MoneySuperMarket s List of New Car Dealers

#new car deals

New car sales

There s nothing quite like the thrill of driving a brand new car, whatever vehicle you choose – but there are important things to consider before handing over your hard-earned cash and putting those first few miles on the clock.

MoneySuperMarket doesn’t offer a comparison service for this type of product but we have compiled a list below of insurers who can help.

New Car providers/products

Plan Car

Best Car Leasing Deals

New car pros

Buying a brand new car has several advantages over opting for a used vehicle.

First and foremost, provided you re prepared to be a little patient, you should be able to order a car that fits your personal specification – so if you re after a particular colour, a specific kind of upholstery or a selection of snazzy mod cons, it s likely you ll get them.

Just be careful not to go overboard with personalising your vehicle if you ll be selling it later down the line – touches that are to your taste might not be to other people s, and could affect the desirability of your car when you re looking for a buyer.

New cars also come with practical plus points: for a start, your vehicle won t need an MOT for the first three years it s on the road. New cars also tend to be more fuel efficient than older vehicles, so the likelihood is the running cost of your car will be lower than you re used to.

New vehicles also tend to be more environmentally-friendly than older cars, which could see you save money on vehicle tax. This is now calculated based on CO2 emissions, with some vehicles entirely exempt from tax, others liable for as little as 20 a year and some attracting annual charges of up to 500.

Finally, you d expect a brand new car to be in perfect working order for a number of years after purchase – so servicing and maintenance costs should be low. You may also find a brand new vehicle comes with a certain number of services included, or a warranty that will cover certain repairs for up to five years.

Some car manufacturers will also throw in other money-saving extras when you purchase a new car, such as a year s free insurance or breakdown cover.

New car cons

The biggest – and most expensive – disadvantage of buying a new car is the dreaded d word: depreciation.

You ve probably heard it said that some cars lose thousands of pounds in value the second you drive them off the forecourt – and while that s a dramatic way of saying it, the fact is that cars decrease in value at breakneck speed during the first year they re on the road. It s important to consider this before signing on the dotted line for your new motor.

The swift depreciation of new car values is of sufficient concern to some buyers that they purchase gap insurance.

Gap insurance is a product designed to insure the difference between the new purchase price of their vehicle and the potential used car value that might be attached to it by an insurer if it were stolen, destroyed or written off in an accident soon after purchase. While gap insurance is an extra expense, for certain motorists it provides peace of mind they are happy to pay for.

Finally, don t forget that having a brand new vehicle could mean you face higher insurance premiums than you might for a used vehicle with a similar specification. This is because new cars can be extra attractive to thieves, and might also be more expensive to repair in the event of an accident.

Get the best deal

Whether you re looking for new set of wheels or are after something second-hand, getting the best deal on car insurance – and other products such as gap insurance and breakdown cover – could save you hundreds of pounds.

MoneySuperMarket s car insurance comparison channel will help you to shop around for the best prices and products in minutes.

Mortgage Calculator.

#auto refinance calculator

Types of mortgages

When you re shopping for a mortgage, it s helpful to know about these five basic mortgage types so you can choose the best option for your situation.

The most popular mortgage is the 30-year, fixed-rate conventional loan, which gives borrowers 360 identical monthly payments and typically requires a down payment of 5% to 20%, depending on the lender and market conditions.

Each month, part of your payment goes toward principal (the money you borrowed to buy the home) and part goes toward interest (the cost to borrow that money). A 30-year mortgage will have a lower monthly payment but cost you more in the long run compared to a 15-year mortgage.

The 15-year, fixed-rate mortgage works just like the 30-year mortgage, except that it has 180 identical monthly payments. It is less popular because its monthly payments are higher (because you re trying to pay off the same home in less time), but it s less expensive overall.

Not only will you pay interest on the amount borrowed for just 15 years instead of 30, the interest rate on 15-year mortgages is typically a half to a full percentage point lower than the 30-year rate because these mortgages present less risk to the lender. Our simple loan payment calculator will show you what your monthly payment will look like at different rates and terms.

The most common type of adjustable-rate mortgage is the 5/1 ARM. It has a fixed interest rate for the first five years (the introductory period). Afterward, the interest rate resets once a year based on market conditions.

ARMs are attractive because the introductory rate tends to be even lower than the 15-year fixed rate, meaning that homeowners enjoy the lowest available monthly payments during their first five years of home ownership. Once the introductory period ends, however, homeowners face significant uncertainty regarding what their monthly payment will be and whether it will be affordable.

FHA loans, guaranteed by the Federal Housing Administration, help borrowers with less-than-ideal credit. These loans require just 3.5% down as long as your credit score is at least 580. If your credit score is lower, you still can qualify for a loan, though most lenders want to see a score in the low 700s at a minimum.

FHA borrowers must pay an up-front mortgage insurance premium of 1.75% of the loan amount and make monthly FHA mortgage insurance payments of one-twelfth of 1.25% of the loan balance for the duration of the loan.

Finally, VA loans, backed by the federal Department of Veterans Affairs, are available to veterans, active duty service members, and members of the National Guard and reserve units. They don t require any down payment or mortgage insurance.

The interest rates are comparable to those for conventional loans, and VA loans allow borrowers to have lower credit scores and carry more debt than conventional loans. VA loans have a one-time funding fee, typically 2.15% of the amount borrowed, which most borrowers roll into the mortgage.

Mohawk Lifts

#auto lifts

Mohawk is the #1 auto lift supplier for government, state, utility and fleet automotive lift and truck lifting requirements. Mohawk’s popularity is based on a combination of safety systems, design, construction and the most inclusive warranty in the lift industry.

No matter what vehicle you’re lifting, Mohawk has the car lift, truck lift, vehicle hoist or automotive equipment you need to get the job done safely and easily.

Mohawk offers environmentally safe above-ground service lifts, with capacities ranging from 6,000 to 240,000 pounds. A Mohawk car lift makes an ideal home auto lift or garage lift.

Mohawk builds the best products with the finest materials, to the highest standards. Proudly designed, welded and manufactured in the USA.

If there is a vehicle in the air, make sure there is a Mohawk Lift underneath it!

Mortgage Refinance Rates and Programs

#auto loan refinance rates

Home Mortgages

Refinancing: What is It and What you need to know?

Refinancing is the process of renegotiating your mortgage. With refinancing, you may change your loan terms or take out equity in your home.

Why refinance? You may want to take advantage of favorable market rates to cash in on savings. Or perhaps you need extra cash for home remodeling or education. Whatever your reason, working with HSBC can help make the process easy.

Many factors may come into play when you are making a decision to refinance your mortgage. For example, you may want to refinance your home to pay for your child’s education. In this case, your need to refinance is immediate. However, you may also want to refinance for reasons such as remodeling your home. In this case, your timing can be more flexible and the choice to refinance can be based on market conditions. Whatever your reason, HSBC can help you understand how market forces such as interest rate fluctuations will impact your decision and how the decision to refinance is often as much about “when” as “why”.

Refinancing Benefits for HSBC Premier Clients

Michigan High Risk Auto Insurance

#high risk auto insurance

Michigan High Risk Auto Insurance

Auto insurance in Michigan can be obtained from local several companies that have been licensed to sell and underwrite insurance policies. Some of the more common insurance providers that will generally provide Michigan high risk auto insurance include companies such as State Farm, Progressive, Nationwide, Geico, Direct General, and the Hartford.

Michigan follows a no fault system for dealing with accidents, meaning that your insurance will pay your “reasonable and necessary” medical expenses up to a certain amount and cover your property damage. In order to assure drivers have adequate no fault protection in the event of an accident, certain minimums have been enacted by the state. In order to meet the state mandated minimum coverage requirements in Michigan, a policy must provide Bodily Injury Liability coverage of $20,000 per individual up to a total of $40,000 per accident, Property damage liability of $10,000, Property Protection Insurance of $1,000,000, Personal Injury Protection (PIP) to cover medical costs, and PIP to cover work loss.

By law, drivers in Michigan must have a certificate of insurance from their insurance company in the vehicle at all times. If stopped by a police officer for any reason, regardless of whether or not an accident is involved, you must show the officer this insurance certificate. Failure to have adequate proof of insurance in the vehicle can result in the immediate suspension of one’s driver’s license as well as other penalties that can come into play if there is not an active insurance policy for the vehicle. Understanding the Michagan auto insurance rules will help you avoid the need for high risk auto insurance

The Best Navigation GPS Units of 2016

#best auto gps

Navigation GPS Review

The top performers in our review are the Garmin Nuvi 2589. the Gold Award winner; the TomTom GO 500. the Silver Award winner; and the Magellan SmartGPS. the Bronze Award winner. Here s more on choosing a product to meet your needs, along with detail on how we arrived at our ranking of 10 products.

Navigation GPS units are small, portable devices that can give you accurate, specific directions, even in areas without cell service. They are vastly superior to smartphone apps because they don’t use data or tax your smartphone’s battery.

You type in or, in some premium models, speak your destination and the device gives you turn-by-turn directions. It also displays information such as your current speed and the time and distance remaining until you reach your destination.

They attach via a suction cup to your windshield or dashboard and get power from a cigarette lighter adapter. Unlike with permanent navigation GPS units, you can simply unplug a portable GPS and move it from car to car.

In contrast to a smartphone navigation app, you don’t have to be in an area with cell service in order to get turn-by-turn directions from a navigation GPS. This is because these units have maps in their memories and get their location information directly from GPS satellites, which have better coverage than cell phone providers do.

Navigation GPS: Essential Features

Every unit that we reviewed comes preloaded with maps of the United States. They also have micro-SD card slots into which you can insert additional map cards. This means that if you plan to travel abroad, you can buy a map of that country, load it onto a micro-SD card and insert it into your GPS.

It’s important that you look for a GPS with lifetime map updates. This means that every year or so, you can go on the manufacturer’s website and update your maps to reflect any changes. Automatic reroute is an essential feature found on every decent car GPS. If you take a wrong turn, the unit should recalculate your route based on your updated location.

A speed limit indicator is another important feature. The device tells you not only the speed you’re traveling at, but also the speed limit of the road you’re on. This can help you avoid speeding tickets caused by not knowing the speed limit of the road you’re on, such as one in an unfamiliar location. You’ll also want to make sure your GPS has a built-in battery so it can work even when unplugged.

Navigation GPS: Premium Features

The best navigation GPS units have a host of features that, while not necessary, greatly enhance your navigation experience. The most important of these is voice-activated navigation. This is one of the biggest advantages smartphones have historically had over dedicated GPS units, because it’s much quicker than typing in a destination. Several models we reviewed have this feature.

3D maps are an especially helpful feature if you frequently drive in cities. Tall buildings, bridges and other tall objects are modeled in three dimensions. This makes them much easier to recognize than they are on a traditional two-dimensional map. All Garmin Nuvi units have 3D maps, and Magellan and TomTom also offer them on select models.

Another premium feature that you should look for is a built-in traffic receiver. This enables you to check traffic conditions without having to consult your smartphone. A capacitive touchscreen is another feature that is good to have, because it enables you to make pinch-to-zoom gestures, just as you would on your smartphone, an ability you don’t get with resistive touchscreens.

The Verdict; Our Recommendations:

The Garmin Nuvi 2589LMT is the best car GPS on the market. It has every feature that you should look for in a GPS, and Garmin has the best customer service in the industry.

The TomTom GO 500 is a close runner-up, the lack of a built-in traffic receiver being its only real weakness, and it can still receive traffic updates through a dedicated smartphone app. It’s a bit cheaper than the Nuvi, too.

The Magellan SmartGPS 5390 is our third choice. Its feature list is virtually identical to the TomTom’s, and its screen has a higher resolution. However, Magellan’s customer service is not as good as TomTom’s or Garmin’s.

If you’re on a strict budget, the TomTom GO 50 is the auto GPS for you. It’s on par with the most affordable units on the market, and it includes lifetime map updates. It has all of the essentials that we look for, but it lacks the premium features that differentiate the best car GPS units from the competition.

Everyone uses maps, but some people use paper maps, some use dedicated GPS units, and some use their smartphones. Dedicated GPS units are easily the best choice, because they work almost anywhere and, unlike paper maps, they can be updated. To learn more about auto GPS units, check out our additional articles or in-depth comparison reviews on the 10 best car GPS units on the market.

Mobiltelefon AAAAUTO

#aa auto

Az AAA AUTO fenntartja annak jogát, hogy a jelen internetes oldal vagy mobil alkalmazás tartalmának bármilyen részét bármikor, előzetes figyelmeztetés nélkül módosítsa.

Az AAA AUTO nem felel az internetes oldalak tartalmának helyességéért, teljességéért vagy aktualitásáért, de az -n található autókínálat aktualitásáért sem. Az autó-adatbázis frissítése legalább hetente egyszer megtörténik Az egyes autók elérhetőségéről szóló információ az ügyfélszolgálati telefonvonalon, az autó kártyáján található elektronikus kapcsolati űrlapon keresztül és az AAA AUTO kirendeltségeken áll rendelkezésre. Az itt leírtak semmilyen formában sem minősülnek ajánlattételnek.

Az AAA AUTO több pénzügyi partnerrel működik együtt. Az akciós anyagokban leírtak nem minősülnek a Polgári Törvénykönyv szerinti ajánlattételnek, szerződéskötés csak írásban lehetséges.

Tájékoztatásunk nem teljes körű, célja a figyelem felkeltése, a kalkulátor csak tájékoztató jellegű. Az AAA AUTO által kínált, ezen oldalakon csak szemléltető jelleggel bemutatott finaszírozási lehetőségek együttműködő partnereink forint alapú pénzügyi lízing termékei, melyek konrét paraméterei, a vásárló anyagi lehetőségeitől és a pénzintézet szigorú elbírálásától függ. Javaslojuk, lízingtermék felvételekor döntsön megfontoltan. Kalkulációra példaLízing összege: 1 200 000 Ft Önerő: 840 000 Ft. finanszírozott összeg:

360 000 Ft, Havi törlesztőrészlet: 6 368 Ft – időtartam: 84 hónap, THM: 13,49%. Az ezen oldalakon bemutatásra kerülő gépjárművek példák, esetenként illusztrációk. Az AAA AUTO által eladásra kínált konkrét gépjárművek felszereltsége, színe, ára eltérhet az itt látottaktól. Az AAA AUTO fenntartja a változtatások jogát, a fentiek nem minősülnek nyilvános ajánlattételnek. Szolgáltatásaink díjáról és feltételeiről, Általános Szerződési Feltételeinkről további információk a oldalon találhatóak, míg az AAA AUTO által kínált, a jelen akcióban szereplő gépjárművekről kollégáink telephelyünkön tudnak részletesebb felvilágosítást adni.

„Karácsonyi kedvezmények” feltételei:

Az „Karácsonyi kedvezmények” akció az AAA AUTO minden autószalonjában igénybe vehető. Az AAA AUTO székhelye: 2151 Fót, Fehérkő utca 1. Az akció azokra a kiválasztott gépkocsikra vonatkozik, amelyek a társaság honlapján speciális ikonnal vannak megjelölve. Az akció nem kapcsolható össze más párhuzamosan futó akcióval vagy kedvezménnyel és visszamenőlegesen nem vehető igénybe. A akciós gépkocsikról igénybevételének feltételeiről a kirendeltség munkatársa ad felvilágosítást. Az akció 2015.szeptember 29-től visszavonásig tart.

Mobile Auto Electrician Pakenham, Mobile Car Servicing Dandenong

#mobile auto electrician


Welcome to Budget Mobile Auto Electrics

We bring the workshop to you.

Budget Mobile Auto Electrics offers professional onsite auto electrical service. We specialise in all areas of automobile electrics and electronics and our mobile auto electricians are fully qualified with skill and knowledge that experience can only give. We are about quality, reliable and convenient service.

Our auto electricians are specialists in dealing with high levels of complex electrical and electronic components of modern day vehicles. With vans fully equipped with latest diagnostic equipment to aid in our diagnosis and repairs, you can expect expert professional service at all times together with competitive pricing.

Read more

Reliable Mobile Auto Electrician

To many people the auto electrical side of their car is a complete mystery. They have a fair idea how the engine works and can happily change a tire, but once anything electrical goes – it’s time to call an auto electrician. Unfortunately, most of the time when the electronics fault, your car won’t start, making it impossible to get it to an auto electrician. You can always pay to have it towed to the shop, but why waste the money when Budget Mobile Auto Electrics can come to you? We service the Melbourne South Eastern area and Bayside and can send an auto electrician to Carrum Downs or where it is you happen to be. We have fully qualified auto electricians with years of experience. We specialize in onsite auto electrical repairs, breakdown assistance and mobile car servicing.

Budget Mobile Auto Electrics is committed to providing its customers with excellent personalised service with no compromise on quality. Whether you want a mobile auto electrician in Pakenham or need a mobile auto electrician in Narre Warren, Budget Mobile Auto Electrics are the people to call. We offer onsite services Monday to Friday, Sunday and public holidays by prior arrangement. We can handle all sorts of auto electrical repairs and diagnostics.

So whether you need an auto electrician in Dandenong to fix the alternator in your Honda Civic or an auto electrician in Cranbourne to fix the wires on your boat trailer, give the lads at Budget Mobile Auto Electrics a call. We can come out to you (perfect when your car won’t start) and guarantee fast, reliable, honest and fair-priced service to all our customers. From the mobile auto electrician in Emerald to the auto electrician in Frankston, all of the BMAE staff can provide a warranty for the work and the parts we install. The warranty is for periods of up to12 months or 20,000km, or 24 months for batteries. Our auto electrician in Mornington or anywhere else in Melbourne will always generate an estimate quotation on all jobs before starting work.

With auto electricians all over the greater Melbourne area, Budget Mobile Auto Electricians really are the people to call. There are so many cowboys in the car fixing industry that it’s often hard to tell who to trust. But Budget Mobile Auto Electricians are the good guys; we’re honest and reliable and offer a great warranty. Give us a call today.

Mobile Auto Electrician Sunshine Coast Tewantin To Caloundra

#mobile auto electrician

Mobile Auto Electrician

At Automotive Car Parts we sell genuine quality parts direct to you the retail customer at tradesman prices plus offer a mobile service!

Owner of Automotive Car Parts online store, Shaun Mills,  mobile auto electrician service to the Sunshine Coast, QLD.  Shaun has been operating his mobile auto electrician service for the last 16 years and covers from Tewantin to Caloundra repairing all automotive electrical faults. A fully qualified automotive electrician and air conditioning technician for 18+ years that comes to you when you need help with your car!

Having access to a mobile auto electrician service is the  most convenient way to have your car repaired at time that suits you. It also saves you the hassle of taking your car to a auto repair shop!

Shaun’s mobile auto electrician service includes:

  • Reconditioning alternators, starter motors or supply and fit new alternators and starter motors.
  • Repair all electrical circuits i.e. wipers, indicators, interior and exterior lighting.
  • Diagnose and repair fuel injection systems, engine management systems.
  • Car services and tune ups.
  • Wire up dual battery systems, charging systems, spotlights, winches.
  • Re wire and or repair trailer wiring faults.
  • Repair electric window systems, supply and fit new window regulators and motors.
  • Repair, wire up and install all stereo and audio systems, amplifiers and speakers.
  • Supply and fit new radiators and repair cooling systems.
  • Repairing thermofans, and wiring faults affecting cooling systems.
  • Being also a fully qualified air conditioning technician Shaun can service and repair air con systems and gas up all types of air con systems.

Shaun is also happy to help with over the phone advice on all Automotive Car Part products.

Call Shaun Mills Today on 041 815 6794 your Sunshine Coast Auto Electrician Mobile Service.

We come to you saving you time and money!

Mexican Auto Insurance – Compare 7 Mexican Insurance Rates!

#buy auto insurance online


Top-rated Mexican Insurance is the #1 Seller of Mexico Auto Insurance in the IE, Southern California’s Inland Empire Community. the 3rd most populous metropolitan area in California. (Pop. 14,000,000)

NEW ACE STANDARD $300,000 Liability Limit For The Same Premium as $100,000. The Only Mexico Insurance Claims Services Guarantee In The Marketplace! Safeguard Your Trip With FREE ROADSIDE ASSISTANCE WITH EVERY POLICY!

Professional Insurance Claims Handling Guaranteed! Marketplace Best FREE Emergency Roadside Assistance With Every Policy!

Financial Stability Rating of A+ or Standard and Poors Rating of A+. Why chance paying more for a weak unrated policy?

GMAC APPROVED – Policies Start At $132 Yearly!

Unlimited Drivers Over 21 With Valid Driver’s License. No Daily Charge!