SAL: Dealer – Subprime Auto Loans


#subprime auto lenders
#

Leaders in automotive dealership subprime auto loans / special financing lending

Excerpt from Forbes.com

According to Experian Automotive, a division of the Experian credit bureau, subprime loans accounted for 23 percent of new-car loans in the first quarter of 2012, and 57 percent of used-car loans. Those figures are up from 21 percent and 55 percent, respectively, for the same quarter a year ago.

Explanation of subprime auto loans special financing lending

Subprime loans tend to have a higher interest rate than the prime rate offered on traditional loans. The additional percentage points of interest often translate to tens of thousands of dollars worth of additional interest payments over the life of a longer term loan.

However, getting a subprime loan could still be a good idea if the loan is meant to pay off a higher interest debt (such as credit card debt) and the borrower has no other means for payment.

The specific amount of interest charged on a subprime loan is not set in stone. Different lenders may not value a borrower’s risk in the same manner. This means that a subprime loan borrower has an opportunity to save some additional money by shopping around.

Security Auto Loans: Subprime Lending and Much More (Source: Dealer Business Journal)

Everyday customers walk out of auto dealerships without purchasing a vehicle. Why? Because most dealerships lack the ability to help customers who have seriously negative credit.

Statistics show, four out of five people with bad credit are honest, hard-working people who are doing their best. Sometimes their best isn’t good enough, but they are trying. Dealers have said, I don’t want those types of customers in my dealership. Understand that those individuals are already in your dealership. These customers leave without buying a vehicle because most dealers lack the knowledge and processes to help them. If you could capture those customers and sell them a car, then have them return in 12 to 14 months to sell them another car, at no cost to you, would you be interested? Of course you would!

Security Auto Loans (SAL) is a subprime used auto lender located in Minneapolis, Minn. While the company has been in business for only eleven years, it’s principals have more than 20 years of subprime auto finance experience. From the company’s beginnings, its approach to doing business has remained a simple one: provide friendly, personal, superior service to the dealer, with a focus on enabling the dealer to get to yes for his/her customer

SAL facilitated this approach by adopting flexible dealer programs that do not rely on strict inflexible scoring algorithms. Rather, human beings work with dealers to help them structure loans that make sense for the dealer and the dealer’s customer. We buy the customer and his story, not just his credit score.

This personal approach to lending along with demonstrated flexibility for getting deals done has engendered significant loyalty for SAL. Many of the dealers that came aboard during the first months of SAL’s beginnings are still with them today. This loyalty has helped SAL build its portfolio to $17 million in loan receivables with over 4,600 active accounts. Security Auto Loans does business with hundreds of dealers large and small, independent and franchised. The company is licensed for business in 10 states Minnesota, Iowa, Nebraska, Kansas, Missouri, Wisconsin, Illinois, Michigan, Ohio and Pennsylvania.

Security Auto Loans dealer programs are simple and convenient. SAL does not require age or mileage restrictions on the vehicle financed – the minimum income requirement is $1,300 per month with a three-month job requirement. With these low minimums, SAL is able to approve 97 percent of all applications for their reserve program and does not charge dealers a fee. Yet, SAL regularly buys deals that are sometimes turned down by other sub prime lenders that do charge fees. SAL owes much of its success to the value provided to dealers from its reserve based loan program. With this program the dealer receives 30- 80 percent of the amount financed up front. The remainder of the amount financed (the reserve) will be paid to the dealers provided his/her portfolio pays. It’s that simple. To date, SAL has paid more than $9 million in reserve dollars to dealers based on the performance of their portfolios!

SAL is not a discount lender. Dealers should use caution when using discount lenders. When a loan is discounted, the upfront advance to the dealer is all that a dealer can receive. The discount equates to a fee to the dealer that cannot be recovered. SAL charges no fees and is a non-recourse lender!

Best of all, dealers offering SAL loans can receive a special lowered payoff when the customer trades the vehicle in. When the customer returns to the dealer who financed the vehicle through SAL, the dealer can receive a lower payoff than what would be offered if the customer went to another dealer. This provides an enormous advantage to dealers working with SAL for repeated sales to its customers. The dealer can trade the customer out in typically 12 months. Try that with a lender who charges a huge discount fee!

Looking ahead to the future:

The current economic situation has caused high unemployment rates, increased foreclosures, a substantial increase in personal bankruptcies, and a tighter consumer credit environment. Unfortunately, the number of potential customers with credit issues is only expected to rise. Security Auto Loans offers dealers an answer to selling cars to this growing segment of the car buying market. Leaders in automotive dealership subprime auto loans / special financing


Rock Auto Shipping to Canada


#auto parts online canada
#

Rock Auto Shipping to Canada

May 15, 2012

Getting Auto Parts to Canada

One product category where it nearly always pays to order from the US is car parts, it s just too bad that the shipping prices to Canada are so brutal. Whether you re ordering from Tire Rack, Auto Parts Warehouse, or Rock Auto the prices and product selection are almost unbeatable. So what do you do when the shipping and brokerage fees make it feel like it isn t worth it after all?

Canada s #1 Border Network

Easy. Ship the car parts to the border and pick them up from there. Doing this, and then picking them up yourself, means that you aren t paying the courier to file all sorts of paperwork to get the items into the country. Instead you simply bring them across the border yourself and save a ton of money, even after paying tax.

How does it work?

At Kinek, we ve set up 28 Border KinekPoints , what we call parcel receiving locations, all along the US-Canadian border. We re at nearly every major border crossing and tens of thousands of Canadians regularly use our Border KinekPoints as their personal US shipping address. Getting started is easy:

  1. Sign up for a free Kinek account at www.kinek.com/sign-up (we ve got iPhone and Android apps too)
  2. Choose the nearest border KinekPoint to you
  3. Once choose, we ll display the full shipping address along with your Kinek# (what we use to identify your package)
  4. Copy and paste your Kinek address into any online retailers Shipping Address section
  5. That s it!

As soon as your package arrives we ll notify you by e-mail, text message, or mobile Push notification. You can even track your package the entire way using our apps.


Rockcliff Auto, 3264 Danforth Avenue, Toronto.


#rockcliff auto
#

Rockcliff Auto 3264 Danforth Avenue

About

Status: Not an active listing on Zolo

3264 Danforth Avenue is in the city of Toronto. Vaughan, Markham and Jamaica are nearby cities. has 1 homes presently on the market, while the city of Toronto has 11,254 homes on the market. To live in the district around. an approximate monthly mortgage of $3,162 is normal.* Properties list for an average of $3162.45. That is 1.1x the average asking price of $826,413 in Toronto. Community listed homes average 1,123 sq ft, 2 beds, and 2 baths. The neighbourhood around 3264 Danforth Avenue contains more houses for sale than apartments.

Similar Homes

Terms of Use

By agreeing to these “Terms of Use” you, the Registrant (client or prospect):

  1. acknowledge and understand that the Terms of Use do not create an agency relationship and do not impose a financial obligation on the Registrant or create any representation agreement between the Registrant and the Participant.
  2. understand that all data obtained from the VOW (Virtual Office Website) is intended only for your personal, non-commercial use.
  3. do have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered through the VOW.
  4. agree not to copy, redistribute or retransmit any of the data or information provided.
  5. acknowledge the Board/Association ownership of and the validity of the copyright in the MLS database.
  6. (BC Only) have received, read and understand the brochure published by the British Columbia Real Estate Association entitled Working With a REALTOR .

This website is operated by Zolo Realty, Inc. a brokerage who is a member of The Canadian Real Estate Association (CREA). The content on this website is owned or controlled by CREA. By accessing this website, the user agrees to be bound by these terms of use as amended from time to time, and agrees that these terms of use constitute a binding contract between the user, Zolo Realty, Inc. and CREA.

The content on this website is protected by copyright and other laws, and is intended solely for the private, non-commercial use by individuals. Any other reproduction, distribution or use of the content, in whole or in part, is specifically prohibited. Prohibited uses include commercial use, “screen scraping”, “database scraping”, and any other activity intended to collect, store, reorganize or manipulate the content of this website.

Trademarks

REALTOR , REALTORS , and the REALTOR logo are certification marks that are owned by REALTOR Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). These certification marks identify real estate professionals who are members of CREA and who must abide by CREA’s By-Laws, Rules, and the REALTOR Code. The MLS trademark and the MLS logo are owned by CREA and identify the professional real estate services provided by members of CREA.

The information contained on this website is based in whole or in part on information that is provided by members of CREA, who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members, and assumes no responsibility for its completeness or accuracy.

Zolo Realty, Inc. may at any time amend these Terms of Use by updating this posting. All users of this site are bound by these amendments should they wish to continue accessing the website, and should therefore periodically visit this page to review any and all such amendments.


RockAuto Discount Code – Free Shipping Coupon Guide


#cheap auto parts free shipping
#

RockAuto Discount Code Free Shipping Coupon Guide

Did you ever used a RockAuto discount code (RockAuto coupon code) to get a bargain for your auto parts order. Because of this company`s cheap prices, thousands of new customers turn from more popular online auto retailers, like AutoZone or Advance Auto Parts, to this brand every year. This is why perhaps RockAuto free shipping and 10% discount codes aren`t available they already offer cheap prices for their auto parts as well as 5% discount codes to repeat customers.

About RockAuto

RockAuto is a premier vender when it comes to auto merchandise. The company was founded in 1999 by the Taylor family. These days the brand sends thousands of auto parts from over two hundred manufacturers around the world. The brand`s catalog is updated every day with new RockAuto parts like brake pads, door handles, absorbers, bumpers or mirrors – and aren`t the only ones.

Anyone who has a car and is a driver knows how important these things are in case an important car part might break, you may end needing to wait a long time before you can be “rescued.” This is where a discount code from Rock Auto can help. If your car is important for you, you can`t ignore this, but neither your budget. If you choose to use such discount codes, you`ll enjoy more space in your wallet as well as safety each time you drive your car.

Which do you think are the most important questions in people`s mind when it comes to a RockAuto.com discount code? Where to enter them? Are RockAuto free shipping coupons or RockAuto discount code 10 off deals offered by this company? These are only a few of the questions the most users ask themselves on forums and message boards when looking for this type of online codes. We will do our best to answer them in this tutorial.

About RockAuto Free Shipping RockAuto Coupon Codes

    • Where to Enter Your Code? If you already have a code to use and you know for which car part you need it, just visit this page and browse the car part catalog until you find the part you want, and then go to the checkout page. Once you get there, you should insert your code in the How did you hear about us field. Then at the next page you`ll see how your order is recalculated after your 5% discount code is taken into consideration.
    • Where to Find a RockAuto Coupon? There are many reliable sites that can offer you this type of deal. You can check out sites like RetailMeNot.com or BluePromoCode.com. You can also try various forum threads where others users talk specifically about promotional deals released by this company. such as Pirate4x4.com or Mazda626.net. Additionally, if no valid code is available at that time, you can also post your own thread on one of these forums asking others for help.If you want to use a Rock Auto shipping code, keep in mind that you won`t have your shipping options available until you`ll enter the zip code of your local area. These options will become available to you in the “Shipping” box of your shopping card. However, all zip code areas have shipping options available. You also have to allow at least 1 business day for in-stock products to be sent.
  • Are RockAuto Free Shipping Coupons and Discount Codes of 10% Off Released by Rock Auto? No, they are not! The general discount offered by Rock Auto is of 5% off. If you want at least minimize your shipping expenses in some way, check out this tutorial uploaded by company on YouTube .

Best Rockauto Discount Code Deals in 2015

To have an idea about what deals can you get in 2015 when using discount codes from Rock Auto, just check out this below list.


Ripoff Report


#auto extended warranty
#

Don’t let them get away with it! Let the truth be known!

  • Update a Report
  • Program Services
  • Help FAQs
  • Consumer Resources
  • Verified Business Directory
  • Legal Directory
  • Consumers Say Thank You
  • In the Media Repair your reputation the right way Corporate Advocacy Program

Reputation Management

Corporate Advocacy Program

This is the best way to manage and repair your business reputation. Hiding negative complaints is only a Band-Aid. Consumers want to see how a business took care of business.

All business will get complaints. How those businesses take care of those complaints is what separates good businesses from bad businesses.

Consumers love to do business with someone that can admit mistakes and state how they made improvements.


Rite Way Auto Transport


#auto transportation
#

WELCOME TO RITE WAY AUTO TRANSPORT

EASILY DELIVERS ALMOST ANY VEHICLE TO PRACTICALLY ANY LOCATION, NATIONWIDE

Whether it be a car, boat or other type of heavy machinery, it is sometimes necessary to get help shipping your vehicle from one place to another.

At Rite Way Auto Transport, we pride ourselves in being a friendly and helpful auto transport company. We work with a variety of carriers that have passed a rigorous screening process so to ensure that we provide our customers with only the highest levels of service. At Rite Way Auto Transport, it is our goal to transport any type of heavy machinery in a convenient and cost effective way. We work hard to please our customers with superior customer service and the transportation of heavy (CAPM) machinery that includes:

No matter what type of heavy machinery you need shipped, Rite Way Auto Transport can ship your item in a safe and time sensitive way. Not only that, but we offer our services at an affordable price. At Rite Way Auto Transport we work with only the best carriers so we can ensure you high quality, friendly service at a price to fit almost any budget.


Ripoff Report


#auto train
#

Don’t let them get away with it! Let the truth be known!

  • Update a Report
  • Program Services
  • Help FAQs
  • Consumer Resources
  • Verified Business Directory
  • Legal Directory
  • Consumers Say Thank You
  • In the Media Repair your reputation the right way Corporate Advocacy Program

Reputation Management

Corporate Advocacy Program

This is the best way to manage and repair your business reputation. Hiding negative complaints is only a Band-Aid. Consumers want to see how a business took care of business.

All business will get complaints. How those businesses take care of those complaints is what separates good businesses from bad businesses.

Consumers love to do business with someone that can admit mistakes and state how they made improvements.


Ripoff Report


#insurance auto auctions
#

Don’t let them get away with it! Let the truth be known!

  • Update a Report
  • Program Services
  • Help FAQs
  • Consumer Resources
  • Verified Business Directory
  • Legal Directory
  • Consumers Say Thank You
  • In the Media Repair your reputation the right way Corporate Advocacy Program

Reputation Management

Corporate Advocacy Program

This is the best way to manage and repair your business reputation. Hiding negative complaints is only a Band-Aid. Consumers want to see how a business took care of business.

All business will get complaints. How those businesses take care of those complaints is what separates good businesses from bad businesses.

Consumers love to do business with someone that can admit mistakes and state how they made improvements.


Ripoff Report


#usa auto
#

Don’t let them get away with it! Let the truth be known!

  • Update a Report
  • Program Services
  • Help FAQs
  • Consumer Resources
  • Verified Business Directory
  • Legal Directory
  • Consumers Say Thank You
  • In the Media Repair your reputation the right way Corporate Advocacy Program

Reputation Management

Corporate Advocacy Program

This is the best way to manage and repair your business reputation. Hiding negative complaints is only a Band-Aid. Consumers want to see how a business took care of business.

All business will get complaints. How those businesses take care of those complaints is what separates good businesses from bad businesses.

Consumers love to do business with someone that can admit mistakes and state how they made improvements.


Ripoff Report


#auto protect
#

Don’t let them get away with it! Let the truth be known!

  • Update a Report
  • Program Services
  • Help FAQs
  • Consumer Resources
  • Verified Business Directory
  • Legal Directory
  • Consumers Say Thank You
  • In the Media Repair your reputation the right way Corporate Advocacy Program

Reputation Management

Corporate Advocacy Program

This is the best way to manage and repair your business reputation. Hiding negative complaints is only a Band-Aid. Consumers want to see how a business took care of business.

All business will get complaints. How those businesses take care of those complaints is what separates good businesses from bad businesses.

Consumers love to do business with someone that can admit mistakes and state how they made improvements.