceutical Companies in India

Pharmaceutical Industry in India

India is the world’s third largest pharmaceutical industry in terms of volume and world’s 13th largest pharmaceutical industry by value. The top 8 to 10 companies including Sun Pharma, Lupin, Dr. Reddy’s Labs and Cipla occupy 70 to 80 percent of the Indian pharmaceutical market space. It is estimated

by a Fitch Group company named India Rating that the Indian pharmaceutical industry will grow at a rate of 20 percent during 2015-2020. The domestic market is expected to do better this time as the projected growth rate is 10-12 percent during 2015-16 as compared to 9 percent in 2014-15.

List of Top 10 Pharmaceutical Companies in India

Here are the top pharmaceutical companies in India in terms of their market capitalisation:

Sun Pharmaceutical

Sun Pharma, officially known as Sun Pharmaceutical Industries Limited, was founded in 1983 by Dilip Shanghvi. The company is headquartered in India’s financial capital Mumbai, Maharashtra. Active Pharmaceuticals Ingredients (APIs) and formulations are known to be Sun Pharma’s specialised areas. It targets a wide spectrum of chronic and acute treatments. Its therapeutic segments of over 3000 high quality molecules include psychiatry, anti-infectives, neurology, cardiology, orthopaedic, diabetology, gastroenterology, ophthalmology, nephrology, urology, dermatology, gynaecology, respiratory, oncology, dental and nutritionals. On 15 June 2015, Sun Pharma was India’s largest pharmaceutical company with the market capitalisation valued at Rs. 2,01,706.41 crore. Its products and services may be categorised as below:

  • Formulations
  • Active Pharmaceutical Ingredients (APIs)
  • Over-The-Counter (OTC)
  • Antiretrovirals (ARVs)

Lupin

Headquartered in Mumbai, Lupin Limited is a multinational pharmaceutical company. An associate professor at BITS-Pilani in Rajasthan, Dr. Desh Bandhu Gupta established Lupin in 1968, which is today one of India’s leading pharmaceutical companies. In Pune, Maharashtra, Lupin has a state-of the-art research and development unit. It is one of the fastest growing companies as far as oncology, cardiology, gastroenterology, central nervous system, anti-infective, anti-asthma and diabetology therapies are concerned. Lupin’s market capitalisation amounted to Rs. 77,115.19 crore on 15 June 2015. Its products and services may be categorised as below:

  • Branded Formulations
  • Advanced Drug Delivery Systems
  • Generics
  • Novel Drug Discovery
  • APIs
  • Biotechnology

Dr. Reddy’s Labs

Based in Hyderabad, Telangana, Dr. Reddy’s Laboratories is a multinational pharmaceutical entity. It was founded in 1984 as a manufacturer of APIs. A vast range of pharmaceutical products are offered by Dr. Reddy’s Labs. It has 60 APIs and 190 medications to treat various kinds of ailments. It is now India’s third largest pharmaceutical company in terms of market capitalisation, which was valued at Rs. 56,638.13 crore on 15 June 2015. Its products and services may be categorised as below:

  • Generic Formulations
  • Active Ingredients
  • Pharmaceutical Services
  • Biosimilars
  • Propriety Products

Cipla

Dr. K. A. Hamied set up Cipla Limited in 1935, which is one of the biggest biotechnology and pharmaceutical multinational companies of India today. APIs and formulations are produced at 34 state-of the-art Cipla plants spread across the country. Primarily, medicines for treatments of ailments like depression, obesity, cardiovascular diseases, arthritis and diabetes are developed by Cipla. It is India’s fourth largest pharmaceutical company accounting for a market capitalisation worth Rs. 47,025.38 crore on 15 June 2015. Its products and services may be categorised as below:

  • APIs
  • Formulations
  • Veterinary

Aurobindo Pharma

Aurobindo Pharma was founded by K. Nityananda Reddy and P.V. Ramaprasad Reddy with others in 1986. Headquartered in Hyderabad, Telangana, Aurobindo Pharma Limited manufactures APIs and generic pharmaceuticals. Six prime therapeutic areas of medication addressed by the company are anti-allergic, gastroenterology, antiretrovirals, antibiotics, central nervous system and cardiology. With the market capitalisation valued at Rs. 37,281.76 crore on 15 June 2015, Aurobindo Pharma Limited is India’s fifth largest pharmaceutical company. Its products and services may be categorised as below:

  • Formulations
  • APIs

Cadila Healthcare

The city of Ahmedabad in the western Indian state of Gujarat is home to the head office of Cadila Healthcare that was founded in 1952. The company has around 20 different manufacturing locations across the country. Cadila Healthcare is India’s sixth largest pharmaceutical company in terms of market capitalisation that amounted to Rs. 36,159.61 crore on 15 June 2015. Its products and services may be categorised as below:

  • APIs
  • Formulations

GlaxoSmithKline

One of the oldest and most experienced players in the pharmaceutical industry of India, GlaxoSmithKline Pharmaceuticals Limited was established in 1924. GlaxoSmithKline Pharmaceuticals is one of the world’s top research-based health management and pharmaceutical companies. Major therapeutic areas of medication addressed by the company are anti-infectives, dermatology, oncology, gynaecology, diabetes, cardiology and respiratory products. In addition to that, it provides vaccines for cervical cancer, hepatitis B, hepatitis A, rota-virus, influenza, tetanus, chickenpox, pertussis and diphtheria amongst many. The market capitalisation of GlaxoSmithKline Pharmaceuticals Limited stood at Rs. 27,522.55 crore on 15 June 2015.

Glenmark Pharmaceuticals

Glenmark Pharmaceuticals is an Indian pharmaceutical company founded in 1977 and headquartered in Mumbai, Maharashtra. It specialises in developing and marketing APIs and formulations and covers segments such as diabetology, dermatology, ENT, internal medicine, gynaecology and paediatrics. Glenmark Pharmaceuticals is India’s eighth largest pharmaceutical entity by market capitalisation, which was valued at Rs. 25,045.36 crore on 15 June 2015. Its products and services may be categorised as below:

  • Formulations
  • Active Pharmaceutical Ingredients

Divi’s Laboratories

Divi’s Laboratories was set up in 1990 with the sole purpose of research and development in the life-sciences segment. The company mainly focuses on the development of modern innovative methods of manufacturing pharmaceutical intermediaries and other APIs. It is India’s ninth largest pharmaceutical company by market capitalisation, which amounted to Rs. 23,493.97 crore on 15 June 2015. Its products and services may be categorised as below:

  • Generics
  • Intermediates
  • Protected Amino Acids
  • Chiral Synthesis
  • Carotenoids (Synthetic) and Nutraceuticals

Torrent Pharmaceuticals

Based in Ahmedabad, Gujarat, Torrent Group’s flagship unit is Torrent Pharmaceuticals, founded in 1959. It is a major in therapeutic realms such as central nervous system and cardiovascular, spanning over segments like diabetology, gastroenterology and anti-infectives to name some. Torrent Pharmaceuticals is operational in over 50 countries and has a significant presence in India where it is rated as one of the top 10 pharmaceutical companies operating in the country. On 15 June 2015, the market capitalisation of Torrent Pharmaceuticals was Rs. 21,555.59 crore.

Pharmaceutical Companies in India



10 Tips for Car Detailing – Car Wash Like a Pro #advanced #auto #part


#auto detail
#

1 10 Tips to Clean and Detail Your Car Like a Pro

“Think of the surface of your car as you would your face,” says Mike Schultz, head of new products at Turtle Wax. “It needs to be properly taken care of in order to have a healthy glow.”

Today, it’s easier than ever to do that yourself: Techniques developed by professional detailers have trickled down to passionate car enthusiasts. Auto paint has been improved from the days of lacquer covered with carnauba paste wax, and now it’s more durable and shines longer than ever. That means it’s okay to toss out your old cans of rubbing compound, your leather chamois, and piles of newsprint for buffing and replace them with items like blocks of paint-cleaning clay, microfiber cloths, aloe leather healer, and chemical paint cleaners.

If you’re considering some DIY detailing, proceed with caution. The pro detailers who provided us with these tips are practiced with rotating buffers that clean and resurface paint with wool or charcoal-coated foam pads, and they warn that such machines are not for an amateur Saturday-morning project. But the following 10 steps will help your home detailing go smoothly. The order for detailing tasks, the pros tell us, is important, and begins with the unpainted surfaces of your car.

NOTE: When to See a Pro

When your paint has a scratch that goes down to the metal, the only way to fix it is by sanding and filling the scratch with paint using a tiny pinstriping brush. Pros can blend this type of fix with surrounding paint, but that takes experience. To find a pro, check your local car clubs and shows; usually a few names will surface. The detailer should interview you about your expectations, and then suggest how to exceed them.



10 steps to a great deal on a new-car loan #auto #one


#best used car deals
#

Ch. 2: Your new-car dollar

Here are 10 tips to help you get the best auto loan:

1. Shop the loan separately from the car. Before starting negotiations on the exact car and price, begin the loan application process with credit unions, banks, well-respected online lenders and even your auto insurance company. “Generally, we’ve seen that online banks have been the best,” says Anthony Giorgianni, associate finance editor of “Consumer Reports Money Adviser” newsletter in Yonkers, N.Y. “The little banks might be very competitive,” he says. “A lot of them didn’t get caught up in the credit crunch.” And credit unions rates tend to be about 1 percent to 1.5 percent lower than banks, says Jim Hanson, a vice president at the Credit Union National Association in Madison, Wis.

You can get prequalification for a loan, which would enable you to go to the dealer with a blank check — good up to a specified amount, says Phil Reed, senior consumer advice editor for Edmunds.com. Once you have a solid, written contract with the dealer, only then ask if they can beat the financing deal you already have.

Shopping for a car or just a car loan? Download Bankrate’s auto app for price comparisons, loan calculations and more.

2. Limit your loan shopping to a two-week period. Every time you apply for a loan — whether you are approved, whether you use it — your credit score goes down and it makes it slightly more difficult to get a prime-rate loan. But if you make all of your applications within a two-week period, they count as only one inquiry.

3. Get familiar with your own credit history. Get free copies of your three credit reports, from Equifax, Experian and TransUnion at www.AnnualCreditReport.com. If you want to learn your exact scores from the three agencies, you can order them for a small fee from their individual Web sites. The credit or FICO score you buy is probably not the same one your lender uses, but it should be close. With an auto loan, you have a little more wiggle room in terms of your score. “What’s considered good for a car loan will be a little lower than what’s good for a mortgage,” says Gail Hillebrand, senior attorney with the San Francisco office of Consumers Union.

4. Shop the total loan amount, not the monthly payment. The only time you should consider the monthly payment is when you privately calculate how much you want to spend for your car. After that, don’t discuss monthly payments. Some lenders may focus on the payments to induce you to borrow more money by extending the number of months you pay. That way they make more in interest, and you have to drive your aging car longer.

5. Don’t assume the best. Lenders aren’t obligated to offer you the best rate for which you qualify. In 2007, car dealers marked up loans by an average 1.8 percent on used cars and 0.6 percent on new ones, according to Josh Frank, senior researcher for the Center for Responsible Lending in Durham, N.C. Let the lender know you’re shopping around or already have another offer. You’re more likely to see a better rate. You can find the best available auto loans in your area at Bankrate’s auto rate tables .



Top 10 Car Battery Chargers of 2016 #discount #auto


#auto review
#

Car Battery Charger Review

Car Battery Chargers: What to Look For

Not all car battery chargers offer the same functions, compatibility or charging rates. Look for a unit that can handle your battery type and allows you to safely charge your battery in the time frame you desire. If you don’t want to worry about plugging in the charger, look for a battery booster or jump-starter you can take with you on the road. You may need a charger that can handle lower-voltage batteries commonly used in riding lawn mowers or ATVs. Use our criteria below to find the best car battery charger to suit your needs.

Many battery boosters include helpful battery and alternator testing functions, as well as cooling fans to reduce strain from too much heat. Look for a charger with solid cold-cranking amps, at least 100 amps. A good CCA rating can get your battery going quicker when you jump-start your vehicle. Some battery boosters can function as a short-term power supply and include an LED work light and power outlets you can plug other devices into, such as cell phones, tablets or power tools.



The top 10 must-see vehicles at the Toronto auto show – The Globe and Mail #oem #auto #parts


#toronto auto show
#

Corvette Z06

The Corvette has been many things since it hit the market in 1953 – boulevard cruiser, V-8 phallic symbol, teenage fantasy, etc. Never mind all that. The seventh-generation Corvette (known as the C7) is brilliant, and Z06 is its |ultimate iteration. The ZO6 uses the same hydro-formed aluminum chassis as the standard C7, but adds bigger brakes, track-worthy suspension, and a low-profile supercharger that pushed the V-8 up to 650 horsepower. The Z06 competes with Porsches and Ferraris for a fraction of the price.

Acura NSX

This is the production version of the NSX show car, which first surfaced in 2012. The NSX resurrects a legendary sports car brand, but with a modern twist. Like the first NSX, which debuted in 1990, the new car has its engine in the middle. But that’s where the resemblance ends: beneath the 2015 car’s curvaceous skin is a high-tech hybrid power train that includes an internal combustion V-6 and three electric motors.

Alfa Romeo 4C Spider

The affordable, mid-engine sports car has been an oxymoron for some time now. The Ferrari 458 and Lamborghini Huracan may be beautiful, but they cost as much as a decent house. Ditto for the McLaren 12C and P1. Even the Porsche Cayman and Lotus Evora can run to more than $100,000. But now there’s the Alfa 4C – it starts at $61,995. The 4C brings the traditional benefits of the mid-engine layout (optimized weight distribution and quick-turning response) in a compact, high-tech package. The chassis features a carbon central tub with bolt-on aluminum sub-frames. It’s an Italian exotic, but in a less expensive package.

General Motors

Chevrolet Bolt EV Concept



10 cheapest cars: Why (almost) nobody buys them #lincoln #auto #parts


#cheapest used cars
#

Story Highlights

    Nissan Versa sedan is lowest-price new car at $12,780 Dealers seldom stock bare-bones models Most buyers demand more features

522 CONNECT TWEET 50 LINKEDIN 61 COMMENT EMAIL MORE

Cheap new cars can be a disappointment zone.

If you go looking for the $12,780 2014 Nissan Versa sedan that went on sale Tuesday as America’s lowest-price new car, good luck. Dealers almost never stock the lowest-price model.

They say nobody buys the bottom version, and shoppers say that’s because they aren’t available. Automakers say the so-called “take rate” for the lowest-price version of any model runs from 2% to 5%.

Using that new Versa as an example, the bottom-price model has a manual transmission. Few can or will drive a stick-shift nowadays. Moving up to the conventional four-speed automatic adds $1,000.

And you still don’t have the high-mileage version you probably saw advertised.

That’s the one with the CVT (continuously variable-ratio automatic transmission), which is rated an appealing 40 mpg on the highway. Lowest-price CVT model is the S Plus, starting at $14,580, including shipping.

Suddenly, instead of a chops-licking, less-than-$13,000 new car, you’re getting close to $15,000.

At which point buyers often start thinking about nicely equipped, lightly used cars instead of new ones.

It’s not just Nissan. Most automakers price their vehicles that way.

Of course, there’s more profit in even slightly higher-price models, so that’s what car companies want to make and dealers want to keep on the lot and in the showroom.

In addition to being hard to find, bare-bones cars just aren’t that desirable, even among those who swear they “just want basic transportation.” Often “basic” means sans air conditioning, power windows and a radio.

Power windows sounds like a luxury until you picture yourself reaching from the driver’s seat across the car to hand-crank the passenger-side window.

Using Versa again, the average transaction price is $16,092, according to research and shopping site TrueCar.com. Three cars have lower average transaction prices: SmartForTwo ($14,264), Chevrolet Spark ($14,707) and Mazda2 ($15,528).

Transaction price is all-in, out the door, so it includes taxes and license fees as well as factory rebates, shipping and dealer discounts.

And cheap-to-buy often isn’t cheap to own. A low-price vehicle frequently depreciates faster than a more expensive car, so at trade-in time, the gap between the value of what you have and what you want is pretty big. Depreciation is the single biggest cost of owning a car, but often overlooked because it doesn’t hit until years after you buy the car.

The 10 cheapest new cars in the U.S.

The list was complied by kbb.com and USA TODAY research. Rankings are based on sticker prices, including shipping charges. All are 2013 models except the 2014 Versa.

•Nissan Versa S Sedan, $12,780

•Chevrolet Spark LS Hatchback, $12,995

•Smart ForTwo Pure Coupe, $13,240

•Ford Fiesta S Sedan, $13,995

•Kia Rio LX Sedan, $14,350

•Ford Fiesta S Hatchback, $14,995

•Chevrolet Sonic Sedan, $14,995

•Toyota Yaris 3-door, $15,165



Awards and 10 Best Lists – Kelley Blue Book #auto #safety #ratings


#best used car deals
#

Auto News

KBB.com Awards and 10 Best Lists

Posted: 11/11/2015 4:45:31 AM

Model year after model year, cars just keep getting better. It seems every new vehicle we drive is both more powerful and more fuel-efficient than its predecessor. More comfortable and more fun. More refined, but similarly priced. Choosing a good car is easier than ever, but choosing the best car keeps getting trickier. That’s why several times a year we round up category standouts and staff favorites and bring them together in lists that help make car shopping easier.

Popular Now: The All-New Cars for 2016

This totally redesigned SUV is one of more than 40 new vehicles arriving for the 2016 model year. (You’ve already seen all the new-for-2015 cars, right?)

Buyer’s Guides

Can you name 11 midsize sedans? Or 13 compact SUVs? One of the first steps in the journey toward a new car is knowing all your options. And there’s no better place to start than our Buyer’s Guides. The 10 segments below account for more than 70% of all new cars sold in a year, so there’s a good chance your next car is one click away.

Comparison Tests

Several times a year we gather key models from a popular segment and drive them hundreds of miles over a couple days. For discerning the nuances that distinguish and define today’s cars, there’s just no substitute for extended back-to-back, side-by-side exposure. What we learn in these comparison tests helps inform our awards and 10 Best lists throughout the year.

Build Your Own List

Want to see this year’s most powerful convertibles? Or the most fuel-efficient luxury cars of 2007? The power of our massive database is at your fingertips. Whether you’re more interested in safety or performance, new cars or used, our customizable list generator makes it easy to discover the standouts that matter to you.

For the latest news, reviews and videos on all the new models, start here. If you’re shopping for a used car, you might want to check out our awards archive.



10 Best Used Cars Under $3, 000 #auto #insurance #company


#used cars under 3000
#

10 Best Used Cars Under $3,000

Page 1 of 12

Looking to live your automotive life on the edge? More concerned with stretching your budget to the absolute maximum than with reliability, cosmetics, or style? Or maybe you just need a cheap second vehicle to complement your daily driver. Whatever the case may be, our list of the best used cars under $3,000 pushes the envelope when it comes to taste and/or responsible spending, but it does have the upside of offering a number of very cheap – and in some cases, fun – automobiles for your consideration.

4) Toyota Camry

5) Ford Crown Victoria P71

More Articles Like This

15 Dependable Used Cars Under $10,000

10 Cool Cheap Cars On The Used Market

10 Cool Affordable Used Cars

10 Of The Best Used SUVs Under $10,000

10 Good Cheap Cars For Teenagers Under $10,000



10 Good Used Cars #national #auto #parts


#good used cars
#

10 Good Used Cars

A good used car is one that gets the job done at the right price without causing headaches in the reliability department. It also helps if a used car can offer many of the modern conveniences and features that we have all come to expect in new vehicles. Not everyone has the same driving needs, so there’s no blanket list of the best used cars currently on the market. That being said, we’ve put together a number of good used cars that should cover most of the bases for buyers on a budget who still want to drive a quality ride.

Good Used Cars- 01 – Toyota Camry

Good Used Cars- 02 – Subaru Forester

Good Used Cars- 03 – Ford F-150

Good Used Cars- 04 – Lexus IS

Good Used Cars- 05 – Toyota Corolla

Good Used Cars- 06 – Cadillac CTS

Good Used Cars- 07 – Infiniti G35

Good Used Cars- 08 – Honda Civic Si

Good Used Cars- 09 – Mazda Miata

Good Used Cars- 10 – Lexus ES

More Articles Like This

Best Half Ton Trucks

10 Family Cars With The Best Gas Mileage

10 Things You Need To Know About The 2014 Honda Odyssey

2015 Chevy Tahoe and Suburban Debut in New York

10 Things You Need To Know About The 2014 Porsche Cayenne



10 Cool Affordable Used Cars #buying #used #cars


#affordable used cars
#

1) Pontiac GTO

Are you intrigued by the idea of a forgotten muscle car? With the demise of Pontiac, the GTO has practically fallen off the radar screen for most muscle car enthusiasts. With the Mustang, Camaro, and Challenger taking up space on the used car lots, the GTO has been neglected. But this works in your favor, as prices for the Pontiac GTO have significantly declined. The GTO only had a three-year run from 2004-2006, thanks to lackluster sales due to a boring exterior and high $30k price tag when the car was new. Now you can find a wonderful deal on a used example. Opt for the 2005 or 2006 model, which came with a 6.0-liter LS2 V-8 engine that put out 400 horsepower and 400 lb-ft. of torque. This monster can run 0-60 mph in 4.6 seconds. It s a bit on the older side, but the Pontiac GTO is a cool, high horsepower car that is pretty inexpensive.

Page 3 of 12

2) Mitsubishi Eclipse Spyder

8) MINI Cooper

9) Chevrolet Monte Carlo SS

10) Ford Mustang

More Articles Like This

10 Most Economical Sports Cars For 2012

10 Cool Cars Under $30,000

10 of the Best Sports Cars Under $30k

10 Fast Affordable Cars

Ten Undervalued Cars

10 Affordable Sports Cars for 2015



The top 10 must-see vehicles at the Toronto auto show – The Globe and Mail #car #auction


#toronto auto show
#

Corvette Z06

The Corvette has been many things since it hit the market in 1953 – boulevard cruiser, V-8 phallic symbol, teenage fantasy, etc. Never mind all that. The seventh-generation Corvette (known as the C7) is brilliant, and Z06 is its |ultimate iteration. The ZO6 uses the same hydro-formed aluminum chassis as the standard C7, but adds bigger brakes, track-worthy suspension, and a low-profile supercharger that pushed the V-8 up to 650 horsepower. The Z06 competes with Porsches and Ferraris for a fraction of the price.

Acura NSX

This is the production version of the NSX show car, which first surfaced in 2012. The NSX resurrects a legendary sports car brand, but with a modern twist. Like the first NSX, which debuted in 1990, the new car has its engine in the middle. But that’s where the resemblance ends: beneath the 2015 car’s curvaceous skin is a high-tech hybrid power train that includes an internal combustion V-6 and three electric motors.

Alfa Romeo 4C Spider

The affordable, mid-engine sports car has been an oxymoron for some time now. The Ferrari 458 and Lamborghini Huracan may be beautiful, but they cost as much as a decent house. Ditto for the McLaren 12C and P1. Even the Porsche Cayman and Lotus Evora can run to more than $100,000. But now there’s the Alfa 4C – it starts at $61,995. The 4C brings the traditional benefits of the mid-engine layout (optimized weight distribution and quick-turning response) in a compact, high-tech package. The chassis features a carbon central tub with bolt-on aluminum sub-frames. It’s an Italian exotic, but in a less expensive package.

General Motors

Chevrolet Bolt EV Concept



The 10 Coolest Cars at the New York Auto Show #auto #truck #trader


#ny auto show
#

The 10 Coolest Cars at the New York Auto Show

Slide: 1 / of 10.

Caption: Looking to take a chunk out of Porsche’s 911 sales, McLaren gives us the 570S: a toned down take on its 650S that can still hit 60 mph in 3.2 seconds and top out at 204 mph. Starting price for the brand’s first sports car—rather than supercar—is $184,900.

Slide: 2 / of 10.

Caption: The Civic is the kind of average vehicle gobs of people buy because it’s affordable, reliable, and inoffensive. But at this year’s show, Honda proved it can still excite. This coupe concept, in nuclear-ooze green, is a hint at styling for the tenth-gen Civic, and that’s made us very excited. Honda

Slide: 3 / of 10.

How Humans Ended Up With Freakishly Huge Brains

Manhattan may be a cruddy place to drive, but every April, it becomes a fantastic place to look at cars. The New York International Auto Show is the biggest car show on the continent, and this year doesn t disappoint: The world s automakers unveiled 60 new models at the press preview this week.

Click through the gallery above to see our picks, or, if you re in the New York area, get yourself to the show before it closes on April 12.



Top 10 Best Used Cars for Sale under $2000 in 2014 #auto #bulbs


#used cars under 2000
#

Top 10 Best Used Cars for Sale under $2000 in 2014

It is not true that all the used cars for sale under $2000 are bad or low performance. Sometimes we get access to plenty of vehicles which are quite suitable and best modeled. If you are looking for best models of used cars at economical price, then here are the top 10 best used cars for sale under $2000 in 2014. I am sure you will love to consider any of them and buy a luxurious vehicle to enjoy personalized riding.

10. 2003 Dodge Grand Caravan:

This beautiful Caravan car is a complete luxury car for your family. It has a mileage capacity of 253000 miles and comes with 6 Cyl engine and drivetrain FWD. Overall this Doge Grand is a stylish and beautiful car to go with when you have to remain in budget.

9. 1999 Chrysler Town Country:

This 1999 used car can be have at $1500 or more depending upon your seller. It has about 209000 mileage capacity and comes with transmission FWD with comfortable seats. The style and color is also cool to go with.

8. 1995 Nissan Quest GXE:

For those who love to travel a lot, this 1995 Nissan Quest will be an ideal option. This is a cheap yet wonderful used car you can have at or below $2000.  It has 6-cylinder engine and is able to generate about 170 horsepower. Also the fuel consumption capacity of this car is quite satisfactory.

7. 1993 Buick LeSabre Custom:

Buick LeSabre Custom 1993 is a complete and compact family car. It is quite wonderful for your school children and wife to go out for shopping. This is a fuel efficient and beautiful car with comes with reliable custom facilities and powerful wheels.

6. 1996 Ford Econoline E-150:

This wonderful and gorgeous car is priced something from $1100 to $1500. It comes with mileage of 297300 miles and drivetrain RWD. Its design and look is quite beautiful and you will definitely find this car to be suitable as your family ride.

5. 1999 Pontiac Grand Am SE:

This mid-sized car is quite appealing and wonderful by look. It has two doors and comfortable seating arrangement. With 4-cylinders Pontiac Grand Am SE is ideal for the family car lovers. It comes in plenty of features including powerful steering wheel, and well performing FWD drivetrain.

4. 1988 Buick Century Limited:

The 1888 Buick Century Limited is a soft and descent looking car. It has four doors, drive-train FWD, easy to adjust steering and plenty of other features you will definitely love.

3. 1994 Toyota Camry LE:

Toyota is a famous car manufacturing company. When it comes to buy best used cars for sale under $2000, 1994 Toyota Camry LE is an ideal option. This vehicle is suitable for adventure lovers to take long rides. But if you are not one of them then still you can buy this cost-friendly car for your family.

2. 2003 Honda Civic EX:

Honda Civic EX modeled 2003 is a fully featured and well transformed used car for sale under $2000. It comes with a 1.7L I-4 MPI engine, appealing FWD design and plenty of other features.

1. 1990 GMC Sierra 1500 Special:



Top 10 Cheap Cool Cars for Teens for 2006 #miami #auto #show


#cars for cheap
#

Top 10 Cheap Cool Cars for Teens for 2006

04/05/2006 (updated 05/12/2009) – By Warren Clarke, Automotive Content Editor, Edmunds.com

You’re ready to transition from teen to teen with wheels. but you’re finding the journey from bus rider to car driver bumpier than you’d thought.

Why? Well, you want a new. not a used car. You’ve made up your mind; it’s not open for debate. But you’re discovering that the coolest new cars are priced way beyond your budget. The ones that you are able to afford are, well, a lot less cool than you’d hoped.

Or are they? “Affordable” doesn’t have to be just another word for “lame.” These days, automakers are targeting the youth market (that means you) with accessibly priced vehicles that offer most or all of the things smart young buyers crave: stylish looks, sporty handling, great fuel economy, abundant safety features and a first-rate sound system.

Each of our 10 recommendations may be purchased for under $20,000. And most importantly, you won’t be embarrassed to be seen pulling up in any of these rides at school.

1. 2006 Honda Civic MSRP: $14,360-$21,940.

Best All-Rounder: Available as a sedan or coupe, the Civic is an all-rounder like no other; it’s good-looking, fun to drive and reliable, with a lengthy list of standard safety features, including antilock brakes and full-length side curtain airbags. The Civic also offers a range of four-cylinder engines designed to satisfy everyone from the enthusiast (bake some donuts with the 197-horsepower Si) to the tree-hugger (save the planet with the Civic Hybrid).

  • 2. 2006 Mazda 3 MSRP: $13,710-$19,165.

    Best Handling for the Buck: Mazda’s 3 looks sporty and it’s got the goods to back it up, thanks to nimble handling and two peppy, refined engines a 150-hp, 2.0-liter four-cylinder and a 160-hp, 2.3-liter four (bear in mind that fuel economy suffers with the 2.3). You’ll also dig its upscale interior, which offers stellar materials quality and outstanding design. Side-impact and full-length side curtain airbags are available. The 3 may be purchased either as a sedan or as a four-door hatchback offering up to 17.1 cubic feet of storage behind its rear seat.

  • 3. 2006 Scion tC MSRP: $16,300-$17,100.

    Roomiest (Pseudo) Coupe: Scions offer no-haggle pricing and all the reliability you’d expect from a company that’s a Toyota spin-off. The tC boasts a roomy cabin, brisk handling, ample power from an eager 160-hp inline four, a standard sunroof and 17-inch alloy wheels and a host of standard safety features. You also get a sweet Pioneer sound system with available iPod connectivity. Side airbags and full-length side curtain airbags are optional. This Scion looks like a coupe, but it’s actually a cargo-friendly three-door hatchback; fold down its rear seats and cargo capacity swells to 60 cubic feet.

  • 4. 2006 Scion xB MSRP: $14,030-$14,830.

    Best Ride for You and Four Friends: Want to make a statement? Get yourself an xB; its distinctive styling (it looks sort of like a mini-ambulance we mean that in a good way) is a real head-turner. Its boxy looks are functional, too; the xB boasts abundant head- and legroom (enough to seat five in total comfort) while offering up to 43 cubic feet of cargo space. Motivated by a 103-hp, 1.5-liter, four-cylinder engine, the xB is light on horsepower, but the upside to that is fuel economy in the 30-mpg range. One negative: Side airbags are not available.

  • 5. 2007 Honda Fit MSRP: $13,850-$15,970.

    Best Value: A five-door hatchback, the Fit offers a long list of standard equipment; included are side curtain airbags, antilock brakes and an audio system that works with iPod players. Its interior allows for an incredible amount of utility, with ample storage nooks and over 21 cubic feet of cargo capacity behind the second-row seats. Fuel economy is over 30 mpg; the trade-off is a somewhat slight 109-hp engine.

  • 6. 2006 Ford Mustang MSRP: $19,115-$26,320.

    Best High-Performance Thrill Ride: You want cool. It doesn’t get much cooler than the Ford Mustang coupe, a car whose retro styling invites you to slide on in and pretend you’re on That ’70s Show. In true muscle-car fashion, this rear-wheel-drive coupe is a scream on the road, whether powered by the 210-hp V6 or the 300-hp V8. Oh, and the Mustang earned great scores in both front- and side-impact crash testing, so it’ll get you there quickly as well as safely. Side-impact airbags for front occupants are optional, but full-length head curtain airbags are not available.

  • 7. 2006 Volkswagen Jetta MSRP: $17,900-$24,865.

    Most Upscale: The Jetta sedan offers polished lines and premium cabin materials. You also get tons of standard safety features (like full-length head curtain airbags) and the peace of mind that comes from knowing that the Jetta earned top marks in frontal- and side-impact crash testing. Available with a host of engines (including a diesel that gets up to 42 mpg), the Jetta is fun to drive, with crisp handling and brisk acceleration.

  • Sexiest Sport Coupe: Sexy little sport coupes don’t get much sexier than the Eclipse not in this price bracket, anyway. Blessed with supple lines and a handsome cabin, it’s a blast on twisty roads. Buyers have the choice of two engines: a 162-hp, 2.4-liter four-cylinder and a 263-hp V6. Side-impact and head curtain airbags are standard. Audiophiles will love this Mitsubishi’s available 650-watt Rockford-Fosgate audio system, which offers class-leading sound.

  • 9. 2007 Nissan Versa MSRP: Approximately $12,000-$16,000.

    Best Value, Part Two: The Versa five-door hatchback goes on sale in June 2006; look for a sedan version to hit dealerships six months later. The car boasts a spiffy interior with lots of passenger room, and the hatchback offers 16.9 cubic feet of storage behind the rear seats. Sound junkies will crave the crisp sonics of the car’s available Rockford-Fosgate stereo system. Motivated by a potent-for-its-class 120-hp engine, the Versa is available with a six-speed manual, a four-speed automatic or a continuously variable transmission (CVT); when equipped with a CVT, mileage is in the high 30s. Front-seat side airbags are standard and full-length side curtain airbags are optional.

    10. 2006 Pontiac Vibe MSRP: $15,260-$19,250.

    Most Versatile: Handling is modest on the Vibe, but Pontiac’s compact wagon offers a smooth, comfy ride. Side airbags and full-length side curtain airbags are optional, and the Vibe earned solid scores in government crash tests. This Pontiac is available in front-wheel and all-wheel-drive models; front-wheel-drive models may be had with either a 130- or 170-hp engine, while all-wheel-drive versions offer 118 hp. The car’s versatile interior offers fold-flat rear seating, which boosts cargo capacity to just over 54 cubic feet. Better yet, the cargo area offers a wipe-clean plastic surface (for muddy stuff) and adjustable cargo tracks (so you can tie down bulky stuff).



  • 10 Affordable – Cool Second-Hand Cars #city #auto #memphis


    #second hand cars
    #

    10 Affordable Second-Hand Cars That Still Ooze Cool

    It’s not that you can’t buy a new car, it’s just that you might not want to. Why dump a ton of money on a flashy new vehicle would you could spend less money on something that’s even cooler? These second-hand cars are budget-conscious and, better yet, they’re still hot. The following list was compiled by myself and a good friend who s been in the car game for years. We hope you enjoy.

    Affordable Second-Hand Car #1 Land Rover Defender

    I can remember a time when a Land Rover was the car to have. Kids these days may be badgering their parents for something else on their birthdays, but the British four-wheel-drive off-road utility vehicle is still hip as far as I m concerned. Fun fact: in the 1980s the Australian Army ordered Defenders made to their own specifications, called the Land Rover Perenties, some of which were 6 6 drive with turbocharged 3.9L Isuzu diesel engines.  (WWW )

    Affordable Second-Hand Car #2 BMW E30 318iS

    The BMW E30 318iS – a.k.a. the mini M3 or the poor man s M3 – was available for only one year. Along with the new model came a new engine, the most modern available in the E30 range, and excellent weight distribution that has led to frequent comparisons with the famous E30 M3. Rumour has it that the 318iS out-performed BMWs own 325i, prompting the company to restrict its power so sales of the more expensive 325i weren’t affected. 41,234 models were made in total, ending in 1991.  (WWW )

    Affordable Second-Hand Car #3 Mercedes-Benz 300CE

    The Mercedes-Benz 300CE is a rarer two-door coupe version of the 300 E sedan. Much of the car’s engineering and many of its features were advanced automotive technology at the time of its introduction, and since many of those innovations have been adopted throughout the industry. Following its introduction in 1992, the 300CE was re-designated as the E320 in 1993 and complemented by the less powerful (but also less expensive) E220 in 1993.  (WWW )

     Affordable Second-Hand Car #4 Datsun 260Z

    The Datusn 260Z was the first generation of Z GT two-seat coupe, sold by Nissan Motors in the US for the 1974 model year only and until 1978 in the rest of the world. The car was designed by a team led by Mr. Yoshihiko Matsuo, the head of Nissan s Sports Car Styling Studio, which explains why it’s still just as cool today as it was 30 years ago. The 260Z claimed a few updates over the 240Z, including an enlarged engine with a longer stroke to 2.6 L, better climate controls, additional stiffness in the chassis, a rear sway bar, and a redesigned dashboard. (WWW )

    Affordable Second-Hand Car #5 Fiat 124

    The Fiat 124 won the 1967 European Car of the Year award, following its introduction in 1966 via a spectacular publicity stunt in which it was dropped by parachute from a plane. The popular mid-sized family car produced many variants, including a station wagon, a four-seater coupé, and a two-seater spider convertible. Tally up the vehicle’s original production run and its licensed variants manufactured worldwide, and the 124 becomes the fourth biggest selling single automobile platform of all time.  (WWW )

    Affordable Second-Hand Car #6 VW Karmann Ghia

    The Karmann Ghia was an unexpected, but welcome, departure from Volkswagen’s function-focused Beetle. Styling by Luigi Segre of the Carrozzeria Ghia (a famous Italian automobile design and coachbuilding firm) and bodywork by the German coach-builder Karmann came together to produce a surprisingly sporty car for VW. It was a success – more than 10,000 were sold in the first year and production was quickly doubled. The Karmann Ghia went on to gain fame on American television as the car driven by CONTROL Agent 86 Maxwell Smart in the opening credits of the third and fourth seasons of Get Smart.   (WWW )

    Affordable Second-Hand Car #7 Porsche 928 S

    You really can’t go wrong with a Porsche. The 928 was originally intended to replace the iconic 911 and although that’s not exactly how history worked out, the 928 is a special car on its own. Porsche has manufactured only six front-engined models since its inception in 1949, one of which is the 928. After the original iteration took the top honors at the 1978 European Car of the Year competition, the “S” model debuted with a few modifications and became, at least according to Porsche itself, the fastest street legal production car sold in the US.”  (WWW )

    Affordable Second-Hand Car #8 Volkswagen Beetle 1200

    There will never be a time when the Volkswagen Beetle is not a classic, universally beloved car. Although designed in the 1930s, the Beetle was only produced in significant numbers after 1945. It’s now the longest-running and most-manufactured car of a single design platform, worldwide. The original was internally designated the Volkswagen Type 1, and marketed simply as the Volkswagen,” but later models were designated VW 1200, 1300, and 1500 to indicate engine displacement.  (WWW )

    Affordable Second-Hand Car #9 Alfa Romeo Alfetta GTV6

    The Alfa Romeo Alfetta is an executive saloon car and fastback coupé produced from 1972 to 1987. The GTV6, a version of the GTV with the SOHC V6 2.5 L engine from the Alfa 6 luxury sedan, was released in 1981. Its most noticeable feature is a bulge in the hood, a necessary modification in order to clear the top of the intake. The GTV6 was a successful racing car, including winning the European Touring Car Championship for an unprecedented four years in a row, and it appears briefly in the James Bond movie Octopussy. (WWW )

    Affordable Second-Hand Car #10 Leyland Moke CALI

    If you want a car that’s really going to stand out, this is it. The Mini Moke (also known as the Austin Mini Moke, Morris Mini Moke, and Leyland Moke) takes its name from Mini, the car with which it shares many parts, and Moke,” an archaic term for donkey. For a brief period around 1972, Leyland Australia produced a variant of the Moke commonly called a Californian. The original Californian had a 1,275 cc engine and immediately recognizable trimmings in Op-pop verve black and white tiger striped vinyl or Orange Bali vinyl.  (WWW )



    10 Best Used Trucks #auto #parts #locator


    #used truck
    #

    Autobytel Names the 10 Best Used Pickups

    People buy pickup trucks to carry stuff, to haul stuff, and to tow stuff. That means good used trucks need to be as close to bulletproof as possible when it comes to the engine, transmission, and drivetrain. And that means that in order to create this list of the 10 best used trucks, we needed to figure out which ones break, and which ones don t. As it turns out, and as you will see in the pages that follow, the best used pickup truck made during the past eight years is the Japanese equivalent of a Chevy El Camino. But since you likely need to carry, haul, or tow more stuff than a Honda Ridgeline can handle, we give you some alternative good used pickups to consider. Nine of em, actually. Each of the following models offers a solid track record for engine, transmission, and drivetrain dependability, displaying multi-year proficiency in this regard. Other aspects of these trucks might not prove particularly reliable, or safe, or aesthetically pleasing, but chances are excellent that you can count on well maintained used examples of these models to start in the morning and to get the job done.

    1) 2009-2013 Chevrolet Avalanche

    2) 2009-2012 Chevrolet Colorado

    3) 2005-2014 Ford F-150

    Long the best-selling vehicle in America, the Ford F-150 is also one of the best used trucks you can buy as long as you avoid the four-wheel-drive models. Those were troublesome until 2010. Spanning two generations of production of Ford s venerable F-150 pickup, the 2005-2008 models and the redesigned 2009-2012 models were offered in regular-, extended-, and crew-cab styles combined with several bed lengths and numerous powertrain combinations. Engines ranged from a 202-horsepower, 4.2-liter V-6 to a 411-horsepower, 6.2-liter V-8, all paired with a 4- or a 6-speed automatic transmission except for the V-6, which was offered with a 5-speed manual gearbox. In 2012, the F-150 was rated to tow up to 11,300 lbs. and haul up to 3,120 lbs. when properly equipped.

    4) 2011-2014 Ford F-Series Super Duty

    5) 2009-2012 GMC Canyon

    6) 2008-2013 GMC Sierra

    As demonstrated by the Chevy Colorado and GMC Canyon, General Motors sells two different versions of its pickup trucks. The same is true in the full-size truck segment, but in this class only the GMC Sierra qualifies for our list of the best used pickups by virtue of the fact that its owners are, apparently, happier with the Sierra than Chevy owners are with the mechanically identical Silverado.

    7) 2006-2014 Honda Ridgeline

    Lots of pickup truck buyers immediately dismiss the Honda Ridgeline, a 5-passenger vehicle equipped with a 5-foot cargo bed, but this is the best used pickup truck you can buy if your key criteria are reliability and dependability. Based on what Consumer Reports and J.D. Power and Associates say in this regard, the Ridgeline is basically bulletproof.

    8) 2009-2014 Nissan Frontier

    The Nissan Frontier is bigger than the Chevy Colorado/GMC Canyon twins, but smaller than the Toyota Tacoma. In the bite-size pickup truck class, that might make it just right. Though largely unchanged following a complete redesign for the 2005 model year, it wasn t until 2009 that Frontier owners stopped complaining about the optional 4-wheel-drive system, and so our good used trucks list is focused on the 2009-2014 models. The 2009-2014 Frontiers were sold in extended-cab or crew-cab styles with a choice of trim levels ranging from basic to upscale. Off-road enthusiasts will want to consider the PRO-4X model, which is designed for boulder bashing.

    9) 2005-2014 Toyota Tacoma

    For decades, used pickup buyers have turned to Toyota for a reliable workhorse. And so it is with the Tacoma, last redesigned for the 2005 model year when it grew significantly in size and became a true midsize pickup. Offered in regular-, extended-, and crew-cab styles with 2- or 4-wheel drive, the Tacoma came with a 159-horsepower, 2.7-liter 4-cylinder engine or a 236-horsepower, 4.0-liter V-6 engine. In 2012, maximum towing capacity measured 6,500 lbs. and maximum payload capacity measured 1,510 lbs.

    10) 2007-2014 Toyota Tundra

    Toyota has tried on three different occasions to build a full-size pickup capable of grabbing market share from the Detroit Big 3, but truck buyers have proved stubbornly loyal to the F-Series, Ram, Silverado, and Sierra. Toyota s first attempt, the T100, wasn t big enough or powerful enough. The second try, a larger model with a proper V-8 engine and new name, gained greater acceptance but still didn t hit the bull s eye. To ensure that the third time was the charm, Toyota went big but didn t go home, preferring instead to construct a dedicated assembly plant in the heart of truck country: Texas. That didn t quite work, either.