Locate Bad Credit Car Dealerships. Get Approved for an Auto Loan

#bad credit auto dealers

America’s Largest Network of Bad Credit Car Dealers

1.7 million people have bought a car with our help

Bad Credit Car Dealers That Can Help

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While many people are familiar with what bad credit means, not everyone knows what bad credit car dealers are or how they operate.

The question of “What is a bad credit auto dealership or car lot?” isn’t too difficult to answer. Since most banks, credit unions, and other major lenders only tend to deal with customers with ‘prime credit,’ this leaves a significant amount of people who need a car, but have a poor credit rating out in the cold.

To cover this gap in lending, many dealerships these days are offering financing on a vehicle through in house or third party options. However, since risk of financing to people with bad credit tends to be higher, these dealers tend to charge higher rates to offset that risk. The advantage is that people who might normally not be able to get into a car are able to finance one, even if it is at the trade off of higher cost.

Loan Payment Calculator – Quick and easy!

#calculate auto loan

Calculate The Monthly Payment On Your Loan

What would my loan payments be?

Additional Information

Measuring the Cost of Money

Interest is the charge added to a loan that makes up the cost of money. Interest is usually expressed as a percentage of the loan principal. The principal is the original amount of the loan. The interest rate tells you what percentage of the unpaid loan will be charged each period. The period is usually a year but may be any agreed-upon time. Here is how it works. Let’s say you loan your friend $100 at 5% annual interest. At the end of a year the period you should receive $105, or $100 of principal and $5 interest. Simple, isn’t it?

Let’s say your friend doesn’t repay the $100 principal, but pays you only the $5 interest; then the next year your friend will still owe you the $100 plus another $5 in interest. The preceding is an example of simple interest. Simple interest is the amount of money to be paid each period on a principal amount due.

Responsible Use Of Credit

While credit is very important to the economy, its abuse is harmful. Credit is extended with the faith that borrowers will repay the debt. Goods and services are provided on credit with the expectation that they will be paid for with money in the future. Credit makes commerce more convenient. When credit is abused, everyone loses. Credit abuse increases the cost of credit to everyone.

One should never use credit to purchase things for which one will not be able to pay in the future. Many impulse purchases are made on credit with little thought given to how the debt will be repaid in the future. If one calculated the true cost of goods bought on credit, one would have second thoughts about making the purchase in the first place. Here is an example: a new television flat-screen HDTV model retails for $5,000. If purchased on a credit card with a 12% annual percentage rate (APR) compounded daily, and with minimum monthly payments of $166 paid over three years, it winds up costing over $5,980. Is it worth almost $1,000 more to have it now (furthermore, the retail price in 3 years will probably drop)? That is like going into a store that advertised “SALE–ADD 20% TO EVERY PURCHASE.”

How Much Debt Can You Handle?

If you feel that you have too much debt, you are not alone. Most people have substantial debt; many have more than they can handle. However, debt is not all bad. Sometimes it makes sense to use borrowed money for investments. However, most folks are not using debt in that way; they are using it to make ordinary purchases of things they would probably be better off without, anyway. In our competitive society, spending has become a status symbol. This encourages people to spend more than they should — more than they have. Consequently, they run up tremendous debt.

While some debt is okay, too much debt is not. So, how do you know whether you have too much debt or not? First let’s look at the different kinds of debt we might incur.

Loans for Bad Credit – Don t Let Your Low Credit Stop You!

#auto loans for poor credit

Getting a Loan with Bad Credit at Loans.net

If you have ever been denied a loan in the past due to poor credit history or bankruptcy, Loans.net has a special selection of lenders that specialize in providing bad credit loans. In other words, these are lenders who offer loans to individuals who are trying to rebuild their credit history.

With a full online application process and instant approvals, you can obtain the funds you need – fast!

Rebuild Your Credit, Rebuild Your Future

Your credit score can impact many lending decisions, including purchase of large ticket items, such as a home or a car. Most of these purchases would involve a loan in some form (mortgage loan, car loan, etc.), which in turn would depend on your credit score.

Unfortunately, many individuals do not check their credit scores regularly. Credit score (FICO Score ) is computed by all three major national credit bureaus Equifax, Experian, and Transunion. As a starting point, you can contact these three bureaus to obtain a copy of your credit report and evaluate your credit standing. By law, you are entitled to receive one free copy of your annual report every year.

Once you have reviewed your credit report, contact the bureaus to correct any incorrect or missing information. Even with low credit credit, you can still benefit from our qualified network of reputable lenders who specialize in lending to individuals with bad credit. Once you are approved, you can start repairing your credit simply by repaying your loan on time.

Even if you suffer from poor credit, you can still benefit from applying for a loan with Loans.net, the process is simple and you can access in minutes our qualified network of lenders, who specialize in lending to borrowers with bad credit. As soon as you are approved, remember to make your payments on time and meet the lender s requirements. By repaying your loan on time, you can start rebuilding your credit. and thus regain financial stability.

Loans For People With Bad Credit

With the precipitous decline in these economic conditions, the ones hit the hardest today are individuals with bad credit. While most companies out there refuse to offer loans for people with bad credit situations. we, at Loans.net, have a unique point of view that can help you get out of this situation.

Our mission is to help all who visit our site and as a step toward this goal, we have developed a network of lenders who offer a loan for poor credit. The online application is very simple and takes just a few minutes of your time. So, what are you waiting for? Apply online now and get started today.

Before Applying – A Few Helpful Tips

  • Never accept a loan offer without a thorough review of all terms.
  • Some lenders may be willing to lower the interest if you pledge some security in exchange for the loan. Such loans are also known as secured loans.
  • Interest rate is just one aspect. In addition to interest rates, look out for other terms as well.
  • Never hesitate to ask questions and ascertain details about the lenders procedures, payment terms, and protocols.

Your Questions And Answers About Bad Credit Loans

Loan Interest Calculator

#auto interest calculator

Get this calculator for your site:

Loan Interest Formula:

Monthly Payment = PMT(Annual Interest Rate, Number of Years in Loan, Loan Amount, 0)

Loan Interest Definition

This free online Interest Calculator is so easy that almost anyone can use it and it s fast to boot! All you have to do to learn how to do interest calculations in a flash is just enter in the loan amount, interest rate, and the number of years the loan lasts. That s it! Who knew that using an Interest Calculator could be so easy and dare we say fun? Come on, nobody wants to do loan interest calculations longhand with a pencil and while using Microsoft Excel s formulas is a great deal easier than using a pencil and paper even that is a slow and antiquated interest calculation method compared to our free Interest Calculator online! Try it out now! Also, check out the Compound Interest Calculator  or the Extra Payment Calculator .

How to Calculate Loan Interest

Let’s be honest – sometimes the best loan interest calculator is the one that is easy to use and doesn’t require us to even know what the loan interest formula is in the first place! But if you want to know the exact formula for calculating loan interest then please check out the “Formula” box above.

Add a Free Loan Interest Calculator Widget to Your Site!

You can get a free online loan interest calculator for your website and you don’t even have to download the loan interest calculator – you can just copy and paste! The loan interest calculator exactly as you see it above is 100% free for you to use. If you want to customize the colors, size, and more to better fit your site, then pricing starts at just $29.99 for a one time purchase. Click the “Customize” button above to learn more!

Loan Calculator – The Calculator Site

#auto loan calculators

Loan Calculators

Calculate loan repayments with these loan calculators. The first calculator break downs monthly repayment figures for a secured or unsecured loan. The second calculator helps you work out how long it will take to pay off your loan, based upon the payments you are currently making. Explanations of formulae and terminology used in the loan calculators are available in the FAQ section at the bottom of the page.

Enter your loan repayment details.

Loan start date?

How long will it take to pay off my loan?

Whilst every effort has been made in building these loan payment calculators, I am not to be held liable for any special, incidental, indirect or consequential damages or monetary losses of any kind arising out of or in connection with the use of the calculator tools and information derived from the web site. These tools are here purely as a service to you, please use them at your own risk.

What is a secured loan?

A secured loan is a loan in which the borrower pledges an asset (e.g. a car or property) as collateral for the loan.

What is an unsecured loan?

Unsecured loans are monetary loans that are not secured against the borrower’s assets. These often take the form of credit card debt, personal loans, bank overdrafts, credit facilities or corporate bonds. You can find out more about the standard types of loan in our article, 5 of the most common bank loans and how they work .

What is a balloon payment?

A balloon payment is a large, lump-sum payment made at the end of a long-term loan. It is commonly used in car finance loans as a way of reducing monthly repayment figures. Be aware that once you reach the end of your loan period, that balloon amount becomes payable. More information about balloon payments is available in our article, What is a balloon payment?

What is the effective annual rate?

The effective annual rate is the actual interest rate that you pay on a loan if the loan is affected by compounding. This loan calculator compounds interest on a monthly basis.

What is APR?

APR stands for Annual Percentage Rate and is an important factor in determining the overall cost of a loan. You can use APR to compare different personal loan offers. When you arrange a loan with a finance company, their offer can include extra fees associated with the loan. The APR figure takes that information into account, giving you a simple percentage interest rate to allow you to compare and shop around. For information on interest rates and APR, see our article What is APR?

Loan Calculator Amortization Extra Payment

#auto loan calculator

Loan Calculator Amortization Extra Payment

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It isn’t an credit ratings solution.

Unsecured Installment Loans

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Loan calculator. Free download

#auto loan calculator free

Free Loan Calculator

The Loan Calculator makes loans management and repayment a more predictable and informed process.

There could be times when it feels you are paying towards a loan without making any progress towards reducing the liability. This free and reliable software works out your repayment plan in order to work out a loan management plan. The loans that you need to manage are generally on your house, car or a loan taken to refinance an existing loan. These loans can span from varying time periods and this software takes care of all time spans be it one month or fifty years. The efficiency and reliability of the tool are least effected by the time period for which it is calculated. You get a fair idea of your loan repayment pattern in order to manage your finances accordingly. The input required by the program is basic loan information such as principle, interest rate, time span.

Loan Calculator defines great, targeted smallware that fills a need, and is an extremely easy-to-use program for calculating your mortgage amortization payments and optimizing your loan amortization schedule. Sure, I could set this up in Microsoft Excel, but Loan Calculator is simple and fast, while also exporting its results to Excel or HTML. It is distributed absolutely free of charge as an essential tool to help you estimate your loan payments on your home, car, or for refinancing. Just enter the loan amount, loan term and annual interest rate in and the program will generate a complete loan repayment plan. Loan Calculator also has an online version and supports regional currency settings and works with a wide range of repayment cycles from 1 month to 50 years.


Loan Calculator, Free Loan Calculator, Loan Repayment Calculator

#auto financing calculator

Loan Calculator

Please note: Loan calculator assumes that the loan interest rate does not change with time. But that might be the actual case. If your rate changes, you can come here again and do your calculations again.

How will prepaying change my loan? [ Loan Prepayment Calculator ] This loan calculator takes a principal amount, interest rate, normal length of the loan and either how much total a month to pay or how long you want to pay.

Future Value or Annuity Calculator [ Annuity Calculator ] This loan calculator finds out how much to put away tax deferred to get a certain amount of money in the future, and how much you could expect to draw out of that money.

How much does that loan actually cost? [ APR Calculator ] You enter the interest rate of your loan, the points and costs and the loan amount. It figures the rest.

Convertible Balloon Mortgage Calculator [ Balloon Loan Calculator ] These days 5/25 and 7/23 convertible balloon mortgages are getting more popular since they provide lower rates than conventional 30 year mortgages while still giving a fixed payment schedule for 5 or more years.

Auto Loan Calculator [ Auto Loan Calculator ] This will do all your auto loan calculation with or without any down payment and for fixed period. So now you can know how much that new car or other auto is going to cost you in a loan.

Loan Calculators

Loan Amortization Calculator – A Free Online Loan Amortization Calculator With Data Table

#auto loan amortization

Your suggestion is on its way!

Loan Amortization Calculator

A Loan Amortization Calculator For Any Purpose

The loan amortization calculator is intended to show you how your loan will work month-by-month, including information about:

  • Your monthly payment
  • How much of your loan gets paid off each month
  • How much of your monthly payment goes to interest each month
  • How much you’ll owe on your loan at any point in time

The loan amortization calculator includes an amortization table for your reference.

For more details on the results of your calculation, read How Amortization Works. If you want to dig into the numbers even more deeply, find out Calculate Loans on Your Own.


Fill in the required information related to your loan, and click the Calculate button. A table will appear below the loan amortization calculator with the information described above.

You may want to plug the loan amortization calculator’s output into Excel or another spreadsheet program so that you can work with the numbers even further (for example, you might calculate how much interest you’ll pay over the first 10 months of your loan). The best way to do this is to select the data starting outside (above, for example) of the table. Or, use a pre-built Excel loan calculator template.

The loan amortization calculator can be used for your auto loans, home loans, or any other straight-line amortized loans. It does not work with credit card loans or other revolving loans.

Liquid Glass polish

#liquid glass auto polish

Liquid Glass

There’s nothing like the exhilaration of seeing your prized auto, boat or plane gleaming with a glass-like, satin-smooth glow. One that turns heads while turning away the elements. And now because of a startling breakthrough in appearance chemical technology, you can apply this “showroom” brilliance in minutes – and enjoy its benefits year ’round.


This system of carbon based, cross-link, cutting edge sophisticated chemicals provides all that is required to maintain any vehicle, boat, aircraft or a myriad of other uses within your home or office, indefinitely, against the harshness of MOTHER NATURE. It is the ultimate in shine, durability and protection.

Each product is unique and is designed to work in relation to and in conjunction with the others in order to offer you optimum results. After many years of dedication, laboratory testing, evaluation, research and development and our commitment to the PURSUIT OF EXCELLENCE, the result is called CHEMICAL SYNERGY!!

With regular uses of all five products the treated surfaces will remain MIRROR SHINY, SATIN SMOOTH AND DIAMOND HARD and resistant to all natural destructive elements.


1. LIQUID GLASS PRE-CLEANER: cleans chemically without harsh abrasives. Removes old wax, grease, oxidation, dulling salt water hazing, minor scratches, high/low spots, minor bird dropping permeation and non etched acid rain spots. Also removes light rust, tarnish and corrosion on chrome, aluminum, brass, gold, silver, etc. It prepares the surface for a Liquid Glass Polish/Finish application.

In short, the Pre-Cleaner produces the clean, smooth, high gloss luster that Liquid Glass Polish maintains and is the secret behind the LIQUID GLASS GLOW!

2. LIQUID GLASS POLISH/FINISH: The GOLD CAN with the RED CORVETTE on the front creates a mirror like shine while it works to retard acid rain, road salt deterioration. tar, sap, rust, corrosion, dulling, minor bird dropping permeation, bugs, tree branch scratches and just about everything that MANKIND and MOTHER NATURE can dish out. Produces a SUPER DURABLE HIGH GLOSS FINISH with little or no effort in half the time of all other products.

BRAKE DUST ON WHEELS CANNOT STICK and easily wipes off. ICE AND SNOW cannot stick and easily slides off after vehicle has been warmed to operating temperatures!

Its key ingredient is CRYSTAL CLEAR CARBON, the same element found in DIAMONDS. Once air cured, the Liquid Glass Finsh is as hard as glass and will never crack, chip, peel or turn yellow and never has to be removed.

Use it on all paints, all bright work and all glass. Completely safe to use on Clear Coats! Cannot be over applied for even higher gloss.


3. WASH CONCENTRATE: cleans chemically without high PH alkaline soaps which dull a Liquid Glass Finish. Protects against water spotting with special hard water softeners in the formula. Easily removes tree sap, bugs, road salt, tar, grime, bird droppings and anything else that dirties your Liquid Glass Mirror Finish. SIMPLY WASHES BRAKE DUST OFF Liquid Glass coated wheels and magically refreshes the “JUST GLASSED” look.

Amazingly, in most cases, after rinsing off the Wash Concentrate suds, the vehicle can be driven wet or parked in a hot sun and ENTIRE VEHICLE WILL DRY SPOT FREE as long as the Liquid Glass Polish was first applied to entire vehicle and Wash Concentrate directions are followed. No towel or chamois drying necessary unless you wish to do so!

4. CONNOISSEUR’S CHOICE CLEANER: Cleans Deep! Penetrates the outer surface of leather rejuvenating down to the DNA of the inner leather restoring the soft, supple feel it has when new. Can be used on Canvas and Vinyl Convertible Tops to deep clean and restore softness and flexibility. Cleans without harsh chemicals. Cleans and penetrates rubber to newness and rejuvenates tires removing old wax, silicone, ground in dirt in the rubber and lettering. INCREASES TIRE LONGEVITY.

Does for vinyl, rubber, leather and finished woods what Liquid Glass Pre-Cleaner does for paint and bright work. Connoisseur’s Choice LVRC prepares the surface for the application for Connoisseur’s Choice Protectant.

5. CONNOISSEUR’S CHOICE PROTECTANT: Contains MINK OIL (Scientifically made in our Laboratories so we do not harm those cute little animals) and cutting edge rejuvenating chemicals that restore, lubricate, penetrate and maintain newness to weathered vinyl, canvas, leather, rubber and finished wood. Maintains the soft, supple and pliable condition and appearance. It penetrates the outer surface of leather rejuvenating the DNA of the inner leather to maintain what the LVRC accomplished. Many applications to new hard leather have the proven ability to soften to Doeskin like texture. The leather continues to absorb coating after coating until it saturates the inner leather. When last coating lays on surface, simply buff to a high luster. THEN FEEL THE LEATHER!

It lasts A MINIMUM OF 3 FULL MONTHS without drying out the surfaces the way all alcohol and soap based products will do. Protects against harmful moisture and sun damage. Easily wipes clean with either a dry cloth or a light spray of Connoisseur’s Choice LVRC. It is considered equally as amazing as Liquid Glass Polish/Finish by our customers throughout the world.

6. NAUTICAL LIQUID GLASS: Can be used on fiberglass, metal, Kevlar or wooden boats. It will not harm Gelcoat. It retards BARNACLES and ALGAE GROWTH on Gelcoat, boat bottoms, engine parts, rudders and all bightwork. ON NEW BOATS, IT WILL ELIMINATE THE NEED TO BOTTOM PAINT WITH ONLY YEARLY APPLICATIONS.

It increases speed and fuel economy. It stops salt air, water erosion and the sun’s heat from dulling the painted or Gelcoated surfaces. It chemically cross-links with other Liquid Glass Products.