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Why Farmers Auto Insurance is a Smart Choice
At Farmers, we know that insuring your vehicle is more than just a basic obligation. ItвЂ™s a vital and legal necessity in your world. and these days, your needs may go well beyond вЂњbasic.вЂќ
ThatвЂ™s why Farmers has spent 85 years building the Smart Choice in Auto insurance, to bring you more than simple coverage. With Farmers, Auto insurance comes with quality coverage, convenience, and personalized service far beyond basic. Yes, it can cover injuries and damages caused by an accident, if youвЂ™re legally responsible. However, Farmers goes further, delivering the accessibility, convenience, and options you want, along with the personal touch of your own neighborhood agent.
Car insurance with Farmers means:
Control over your policy
YouвЂ™re in the driverвЂ™s seat. Register your policy and manage, change, and update it quickly.
Your personal, dedicated and local Farmers agent is there when you need them, and our helpful Call Center agents are always a phone call away.
Insight and guidance
Manage your policy your way, with the Farmers Mobile App, paperless policy documents and billing, and online automatic bill payments.
Our award-winning Farmers Claim Services is open 24 hours a day, 7 days a week to process your claim, guide you through the process, and get you back on the road safely.
Customize your Auto Insurance policy with plenty of coverage options
Farmers understands that in life, as in Car insurance, foresight and awareness are everything. When it comes to protecting what you care about most, вЂњone-size fits all coverageвЂќ just doesnвЂ™t cut it.
Consider additional coverage options* like:
You’re normally a great driver, but you just had your first claim in years and you’re nervous about your rate changing. Well, if you have this option, don’t worry! Farmers will forgive one accident for every three years you drive without one.**
No Fault, No Foul
Accidents happen (thatвЂ™s why you have insurance), and Farmers knows that they arenвЂ™t always your fault. ThatвЂ™s why, with this option*, your rate remains unchanged when youвЂ™re not at fault in any accident while your Farmers policy is in force.**
Small Claim Forgiveness
With this option, your rates will never go up because of a fender bender or other small accident even if itвЂ™s your fault.
Get a speeding ticket? Pretty frustrated? We understand these things happen. With this added option, Farmers wonвЂ™t increase your rates for a citation, as long as no claim is filed.**
Insurance coverage for rideshare drivers doesn t have to be confusing. Farmers Rideshare can provide you with seamless personal auto coverage until the full commercial liability coverage provided by your rideshare company begins.
You can always speak to a local Farmers agent to learn more about coverage options, or talk about your coverage needs.
*Not available in all states.
**Benefits apply to Farmers customers only, and do not include any incidents or violations occurring before the date of insured with Farmers.
This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.