Variable end – gena, diseño grafico antiguo.

#Diseño #grafico #antiguo


Variable endógena

Se llama variable endógena a aquella variable (dependiente o independiente) generada dentro de un modelo y, por lo tanto, cuyo valor se determina por alguna de sus relaciones.

Diseño grafico antiguo

Por ejemplo, el gasto en consumo se considera una variable endógena a un modelo de determinación de la renta ya que este depende de otras variables, que si se considerarían exógenas (como el sueldo). Este término se contrapone al de variable exógena.

Traducciуn al inglйs de Variable endógena: Endogenous variable

Traducciуn al francйs de Variable endógena: variable endogиne

Traducciуn al alemбn de Variable endógena: Endogene variable

Siguientes definiciones

Variable exógena. Podemos definir como variable exogena como aquella que se va autilizar para predecir o calcular otra variable y que es a. Variable independiente. Una variable independiente es aquella que influye en otra variable que estamos estudiando. Variación del precio de las Acciones. Movimientos de los precios de las acciones. Vender Accciones. Vender la propiedad de acciones, y por tanto la propiedad de una empresa. Venta en corto. Venda de acciones obtenidas a prestamo, por lo que se obtendra beneficio si su precio baja. Ventaja Competitiva. La superioridad adquirida por una organizacion cuando se puede proporcionar el mismo valor que sus competidores, pero a .

Ъltimas incorporaciones

Subasta. Proceso de fijacion del precio de venta mediante ofertas de los potenciales adquirentes. Alpha. Termino empleado para referirse a la parte de la rentabilidad que se obtiene de una cartera de inversion por la selecci. Trueque. Intercambio de bienes y servicios sin que la contraprestacion sea dinero sino otros bienes. Payback. Tiempo que se tarda en recuperar una inversion con las ganancias futuras sin tener en cuanta el valor temporal del diner. Globalización. Tendencia actual por la que las empresas van desarrollando su actividad hacia un entorno mayor al que lo hacian antes, c. Depreciación. Perdida de valor periodica por el uso y el paso del tiempo de los activos de una empresa.

Diseño grafico antiguo


Noticias de Economía de Colombia y el Mundo – Noticias, noticias de economia de hoy.

#Noticias #de #economia #de #hoy


Economía

Noticias de economia de hoy

default ‘Infraestructura aeroportuaria impactará tarifas en 2018’: Iata

default A noviembre, la industria y el comercio aún perdían el año

Noticias de economia de hoy

default El dólar sigue en caída y se sitúa en los $ 2.836

Noticias de economia de hoy

default Sin las semillas de sandía, Bayer podrá unirse a Monsanto: SIC

Noticias de economia de hoy

Indicadores Económicos

Últimas noticias de Economía

Noticias recomendadas de nuestros portales

Corte Constitucional da plazo para el pago a madres comunitarias

La economía, al ritmo de los precios actuales del petróleo

default La economía de China superó sus expectativas en 2017

Noticias de economia de hoy

default Las nuevas movidas de Ara, DHL, Red Bull, Italcol y Prodenvases

Noticias de economia de hoy

default Argentina, con menos déficit fiscal en los últimos 13 años

Noticias de economia de hoy

default Llegan aliados extranjeros para Rocsa Colombia y Click Clack

Noticias de economia de hoy

default ‘El insuceso con puente de Chirajara tendría varias explicaciones’

Noticias de economia de hoy

default Cinco preguntas y respuestas claves sobre las cesantías

Noticias de economia de hoy

default Medellín puntea aprehensiones por contrabando de útiles escolares

Noticias de economia de hoy

default Colombia, con poca diferencia en tasas de captación y colocación

Noticias de economia de hoy

default Este martes fue un día negro para criptomonedas

Noticias de economia de hoy

default Así va la dura batalla por la música en internet

Noticias de economia de hoy

default Santander reclama 25 millones a exdirectivos del Popular

Noticias de economia de hoy

Noticias más leídas

Agua Bendita, los bikinis colombianos que están conquistando el mundo

Noticias de economia de hoy

Este martes fue un día negro para criptomonedas

Noticias de economia de hoy

Habla la madre del niño del polémico anuncio de H&M

Noticias de economia de hoy

Tras escándalo racista, H&M contrata director de diversidad

Noticias de economia de hoy

Así nos fue respondiendo el Censo 2018 por internet

Noticias de economia de hoy

Recomendados

Noticias de economia de hoy

ELTIEMPO 360en busca del oso de anteojos

Noticias de economia de hoy

Noticias de economia de hoy

#Cómo nos queremos

Noticias de economia de hoy

Noticias de economia de hoy

Relatos de la explotación sexual, el delito que se roba la infancia

Noticias de economia de hoy

Noticias de economia de hoy

  • Noticias de economia de hoy
  • Noticias de economia de hoy
  • Noticias de economia de hoy
  • Noticias de economia de hoy

Tampa car insurance rates by ZIP code, auto insurance tampa fl.

#Auto #insurance #tampa #fl


Tampa Car Insurance

Auto insurance tampa fl

Auto insurance tampa fl

Auto insurance tampa fl

Auto insurance tampa fl

Auto insurance tampa fl

Auto insurance tampa fl

Auto insurance tampa fl

Tampa car insurance

Tampa ZIP code 33607 is the most expensive place in the Tampa area for Florida car insurance, $625 more than the cost of the cheapest, according to our rate analysis of six major car insurance companies.

Comparison shopping is critical to finding the best rates regardless of where you live because no two insurance companies will price a policy at the same amount. The wide range in rates from different insurers for the same driver in the same car in the same ZIP code shows why it’s prudent to compare car insurance companies. For example, the highest rate from any carrier for ZIP 33603 in our analysis was $4,512 — over $3,000 more more than the lowest ($1,464).That means the savings could be hundreds or even thousands of dollars for those who shop around.

To see how Tampa car insurance rates compare, use our average rates tool below. Enter a ZIP code and it will show the average rate, as well as the highest and lowest, for your location.

Tampa Car Insurance Rates by ZIP Code

Enter ZIP for average rate. Then enter Age, Gender and Coverage Level for customized rate.

CarInsurance.com commissioned Quadrant Information Services to provide a report of average auto insurance rates for a 2016 Honda Accord for nearly every ZIP code in the United States. We calculated rates using data for up to six large carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm).

Averages for the default result are based on insurance for a married 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. The rate includes uninsured motorist coverage.

Averages for customized rates are based on drivers ages 20, 30, 40, 50, 60 and 70 for the following coverage levels: state minimum liability, liability of 50/100/50 and 100/300/100 with $500 deductible on comprehensive and collision. These hypothetical drivers have clean records and good credit. Average rates are for comparative purposes.

Your own rate will depend on your personal factors and vehicle.

Required liability coverage to drive legally in your state; some states mandate additional coverage, such as personal injury protection, uninsured motorist, underinsured motorist.

$50,000 per person/$100,000 maximum per accident for bodily injury; $50,000 for property damage. Liability pays for injuries/damage you cause others.

$100,000 per person/$300,000 maximum per accident for bodily injury; $100,000 for property damage; comprehensive and collision coverage with $500 deductible. Liability pays for injuries/damage you cause others. Comprehensive and collision pay for damage to your car.

  • Auto insurance tampa fl33135- CORAL GABLES: $3,310
  • Auto insurance tampa fl33130- MIAMI: $3,275
  • Auto insurance tampa fl33125- MIAMI: $3,275
  • Auto insurance tampa fl33147- BROWNSVILLE: $3,275
  • Auto insurance tampa fl32693- FANNING SPRINGS: $1,443
  • Auto insurance tampa fl32459- MIRAMAR BEACH: $1,447
  • Auto insurance tampa fl32439- FREEPORT: $1,450
  • Auto insurance tampa fl32435- DE FUNIAK SPRINGS: $1,450

Tampa car insurance rates

You ll see in the chart below the top 10 most expensive ZIP codes for car insurance in Tampa, and how much you can overpay if you don t compare rates.

Most expensive Tampa car insurance rates

*Methodology for rates by ZIP code:

CarInsurance.com commissioned Quadrant Information Services to run auto insurance rates for a 2016 Honda Accord for more than 30,000 ZIP codes in the United States using six large carriers — Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm. (In cases where an insurer s rate wasn t available, another major carrier’s rate was substituted.) Averages are based on insurance for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes. Your own rate will depend on your personal factors and vehicle.

Here’s how Tampa s highest average rate ($2,591) for ZIP code 33607 compares to others, for full coverage:

  • $1,148 more than the least expensive average rate ($1,443) in Florida, Fanning Springs ZIP code 32693
  • $768 more than the state average ($1,823)
  • $1,236 more than the national average rate ($1,355)

Tampa car insurance requirements

Cheapest car insurance in Tampa

If you want just enough coverage to be legal on the road, buy the lowest amount of liability insurance your insurer offers. That s the cheapest policy you can buy. Florida car insurance laws mandate that you must have a car insurance policy covering $10,000 in property damage liability and $10,000 in personal injury protection (PIP):

  • $10,000 in PIP covers you, your passengers and other authorized drivers of your car who are injured while in your insured vehicle
  • $10,000 for damage you cause to others cars and property

Bodily injury liability not required, but recommended

Florida car insurance laws don t stipulate that you carry bodily injury liability insurance, which pays for injuries others get from an accident you cause. However, many car insurance companies do require it to be part of any policy they sell in the state. That s because Florida is a no-fault state. Treatment for any injuries you suffer is covered by your personal injury protection, up to its limit. This is regardless of who caused the accident. If bills exceed that limit, the at-fault driver is legally personally responsible unless he or she has bought bodily injury liability coverage.

If you buy bodily injury liability coverage, the smallest amount you can buy is $10,000 per person (up to $20,000 per accident).

The state average rate for a year of minimum coverage (with bodily injury amounts most insurers require) is $884, according to our rate analysis.

Increasing your insurance from the Florida state minimum to full coverage (100,000/300,000/100,00) with a $500 deductible costs, on average, $939 more, or $78 a month, according to our rate analysis. If you chose to even just boost your protection to limits of 50/100/50, you’d pay less than $50 a year more.


Revue Technique Automobile: Neuf, occasion, numérique (PDF), revue auto occasion.

#Revue #auto #occasion


Revue Technique Automobile – Neuf, occasion, numérique (PDF) – ETAI – HAYNES

Revue Technique Auto (RTA, e-RTA et manuel)

Vous trouverez, dans la Revue Technique Automobile (RTA) ou dans le manuel de réparation (car repair manual, en anglais), toutes les informations indispensables pour réaliser, vous même, l’entretien et les réparations de votre voiture.

Dernières revues techniques et manuels

RTA, e-RTA et manuels

Les RTA

Bien mieux qu’une simple RTA papier, les RTA numérique ou les e-RTA sont régulièrement mises à jour, gratuitement, par l’éditeur.

Elle est éditée par ETAI (Editions Techniques pour l’Automobile et l’Industrie), qui est la référence en langue Française. La plupart de nos réparateurs professionnels dans l’hexagone y sont abonnés.

Les revues techniques en ligne

La RTA numérique en ligne

Certaines RTA sont transposées en numériques et consultables, immédiatement, dans un navigateur internet, sur PC, tablettes et portables.

Du même éditeur, les e-RTA sont seulement consultables en ligne à cause de la faible diffusion des modèles de véhicules qu’elles couvrent.

Le manuel de réparation

Il est édité par Haynes, qui est la référence en langue Anglaise.

Cet éditeur a, par le passé, édité ses manuels de réparation automobile en Français mais ce n’est plus le cas actuellement. Nous en avons cependant catalogués quelques uns en occasion.

C’est, pour nous, le manuel de mécanique plus complet du marché.

Le contenu des RTA, e-RTA et manuels

Méthodes de réparation, outillages spécifiques, couples de serrages, schémas de calages, schémas électriques, généralités des systèmes. Tout ce qui est utile pour effectuer les opérations courantes d’entretien et réparation de la voiture.

Sont aussi fréquemment intégrés, les barèmes de temps de réparations, l’évolution du véhicule et les contrôles et vérifications à effectuer en vue du passage au contrôle technique obligatoire.

Autres livres et guides automobile

En complément des choix précités, nous vous proposons également des livres ou des guides consacrés à l’automobile.

Ces livres et ces guides peuvent être, suivant les modèles :

Connaître et entretenir

Guide d’utilisation et de maintenance d’un véhicule donné (Edition ETAI, collection La voiture facile).

De mon père

Célèbre collection détaillant un modèle de véhicule ancien (Edition ETAI).

Autres livres

Livres d’éditeurs variés consacrés à un modèle ou traitant d’un sujet en relation avec l’automobile comme le sport par exemple.

Les documents techniques gratuits

Vous recherchez une revue technique automobile gratuite à télécharger ?

Vous pouvez en trouver en torrent ou en PDF mais c’est illégal. Elles sont protégées par les droits d’auteurs.

Vous pouvez vérifier si cette opération n’est pas traitée dans un tutoriel mécanique.

Vous pouvez trouver cette information sur notre page dédiée à la contre visite du contrôle technique automobile.

Revue technique et manuel par constructeur automobile

Une question à poser ?

Vous avez besoin d’aide pour faire votre choix ?

Vous avez besoin d’aide pour une panne mécanique, électrique ou électronique sur votre voiture ?

Venez poser votre question dans le forum mécanique et nous nous ferons une joie de vous répondre.

Pièces détachées

Grâce à notre partenaire PiecesAuto24.com, vous pouvez vous procurer, au meilleur prix, les pièces détachées dont vous avez besoin.

Outillage

Vous pouvez trouver avec Amazon.fr, au meilleur prix, les outils dont vous avez besoin pour faire la mécanique ou l’entretien de votre voiture.

Estimation et devis de réparation gratuit

Grâce à ce service, estimation et devis de réparation gratuit, nous vous proposons d’estimer, gratuitement, le coût d’un entretien ou d’une réparation et, si vous le souhaitez, de demander trois devis gratuits de réparateurs professionnels proches de chez vous.


Elenco dei siti ufficiali delle Assicurazioni Online, assicurazioni on line auto.

#Assicurazioni #on #line #auto


Elenco siti ufficiali Assicurazioni Online

Uno dei (pochi) veri segreti per risparmiare sulla assicurazione RCA auto e moto è quello di fare diversi preventivi e confrontarli tra di loro. Non esiste infatti una compagnia che è sempre più conveniente di altre. E invece vero che a seconda del proprio profilo di rischio, del tipo di vettura e dei propri dati anagrafici, potrebbe essere più conveniente luna o laltra.

Noi vi consigliamo dunque caldamente di utilizzare i preventivatori presenti nei rispettivi siti… inserite i propri dati e andate alla ricerca della convenienza!

Indice dei Contenuti

Compagnie assicurative online: la nostra selezione

Per facilitarvi il compito, vi riportiamo qui di seguito una lista con lelenco delle principali compagnie di assicurazioni che operano online e telefonicamente.

Elenco delle assicurazioni online: ecco tutti i siti ufficiali

I comparatori

Sul web esistono anche dei cosiddetti aggregatori ovvero sei servizi online che propongono in maniera automatica un confronto dei prezzi delle principali assicurazioni: questi preventivatori, tra cui Tuopreventivatore realizzato dallente ufficiale IVASS (ex ISVAP), in verità non tengono conto di particolari promozioni o di campagne temporanee, per cui per avere risultati attendibili al 100% è bene farsi i preventivi manualmente.

Un ultimo consiglio prima di passare allelenco: mettete da subito in conto di pagare la vostra polizza con la carta di credito: i pagamenti con questa modalità sono immediati (utile se avete urgenza di usare la polizza) e tutte le compagnie online lo incentivano offrendo volentieri uno sconto per questa modalità di pagamento.

Elenco siti ufficiali

Ecco lelenco delle assicurazioni online che vi segnaliamo:

  • Direct Line qui fate attenzione alle modalità dellofferta presente. Ogni mese cè una nuova offerta, che prevede solitamente la stipula del contratto con un certo anticipo.
  • Genialloyd una delle compagnie online più scelte in Italia, grazie a buone coperture dei massimali e prezzi mediamente convenienti.
  • Zurich Connect divisione online di Zuritel.
  • Linear Assicurazioni online di Unipol.
  • Genertel fa parte del principale gruppo Italiano, Assicurazioni Generali.
  • Quixa una delle ultime arrivate, propone un servizio clienti personalizzato con un operatore di riferimento.
  • ConTe.it fa parte di un grande gruppo Inglese, marchio Admiral.
  • Dialogo del gruppo Fondiaria SAI, buoni prezzi.

Per ognuna di queste trovate la scheda personalizzata nella nostra sezione Compagnie nel menu in alto, con lopinione del nostro esperto.

Ci piacerebbe avere il vostro feedback su quale avete trovato più conveniente per il vostro profilo, scrivete pure qui sotto indicando età, classe, sinistri, tipi di vettura e provincia di residenza.


2017 The Hartford Review

#list #of #auto #insurance #companies #in #florida


#

The Hartford Review

Ease of New Policy Purchase

The Hartford boasts an impressive suite of online tools to assist new customers in shopping for and beginning a new auto insurance policy. The company makes it very simple to get an instant online quote and even offers a tool to help you select the right levels of coverage for your situation. After customizing your levels of coverage and receiving your instant quote, customers can purchase a policy online and print insurance cards instantly. Many competitors offer similar tools, but The Hartford auto insurance stands out by offering every one of these important features.

Diverse Policy Offerings

Policy offerings are a critical element of evaluating an insurance company and thanks to its broad list of coverages and policy types, The Hartford auto insurance is an industry leader. The company offers standard bodily injury and property liability coverages as well as non-owned or rental car insurance. In states where it is allowed, The Hartford also offers a number of options to stack liability and uninsured motorist coverage.

Excellent Claims Management

No one looks forward to filing an insurance claim, but if the need arises, convenience can make an enormous difference. The Hartford auto insurance has created an excellent claims process that allows customers to file 24/7 by phone, agent, online, or via a mobile app. Unlike some competitors, the company does not impose restrictions on where you can have your vehicle fixed and it has a resource for repair facility recommendations. Once a claim has been filed, it can be easily tracked online, through the mobile app, or by calling the claims center at any time.

Rock-Solid Support

The Hartford is regarded by many as a company that cares about its customers and that reputation is well-earned. The company has robust support features available, ranging from traditional telephone support to more modern email and social media options. It s also one of only a handful of auto insurance companies to offer real-time online chat to customers navigating the quote process.

Useful Policy Benefits

In addition to The Hartford s broad range of standard coverages, customers may also elect to receive a wide range of additional features. Frequent travelers will appreciate the company s roadside assistance and towing programs. Other accident-related benefits include rental car or public transportation reimbursement and dedicated medical payment coverage. If you re seriously injured and unable to meet basic obligations, the company will even cover assistance with shopping, gardening and certain home maintenance.

The Bad

Minimal Learning Materials

The Hartford falls well behind competing companies with its very limited online learning resources. Despite the company s excellent customer support features, it offers very little to new buyers wanting to learn more about the insurance process. FAQs and a limited selection of video tutorials outlining insurance types can be found on The Hartford s website and those materials are somewhat helpful. However, many other companies offer knowledge bases and glossaries that can assist customers in better understanding the various terms and decision factors that pertain to the insurance-buying process. The Hartford auto insurance misses the boat in this category and, in doing so, probably loses the interest of first-time or inexperienced auto insurance buyers.

The Details

Financial Strength


Nursing, Mercy College, mercy school of nursing charlotte nc.

#Mercy #school #of #nursing #charlotte #nc


#

B.S. in Nursing

School of Health and Natural Sciences

  1. Home
  2. Academics
  3. Degrees Programs
  4. Nursing
  • Nursing B.S.

Nursing B.S. Curriculum

General Education Courses Specifically Required by the Nursing Program:

  • BIOL 117
  • BIOL 130/130A
  • BIOL 131/131A
  • CHEM 160/160A
  • MATH 116
  • MATH 117
  • PSYN 101
  • PSYN 233
  • SOCL 101
  • Pre-requisites or the major and must be used to fulfill general requirements

Students who choose the generic nursing major must complete all of the following lower and upper division nursing courses. Thirty credits must be completed in the major at Mercy College.

Lower Division Nursing Courses

  • BIOL 265 Microbiology Lecture
  • BIOL 265A Microbiology Lab
  • NURS 200 Fundamentals of Nursing
  • NURS 220 Pharmacology for Nurses
  • NURS 225 Pediatric Parent Child Nursing
  • NURS 240 Medical Surgical Nursing I
  • NURS 241 Medical Surgical Nursing II
  • NURS 250 Psychiatric and Mental Health Nursing
  • NURS 367 Path/Clinic Reasoning Nursing
  • NURS 368B Health Assessment and Health Promotion

Upper Division Nursing Courses

  • NURS 361 Contmp Topics Prof Nursing
  • NURS 363 Nurs Resrch Evdnc Bsd Prof Nur
  • NURS 364 Nursing Informatics
  • NURS 365 Intro to Health Policy
  • NURS 366 Leadership Management
  • NURS 371 Statistics for Nurses
  • NURS 401 Community Health Nursing: Advocacy for Public Health
  1. Admission to Mercy College does not guarantee progression into the nursing program
  2. A maximum of seventy students will be accepted conditionally per year
  3. Admission Criteria for conditional acceptance into the Nursing Major requires the following:
    1. Maximum High School GPA of 85%
    2. High School Science and Math grades B or higher

II. Full Acceptance – to be fully accepted as a BS in Nursing major the following conditions must be met:

  1. A grade of B- or better in all science courses and a minimum overall GPA of 2.67 is required to be considered for acceptance into the Nursing major
  2. Achieve a passing score on the Nursing Entrance Exam in the Spring Semester of Freshman Year
  3. Accepted students will be subject to background checks and may be required to undergo drug testing

Students are required to achieve a B- or better in all nursing and science courses and maintain an overall GPA of 2.67 or higher. Students will not progress to the next level of the program if they do not meet the above criteria.

Organization of the Program

This program has been designed for the full-time student. Courses are scheduled for a combination of evenings and days. A variety of schedule patterns and teaching and learning community methods are utilized. Nursing courses are offered at the Dobbs Ferry campus only. Upon acceptance to the nursing major, the student will be assigned an academic advisor from the nursing faculty.

  1. Applications to the Generic BS in Nursing program are accepted once a year in the Fall. Application for Fall Semester entry will be accepted up until February 1st of the year the student plans to starting nursing courses in September.
  2. Upon review of the standard Mercy College application, qualified applicants will be conditionally accepted into the Generic BS in Nursing major.
  3. Qualified applicants will be admitted to the nursing major based upon available space in clinical nursing courses at the time of projected student’s eligibility.

Texas Principal Certification, Superintendent Certification, Online Certification

#online #principal #certification #programs


#

Contact Us

Certificate and Certification Preparation Programs

Enhance Your Career Skills With Specialized Training

UT Tyler offers several post-baccalaureate certificate programs. These programs are not part of a degree; however, coursework may be counted toward a degree with the approval of the college in which they are housed. We also offer a number of initial certifications for educators.

Certificate programs are narrower in their focus than degrees and provide preparation in a specific field. The certificate is not the equivalent of a license or certification required for practice in the professions or to teach.

ONLINE: Principal and Superintendent – Certificates are offered through the Department of Educational Leadership. These certificates are designed to prepare Texas public school teachers to become principals and/or superintendents. You must already hold a master’s degree to apply to these certificate programs. Not eligible for financial aid.

STEP Teacher Certification – The STEP program is a 13-month online program designed to meet the needs of people who hold a bachelor’s degree and want to receive a teacher certification without relocating or taking physical classes. The program begins in June each year and ends in July the following year. Not eligible for financial aid.

The Educational Diagnostician Certificate requires a valid Texas teaching certificate, two years of classroom teaching experience, an earned master’s degree, and successful completion of the TExES examination for certification. Emphasis in educational diagnosis provides the student with the opportunity to assess the competencies of individuals in language, sociological. physical, and behavioral/emotional areas, intellectual functioning and adaptive behavior, and educational performance using informal and formal measures, and prescribe individualized education plans based on test results. Not eligible for financial aid.

Nursing Education Certificate prepares the nurse to apply teaching-learning theory, principles of curriculum development, evaluation methodology, and role socialization as a nurse educator in a variety of settings. The program is designed to provide essential knowledge and skills required by nurse educators and facilitate the transition of the nurse from the clinical setting into the role of nurse educator. Not eligible for financial aid.

Nurse Practitioner Certificate – The Post-Family Nurse Practitioner option is 24 semester credit hours in length. Although not totally online, 6 of these hours are offered online with the remainder 18 hours of clinical courses offered in a web-enhanced format requiring some class time on the Tyler campus. Eligible for financial aid.

Nursing Administration Certificate – This online program is designed for students with a masters degree in nursing that are seeking a nursing administration certification. Not eligible for financial aid.

Oil, Gas and Energy Accounting Certificate Program – Prepare to provide specialized accounting services in the field of energy through this nine-credit-hour certificate program. Prerequisites include a bachelor’s degree (any major) and completion of Intermediate Accounting I.

Organizational Development and Leadership Certification Program – Complete an 18-credit-hour program that prepares you to manage in today’s complex and changing business environment. Graduate classes can later be transferred to an MBA program. Not eligible for financial aid.

The Lean Six Sigma Black Belt Certificate program prepares students with the knowledge and tools that they can use to lead quality improvement initiatives in companies, thereby, reducing waste and becoming more efficient. These efforts have allowed companies to become more competitive and successfully compete in global markets. The City of Tyler reports a savings of $5 million from the Lean Six Sigma Program.

Credits earned in fulfillment of the Lean Six Sigma Black Belt Certificate Program may be applied to other graduate degrees in the College of Business and Technology with advisor approval. The following five courses must be completed with a grade of C or better while maintaining a minimum grade point average of 3.0. In addition, a student must pass a comprehensive exam pertaining to the lean six sigma black belt curriculum.

  • TECH 5310: Six Sigma Quality
  • TECH 5320: Total Quality Management
  • TECH 5335: Lean Management
  • TECH 5366: Value Stream Management
  • TECH 5390: Advanced Lean Six Sigma Black Belt Technique

Supply Chain Management Certification – The Supply Chain Management Certificate program is specifically designed to prepare students for advancement in supply chain management careers related to manufacturing and service, logistics, procurement, business development, and operations.

The Executive Graduate Certificate in Engineering Management (EMGE) focuses on the areas of project management, project cost analysis and accounting, management of project monitoring and technology, project leadership and planning, and project optimization through management systems. This course of study is designed to 1) provide experienced engineers, architects and project/construction managers with rigorous study in the current tools for project management 2) train certificate recipients for positions in upper management within firms providing these type of services and/or 3) provide professional competencies for private and public sector employment. Not eligible for financial aid.

The Executive Certificate in Nursing Informatics Program (ENIF) will advance your skills in data and information management, and enhance your capabilities in information processing with new tools and technology as they unfold. Prepare to meet the growing demands for nursing informaticists by integrating nursing science with information science and computer science. Learn to design and manage data systems that support nursing practice, administration, education and research. Not eligible for financial aid.


Enterprise Technology Solutions & Managed IT Services, Verizon Enterprise Solutions, verizon corporate plans.

#Verizon #corporate #plans


#

Verizon Enterprise Solutions

Our business technologies and industry-specific solutions bring you closer to your customer—helping you work better together, making new opportunities possible.

Internet & Wired Communications

Delivering the connected world.

Simply. Securely. Reliably.

Latest News

We’d like to thank you—

J.D. Power ranks Verizon “Highest in Customer Satisfaction with Large Enterprise Business Wireline Service”, two years in a row.

Samsung Galaxy Note8

The power to get it done. Our largest infinity display with defense-grade security.

SDN Orchestration

Adapt in real time as network needs change with SDN Orchestration.

Get fast, secure and coordinated on-demand and hosted network services—all on a single platform.

Solutions Products

Our solutions and products can help your business thrive in the digital world.

Gartner Symposium/ITxpo 2017

Get expert help with your digital transformation. Visit booth #343 to find out how.

Virtual Network Services

We’ve teamed up with some of the industry’s best to offer the virtual network services you need most.

Wireless network awards

RootMetrics said our network performance was “outstanding in all test categories.”

Verizon Insights Lab

Explore critical trends, technology innovations and best practices today, so you’re ready for wherever business goes tomorrow.

Data Breach Digest

Whether malicious or careless, insiders are often at the center of cyberattacks. Learn how to mitigate your risks.

Security Risk Management

Get all the latest news from the world of cybersecurity at the Verizon Insights Lab.

Industries

Stand out from the competition. Our solutions can help you innovate and grow your business – no matter what industry you’re in.

Serialization

and stay in compliance.

Implement IoT solutions easily and cost-effectively, and get near real-time transit monitoring with Verizon Intelligent Track and Trace: Serialization.

Enterprise Infrastructure Solutions

Our EIS contract provides the next generation of services to help federal agencies meet their critical information technology needs.

HITEC 2017

Digital technology and mobility are making it easier to deliver guest-first experiences. See what else we talked about at the show.

  • Agriculture

Education

  • energy and utilities

    Energy and Utilities

  • Financial_Services

    Financial Services

  • Healthcare

    Manufacturing and Automotive

  • Public Sector

    Transportation and Distribution


  • Client Management Solutions Overview, HP® Official Site, client management system.

    #Client #management #system


    #

    Client Management Solutions

    Manage your PC fleet and your costs with greater ease

    Client management system

    Create pre-boot and OS images

    Create BIOS Configuration

    Create and Import HP-Verified or Custom Driver Packs

    Client management system

    Deploy

    Secure and validate custom images

    Patch HP-delivered BIOS, Drivers, and Software

    Deploy device and identity security policies

    Client management system

    Support

    System Image (new and deployed)

    Deployed Software, Drivers, and BIOS

    Download and Install Manageability Tools

    HP Manageability Integration Kit (HP MIK) for Microsoft System Center Configuration Manager

    The HP Manageability Integration Kit will help speed up image creation and management of HP BIOS, security, hardware, software when managing devices through Microsoft SCCM.

    Deploy the HP Manageability Integration Kit to begin enjoying these key benefits:

    • Speed Up the Basics of IT Management – Reduce the number of steps to create, deploy, and manage images, BIOS, and system security so you can focus on business.
    • Protect Data – Secure BIOS settings, set authentication and credentials requirements, enable Microsoft Device Guard, manage TPM firmware updates.
    • Manage Software – Starting with HP Client Security, IT Admins can remotely manage features supported by the software.
    • Simplifying operations – Unlock additional value from platform-specific features and manage those features from within Microsoft System Center Configuration Manager.

    HP Image Assistant (HPIA)

    The HP Image Assistant is a free tool that provides assistance to IT Admins to improve the quality and security of their PC Windows image by diagnosing the image, identifying problem, recommending solutions, and analyzing their PC’s readiness for migration between Windows 7 and Windows 10.

    New features and benefits: (New version 2.1)

    • Support for individual versions of Windows 10
    • Updated report format
    • Improved user interface

    Existing features and benefits:

    • Assist with OS Migration
    • Capture PC configurations such as hardware, software, drivers, and updates to be evaluated
    • Compare Target Image against Reference Image
    • Dashboard view summarizing areas where Target Image and Reference Image differ
    • Display all drivers and Windows updates for both Target Image and Reference Image
    • Display all security related software installed on both Target Image and Reference Image
    • Provide recommendations for fixing missing updates, drivers, software, security settings, and BIOS

    HP BIOS Configuration Utility (BCU)

    The HP BIOS Configuration Utility is a free utility which provides the ability to manage BIOS settings on HP supported desktop, workstation, and notebook computers.

    Features and benefits:

    • Read available BIOS settings and their values from a supported computer
    • Set configurable BIOS settings on a supported computer
    • Set or reset Setup Password on a supported computer
    • Replicate BIOS settings across multiple client computers
    • Get BIOS settings without having to know/write WMI queries and methods

    HP SoftPaq Download Manager (HP SDM)

    HP SoftPaq Download Manager provides a simple, powerful way to download software updates for the HP client PC models in your environment.

    Features and Benefits:

    • Find pertinent information quickly
    • Lists the updates available based on your search criteria on a single screen
    • Easily find the updates that are most important to you and your users
    • Avoid the cumbersome task of downloading updates individually
    • Download the updates where you want
    • One click to start the download process
    • No need to remember or manually track previously downloaded updates
    • Simple, easy-to-use interface

    HP Systems Software Manager (HP SSM)

    Features and benefits:

    • Streamline mass deployment of HP System Software updates
    • Simplify the complexity of HP System Software management
    • Optimize PC performance
    • Provide a stable and consistent PC environment key feature
    • Automatically detect of hardware and out-of date BIOS and HP System Software
    • Automatically install latest HP System Software to multiple PCs simultaneously
    • Updates can take place remotely and in silent, unattended mode
    • Summary report is created for tracking and management purposes

    SSM-compliant BIOS flashing updates for other HP clients are available at the HP driver download Web site.

    Utilize Microsoft System Center

    Microsoft System Center Configuration Manager enables customers to reduce the day-to-day operational costs of managing Windows, as well as enable their business to move more quickly by integrating these core disciplines into a single solution. This solution delivers enterprise-class software distribution and asset management through comprehensive inventory analysis, operating system and software distribution, software usage tracking, and reporting.

    HP Manageability Integration Kit (HP MIK) is the world’s first and only management toolkit certified for Microsoft System Center Configuration Manager.*

    To learn more about Microsoft System Center products please visit:

    HP Manageability Integration Kit (HP MIK)

    The HP Manageability Integration Kit will help speed up image creation and management of HP BIOS, security, hardware, software when managing devices through Microsoft SCCM.

    Deploy the HP Manageability Integration Kit to begin enjoying these key benefits:

    • Speed Up the Basics of IT Management – Reduce the number of steps to create, deploy, and manage images, BIOS, and system security so you can focus on business.
    • Protect Data – Secure BIOS settings, set authentication and credentials requirements, enable Microsoft Device Guard, manage TPM firmware updates.
    • Manage Software – Starting with HP Client Security, IT Admins can remotely manage features supported by the software.
    • Simplifying operations – Unlock additional value from platform-specific features and manage those features from within Microsoft System Center Configuration Manager.

    HP Client Integration Kit (HP CIK)

    HP Client Integration Kit (HP CIK) is a plug-in for Microsoft’s System Center Configuration Manager that improves the customer experience in deploying Microsoft Windows-based Client OS images to HP-managed clients. This is achieved through the following custom features:

    • Importing WinPE and HP platform driver packs
    • Integration of the BIOS Configuration utility, which allows the customer to configure BIOS settings during deployment
    • Basic OS task sequences highlighting HP’s custom steps

    The HP CIK is installed on the same server as System Center Configuration Manager, and can be accessed through the System Center console on the server.


    Kredite online-auch ohne Schufa – Bavaria Finanz, kredit schnell.

    #Kredit #schnell


    kredit schnell

    Kredit schnell

    Kredit schnell

    GГјnstige Kredite vom Profi – auch ohne Schufa Auskunft

    Kredit schnellSie suchen einen gГјnstigen und flexiblen Kredit, der perfekt in Ihren Finanzierungsrahmen paГџt, dann sind wir Ihr richtiger Ansprechpartner.

    Bavaria Finanz Service ist seit über 10 Jahren spezialisiert auf Kredite und Darlehen jeglicher Art, insbesondere auf Kredite ohne Schufa. Auch wenn andere Banken bereits abgelehnt haben, können wir oft noch einen Kredit für Sie realisieren.

    Europaweite Bankanbindungen machen vieles möglich

    Nutzen Sie Ihre Vorteile

    • gГјnstige Zinsen und bequeme Kreditraten
    • auch ohne Schufa-Auskunft
    • ohne Schufa-Eintrag – sehr diskret sofortige Bearbeitung
    • Kreditsummen von 3.000 bis 250.000 Euro
    • Express – Kreditauszahlung
    • Kredite zur freien VerfГјgung
    • alles auf dem bequemen Postweg Barauszahlung auch per Post mГ¶glich arbeitung der Kreditanfrage vorteilhafte Benachrichtigung per Email

    Kredit schnell

    Bavaria Finanz Kredite

    Kredit schnellDie Suche nach Kredite ohne Schufa führt in vielen Fällen zu diversen Anbietern von Onlinekrediten. Bei Bavaria Finanz haben Sie den richtigen Online-Kreditanbieter gewählt ! Über 10 Jahre Erfahrung im Onlinekredit-Business, haben uns eine enorme Erfahrung zu Gunsten der Kreditkunden gebracht. Denn gerade bei einem Kredit sollte man darauf achten, dass man nicht zu teuer fährt. Das heißt, die Zinsen sollten möglichst gering sein.

    Wenns schnell gehen soll

    Besonders ohne Schufaauskunft, können Kredit besonders schnell ausgezahlt werden. Kredite auch für größere Anschaffungen ! Vor allem bei Darlehen, die für größere Anschaffungen, wie zum Beispiel den Kauf oder den Bau eines Hauses benötigt werden, spielen die Konditionen einen wichtige Rolle. Das Angebot für Kredite ohne Schufa von Bavaria Finanz ist allumfassend. Sehr viele Banken bieten über das Internet Onlinekredite zu guten Konditionen an. Top Kreditangebote für Darlehen auch schufafrei findet man bei Bavaria Finanz Service. Vom Sofortkredit, Umschuldung, Kreditzusammenfassung, Kreditaufstockung, bis hin zu, Kfz Kredit für Auto, Motorräder etc.

    Eine gute Wahl – ohne Schufa

    Es lohnt sich auf jeden Fall sich die Konditionen bei Bavaria Finanz zu nutzen. Wichtig bei einem Kredit sind die Konditionen. Dazu gehören die Laufzeit, die Höhe des Zinssatzes und die Höhe der monatlichen Tilgung.Es ist wichtig, dass man sich, bevor man sich über ein Darlehen informiert, überlegt, was man sich für seinen Kredit wünscht. Bavaria Finanz führt alle gängigen Kredite.

    Kreditablehnung – wir sind da !

    Kredit schnellBesondere Bankanbingungen machen es möglich, daß auch oft beiBesondere Kreditablehnungen durch andere Banken, noch von Bavaria Finanz ein Kredit realisiert werden kann. Nur so macht die Suche nach Kredite ohne Schufa Sinn. Überlegen Sie sich daher genau, welche Summe Ihr Onlinekredit haben muss. Ebenfalls wichtig ist die Höhe der monatlichen Rate. Hier sollten Sie sich eine exakte Aufstellung Ihres Einkommen und Ihrer Kosten pro Monat machen. Je besser vorbereitet man, sich über einen Kredit informiert, desto schneller wird man ein gutes Angebot für seinen Kredite ohne Schufa bekommen. Die Abwicklung und Auszahlung sind nur reine Formsache und gehen innerhalb kürzester Zeit.

    Kredit schnell

    Unsere Kunden sagen

    Kredit schnellEs lief alles sehr professionell. Mein Kredit Гјber 20.000 EUR wurde schnell ausgezahlt. Vom Kreditantrag bis zur Auszahlung, perfekt. Immer wieder !

    Kredit schnell

    Schufafreie Kredite

    Seit Гјber 10 Jahren

    Kredit schnell

    * Sollzinssatz ab 4,83% (bonitГ¤tsabhГ¤ngig) fest fГјr die gesamte Laufzeit, Effektiver Jahreszins: 4,90% – 16,90%, Nettokreditbetrag: 1.000 – 100.000 Euro, Vertragslaufzeit: 12 – 120 Monate

    Repräsentatives Beispiel: Sollzinssatz 6,76% fest für die gesamte Laufzeit, Effektiver Jahreszins: 9,95%, Nettokreditbetrag: 10.000 Euro, Vertragslaufzeit: 72 Monate

    Kredit ohne Schufa ist ein Sofortkredit von Bavaria Finanzservice. Schufafreie Kredite sind Auslandskredite. Zinsen, Laufzeit und Kreditraten der Bavaria Finanz Kredite sind immer dem Kreditnehmer Kunden angepasst. Der Online-Kreditantrag kann kostenlos gestellt werden. Unsere Kredite halten jeglichem Kreditvergleich stand. Spezialkredite wie ohne Schufaauskunft und ohne Schufaeintrag sind als Barkredit oder Überweisungskredit zu erhalten, egal wie man sich entscheidet, beeinflußt es nicht die Kreditentscheidung. Die Kreditzusammenfassung oder Umschuldung von Fremdbanken, kann zur monatlichen kleineren Raten und einer geringeren Ratenbelastung führen. Kredite mit günstigen Zinsen, egal ob Autokredit oder Umschuldung stehen im Vordergrund unserer Kreditangebote. Auch beim Kredit ohne Schufa Auskunft oder Schufaabfrage kann der Kreditnehmer zwischen verschiedenen Kreditbeträgen auswählen. Kfz Kredite, Autokredit oder auch Leasing sind Bestandteil unserer Kreditangebote online. Kreditkonditionen unserer Onlinekredit können mit unse rem Online Kreditrechner bequem und beispielhaft berechnet werden. Finanzierungen, egal ob mit oder ohne Schufa, realisieren wir mit verschiedenen Kreditkonditionen. Autofinanzierungen auch ohne Schufa sind möglich. Barauszahlung der Kredite oder Barkredite bietet Bavaria Finanz schufafrei an. Auch wenn das Girokonto überzogen ist ein Kredit ohne Schufa noch möglich. Dispokredite in Zusammenhang mit einem günstigen Girokonto bieten einen schnellen und einfachen Rahmenkredit,der jederzeit in Anspruch genommen werden kann. Auslandskredite, wie unsere Kredite ohne Schufa, sind durch langjährige Bankanbindungen schnell und zuverlässig verfügbar. Egal ob es um einen Sofortkredit, Ratenkredit, Dispokredit, Baufinanzierung, Eilkredit,Schnellkredit, Autokredit, Autofinanzierung, Leasing, Umschuldung, Kreditzusammenfassung oder Kredit ohne Schufa handelt, Bavaria Finanz bietet die richtige Lösung.


    Offerte di lavoro e stage in provincia di Milano – Annunci su Bakeca, annunci lavoro.

    #Annunci #lavoro


    Annunci di Lavoro Provincia di Milano

    CLUB ANIMAZIONE RICERCA 500 ANIMATORI TURISTICI PER ESTATE 2018

    Tempo determinato · Full time

    Milano | Animazione turistica

    CERCHIAMO TECNICI SUONO LUCI E DJ PER VILLAGGI TURISTICI

    Tempo determinato · Full time

    Milano | Animazione turistica

    HIDALGO ANIMAZIONE SELEZIONA ANIMATORI TURISTICI SPORTIVI

    Tempo determinato · Full time

    Milano | Animazione turistica

    COORDINATORI OPERATIVI RETE BTB

    Da definire · Full time

    Milano | Sales – agenti commerciali

    Vivateam seleziona hostess e assistenti estate 2018

    Tempo determinato · Full time

    Milano | Animazione turistica

    Metti in evidenza i tuoi annunci con Bakeca Business

    STAGE UFFICIO MANUTENZIONI

    Stage o tirocinio · Full time

    Trezzano sul Naviglio | Operai – produzione – qualità

    Selezioniamo animatrici miniclub/ junior club per la stagione estiva 2018

    Da definire · Full time

    Milano | Animazione turistica

    Scaffalista orario notturno-supermercati Milano

    Tempo determinato · Part time

    Milano | Commessi – cassieri – responsabili di negozio

    Impiegato Commerciale – MILANO

    Tempo indeterminato · Full time

    Milano | Sales – agenti commerciali

    TECNICO AUDIO-LUCI / DJ PER VILLAGGI TURISTICI

    Tempo determinato · Full time

    Milano | Animazione turistica

    ANIMATORI CON OTTIMO OLANDESE DA APRILE 2018

    Tempo determinato · Full time

    Milano | Animazione turistica

    BALLERINE/I E COREOGRAFE/I IN RESORT

    Tempo determinato · Full time

    Milano | Animazione turistica

    Consulente NaturHouse MILANO, SESTO SAN GIOVANNI, CESANO BOSCONE

    Tempo determinato · XX

    Cesano Boscone | Medicina – salute – assistenza

    KEY ACCOUNT MANAGER

    Libero professionista (o Partita IVA) · Full time

    Milano | Sales – agenti commerciali

    Animazione Turistica Mini Club

    Tempo determinato · Full time

    Milano | Animazione turistica

    Assumiamo operatori fast food

    Da definire · Part time

    Azienda: Calise srl

    Melzo | Bar – ristorazione – attività alberghiere

    Camerieri di sala c/o show room

    Tempo determinato · Turni

    Milano | Bar – ristorazione – attività alberghiere

    IMPIEGATO/A OPERATIVO UFFICIO TRASPORTI INTERNAZIONALI

    Tempo indeterminato · Full time

    Azienda: ROAD CARGO SERVICE SRL

    Milano | Acquisti – logistica – trasporti

    Collaboratore commerciale

    Tempo indeterminato · Full time

    Azienda: FRUIT CONTROL EQUIPMENTS

    Locate di Triulzi | Sales – agenti commerciali

    Addetti Pulizie – Milano

    Tempo indeterminato · Full time

    Azienda: Pulizie Milano

    Milano | Operai – produzione – qualità

    Sales account outbound & field

    Tempo determinato · Full time

    Azienda: EasyHunters srl

    Milano | Customer service – call center – telemarketing

    Programmatore AspNet/Mvc

    Da definire · Full time

    Azienda: InfoWeb s.r.l.

    Milano | Informatica – telecomunicazioni

    CAT PROTETTE SCAFFALISTA – STAGE

    Stage o tirocinio · Part time

    Azienda: Cesvip Lombardia

    Cassano d’Adda | Acquisti – logistica – trasporti

    Biologo Marino – Maldive

    Tempo determinato · Full time

    Milano | Animazione turistica

    HR SPECIALIST JUNIOR

    Tempo determinato · Full time

    Azienda: FRAG srl

    Milano | Amministrazione – contabilità – risorse umane

    Che cos’è un Alert

    L’alert è un servizio gratuito che ti permette di trovare comodamente quello che desideri, ricevendo via email tutti i nuovi annunci corrispondenti alla categoria di offerta che ti interessa. Un modo semplice e rapido, per rimanere aggiornati senza dover reimpostare ogni volta i tuoi criteri di ricerca.

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    Annunci e offerte lavoro a Milano

    Benvenuto nella sezione di Bakeca dedicata a chi cerca lavoro a Milano. Le offerte di lavoro a Milano sono sempre aggiornate e adatte a qualsiasi esperienza: si va dalle offerte di lavoro call center agli impieghi nel turismo e come hostess in Lombardia. Inoltre potrai scegliere tra un lavoro part time, full time o persino da casa. Consulta subito gli annunci gratuiti: cercare lavoro su Bakeca è semplice e veloce.


    Certificati di iscrizione al Registro Imprese, numero rea camera di commercio.

    #Numero #rea #camera #di #commercio


    Certificati di iscrizione al Registro Imprese / REA

    Documento che certifica l´iscrizione al Registro Imprese e al Repertorio Economico Amministrativo.

    Il certificato è il documento che certifica l´iscrizione al RI – Registro Imprese e al REA – Repertorio Economico Amministrativo. Viene rilasciato per tutte le imprese iscritte sull’intero territorio nazionale ed ha una validità legale di sei mesi (art.41 D.P.R. 445/2000).

    Poichè il Registro delle imprese è un registro pubblico, i certificati possono essere richiesti da chiunque, sia che faccia parte dell’impresa sia che non ne faccia parte, senza necessità di presentare alcun tipo di modulo o di delega. Di norma i certificati sono rilasciati immediatamente al momento della richiesta. Tuttavia se l’impresa non è in regola con il pagamento del diritto annuale, il rilascio del certificato è bloccato e occorre rivolgersi al Settore Diritto annuale per ottenerne lo sbocco. Per approfondimenti: blocco del certificato.

    Normalmente il certificato è rilasciato in bollo, ma può essere esente da tale imposta in alcuni casi, ad esempio: nel caso di cooperative sociali e onlus, per uso rimborso IVA, per uso credito (mutuo bancario), per uso all’estero se in lingua inglese. Coloro che richiedono un certificato senza applicazione del bollo, per poi farne un uso diverso da quelli per i quali è prevista l’esenzione, sono direttamente responsabili per l’evasione dell’imposta.

    Tipologie di certificati

    • Ordinario

    Riporta la situazione analitica dell´impresa o soggetto REA e contiene il numero di iscrizione al RI o al REA, la denominazione, il codice fiscale, la sede, la data di costituzione, il capitale sociale, l´oggetto sociale, la descrizione dell´attività, il nome dei titolari di cariche e altri dati

  • Iscrizione – abbreviato

    Rispetto al certificato ordinario non contiene l´oggetto sociale, la descrizione dell´attività ed i titolari di cariche

  • Iscrizione con scelta

    Consente di ridurre la lunghezza del documento rendendo opzionale l’inserimento delle informazioni relative alle unità locali e ai soggetti titolari di cariche diverse da quelle realtive ai componenti dell’organo amministrativo in base alla scelta effettuata dal richiedente

  • Poteri personali

    Riporta i dati contenuti nel certificato abbreviato con l´aggiunta dei poteri previsti dallo statuto e delle cariche delle persone richieste

  • Assetti proprietari

    Riguarda le Srl e le Spa non quotate in mercati regolamentati e contiene la descrizione della suddivisione del capitale sociale tra i vari possessori di azioni/quote ed i relativi nomi e codici fiscali

  • Deposito – protocollo

    Attesta l´avvenuto deposito di atti e modelli di iscrizione rispettivamente nel RI o nel REA

  • Di non iscrizione

    Riporta gli estremi identificativi dell´imprenditore e ne attesta la non iscrizione nel RI o nel REA. modulo di richiesta Modulo di richiesta

    • Company registration certificate (certificato in lingua inglese)
    • Riporta le informazioni sull’impresa in lingua inglese, è un documento destinato all’estero ed è esente da bollo

    Modalità di rilascio e pagamento

    Gli importi e il pagamento variano a seconda delle differenti modalità di rilascio:

    • Uffici del Registro Imprese
      • Sportelli Certificati e visure nella sede di Via San Francesco da Paola 24 – Torino
      • orari: lunedì, martedì, mercoledì e giovedì 9.00 – 12.15; 14.30 – 15.45, venerdì 9.00 – 12.15
      • Costi e modalità di pagamento

    Dalla medesima pagina si possono scaricare condizioni di erogazione e costi del servizio.

    Una volta effettuata la registrazione, prima di richiedere un certificato on line, occorre acquistare:

    – fogli di carta filigranata su cui stampare i certificati (costo euro 0,03 a foglio);

    – appositi bollini da apporre sui certificati (un bollino dal costo euro 0,03 per ogni singolo certificato);

    L’acquisto della carta filigranata e dei bollini può essere effettuato presso gli sportelli del Settore Prodotti Registro Imprese presentando il relativo modulo di richiesta .

    L’indirizzo e gli orari del settore sono riportati al fondo della pagina.

    Attenzione: sui certificati scaricati on line la Prefettura di Torino non appone il visto di legalizzazione di firma o la c.d. “apostilla”, per avere tale tipo di visti occorre ancora utilizzare i certificati rilasciati ai nostri sportelli in quanto sono firmati autografamente dal funzionario camerale.

    Novità sui certificati

    Dal primo gennaio 2012 per effetto dell’art. 15 della legge n. 183 del 12 novembre 2011 (G. U. n. 265 del 14 novembre 2011) i certificati rilasciati dalle pubbliche amministrazioni sono validi ed utilizzabili solo nei rapporti tra privati.

    Da tale data i soggetti privati non possono più presentare certificati del Registro delle imprese ad organi della pubblica amministrazione, o gestori di pubblici servizi, ma devono predisporre una dichiarazione sostitutiva di tale certificato, firmata dal titolare o dal legale rappresentate dell’impresa e corredata da copia del suo documento di identità. Per coloro che eventualmente siano in difficoltà nel predisporre la dichiarazione sostitutiva di certificazione, vuoi perché ignorino le informazioni che devono esservi riportate vuoi perchè abbiano timore di dichiarare dati non corretti, è comunque possibile richiedere un modello di modello di dichiarazione sostitutiva. La richiesta può essere presentata agli sportelli della Camera di commercio, oppure on line tramite il servizio Telemaco. Il costo del documento in entrambi i casi è pari a 5,00 euro. Nota bene: Le uniche informazioni non presenti nel modello sono quelle relative all’inesistenza di procedure concorsuali a carico dell’impresa ed ai nulla osta antimafia. Per fornire tali informazioni, qualora necessarie all’adempimento da assolvere, l’impresa dovrà comunque integrare il modello di dichiarazione sostitutiva, predisponendo a sua cura apposite dichiarazioni.

    Dal 14/02/2013, a seguito dell’abrogazione del D.P.R. 252/1998 disposta dal nuovo codice antimafia, il D.Lgs. 159/2011, così come modificato dal D.Lgs. 218/2012, le Camere di commercio non possono più rilasciare certificati camerali con la dicitura antimafia.

    Dal 20/10/2014 i certificati e le visure camerali sono disponibli anche in lingua inglese.

    Il decreto “Destinazione Italia” (D.L. 23/12/2013 n. 145 convertito in legge, con modificazioni, dall’ art. 1, comma 1, L. 21/02/2014, n. 9), all’art. 5 comma 4 stabilisce che: “Le Camere di commercio competenti rilasciano su richiesta delle imprese i certificati camerali anche in lingua inglese che, esclusivamente ai fini dell’utilizzo in uno Stato estero, sono esenti dall’imposta di bollo”.

    Il modello di tale certificato è stato approvato dal D.M. 18/09/2014 e pubblicato nella Gazz. Uff. 4/10/2014, n. 231.

    Il certificato in lingua inglese è un certificato a tutti gli effetti, è destinato all’utilizzo all’estero, è esente da bollo ed è soggetto al solo pagamento dei diritti di segreteria pari a 5 euro.

    L’attività viene riportata nel documento non per come essa è stata denunciata nel registro delle imprese ma per come è classificata secondo il codice ATECO (che sul documento in inglese è individuato come codice NACE)

    Per maggiori informazioni sul contenuto del certificato si veda la GUIDA-ALLA-LETTURA-DEL-CERTIFICATO-IN-INGLESE

    I certificati in lingua inglese possono essere richiesti agli sportelli delle camere di commercio o attraverso i canali on line autorizzati.


    Checar buro de credito – Credito México, checar buro de credito.

    #Checar #buro #de #credito


    Credito México

    Checar buro de credito

    Como sabemos el buró de crédito es un institución encargada de almacenar los datos de todas aquellas personas o compañías que han tenido al menos un crédito en el territorio de la república mexicana en su vida, sin importar si su saldo esta en rojo o verde.

    Por lo que cada vez que una persona o compañía hace una solicitud para un nuevo crédito, toda institución financiera o entidad de préstamo, recurren a nuestra institución con la finalidad de conocer el reporte o el historial crediticio de quien desea obtener un crédito.

    ¿Qué datos se muestran en el reporte de buro de credito?

    En este reporte se muestra el historial que contiene toda la información de tus datos así como te tus anteriores créditos, estén vigentes o cancelado de hasta por lo menos los últimos seis años, lo referente a la lista de créditos los cuales son valorados detalladamente si están al corriente con los pagos, aquellos créditos que presentan retraso de pago de 1 a 89 días, los pagos con mas de 90 días de retraso y por su puestos las deudas sin recuperar, es decir las que nunca has realizado un pago.

    Además encontraras en ese reporte la diferentes instituciones o entidades financieras que han solicitado ver tu reporte crediticio, es decir, que son aquellos bancos donde has tramitado la solicitud de un crédito, de esta manera descuerdo a tu comportamiento de pago podrás obtenerlo. Sin embargo algunas personas han manifestado que por estar en el buró de crédito les han rechazado su solicitud.

    ¿Te negaron un crédito por aparecer en el Buró de crédito?

    Es importante aclarar que el buró de crédito es una institución que informa sobre que personas han solicitado créditos en el territorio de la república mexicana mas no decide si una solicitud es aprobada o no, estas facultades son íntegramente de las instituciones que dan créditos tanto a las personas como a las compañías.

    Lo que influye en la decisión es el estado de tu reporte, esto quiere decir que si posees un reporte donde se observe que eres responsable en tus pagos de las deudas anteriores, esto eleva los niveles de confianza y aumenta las posibilidades de que se te apruebe tu solicitud.

    Si en caso contrario tus saldos están la mayoría o todos en rojo esto no será muy bien visto por los otorgante de créditos por lo que se traduce que tu crédito sea rechazado. Estas son las razones fundamentales por las cuales se consulta el reporte del buró de crédito de un solicitante para determinar que tan comprometido y responsables es con las deudas que contrae.

    ¿Qué tan privado es tu reporte especial?

    Estas por solicitar un crédito para poder adquirir una casa, un carro o por una emergencia, y para hacerlo visitas un entidad financiera la cual debe revisar tu historial crediticio para poder saber que deudas tienes pendientes y que tan responsables con los pagos eres, de esta manera saber si eres elegible o no para el crédito.

    Y es en este momento que te llega varias interrogante ¿Qué tan privado es tu informe crediticio? Y ¿Quién tiene acceso a esa información? Como sabemos tu reporte especial del Buro de crédito es un informe que muestra todo tu historial crediticio desde por lo mínimo los últimos 6 años en donde no solo se refleja información de los créditos adquiridos en ese tiempo, las frecuencia de pago, también hay información referente a tus tarjetas de crédito, así como también datos personales, lo cual son de gran importancia para ti. Por lo que esta valiosa información no puede ni debe estar a Vox Populi, por lo que es importante saber quien o quienes pueden acceso.

    Acceso a mi reporte especial del Buró de crédito

    El perfil financiero que posee este reporte puede permitir a una empresa crediticia o entidad financiera tener un acuerdo o negocio con Ud. mediante el análisis de dicho informe, por lo que solamente tú y los Otorgantes de Crédito a los que por autorización expresa pueden consultar tu historial en Buró de Crédito.

    Por lo que para tener garantía que nadie mas pueda acceder a tu reporte de crédito especial se solicita información que solo Ud. posee de sus créditos como son los números de registros o números de tarjetas de crédito.

    Como estos datos son solicitados por la Comisión Nacional Bancaria y de Valores y por la Ley para regular las Sociedades de Información Crediticia, debes tener siempre a la mano tus daros así como la información referente a los créditos al momento de solicitar la consulta de Reporte de crédito Especial del Buro de crédito, esto con el fin de llenar todos los campos de la solicitud.

    Cuando desees tener a un crédito en algún ente financiero este podrá consultar tu historial crediticio con tu expresa autorización de esta manera se mantiene la confiabilidad y privacidad de la información que ella contenga, es importante aclarar que el Buró de crédito no facilita que te aprueben o no el crédito ya que eso dependerá de institución financiera considere de acuerdo a tu perfil crediticio.

    Como consultar Buro de credito gratis

    El buró de crédito en una empresa ampliamente conocida en la República Mexicana que permite tener tu información o historial crediticio de toda persona o empresa que ha hecho uso de algún crédito, ahí podrán consultar buro de credito y esto sirve como una base de datos en donde toda empresa financiera conozca las referencia de créditos de cada uno de los usuarios.

    Buro de credito en México

    Esta información es usada por los diferentes entes financieros, así como también establecimientos comerciales como las tiendas departamentales o concesionarios automotrices, esto le indica a estas empresas como es tu responsabilidades de pago y si eres elegible para otro crédito.

    Para poder acceder a un consulta gratis en el buro de crédito en México solo lo podrás hacer una vez cada 12 meses, es gratis por internet, si llegaras a solicitar otro en menos de un año deberás cancelar por ello, esta consulta gratuita se conoce como Reporte del Crédito Especial, para ello debes tener a la mano toda la información necesaria como es el numero de las tarjetas de crédito, las referencia de los créditos personales, automotrices o hipotecarios que tengas los cuales debes ser de menos de 6 años así ya estén liquidados.

    La consulta gratis podrás hacerla por varios medios como son por medio del portal Web del buro de credito en México, por vía telefónica desde cualquier parte de México a través del (55) 5449 4954 sin costo de larga distancia o al 01800 640 7920.

    También se puede solicitar personalmente en las oficinas ubicadas en la Av. Periférico Sur 4349. Plaza Imagen, Loc. 3, Fracc. Jardines de la Montaña. Delegación Tlalpan C.P. 14210. México D.F.

    Los resultados podrán llegar a tu correo electrónico, esta información es confidencial solo tendrás acceso el usuario interesado.

    Consultar Buro de credito en línea

    Como se dijo anteriormente es necesario acceder a la Web oficial que es www.burodecredito.com.mx, buscar la opción que dice reporte de crédito especial para poderlo obtener de forma gratuita darle clic, aquí aparecerá una ventana que te informa si autorizas a la compañía en revisar tu historial de crédito.

    Después deberás llenar el formulario por completo con toda la información que se te solicita. Este reporte podrás hacerlo solo una vez al año si deseas que sea gratis.

    Una vez este listo el reporte te dará una contraseña que te permita acceder a los resultados de la solicitud, pero que solo cuentas con 24 horas de vigencia si se vence dicho plazo deberás repetir todos los pasos pero este tendrá un costo adicional.


    Prévot Avocat, L – EXPERTISE DU DROIT DU TRAVAIL, droit à un avocat.

    #Droit #à #un #avocat


    Cabinet d’Avocats

    Anne-Laure Prévot Avocate

    Après une formation de juriste, Anne Laure Prévot est avocate en droit du travail au Barreau de Paris.

    • Ecole de Formation du Barreau de Paris
    • DESS Droit des relations du travail dans l’entreprise, Bordeaux IV
    • Maîtrise LLB (University of Kent, Canterbury, RU).

    Nos spécialités et compétences

    Nos compétences en matière de droit du travail

    Le droit du travail englobe de nombreux domaines de compétences. Ce cabinet davocats du 8ème arrondissement de Paris les réunit . Conseil en droit du travail , contentieux, discrimination, harcèlement moral, prudhommes et devants les cours dAppel , le contrat de travail , ou encore le droit des salariés , la santé et la sécurité au travail , le licenciement , etc.

    Vous avez besoin dun avocat aux prudhommes à Paris , dun avocat pour un licenciement abusif dans la région parisienne ou vous souhaitez simplement en savoir plus sur nos domaines de compétences en matière de droit du travail, contactez-nous.

    Nos spécialités

    Nos principaux domaines dintervention, en conseil comme en contentieux dans la domaine du droit du travail (Conseil de prud’hommes, Cour d’appel, Tribunal des affaires de sécurité sociale, Tribunal d’instance, Tribunal administratif…) portent en matière de relations tant individuelles pour les salariés et les employeurs (licenciements individuels, contrats de travail, droit disciplinaire, législation sur la durée du travail, négociations, relations avec l’administration du travail, problématique de dirigeants d’entreprise et de cadres dirigeants) – que collectives (conflits collectifs, relations et mise en place des institutions représentatives du personnel, négociation collective, restructurations…)

    Nous intervenons depuis près de 15 années, notamment dans les branches et conventions collectives de l’ Automobile, Banque, Bâtiments et travaux publics, Bourse, Bureaux d’études (« Syntec »), Commerces de gros, Hôtels Cafés et Restaurants, Industries chimiques, Industries pharmaceutiques, Métallurgie, Habillement, Prestataires de services, Habillement (Maisons à succursales de v


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    Les taux des prкts immobilier au Crйdit Lyonnais (LCL), credit taux.

    #Credit #taux


    Assurance de Prкt Online

    L’assurance d’une solution personnalisйe au meilleur coыt

    Suivez nous

    Les taux а la banque LCL (ex. Crйdit Lyonnais)

    Les taux dans les grandes banques

    Les taux des prкts immobiliers observйs а la banque LCL

    Les taux des crйdits immobiliers sur 30 ans au LCL

    • Meilleur taux : 1.85% soit une mensualite de 362€ pour 100000€ empruntйs sur 30 ans
    • Taux Moyen : 1.85% soit une mensualite de 362€ pour 100000€ empruntйs sur 30 ans
    • Taux Max : 1.85% soit une mensualite de 362€ pour 100000€ empruntйs sur 30 ans

    Votre Crйdit immobilier et Assurance de Prкt jusqu’а 60% moins chиre, cotation en ligne

    Les taux des crйdits immobiliers sur 25 ans au LCL

    • Meilleur taux : 1.22% soit une mensualite de 387€ pour 100000€ empruntйs sur 25 ans
    • Taux Moyen : 1.74% soit une mensualite de 411€ pour 100000€ empruntйs sur 25 ans
    • Taux Max : 2.3% soit une mensualite de 439€ pour 100000€ empruntйs sur 25 ans

    Votre Crйdit immobilier et Assurance de Prкt jusqu’а 60% moins chиre, cotation en ligne

    Les taux des crйdits immobiliers sur 20 ans au LCL

    • Meilleur taux : 0.95% soit une mensualite de 458€ pour 100000€ empruntйs sur 20 ans
    • Taux Moyen : 1.82% soit une mensualite de 497€ pour 100000€ empruntйs sur 20 ans
    • Taux Max : 3.2% soit une mensualite de 565€ pour 100000€ empruntйs sur 20 ans

    Votre Crйdit immobilier et Assurance de Prкt jusqu’а 60% moins chиre, cotation en ligne

    Les taux des crйdits immobiliers sur 18 ans au LCL

    • Meilleur taux : 1.92% soit une mensualite de 548€ pour 100000€ empruntйs sur 18 ans
    • Taux Moyen : 1.92% soit une mensualite de 548€ pour 100000€ empruntйs sur 18 ans
    • Taux Max : 1.92% soit une mensualite de 548€ pour 100000€ empruntйs sur 18 ans

    Votre Crйdit immobilier et Assurance de Prкt jusqu’а 60% moins chиre, cotation en ligne

    Les taux des crйdits immobiliers sur 17 ans au LCL

    • Meilleur taux : 1.32% soit une mensualite de 548€ pour 100000€ empruntйs sur 17 ans
    • Taux Moyen : 1.55% soit une mensualite de 558€ pour 100000€ empruntйs sur 17 ans
    • Taux Max : 1.98% soit une mensualite de 578€ pour 100000€ empruntйs sur 17 ans

    Votre Crйdit immobilier et Assurance de Prкt jusqu’а 60% moins chиre, cotation en ligne

    Les taux des crйdits immobiliers sur 16 ans au LCL

    • Meilleur taux : 1.7% soit une mensualite de 595€ pour 100000€ empruntйs sur 16 ans
    • Taux Moyen : 2.65% soit une mensualite de 640€ pour 100000€ empruntйs sur 16 ans
    • Taux Max : 3.6% soit une mensualite de 686€ pour 100000€ empruntйs sur 16 ans

    Votre Crйdit immobilier et Assurance de Prкt jusqu’а 60% moins chиre, cotation en ligne

    Les taux des crйdits immobiliers sur 15 ans au LCL

    • Meilleur taux : 0.96% soit une mensualite de 597€ pour 100000€ empruntйs sur 15 ans
    • Taux Moyen : 1.28% soit une mensualite de 611€ pour 100000€ empruntйs sur 15 ans
    • Taux Max : 2% soit une mensualite de 644€ pour 100000€ empruntйs sur 15 ans

    Votre Crйdit immobilier et Assurance de Prкt jusqu’а 60% moins chиre, cotation en ligne

    Les taux des crйdits immobiliers sur 14 ans au LCL

    • Meilleur taux : 1.3% soit une mensualite de 651€ pour 100000€ empruntйs sur 14 ans
    • Taux Moyen : 3.22% soit une mensualite de 740€ pour 100000€ empruntйs sur 14 ans
    • Taux Max : 5.15% soit une mensualite de 837€ pour 100000€ empruntйs sur 14 ans

    Votre Crйdit immobilier et Assurance de Prкt jusqu’а 60% moins chиre, cotation en ligne


    Restautante Vegetariano Madrid Centro Al Natural Inicio, Vegetarian Restaurant Madrid Home Page, Organic Food Restaurant Madrid, Healthy Food Restaurant Madrid, Madrid Vegan Restaurant, recetas de comida vegetariana.

    #Recetas #de #comida #vegetariana


    Restaurante Vegetariano Madrid centro

    Recetas de comida vegetariana Recetas de comida vegetariana Recetas de comida vegetariana Recetas de comida vegetariana

    Descuento del 10% al reservar desde la web aquí

    Ven a disfrutar de la mejor comida vegetariana en pleno centro de Madrid, ambiente agradable y comida vegetariana o vegana de gran calidad, está situado junto al Paseo del Prado, en plena milla del arte de Madrid.

    Nuestro horario está definido en dos turnos:

    La comida, desde la 1 de la tarde hasta las 4.00. Y la cena, desde las 8:30 de la noche hasta las 12.00. Cerrando únicamente los domingos por la noche.

    Capacidad para 70 personas distribuidas en tres salas, todas para no fumadores.

    C/ Zorrilla, número 11 de Madrid (España)

    Recetas de comida vegetarianaORÍGENES

    Recetas de comida vegetariana

    AL NATURAL abrió sus puertas en Madrid como restaurante vegetariano en el año 1994 en plena zona del arte, junto al paseo del prado y detrás de las Cortes. El Paseo del Prado es el jardín histórico urbano más antiguo de la ciudad de Madrid, declarado Bien de Interés Cultural y uno de sus bulevares más importantes.

    Al Natural es uno de los Restaurantes Vegetarianos del centro de Madrid más visitados.

    Recetas de comida vegetarianaSITUACIÓN

    Recetas de comida vegetariana

    . andando. Desde el Museo del Prado está a tan sólo cinco minutos, del Museo Thyssen-Bornemisza a escasos dos minutos y del Museo de Arte moderno Reina Sofía a unos diez minutos. Desde la Puerta del Sol y el centro histórico de Madrid, en diez minutos. Otros sitios cercanos son las plazas de Cibeles y de Neptuno. . en Metro. La salida de Metro de "Banco de España" es la más cercana, hay otras salidas desde las que llegar andando.

    . en Autobús. Tiene más de 30 autobuses con paradas cercanas al Restaurante. Web: EMT

    Recetas de comida vegetarianaRESERVAS

    Recetas de comida vegetariana

    Reserve mesa online desde nuestro formulario y se la confirmamos por mail o teléfono.

    Reserva de mesas para que celebres tus eventos, ven con la familia o los amigos, preparamos comidas de empresa, reserva las fechas especiales del calendario, comida sana vegetariana y natural es garantía de éxito.

    Estamos en la calle Zorrilla 11.

    Tel. de reservas. 91 3694709.

    CP.28014 – Madrid – España

    Reserve mesa en uno de los restaurantes vegetarianos más visitados, localizado en plena milla del arte de Madrid, donde los sueños se hacen realidad.

    Recetas de comida vegetarianaRECETAS

    Recetas de comida vegetariana

    Abrimos esta sección de recetas para preparar en casa, que iremos ampliando cada poco tiempo, con la sana intención de que nuestros clientes mantengan una vida sana y equilibrada.

    La alimentación saludable debe ser variada y agradable, nos debe proporcionar el equilibrio nutritivo que precisamos en cada etapa y en cada circunstancia de nuestras vidas.

    Esperamos que disfrutéis mucho con la comida sana y natural.

    Somos el restaurante vegetariano en madrid centro más acogedor.


    Car Insurance Quotes – Auto Insurance, Progressive, vehicle insurance quote.

    #Vehicle #insurance #quote


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    Try the Name Your Price Tool and tell us what you want to pay. Then, we’ll show coverages in your budget.

    Auto insurance coverages we offer

    Accidents, glass damage, lawsuits, hail, and more we have affordable coverage options to protect against just about anything. Get a car insurance quote, and you can customize your coverages online. Savings with safe coverages.

    Keep in mind, coverage offerings can vary by state.

    Liability (bodily injury and property damage)

    Covers damages you cause to others

    If you’re at fault in an accident, liability covers damages you cause. That could mean damage to other vehicles, property (mailbox, street sign, house, etc.), or even other drivers’/passengers’ injuries. Plus, this covers you if someone sues you over an accident.

    Example: You rear-end another car, it’s damaged, the other driver is severely injured, and sues you. We’ll pay for the other driver’s car repairs, injuries, and your costs from the lawsuit (up to the amounts you select). There’s no deductible for liability.

    Comprehensive and collision

    Covers damage to your car

    These are two separate coverages: comprehensive covers random acts of nature beyond your control (falling trees, hail, theft, fire, floods, glass damage, etc.) and collision covers car accidents.

    Example (Comprehensive): You park your car outside during a major hailstorm, and it’s totaled. Add comprehensive and we’ll pay out for the full value of your car (minus your deductible amount). Example (Collision): You back out of your garage, hit your basketball hoop and cause $2,000 worth of damage to your vehicle. Add collision and we’ll then pay for your repairs (minus your deductible amount).

    Uninsured/underinsured motorist

    Covers your injuries and damages

    These can be two separate coverages: one that covers your injuries (bodily injury) and another that covers your vehicle’s damages (property damage). Both kick in if a driver hits you and doesn’t have insurance or enough to pay for your losses.

    Example: Another driver runs a red light and hits you. They’re at fault and don’t have insurance. If they can’t or refuse to pay for your damages, you can instead file a claim with us. We’ll then pay for your repairs.

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    Covers your injuries

    Pays for medical costs if you, your passengers, or your family members are injured in an accident (no matter who is driving). This can be beneficial even if you have health insurance, as there is no deductible you have to meet before we pay out.

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    Rental car reimbursement

    Covers rental car fees

    Pays for your rental car fees while your vehicle is being repaired from a covered loss (that just means damages we or another insurance company pays for and not general maintenance).

    Example: Your car is severely damaged in an accident, and repairs will take a week, so you need a rental. Add this and we’ll pay for your rental car fees (up to your limits).

    Loan/lease payoff

    Helps pay off your loan when your car is totaled

    Loan/lease payoff is also called gap insurance. If your car is totaled, we’ll help pay off the balance of your loan (up to 125% of your vehicle’s current value).

    Example: You finance $30,000 for a new car. The second you drive it off the lot, it could only be worth $25,000. If your car is totaled, you’re still responsible for the $30,000 on the loan. Add this and we’ll pay $25,000 for your car + the $5,000 left on your loan.

    Progressive guarantees repairs

    Not all insurance companies offer that. We can. If something happens to your car, we’ll guarantee all repairs managed in our Service Centers and trusted network shops (shops we partner with) for as long as you own or lease your car.

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    The #1 Insurance Site

    Copyright 1995 – 2018. Progressive Casualty Insurance Company . All Rights Reserved.

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    Ailes Anciennes Toulouse – Dйcouvrez notre Collection, entreprit.

    #Entreprit


    Entreprit

    Au début des années 60, alors que la conquête spatiale bat son plein, la NASA est confrontée au problème de transport des éléments de fusée depuis leur lieu de construction sur la côte ouest des USA jusqu’en Floride.

    La société Aero Spacelines entreprit alors l’étude d’un avion capable de transporter ces charges volumineuses mais pas très lourdes. Lidée était d’acheter à bas prix des Boeing C-97 et de les modifier en agrandissant le diamètre du lobe supérieur du fuselage. Le premier avion ainsi modifié, baptisé " Guppy ", fit son premier vol le 19 septembre 1962. Il fut suivi de trois autres prototypes aux capacités différentes.

    En 1969, en Europe, Airbus Industrie prenait forme et la conception de l’ A300 avançait à grands pas. Un problème toutefois restait sans solution : comment amener à Toulouse pour assemblage des éléments de grandes dimensions venant de toute l’ Europe ? Décision fut donc prise d’acheter 2 « Super Guppy » dérivés des précédents et construits selon les spécifications dAirbus Industrie. Bien que très controversée, cette décision allait être pleinement justifiée lors du transport des éléments du premier A300. En effet, après avoir été amenés par bateau jusquà Bordeaux, il leur fallut un mois pour atteindre Toulouse par la route après qu’on ait coupé des arbres, et débranché des lignes électriques au passage.

    Le Super Guppy n° 1 fit son premier vol le 24 août 1970 et arriva en France courant 1971. Il fut aussitôt mis en service pour transporter les éléments du deuxième A300, mais aussi ceux du Concorde et du Mercure. Le numéro 2 fit son premier vol le 24 août 1972 et rejoignit la France en 1973. Depuis cette date, les Super Guppies ont fait la navette entre Toulouse et les autres usines fabricant des éléments d’Airbus : Filton et Chester en Angleterre, Hambourg et Brême en Allemagne, Madrid en Espagne et Saint-Nazaire en France. Il leur arrivait aussi parfois de s’aventurer un peu plus loin. C’est ainsi qu’en 1973, un Super Guppy alla chercher le simulateur de vol DC-10 d’UTA aux États-Unis.

    En 1978 il fut décidé de commander 2 autres Super Guppies. Comme Aero Spacelines ne pouvait pas les réaliser, Airbus Industrie acquit la licence et les fit réaliser par UTA Industries au Bourget, à partir de pièces venant d’Amérique : éléments de Statocruiser mais aussi pièces réalisées par Aero Spacelines. Ainsi le numéro 2 fit quelques voyages transatlantiques pour ses petits frères.

    Par la suite, un KC-97 fut acquis aux États Unis et convoyé au Bourget pour servir de base à un cinquième Super Guppy, mais on préféra faire le Belouga et le KC-97 partit par la route pour Nancy afin de devenir une boite de nuit.

    Particularité et raison d’être du Super Guppy : La soute, dont argeur au plancher est de 4 m, et passe à 7,6 m dans la bulle, la hauteur maximum est de 7,8 m et la longueur de 34 m dont 22,5 utiles. Volume total 1 100 m 3 .

    Pour charger et décharger l’ avion, il est nécessaire d’ouvrir le nez. Manœuvre compliquée mais de routine. Attention toutefois au vent. Après avoir stabilisé le fuselage par trois vérins hydrauliques installés dans le ventre, il faut baisser le galet moteur installé dans le fuselage avant, orienter le train avant vers la gauche puis déconnecter tous les câbles, timoneries et canalisations passant d’une partie du fuselage à l’autre. Ensuite faire manœuvrer les 6 verrous hydrauliques et défaire les 6 boulons joignant les 2 parties du fuselage. On met alors en route le galet moteur et le fuselage s’ouvre en pivotant autour d’une charnière située sur le coté gauche du fuselage.

    Une plate-forme élévatrice est alors mise en place devant le fuselage pour transférer la charge sur son bâti. Puis fermeture du fuselage, reconnexion, etc. Durée de la manœuvre 2 heures environ.

    Cette soute lui donne aussi des caractéristiques de vol particulières. L’ avion a tendance à monter en virage : le fuselage devient alors porteur car l’ avion est alors incliné. À l’atterrissage, le même fuselage fait que l’avion a tendance à refuser le sol. Il faut donc le poser franchement et, comme le C-97, le Super Guppy a tendance à se poser sur le train avant. Après quelques incidents, des trains avant de Boeing 707 plus robustes furent montés. Vu la hauteur de la soute, c’est l’ un des rares avions ou il faut définir la position verticale du centre de gravité.

    Seul le poste de pilotage est pressurisé, même si l’avion ne vole pas très haut. Ici pas de pilote automatique, pas de servocommandes donc les pilotes n’ont pas le temps d’admirer le paysage depuis leur balcon largement vitré.

    Notre Super Guppy a fait son dernier vol le 15 mars 96 avant de rejoindre notre collection. Le numéro 1 quant à lui est préservé au musée de Bruntingthorpe en Angleterre et le numéro 3 sur le site de Finkenwerder (Hambourg), en Allemagne. Le Super Guppy numéro 4 a été racheté par la NASA qui l’utilise pour le transport de charges volumineuses.

    • Envergure : 47,61 m
    • Longueur : 46,84 m
    • Hauteur : 14,85 m
    • Masse à vide : 45,8 t
    • Masse maxi : 77,5 t
    • Charge : 22,7 t
    • Vitesse : 460 km/h
    • Autonomie : 900 km
    • Équipage : 3
    • Motorisation : 4 Allison 501 D22C de 4680 ch
    • No Série : 2

    Notre Super Guppy a eefectué son dernier vol le 15 mars 1996 avant de rejoindre notre collection. Il totalisait alors 14 110 heures de vol et 6 261 atterrissages. Finalement notre Guppy est entré dans Aeroscopia en mars 2014 avant d’être mis en place et ouvert en octobre de la même année. Il est désormais accessible au public, une plate-forme donne accès à l’intérieur de la soute où un film est diffusé.


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    Life insurance is a type of insurance contract which pays out a lump sum to your dependants should you pass away during the term of the contract. The cost of a policy is determined by a number of factors including your age, health and lifestyle.

    Why should I take out life insurance?

    Life insurance is a vital part of financial planning for anyone who has dependants.

    By ‘dependants’, we mean anyone whose circumstances and material wellbeing would be affected by your death – for example, your partner, your children or anyone else who is financially reliant on you.

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    How does life insurance work?

    In most cases, the most effective form of life insurance is called ‘term’ insurance.

    This type of policy pays out an agreed amount – the ‘sum insured’ – either as a lump sum or as a regular income, if you die within a specified period – known as the ‘term’.

    You choose the size of the pay-out and the length of the term. For example, you may decide to have cover in place until your children are grown up and have left home.

    These decisions aren’t always straightforward, which is why we’re here to help. Our dedicated page on how to work out the amount of life insurance cover you need will help you arrive at a sum insured that reflects your family situation.

    What’s the average cost of life insurance and what affects the price?

    Life insurance policies can start from just £5 a month.

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    As a rule of thumb, the earlier you take out life insurance, the cheaper your policy will be.

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    Whether you’re buying your first home, getting married or thinking about having children, taking out life insurance as a young adult can be a cost-effective way to plan for your financial future.

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    Prélèvement de l’impôt à la source: quel impact pour les dons aux associations? Fédération pour la Recherche sur le Cerveau (FRC), dons aux associations impots.

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    Prélèvement de l’impôt à la source : quel impact pour les dons aux associations ?

    Quest-ce que le prélèvement à la source va impliquer pour les dons aux œuvres caritatives et quel sera limpact sur les déductions fiscales ?

    En résumé : rien ne va changer pour les déductions dimpôts, elles seront bien maintenues. Explications.

    Initialement cette mesure fiscale du quinquennat de François Hollande devait sappliquer début 2018. Après son élection, Emmanuel Macron avait choisi de la reporter d’un an pour mesurer les difficultés techniques. Le but annoncé était aussi d’expérimenter le prélèvement auprès d’entreprises et d’autres organismes désormais « collecteurs » de l’impôt. Fin des tests, la réforme a été présentée mercredi 15 novembre au conseil des ministres, dans le cadre du projet de loi de finances rectificative. Et le ministre de l’Action et des Comptes publics, Gérald Darmanin, a confirmé lundi 13 novembre que le dispositif entrerait bien en vigueur le 1er janvier 2019.

    En résumé :

    Le prélèvement à la source de l’impôt sur le revenu implique seulement un changement dans le mode de collecte de l’impôt. TOUTES LES RÉDUCTIONS FISCALES (dont, bien sûr, les réductions d’impôts liées aux dons) sont maintenues dans les mêmes conditions.

    Les dons effectués aux associations au cours de l’année 2018 seront pris en compte au moment de la déclaration de revenus effectuée au printemps 2019. La réduction d’impôt sera imputée au moment du solde de l’impôt à la fin de l’été 2019 avant la modification des impôts restants à régler qui interviendra en septembre.

    Les dons aux associations effectués en 2019 seront déclarés en 2020, et donneront droit à une régularisation au cours de l’année 2020. Etc….

    Les donateurs réguliers, ou ceux ayant une prévisibilité de leurs dons et donc de leurs déductions fiscales, pourront contacter leur administration fiscale afin de leur demander une modulation du taux de prélèvement transmis par le service des impôts à l’employeur ou aux caisses de retraites chargés de collecter l’impôt. Cela leur permettra, dès 2019, d’adapter leur situation fiscale.

    Que change donc le prélèvement à la source pour les dons aux associations ?

    Rien, les dons effectués au cours de l’année 2018 donneront droit à une réduction d’impôt, qui sera automatiquement calculée au moment de la régulation mi-2019.

    Les dons effectués au cours de l’année 2019 seront déclarés courant 2020. Mi-2020, une régularisation aura lieu, dans laquelle entreront en compte les dons effectués en 2019.

    Rien. Les associations d’intérêt général continueront à envoyer les reçus de dons selon les procédures habituelles.

    Je fais un don de 100 € en avril 2018 à une association d’intérêt général (crédit d’impôt de 66% du montant du don). Je reçois mon reçu fiscal correspondant à ce don.

    A partir du 1er janvier 2019, mon impôt sur le revenu est collecté à la source, prélevé directement sur mon salaire ou sur mes pensions de retraite.

    En mai 2019, je fais ma déclaration de revenus 2018. J’y intègre mon reçu fiscal.

    En septembre 2019, si je suis imposable, je reçois un crédit d’impôt de 66 € (correspondant aux 100 € de don que j’ai fait en avril 2018 ) de la part de l’administration fiscale.

    Le calendrier

    Pour 2018 rien ne change, les contribuables continueront à payer l’impôt avec une année de décalage, cest-à-dire sur leurs revenus de 2017, déclarés en mai 2018.

    Le contribuable paie son impôt soit chaque mois s’il a opté pour le prélèvement mensuel, soit par tiers (paiement par acomptes provisionnels en 3 fois dans l’année).

    A partir de janvier 2019, limpôt devient immédiat ou « contemporain » selon le terme choisi par le ministère. Il sera retenu automatiquement sur les revenus du mois en cours.

    Le bénéfice des réductions et des crédits d’impôt, y compris les dons aux associations d’intérêt général, acquis au titre de 2018, est donc bien maintenu.

    Mise en place effectif du prélèvement à la source en 2019

    Le prélèvement à la source de implique seulement un changement dans le mode de collecte, toutes les réductions fiscales sont maintenues dans les mêmes conditions.

    • Tous les contribuables sont-ils concernés ?

    Oui, si vous êtes salarié.e, travailleur indépendant (artisan, commerçant, agriculteur…) ou retraité.e, votre impôt sur le revenu sera prélevé à la source. Les contribuables qui perçoivent des revenus dits de remplacement (allocation chômage, maternité…) sont également concernés.

    • La déclaration d’impôt sera-t-elle supprimée ?

    Non, il faudra continuer à déclarer ses revenus chaque année. Cette formalité reste nécessaire pour calculer le montant définitif de votre impôt.

    • Qui prélèvera votre impôt à sa source?

    Si vous êtes salarié.e, votre employeur s’en chargera. Une ligne « impôt sur le revenu » apparaîtra donc sur votre feuille de paie en 2019. Si vous êtes retraité.e, vos caisses de retraite prélèveront directement l’impôt sur votre pension.

    SOUTENEZ LES CHERCHEURS

    Pour que la recherche sur les dysfonctionnements du cerveau progresse, vos dons sont indispensables.


    Surroga Mutuo – surrogazione, sostituzione o rinegoziazione, sostituzione mutuo.

    #Sostituzione #mutuo


    Sostituzione mutuo

    La surroga o surrogazione è un operazione con la quale si sposta il mutuo presso una banca differente per accedere a migliori condizioni. In sostanza si accende un nuovo mutuo utilizzando l’ipoteca originaria di quello vecchio (per questo motivo si usano anche i termini trasferire, trasferimento del mutuo)

    La procedura di surrogazione

    Il cliente richiede in forma scritta alla nuova banca (o banca subentrante) di acquisire dalla banca originaria l’importo esatto del debito residuo, concordando allo stesso tempo una possibile data possibile per formalizzare l’operazione.

    La nuova banca quindi comunica alla banca originaria la data di formalizzazione dell’operazione di surroga richiedendo alla stessa l’entità del debito residuo del cliente in quella data.

    La banca originaria comunica alla nuova banca l’entitГ del debito residuo del cliente entro 10 giorni lavorativi dalla ricezione della richiesta, conferma la data di formalizzazione dell’operazione.

    La nuova banca procede all’operazione di surroga formalizzando in un “atto unico”:

    • il contratto di mutuo tra la nuova banca e il cliente
    • la quietanza di pagamento rilasciata dalla banca originaria
    • il consenso alla surroga e l’annotazione della surroga stessa a margine dell’ipoteca originaria

    L’operazione potrà essere formalizzata sia con una scrittura privata autenticata sia con un atto pubblico

    In ogni caso è previsto l’intervento del notaio che provvede ad autenticare le sottoscrizioni o a redigere l’atto pubblico.

    Quali elementi del mutuo possono essere modificati con la surroga ?

    • La banca
    • Il tipo di tasso (ad esempio un mutuo di surroga a tasso fisso che sostituisce il vecchio mutuo a tasso variabile)
    • La misura del tasso e lo spread della banca
    • La durata

    Quali sono i costi e le spese della surroga ?

    • Nessuna commissione bancaria
    • Nessuna imposta sostitutiva
    • Atto notarile, autentica della dichiarazione di surroga quindi spese notarili (minori rispetto la sostituzione e comunque alcune banche scelgono di accollarsi l parcella del notaio)

    Conviene la surroga del mutuo ?

    Si, la surrogazione può risultare molto conveniente e portare all’ abbassamento della rata.


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    [2] Research commissioned by Gocompare.com carried out with 2,000 UK adults in February, 2017 by Bilindi

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    Lettre de licenciement pour faute simple, grave ou lourde, modèle courrier licenciement faute grave. #Modèle #courrier #licenciement #faute #grave


    Lettre de licenciement pour faute simple, grave ou lourde

    Lettre de licenciement pour faute

    Dans quel cas utiliser ce modèle de lettre ?

    Ce modèle de lettre doit être utilisé par lemployeur qui veut licencier un salarié pour faute, pour faute grave ou pour faute lourde.

    Code du travail et licenciement pour faute du salarié

    Comme pour tout licenciement, le licenciement pour faute doit reposer sur un élément essentiel : la cause réelle et sérieuse.

    Le licenciement pour faute recouvre 3 niveaux de fautes : simple, grave et lourde.

    Le licenciement pour faute simple est le niveau le plus bas dans la faute. Ce type de licenciement donne droit pour le salarié à lindemnité de licenciement, au préavis et à une indemnité de congés payés.

    Le licenciement pour faute grave peut être invoqué lorsque la faute est d’une importance telle qu’elle rend impossible le maintien du salarié dans la société pendant la durée du préavis théorique.

    Dans ce cas, le salarié licencié na pas le droit au préavis avant son départ, ni à lindemnité de licenciement. En revanche, il peut percevoir ses indemnités de congés payés.

    Le licenciement pour faute lourde est dune particulière gravité, elle répond à la volonté de nuire à lentreprise. Cette intention de nuire doit être établie.

    Dans ce cas, le salarié na droit ni au préavis de licenciement, ni aux indemnités de licenciement, ni même à lindemnité compensatrice de congés payés.

    Formalité

    Dans tout les cas, la lettre de licenciement doit obligatoirement être envoyée par lettre recommandée avec accusé de réception.

    Le modèle de lettre de licenciement

    Cette lettre est élaborée par un juriste en droit du travail conformément aux dispositions du Code du Travail et à la jurisprudence. Elle contient toutes les mentions légales nécessaires afin de rédiger la lettre de licenciement conformément à la loi, elle contient également des infos et des annotations afin de vous aider dans la rédaction.

    Le modèle contient 2 lettres types, la 1ère pourra être utilisée afin de notifier un licenciement pour faute « simple », cest à dire sans que cette faute puisse être qualifiée de faute grave ou de faute lourde, à linverse la 2ème lettre pourra être utilisée en cas de licenciement pour faute grave ou lourde.

    Prix du modèle : 3.95 €

    Paiement : Achat sécurisé par compte Paypal ou par Carte Bancaire

    Mode de livraison : le modèle est à télécharger au format Word


    How to Get Cheap Car Insurance for Teens, affordable car insurance for teens. #Affordable #car #insurance #for #teens


    How to Get the Cheapest Car Insurance for Teens

    Affordable car insurance for teens

    Car insurance is an expensive component of car ownership. Throw in a teen driver and your rates could sky rocket. Keep your cool when purchasing insurance for your teen. Learn what discounts are available, what car to buy, and what coverage to choose to keep your rates as low as possible.

    Good Student Discount for Teen Drivers

    Start with the discount specifically created for teens. Insurance companies have determined good students are better drivers.

    Most insurance companies offer a good student discount that can really boost your savings. Encourage good grades averaging above a 3.0 grade point average. Have your teen’s most recent report card ready to go when purchasing car insurance. If a 3.0 isn’t possible at the time you add your teen driver, the discount can always be added on at a later date if the grade point average improves.

    Is the Teen an Occasional Operator?

    Sharing a car with your teen is a great way to save some cash. Most carriers can then list your teen driver as a secondary or occasional driver. Make sure to mention it to your agent because it is possible for this discount to slip through unnoticed.

    Choosing the Right Vehicle for a Teen Driver

    If sharing is still not in your teen’s vocabulary or busy schedules just don’t allow for sharing, be smart about picking out a vehicle for your teen. Look for something reliable yet affordable.

    You don’t want your teen stranded on the side of the road, but at the same time you don’t want to take out a loan on their vehicle either. Depending on your price range, look for a vehicle ranging in age from 6 to 10 years old. Check for air bags and other safety features. Liability insurance on a car with air bags is cheaper verses one without because air bags reduce the potential of serious injury.

    PLPD Coverage

    Selecting the right coverage for your teen driver could potentially save you hundreds of dollars. If you followed the rules above about choosing the right vehicle, you are in a good position to insure the vehicle with personal liability and property damage, PLPD, only. To get PLPD only you cannot have a loan on the vehicle, and you’ll want to be in the position where you can replace the car on your own if something were to happen to it. PLPD is the least amount of insurance you can purchase making it the cheapest. Physical damage is the most expensive coverage for a teen driver. Avoiding physical damage coverage such as comprehensive and collision can save you a lot on car insurance premiums.

    Resident Student Discount

    A licensed teen away at school still needs to be insured. Even when your teen won’t have access to a vehicle insurance is usually still required because they will come home from time to time. An even deeper discount is available through most insurance carriers for students away at school. If your teen is away at school make sure your insurance company knows about it.

    Insure on Parent’s Policy or on a Separate Policy

    Which is cheaper adding a teen onto their parent’s policy or on a separate policy?

    It is a tricky question to answer. Insurance companies vary so much it’s impossible to say which the best route to go is. Theoretically, adding a young driver to their parent’s policy would be the cheapest way to go. The teen driver would get all the parent’s big discounts such as multi-car and multi-policy.

    Some insurance companies have to rate a teen on all the vehicles on the policy, not just the one being driven by the teen. This is the biggest reason it may be cheaper to put a teen on a separate car insurance policy. If a teen is automatically rated on all the vehicles and a couple of the vehicles have full coverage, you will be paying a higher rate. Having a teen on a separate policy ensures the insurance company is only charging for the use of one vehicle. Major discounts can sometimes extend to a teen on their own policy if they live in the same household as another policy holder with the same carrier.

    Ready to start building wealth? Sign up today to learn how to save for an early retirement, tackle your debt, and grow your net worth.

    Teen drivers can be very expensive to insure. Think ahead when it comes to insuring your teen. Start working harder on good grades, shop around for the best vehicle, and minimize your coverage. Find out from your insurance agent if an away at school discount is available and also check into having your teen on a separate policy to reduce premiums. A driver’s license is a rite of passage for most teens. Don’t let the high price of insurance get in the way of your teen’s new found freedom.


    Finca Raíz Bogota – Luque Ospina Consultores Inmobiliarios, apartamentos en arriendo bogota. #Apartamentos #en #arriendo #bogota


    Apartamentos en arriendo bogota

    Apartamentos en arriendo bogota

    Apartamentos en arriendo bogota

    Apartamentos en arriendo bogota

    Apartamentos en arriendo bogota

    Apartamentos en arriendo bogota

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    Inmuebles destacados

    Apartamentos en arriendo bogota

    Apartamentos en arriendo bogota

    Apartamentos en arriendo bogota

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    Inmuebles destacados

    Apartamentos en arriendo bogota

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    Inmuebles destacados

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    Apartamentos en arriendo bogota

    INMUEBLE DESTACADO

    Apartamentos en arriendo bogota

    Noticias Destacadas

    Corrección inmobiliaria: ¿por qué su casa no vale tanto?

    El sector inmobiliario está evidenciando una corrección: lo que los dueños de los inmuebles creen que vale su propiedad no es lo que el mercado quiere pagar. ¿Q.

    Sector inmobiliario, con más opciones de negocios

    Tras diez años en el mercado colombiano, Terranum Inversión ahora se llamará Pei Asset Management. Así lo anunció su gerente general Jairo Corrales, quien agreg.

    Los empresarios expresan ‘optimismo moderado’ frente a la economía en 2018

    Los empresarios esperan que 2018 sea un poco mejor que 2017. Están pendientes del proceso electoral, pero confían en que no impactará el crecimiento. Les preocu.

    Hablemos de Finca Raíz Bogota

    Nuestros servicios inmobiliarios

    Apartamentos en arriendo bogota

    Arriendo y Venta de inmuebles

    Somos expertos en Finca Raíz. Comercializamos su inmueble con las mejores herramientas de promoción en el mercado.Venta de apartamentos, casas, oficinas, lotes, locales y bodegas. Más información

    Apartamentos en arriendo bogota

    Venta de proyectos inmobiliarios

    Proyectos inmobiliarios de construcción en Bogota. Venta de apartamentos y casas sobre planos, inmuebles comerciales y oficinas.Como consultores inmobiliarios lo asesoramos para que haga una gran inversión. Más información

    Apartamentos en arriendo bogota

    Avalúos Inmobiliarios

    Avalúos inmobiliarios en Bogotá, establecemos el valor comercial de un inmueble, establecido por un avaluador profesional, acorde con el mercado como para posibles compradores e interesados. Más información


    Tats-Unis Indices Boursiers, indice boursier. #Indice #boursier


    États-Unis Indices

    Sélectionnez les indices et secteurs de votre choix

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    Pour toutes les publications futures Uniquement pour la prochaine publication Recevoir un rappel durant la séance antérieure

    Mode de réception

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    Fusion Media tient à vous rappeler que les données contenues dans cet site ne sont pas nécessairement en temps réel, ni exactes. Tous les prix des actions, des indices, des contrats à terme, des signaux d’achat et de vente et des prix du Forex et de cryptomonnaies sont indicatifs et ne conviennent pas à des fins de trading. En outre, ils ne sont pas fournis par des bourses, mais plutôt par des teneurs de marché, c’est pourquoi les prix peuvent ne pas être exacts et peuvent différer du prix réel du marché. Fusion Media n’assume aucune responsabilité pour les pertes et préjudices que vous pourriez encourir en raison de l’utilisation de ces données.

    Fusion Media pourrait être compensé pour les annonces apparaissant sur le site, en fonction de votre interaction avec les publicités et les annonceurs.

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    Rusticas de Cabarceno: Alquiler de cabañas y casas rurales en Cabarceno, alquiler casa quinta. #Alquiler #casa #quinta


    Alquiler de Casas y Cabañas en Cabarceno y Cantabria

    Alojamientos ubicados a sólo 500 metros de los elefantes del Parque de la Naturaleza de Cabárceno y de los lagos y a sólo 15 minutos de Santander.

    Las mejores ofertas de alojamiento en Cabarceno

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    Cabañas Los Linces

    Cabaña en parcela con barbacoa (2 plazas)

    OFERTA PARA ALOJARSE DEl 5 al 31 de enero de 2018):Precio de tres noches de alojamiento + las entradas al parque para un dia entero + teleferico para dos adultos- 199€ iva incluido, cuarta noche 33€ iva incluido y quinta noche 33€ iva incluido,

    Alquiler casa quinta

    Cabaña Los Tigres

    Cabaña en parcela con barbacoa (3 plazas)

    OFERTA PARA ALOJARSE del 5 al 31 de enero de 2018:Precio de tres noches de alojamiento + las entradas al parque para un dia entero + teleferico para dos adultos- 199€ iva incluido, cuarta noche 33€ iva incluido y quinta noche 33€ iva incluido, Suplemento para niños: de 0/3 años, tres noches de alojamiento total 22€ iva incluido, cuarta y quinta noche gratis Suplemento para niños de 4/12 años, tres noches de alojamiento + las entradas al parque para un dia entero + teleferico 49,50€ iva incluido, cuarta y quinta noches “GRATIS”

    Alquiler casa quinta

    Cabaña Los Leones

    Cabaña en parcela con barbacoa (4 plazas)

    OFERTA PARA ALOJARSE del 5 al 31 de enero de 2018:Precio de tres noches de alojamiento + las entradas al parque para un dia entero + teleferico para dos adultos- 199€ iva incluido, cuarta noche 33€ iva incluido y quinta noche 33€ iva incluido Suplemento para niños: de 0/3 años, tres noches de alojamiento total 22€ iva incluido, cuarta y quinta noche gratis y para niños de 4/12 años, tres noches de alojamiento + las entradas al parque para un dia entero + teleferico, 49,50€ iva incluido, cuarta y quinta noche gratis,

    Alquiler casa quinta

    Cabaña Las Cebras

    Cabaña con 2 habitaciones triples y 2 baños. (6/7 Plazas)

    OFERTA para alojarse de domingo a jueves, (inclusive) no vale para puentes, festivos y estacion de verano), Precio de tres noches de alojamiento + las entradas al parque para un dia entero + teleferico, para dos adultos- 199€, cuarta noche 33€ y quinta noche 33€ iva incluido. Suplemento para niños: de 0/3 años: precio de tres noches de alojamiento 16,50€, cuarta y quinta noche gratis, niño de 4/12 años: tres noches de alojamiento + las entradas al parque para un dia entero + teleferico- 49,50€ iva incluido, cuarta y quinta noches GRATIS

    Alquiler casa quinta

    Cabaña Las Jirafas

    Cabaña con 2 habitaciones triples y 2 baños. (5/6 Plazas)

    OFERTA para alojarse de Domingo a Jueves inclusive, (no vale para puentes, festivos y estacion de verano). Precio de tres noches de alojamiento + las entradas al parque para un dia entero + teleferico, para dos adultos- 199€ iva incluido, cuarta y quinta noche 33€ cada una iva incluido. Suplemento para niños: de 0/3 años: tres noches de alojamiento 16,50€ iva incluido, cuarta y quinta noche gratis. Niños de 4/12 años: tres noches de alojamiento + entradas al parque para un dia entero + teleferico=49,50€ iva incluido, cuarta y quinta noche gratis.

    Alquiler casa quinta

    Cabaña Los Osos

    Cabaña con 3 habitaciones y 2 baños (8/9/10 Plazas)

    El precio depende del numero de noches, de adultos, niños(edad) y las fechas.

    Alquiler casa quinta

    Casa Los Gorilas

    Casa adaptada para discapacitados. ¡Más cómoda para todos!

    El precio depende del numero de adultos, de niños(edad), fechas y numero de noches.

    Alquiler casa quinta

    Cabaña Los Rebecos

    A 20 minutos del Parque de la Naturaleza de Cabarceno. (3 Plazas)

    Oferta para alojarse del 10 de septiembre de 2017 al 21 de diciembre de 2017, menos puentes Precio de tres noches de alojamiento + las entradas al parque para un dia entero + teleferico, para dos adultos, 199€ iva incluido, resto de noches 33€ iva incluido Suplementos para niños de 0/3 años, tres noches =22€ resto de noches gratis y suplemento para niños de 4/12 años, tres noches de alojamiento + las entradas al parque para un dia entero + teleferico 49,50€, resto de noches gratis

    Aquí encontrará promociones y descuentos para que su alojamiento en Cabarceno sea barato.

    Ver todas las ofertas. – Todas las ofertas en los diferentes tipos de alojamiento.

    Solicite aquí su presupuesto. – Nuestro equipo le recomendará la mejor alternativa.

    Otros alojamientos rurales en Cabarceno

    Alquiler casa quinta

    Posada 2

    Tipo de alojamiento: Posada rural

    Habitaciones con baño en posada (hoteles rurales)


    Compare Cheap Insurance Quotes Today at, compare online car insurance quotes. #Compare #online #car #insurance #quotes


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  • Raffaella Biaggi – Advokatur Team, anwalt patientenrecht. #Anwalt #patientenrecht


    Gremmelspacher Bürkli Biaggi Wiprächtiger

    Anwalt patientenrecht

    Advokatin, lic. iur., Fachanwältin SAV Haftpflicht- und Versicherungsrecht, geboren 1979, Anwaltspatent 2006

    Haftpflicht- und Patientenrecht

    Deutsch, Italienisch, Französisch, Englisch

    lic. iur, Universität Basel, 2003

    Zulassung als Advokatin, Kanton Basel-Stadt 2006

    Weitere Tätigkeiten (Auswahl)

    Präsidentin Jugendgericht Basel-Stadt (seit Juli 2016)

    Stv. Präsidentin Gericht für fürsorgerische Unterbringungen Basel-Stadt (seit Juli 2017)

    Anwaltstätigkeit in auf Haftpflicht- und Versicherungsrecht spezialisierten Kanzleien (seit 2008)

    Assistenz Prof. Dr. Roland Fankhauser, Juristische Fakultät der Universität Basel (2003-2005)

    Gerichtsschreiberin Vormundschafts-, Jugend- und Fürsorgerat, Jugendgericht, Psychiatrierekurskommission Basel-Stadt (2005-2016)

    Mitgliedschaften

    Begutachtungskommission der SSO Baselland

    Vizepräsidium der Stiftung Arbeitslosenrappen (seit 2011)

    Schweizerische Gesellschaft für Haftpflicht- und Versicherungsrecht

    Rechtsberatungsstelle für Unfallopfer und Patienten

    Vorstandsmitglied der Schweizerischen Kriminalistischen Gesellschaft

    Biaggi, Raffaella/Chevalier, Marco/Muri, Thomas/Schaffhauser, Urs, Njus.ch Entwicklungen 2016, Haftpflicht- und Versicherungsrecht, Bern 2017.

    Biaggi Raffaella, Arbeitsrechtliche Fragen im Sozialversicherungsprozess, in: Schnittstellen des Versicherungs- und Haftpflichtrechts zu arbeitsrechtlichen Fragen, HAVE, Tagungsband vom 20. Oktober 2016, S. 49-64.

    Biaggi, Raffaella/Chevalier, Marco/Herrmann, Jan, Njus.ch Entwicklungen 2015, Haftpflicht- und Versicherungsrecht, Bern 2016.

    Hürzeler, Marc/Biaggi, Raffaella, Die Rechtsprechung des Bundesgerichts zum Sozialversicherungsrecht (AHV/IV/EO/ berufliche Vorsorge) im Jahr 2014 (BGE 140), ZBJV 12 2015, S. 929-961.

    Biaggi, Raffaella/Chevalier, Marco/Fuhrer, Stephan/Herrmann, Jan, Njus.ch Entwicklungen 2014, Haftpflicht- und Versicherungsrecht, Bern 2015.

    Hürzeler, Marc/Biaggi, Raffaella, Die Rechtsprechung des Bundesgerichts zum Sozialversicherungsrecht (AHV/IV/EO/berufliche Vorsorge) in den Jahren 2012 und 2013 (BGE 138 und 139), ZBJV 6 2014, S. 495-530.

    Hürzeler, Marc/Chevalier, Marco/Biaggi, Raffaella, Repetitorium zum ausservertraglichen Haftpflichtrecht, Bern 2015.

    Biaggi, Raffaella, Kürzung von Ansprüchen im Haftpflichtrecht aus der Sicht der geschädigten Person und deren Anwalt, in: Kürzung von Schadenersatz- und Versicherungsleistungen, in: HAVE 4/2014, S. 442-445.

    Chevalier, Marco/Fuhrer, Stephan/Herrmann, Jan/Biaggi, Raffaella, Njus.ch Entwicklungen 2013, Haftpflicht- und Versicherungsrecht, Bern 2014.

    Bürgin, Christoph/Biaggi, Raffaella, Kommentar zu den Art. 34 bis 41 JStPO in: Niggli, M./Heer, M. /Wiprächtiger, H. (Hrsg.), Schweizerische Strafprozessordnung/Jugendstrafprozessordnung (StPO/JStPO), 2. Auflage, Basel 2014.

    Biaggi, Raffaella, UV-Leistungen: Sach- und Geldleistungen, in: Steiger-Sackmann, S./Mosimann H.-J. (Hrsg.), Recht der Sozialen Sicherheit, Handbücher für die Anwaltspraxis, Basel 2014, S. 597-633.

    Hürzeler, Marc/Biaggi, Raffaella, Auswirkungen der IV-Revision 6a auf die berufliche Vorsorge – eine Bestandesaufnahme, SZS 2013, S. 105-128.

    Bürgin, Christoph/Biaggi, Raffaella, Kommentar zu den Art. 34 bis 41 JStPO in: Niggli, M./Heer, M./Wiprächtiger, H. (Hrsg.), Schweizerische Strafprozessordnung/Jugendstrafprozessordnung (StPO/JStPO), 1. Auflage, Basel 2011.

    Hürzeler, Marc/Tamm, Nikolaus/Biaggi, Raffaella, Personenschadensrecht – Ein Grundriss für Studium und Praxis, Basel 2010.

    Biaggi, Raffaella, Videoüberwachungsmassnahmen: ein Überblick, in: Wolf S./Mona M./Hürzeler M. (Hrsg.), Prävention im Recht, Basel 2008, S. 1-20.


    Modello 4, prospetto mutuo prima casa. #Prospetto #mutuo #prima #casa


    Prospetto mutuo prima casa

    Qualora per uno dei beneficiari si tratti di “prima casa”, le imposte ipotecaria e catastale sono pari a 200,00 euro ciascuna, relativamente a quell’immobile (importo cosм aumentato a decorrere dal 01/01/2014 dall’art. 26, comma 2 del Decreto legge 12 settembre 2013, n. 104).

    Le altre imposte eventualmente dovute (imposta ipotecaria, imposta catastale, imposta di bollo, tassa ipotecaria e tributi speciali) devono invece essere pagate prima di recarsi in Ufficio per la presentazione della dichiarazione di successione (cd autoliquidazione), esclusivamente mediante modello F24 reperibile presso gli uffici postali, le banche o sul sito dell’Agenzia delle Entrate.

    Nel modello F24, oltre gli importi dovuti, va indicato:

    • nella sezione “Contribuente” i dati anagrafici dell’erede che effettua il versamento;

    • nel campo “Codice fiscale del coobbligato” il codice fiscale del defunto;

    • nel campo “Codice identificativo” il codice “08”;

    • nei campi “Codici tributo” della “Sezione eraraio” indicare:

    CONSEGUENZE IN CASO DI RITARDO

    Se la presentazione della dichiarazione di successione ed il pagamento delle imposte da versare in autoliquidazione avviene dopo il termine di 12 mesi dalla data di apertura della successione, le imposte da autoliquidare possono essere versate avvalendosi del ravvvedimento operoso, versando contestualmente le sanzioni ridotte e gli interessi.

    I codici tributo da utilizzare per il versamento delle sanzioni e degli interessi sono:

    Per quanto concerne la sanzione per la tardiva presentazione della dichiarazione di successione, sarа l’Ufficio a quantificare l’importo dovuto, modulato a seconda del ritardo, ed a richiederne il pagamento tramite “Avviso di liquidazione delle imposte e irrogazione delle sanzioni“, da versare unitamente alle spese di notifica.

    Alcuni U.T. dell’Agenzia delle Entrate ritengono sia procedura accettabile, in assenza di imposta di successione, che la sanzione (ravveduta) per la tardiva presentazione della dichiarazione di successione sia versata con il codice tributo “1535”, sommandola alle sanzioni da ravvedimento per le imposte e tasse ipotecarie e catastali, con l’accortezza di farne cenno, al momento della presentazione, allegando al Modello 4 un prospetto degli importi confluiti in detto codice tributo. In questo modo la tardivitа sarа integralmente sanata, senza ulteriori comunicazioni da parte dell’Ufficio, ed evitando, inoltre, il pagamento le spese di notifica.

    Poichй, come detto, questo modus operandi и da considerarsi informale, и opportuno contattare l’U.T. di competenza anteriormente l’effettuazione del versamento.

    Il modello 4 si compone di sette parti.

    dati anagrafici del defunto, dove devono essere indicati i riferimenti anagrafici del soggetto deceduto;

    asse ereditario, dove deve essere indicato l’importo complessivo dei successivi quadri B1, B2, B3 e B4, oltre al valore complessivo delle passivitа indicate nel quadro D; non deve essere invece compilato il riquadro relativo al totale dei beni venduti negli ultimi 6 mesi.

    • certificato di morte e stato di famiglia del defunto al momento della morte e stato di famiglia degli eredi (in alternativa puт essere prodotta una dichiarazione sostitutiva di atto notorio oppure una autocertificazione resa da un erede, allegando un documento d’identitа);

    • per gli immobili storici, che sono esenti dall’imposta di successione, occorre allegare un certificato rilasciato dalla Sovrintendenza ai beni artistici e culturali;

    • certificato di destinazione urbanistica dei terreni dichiarati, reperibile presso l’Ufficio Tecnico del Comune interessato;

    • certificazione bancaria per i rapporti di c/c o di deposito titoli (con indicazione del saldo del c/c, comprensivo degli interessi maturati alla data del decesso e dei prelevamenti eseguiti nei 4 giorni precedenti e/o dei titoli in portafoglio e del valore degli stessi);

    • prospetto di liquidazione delle imposte dovute in autoliquidazione;

    • quietanza del pagamento effettuato con mod. F24;

    • copia autenticata dell’eventuale testamento, se esistente;

    • copia autenticata dell’eventuale atto di rinuncia all’ereditа, se esistono chiamati che hanno rinunciato;

    • dichiarazione sostitutiva di atto notorio (oppure autocertificazione con allegato documento d’identitа) attestante il possesso dei requisiti se la dichiarazione di successione comprende una o piщ abitazioni utilizzate come prima casa da uno o piщ eredi;

    • copia autentica dell’ultimo bilancio, se cade in successione un’azienda;

    • copia autentica registrata di eventuali verbali d’inventario in caso di accettazione dell’ereditа con beneficio d’inventario o di cassette di sicurezza (all’apertura deve presiedere un notaio o un funzionario dell’Agenzia delle Entrate);

    • documenti comprovanti le passivitа (spese funebri, spese sanitarie, mutui e debiti bancari, imposte, assegni e cambiali).

    L’accorpamento dell’Agenzia del Territorio con l’Agenzia delle Entrate ha reso non piщ necessario allegare gli estratti catastali degli immobili caduti in successione (vedi Risoluzione n. 11/E del 13/02/2013).


    Paquetes de Vacaciones y Hoteles Todo Incluido en Mexico, paquetes de vacaciones. #Paquetes #de #vacaciones


    Ofertas de Viajes a Mexico

    Acapulco

    Acapulco es mundialmente reconocido como el destino de vacaciones de más tradición en México donde hay sol y diversión.

    Huatulco

    Huatulco se encuentra en el Estado de Oaxaca al sur de la costa del Pacífico mexicano enmarcado por las Montañas de Sierra Madre.

    Isla Holbox

    La Isla de Holbox es un verdadero edén que se encuentra a sólo cuarenta y cinco minutos del Aeropuerto Internacional de Cancún.

    Hoteles y Paquetes de Viajes en Mexico

    Mex Resorts es su portal virtual al mundo de los mejores servicios de viajes, tarifas de hoteles y paquetes de vacaciones todo incluido para sus próximas vacaciones en la playa de uno de los selectos destinos que ofrece la hospitalidad de México. En Mex Resorts hemos buscado y seleccionado con mucho cuidado los hoteles con las mejores tarifas en los destinos más populares de México para ofrecer a nuestros clientes unas vacaciones a medida que les permitan tomarse un merecido descanso en las paradisíacas playas del Caribe o del Océano Pacífico. Hay gran cantidad de opciones, y su elección dependerá totalmente de sus preferencias.

    Hoteles Populares

    Huatulco

    En la magnífica Bahía Tangolunda se levanta un hermoso resort de cinco estrellas, Las Brisas Huatulco.

    Mas

    Cancun

    Krystal Grand Punta Cancún es un hotel de playa ubicado en Punta Cancún, a unos pasos de centros comerciales.

    Mas

    Puerto Vallarta

    Villa del Palmar Resort es un hotel de cinco estrellas frente al mar en Puerto Vallarta, ubicado en la Zona Hotelera.

    Mas

    Novedades Turisticas

    Noticias de destinos en Mexico. Descubre los destinos mejores en Mexico.

    Renta de Casas para Vacaciones en la Riviera Maya

    • Posted By: Oliver
    • 0

    Relajación, naturaleza, comodidad, aventura, placer y más es lo que la Riviera Maya ofrece a sus visitantes. Su riqueza natural y cultural atrae a.

    Paquetes de Viajes a Cancún

    • Posted By: Michael
    • 0

    En la maravillosa costa del Mar Caribe, al noroeste de la península de yucatán encontramos la ciudad de Cancún; uno de los destinos de.

    Top 5 Hoteles Todo Incluido en Mexico

    • Posted By: MexResorts
    • 0

    Sabemos que la felicidad de tu familia es tu prioridad. Por eso, a la hora de viajar, es importante que conozcas la variedad de.

    Reserva Segura

    Con Mex Resorts puede hacer una reserva segura en línea de los hoteles todo incluido y los paquetes de viajes más competitivos para visitar Cancún, Cozumel y Playa del Carmen en la Riviera Maya, así como en Los Cabos, Mazatlán, Puerto Vallarta, Acapulco, Ixtapa-Zihuatanejo y Huatulco en la costa del Pacífico. También le ofrecemos la extensa oferta de hoteles en Ciudad de México. El abanico de opciones comprende desde económicos paquetes de hotel todo incluido a los nombres de célebres cadenas hoteleras que el viajero experto valora y reconoce como Sheraton, Hilton o Barceló.

    Le invitamos a ponderar las diferentes opciones ya que estamos convencidos de que verá con sus propios ojos que no hay excusa válida para perderse unas vacaciones de invierno en las aguas turquesa del Caribe con la variada oferta de hoteles todo incluido asequibles de que disponen Cancún o Playa del Carmen.Todos los deportes acuáticos imaginables se encuentran a su disposición:desde la pesca al buceo, parasailing o surf, sin olvidar los exclusivos cenotes y la posibilidad de nadar con delfines.

    Hoteles De Lujo

    Los amantes del golf pueden jugar en los mismos campos que los profesionales, con campos diseñados por Jack Nicklaus en Los Cabos, Acapulco o Puerto Vallarta entre otros para que se devanen el seso antes de regresar a su hotel de lujo para charlar sobre el partido en el mejor estilo, quizá con vistas al campo de golf desde la terraza de su habitación. Los amantes de la fiesta en busca de un sitio relajado pueden encontrar lo que quieren en todos estos destinos, pero probablemente encontrarán más opciones en Cancún, Los Cabos, Acapulco o Puerto Vallarta,

    destinos con una amplia oferta de tarifas todo incluido, descuentos en hoteles y paquetes de viaje atractivos, y que cuentan con su propio aeropuerto internacional. La cultura tradicional y los yacimientos mayas constituyen un imán para muchos visitantes. Pirámides aztecas y templos mayas salpican el sureste de México, y los viajeros pueden explorar cómodamente las huellas que han dejado estas culturas mesoamericanas desde Cancún o Ciudad de México, lugares donde los paquetes de viajes y ofertas hoteleras son de los más competitivos.

    Transporte

    Estos son sólo algunos de los principales atractivos que hacen regresar a miles cada temporada. En Mex Resorts organizamos cientos de otras actividades en agua, tierra y aire para crear recuerdos que perdurarán en su memoria. Consideramos todas sus necesidades de antemano, y por ello ofrecemos servicio de transporte desde el aeropuerto en vehículos con aire acondicionado para que aterrice sin problemas, con la opción de que sea privado o compartido.

    Se encuentra a tan sólo un clic de la sensualidad y la alegría de los trópicos. Ya esté buscando la mejor playa en la que pasar unos días alejado de los rigores del invierno o esté organizando una fiesta de empresa o de despedida de soltero, Mex Resorts le ofrece las mejores tarifas de hoteles y paquetes de vacaciones en México. ¡Asegure su reserva en línea hoy mismo y allane su camino al sol y la diversión tropicales que le esperan en México!


    CVS Pharmacy Coupons – Printable Coupons In Store (Retail – Grocery), promo pharmacie. #Promo #pharmacie


    CVS Pharmacy Coupons

    Online Only : Shop CVS and get up to 80% off select items plus 25% off their entire site and free shipping with code: SAVE25 at checkout.. ( May-13 )

    In Store Online : Click to view all their printable coupons, promo codes, and photo deals on one page. Compare prices with Walgreens .

    Printable In Store : Bring this coupon in CVS Pharmacies and save $2 on your passport photos.

    Manufacturer coupons valid at grocery stores pharmacies, you can also CVS coupons here . Tip : get an ExtraCare card to print coupons from their kiosk in store for extra savings ( its free ). Some of my best savings were from their extra care coupon center.

    Saving Tips, Resources Recommendations

    Similar Stores With Coupons

    Expired CVS Pharmacy Coupons

    Add an 8 10 photo to cart, enter code: PICTUREMOM and choose in store pickup.

    Enjoy a 20% discount on your purchase at your local CVS Pharmacy. Must present coupon at time of purchase.

    Receive a $5 discount on your $15 purchase at your local CVS Pharmacy. Redeem coupon at register.

    Receive a free Nivea A Kiss of Care Color lip care item. Valid in-store.

    Visit their Facebook page, fill out a short form and receive a coupon for a free full-size body wash. While supplies last.

    About CVS Pharmacy CVS Photo

    Whenever you are looking for a Pharmacy no matter what time day or night, you can rest assure that CVS will be open. Whether its grocery items, photo prints, household products, prescription drugs, or even beauty products.. CVS has it all! What is more convenient than uploading photos right from your computer and picking them up at your local CVS? Not only is this service easy and fun, but with their CVS Photo coupons, it is now more affordable than ever before.. CVS also prints photo books, cards, stationary, calendars and much more. Shop CVS Photo through Mommy Saves Big and save.


    Comparativa de seguros de coche y aseguradoras, comparar seguro coche. #Comparar #seguro #coche


    Comparativa seguros de coche

    Compara 30 aseguradoras en 3 minutos y ahorra hasta 50% en tu seguro de coche

    Mбs de 50.000 usuarios al mes llegan a esta pбgina y deciden utilizar nuestro comparador de seguros. Todos ellos comparten un mismo objetivo: comparar todas las opciones del mercado para conseguir el seguro de coche con la mejor relaciуn calidad precio.

    En Espaсa hay mбs de 20 grandes aseguradoras de coche y todas prometen precios fantбsticos y/o unas prestaciones inmejorables. Gracias a inversiones millonarias en publicidad, las compaснas de seguros han logrado posicionarse en la mente de los consumidores por precio o por servicio, y a diario miles de consumidores toman una decisiуn de compra equivocada guiados meramente por esa imagen.

    La realidad es que cada aseguradora tiene su pъblico objetivo para el que tiene precios mбs atractivos que el resto de la competencia, pero como es lуgico ese mejor posicionamiento de precio se ciсe sуlo a ese pъblico en concreto y por lo tanto no es extrapolable a todos los casos.

    De esta forma, por ejemplo puede que Direct Seguros tenga el mejor precio para un conductor de 45 aсos que lleve 10 aсos en su actual compaснa de seguros sin dar ni un solo parte de siniestro. Un conductor joven de 23 aсos que se acabe de sacar el carnet no obstante, puede que encuentre en Balumba el seguro de coche mбs barato. Y por el contrario, si el conductor de 45 aсos del primer ejemplo llevase sуlo 2 aсos en su aseguradora actual y hubiera dado 2 partes de daсo en el aсo pasado, posiblemente la mejor opciуn para йl serнa Allianz Seguros. El quid de la cuestiуn estб en que la ъnica forma de encontrar la mejor opciуn para uno mismo pasa por calcular el seguro de coche en todas las compaснas elaborando asн una comparativa de seguros personalizada.

    Adicionalmente cabe destacar que las compaснas de seguros cambian su polнtica de precios con bastante frecuencia, realizando adaptaciones en las tarifas para perfiles en los que quieren mejorar su posicionamiento, lanzando ofertas puntuales o aplicando descuentos especiales para colectivos. Por eso, es muy posible que la aseguradora que te ofrecнa el mejor precio cuando contrataste su seguro hace 3 aсos, probablemente ya no sea la mбs competitiva a dнa de hoy, ya que debido al elevado nivel de competencia, es probable que alguna de las restantes compaснas te ocrezca descuentos especiales con tal de ganarte como cliente. Como consumidor es por lo tanto aconsejable realizar una comparativa para tu seguro cada cierto tiempo, especialmente si cambias de vehнculo, ya que sуlo de esta forma te asegurarбs de que no estбs pagando de mбs.

    Compara 30 aseguradoras en 3 minutos y ahorra hasta 50% en tu seguro de coche


    Webrisorse: Borsa Italiana Listino Dalla A Alla Z, borsa azioni. #Borsa #azioni


    webrisorse

    lunes, 23 de julio de 2012

    Borsa Italiana Listino Dalla A Alla Z

    Link per Borsa Italiana Listino Dalla A Alla Z

    Chapter 24 – Jane Eyre By Charlotte Bronte

    Descrizione: Chapter 24. Classic Literature VideoBook with synchronized text, interactive transcript, and closed captions in multiple languages. Audio courtesy of Librivox. Read by Elizabeth Klett. Playlist for Jane Eyre by Charlotte Bront�: www.youtube.com Jane Eyre free audiobook at Librivox: librivox.org Jane Eyre free eBook at Project Gutenberg: www.gutenberg.org Jane Eyre at Wikipedia: en.wikipedia.org View a list of all our videobooks: www.ccprose.com

    Part 6 – The House Of The Seven Gables Audiobook By Nathaniel Hawthorne (chs 19-21)

    Descrizione: Part 6 (Chs 19-21). Classic Literature VideoBook with synchronized text, interactive transcript, and closed captions in multiple languages. Audio courtesy of Librivox. Read by Mark F. Smith. Playlist for The House of the Seven Gables by Nathaniel Hawthorne: www.youtube.com The House of the Seven Gables free audiobook at Librivox: librivox.org The House of the Seven Gables free eBook at Project Gutenberg: www.gutenberg.org The House of the Seven Gables at Wikipedia: en.wikipedia.org View a list of all our videobooks: www.ccprose.com

    Part 4 – The House Of The Seven Gables Audiobook By Nathaniel Hawthorne (chs 12-14)

    Descrizione: Part 4 (Chs 12-14). Classic Literature VideoBook with synchronized text, interactive transcript, and closed captions in multiple languages. Audio courtesy of Librivox. Read by Mark F. Smith. Playlist for The House of the Seven Gables by Nathaniel Hawthorne: www.youtube.com The House of the Seven Gables free audiobook at Librivox: librivox.org The House of the Seven Gables free eBook at Project Gutenberg: www.gutenberg.org The House of the Seven Gables at Wikipedia: en.wikipedia.org View a list of all our videobooks: www.ccprose.com


    Auto Insurance Claims Information, auto insurance information.

    #Auto #insurance #information


    Insurance Claims

    Because the moments following a car accident can be stressful and filled with distractions, it’s important to understand how your insurance company handles auto insurance claims before you’re involved in an accident.

    We’ve compiled information related all types of auto insurance claims, including bodily and personal injury claims, accident claims involving property damage, and how to tell the difference between a routine insurance claim and one for which you might need legal assistance. Understanding these factors before an auto accident means you can take the proper steps to document and report every kind of injury and accident loss, thus increasing your chances of being fairly and swiftly compensated.

    Claims Types and Filings

    In these pages, you’ll find important info on car insurance claims including why car insurance rates go up after accidents.

    Tips on filing car insurance claims following an auto accident. Find simplified info on how & when to report car accidents to an auto insurance company.

    Find important information on how the claims process is handled from initial report, to working with an insurance claims specialist to the final settlement.

    Find information on car insurance claims with an emphasis on accident-related injuries.

    Legal Representation, Settlements and FAQs

    Find information on auto insurance claim settlements & handling an auto accident through a car insurance company.

    Information on legal representation & auto accident lawsuits. Find out more on hiring an attorney such as a personal injury lawyer if you are involved in a car wreck.

    Learn the answers to some common questions about filing claims with your car insurance company.

    Insurance Claims Articles

    Learn how to file an auto claim after a car accident. Our guide to car insurance claims shows you how to deal with auto insurance adjusters, negligent parties & more.

    Let’s look at 5 scenarios to determine if your car insurance company will cover you if you damage your own property.

    Learn about car insurance fraud and auto theft and ways in which it can affect your car insurance rates.


    New York Car Insurance Quotes – Auto Insurance – NY, car insurance in new york state.

    #Car #insurance #in #new #york #state


    New York Car Insurance

    Car insurance in new york state Car insurance in new york state Car insurance in new york state Car insurance in new york state Car insurance in new york state

    The state of New York sets minimum levels of automobile insurance coverage that every driver must buy to comply with the law.

    To be in compliance with the law, if you live in New York, you must buy the following levels of auto insurance:

    • Bodily injury liability insurance – $25,000 for bodily injury to one person; $50,000 for bodily injury to all persons.
    • Property damage liability insurance – $10,000 for property damage in any one accident.

    In addition, mandatory “no-fault” coverage of $50,000 is required.

    You can carry higher liability limits and additional personal injury protection and most motorists do.

    Insurance rates will vary depending on where in the state you live. Generally, rates are higher in New York City.

    The insurance coverage you buy must be obtained from a company that is licensed by the New York State Department of Financial Services. Out-of-state insurance is not acceptable.

    Driver education reduces premiums

    You may be able to reduce your auto insurance premiums by completing a state approved six-hour driver’s education course.

    If you are the principal driver of a motor vehicle, you will receive a minimum 10 percent reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years after completing the course. You can take the course in the classroom or online.

    Getting caught without insurance costly

    If the DMV learns you were involved in an accident and do not have auto insurance, you could lose your driver license and vehicle registration for at least one year. You could also lose your license and registration for at least one year if someone else driving your uninsured vehicle is involved in a traffic accident and is found to be operating without insurance.

    You might have to pay a court fine as much as $1,500 for driving without insurance or allowing someone else to drive your uninsured vehicle. You also might have to pay the DMV a civil penalty of $750 to get your license back.

    Your insurance company will issue you an ID card proving you have insurance. You should always carry the insurance ID card in your vehicle.

    When you insure your vehicle, your insurance company is required to file your coverage electronically with the Department of Motor Vehicles. Your insurance ID card alone does not prove you have coverage. New York state law requires both paper proof and electronic filing of coverage.

    New York’s graduated driver’s license program

    New York – like many other states – has adopted a graduated driver’s license program. You can apply for a learner’s permit when you turn 16 with a parent’s consent.

    To get your junior driver’s license, you will need to hold your learner’s permit for at least six months. During that time, you must:

    • Get at least 50 hours of driving experience, including 15 hours of driving after sunset
    • Or complete a driver’s education course or a pre-licensing safe driving course

    Once you are eligible and you pass the road test, you will be granted your junior’s license.

    A junior license comes with restrictions depending on where you live in the state. For example, if you live upstate, you will be allowed to drive after 9 p.m. for school or work but not if you live in New York City.

    When you’re 17 and if you have a certificate from a driver’s education course, you can upgrade to a standard license. Your license will automatically upgrade when you turn 18.

    If you hold a junior license and are driving, you may have only one passenger in your car who is not a family member.

    Also, no driver, no matter what age, is allowed to text or use a portable electronic device while driving in New York.

    Keeping track of teen drivers

    If you are parents or guardians of drivers younger than 18 years old, you can be automatically notified by mail should your child receive a traffic conviction, be involved in a reportable accident, or have his license suspended. You can enroll your child in the Teen Electronic Event Notification Service (TEENS) online.

    New to New York

    If you move to New York, you must apply for a New York State driver’s license within 30 days of becoming a New York state resident. You can exchange an out-of-state driver’s license as long as it has:

    • Your photograph
    • Has not been suspended or revoked
    • Has been valid for at least six months

    Car insurance in new york state Car insurance in new york state Car insurance in new york state Car insurance in new york state Car insurance in new york state


    Seguros de coche baratos – Comparador de seguros Arpem, precio seguro coche.

    #Precio #seguro #coche


    Encuentra tu seguro de coche Seguros de coches baratos

    Compara el precio de tu seguro para poder ahorrar y conseguir un seguro económico para tu coche. Asegurar el coche con Arpem te puede suponer ahorrar hasta 500€. Ahorra en un seguro barato para tu automóvil.

    Elige el tipo de póliza que más te interesa:

    Ranking

    Ordenadas por mejor relación calidad / precio

    El criterio seguido para obtener la puntuación final es hacer la media entre precio y calidad de la póliza de cada compañía. Los datos han sido obtenidos del comparador de seguros de coche (calcule la relación calidad-precio de su seguro aquí).

    Encuentra el seguro de coche más barato utilizando nuestro comparador de seguros. Tienes que tener en cuenta al asegurar tu vehículo las diferentes coberturas que incluyan el seguro de automóvil más económico porque quizá no incluya asistencia en viajes, coberturas de robo, incendio, daños al propio vehículo o rotura de lunas.

    Utilizar el comparador para ahorrar en el seguro de tu coche es necesario, no se puede señalar una compañía aseguradora como la más barata pues cada una tiene productos dirigidos a públicos distintos. Así un seguro de vehículo barato para un joven de 20 años no se contratará con la misma aseguradora que una persona de 45 años que busca un seguro económico con el que ahorrar dinero.

    Por esta razón tanto si se busca un seguro barato para jóvenes como si se necesita un seguro económico para mayores de 30 años, lo más indicado es utilizar nuestro comparador de seguros de coches para tener seguridad en el ahorro de tu seguro.

    Conductor – automóvil de la comparativa

    Saber todos los precios de todos los coches, para todos los ciudadanos en particular es imposible, y m xime si no sabemos los datos personales de cada uno. Por ello, se ha elegido un conductor ”standard” y uno de los veh culos mas vendidos en el mercado, y se ha preguntado el precio. Probablemente no sea el precio que le costar a a usted en concreto, pero s que podr comparar.

    Los datos del conductor / veh culo ”standard” son los siguientes:

    Conductor

    • Sexo / estado: var n y casado
    • Edad: 45 a os
    • Carn de conducir: 15 a os
    • Conductor = propietario = tomador
    • Conductores ocasionales = no
    • Profesi n: empleado administrativo
    • Bonificaci n: M s de 10 a os asegurado
    • Zona de circulaci n: Madrid (28901)

    Autom vil

    • Coche: Citro n C4
    • HDi 120 CV
    • Feel Edition
    • Km al a o: 20.000
    • Uso: particular, para ir al trabajo
    • Accesorios no de serie: NO
    • Garaje: individual

    Las aseguradoras tienen en cuenta diversa información para calcular los precios de sus seguros y así poder ofrecer seguros baratos con las coberturas que conforman un seguro de coche barato. Para la cobertura de responsabilidad civil, las compañías de seguros se fija en: la clase de coche, el lugar de circulación, como se va a usar el vehículo y las circunstancias personales del conductor.

    Una gran cantidad de aseguradoras conceden bonificaciones o reducciones en el precio del seguro para que este sea más barato. Las bonificaciones se consiguen cuando no se han producido siniestros. Este sistema de bonificaciones y recargos sobre la prima en función del número de siniestros declarados se denomina escala Bonus-Malus y gracias a él podemos conseguir seguros de coche baratos.


    Seguros de Camiones, Información y consejos, seguros camiones.

    #Seguros #camiones


    Seguros de Camiones

    Los Seguros para camiones, sus coberturas y las posibilidades que ofrecen las aseguradoras para que las empresas de transporte puedan operar con una mayor tranquilidad, son temas que se tratan en esta sección. Aquí hablamos de las novedades que afectan a los Seguros de Camiones, de los tipos de coberturas que pueden contratar los profesionales, de las curiosidades sobre las garantías que protegen a camiones y mercancías, y de los cambios normativos que afectan a estas pólizas.

    Además, en este espacio puedes encontrar consejos sobre la contratación de tu Seguro de Camión, y recomendaciones para elegir las coberturas que más pueden interesar a los profesionales del transporte (Responsabilidad Civil, Responsabilidad Civil de la Mercancía, Robo, Daños, etc.). Entre estos servicios, podemos destacar también la cobertura de indemnización por retirada de carnet, la asistencia en viaje en el extranjero o el servicio de asistencia jurídica y reclamación, de las que puedes encontrar referencias en esta sección.

    Los Seguros a Todo Riesgo cubren a 1 de cada 5 camiones con menos de 4 años

    Uno de cada cinco camiones nuevos tiene contratado un Seguro a Todo Riesgo de Cami n, la mayor a de ellos con franquicia. Adem s, entre las coberturas m s contratadas por los transportistas destacan los Seguros de Mercanc as y la cobertura de Accidentes del Conductor, seg n los datos de nuestro comparador de Seguros online. Las estad sticas [ ]

    ¿Es obligatorio contratar un Seguro de Mercancías para nuestro camión?

    El Seguro de Mercanc as es una de las principales garant as que protegen a los transportistas en el desempe o de su actividad. De hecho, muchos camioneros preguntan a nuestros corredores si es obligatorio contratar un Seguro de Mercanc as para el cami n. Y lo cierto es que no lo es, pero si eres transportista y te dedicas al transporte [ ]

    ¿Qué Seguro de Responsabilidad Civil de la Mercancía necesitas?

    El Seguro de Responsabilidad Civil de la Mercanc a es un elemento indispensable para cualquier transportista. Los profesionales y empresas dedicados al transporte de mercanc as por carretera, sea cual sea el tonelaje de su cami n, deben contar con las coberturas necesarias para proteger la carga de los posibles da os que pueda sufrir durante su traslado. Aunque, [ ]

    ¿Qué cubre el Seguro a Terceros para camiones?

    Los camiones, como el resto de veh culos a motor, tienen la obligaci n de estar asegurados para poder circular. El Seguro a Terceros para camiones, tambi n conocido como Seguro de Circulaci n, es una p liza b sica y barata que da cobertura a estos veh culos pesados. Aunque es raro que un cami n est asegurado s lo con el Seguro [ ]

    Cómo se calcula la prima del Seguro del Camión

    Asegurar un cami n, ya sea r gido o con cabeza tractora y remolque, es siempre una operaci n delicada en la que se tienen en cuenta diversos factores. Un veh culo pesado supone una gran inversi n para el transportista o la empresa que firmar la p liza. Y en muchas ocasiones es la principal herramienta de trabajo de su negocio. [ ]

    Los Seguros para Camiones de Carga y sus coberturas

    Los camiones de carga, ya sean r gidos o compuestos por cabeza tractora y remolque, son fundamentales para el sector del transporte de mercanc as por carretera. Para los transportistas y dem s empresas de transporte que operan con estos veh culos pesados la protecci n de la mercanc a es fundamental. Los Seguros para Camiones de Carga, adem s de cubrir [ ]

    ¿Qué es un Seguro CMR en el transporte de mercancía por carretera?

    En un mercado globalizado, el intercambio de mercanc as es cada vez m s internacional. Es muy importante el volumen de camiones de transporte que atraviesan una o varias fronteras en sus rutas transportando todo tipo de carga. El Seguro CMR es la respuesta aseguradora para dar cobertura al transporte de mercanc a por carretera a escala internacional. [ ]

    Seguros para Camiones de segunda mano que interesa contratar

    Los camiones de segunda mano son una interesante opci n para muchos emprendedores transportistas que se deciden a lanzarse al negocio del transporte como aut nomos. La principal raz n para decantarse por el mercado de camiones usados es, sobre todo, el ahorro. Este es tambi n uno de los objetivos que debemos perseguir a la hora de buscar [ ]

    ¿Cómo influye la antigüedad del vehículo en el Seguro del Camión?

    La antig edad de los veh culos y lo que ello implica para la seguridad en nuestras carreteras es uno de los problemas del parque automovil stico espa ol. Los camiones y cabezas tractoras que recorren el pa s no son ajenos a esta situaci n. Ante el envejecimiento de la flota de camiones de transporte nos preguntamos c mo influye este [ ]

    Las ventajas de contratar un Seguro para Camiones online

    Los Seguros online no dejan de crecer y cada vez son m s los profesionales que optan por Internet para gestionar la contrataci n de sus p lizas. En el caso de los trabajadores aut nomos que tienen un cami n como principal herramienta de trabajo, el desarrollo de comparadores de seguros puede facilitar mucho las cosas a la hora [ ]


    Cómo hacer el seguimiento de una maleta perdida? Foro de Aviones, Aeropuertos y Lineas Aereas, como escribir una reclamacion.

    #Como #escribir #una #reclamacion



    Como escribir una reclamacion¿Cómo hacer el seguimiento de una maleta perdida? Como escribir una reclamacion

    Como escribir una reclamacion Foro Aviones, Aeropuertos y Lineas Aereas: Todo lo relacionado con volar: aeropuertos, lineas aereas, vuelos, aviones, facturacion, reserva de asientos, miedo a volar, equipajes y normas de todo lo anterior

    Como escribir una reclamacion Como escribir una reclamacion

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    Como escribir una reclamacion

    Ubicación: Madrid, España

    Como escribir una reclamacion Como escribir una reclamacion

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    Como escribir una reclamacion

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    siempre va bien tenerla por si acaso, nunca se sabe Como escribir una reclamacion

    El Mundo es un libro y los que no viajan sólo leen una página.

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    Contra eso solo queda usar el sentido comun, que es llevar los objetos de valor en el equipaje de mano. Si tienen que ir facturados y poder reclamar en caso de que les pase algo, lo que tienes que hacer al facturar, es la notificacion de “valor declarado” y pagar por ello. y asi lo aseguras.

    Nuestro idioma ha tardado 12 siglos en llegar hasta hoy en día. tú tan sólo tardas 20 segundos en escribir un post : no destroces en tan poco tiempo lo que tantos siglos ha costado crear.

    Como escribir una reclamacion

    Como escribir una reclamacion

    Como escribir una reclamacion

    Como escribir una reclamacion

    Ubicación: Madrid, España

    Como escribir una reclamacion Como escribir una reclamacion

    ¿Y cómo sabes que te han robado en el aeropuerto de Barcelona?

    ¡También ha podido ser en el otro aeropuerto de tu viaje! Como escribir una reclamacion

    España, Andorra, Francia, Portugal, Italia, Grecia, Inglaterra, Bélgica, Holanda, Alemania, Austria, Polonia, República Checa, Hungría, Albania, Finlandia, Malta, Marruecos, Argelia, Kenia, Turquía, Egipto, Emiratos Árabes Unidos, Maldivas, Estados Unidos, Argentina, Australia

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    A que se refiere ? porque nose que poner ahi.

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    Como escribir una reclamacion

    Ubicación: Madrid, España

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    El nº de referencia es el nº de PIR (la reclamación que debiste abrir en el aeropuerto cuando llegaste y viste que la maleta no estaba).

    Se compone, generalmente, de 5 letras y 5 números.

    Por ejemplo. si Iberia no te entrega una maleta al llegar a Madrid, el nº de PIR será MADIB12345 (MAD por Madrid, IB por Iberia)

    Air Europa en Palma de Mallorca: PMIUX12345.

    España, Andorra, Francia, Portugal, Italia, Grecia, Inglaterra, Bélgica, Holanda, Alemania, Austria, Polonia, República Checa, Hungría, Albania, Finlandia, Malta, Marruecos, Argelia, Kenia, Turquía, Egipto, Emiratos Árabes Unidos, Maldivas, Estados Unidos, Argentina, Australia



    Average Car Insurance Rates by ZIP Code, compare auto insurance rates.

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    AVERAGE CAR INSURANCE RATES in your neighborhood

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    CarInsurance.com commissioned Quadrant Information Services to provide a report of average auto insurance rates for a 2016 Honda Accord for nearly every ZIP code in the United States. We calculated rates using data for up to six large carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm).

    Averages for the default result are based on insurance for a married 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. The rate includes uninsured motorist coverage.

    Averages for customized rates are based on drivers ages 20, 30, 40, 50, 60 and 70 for the following coverage levels: state minimum liability, liability of 50/100/50 and 100/300/100 with $500 deductible on comprehensive and collision. These hypothetical drivers have clean records and good credit. Average rates are for comparative purposes.

    Your own rate will depend on your personal factors and vehicle.

    Required liability coverage to drive legally in your state; some states mandate additional coverage, such as personal injury protection, uninsured motorist, underinsured motorist.

    $50,000 per person/$100,000 maximum per accident for bodily injury; $50,000 for property damage. Liability pays for injuries/damage you cause others.

    $100,000 per person/$300,000 maximum per accident for bodily injury; $100,000 for property damage; comprehensive and collision coverage with $500 deductible. Liability pays for injuries/damage you cause others. Comprehensive and collision pay for damage to your car.

    • Compare auto insurance rates90010- LOS ANGELES: $2,552
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    It s always wise to compare car insurance rates because the price of a policy can differ by hundreds of dollars. That’s because car insurance companies use different formulas when deciding how much you pay. This means you could wind up paying a lot more than you need to if you don t shop around for the lowest price.

    Use our average car insurance rates tool to compare rates. Enter a ZIP code to see the average premium for your neighborhood. You will also see the highest and lowest rates from the six major carriers surveyed to get an idea of what the most affordable car insurance price is in your area. To get a customized rate, select from among six age groups and three coverage levels and enter your gender. You can shop for a policy now by entering your information after clicking on the “Start Shopping Now” button above.



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    Car Insurance Quotes – Auto Insurance, Progressive, free online insurance quote.

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    Keep in mind, coverage offerings can vary by state.

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    These can be two separate coverages: one that covers your injuries (bodily injury) and another that covers your vehicle’s damages (property damage). Both kick in if a driver hits you and doesn’t have insurance or enough to pay for your losses.

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    Loan/lease payoff is also called gap insurance. If your car is totaled, we’ll help pay off the balance of your loan (up to 125% of your vehicle’s current value).

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    Copyright 1995 – 2018. Progressive Casualty Insurance Company . All Rights Reserved.

    We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

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    Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA’s commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. A quote from one of the insurers can be provided through this site. Click here for a quote from other insurers or here for more information about PSIA s commission. Discounts not available in all states and situations.

    Learn more about comparison rates, which are available through Progressive Direct in most states and situations. Rate comparisons provided here are based on our Progressive Direct auto insurance price and product, and do not include prices and products available from Progressive agents.

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    Auto Insurance

    More in Auto Insurance

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    • Car Insurance Companies Use Facebook for Claims Investigations – 09/04/2013

    New Car Buying Guides

    See which cars and trucks our editors recommend

    More in Auto Insurance

    When you really need it, you will be glad you took the time to purchase good car insurance. The purpose of the articles in this section is to prepare drivers with the right auto insurance policy before it is too late. Then, if trouble strikes, you and your family and your family’s finances will be protected.

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    Online Auto Insurance – Quotes Comparison, Find Cheap Rates, Buy Car Insurance Policy Online, online auto insurance quote comparison.

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    Online auto insurance quote comparisonThe only way to find cheap car insurance companies is to compare rates. There is no such thing as the cheapest company for all. Each one of us has to search to see which will be cheaper for us individually. Understanding how the rating process works and which factors impact premium is an important part of the shopping process.

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    Online auto insurance quote comparisonThe recommended coverage is one which is affordable and protects an insured s investment in the value of owned autos, pays medical expenses when injuries occur, and covers an insured s legal liability as a result of automobile accidents.

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    High Risk Drivers

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    Online auto insurance quote comparisonNo personal information, such as social security or driver s license numbers, is required for auto insurance quotes. Choose not to provide personal info to protect your privacy. Only basic data about vehicles and drivers is required and providing personally classified data is optional.

    No License

    Online auto insurance quote comparisonGet car insurance without license through certain carriers who s underwriting guidelines permit it. Those with no drivers license, out of country (international) license and even identification cards from other Countries, such as the Matricula Consular issued by Mexico, may be eligible for coverage.

    Cheap Rates for Young Drivers

    Online auto insurance quote comparisonA teenage or youthful driver should take a different approach when searching for the cheapest possible rates since their inexperience may have a negative impact on the price of insuring. Learn how a teen can save by comparing prices from a variety of insurers and by taking advantage of all possible discounts such as the good student discount .

    State Specific:

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    Kibek Kinderteppich 140X200, Schlafzimmer Ideen, schlafzimmer 140×200.

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    Kibek Kinderteppich 140X200

    Kinderteppich 140X200 ist die beste Wahl für Fußböden in einem Gästezimmer und besonders häufig in Kinderzimmer. Dies liegt hauptsächlich an der Tatsache, dass es sehr weich und weich ist, was es ermöglicht, als ein Kissen zu dienen, das unter der gesamten Umgebung ruht. Diese Oberfläche bietet dem Raum einen spürbaren Tragekomfort und beugt Verletzungen durch Fouling und Stürze vor. Dicker Kinderteppich 140X200 kann auch gekauft werden, um diesen Effekt zu erhöhen.

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    Ein Babyzimmer ist ein Raum, in dem sie kreativ sein, spielen, schlafen und schmollen können – also sollte das Dekor das reflektieren. Die Auswahl von kinderteppich für Spielzimmer kann schwierig sein. Sie sind hart auf den Böden und Sie können erwarten, Verschütten und Flecken innerhalb von Minuten nach einem neuen kinderteppich gelegt werden. Es geht jedoch nicht nur um Haltbarkeit. Ihr Kinderteppich 140X200 muss auch Spaß machen, um Kreativität zu fördern und es ihnen zu ermöglichen, glücklich zu spielen.

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    Gut Kinderteppich 140X200 Für Jungs Innen Tolles Teppich Shaggy Comfort Luxus Hochflor Teppich 140X200 Cm Schocko Braun Für Wunderschöne Teppich Spielzimmer

    Gebraucht Kinderteppich 140X200 Günstig Kaufen Mit Günstige Kinderteppich Kinderzimmer Konturenschnitt Baby | Real In Kinderzimmer Deko

    Ikea Kinderteppich 140X200 Mit Gebraucht Kinderteppich 140X200 Schön Elegant Designer Rug Lounge Nature In Bezug Auf Schatz Babyzimmer Deko

    Neue Kinderteppich 140X200 Ikea Günstig Und Schönes Kinderteppich 140X200 Hervorragend Teppich Beige Stockholm #23834 Mit Ikea Kinderteppich Kinderzimmer Deko

    Günstige Kinderteppich 140X200 Kinderzimmer Bestimmt Für Teppiche Für Ein Gemütlicheres Wohnambiente Mehr Komfort Im Raum Zum Teppich Babyzimmer

    Ein weiterer Vorteil von Kinderteppich 140X200 in Babyzimmer ist die Tatsache, dass es als isolierender Puffer über die gesamte Etage wirken kann. Dies wird dazu beitragen, den Umgebungslärm zu verringern, der von Kindern erzeugt wird, die spielen, stampfen und durch den Raum springen. Diese isolierende kinderteppich ist besonders wichtig, wenn das Kinderzimmer auf den oberen Etagen des Hauses liegt.



    Die Besoldung der Beamten und Beamtinnen in BRD, beamten darlehen.

    #Beamten #darlehen



    Die Besoldung der Beamten und Beamtinnen in BRD

    Die Besoldung der Beamten in Deutschland wird durch die Länder und den Bund jeweils eigenständig geregelt. Seit der Föderalismusreform I, welche am 1. September 2006 in Kraft getreten ist, erlangten der Bund und die Länder eine gewisse Eigenständigkeit in bestimmten Bereichen des Beamtenrechts. Somit wird die Beamtenbesoldung der Beamten, Richter und Soldaten des Bundes durch das Bundesbesoldungsgesetz (BBesG) geregelt. Für die Landesbeamten gelten das Landesbesoldungsrecht und die Besoldungstabellen der Länder, sofern dieses das Bundesbesoldungsgesetz in der Fassung vom 31. August 2006 abgelöst hat.

    Gemäß Artikel 33 Absatz 5 des Grundgesetzes ruht die Besoldung auf die hergebrachten Grundsätze des Alimentationsprinzips. Das Alimentationsprinzip verpflichtet den Dienstherrn dem Beamten bei Invalidität, Krankheit und im Ruhestand einen Lebensunterhalt zu zahlen, der seinem Amt, jedoch nicht einer bestimmten auszuübenden Tätigkeit, angemessen ist. Durch das Alimentationsprinzip soll gewährleistet werden, dass der Beamte sich seinen beruflichen Tätigkeiten widmen kann, ohne dabei einer wirtschaftlichen und finanziellen Unsicherheit ausgesetzt zu sein.

    Die Beamtenbesoldung ist in dem Sinne also nicht als Gehalt anzusehen, bei dem der Beamte für eine Tätigkeit bezahlt wird, die er im Beruf aktiv ausübt, wie es beispielsweise bei den Tarifbeschäftigten der Fall ist, sondern dafür, dass er sich dem Staat auf Lebenszeit verpflichtet, ihm treu mit all seinen Kräften zu dienen. Die Höhe und Art der Besoldung wird durch das Alimentationsprinzip als Maßstab vorgegeben. Beamte werden je nach Qualifikation, Erfahrung und Laufbahn in eine Besoldungsgruppe und Besoldungsstufe eingruppiert.

    Die Besoldung

    Die Zahlung der Beamtenbesoldung erfolgt stets im Voraus, welche sich aus dem Grundgehalt, einem Familienzuschlag und aus eventuellen Zuschlägen (beispielsweise Auslandszuschläge) und Zulagen, wie beispielsweise Leistungsstufen, Leistungszulagen, Leistungsprämien, Sonderzuschlägen und Auslandszulagen, zusammensetzt. Zudem werden vermögenswirksame Leistungen dem Beamten gezahlt. Je nach Bundesland kann auch eine Jahressonderzahlung gezahlt werden, die entweder in das monatliche Grundgehalt einberechnet oder am Ende des Jahres mit den Dezemberbezügen im November ausgezahlt wird.

    Beamten darlehen