#low auto insurance
Today consumers are faced with more choices than ever, especially when it comes to their insurance needs. Choosing the right company and coverage can seem like an overwhelming task, with hundreds of insurance companies offering thousands of products, each with its own rates, fees, terms and conditions. So, if you are tired of paying too much money on auto insurance and want to cut your auto insurance bill by up to 70%, enter your zip code above and get free quotes from one or more of the companies that provides the cheapest rates in your area.
The fact is, unless you shop around for better rates, most insurance companies keep raising rates every year on their existing customers even if they have a perfect driving record. Below are some of the easy ways you can reduce auto insurance rates.
Raise Deductible Choosing higher deductibles for your comprehensive and collision coverage will reduce your car insurance premiums quite a bit. For vehicles that are more than five years old and/or are worth only few thousand dollars, you may want to drop the comprehensive and collision coverage altogether and keep only the minimum state liability requirements.
Check Credit People with good credit scores usually get the best insurance rates. Over time, paying your bills on time and keeping your credit balances low will improve your credit ratings. Also be sure you check your credit scores regularly so you can identify and correct any errors.
Get Discounts One of the most easiest ways to reduce your rates is to take advantage of discounts offered by insurance companies. For example, you may get a discount if you park your car on a driveway or garage instead of street parking, if you have taken a defensive driving class, if you are a good student who receives good grades, have short commute to work or school, or if you have anti-theft devices installed on your vehicle.