Noticias de Economía de Colombia y el Mundo – Noticias, noticias de economia de hoy.

#Noticias #de #economia #de #hoy


Economía

Noticias de economia de hoy

default ‘Infraestructura aeroportuaria impactará tarifas en 2018’: Iata

default A noviembre, la industria y el comercio aún perdían el año

Noticias de economia de hoy

default El dólar sigue en caída y se sitúa en los $ 2.836

Noticias de economia de hoy

default Sin las semillas de sandía, Bayer podrá unirse a Monsanto: SIC

Noticias de economia de hoy

Indicadores Económicos

Últimas noticias de Economía

Noticias recomendadas de nuestros portales

Corte Constitucional da plazo para el pago a madres comunitarias

La economía, al ritmo de los precios actuales del petróleo

default La economía de China superó sus expectativas en 2017

Noticias de economia de hoy

default Las nuevas movidas de Ara, DHL, Red Bull, Italcol y Prodenvases

Noticias de economia de hoy

default Argentina, con menos déficit fiscal en los últimos 13 años

Noticias de economia de hoy

default Llegan aliados extranjeros para Rocsa Colombia y Click Clack

Noticias de economia de hoy

default ‘El insuceso con puente de Chirajara tendría varias explicaciones’

Noticias de economia de hoy

default Cinco preguntas y respuestas claves sobre las cesantías

Noticias de economia de hoy

default Medellín puntea aprehensiones por contrabando de útiles escolares

Noticias de economia de hoy

default Colombia, con poca diferencia en tasas de captación y colocación

Noticias de economia de hoy

default Este martes fue un día negro para criptomonedas

Noticias de economia de hoy

default Así va la dura batalla por la música en internet

Noticias de economia de hoy

default Santander reclama 25 millones a exdirectivos del Popular

Noticias de economia de hoy

Noticias más leídas

Agua Bendita, los bikinis colombianos que están conquistando el mundo

Noticias de economia de hoy

Este martes fue un día negro para criptomonedas

Noticias de economia de hoy

Habla la madre del niño del polémico anuncio de H&M

Noticias de economia de hoy

Tras escándalo racista, H&M contrata director de diversidad

Noticias de economia de hoy

Así nos fue respondiendo el Censo 2018 por internet

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Noticias de economia de hoy

ELTIEMPO 360en busca del oso de anteojos

Noticias de economia de hoy

Noticias de economia de hoy

#Cómo nos queremos

Noticias de economia de hoy

Noticias de economia de hoy

Relatos de la explotación sexual, el delito que se roba la infancia

Noticias de economia de hoy

Noticias de economia de hoy

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Parovi Uživo TV 24 sata – TV Happy – Parovi – TV Hepi – Happy 2017 Uživo, Parovi – TV Hepi – Happy 2017 Uživo, tv pink farma 7 uživo.

#Tv #pink #farma #7 #uživo


tv pink farma 7 uživo

Tv pink farma 7 uživo

Parovi Uživo TV 24 sata TV Happy

Parovi Uživo gledanje TV Hepi 24 sata bez prestanka rijaliti šou Parovi uzivo 2017. Parovi 6

Učitavanje plejera traje oko 10-15 sekunde, molim vas da malo sačekate. Dailymotion Parovi, Youtube Parovi, Aliez Parovi, gledanje uživo online Hepi televizije i strima 1 i 2

Important notification about copyright : All videos in site are embed from Youtube, from official Youtube Parovi canal. Because, video in Youtube is legally posted, and open to be embed in external sites, this site only embed that official video with all Youtube rights to do that.

Ukoliko se TV Parovi uživo Parovi uživo plejer ne učita odmah i dobijete poruku o grešci, kliknite na sledeće dugme kako bi osvežili stranu ( ispod se nalazi Youtube plejer, za gledanje 24h dnevno Parova ):

TV Happy uživo | TV Happy na internetu | TV Happy besplatno na www.Parovi.org

Your browser does not support inline frames or is currently configured not to display inline frames.

Tv pink farma 7 uživo

Ukoliko se TV Parovi uživo plejer ne učita odmah i dobijete poruku o grešci, kliknite na sledeće dugme kako bi osvežili stranu ( ispod se nalazi Youtube plejer, za gledanje 24h dnevno Parova ):

Kuca Vila Maldivi Snajke šou Rijaliti Parovi TV Uzivo

Tv pink farma 7 uživo

Uskoro počinje novi rijaliti takođe na Hepi televiziji sa nazivom Gradski Seljaci. Sve informacije i uživo Gradski Seljaci rijaliti će te gledati kod nas na sajtu, kada bude počelo emitovanje.

SNAJKE PAROVI UZIVO 24h Tv Happy 2017 LIVE

Ukoliko Maldive i Parove želite da pratite iz dijaspore i ne otvara vam se signal u plejeru, pročitajte ispod kako da rešite problem.

REZERVNI LINK:

UKOLIKO SE U PLEJERIMA NE UČITA LIVE PROGRAM, GLEDAJTE HAPPY TV KLIKOM OVDE: PAROVI 2016 UŽIVO

Detaljno uputstvo, sa slikama, kako instalirati VLC plejer se nalazi na ovoj stranici: UPUTSTVO VLC PLEJER INSTALACIJA

Uputstvo za gledanje Maldiva i Parova iz inostranstva, kada piše da je za vašu zemlju blokirano gledanje:

Ukoliko koristite Mozzilla Firefox browser morate instalirati addon „proxtube. Kako to uraditi? Pritisnuti Ctrl+Shift+A, zatim gore desno u polju za pretragu gde pise „Search all add-ons ukucati proxtube i pritisnuti Enter, zatim kada se pronadje kliknuti na INSTALL i to je to. Ako vas nakon toga pita da još nešto instalirate sve odbijte, idite na Cancel. Restartujte Firefox i time je proces završen. Crvena ikonica će biti učitana u browseru gore desno, tada je uključen dodatak za gledanje iz inostranstva.

Ako koristite Google Chrome onda morate instalirati ekstenziju Hola proxy. Kako se to radi? Posetiti ovaj link, klik na: Google dodaci, pa na stranici koja se otvori gore levo u polju za pretragu ukucati Hola proxy pa pritisnuti Enter. Zatim kliknuti desno od Hola better internet na ADD TO CHROME, i kada se otvori novi prozorcic kliknuti na ADD ili DODAJ. Još treba restartovati browser i time je proces završen, sada se može gledati uživo live signal iz rijalitija Maldivi neki od plejera iznad ovog teksta.

Tv pink farma 7 uživo

Glavni o odgovorni urednik Hepi televizije Milomir Marić je najavio da će rijaliti Parovi uživo trajati najmanje 5 godina! Sa takmičarima Parova su potpisani ugovori o stalnom zaposlanje, uplaćuje im se penziono i socijalno. Smanjena je upotreba alkohola pa nema više eksplicitnih scena nasilja i seksa, sve je poidređeno tome da se parovi nasilno ne ukinu zbog nasilja, već da traju neograničeno dugo. Zahvlajujući takvoj koncepciji Milomir Marić nastoji da očuva Parove i u budućnosti. Izvesno je da samo primerenim programom će se moći opstati i tokom dana. REM agencijaje najavila da će pomno pratiti i beležiti svaki ekces koji se desi kako bi zabranili emitovanje prostakluka u dbevnim terminima. A najava je da, ako se prekrše pravila, da će se program emitovati isključivo u noćnim terminima!

Posle toga, uživajte u Parovima na www.Parovi.org sajtu.

Tv pink farma 7 uživo

Maldive i Parove uživo IZ INOSTRANSTVA gledajte na ovom linku : UŽIVO PAROVI DIJASPORA

Besplatno gledanje rijalitija na televiziji Hepi. Happy tv online gledanje, uživo iz kuće Parova i Meldiva 2015!

Maldivi Hotel uživo Happy TV 24 sata uživo Maldevi 2015 Online iz celog sveta.


Tltro – Ultime notizie su Tltro – Argomenti del Sole 24 Ore, notizie finanziarie ultima ora.

#Notizie #finanziarie #ultima #ora


Tltro

Lacronimo di Targeted longer-term refinancing operation indica le maxi-iniezioni di liquiditа a lungo termine della Bce per sostenere l’economia reale avviate nel settembre 2014 attraverso aste a basso costo con scadenza a quattro anni.

Ultimo aggiornamento 12 gennaio 2018

Ultime notizie su Tltro
News24

Banche italiane: attesi utili netti per 1,8 miliardi

Le banche italiane si preparano a diffondere i risultati del primo trimestre del 2018. Secondo le stime degli analisti di Mediobanca securities effettuate sui primi dieci istituti di credito del Paese, che approveranno i conti tra l’8 e l’11 maggio, l’utile aggregato dovrebbe attestarsi poco sopra

– di Alessandro Graziani

News24

Effetto-Trump sui mercati, il tasso Libor torna alle stelle

E’ sempre stato considerato l’indicatore del rischio-banche nel mondo. Le sue quotazioni raggiunsero vette elevate durante e dopo la crisi di Lehman Brothers. E ora il “mostro” и tornato: lo spread Libor-Ois (questo termometro di rischio) и infatti impazzito di nuovo. Da almeno un mese non fa altro

News24

Addio alla rete protettiva Bce, sui nuovi scudi si dovrа trattare

– di Isabella Bufacchi

News24

E mentre «invecchia» il San Daniele diventa denaro

Il prosciutto и ancora lм, appeso in attesa di “maturare”. Ma anche se il cliente finale ancora non ha acquistato, il prodotto si и giа trasformato in denaro. E’ l’effetto dell’inventory loan, il prestito dedicato alla smobilizzazione del magazzino, prodotto su cui Banco Bpm ha deciso di rilanciare,

– di Luca Orlando

News24

La vera prioritа и piщ credito alle imprese, «just do it»

Chissа se Hiller the Elder, rabbino ebraico vissuto nel primo secolo prima di Cristo, avrebbe mai pensato di essere citato oltre duemila anni dopo dall’attuale capo della Vigilanza bancaria di Bce Danielle Nouy, per la sua storica frase: «Se non ora, quando?». Madame Nouy, manco a dirlo, ieri si

– di Alessandro Graziani

News24

Una spinta che sfida le nuove regole sul capitale

L’erogazione di mutui immobiliari, soprattutto per l’acquisto della prima casa, rappresenta da anni una fetta importante del volume degli impieghi delle banche italiane. Anche in presenza di tassi e spread ai minimi, e quindi con guadagni ridotti per i creditori, le banche hanno continuato a

– di Alessandro Graziani

News24

Pir, un successo che apre nuove strade allo sviluppo

L’introduzione dei Piani individuali di risparmio (i Pir) и stata per il mercato finanziario italiano una delle piщ importanti novitа dell’anno appena concluso. Le previsioni iniziali sono state ampiamente superate dalla realtа. Si registra come, per il 2017, la cifra totale raccolta per i Pir

– di Marco Giorgino

News24

Banche, rush finale sui prestiti low-cost

Ultime quattro settimane di tempo per la concessione del credito a «sconto» alle imprese da parte delle banche italiane che, essendosi finanziate con le aste Tltro2 della Bce, puntano a incassare il previsto tasso negativo dello 0,4%. Il prossimo 31 gennaio 2018 scade infatti il termine ultimo per

News24

«BancoBpm, il piano Npl puт salire oltre i target»

Dottor Castagna, andiamo diritti al punto. Il mercato da giorni scommette su un 2018 all’insegna di nuovi aumenti di capitale per le medie banche italiane. Motivo: l’impatto sul capitale dovuto al cortocircuito delle nuove regole. Sarа cosм per voi di Banco Bpm?

– di Alessandro Graziani

News24

Le banche si preparano ai «senior non-preferred»

La novitа per il mercato delle obbligazioni finanziarie saranno i bond senior non-preferred, una nuova asset class, prevista dalla legge finanziaria che il mercato aspetta da tempo, giа utilizzati in Francia e Spagna. E’ uno strumento di debito che, nella scala gerarchica degli asset soggetti a


Instant Life Insurance Quotes – Term Life Insurance Quotes OnlineInstant Quote Life Insurance, term life insurance rate quotes.

#Term #life #insurance #rate #quotes


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Recent Blog Posts

Affordable Life Insurance with Asthma

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Something quite interesting about today’s life insurance market is that very few people pay more premium for being affected by asthma. In the grand scheme of things, only the worst cases of asthma are rated sub-standard by most life insurance companies. Yes, there is affordable life insurance with asthma. When someone is shopping for life [ ]

What is the Medical Information Bureau?

September 26, 2017

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The Medical Information Bureau (MIB) provides a collection of private medical and non-medical (hazardous avocations, hobbies, and driving violations) data. The primary purpose of the MIB is to furnish the exchange of underwriting information between its member companies. Member companies are compelled to report a coded summary of conditions and conclusions which may be important [ ]

6 Life Insurance Tips for Millennials

September 14, 2017

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Although we grow into adults year by year, there can still be a shock to our systems when we find ourselves out of school and out of our parents home. Regardless of how prepared we may believe we are, complicated issues are thrown at us every day and in every manner. Yes, there is the [ ]

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Mandataire auto Lille: véhicules neufs et occasions récentes à petits prix, auto plus neuf.

#Auto #plus #neuf


VOTRE MANDATAIRE AUTO VOUS PROPOSE DES VOITURES NEUVES MOINS CHERES

TOP DES VENTES

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ACHETER UN VÉHICULE NEUF OU RÉCENT PAR VOTRE COURTIER AUTOMOBILE

Notre activité de mandataire auto s’appuie sur un réseau de partenaires dans toute l’Union Européenne. C’est pourquoi nous sommes en mesure de vous proposer un large choix de véhicules neufs et d’occasions récentes. La majorité des modèles présents dans notre catalogue peuvent être livrés en moins de 10 jours !

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Les remises importantes que nous pouvons faire sur les prix d’achat des voitures neuves et récentes s’expliquent par le volume de commandes que nous négocions en tant que courtier automobile auprès de nos partenaires et concessionnaires. Vous bénéficiez ainsi de prix défiant toute concurrence.


Скотный двор (TV Movie 1999), farma tv show.

#Farma #tv #show


Скотный двор (1999)

Farma tv show

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The Sundance Survival Guide

Farma tv show Farma tv show Farma tv show

Kevin Smith gives you the lowdown on Robert Redford’s yearly fest in IMDb’s Sundance Survival Guide. Catch Kevin Smith at the IMDb Studio at Sundance from Friday, Jan. 19, through Monday, Jan. 22, with interviews and coverage of all the top movies and stars.

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Storyline

A satire of Stalinist Russia, Animal Farm tells of the revolt of the animals of Manor Farm against their human masters. Led by the pigs Snowball (Trotsky) and Napoleon (Stalin), the animals attempt to create a utopian society. Soon, however, Napoleon gets a taste for power, drives out Snowball, and establishes a totalitarian regime as brutal and corrupt as any human society. Manor Farm becomes a world where all animals are equal–but some are more equal than others. Written by David Rickard

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Trivia

Goofs

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Napoleon : No Jessie, you can’t see your puppies.

Squealer : If you were thinking clearly, then you would be pleased at the special education that we’re going to give them. You surely don’t want to disadvantage your own puppies. Do you?

Jessie : They still need their mother.

Squealer : Hhmm. Her sadness will spread to the other animals.

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Frequently Asked Questions

User Reviews

Frankly, when I read the back of the tape container, and it stated something like, ". Your kids will squeal with joy. " or to that effect. My reaction was not good. This certainly wasn't the same Orwell story I remembered. The story, to me, wasn't just an allegory, but also a cautionary tale, as well. Whatever your feelings about the small, powerful book. I really doubt "joy" was one of your emotions during or after your reading.


Web Chat Italia Over40, italia cam.

#Italia #cam


Italia cam

La leggerezza di una farfalla

Chattare con leggerezza, simpatia, buon gusto: ciГІ ГЁ possibile nella web chat italia senza registrazione gratis, una room che soddisfa le aspettative di coloro che amano chattare al meglio. Uno stile unico e inconfondibile per la migliore esperienza virtuale in Internet. Con un solo obiettivo: realizzare un ambiente sano e pulito in cui si possano sviluppare relazioni, confronti, conoscenze, amicizie, tra coetanei adulti Over40. La webchat italiana gratis nasce dall’esigenza di offrire una valida alternativa a coloro che, non piГ№ in giovane etГ , hanno individuato, cogliendone le enormi potenzialitГ , le opportunitГ create dalla Rete per potersi relazionare instantaneamente con il mondo intero, in lbertГ . Tale libertГ si concretizza anche nel gioco, quello di rivelarsi o meno, o di rivelarsi a chi si vuole, conservando l’anonimato e difendendo la propria privacy. Diversamente dai social network piГ№ diffusi, come ad esempio Facebook, nelle chatroom non si accede con il proprio nome, ma con uno pseudonimo che, se si vuole, puГІ essere cambiato di volta in volta. Il fascino del mistero fa parte del gioco.

Come si chatta

Il sistema piГ№ immediato per accedere alla comunitГ ГЁ costituito dalla da una Chatline in cui si accede direttamente dal Web, ossia da Internet. CiГІ consente di non essere obbligati ad installare programmi specifici nel proprio pc. Esistono centinaia di interfacce con migliaia di colori e aspetti grafici, noi ne abbiamo scelte alcune: cliccando sul bottone in alto gli utenti saranno indirizzati ad usare MibbitChat; in alternativa abbiamo inserito altre opzioni alle quali si potrГ accedere cliccando sull’apposita voce nella barra del Menu.

E’ possibile accedere anche con i programmi tradizionali "IRC based". Le istruzioni per la configurazione si possono ottenere cliccando sulla relativa voce del Menu.

Si comunica infine che per l’accesso ГЁ gratis senza registrazione o iscrizione e che un apposito algoritmo maschera e rende invisibile la connessione IP agli altri utenti. CiГІ al fine di tutelare la privacy di coloro che fruiscono del servizio di chatline.

Dentro il canale virtuale è richiesto un comportamento civile, non sono ammessi linguaggi triviali o offensivi. Altresì è vietata qualsiasi manifestazione di intolleranza razziale o religiosa.

Nella chatroom non sono ammessi minorenni.

L’accessibilitГ ГЁ estesa a tutti i Paesi del mondo.

Per altre informazioni chiedere ai moderatori del canale.


Avocat-droit du travail-quimper-lorient-brest, avocat droit du travail.

#Avocat #droit #du #travail


Cabinet d'Avocat SENANGE Conseil en droit du travail et de la sécurité sociale

Maître Fanny SENANGE pratique en Bretagne le droit du travail depuis de nombreuses années auprès des entreprises et des particuliers. Ses compétences recouvrent l'ensemble des problématiques rencontrées.

Avocate inscrite au Barreau de Quimper,

Titulaire d'un DEA en Droit Social (Université Paris II – ASSAS),

Enseigne le droit du travail à l'Université de Bretagne Occidentale.

Analyse et rédaction des contrats de travail

La rédaction du contrat de travail est une étape déterminante car c’est le contrat de travail qui fixe la nature et l’étendue des obligations futures de chacune des parties.

Expertise des procédures de licenciement

La procédure de licenciement et les indemnités versées obéissent à des règles complexes. La rupture conventionnelle suit aussi une procédure particulière et spécifique.

Conseil et accompagnement des comités d’entreprise

Les élus des CE ont une responsabilité vis-à-vis des salariés. Ces fonctions nécessitent une connaissance précise des règles du droit du travail et des évolutions jurisprudentielles.

Conseil en contentieux sécurité sociale et protection sociale

Les entreprises, comme les particuliers, peuvent être confrontés à des procédures de régularisation de cotisations ou de prestations sociales.

Maître SENANGE pourra vous assister et vous représenter efficacement :

•En vous conseillant sur les enjeux de votre affaire et sur vos intérêts,

•En recherchant des solutions amiables et en négociant des transactions,

•En rédigeant les actes juridiques dont vous avez besoin,

•En assurant la défense de vos intérêts devant les conseils de prud’hommes et les tribunaux des affaires de sécurité Sociale.

Cabinet d’Avocat SENANGE

36 rue de Douarnenez – 29000 QUIMPER – Téléphone : 02.98.65.64.83

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Car Insurance & Auto Insurance from Nationwide, automobile insurance rate quote.

#Automobile #insurance #rate #quote


6 reasons to choose Nationwide for car insurance

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After an accident, you want things to get back to normal fast. File your car insurance claim and choose a repair shop in our network to get a written guarantee for as long as you own your vehicle.

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We offer many ways to lower your auto insurance rates, including good student and multi-policy discounts.

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See what members are saying about Nationwide

Want to know how we handle claims? Find out online from our auto insurance members. Learn why they would recommend us to friends and family and then get an online auto insurance quote today.

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As you shop for online car insurance, keep in mind that we want to reward safe drivers. Our exclusive program reduces your car insurance deductible $100 for every year of safe driving.

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On Your Side ® Review

Make sure your vehicle insurance keeps up with your life. A Nationwide insurance agent can help you get the coverage you need and the discounts you deserve to lower your car insurance rates.

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Member resources

As a member, you can update your account quickly and easily when and where you want, get answers to your questions, catch up on what we’re doing today and see what it means to be a member.

If you own a classic, antique, vintage or other collector vehicle, you may need classic car insurance. Learn more about Nationwide classic car coverage, which we offer in partnership with Hagerty.

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Vehicle Safety Tips

Learn how to protect yourself and passengers with safe driving tips and auto insurance basics.

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Driving Tips for Teens and Parents

Find out how to keep costs – and stress levels – down with your teen driver.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.

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    Share Article

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    Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide Investment Services Corporation, member FINRA. Home Office: One Nationwide Plaza, Columbus, OH. Nationwide, the Nationwide N and Eagle, and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. © 2018 Nationwide Mutual Insurance Company.


  • Avocat Paris spГ©cialiste en divorce: MaГ®tre ValГ©rie Smadja, avocat divorce paris.

    #Avocat #divorce #paris


    Avocat spГ©cialisГ© divorce Г Paris

    MaГ®tre ValГ©rie SMADJA a acquis son expГ©rience auprГЁs de diffГ©rents cabinets d’avocats sur la place parisienne et s’est installГ©e Г son propre compte depuis 13 ans. La construction de sa famille et la naissance de ses deux enfants l’amГЁne Г s’intГ©resser vivement au droit de la famille, du divorce et du concubinage, domaine dans lequel elle s’est spГ©cialisГ©e depuis plus de 10 ans.

    PrГ©sentation de MaГ®tre Smadja

    MaГ®tre ValГ©rie SMADJA a fait du droit de la famille, son combat : dГ©fendre avec conviction et ferveur ceux qui se sentent lГ©sГ©s dans leurs situations personnelles dГ©jГ douloureuses Г vivre (divorce, sГ©paration).

    MaГ®tre SMADJA le sait, se sГ©parer de son conjoint ou de son concubin, surtout lorsqu’il y a des enfants au milieu ainsi que des intГ©rГЄts financiers importants, est dГ©jГ une Г©preuve. Il est donc capital d’ГЄtre assistГ© d’un avocat accoutumГ© au quotidien Г ces dossiers pour :

    • Vous conseiller au mieux de vos intГ©rГЄts
    • Vous informer sur les procГ©dures
    • Vous apporter un soutien juridique et moral
    • Vous guider dans vos dГ©marches
    • Elaborer avec vous une stratГ©gie
    • Mettre en valeur les points forts de votre dossier notamment lors de la plaidoirie, Г©tape essentielle dans ce type d’affaires

    En outre, MaГ®tre ValГ©rie SMADJA, vous accompagne de A Г Z dans votre dossier. Cela signifie concrГЁtement qu’elle sera Г votre disposition pour gГ©rer toutes les suites d’une affaire.

    Par exemple, Г la suite d’un jugement de divorce, l’assistance d’un avocat Г paris est nГ©cessaire et utile au stade de la liquidation du rГ©gime matrimonial pour vous dГ©fendre au mieux de vos intГ©rГЄts.

    Autre exemple, la pension alimentaire versГ©e au titre de la contribution et Г l’Г©ducation des enfants Г©tant toujours rГ©visable en fonctions de capacitГ©s financiГЁres du crГ©ancier et du dГ©biteur, il est souvent judicieux de faire appel Г son Avocat pour saisir de nouveau la justice en vue d’obtenir une telle rГ©vision.

    Un tel combat ne peut aboutir que si l’avocat et le client forment une vГ©ritable Г©quipe animГ©e d’une confiance mutuelle et rГ©ciproque.


    Happy TV Uživo – Parovi – TV Hepi – Happy 2017 Uživo, Parovi – TV Hepi – Happy 2017 Uživo, tv nova farma.

    #Tv #nova #farma


    tv nova farma

    Tv nova farma

    Happy TV Uživo

    Tv nova farma

    Happy TV uživo na internetu Hepi televizija uzivo gledanje, besplatno online gledanje, plejer Hepi televizija, uzivo Happy tv

    NAPOMENA 1: Ukoliko dobijete obaveštenje sa opcijama „U redu i „Otkaži, odaberite OTKAŽI kako bi ostali na stranici.

    TV HEPI UŽIVO PAROVI drugi plejer

    Sačekajte 10-20 sekunde da bi se učitao uživo prenos, a reklame zatvarate klikom na malo x na vrhu reklame. Isključite plejer sa lošijom slikom.

    Your browser does not support inline frames or is currently configured not to display inline frames.

    Napomena 2, o reklamama: Sačekajte da se završi odbrojavanje kako bi nestala jedna reklama iz plejera, drugu reklamu uklanjate klikom na malo X ili povećanjem plejera na ceo prozor!

    Gledate Televiziju Happy uživo i besplatno na internetu

    HAPPY TV UŽIVO Live Prenos Uživo

    Happy TV je prikazivala veliki broj dečijih i dokumentarnih serija i filmova sinhronizovanih na srpski jezik. Republička radiodifuzna agencija početkom 2006. godine raspisuje konkurs za dobijanje nacionalne frekvencije. Happy TV je poslala zajedničku ponudu sa televizijom Košava, koja biva prihvaćena. Svoj program je prikazivala od 06:30 do 18:30. Dana 27. septembra 2010. TV Košava menja ime u Happy TV (s programom za porodicu), a stari Happy TV menja ime u Happy kids TV (s dečijim programom).

    Hepi televizija je postala poznata nakon emitovanja rijalitija Parovi, 2015. i 2016. godine, u kome su učestvovale prostitutke i kriminaci, a zabeleženo je najvulgarnije i neprimereno životinjsko i necivilizovano ponašanje svih učesnika. Bilo je scena seksa više puta, a plaćene su i prostitutke da bi se zadovoljili primitivni polusvet! Zatim su emitovani rijalitiji Maldivi i Snajke, a šund emisije su svaka jedna drugoj nalik! Dakle, ista emisija, isti ljudi samo u drugom pakovanju, sa drugim nazivima!

    Tv nova farma

    Tv nova farma

    Ukoliko nema signala osvežite stranicu ili izaberite drugi link

    Tv nova farma


    Qué es el “Fondo de la Felicidad” con el que Corea del Sur condonará las deudas de cientos de miles de personas – BBC Mundo, para ver deudas.

    #Para #ver #deudas


    Qué es el “Fondo de la Felicidad” con el que Corea del Sur condonará las deudas de cientos de miles de personas

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  • Comparte esta actualización en

    Estos son vínculos a páginas externas y abrirán en una nueva ventana

    Comparte esta actualización en Email

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  • Comparte esta actualización en Messenger

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  • Copiar el vínculo

    Estos son vínculos a páginas externas y abrirán en una nueva ventana

    Gastan más de lo que pueden pagar. ¿Te suena? El problema no es solo de Corea del Sur, pero en el país asiático la cultura del endeudamiento suele llegar a límites difíciles de controlar.

    Es por eso que el gobierno tiene una carta bajo la manga: el “Fondo de la Felicidad”, una reserva de capital para aliviar las deudas de las personas con menores ingresos.

    Se empezará a aplicar ahora para financiar una especie de “amnistía financiera” para aliviar las pesadillas de 1,6 millones de personas los que no pueden enfrentar sus compromisos económicos.

    El esquema, que tendría un costo para las arcas fiscales de US$6.200 millones, está diseñado para aliviar a los consumidores que tienen deudas inferiores a US$9.128.

    Desde hace años que la llamada “cultura del endeudamiento” ha golpeado con fuerza a segmentos de la sociedad surcoreana, mucho más allá de las familias pobres.

    El fenómeno, que fue descrito como “una bomba de tiempo” hizo que en 2013 se creara este Fondo de la Felicidad, precisamente para adelantarse a los efectos de una potencial crisis.

    Cuando han pasado cuatro años desde su creación, llegó el momento de abrir el baúl de los tesoros y desembolsar lo ahorros fiscales que estaban guardados para enfrentar situaciones como estas.

    El “perdonazo”

    La deuda de los cientos de miles de coreanos será pagada en parte con el Fondo de la Felicidad y con fondos provenientes de instituciones financieras.

    Para recibir el “perdonazo” las personas deben demostrar que su ingreso mensual es inferior a US$910 y que han hecho lo posible para amortizar su deuda.

    La Comisión de Servicios Financieros que administra el fondo, dijo que la iniciativa fue diseñada para ayudar a las personas a “comenzar de nuevo”.

    Jasper Kim, director ejecutivo del grupo de investigación Asian-Pacific Global, dijo que el plan es una buena jugada.

    “Es una forma única de confucionismo capitalista, donde el Estado es visto como como el protector patriarcal de las personas”.

    Kim asegura que el problema del endeudamiento de las personas es un tema significativo en el país. Sin embargo, agrega que el esquema “no apunta a resolver los altos niveles de endeudamiento de la clase media y las personas con mayores ingresos”, el cual es una gran preocupación para las autoridades.

    Esta amnistía financiera se produce en medio de señales que indican un fortalecimiento del crecimiento económico, en la cuarta economía más grande de Asia.

    De hecho, el gobierno espera una expansión de 3% para este año, superior al promedio de crecimiento de 2,8% durante los pasados cinco años.


    Ejemplo de Presupuesto o cotizaciГіn, cotización.

    #Cotización


    Ejemplo de Presupuesto o cotizaciГіn

    Autor: RedacciГіn Ejemplode.com, aГ±o 2018

    Si estás buscando una buena forma para hacer una cotización o un presupuesto para un cliente, anexo uno de los formatos que más utilizo.

    En casos de cotizaciones para servicios es necesario delimitar muy bien el alcance del proyecto.

    El alcance del proyecto va a ser el trabajo acordado, porqué es importante, por la sencilla razón de que el alcance de un proyecto delimita la entrega final.

    Ejemplo de cotización de página web:

    México D.F. a 01 de abril de 2015.

    Nombre del cliente

    Nombre de la Empresa

    P r e s e n t e:

    Propuesta de Diseño y Desarrollo Página Web

    La presente propuesta abarca el diseño, desarrollo y hospedaje del sitio Web www.ejemplode.com

    Alcance del proyecto

    Se desarrollará un Sitio Web con 15 ligas o páginas de calidad basado en estándares mundiales de diseño, usabilidad y ergonomía, con el objeto de proyectar una excelente imagen de la empresa del cliente al mundo a través del WWW.

    Diseño y Desarrollo de Sitio Web con Base de Datos y Sección de Administración

    * Los precios no incluyen i.v.a. y se encuentran sujetos a cambio sin previo aviso.

    * En proyectos superiores a los 15,000 se cobrará el 50% de anticipo.

    * El tiempo de entrega es de 15 días a partir de la entrega total de la información.

    Estoy a tus órdenes para cualquier duda o comentario.

    Ejemplo de cotización de remodelación:

    Una cotización de remodelación, es un documento que refleja el costo aproximado o redondeado de una remodelación, ya sea de una casa, departamento o cualquier artículo similar. Cuando vas a hacer algun trabajo para que tu casa se vea como esta.

    No hay algún formato específico pero sí existen ciertas características a cumplir:

    1. Concepto del servicio

    2. Costo del servicio

    3. Empresa emisora del documento

    4. Tipo de servicio

    Cotización

    COTIZACIÓN DE REMODELACIÓN

    Remodelaciones Pérez y Cía. S.A

    Av. Paniagua #35 Ciudad Obregón.

    Teléfono de contacto:

    1.- Limpieza del departamento

    2.- Resanado del departamento

    6.- Pulido del suelo

    7.- Colocación de duela

    8.- Selección y colocación de muebles

    Juan Francisco Primo

    Ejemplo de presupuesto de construcción

    Un presupuesto de construcción o presupuesto de obra es un documento emitido por una empresa constructora en la que fija los precios que correrán en relación a una construcción planeada, en esta se deben explicar los pasos o conceptos, las cantidades, las unidades y el total en gasto.

    Debe contar con:

    1.- Nombre y firma del profesional responsable

    2.- El lugar y la dirección donde se realizará el trabajo.

    3.- Nombre de la empresa o persona a quien se realiza el presupuesto

    4.- Relación de los movimientos

    5.- Resumen (si es necesario)

    6.- Nota, en caso de ser requerida.

    7.- Fecha de realización

    8.- Fecha de fin de vigencia

    9.- Puede ser susceptible de inscribirse en el registro de propiedades

    El presupuesto de construcción se puede extender en páginas debido a lo variado de materiales y procesos. Y por lo general tienen una vigencia que se deriva de la fluctuación de los precios del material en los mercados.

    Construcciones Flaxh S.A de C.V

    Caballo Viejo No.456 Despacho 20

    Naucalpan Edo Méx.

    Nombre: Luis Alberto Gaona López

    Dirección: Impulsora 33 Col Chiquigüite

    Fecha — jueves 03 de abril de 2014 –Validez del documento 90 días.

    1.- Limpieza y preparación del terreno = 2500m 2


    Internet per le aziende, internet per le aziende.

    #Internet #per #le #aziende


    Aziende

    Creative Cloud per aziende

    App e servizi creativi leader del settore, oltre a funzionalità pensate appositamente per le aziende. A partire da € 29,99/mese. IVA escl. Chiama il numero 800 94 00 12 oppure Acquista

    Con la versione Creative Cloud pensata per le aziende avrai i seguenti vantaggi:

    Condividi le risorse, mantieni il controllo delle versioni e collabora in modo più efficiente con 100 GB di spazio per l'archiviazione online per ogni utente, invece dei 20 GB previsti dai piani individuali.

    Possibilità di distribuire le licenze all’interno dell'azienda in modo semplice e flessibile. Puoi aggiungere, rimuovere o riassegnare gli utenti in modo dinamico in base alle tue esigenze.

    Sessioni di consulenza individuali con gli esperti dei prodotti Adobe, comprese due sessioni dal vivo all’anno, via telefono e web.

    L’intera raccolta di app creative desktop e mobile accessibile da un’unica posizione.

    Scegli il piano più adatto alle tue esigenze.

    Piano Singola applicazione: a partire da € 29,99/mese (IVA escl.)

    Piano Tutte le applicazioni: a partire da € 69,99/mese (IVA escl.)

    Sconti sulla quantità disponibili telefonicamente per 10+ licenze

    Chiama il numero 800 94 00 12

    Disponibili piani Singola Applicazione e Tutte le applicazioni

    Sconto sulla quantità per grandi organizzazioni

    Chiama il numero 800 94 00 12 per un preventivo

    Una soluzione Creative Cloud completa

    Collaborazione più facile

    Possibilità di distribuire le licenze in modo semplice e flessibile

    Accesso diretto ad Adobe Stock

    Domande principali

    Sì, gli iscritti ai piani individuali Creative Cloud possono passare a Creative Cloud for teams senza incorrere in alcuna penale di annullamento. Per questa operazione, contatta il Servizio clienti. Verranno richiesti i seguenti dati:

    • Adobe ID dell’amministratore principale dell’iscrizione per i team
    • Numero di telefono dell’amministratore principale
    • Adobe ID delle iscrizioni individuali che desideri migrare al piano per i team

    In alternativa, se inviti un membro dell’organizzazione a iscriversi a Creative Cloud for teams e questa persona dispone già di un’iscrizione individuale, tutto quello che dovrà fare sarà accettare l’invito a Creative Cloud for teams (utilizzando il proprio Adobe ID). In automatico, gli sarà richiesto di annullare la propria iscrizione individuale.

    Sì, gli amministratori IT possono bloccare l’accesso ai servizi online da parte degli utenti. I servizi online e i relativi URL sono elencati qui.

    L’amministratore può anche

    distribuire le applicazioni desktop Creative Cloud indipendentemente dai servizi basati su cloud utilizzando Creative Cloud Packager. Creative Cloud Packager è accessibile tramite Creative Cloud for teams.

    Non c’è modo di disabilitare centralmente l’accesso allo spazio di archiviazione Creative Cloud. Tutti gli utenti finali che hanno accesso al web tramite un browser avranno la possibilità di archiviare i propri file nel cloud. Tuttavia, se gli utenti sono all’interno di una rete aziendale e utilizzano i computer amministrati dall’azienda, è possibile bloccare le seguenti chiamate di rete tramite il firewall dell’organizzazione e di conseguenza bloccare l’uso dello spazio di archiviazione quando

    si è collegati a tale rete:

    • https://creative.adobe.com/api/assetso
    • https://creative.adobe.com/api/collectionso
    • https://creative.adobe.com/api/shareo
    • https://creative.adobe.com/files — port 443

    Nota: i servizi bloccati sul sito web possono essere accessibili tramite altri endpoint non correlati al sito e il sito potrebbe essere l’unico punto di accesso per servizi che non devono essere bloccati. L’elenco completo dei servizi online con i relativi URL è disponibile qui.

    Fai clic qui per una tabella comparativa dei prodotti.

    Esistono due piani per Creative Cloud for teams: il piano completo (con tutte le app e i servizi Creative Cloud) oppure il piano per una singola app (accesso a una sola applicazione, ad esempio Adobe Photoshop CC e determinati servizi).

    I clienti che desiderano acquistare i prodotti tramite i rivenditori o gli agenti di vendita telefonica di Adobe, devono farlo nell’ambito di VIP (Value Incentive Plan), un programma Adobe per l’acquisto di licenze

    in abbonamento. È disponibile uno sconto per transazione sugli acquisti di almeno 50 licenze. Il programma fedeltà VIP, conosciuto come VIP Select, offre sconti sulla quantità per gli iscritti che acquistano un minimo di

    250 licenze. Una volta ottenuto lo stato VIP Select, gli iscritti hanno diritto a numerosi vantaggi, tra cui gli sconti per il livello VIP Select e altro ancora.

    Per informazioni, contatta il tuo responsabile o rivenditore Adobe.

    Le seguenti applicazioni sono disponibili singolarmente: Photoshop CC, Illustrator CC, InDesign CC, Adobe Muse CC, Dreamweaver CC, Flash Professional CC, Edge Inspect CC, Edge Animate CC, Adobe Premiere Pro CC, After Effects CC, Adobe Audition CC, SpeedGrade CC, InCopy CC e Prelude CC. Nonostante l’iscrizione preveda l’accesso a una sola applicazione, avrai la possibilità di accedere anche a tutte le altre app CC per un periodo di prova gratuita di 30 giorni.

    È nostra intenzione aumentare sempre di più la reperibilità di Creative Cloud. Consulta l’elenco aggiornato dei paesi in cui è possibile acquistare Creative Cloud for teams.

    No. È necessario collegarsi a Internet solo una volta ogni 99 giorni per convalidare la propria iscrizione.

    Sì. Fai clic qui per trovare un rivenditore Adobe autorizzato. Creative Cloud for teams è acquistabile anche direttamente tramite Adobe. Fai clic qui per acquistare.

    Nozioni di base

    Parti subito con il piede giusto grazie a questi fantastici tutorial. Inizia ›

    Filo diretto con la community

    Pubblica post, partecipa alle discussioni ed entra a far parte della nostra community. Join now ›


    Inspirierend Schrank Buche Massiv Inspirierend, schrank schlafzimmer massiv.

    #Schrank #schlafzimmer #massiv


    Inspirierend Schrank Buche Massiv Inspirierend

    Inspirierend Schrank Buche Massiv Inspirierend- Dürfen in der Lage sein meine blog, mit diesem gelegenheit ich werde zeigen in Bezug auf schrank buche massiv. Und nun, das kann ein initiale eindruck:

    Kleiderschrank Tollow Kernbuche massiv geölt 3 türig from schrank buche massiv, bildquelle:homeforyou24.de

    Wohnzimmer Schrank holz Kernbuche massiv natur geölt CASERA from schrank buche massiv, bildquelle:shop.casademobila.de

    Nachdenken über eindruck zu Ende? kann sein welche unglaublich?. wenn sie mehr engagiert sind folglich, Il m dir erklären ein paar foto noch einmal unter:

    Schlafzimmer Kleiderschränke Buche massiv teilmassiv from schrank buche massiv, bildquelle:massive-naturmoebel.de

    Massivholz Schränke und Kleiderschränke aus Buche PureNature from schrank buche massiv, bildquelle:purenature.de

    Kleiderschrank Vinschi 2 türig Buche massiv wendland moebel from schrank buche massiv, bildquelle:wendland-moebel.de

    Kernbuche Schrank Herrlich VITRINE PASSEPARTOUT 08 SCHRANK MIT from schrank buche massiv, bildquelle:yemezmemakinasi.net

    Echtholz Kleiderschrank mit Spiegel Buche massiv geölt FRONT2 5 from schrank buche massiv, bildquelle:shop.casademobila.de

    Highboard Pisa 14 Eiche bianco massiv 180x134x41 cm Schrank from schrank buche massiv, bildquelle:expendio.de

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    Affitto – Case Vacanza Villasimius Stintino Palau Sardegna – case vacanze sardegna – affitti case vacanza ville sul mare Sardegna – v, case estive in affitto.

    #Case #estive #in #affitto


    Case in affitto

    Villino Fede, Porto Luna Is Traias (Villasimius)

    Villino trilocale inserito nel verde residence di case vacanze di Istraias- Porto Luna con esclusiva vista mare panoramica sulla Punta Molentis.

    Il villino, su 2 livelli, è composto da camera matrimoniale, camera doppia, 2.

    Villa Asfodelo – Villasimius

    Asfodelo è situata nel complesso residenziale di Serremorus, complesso di lusso, sorvegliato da guardiano e accesso consentito solo ai condomini. La villa ha un comprensorio di circa 8000 mq tutto a macchia mediterranea.

    Villa Cristina – Villasimius

    Elegante villa indipendente su unico livello composta da due camere matrimoniali, camera doppia, due bagni. Soggiorno con angolo cottura, salotto che all’occorrenza diventa camera doppia. Terrazza panoramica abitabile. Ampio.

    Villa Sole – Villasimius

    Porzione di una bifamiliare in zona Campulongu inserita nel verde dell’omonimo condominio esclusivo e tranquillo. Grande giardino alberato. Composta internamente da 3 camere, due camere matrimoniali e una camera letto a castello.

    Villa Marina – Villasimius

    Villa Marina in affitto, accesso diretto alla spiaggia situata nel condominio di Campulongu, una zona residenziale esclusiva e tranquilla. La villa è composta da 4 camere da letto, di cui 3 matrimoniali, 1 camera doppio letto o.

    Villa Notteri – Villasimius

    Villa Notteri si trova immersa nel verde di un suggestivo giardino curato, in vicinanza della bellissima spiaggia di sabbia bianchissima di Porto Giunco, davanti allo stagno di Notteri. Questa villa è dotata di tutti i comfort.

    Villa Azuleja – Villasimius

    Villa Azuleja è situata in riva al mare nella bellissima spiaggia di Campulongu. Fa parte integrante ed indipendente di un complesso di 2 ville di lusso, ha da parte sua l’ indipendenza e uso della piscina, accesso diretto al.

    Villa Reparada – Villasimius

    Villino unifamiliere in affitto inserito all’ interno del residence di case Vacanze di Porto Sa Ruxi, quasi nascosto nel verde. Questo villino è composto da 2 livelli nella seguente maniera: 1° livello con accogliente soggiorno.

    Villa Zinnibiri – Villasimius

    Villa Zinnibiri è situata nel Residence di Porto Sa Ruxi, dista dalla famosa spiaggia circa 100 metri e gode di vista panoramica dalla propria veranda e dall’interno della casa tramite vetrata nel soggiorno. La casa dispone di 3.

    Appartamento Golfo – Villasimius

    Bell’ appartamento moderno e accogliente costruito su un unico livello, situato nella località Istraias – Porto Luna.

    L’ appartamento è composto da un soggiorno con angolo cucina attrezzato, lavastoviglie, con vetrata panoramica.

    Villa Gaia – Villasimius

    Villino trilocale inserito nel verde residenze di case vacanze di Istraias- Porto Luna.

    Il villino è composto su 2 livelli in questa maniera: 2° livello ospita la camera matrimoniale con aria condizionata. Uscita sul retro.

    Villa Sa Pira – Cala Pira

    Graziosa villa inserita in un tranquillissimo residence con accesso esclusivo ai soli abitanti del residence in una zona chiamata Cala Pira nelle vicinanze della spiaggia dal medesimo nome. La villa è composta da un bel giardino.

    Affitti Case Vacanze.it si occupa di affitti e vendita di case vacanze e ville vacanze mare in Sardegna a Villasimius e nelle principali località. A disposizione per le vostre vacanze in Sardegna l’affitto di diverse tipologie di appartamenti, in residence, case private, ville, ville di lusso sul mare.

    La nostra sede è a Villasimius Sardegna, incantevole area marina nel Sud della Sardegna, acqua azzurra e spiagge bianchissime che vi aspettano.


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    01:30 Gimnasia – Atenas 89:98

    02:00 Quimsa – Salta 92:60

    ASIA: ABL

    AUSTRALIA: NBL

    11:30 Perth – Sydney -:-

    BAHRAIN: Premier League

    17:00 Al Riffa – Al Najma -:-

    BELARUS: Premier League

    16:00 Brest – Gomel -:-

    16:00 Impuls – Grodno -:-

    16:00 Tsmoki Minsk 2 – Borisfen -:-

    16:30 Rubon – SDUSHOR Minsk -:-

    BELGIUM: EuroMillions Basketball League

    20:30 Okapi Aalstar – Willebroek -:-

    BRAZIL: NBB

    23:00 Flamengo – Botafogo -:-

    BRAZIL: LBF Women

    00:00 Santo Andre W – Presidente Venceslau W -:-

    CANADA: NBL

    00:00 Island Storm – London -:-

    CHILE: LNB

    CHINA: CBA

    12:35 Shanghai – Bayi Rockets -:-

    12:35 Shenzhen – Qingdao -:-

    12:35 Sichuan – Jiangsu Dragons -:-

    12:35 Zhejiang Guangsha – Xinjiang -:-

    CROATIA: A1 Liga

    19:00 Zadar – Alkar -:-

    CZECH REPUBLIC: ZBL Women

    17:30 Karlovy Vary W – Ostrava W -:-

    DENMARK: Dameligaen Women

    EUROPE: Euroleague

    20:15 Panathinaikos – CSKA Moscow -:-

    20:30 Baskonia – Olimpia Milano -:-

    20:45 Unicaja – Real Madrid -:-

    EUROPE: ABA League

    EUROPE: WBBL Women

    FINLAND: Korisliiga

    17:30 Pyrinto Tampere – KTP Kotka Basket -:-

    17:30 UU-Korihait Uusikaupunki – BC Nokia -:-

    FRANCE: LNB

    20:30 Antibes – Levallois -:-

    FRANCE: Pro B

    20:00 Caen – Vichy-Clermont -:-

    20:00 Denain-Voltaire – Lille -:-

    20:00 Evreux – Nantes -:-

    20:00 Le Havre – Rouen -:-

    20:00 St. Chamond – Fos-sur-Mer -:-

    FRANCE: LFB Women

    GEORGIA: Superleague

    15:30 Kutaisi – Olimpi Tbilisi -:-

    GERMANY: Pro A

    ICELAND: Premier league

    21:00 Grindavik – Keflavik -:-

    INDONESIA: IBL

    10:00 Hangtuah – NSH Jakarta -:-

    12:00 Siliwangi – Surabaya -:-

    JAPAN: B.League

    11:05 Tochigi Brex – Shiga -:-

    KAZAKHSTAN: National League

    LITHUANIA: LMKL Women

    LITHUANIA: NKL

    17:00 Sakiai Vytis – Jazz Ktu Kaunas -:-

    17:00 Silute – Palanga Triobet -:-

    17:00 Suduva-Mantinga – Delikatesas Joniskis -:-

    17:00 Telsiai – Taurage -:-

    17:00 Triobet Jonavos – Ezerunas -:-

    MEXICO: LNBP

    PHILIPPINES: Philippine Cup

    12:00 NLEX Road Warriors – San Miguel Beermen -:-

    POLAND: Energa Basket Liga

    POLAND: Polish Cup Women

    19:30 Basket Gdynia W – Politechnika Krakow W -:-

    ROMANIA: Divizia A

    RUSSIA: Super League

    SERBIA: First League

    19:30 KK Dunav – Vrsac -:-

    SLOVAKIA: Extraliga

    SLOVENIA: Liga Nova KBM

    SOUTH KOREA: KBL

    11:00 Sonic Boom – KCC Egis -:-

    SOUTH KOREA: WKBL Women

    SPAIN: LEB Oro

    20:45 Clavijo – Ourense -:-

    21:00 Huesca – Prat Joventut -:-

    21:00 Palencia – Castello -:-

    SPAIN: LEB Plata

    20:45 Agustinos – Albacete -:-

    SWEDEN: Ligan

    19:04 Umea – Uppsala -:-

    TURKEY: TBL

    TURKEY: TB2L – First stage

    UKRAINE: FBU Superleague

    18:00 BIPA – BK Zaporozhye -:-

    UNITED KINGDOM: BBL

    20:30 Worcester Wolves – Manchester Giants -:-

    UNITED KINGDOM: BBL Trophy

    20:30 Newcastle Eagles – Sheffield Sharks -:-

    URUGUAY: Liga Capital

    00:30 Bigua – Defensor -:-

    00:30 Malvin – Welcome -:-

    USA: NBA

    01:00 Cleveland Cavaliers – Orlando Magic 104:103

    2nd Quarter Houston Rockets – Minnesota Timberwolves 44:38

    1st Quarter Portland Trail Blazers – Indiana Pacers 11:4

    USA: NBA G League

    4th Quarter Austin Toros Spurs – Northern Arizona Suns 94:80

    USA: NCAA

    01:00 Albany – UMass Lowell -:-

    01:00 Belmont – Murray State -:-

    01:00 Campbell – Char. Southern -:-

    01:00 Central Connecticut State – Fairleigh Dickinson -:-

    01:00 Charleston – NC Wilmington -:-

    01:00 Cleveland State – IUPUI -:-

    01:00 Fla Atlantic – Charlotte -:-

    01:00 Florida Intl – Old Dominion -:-

    01:00 Furman – East Ten. State -:-

    01:00 Gardner Webb – Presbyterian -:-

    01:00 High Point – Liberty -:-

    01:00 Hofstra – Delaware -:-

    01:00 James Madison – Elon Phoenix -:-

    01:00 Kennesaw State – Stetson -:-

    01:00 LIU Brooklyn – Bryant -:-

    01:00 Maine Black Bears – Hartford -:-

    01:00 Morehead State – Jacksonville State -:-

    01:00 NC Greensboro – Citadel -:-

    01:00 New Hampshire – Vermont -:-

    01:00 NJIT – North Florida -:-

    01:00 Quinnipiac – Niagara -:-

    01:00 Radford – Longwood -:-

    01:00 Siena – Marist -:-

    01:00 St. Francis Brooklyn – Mount St. Mary’s -:-

    01:00 Stony Brook – Binghamton -:-

    01:00 Towson – Drexel -:-

    01:00 USC Upstate – Jacksonville -:-

    01:00 VMI – Mercer -:-

    01:00 Wagner – St. Francis (PA) -:-

    01:00 William & Mary – Northeastern -:-

    01:00 Youngstown State – Illinois (Chi.) -:-

    01:30 Lipscomb – Florida Gulf Coast -:-

    01:30 Louisiana Tech – North Texas -:-

    01:45 St. Peters – Rider -:-

    02:00 Colorado – Washington State -:-

    02:00 Eastern Kentucky – Tennessee Tech -:-

    02:00 Georgia Tech – Virginia -:-

    02:00 Marshall – Middle Tenn. St. -:-

    02:00 NC State – Wake Forest -:-

    02:00 Samford – Wofford -:-

    02:00 Siu Edwardsville – Southeast Missouri State -:-

    02:00 Southern Miss – Rice -:-

    02:00 UMKC – CSU Bakersfield -:-

    02:00 UTRGV – Utah Valley State -:-

    02:00 Wisc. Green Bay – Wright State -:-

    02:00 Wisc. Milwaukee – Northern Kentucky -:-

    02:05 Chicago St – Grand Canyon -:-

    02:05 South Alabama – Coastal Carolina -:-

    02:15 Troy – Appalachian St. -:-

    02:15 UT Arlington – Louisiana Lafayette -:-

    02:30 Eastern Illinois – UT Martin -:-

    02:30 Maryland – Minnesota -:-

    02:30 Nebraska O. – Denver -:-

    02:30 Northern Arizona – East. Washington -:-

    02:30 Southern Utah – Idaho -:-

    02:30 Tennessee State – Austin Peay -:-

    02:30 Texas State – Louisiana Monroe -:-

    03:00 Gonzaga – St. Marys (CA) -:-

    03:00 Idaho State – Portland State -:-

    03:00 Nebraska – Michigan -:-

    03:00 New Mexico State – Seattle -:-

    03:00 Oregon – USC -:-

    03:00 Weber State – Sacramento State -:-

    03:00 Western Kentucky – UAB -:-

    03:00 Winthrop – UNC Asheville -:-

    04:00 Pacific – Pepperdine -:-

    04:00 San Diego – Portland -:-

    04:00 UC Irvine – Cal Poly -:-

    04:00 Utah Utes – Washington -:-

    05:00 Brigham Young – Loyola Marymnt -:-

    05:00 Oregon State – UCLA -:-

    05:00 San Francisco – Santa Clara -:-

    FlashScore.mobi provides live basketball scores – mobile livescore. This mobile version has different parameters than FlashScore.com website for technical reasons.

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    Immobilien Makler fuer Wohnungen und Haeuser im Allgaeu Holzer Haus und Grund, haus immobilien.

    #Haus #immobilien


    haus immobilien

    Haus immobilien

    Haus immobilien

    Haus immobilien

    Hier kцnnen Sie ei- nen Flyer mit einem Auszug unserer ei- genen BaumaЯnah- men und Ausstat- tungsdetails herun- terladen oder anse- hen.

    Haus immobilien

    Haus immobilien

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    Zuverlдssige Partner fьr Immobilien –

    Haus immobilien

    Haus immobilien

    Haus immobilien

    dienstleistung im Allgдu + am Bodensee

    Haus immobilien

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    HOLZER HAUS + GRUND

    Haus immobilien

    Haus immobilien

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    Immobilienvermittlung und -bewertung (Neubau und Zweiterwerb) seit 1970

    Makler mit Erfahrung und Marktkompetenz in regional begrenzten Arbeitsbereichen

    Engagierte, professionelle Mitarbeiter, die den Kunden und die Erfьllung seiner Wьnsche im Mittelpunkt sehen und zu schдtzen wissen, was sie verkaufen.

    Mitglied im Immobilienverband Deutschland (IVD)

    Haus immobilien

    Haus immobilien

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    Plant und baut schlьsselfertig seit 1978 an ausgewдhlten Standorten

    Bietet vom familiengerechten Einfamilienhaus bis zur anspruchsvollen Eigentumswoh- nung ein breites Spektrum zur Erfьllung von Immobilienwьnschen

    Hat bis heute 98 Projekte (ьber 1.000 Einheiten) fьr zufriedene Erwerber realisiert .

    . und arbeitet ausschlieЯlich mit fachkompetenten zuverlдssigen Partnern und Hand- werkern aus der Region


    RDA Farma – RDA, farma 24h.

    #Farma #24h


    RDA Farma

    Farma 24h

    Farma 24h

    Conscientes de la responsabilidad que significa transportar productos

    farmacéuticos y con el fin de cumplir los requerimientos especificas de la

    industria Farmacéutica (GMPs, GDPs), hemos diseñado el producto RDA-FARMA.

    RDA-FARMA Este producto nace con el objetivo de asegurar la integridad del medicamento en toda la cadena de transporte y distribución , ofreciendo un servicio seguro, rápido y climatizado (10º a 25º) con una total trazabilidad bulto a bulto y su seguimiento vía web, tanto de localización y hora efectiva de entrega, como de rango de temperaturas durante toda la cadena de distribución.

    CONTROL DE TEMPERATURA DE 10° a 25° EN:

    • Recogida.
    • Almacén de origen (temperatura controlada y exclusivo para producto Farma).
    • Rutas largo recorrido (climatizadas y con segregación de mercancía no compatible).
    • Almacén destino (zona con temperatura controlada) .
    • Distribución capilar con información de la entrega en tiempo real.

    Farma 24h

    Farma 24h

    Confirmación de entrega en el acto

    Nuestro sistema de movilidad nos permite dar un servicio en tiempo real y proporcionar una información lo más rápida posible.

    Devolución estado de las entregas y PODs

    Nos adaptamos a su ERP personalizando los sistemas de devolución de información y POD a medida. Con eso, nuestros clientes tienen en sus sistema toda la información necesaria y de forma automática para poder gestionar sus envíos.

    Conforme de Entrega

    Conforme fotografiado por el repartidor y subido a su web en tiempo real. Podrá ver la firma de sus clientes, justo unos minutos después de que se haya firmado el albarán de entrega.

    Contrareembolsos

    Recogida y entrega de envíos contra-reembolso. Gestión de cobro y reposición de fondos aceptados en efectivo de hasta 2.500 euros y cheques no negociables. Una solución simple para un rápido y seguro cobro en el punto de destino.

    Alerta de entrega

    Alertas personalizadas que podrá recibir su cliente en caso de entrega de mercancía. También generamos emails personalizados que recibe su cliente con una URL donde puede hacer un seguimiento personalizado de su envío.

    Gestor Personalizado

    Tendrá un único interlocutor con RDA, que gestionará sus consultas por email ó por teléfono.

    Otros Destinos

    Servicio marítimo exprés

    Embarques Viernes y entrega lunes/martes en Islas Mayores

    Islas menores 24/48h más

    Embarques Viernes y entrega lunes/martes en Islas Mayores

    Islas menores 24/48h más

    Servicio diario con entregas en 24h dependiendo del orígen y el destino Islas de Portugal consultar plazos.

    Servicio de entrega con gestión integral de documentación aduanera plazos en función del origen y destino.

    Servicio de entrega con gestión integral de documentación aduanera plazos en función del origen y destino.


    Knoor Tischlerwerkstatt, badmöbel weiß.

    #Badmöbel #weiß


    Juli 2016 – Parkett und Fliese

    Verlegung einer Landhausdiele aus Eiche (Handgehobelt, geräuchert und weiß geölt) mit weißen Sockelleisten

    Neue Parkettböden finden sie in unserer Ausstellung

    Unsere neue Ausstellung ist fertig.

    Endlich können wir Parkettböden und Anderes auf größeren Flächen zeigen.

    Wir bauen eine neue Lagerhalle und eine kleine Ausstellung für Fußböden, Einbauschränke und Zimmmertüren.

    Ankleidezimmer mit Auszügen, Einlegeböden und Stangen in dunklem Dekor.

    Altholzverkleidung einer Küchenwand

    aus Eiche 3 D Altholz

    Ganzglaspendeltür 300 cm hoch mit Holzgriffen

    passend zum Boden

    Einbauschrank für´s Kinderzimmer

    Hochglänzend lackiert mit Druckbeschlägen

    Deckplatte – Glas Lacobell weiß

    Herstellung und Montage von Glaswänden, Vitrinen und Böden im Wellnessbereich eines

    TV Lösung auf 5 m breite

    TV Lowboard mit Aktenschrank und Büroarbeitsplatz

    Aus unserer Werkstatt:

    mit 10 Glasfeldern in Weiß Lackiert

    Kleines Lowboard für den Eingangsbereich aus astiger Eiche in grau geölt.

    Vier Türen – Aussenecken auf Gehrung gefertigt.

    Schlicht und schön.

    Festsaal mit Berg & Berg Landhausdiele XXL Västerbotten

    (geräuchert und gebürstet) schön und umempfindlich

    Schlankes Lowvoard mit Betonfronten und Lacobell Glasplatte

    Ausführung mit Schubladen und Klappen

    Sommer 2014 – Alles was weiß ist

    Schlicht und schön:

    Garderobenschrank und Schubladensäule

    aus weißer Acrylplatte (hochglänzend) mit

    Einbau einer zweiflügeligen Glaspendeltür mit Holzrahmen.

    Satiniertes Glas mit klaren Streifen.

    Anfertigung und Montage eines Garderobenschrankes mit Einlegeböden und Kleiderstangen.

    Neubau mit Eicheböden, raumhohen Zimmertüren, Holztreppen und Möbeln

    Umbau einer Zahnarztpraxis

    Empfang Glastrennwand Zimmertüren Aktenschrank

    Einbauschränke

    Glastüren

    Holzböden

    Schloßdielen Eiche massiv

    Maße:25 cm breit und bis 8 m lang

    Unser Betrieb

    Die Knoor Tischlerwerkstatt wurde 1992 mit einem Mitarbeiter gegründet.

    Seit dieser Zeit wurde die Werkstatt mehrmals umgebaut und vergrößert.

    Auch die Tätigkeitsbereiche wurden erweitert. Heute hat die Knoor Tischlwerwerkstatt GmbH 14 Mitarbeiter.


    Nice, Trend Online, previsioni borsa lunedi.

    #Previsioni #borsa #lunedi


    Previsioni borsa lunedi

    Nice, azienda nazionale di domotica

    DESCRIZIONE

    Nice, azienda nazionale di domotica

    Nice S.p.A. è una delle principali società italiane, attiva a livello internazionale nel settore elettronico dell’Home Automation. Il gruppo si occupa della progettazione, produzione e relativa commercializzazione di una vasta gamma di sistemi integrati per l’automazione, spaziando dai sistemi di parcheggio, porte da garage, cancelli, tapparelle e tende ai sistemi di allarme.

    Il gruppo di cui Nice S.p.A. è la capofila, opera attraverso le 33 aziende controllate che sono site in vari paesi come l’Africa, America, Asia e Oceania ed Europa.

    Le origini ed il suo pioniere: Lauro Buoro

    Le origini della società ci riportano in Veneto, precisamente ad Oderzo, quando l’imprenditrice Lauro Buoro, costituì nel 1993, una piccola azienda dedicata inizialmente al commercio di prodotti elettronici per il comando a distanza di garage e cancelli.

    Dalla commercializzazione alla produzione

    Dal 1996 l’azienda inizia ad occuparsi anche della parte produttiva meccanica, realizzando le motorizzazioni per l’automazione. L’azienda riscuote un immediato successo e nell’arco degli anni successivi continua a svilupparsi ed a crescere a livello internazionale, partendo dal mercato francese.

    L’espansione all’estero di Nice

    Nel 2005 la società di Lauro Buono ha continuato a svilupparsi attraverso varie acquisizioni ed aprendo le proprie filiali in Florida, Francoforte e Bucarest, trasformandosi in una delle principali realtà a livello internazionale. Nello stesso anno l’azienda, in costante crescita, ha realizzato un fatturato pari a 121,5 milioni di euro, di cui 80% è stato realizzato all’estero.

    L’approdo in Borsa

    Nel 2006 la società debutta sul mercato telematico di Milano, quotandosi in Borsa, sul mercato tecnologico STAR. L’azienda colloca circa 36,9 milioni di azioni, le quali vengono scambiate al prezzo iniziale di 5,70 euro.

    I principali dati economico finanziari di Nice

    Nice S.p.A.ha la propria sede principale nella cittadina di Oderzo (Treviso) in Via Pezza Alta, 13 ed è presente a livello internazionale con filiali ed uffici in molti paesi. I prodotti del gruppo vengono commercializzati in oltre 100 paesi.

    La società è quotata alla Borsa valori di Milano, sul mercato MTA, nel segmento STAR, con il simbolo NICE.

    Il gruppo dell’Home Automation, presieduto dal manager Lauro Buoro, ha concluso l’esercizio fiscale del 2013 con un fatturato pari a 264,1 milioni di euro, registrando una flessione del 3,9%, rispetto all’esercizio precedente, conclusosi con ricavi per 274,8 milioni di euro.


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  • GHHC Groningen, groningen selectie.

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    Marcel van der Valk Vrijwilliger van het Jaar

    13-1 Vrijdag 12 januari tijdens de immer gezellige nieuwjaarsreceptie is Marcel van der Valk bekroond tot Vrijwilliger van het Jaar. Hij volgt daarmee de Vrijwilligers Jasja Holtman en Hedi Koning op. Voorzitter Martin Robaard somde in zijn ‘nieuwjaarsrede’ alles op wat Marcel jaar in jaar uit allemaal doet voor de club. Zonder limitatief te durven zijn: Marcel heeft in het bestuur gezeten, traint ver

    Groningen selectie

    PlasBossinade organiseert gratis informatieavond voor aanstaande ouders

    4-1 Op dinsdag 23 januari 2018 organiseert PlasBossinade advocaten en notarissen in Groningen een informatieavond voor aanstaande ouders over de juridische gevolgen van gezinsuitbreiding.

    Hoe zit ‘t juridisch?

    Als je zwanger bent komt er veel op je af. Voor de meeste zaken zijn cursussen of checklists. Maar wie vertelt je wat je moet regelen op juridisch gebied? En

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    Goed voornemen voor 2018: download de app


    31-12 We hebben hem al een tijdje: onze eigen LISA app. Een prachtig hulpmiddel om niks te hoeven missen. Heb jij de app al gedownload? Mooi voornemen voor 2018!

    Bestuur zoekt secretaris

    27-12 Het bestuur van hockeyclub Groningen is op zoek naar een nieuwe secretaris. Na bijna 6 jaar geeft Jan Janssens het stokje graag over aan zijn opvolger. Vind jij het leuk betrokken te zijn bij het wel en wee van de hockeyclub en heb je enige affiniteit met communicatie? Dan zijn we op zoek naar jou.

    Als secretaris zorg je samen met de voorzitter voor structuur in de bestuurs- en

    Groningen selectie

    START TRAININGEN VOOR SEIZOEN 2018-2019

    23-12 Iedereen die in aanmerking komt of wil komen voor de selectie A1,B1,C1 en D1 moet er rekening mee houden dat we weer starten met trainen vanaf maandag 20 augustus! Voor de selectie van C2 en D2 geldt dat we weer vanaf maandag 27 augustus starten. Voor meer info of vragen kan je contact opnemen met Angela Veeger: [email protected]

    Nieuw bestuurslid: Jasja Holtman

    19-12 Het bestuur is verheugd te kunnen melden dat Jasja Holtman het bestuur is komen versterken. Jasja zal zich voornamelijk gaan bezighouden met de senioren. Peter Idema die dat deed, schuift door naar sponsoring. Uiteraard zal Jasja in de volgende ledenvergadering nog formeel moeten worden benoemd. En hoewel Jasja een grote bekende is op de club, stelt ze zich toch nog even voor:

    Top Sportdag Groningen – 28 februari 2018

    16-12 “Echt iedereen kan sporten, dus waarom niet samen!”

    Trimhockey op zaterdag. Wat voor jou/u?

    13-12 Trimhockey zaterdag Het trimhockey op zaterdagmorgen is al vele jaren de start van het hockeyweekend bij GHHC. Om half negen komen gemiddeld zo’n 15 enthousiaste hockeyers van verschillende leeftijd en van divers niveau bij elkaar. Meest mannen en enkele dames. I nlopen, fitness, technische en tactische oefeningen en tot slot een hockeypartijtje dat steevast met een winnen

    Winterstop 2017-2018

    19-11 De winterstop voor elftallen is dit seizoen van 22 december-5 februari, tenzij je anders hoort van je trainer.

    De laatste extra trainingen op maandag zijn op 27 november en starten weer op 5 maart.

    De laatste technische training is op zondag 19 november en start weer op zondag 11 maart.


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    Elite Model Look, le date dei casting in Italia

    Al via i casting 2018 di Elite Model Look che come sempre individua giovani talenti che potranno diventare i volti della moda di domani. I casting che si terranno anche…

    di Fabiana – 19 aprile 2018

    Camst assume personale, le posizioni aperte per la ristorazione

    Se state cercando un lavoro nel settore della ristorazione, arrivano le nuove opportunità professionali di Camst, azienda leader che da più di 70 anni opera a 360° nel settore che sta cercando…

    di Fabiana – 18 aprile 2018

    Nikki Beach assume personale per la stagione estiva, come candidarsi

    Il Nikki Beach di Marina di Pietrasanta in provincia di Lucca sta selezionando personale che possa essere assunto nel corso della stagione estiva 2018. Il club balneare extra lusso della…

    di Fabiana – 17 aprile 2018

    Emirates assume, recruiting day per la selezione di personale di bordo

    Dopo Ryanair, anche la compagnia di volo Emirates con base a Dubai sta selezionando nuovo personale di volo attraverso un open day che si svolgerà a Roma il prossimo sabato…

    di Fabiana – 16 aprile 2018

    Mc Donald’s, il recruiting day a Firenze

    McDonald’s torna ad assumere: l’azienda americana sta per aprire un nuovo punto vendita nella città di Firenze e sta selezionando 35 diverse figure da inserire all’interno della struttura. In questa…

    di Fabiana – 12 aprile 2018

    Ryanair, i Cabin Crew Days di aprile-maggio 2018

    Ryanair, la compagnia irlandese di volo low cost, sta incrementando il proprio personale e sta selezionando personale assistente di volo per la compagnia. Come sempre le modalità di selezione sono…

    di Fabiana – 11 aprile 2018

    ANAC assume, il concorso per 35 amministrativi

    ANAC, Autorità Nazionale Anticorruzione, sta selezionando 35 amministrativi che saranno scelti tramite apposita procura concorsuale: le figure selezionate saranno impiegate per il ruolo di specialisti dell’area amministrativa e giuridica e…

    di Fabiana – 10 aprile 2018

    Domino’s Pizza, selezioni per 100 risorse a Milano

    Domino’s Pizza sta selezionando personale per i propri punti vendita nella città di Milano: la catena americana di pizzerie è alla ricerca di 100 nuove risorse che possano essere inserite all’interno delle diverse…

    di Fabiana – 9 aprile 2018

    Banca Popolare di Bari: ora ci sono le conferme, abbandonato il progetto holding

    La Banca Popolare di Bari sembra proprio che abbia salutato definitivamente il progetto holding. L’istituto pugliese è pronto alla convocazione dell’assemblea straordinaria, avendo bene in mente l’apertura del capitale. E…

    di GianniPug – 7 aprile 2018

    Ferrovie dello Stato cerca capi stazione in tutta Italia

    C’è tempo fino al 13 aprile 2018 per poter inviare la propria candidatura per diventare Capi Stazione: Ferrovie dello Stato sta selezionando personale da assumere come capo stazione da assumere nelle Direzione…

    di Fabiana – 6 aprile 2018

    Ristoranti Wagamama, il recruiting day per 50 profili

    Nuove opportunità professionali nel settore della gastronomia: la catena di ristoranti Wagamama, specializzata in cucina asiatica, sta per aprire un nuovo ristorante a Milano, in via San Pietro all’Orto, che…

    di Fabiana – 6 aprile 2018

    ENAC assume ispettori aeroportuali, come candidarsi

    L’ENAC, Ente Nazionale per l’Aviazione Civile, ha aperto le selezioni per l’assunzione di 37 Ispettori aeroportuali che saranno inserito come personale dell’ENAC, area operativa – categoria C, posizione economica C1. Gli…

    di Fabiana – 4 aprile 2018

    Personale alberghiero, il Recruiting Day a Milano

    Se siete interessati a lavorare nel settore alberghiero, sta per arrivare un’interessante opportunità professionale: Articolo 1, Soluzioni HR, società italiana di servizi dedicati alle Risorse Umane presente su tutto il…


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    Nova Plus je unikátní internetová služba, která vám umožňuje sledovat seriály zdarma. Ano, celé vysílání TV Nova máte nyní možnost sledovat zpětně až 7 dní od premiéry v televizi. Můžete tak sledovat své oblíbené seriály přesně v čas, který se hodí Vám. Díky tomu neprošvihnete ani jeden díl.

    Jedná se o místo, internetovou platformu, kde si jakýkoliv divák Novy může přehrát epizody vybraných seriálů a pořadů, které odvysílala TV Nova za posledních 7 dní. A to zcela zdarma a navíc bez registrace – což potěší snad každého, kdo se nerad někde registruje a „upisuje.“ Ke spuštění portálu Nova Plus přitom došlo symbolicky v den dvacátých narozenin naší oblíbené televize.

    Televize Nova se již delší dobu snaží být divákovi co nejblíže a co nejpřístupnější. Jak udává jednatel a generální ředitel skupiny Nova Christoph Mainusch: „Pokračujeme v obchodní strategii distribuování vlastního obsahu napříč různými kanály.“ Velké plus v příchodu Nova Plus tedy spočívá v umožnění sledovat plnohodnotně a zadarmo vybrané pořady TV Nova.

    Nova Plus v současné době nenabízí jenom seriály a pořady z produkce TV Nova. Je přímo spojena i s filmovou databází voyo.cz, tak že můžete jednoduše přecházet z programu Nova Plus na placenou filmovou databázi. Množství pořadů, které tak můžete shlédnout se mnohonásobně zvýší. Díky tomu je portál Nova Plus opravdovým zábavným portálem, na kterém lze strávit hodiny. Nova Plus se neustále snaží své služby rozšiřovat, proto všem doporučujeme jeho alespoň občasnou návštěvu. Určitě nebudete litovat a skvěle se pobavíte nejenom při sledování pořadů TV Nova a Nova Plus.

    Fanoušci Nova Plus

    TV Nova patří dlouhodobě k nejoblíbenějším televizním stanicím v ČR. Není proto divu, že vznikají různé fankluby a přátelské spolky této nejsledovanější televize. Nova se nám naopak odvděčuje výrobou kvalitních seriálů pro každý den, které máme tak rádi. Nezapomínejme také na nejoblíbenější televizní zpravodajství v českém éteru, které denně sleduje více než milion diváků.

    Jak se stát fandou TV Nova

    Jako registrovaný člen naší fan sekce můžete využívat mnohem více funkcí. Registrovaní členové fanklubu TV Nova mohou přidávat své vlastní příspěvky, mohu nahrávat fotky známých osobností, mohou označovat své oblíbené fotky a ty hromadně stahovat do svého PC.

    Slavné osobnosti na Nova Plus

    Víte o tom, že náš server novaplus.cz nabízí nejrozsáhlejší galerii populárních osobností, které můžete vídat na obrazovkách televize Nova? Naše otevřená galerie obsahuje více než deset tisíc fotek a obrázků vašich oblíbených hereček, herců, moderátorů a dalších postav, které můžete potkávat na obrazovkách. Celá naše galerie je otevřená a na její tvorbě se můžete podílet i vy. Nahrávejte, komentujte, stahujte, posílejte přátelům či sdílejte jednotlivé fotky, to vše můžete dělat po jednoduchém přihlášení na Váš účet.

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    Diváci, kteří kvůli práci nebo vytížení nestihli některý díl svého oblíbeného pořadu či seriálu z produkce TV Nova mají jedinečnou šanci zhlédnout je na Novaplus.cz. Stačí jedno kliknutí na příslušná místa a už jste v cíli. Díly oblíbených nováckých seriálů jako je Ulice nebo „doktorské seriály“ Ordinace v růžové zahradě 2 a Doktoři z Počátků či detektivního oblíbeného seriálu Kriminálka Anděl nyní najdete ihned po odvysílání na Nova Plus. Služba vám ale také umožní sledovat pořady Víkend, Prásk!, Střepiny a Televizní noviny. Aktuální, poslední epizoda se na portálu Novaplus.cz objeví pokaždé ihned po odvysílání v televizi. Zde budou přístupné až po sedm dní.

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    Nova Plus, VOYO a Archyv TV Nova – konkurence?

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    Na VOYO najdete kompletní archiv televizních pořadů z produkce Novy a to i dvě epizody dříve než „naživo“ v televizi. Takže s placenou službou VOYO jste o krok dříve a navíc zde můžete sledovat vše ostatní a můžete zde mít i své vlastní „kino.“

    Na Nova Plus najdete epizody vybraných seriálů (Ulice, Ordinace v růžové zahradě 2, Doktoři z Počátků a Kriminálka Anděl) a pořadů (Víkend, Prásk!, Střepiny a Televizní noviny) a to vždy po jejich odvysílání v televizi. Epizody na nova plus přitom vydrží po dobu sedmi dní. Což mimochodem znamená, že pokud jedete na dovolenou, můžete svou oblíbenou Ulici (premiérové díly jdou v televizi každý den) vidět najednou díl po dílu v kuse o víkendu.

    No a co už není ani na VOYO a Nova Plus, to najdete v Archivu TV Nova.

    Orientace na Nova Plus

    Stránky Novaplus.cz jsou přirozeně a přehledně rozděleny podle jednotlivých pořadů, které nabízí ke sledování. Ty jsou samozřejmě svázány a prolinkovány s vlastními ministránkami pořadů na stránkách Nova.cz. Po jednom kliku na stránce, který je intuitivně veden dle názvu pořadu, se návštěvníci hned a snadno dostanou tam, kam chtějí. K dispozici jim jsou videa, celé díly i další doplňkové informace o dílu i sérii.

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    Historie TV Nova

    Televize nova získala vysílací práva již v roce 1993, poprvé začala vysílat 4. února 1994. Prvním ředitelem a zároveň i zakladatelem televize byl Vladimír Železný. V současné době patří TV Nova i se všemi ostatními portály včetně Nova Plus do skupiny CET21. Televize se za dobu svého vysílání stala nejúspěšnější stanicí v českém éteru. Nova sídlí na Barandově, odkud také připravuje většinu svých pořadů. Vůbec neúspěšnějším pořadem jsou dlouhodobě televizní noviny, které každý den sleduje více než milion diváků.

    Copyright © 2014 Fanouškovská obec TV Nova


    Happy TV Uživo – Parovi – TV Hepi – Happy 2017 Uživo, Parovi – TV Hepi – Happy 2017 Uživo, farma uzivo 6.

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    Napomena 2, o reklamama: Sačekajte da se završi odbrojavanje kako bi nestala jedna reklama iz plejera, drugu reklamu uklanjate klikom na malo X ili povećanjem plejera na ceo prozor!

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    Happy TV je prikazivala veliki broj dečijih i dokumentarnih serija i filmova sinhronizovanih na srpski jezik. Republička radiodifuzna agencija početkom 2006. godine raspisuje konkurs za dobijanje nacionalne frekvencije. Happy TV je poslala zajedničku ponudu sa televizijom Košava, koja biva prihvaćena. Svoj program je prikazivala od 06:30 do 18:30. Dana 27. septembra 2010. TV Košava menja ime u Happy TV (s programom za porodicu), a stari Happy TV menja ime u Happy kids TV (s dečijim programom).

    Hepi televizija je postala poznata nakon emitovanja rijalitija Parovi, 2015. i 2016. godine, u kome su učestvovale prostitutke i kriminaci, a zabeleženo je najvulgarnije i neprimereno životinjsko i necivilizovano ponašanje svih učesnika. Bilo je scena seksa više puta, a plaćene su i prostitutke da bi se zadovoljili primitivni polusvet! Zatim su emitovani rijalitiji Maldivi i Snajke, a šund emisije su svaka jedna drugoj nalik! Dakle, ista emisija, isti ljudi samo u drugom pakovanju, sa drugim nazivima!

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    Statistics have shown that out of 10 million motorists on South African roads, 65% are uninsured. The financial risk of being another statistic is too great to chance! Imagine being responsible for the costs of an accident – whether it’s your fault or not! Rather enjoy peace of mind by getting Car Insurance that will cover you in these situations. Hippo.co.za will help you to find the best deal on your Car Insurance.

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    If your manufacturer’s warranty has expired, this warranty will cover your vehicle.

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    Maître Mélodie Kudar – Avocat à la Cour, me avocat.

    #Me #avocat


    Me avocat

    Maître Mélodie Kudar est avocat depuis 2012. Elle a dabord exercé au barreau de Paris et est désormais inscrite au barreau de Versailles. Son cabinet intervient principalement en droit pénal, en droit pénal routier et en droit de lexécution des peines.

    Elle a travaillé dans les départements droit routier de cabinets davocats parisiens réputés dans ce domaine jusquà en assumer la direction. Elle met à votre service son expérience de toutes les procédures qui concernent le permis de conduire, le contentieux administratif des points, les infractions routières et la réparation du préjudice corporel en cas daccident de la route.

    Son cabinet intervient en :

    • Droit pénal routier : alcool au volant, conduite sous lemprise de stupéfiants, suspension de permis de conduire, perte de points, annulation de permis de conduire et autres infractions au Code de la route
    • Réparation du dommage corporel : indemnisation de vos préjudices en cas daccident de la route, assistance pour les expertises médicales, négociations avec lassurance, assistance à laudience (pénale ou civile)
    • Droit pénal : garde à vue, audition libre, interrogatoire devant le juge dinstruction, défense devant tous les tribunaux pénaux (juridiction de proximité pénale, tribunal de police, tribunal correctionnel, cour dassises)
    • Application des peines : aménagement de peine, audience du juge dapplication des peines, relèvement de période de sûreté, libération conditionnelle, bracelet électronique.

    Maître Kudar est diplômée de lUniversité de Paris Ouest Nanterre La Défense (Master 2 en droit pénal et sciences criminelles) et de lInstitut de criminologie de Paris 2 Panthéon Assas (Certificats de sciences criminelles et de sciences criminologiques).

    Droit routier

    Vous avez commis une infraction routière ? Vous voulez contester un PV ? Vous êtes responsable dun accident ? Vous navez plus beaucoup de points ? Votre permis a été annulé ?

    Accidents de la route

    Vous avez été victime dun accident de la route ? Vous narrivez pas à vous faire indemniser par votre assurance ou lindemnisation ne vous parait pas juste ?

    Droit pénal

    Vous avez commis une infraction ou êtes victime dune infraction ? Vous êtes accusé à tort ? Vous êtes poursuivi devant le tribunal ?

    Applications des peines

    Vous êtes convoqué devant le JAP ? Un de vos proches est incarcéré et souhaite faire aménager sa peine ?


    Cheapest Car Insurance in New York, cheap car insurance in new york.

    #Cheap #car #insurance #in #new #york


    Cheap car insurance in new york

    Cheap car insurance in new york

    Are you overpaying?

    Comparison quotes are the cheapest way to save

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    *rates based on survey data – Spring 2017

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    Cheapest Car Insurance in New York

    From breathtaking Niagara Falls to jaw-dropping New York City, the Empire State rivals the best of the U.S. for its variety of natural and man-made attractions. New York is home to just over 8 million residents, and NYC ranks as the most densely populated city in the U.S. And even with all these New Yorkers, the state s pristine 176 state parks maintain the natural wonder of historic New England. It s no wonder drivers from every state have made New York their vacation spot year after year, and CheapCarInsurance.net is doing its job to make sure all these visitors and residents alike are protected while on the road. To help out, here s a list of helpful facts every driver should know when driving in New York.

    LAWS REGULATIONS

    New York seasons can change at the drop of a hat. Insurance laws and regulations aren t much different, and this list of helpful facts will make sure drivers can stay up-to-date with all the changes.

    Minimum Requirements for Car Insurance in New York

    • The New York DMV states that every driver in New York must carry a minimum of liability coverage on their vehicle.
    • New York Liability Coverage minimums:
      • $25,000 for individual injury and $50,000 for individual death in a car accident.
      • $50,000 for multiple individuals injuries and $100,000 for multiple deaths in a car accident.
      • $10,000 for property damage.
    • New York requires a vehicle to be insured in order to register the vehicle in the state. Also, the name on the insurance and registration paperwork must match.

    New Driver Licensing Requirements

    To operate a vehicle in the state of New York, a driver must be 16 years of age or older and have a valid drivers license. If the driver is under 18, the driver must follow the restrictions listed on the New York DMV website. The following lists the requirements to obtain a NY drivers license.

    • Vision Test.Every driver must pass the vision test with a visual acuity of 20/40 or better. An applicant can have the test performed by any of the following professionals:
      • Physician
      • Physician s assistant
      • Ophthalmologist
      • Optician
      • Registered nurse
      • Nurse professional

      A Vision Test Report must be submitted by the professional or by the vision care provider listed in the DMV Online Vision Registry. If it is determined that the applicant requires corrective lenses, a license with a B restriction may be issued. Two other vision restrictions include:

      1. Telescopic Lenses: A Telescopic Lenses restriction can be placed on a drivers license after the applicant submits an Eye Test Report for Medical Review Unit form.
      2. Daylight Driving Restriction: This restriction can be placed on a driver s license if the vision professional determines their night vision is impaired.

      Each vision restriction can be removed by taking the necessary steps listed on the NY DMV website.

    • Written Test. Access the Driver s Manual and Study Guide to prepare for the written test. An applicant must complete either a Driver Education Course, a Pre-licensing Course or pass the written test prior to scheduling the road test.

      If the applicant is under age 18, 50 hours of supervised driving experience must be documented with a Certificate of Supervised Driving. Included within the 50 hours must be 10 hours in moderate to heavy traffic and 15 hours of night driving.

    • Road Test.The vehicle used in the road test must be safe, insured and registered, and it must be driven to and from the testing facility by a licensed driver. The road test evaluates the applicant s skills in each of the following areas:
      • Steering
      • Acceleration
      • Braking
      • Clutch/Gears
      • Speed
      • Communication
      • Observation
      • Traffic signs, signals and markings
      • Following distance
      • Stopping position
      • Lane selection and position
      • Anticipation and reaction
    • Pay a License Fee. Each applicant is required to pay licensing fees after completing the testing requirements. These fees range from $64.25 to $107.50 depending on the type of license and endorsements. A full list of fees can be found at DMV.NY.gov.
    • If under 18 years of age, the applicant must wait 6 months from the date the learner s permit was released to schedule a road test.

    DUI/DWI Laws

    • BAC limit: .08 The New York DMV website has published a document providing all the necessary information regarding New York DUI/DWI laws. Following is a summary of New York s relevant DUI/DWI violations. While aggravated DUI (BAC of .18 or higher) holds more severe penalties and Driving While Ability Impaired (BAC .05 to .07) holds less severe penalties, DWI (BAC .08) is included here to provide an average example.
    • First Offense:
      • Misdemeanor
      • Minimum $500 and maximum $1,000 fine.
      • Maximum 1 year imprisonment.
      • Age 21 and older receives a minimum 6 month license revocation, and under 21 receives a minimum 1 year license revocation.
    • Second Offense within 10 Years:
      • Class E Felony
      • Minimum $1,000 and maximum $5,000 fine.
      • Maximum 4 years imprisonment.
      • Age 21 and older receives a minimum 1 year license revocation, and under 21 receives a 1 year revocation or until age 21, whichever is longer.
    • Third Offense within 10 Years:
      • Class D Felony
      • Minimum $2,000 and maximum $10,000 fine.
      • Maximum 7 year imprisonment.
      • Age 21 and older receives a minimum 1 year license revocation, and under 21 receives a 1 year revocation or until age 21, whichever is longer.

    Texting Driving Laws

    According to Distraction.gov, New York has issued a temporary ban on texting and handheld devices for all drivers.

    Unique Laws

    While the penalty for jumping off a building in New York is death, flirting only holds a $25 fine! But for drivers, if one ever gets a chance to drive an ice cream truck, remember that it is illegal to back up to make a sale!

    STATS

    Best Cheap Car Insurance Quotes for New York

    Kings County Car Insurance

    Only 71 square miles, Kings County is the second most densely populated in the state after New York, with 2.6 million inhabitants, or an average of 37,137 people per square mile.

    Kings County, New York is coextensive with Brooklyn, one of New York City s five boroughs. Interestingly, nearly 40 percent of Brooklynites are foreign born. The Kings County-Brooklyn shoreline includes the historic and famous Coney Island amusement park. Among the most popular draws for visitors are Brooklyn Bridge and Park, Brooklyn Heights Promenade and Botanic Gardens.


    Compra uno, dona uno: las empresas que regalan tanto como venden – BBC Mundo, empresas que hacen donaciones.

    #Empresas #que #hacen #donaciones


    “Compra uno, dona uno”: las empresas que regalan tanto como venden

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    Cada vez más empresas están adoptando el modelo “compra uno, dona uno”. Pero, ¿pueden obtener beneficios mientras hacen el bien?

    La ropa interior nueva y limpia es uno de los artículos que menos se destina a la caridad, y los refugios para las víctimas de violencia doméstica y para las mujeres sin hogar enfrentan a menudo escasez en ese sentido.

    Así que a la estadounidense Haley Besheer se le ocurrió una forma inusual de abordar el problema.

    Fundó una empresa de ropa interior, Making a Difference Intimates(Ropa interior que marca la diferencia) o Madi, que dona un par de sus calzones de moda por cada uno que vende.

    Besheer siguió los pasos de otros empresarios motivados por hacer el bien, incluido el zapatero estadounidense Toms, que fue pionero en el modelo “compra uno, donar uno” a principios de esta década.

    Y como Toms, Madi también tiene la intención de aumentar sus ganancias mientras cumple con su misión social.

    “Los consumidores se sienten atraídos por el modelo de comprar y donar, pues les ayuda a darle algo a la sociedad”, le dice a la BBC.

    “El mercado se está inclinando cada vez más hacia las marcas que ofrecen productos de calidad con un propósito social”.

    Antes de comenzar Madi, Besheer no tenía experiencia en diseñar moda o dirigir un negocio, y enfrentó muchos desafíos mientras aprendía a hacer ambas cosas.

    Por ejemplo, una amiga que originalmente le iba a ayudar a ejecutar Madi se retiró, pues decidió que era demasiado arriesgado. Besheer comprendió su dilema.

    “Ella no quería invertir dinero en el negocio”, dice Besheer. “Pero es que tienes que estar plenamente comprometido y tienes que sacar un montón de préstamos al principio”.

    La ropa interior de Madi cuesta más de US$30 por par, considerablemente más de lo que la minorista de lencería Victoria’s Secret cobra por muchos de sus calzones de marca premium.

    Besheer está convencida de que el precio de sus calzones es razonable, porque están hechos de tela de bambú, un material que es “más cómodo que el algodón, más sostenible y duradero”.

    La gente está dispuesta a pagar más para apoyar una buena causa, dice una cliente, Lauren Cimpi.

    “Aunque unos calzones de Madi cuestan más que un panti similar en una tienda grande, siento que estoy comprando dos pares de ropa interior por US$30 o menos”, dice Cimpi.

    “Ir de compras suele ser una actividad centrada en uno mismo y no hay nada malo en eso, pero ser capaz de dar algo mientras adquieres algo para ti lo hace aún mejor”.

    Las marcas con una agenda de justicia social pueden beneficiarse de un poderoso “efecto halo”, dicen algunos expertos.

    Según un estudio publicado en el Journal of Consumer Research, los consumidores pensaban que el vino tinto sabía mejor, y otros productos, como zapatillas deportivas y tratamientos para la pérdida del cabello, funcionaban mejor, si estaban enterados de las donaciones caritativas de una empresa.

    Sin embargo, hay críticos del modelo “compra uno, dona uno”.

    En el mundo en desarrollo, Toms fue acusado de fomentar la dependencia e injustamente competir contra los negocios locales regalando sus productos.

    Consciente de las críticas, la compañía californiana renovó su política filantrópica y ahora produce muchos de los zapatos que dona en asociación con fabricantes locales.

    También apoya el acceso a la atención de los ojos, las iniciativas de agua potable y los programas contra la intimidación.

    “Nuestra meta original era producir un tercio de los zapatos que donamos en esas regiones y la hemos superado, con fábricas locales en Etiopía, India, Kenia y Vietnam”, dice Amy Smith, la “Encargada Principal de Donaciones” de la compañía.

    ¿Rentabilidad en riesgo?

    Aunque el fundador y jefe de Toms, Blake Mycoskie, dice que su título oficial es “jefe de donaciones de zapatos”, sigue atento a las ventas y beneficios de la empresa.

    En 2014, Mycoskie le vendió la mitad de su negocio al gigante de capital privado Bain Capital en un acuerdo que, según reportes, valoró a la firma en US$625 millones.

    Pero Toms, que es rentable, dice que no está buscando hacer un dinero fácil a expensas de su misión.

    “Toms ha demostrado que el capitalismo consciente es un modelo de negocio viable”, dice Smith. “Pero sin nuestra misión, la razón de Toms se perdería”.

    Warby Parker, que vende gafas de moda en línea, también ha demostrado que el modelo “compra uno, donar uno” puede funcionar.

    La compañía privada ha atraído a inversionistas poderosos, como General Catalyst, y está valorada en más de US$1.000 millones.

    El enfoque de Warby Parker con su filantropía es distinto al de Toms. Por cada par de gafas que vende, hace una donación a una organización sin fines de lucro que producirá un par en el país donde opera.

    La organización sin fines de lucro también capacita a gente local para realizar exámenes de la vista y ajustar gafas. De acuerdo con Warby Parker, su sistema tiene más sentido que el de donar bienes.

    “La donación es a menudo una solución temporal, no duradera”, dice la firma en su sitio web. “Rara vez es sostenible”.

    Volviendo a Madi, Besheer dice que sus ventas crecen un 25% cada trimestre desde que fundó la compañía hace tres años.

    La compañía espera llegar a ser rentable en unos dos años, y no tiene deuda gracias a campañas exitosas de financiamiento de grupos y asociaciones con minoristas locales.

    También ha donado más de 4.500 pares de ropa interior en ocho países, incluyendo Haití, Panamá, Cuba y Ecuador.

    Besheer ahora quiere establecer una línea de producción en Kansas City, donde su compañía tiene la sede, para que pueda continuar produciendo prendas Madi en Estados Unidos sin depender de subcontratistas.

    Para ella es importante fabricar en EE.UU., ya que así se asegura de que sus empleados reciben un sueldo justo y que puede reducir su huella de carbono, esto es, la totalidad de gases de efecto invernadero que emite por efecto directo o indirecto.

    En cuanto al modelo “compra uno, dona uno”, está convencida de que ofrece el equilibrio perfecto.

    “Siento que si no abordamos la cuestión de la ropa interior en los refugios, nadie más lo hará. Y si podemos hacer crecer un negocio exitoso al mismo tiempo, aún mejor”.


    Tampa car insurance rates by ZIP code, auto insurance tampa fl.

    #Auto #insurance #tampa #fl


    Tampa Car Insurance

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    Tampa car insurance

    Tampa ZIP code 33607 is the most expensive place in the Tampa area for Florida car insurance, $625 more than the cost of the cheapest, according to our rate analysis of six major car insurance companies.

    Comparison shopping is critical to finding the best rates regardless of where you live because no two insurance companies will price a policy at the same amount. The wide range in rates from different insurers for the same driver in the same car in the same ZIP code shows why it’s prudent to compare car insurance companies. For example, the highest rate from any carrier for ZIP 33603 in our analysis was $4,512 — over $3,000 more more than the lowest ($1,464).That means the savings could be hundreds or even thousands of dollars for those who shop around.

    To see how Tampa car insurance rates compare, use our average rates tool below. Enter a ZIP code and it will show the average rate, as well as the highest and lowest, for your location.

    Tampa Car Insurance Rates by ZIP Code

    Enter ZIP for average rate. Then enter Age, Gender and Coverage Level for customized rate.

    CarInsurance.com commissioned Quadrant Information Services to provide a report of average auto insurance rates for a 2016 Honda Accord for nearly every ZIP code in the United States. We calculated rates using data for up to six large carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm).

    Averages for the default result are based on insurance for a married 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. The rate includes uninsured motorist coverage.

    Averages for customized rates are based on drivers ages 20, 30, 40, 50, 60 and 70 for the following coverage levels: state minimum liability, liability of 50/100/50 and 100/300/100 with $500 deductible on comprehensive and collision. These hypothetical drivers have clean records and good credit. Average rates are for comparative purposes.

    Your own rate will depend on your personal factors and vehicle.

    Required liability coverage to drive legally in your state; some states mandate additional coverage, such as personal injury protection, uninsured motorist, underinsured motorist.

    $50,000 per person/$100,000 maximum per accident for bodily injury; $50,000 for property damage. Liability pays for injuries/damage you cause others.

    $100,000 per person/$300,000 maximum per accident for bodily injury; $100,000 for property damage; comprehensive and collision coverage with $500 deductible. Liability pays for injuries/damage you cause others. Comprehensive and collision pay for damage to your car.

    • Auto insurance tampa fl33135- CORAL GABLES: $3,310
    • Auto insurance tampa fl33130- MIAMI: $3,275
    • Auto insurance tampa fl33125- MIAMI: $3,275
    • Auto insurance tampa fl33147- BROWNSVILLE: $3,275
    • Auto insurance tampa fl32693- FANNING SPRINGS: $1,443
    • Auto insurance tampa fl32459- MIRAMAR BEACH: $1,447
    • Auto insurance tampa fl32439- FREEPORT: $1,450
    • Auto insurance tampa fl32435- DE FUNIAK SPRINGS: $1,450

    Tampa car insurance rates

    You ll see in the chart below the top 10 most expensive ZIP codes for car insurance in Tampa, and how much you can overpay if you don t compare rates.

    Most expensive Tampa car insurance rates

    *Methodology for rates by ZIP code:

    CarInsurance.com commissioned Quadrant Information Services to run auto insurance rates for a 2016 Honda Accord for more than 30,000 ZIP codes in the United States using six large carriers — Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm. (In cases where an insurer s rate wasn t available, another major carrier’s rate was substituted.) Averages are based on insurance for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes. Your own rate will depend on your personal factors and vehicle.

    Here’s how Tampa s highest average rate ($2,591) for ZIP code 33607 compares to others, for full coverage:

    • $1,148 more than the least expensive average rate ($1,443) in Florida, Fanning Springs ZIP code 32693
    • $768 more than the state average ($1,823)
    • $1,236 more than the national average rate ($1,355)

    Tampa car insurance requirements

    Cheapest car insurance in Tampa

    If you want just enough coverage to be legal on the road, buy the lowest amount of liability insurance your insurer offers. That s the cheapest policy you can buy. Florida car insurance laws mandate that you must have a car insurance policy covering $10,000 in property damage liability and $10,000 in personal injury protection (PIP):

    • $10,000 in PIP covers you, your passengers and other authorized drivers of your car who are injured while in your insured vehicle
    • $10,000 for damage you cause to others cars and property

    Bodily injury liability not required, but recommended

    Florida car insurance laws don t stipulate that you carry bodily injury liability insurance, which pays for injuries others get from an accident you cause. However, many car insurance companies do require it to be part of any policy they sell in the state. That s because Florida is a no-fault state. Treatment for any injuries you suffer is covered by your personal injury protection, up to its limit. This is regardless of who caused the accident. If bills exceed that limit, the at-fault driver is legally personally responsible unless he or she has bought bodily injury liability coverage.

    If you buy bodily injury liability coverage, the smallest amount you can buy is $10,000 per person (up to $20,000 per accident).

    The state average rate for a year of minimum coverage (with bodily injury amounts most insurers require) is $884, according to our rate analysis.

    Increasing your insurance from the Florida state minimum to full coverage (100,000/300,000/100,00) with a $500 deductible costs, on average, $939 more, or $78 a month, according to our rate analysis. If you chose to even just boost your protection to limits of 50/100/50, you’d pay less than $50 a year more.


    Wir machen Kredit! Auch bei negativer Schufa und wenn andere ablehnen, kredit schnell und unkompliziert.

    #Kredit #schnell #und #unkompliziert


    WIR MACHEN KREDIT!

    WIR MACHEN KREDIT!

    Kredit schnell und unkompliziert

    Kredit schnell und unkompliziert

    Sollzinssatz von 3,83% 15,49% (bonitätsabhängig) fest für die gesamte Laufzeit, Effektiver Jahreszins: 3,90% bis maximal 15,99% , Nettokreditbetrag: 1.000 100.000 Euro, Vertragslaufzeit: 12 120 Monate. Repräsentatives Beispiel: Sollzinssatz 7,98% fest für die gesamteLaufzeit, Effektiver Jahreszins: 8,29%, Nettokreditbetrag: 10.000 Euro, Vertragslaufzeit: 72 Monate, Monatliche Rate: 175,29 Euro, Gesamter Zinsaufwand: 2620,68 Euro, Gesamtrückzahlung (inkl. aller Gebühren): 12.620,68 Euro.

    Kredit schnell und unkompliziert

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    WIR MACHEN KREDIT.

    ✓ Auch wenn andere schon abgelehnt haben.

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    ✓ Und wenn noch alte Kredite laufen.

    Wir machen Kredit, wenn die anderen sagen: Nichts zu machen.

    Wir machen s einfach.

    Kein lästiger Banktermin, keine unnötigen Fragen. Einfach in fünf Minuten Anfrage ausfüllen und fertig.

    Den Rest machen wir. Bis der Kredit auf dem Konto ist.

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    Kredit schnell und unkompliziert

    Einfach Wunschsumme und Rate auswählen, ein paar Eckdaten eingeben und Antrag absenden.

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    Unser kostenloses Angebot (per Mail und per Post) checken und Vertrag zurückschicken.

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    Innerhalb von ein bis zwei Werktagen überweist die Bank das Geld direkt aufs Girokonto.

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    Kostenlose Kreditbearbeitung ohne Wenn und Aber. Keine Vorkosten, keine Unterlagen per Nachnahme.

    ✓ WIR MACHEN S RUND UM DIE UHR.

    Kredit machen ohne lästigen Banktermin. Kostenlose Anfrage zu jeder Zeit mit automatischer Sofortprüfung rund um die Uhr.

    ✓ WIR MACHEN S ONLINE.

    Einfach Kreditanfrage online ausfüllen, und wir erledigen den Rest. Mit Smartphone, Tablet oder Computer und immer ohne nervige Vertreterbesuche.

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    SOFORT KREDIT AUCH BEI SCHUFA-EINTRAG

    Mit Schufa-Eintrag gibt es keinen Kredit, sagt die Hausbank.

    Gibt es doch, sagen wir und machen es einfach.

    Wir helfen schnell und unkompliziert, weil unsere Bankpartner anders ticken als die großen Konzernbanken. Weil hier keine Anfrage einfach abgelehnt wird. Und weil wir auch bei negativer Schufa faire Sofortkredite machen können.

    Über 200.000 ausgezahlte Darlehen sind der beste Beweis.

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    Conseil juridique: consultation juridique, aide et assistance juridique en ligne, avocat conseil juridique.

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    Compare Cheap Car Insurance Quotes at GoCompare, insurance quotes cheapest.

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  • Simulador rescate plan de pensiones, simulador de inversiones.

    #Simulador #de #inversiones


    Simulador rescate plan de pensiones

    ¿Sabeis de algún simulador de fiar para calcular como es mas recomendable rescatar un plan de pensiones. ¿Es mejor esperar al 2014 en todos los casos?

    Muchisimas gracias de antemano

    Puedes hacerlo con el programa Padre. Los rescates de los PP tributan como rendimientos del trabajo y se suman a estos (en caso de estar trabajando) o se suman a tu pensión (en caso de estar jubilado).

    En principio, y salvo mejor opinión, siempre se debe estudar en qué “escalón” se está a nive de IRPF y sobre eso rescatarlo. Si se está en el paro de larga duración lo mejor es el año que ya no se cobre paro y solamente se tenga esa cantidad como rendimiento.

    Mil gracias. Se que soy una inculta en esto. Que tengo que mirar la escala general verdad?.

    Gracias de nuevo

    Los rendimientos de trabajo, efectivamente tributan en la base liquidable general. Por tanto, si rescatas el plan de pensiones se sumaría a los de trabajo (incluidas pensiones de jubilación) o actividades empresariales (entre otras).

    Si lo rescatas de una sola vez, aquellas aportaciones que hayas efectuado hasta 31.12.06 tendrán una reducción del 40%. Si lo rescatas en forma de renta, lo irás sumando a la base liquidable general todos los años en el IRPF.

    Y simuladores, por más que he buscado, nunca encontré nada. Estoy con Jtorres que el programa PADRE de la Agencia Tributaria te puede servir de mucha utilidad para hacer cálculos.

    El amigo Empty que es un sabio te contesta meridianamente claro. Nada que objetar. Simuladores no hay, tendrás que hacer un simulacro con el programa padre.

    Empty, se podría dar una situación curiosa que me gustaría que me confiraras.

    Imagina alguien que ingresa 60-70 mil anuales y aporta 10 mil (el máximo) logrando una interesante rebaja en la renta (ya que evita pagar 10.000 del tramo más alto que declara). Curiosamente si se queda en paro, y consume el paro, y rescata el plan por paro de larga duración a razón de 5-6 mil al año, creo (te digo de memoria y en base a lo que conozco del tema IRPF), como digo creo que podría rescatarlo sin pagar nada a hacienda, ya que su único ingreso sería ese y por lo tanto en la declaración (si es muy poco) podría incluso quedar exento. ¿más o menos estás de acuerdo en lo que planteo?.


    Congé parental d – éducation: l – employeur doit-il délivrer un bulletin de paye, Le blog pratique du droit du travail – Nathalie Lailler Avocat Caen, avocat paye.

    #Avocat #paye


    Congé parental déducation: lemployeur doit-il délivrer un bulletin de paye, même à zéro ?

    Lors du paiement du salaire, lemployeur doit remettre au salarié une pièce justificative dite bulletin de paie (article L3243-2 du code du travail).

    Mais quen est-il lorsque aucun salaire nest dû, par exemple lorsque le salarié est en congé parental ? Lemployeur est-il malgré tout tenu de lui délivrer un bulletin de paye « à zéro »?

    A cette question posée par le sénateur Jean-Louis MASSON en 2005, le Ministre délégué aux relations du travail avait alors répondu par la négative:

    « lorsque le salarié bénéficie dun congé parental déducation à temps plein, le contrat de travail est suspendu et lemployeur nest nullement tenu de lui donner un bulletin de salaire« .

    En revanche, « si le salarié opte pour un congé parental déducation à temps partiel, lemployeur a lobligation de lui délivrer un bulletin de salaire correspondant au travail fourni » (réponse Masson n°16350, JO Sénat du 05/05/2005, page 1302).

    • Ce quil faut retenir : quand aucune rémunération nest due au salarié en raison de son absence (congé maternité, congé parental …), il est possible de ne pas délivrer de bulletin de paie, excepté si une cotisation salariale reste due (par exemple, si une cotisation forfaitaire de mutuelle est prélevée, celle-ci doit être mentionnée et le solde du bulletin est alors négatif car cette cotisation est due par le salarié; en ce cas, un bulletin doit être établi).

    Navigation des articles

    12 réflexions au sujet de « Congé parental déducation: lemployeur doit-il délivrer un bulletin de paye, même à zéro ? »

    Bonjour et merci pour cet article.

    jetait en congés parental et jai donner ma démission pendant ce congés au bout de 1 ans mes fiche de paie etait a zéro. et je ne comprend pas pourquoi sur ma dernière fiche de paye jai une somme dargent retirer sur mon solde de tout compte apparement cest des congés parental.

    jai était en congé parentale temps plein (contrat de base 30h) du 1 juin au 31juillet inclus avec une reprise au 1AOUT en congé parentale temps partiel a 80% ( reprise donc en 24h) , sur ma 1er fiche de paie en temps partiel on ma affiché un contrat de 24h avec une déduction dun contrat 30h (comme pour une absence en élément variable) je me retrouve donc avec une paie de 24h moins une paie de 30h donc un brut négatif que lon ma retiré sur mon salaire, jaurai voulu savoir si cela était légale sachant que le congé parentale temps plein et considéré comme une suspension de contrat.

    mes fiches de paie des mois de juin et juillet étant déja de 0euros peut-on me déduire des heures supplementaires ( 229 euros net ) en plus des 2 mois non rémunérés.

    Bonjour, je suis exactement dans la même situation, avez vous trouvé une réponse.


    Top 10 Life Insurance Companies in America, highest rated life insurance companies.

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    Top 10 Life Insurance Companies

    Are you looking for the Top 10 Life Insurance Companies in the U.S.A.?

    Each year the Insurance Information Institute (III) issues a list of the leading life insurance carriers for the previous year to help consumers choose the right life insurance company from the hundreds of life insurers who do business in the U.S.A.

    The list of the best life insurance carriers (shown below) includes their financial strength ratings issued by AM Best Company, an independent rating service. The financial ratings are an indication of the insurer’s financial stability, security and ability to pay their claims.

    Top 10 Life Insurance Companies

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    2. MetLife – rated A+, Superior
    3. New York Life Insurance Group – rated A++, Superior

    Source – III.org – (Insurance Information Institute)

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    Hemeroteca de El Comercio, el comercio digital asturias.

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    El Comercio

    Buscador

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    El comercio digital asturias

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    Un día como hoy

    Si Ud. ve este texto es porque no tiene la versión requerida del reproductor de flash. Descargue desde aquí la última versión del reproductor de flash.

    El Comercio

    Registro Mercantil de Asturias, Tomo 1.272, Libro 0, Folio 43, Hoja AS-4.313 C.I.F.: A-33600529 Domicilio social en Calle diario El comercio, número 1 C.P. 33207, Gijón, Asturias, España Correo electrónico de contacto: [email protected]

    Copyright В© EL COMERCIO S.A. Gijón, 2008. Incluye contenidos de la empresa citada y, en su caso, de otras empresas del grupo de la empresa o de terceros.

    EN CUALQUIER CASO TODOS LOS DERECHOS RESERVADOS:

    Queda prohibida la reproducción, distribución, puesta a disposición, comunicación pública y utilizaciГіn total o parcial, de los contenidos de esta web, en cualquier forma o modalidad, sin previa, expresa y escrita autorización, incluyendo, en particular, su mera reproducción y/o puesta a disposición como resúmenes, reseñas o revistas de prensa con fines comerciales o directa o indirectamente lucrativos, a la que se manifiesta oposición expresa.


    Cancellazione ipoteca casa per estinzione mutuo: si fa così, usufrutto si può vendere.

    #Usufrutto #si #può #vendere


    Cancellazione ipoteca casa per estinzione mutuo: si fa così

    Quando si finisce di pagare il mutuo per l’acquisto dell’abitazione è importante accertarsi dell’avvenuta cancellazione dell’ipoteca. L’estinzione del mutuo non coincide infatti con la cancellazione dell’ipoteca, che avviene in un momento successivo e, se non viene effettuata, ostacola l’eventuale vendita dell’immobile. Anche la prescrizione dell’ipoteca, che si verifica dopo vent’anni se non viene rinnovata dal creditore, non comporta necessariamente la cancellazione.

    Vediamo dunque come effettuare la cancellazione in caso di ipoteca volontaria, ovvero di mutuo ipotecario per l’acquisto dell’abitazione. Parliamo quindi di un credito concesso da una banca per l’acquisto dell’immobile, con accensione dell’ipoteca sulla casa a garanzia del rimborso da parte del debitore.

    Cancellazione ipoteca mutuo estinto: procedura

    La cancellazione dell’ipoteca sulla casa presuppone l’estinzione del mutuo, che può verificarsi sia nell’ipotesi in cui l’acquirente paghi tutte le rate, sia nell’ipotesi in cui decida di rivendere l’immobile prima della fine del mutuo e procedere all’estinzione anticipata dello stesso.

    In entrambe le ipotesi la cancellazione dell’ipoteca sulla casa può essere effettuata:

    • D’ufficio, secondo quanto previsto dalla legge Bersani sui mutui
    • Con atto notarile

    Cancellazione ipoteca decreto Bersani

    La cancellazione d’ufficio è prevista dal decreto legge n.7 del 31 gennaio 2007, convertito con modificazioni dalla legge n.40 del 2 aprile 2007. in questo caso è la banca che chiede la cancellazione dell’ipoteca dai registri immobiliari dopo l’estinzione del mutuo, senza intervento del notaio.

    Questa procedura semplificata si applica soltanto:

    • Alle ipoteche volontarie relative a mutui per l’acquisto di immobili residenziali
    • Il mutuo deve essere concesso da una banca, finanziaria o ente previdenziale
    • Alla cancellazione totale dell’ipoteca per estinzione mutuo: non può essere usata per la riduzione dell’ipoteca

    In base alla legge Bersani mutui sarà la banca a richiedere la cancellazione semplificata d’ipoteca all’Agenzia delle Entrate. Per conoscere lo stato di avanzamento della richiesta i contribuenti muniti di pin possono accedere ai servizi Fisconline e Entratel. In questo modo sarà possibile verificare gratuitamente se la banca ha provveduto alla cancellazione dell’ipoteca.

    Cancellazione ipoteca casa con atto notarile

    La cancellazione dell’ipoteca può essere effettuata anche con atto notarile. In questo caso il notaio redige un atto di assenso alla cancellazione di ipoteca che deve essere sottoscritto dal creditore, ossia dalla banca.

    Tempi cancellazione ipoteca per estinzione mutuo

    I tempi per la cancellazione dell’ipoteca variano a seconda della procedura.

    Per la cancellazione d’ufficio la legge Bersani sui mutui stabilisce che la banca, entro 30 giorni dall’estinzione del mutuo, deve trasmettere la comunicazione all’Agenzia delle Entrate. Nell’ipotesi di estinzione del mutuo attraverso il ricavo della compravendita il funzionario della banca che detiene l’ipoteca, dopo aver ricevuto un assegno circolare di importo pari al debito da estinguere, rilascerà una lettera di impegno a effettuare la cancellazione dell’ipoteca entro 30 giorni..

    Tuttavia non è prevista alcuna sanzione se l’istituto di credito non provvede nei tempi e modi previsti.

    La cancellazione dell’ipoteca con atto notarile non richiedere il decorso dei 30 giorni ed è utilizzata soprattutto quando si vuole rivendere la casa, per offrire al nuovo acquirente una garanzia più immediata della assenza di vincoli sull’immobile.

    Costo cancellazione ipoteca mutuo estinto

    Un’altra differenza tra le due procedure riguarda i costi. La cancellazione d’ufficio, infatti, non comporta costi e oneri aggiuntivi per il debitore. La cancellazione con atto notarile ha invece un costo che può variare dai 600 ai 1200 euro. Può essere inoltre previsto anche un costo da parte della banca.

    Cancellazione ipoteca sulla casa: quale soluzione adottare?

    La scelta dell’una o dell’altra soluzione dipende dalle specifiche esigenze del proprietario. Chi non ha fretta di rivendere casa o intende farlo dopo qualche mese dall’estinzione del mutuo può affidarsi alla cancellazione d’ufficio.

    Chi invece ha necessità di rivedere casa e magari non ha ancora estinto il mutuo potrà ricorrere alla procedura semplificata solo se trova un acquirente disposto ad accettare la lettera di impegno della banca. Nella maggior parte dei casi, tuttavia, ‘acquirente vuole essere garantito da qualunque vincolo che possa arrecargli pregiudizio. Sarà dunque necessario rivolgersi a un notaio sopportandone i relativi costi che, salvo accordi diversi, sono a carico del debitore.


    Universit – Lum – Facolt – di Economia, UniversitГ Lum, economia e commercio piano di studi.

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    Economia e commercio piano di studi

    Una scelta di valore per chi intende essere protagonista del proprio futuro.

    OFFERTA DIDATTICA ECONOMIA

    La Facoltà di Economia, presieduta dal prof. Antonio Salvi, offre un programma di studi professionalizzante e completo, articolato in 1 corso di laurea triennale e 1 corso di laurea magistrale, orientati allo sviluppo delle conoscenze e delle competenze più apprezzate dal mondo del lavoro: dagli strumenti di analisi per comprendere levoluzione dei mercati e delleconomia internazionale alle più recenti tecniche di gestione aziendale (strategia, organizzazione, marketing, bilancio, programmazione e controllo).

    Laurea in Economia e organizzazione aziendale (Classe L18)

    Laurea in Economia e management (Classe LM77)

    GUIDE DELLO STUDENTE

    Offerta formativa dell’anno accademico corrente e degli anni precedenti

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    LAUREA IN ECONOMIA E ORGANIZZAZIONE AZIENDALE

    Si tratta di una conoscenza ampia, spendibile in qualsiasi contesto lavorativo (dal mondo aziendale alla libera professione), che consente di rimanere liberi di decidere l’ambito in cui specializzarsi in un momento successivo.

    PIANO DI STUDI

    Scegliere 1 insegnamento tra quelli contraddistinti da (*)

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    INSEGNAMENTI E DOCENTI

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    LAUREA MAGISTRALE IN ECONOMIA E MANAGEMENT

    DallA.A. 16.17 lofferta formativa della Laurea Magistrale in Economia e Management si è completata con due nuovi piani di studio consigliati con insegnamenti comuni (color nero) e insegnamenti specifici in alternativa. In aggiunta al piano di studi già presente negli anni scorsi denominato “Amministrazione, finanza e controllo” (insegnamenti in rosso), che prepara professionalità nellambito della direzione e funzione finanza delle aziende, sono stati introdotti un piano di studio consigliato in “International Management” (insegnamenti in azzurro) e uno in “Amministrazioni pubbliche e sanità” (insegnamenti in verde). Il primo si articola in un piano di studi volto ad approfondire conoscenze utili a coloro i quali volessero acquisire competenze professionalizzanti nellambito della funzione commerciale aziendale e della consulenza strategica. Quello in “Amministrazioni pubbliche e sanità” consente, infine, di sviluppare capacità spendibili nellampio mondo delle pubbliche amministrazioni e degli enti territoriali.

    PIANO DI STUDI IN AMMINISTRAZIONE, FINANZA E CONTROLLO

    In ottemperanza al DM 270/04, l’Ateneo ha definito i seguenti requisiti di accesso alla Laurea Magistrale in Economia e management per il piano di studi in “Amministrazione, finanza e controllo”:

    – almeno 24 CFU nel settore disciplinare SECS-P07;

    – almeno 15 CFU complessivamente nei settori disciplinari SECS-P08, SECS-P09, SECS-P10, SECS-P11.

    In mancanza dei suddetti requisiti l’iscrizione ГЁ subordinata alla verifica da parte di una Commissione nominata dal Preside del livello di allineamento degli studenti rispetto ai saperi essenziali, con modalitГ definite dal Consiglio di FacoltГ . L’eventuale superamento della prova di verifica non consente di colmare i debiti formativi rispetto a quanto previsto negli accordi con gli Ordini territoriali dei Dottori Commercialisti ed Esperti Contabili, che dovranno essere colmati secondo le modalitГ previste dai singoli ordini territoriali.


    Fondo de Ahorro, BBVA Bancomer, fondo de inversiones.

    #Fondo #de #inversiones


    Fondo de Ahorro

    Es una prestación que las empresas ofrecen a sus empleados con el objetivo de fomentar el ahorro entre los trabajadores y promover un bienestar económico y social. La creación de un Fondo de Ahorro se logra gracias a las aportaciones iguales, tanto de la empresa como del trabajador, que unen su ahorro en un fondo común para invertirlo y obtener ingresos adicionales a su salario.

    Fondo de inversiones

    Ventajas para la empresa

    Las aportaciones que realice la empresa son deducibles del impuesto sobre la renta y no se integran al salario base de cotización para efectos de las cuotas patronales al IMSS y al INFONAVIT.

    Aliciente para los empleados, propiciando una mejor relación laboral y un incremento en la productividad.

    Se fomenta una cultura de ahorro en los empleados.

    Herramienta para la negociación de contratos colectivos de trabajo.

    Beneficios para los trabajadores

    Las aportaciones patronales realizadas al Fondo no se acumulan al salario, por lo que los trabajadores no son afectados por deducciones adicionales.

    Cuentan con un complemento a su salario para cualquier contingencia y pueden acceder a préstamos.

    Servicio de Valor Agregado

    1.- Administración de Cuentas Individuales (Sistema Record keeping):

    Administración en línea con el Sistema Record Keeping, herramienta que tiene un alto nivel de automatización, permite realizar las aportaciones, préstamos y retiros de las cuentas individuales a través de Internet, mantener mayores controles, un fácil acceso a la información y reduce la carga administrativa para la Empresa.

    Soluciones enfocadas a optimizar los recursos administrados a través de Portafolios hechos a la medida, en donde un equipo experimentado de gestores llevan a cabo una adecuada selección de activos, apoyados en comprobados modelos de optimización, logran la mejor relación riesgo-rendimiento.

    Si lo prefiere ponemos a su disposición nuestras Sociedades de Inversión, diseñadas para cumplir con sus expectativas de inversión a través de productos seguros y administrados por especialistas en estrategias de portafolios.

    Contrato de Individualización de Recursos

    Los recursos generan derechos a favor de los trabajadores, los cuales no pueden ser utilizados para otro fin

    Participación de la Empresa y el Sindicato en la toma de decisiones y en la Administración del Fondo

    Transparencia de los Recursos, se establecen figuras de control, que monitorean los movimientos y la operación en general del Fondo

    • Seguridad jurídica para empresas y sus participantes
    • Cobertura a nivel nacional
    • Transparencia de los recursos de la reserva
    • Pago de beneficios, retiros o préstamos a las cuentas de los participantes (o a la empresa) en Bancomer o en cualquier banco e institución de crédito
    • Confiabilidad, al tener un instrumento eficaz para el pago de la prestación
    • Unidad de asesoría especializada que proporciona el soporte técnico y operativo durante y después de la instrumentación y operación
    • Asignación de un ejecutivo de servicio
    • Información y asesoría relativa a pensiones otorgadas por ley
    • Sinergia con Banca para solicitud y trámite de créditos personales
    • Apoyo a portabilidad de nómina
    • Programas de Educación Financiera con apoyo de Instituciones especializadas (MIDE) en temas de interés general sobre ahorro previsional

    Contacto

    Para mayor información acerca de nuestros servicios y los requisitos necesarios de contratación, le pedimos acuda con su Ejecutivo de Cuenta.

    Si aún no es cliente Bancomer consulte nuestro Directorio de Oficinas Especializadas o escríbanos y personal experto le atenderá:

    Acceso al Sistema

    Para ingresar al sistema es necesario:

    1.-Contar con un Usuario y una Contraseña que serán asignadas al contratar el Fondo de Previsión Social.

    Para ingresar al sistema es necesario contar con la Clave del Fondo, que será asignada por el administrador del Fondo de Previsión Social en su empresa.


    Frankreich – Frankreich Reisen, frankreich reisen.

    #Frankreich #reisen


    Frankreich reisen GEO Reisecommunity

    Empfohlene Beiträge unserer Mitglieder

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    100 % Karibik, abseits von allen A.

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    Frankreich reisen

    Fenster VI — Der Schlittenhund

    Frankreich reisen

    Nordlicht

    Frankreich reisen

    Glückauf

    Die aktivsten Gruppen

    Radfreunde

    Metropolen der Welt

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    Die beliebtesten Foren

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    • Frankreich reisen
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    Frankreich

    Frankreich reisen

    Alles rund ums Reisen nach Frankreich: Tipps, Informationen, Sehenswürdigkeiten und Bewertungen.

    Frankreich-Informationen

    Beliebte Reiseziele:

    • Ile de France
    • Paris
    • Korsika
    • Provence
    • Riviera
    • Roussillon
    • Elsass
    • Französische Atlantikküste
    • Zentralmassiv
    • Bretagne
    • Regionen und Städte:
    • Aquitanien
    • Auvergne
    • Basse Normandie
    • Bretagne
    • Burgund
    • Centre
    • Champagne
    • Cotes d´Azur
    • Elsass
    • France Comte
    • Französische Atlantikküste
    • Haute Normandie
    • Ile de France
    • Korsika
    • Limousin
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    • Midi Pyrenees
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    • Lille
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    Frankreich: Die besten Reisebilder

    GEO.de – Artikel zu Frankreich Reisen

    Frankreich reisen

    Frankreich: Die besten Reiseberichte

    Frankreich reisen

    Südfrankreich – Lavendelblüte in der Haute- Provence

    Blau-violette Lavendelfelder sind im Juli/August das herausragende Merkmal der Provence. Ohne die blauen, bis zum Horizont verlaufenden Felder, welche Dörfer und Landschaften mit ihrem Duft überziehen, ist die Provence kaum vorstellbar. . mehr

    Frankreich reisen

    Korsika – Ile de Beauté

    Am 29.03.2014 brach ich auf nach Korsika. Die Insel stand im Vorfeld eigentlich nicht wirklich auf meiner Agenda, aber gewisse Umstände führten dazu, sich für dieses Reiseziel zu entscheiden. Und es hat sich wirklich gelohnt. Korsika ist nach . mehr

    Frankreich reisen

    KORSIKA – CORSE JE T’AIME

    Korsika kann man nicht beschreiben, Korsika muss man gesehen haben. Deshalb enthält dieser Bericht auch fast mehr Bilder als Text. Es gibt mehrere Möglichkeiten mit der Fähre nach Korsika zu reisen: Wir sind nach Nizza gefahren, haben die . mehr

    Frankreich: Die besten Reisetipps

    Altstadt Lyon

    Frankreich reisen

    Eine Reise vom alten in das neue Lyon fühlt sich an wie die Reise zwischen zwei Welten. Wir starten im historischen Stadtzentrum zwischen Place des Terreaux und Place Bellecour in südlicher Richtung. Der Blick über die historischen Plätze und Gebäude raubt uns anfangs den Atem während wir die Straßen der Altstadt von Lyon entlang schlendern. Hin und wieder machen wir eine Pause und setzen uns in eines der zahlreichen Cafés, Bars oder Restaurants. Unsere Favoriten werden die Läden in den mehr

    Wanderung zum Capu Rossu

    Frankreich reisen

    Lang ersehnt und endlich wahr geworden, hat sie die hohen Erwartungen noch übertroffen: die Wanderung zur Tour de Turghiu auf dem Capu Rossu, einem Turm auf einer felsigen – ja, beinahe Halbinsel an der Westküste Korsikas, südlich der berühmten roten Felsen (Calanche) von Piana. Eine genaue Beschreibung der Wanderung finden Nachahmungswillige hier: http://www.paradisu.de/wanderungen/capu-rossu.html, kompakte Informationen zu den korsischen Genuesertürmen hier: mehr

    Camping Bois Soleil an der Girondemündung, französische Atlantikküste

    Frankreich reisen

    Dies ist ein Campingplatz, der fast keine Wünsche offen lässt. Seit neuestem mit 5 Sternen ausgezeichnet liegt er direkt an der Girondemündung bei St. Georges-de-Didonne (nahe Royan). Er ist in 3 Abschnitte gegliedert, wobei der Hauptplatz wunderschön und schattig in einem Pinienwald eingebettet ist. Über eine sehr kleine Nebenstraße gelangt man in den Platzabschnitt, der für Sonnenhungrige besser geeignet ist, da hier nur wenige Bäume und Büsche gepflanzt sind. Aber dafür liegt dieser Teil mehr

    Informationen vom Bernhard-Nocht-Institut zu Frankreich Reisen

    • siehe Fachinformationen aktuell

    Frankreich: Die aktivste Gruppe

    WIR LIEBEN FRANKREICH.

    Für mich ist Frankreich eines der schönsten Länder, die ich besucht habe. Was macht Frankreich so attraktiv für mich? Wenn man das Meer liebt, kann man wählen zwischen Mttelmeer und Atlantik. Es gibt wunderschön gelegene Seen, die Grande Route des Alpes , viele interessante Städte mit teils weltbekannen Sehenswürdigkeiten, aber auch charmante kleine Dörfer z.b. in der Provence mit bunten Märkten. Das alles möchte ich mit euch teilen, und hoffe, dass ihr dazu beitragen werdet. mehr

    Letzter Diskussionsbeitrag: Essen 🙂 (12. August 2015)

    Neuste Nachricht der Moderatoren: Wo sind eure Beiträge? (16. Juni 2015)

    Neu verlinkt: Reisebild: Cite du vin (4. Januar 2018)

    Frankreich Reisen: Mitglieder die vor Ort waren


    Affections de longue durée (ALD) -La procédure d – admission au régime des ALD est simplifiée, procédure de divorce simplifiée.

    #Procédure #de #divorce #simplifiée


    La procédure d'admission au régime des ALD est simplifiée

    Publié le 18 octobre 2016 – Direction de l'information légale et administrative (Premier ministre)

    • Imprimer
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    Cet article est ancien, l'information n'est peut-être plus exacte.

    Vous pouvez néanmoins consulter cette page.

    Depuis le 15 octobre 2016, la procédure d'admission au régime des affections de longue durée (ALD) est simplifiée. Un décret a été publié en ce sens au Journal officiel du 14 octobre 2016.

    Ainsi, le délai dans lequel le service du contrôle médical fait connaître son avis sur le protocole de soins établi par le médecin traitant, est désormais fixé à deux semaines. Lorsque le service du contrôle médical demande des informations complémentaires au médecin traitant, ce délai est suspendu pour une durée maximale de deux mois. À défaut de demande d'informations complémentaires dans le délai de deux semaines, l'avis du service du contrôle médical est considéré comme favorable.

    Ensuite, le directeur de la Caisse primaire d'assurance maladie (CPAM), dont dépend le patient, dispose d'un délai d'un mois pour l'informer sur la suppression ou la limitation de sa participation financière aux actes, prestations et traitements médicaux prévus par le protocole de soins. Ce délai d'un mois court à partir de la date de réception par le service du contrôle médical du protocole de soins. Lorsque le service du contrôle médical demande des informations complémentaires au médecin traitant, le délai d'un mois est suspendu pour une durée maximale de deux mois.

    Par ailleurs, en l'absence de demande adressée par un médecin, tout patient estimant pouvoir bénéficier du régime des affections de longue durée peut en faire la demande auprès de sa CPAM. Le service du contrôle médical se rapprochera alors du médecin traitant du patient s'il en a un, afin de lui transmettre un avis sur sa demande.


    Assegno di cura 2017 della Regione Puglia: scadenza 6 ottobre 2017, invio online di domande di prestazioni a sostegno del reddito.

    #Invio #online #di #domande #di #prestazioni #a #sostegno #del #reddito


    Assegno di cura 2017 della Regione Puglia

    Le domande dellassegno di cura possono essere presentate fino al 6 ottobre 2017 ore 12:00

    Assegno di cura 2017 della Regione Puglia

    Dal primo settembre 2017 è possibile presentare alla Regione Puglia la domanda per lassegno di cura per le persone con gravissima non autosufficienza.

    Dal primo settembre 2017 dalle ore 12:00 e sino al 6 ottobre sempre ore 12:00 è possibile presentare la domanda telematica alla Regione Puglia per ricevere un beneficio economico denominato assegno di cura.

    Limporto del beneficio corrisponde a euro 1000,00 per una mensilità intera e in euro 12000,00 per lannualità intera. Tale importo viene erogato dalla Asl di riferimento con cadenza bimestrale, successivamente dopo lapprovazione della ASL dellistanza telematica presentata sul sito di sistema puglia.

    Chi sono i beneficiari?

    Possono presentare la domanda di assegno di cura le persone in condizioni di gravissima disabilità e non autosufficienza residenti nella Regione Puglia almeno a partire dal primo gennaio 2017 che si trovano alla data della presentazione della domanda alle seguente condizioni:

    • beneficiari di indennità di accompagnamento (legge 18/1980);
    • Cittadini di età compresa tra 18 e 65 anni con diritto allindennità di accompagnamento (L. 508/88, art. 1, comma 2, lettera b);
    • Minori di età con diritto allindennità di accompagnamento (L. 508/88, art. 1);
    • Cittadini ultrasessantacinquenni con diritto allindennità di accompagnamento (L. 508/88, art. 1, comma 2, lettera b);
    • Ciechi civili assoluti (L. 382/70 L. 508/88 L. 138/2001);
    • Inabili con diritto allassegno per lassistenza personale e continuativa;
    • Invalidi sul lavoro con diritto allassegno per lassistenza personale e continuativa (DPR 1124/65 art. 66) Invalidi sul lavoro con menomazioni dellintegrità psicofisica di cui alla L.296/2006, art 1, comma 782, punto 4;
    • Invalidi con diritto allassegno di superinvalidità (Tabella E allegata al DPR 834/81);
    • trovarsi in una delle condizioni di non autosufficienza gravissima specificati nella seguente tabella:

    Tabella assegno di cura

    Nel caso la condizione di non autosufficienza non si è ancora definita, è possibile comunque presentare la domanda ed accedere al beneficio, però in presenza di una diagnosi rilasciata nel primo semestre 2017 da parte una struttura ospedaliera.

    La valutazione della gravissima non autosufficienza sarà valutata dalle unità di valutazione multidimensionale di ciascun distretto socio sanitario della Asl. Per i pazienti che alla data presentazione della domanda si trovino in condizione di ricovero temporaneo presso strutture ospedaliere, sanitarie extraospedaliere o strutture socio-sanitarie, possono presentare la domanda di assegno di cura solo se è prevista la dimissione entro 30 giorni dalla data di presentazione domanda.

    Dopo aver approvato la domanda, la Asl eroga gli importi calcolati dal 14 luglio 2017 fino allultima mensilità già maturata.

    Come si presenta listanza online dellassegno di cura?

    Prima di presentare la domanda è importante aver certificato la propria posizione economica con il modello Isee ed avere sottomano:

    • i dati del referente dellanziano (carta didentità codice fiscale numero di telefono indirizzo e-mail;)
    • i dati del beneficiario (anziano) e di tutti i suoi componenti presenti allinterno dello stato di famiglia;
    • lattestazione Isee con i dati del protocollo, Data Rilascio Attestazione, Codice Fiscale Dichiarante;
    • codice Iban della banca o della posta del beneficiario;
    • la documentazione che attesti la gravissima non autosufficienza nel caso di anziano senza indennità di accompagnamento.

    Per presentare la domanda è necessario compilare sulla piattaforma dedicata il format allegato al presente avviso pubblico. Nella domanda non bisogna allegare nessuna documentazione relativa al soggetto beneficiario salvo eventuali diagnosi specialistiche che attestino la gravissima non autosufficienza.

    Come inviare la domanda

    Vediamo insieme come presentare la domanda telematica dellAssegno di cura della Regione Puglia. Clicca sul seguente link ed entra nella piattaforma di sistema puglia. Se non sei registrato sul sito sistema Puglia clicca in alto a destra su Registrazione.

    Completa i dati della registrazione e controlla il Tuo indirizzo email per la conferma della registrazione. Dopo esserTi registrato correttamente vai alla sezione Assegno di cura 2017 del seguente link ed inserisci nellArea riservata Username e password. In seguito nel menu a sinistra in Procedura Telematica clicca su Assegno di Cura.

    Nel rettangolo Codice fiscale Referente inserisci il codice fiscale del referente del beneficiario.

    Compila tutti i dati anagrafici del referente della Famiglia e clicca su Inserisci. Dopo qualche minuto riceverai sulla Tua email il codice famiglia per accedere al proprio Nucleo familiare.

    Dopo aver compilato tutte le informazioni del nucleo familiare, clicca su Crea domande di Accesso ad un avviso pubblico ed inserisci tutti i dati dellistanza online per richiedere lassegno di cura. Alla fine della procedura clicca su Autorizzo al trattamento dei dati personali ai sensi del D. Lgs.196/2003, convalida la domanda e stampala.

    Sarai contattato dalla Asl di riferimento per consegnare la domanda firmata ed i documenti che attestano i requisiti per beneficiare dellassegno di cura della Regione Puglia.

    Per qualsiasi consulenza personalizzata sullassegno di cura, puoi accedere alla nostra sezione consulenza online.

    Hai trovato utile il nostro articolo? Hai chiarito qualche dubbio in merito ad un argomento? Effettua una Donazione ed aiutarai il nostro Team ad aggiornarti sempre con le ultime Novità


    Le moteur Mercury 6 cv 4 temps Four Stroke F6, model de petite cuisine équipé.

    #Model #de #petite #cuisine #équipé


    Model de petite cuisine équipé

    Un grand merci aux changements de normes, de réglementation nationale et locale sans qui je ne me serais pas équipé du hors bord Mercury 6 cv 4 temps F6.

    Mon propos est bien entendu ironique et amer car mon vieux 6 cv 2 temps fonctionnait comme une horloge mais désormais pour pêcher Pannecière, le 2 temps est interdit….Donc un joli trou de près de 1300 euros dans mon budget qui me permet de vous présenter le moteur le plus vendu ces derniers temps, le Mercury F6.

    Un moteur de la gamme Four Stroke sorti en 2011, donc assez récent et équipé dun coupe circuit qui est devenu obligatoire depuis 2012 sur les moteurs de plus de 5 cv, voir mon article sur les équipements obligatoires en bateau.

    Le 6 cv Mercury développe une puissance de 4,41 kw. Cest un mono cylindre de 123 cc et son réservoir intégré est de 1,1 litre, ce qui donnerait une demi heure de navigation à pleine puissance selon mon détaillant.

    Contrairement au passé, les 6 cv actuels de la marque sont équipés de série dun réservoir intégré mais on peut leur adjoindre une nourrice extérieure.

    Il sagit pour ma part dun arbre court et le fabricant conseille de placer la plaque anti cavitation entre 25 et 50 mm plus bas que la coque afin dêtre le plus efficace.

    Le stockage de ce type de moteur qui comporte un réservoir dhuile se fait soit verticalement sur un chevalet ou monté sur le tableau arrière de la barque soit posé avec la barre franche en bas lors dun transport dans le coffre du véhicule par exemple. Cest indiqué sur le moteur avec l autocollant « this side up » (en haut) apposé sur le capot.

    La bougie est facilement accessible et il est livré avec quelques outils en cas de petite panne.

    Pour ceux qui nont jamais utilisé ce type de moteur, vous constaterez quun robinet coiffe le bouchon de réservoir, celui ci doit être ouvert lors du fonctionnement ou lors du stockage. Ceci permettra aux gaz de séchapper ou à lair de rentrer lors du fonctionnement. Il y a quelques années, jai calé en pleine navigation et je narrivais pas à démarrer, à lintérieur de ma nourrice la pression était devenue négative et lessence nétait plus aspirée par le moteur car le robinet de bouchon était resté fermé, donc un point à vérifier. Pour le transport il convient de fermer ce robinet pour éviter que lessence ne s’épanche dans le coffre de votre voiture.

    On peut laisser ce moteur sur le tableau arrière pour de courtes distances mais cela force sur le tableau, sinon installer un dispositif anti rebond à moins de voir son tableau voilé ou son moteur éjecté par un nid de poule ! Je préfère le démonter…..

    Classiquement il comporte un frein à friction à la barre franche pour la manette des gaz, un autre frein à friction sur larbre pour le débattement (pratique lorsquon lâche la barre et que le moteur reste droit).

    Le sélecteur de marche avant/arrière est placé devant et non plus latéralement comme avant.

    Le sélecteur de positions ou bloqueur débloqueur de verrou de trim est lui aussi très classique. Il senclenche automatiquement lorsquon lève le moteur, il faut ensuite déverrouiller via la poignée pour le baisser.

    Le réglage du trim (correcteur dassiette) en fonction de linclinaison de votre tableau arrière se fait avec une tige à insérer dans des trous prédéfinis sur lequel larbre viendra buter. Le réglage nest pas très fin mais avec un 6 cv le trim na pas limportance dun plus gros néanmoins on peut gagner quelques km/h avec un trim bien réglé.

    Relire mon article sur les réglages moteur qui vous donnera les secrets du réglage du trim.

    La barre franche dispose de deux préréglages : Start et restart. Start pour démarrage à froid et restart pour démarrage à chaud.

    La procédure habituelle pour démarrer ces petits moteurs est simple : On met le starter, réglage sur start à la poignée et on lance. Soit le moteur démarre et on le laisse chauffer avant denlever le starter, soit il pote sans démarrer, en ce cas enlever immédiatement le starter et le démarrer normalement, ça voudra dire quil est déjà chaud.

    Ce type de moteur tourne généralement très bien puisquil est géré par électronique et non par le vieux système quon trouve sur les tondeuses, heureusement pour nous !

    Pour un moteur neuf, comptez trois heures de navigation à mi puissance pour un rodage optimal selon mon détaillant.

    Noubliez pas en fin de saison de couper larrivée dessence et de laisser le moteur brûler ce qui reste dans le tuyau, il nen redémarrera que mieux lannée suivante.

    Cest un excellent moteur que jai pu essayer il y a déjà quelques années, le ralenti tient très bien car cest un quatre temps et le démarrage est facile. Seul inconvénient avec ce moteur, son poids de 25 kg, soit presque 5 kg de plus que mon vieux 2 temps.

    Les pêcheurs en eau douce nont pas les inconvénients de port et de salinité, cest pourquoi pour un achat doccasion, privilégiez les moteurs nayant jamais vu leau salée.


    Car Insurance Quotes – Auto Insurance, Progressive, get multiple auto insurance quotes.

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    Example: You rear-end another car, it’s damaged, the other driver is severely injured, and sues you. We’ll pay for the other driver’s car repairs, injuries, and your costs from the lawsuit (up to the amounts you select). There’s no deductible for liability.

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    Example (Comprehensive): You park your car outside during a major hailstorm, and it’s totaled. Add comprehensive and we’ll pay out for the full value of your car (minus your deductible amount). Example (Collision): You back out of your garage, hit your basketball hoop and cause $2,000 worth of damage to your vehicle. Add collision and we’ll then pay for your repairs (minus your deductible amount).

    Uninsured/underinsured motorist

    Covers your injuries and damages

    These can be two separate coverages: one that covers your injuries (bodily injury) and another that covers your vehicle’s damages (property damage). Both kick in if a driver hits you and doesn’t have insurance or enough to pay for your losses.

    Example: Another driver runs a red light and hits you. They’re at fault and don’t have insurance. If they can’t or refuse to pay for your damages, you can instead file a claim with us. We’ll then pay for your repairs.

    Medical payments

    Covers your injuries

    Pays for medical costs if you, your passengers, or your family members are injured in an accident (no matter who is driving). This can be beneficial even if you have health insurance, as there is no deductible you have to meet before we pay out.

    Example: Your newly-licensed 16-year-old neighbor is driving your child to school, and they’re in an accident. Your child is injured and has a $1,000 medical bill. Instead of filing a claim with your health insurer, you can file with us and we’ll simply pay the bill (up to your limit). No deductible applies.

    Rental car reimbursement

    Covers rental car fees

    Pays for your rental car fees while your vehicle is being repaired from a covered loss (that just means damages we or another insurance company pays for and not general maintenance).

    Example: Your car is severely damaged in an accident, and repairs will take a week, so you need a rental. Add this and we’ll pay for your rental car fees (up to your limits).

    Loan/lease payoff

    Helps pay off your loan when your car is totaled

    Loan/lease payoff is also called gap insurance. If your car is totaled, we’ll help pay off the balance of your loan (up to 125% of your vehicle’s current value).

    Example: You finance $30,000 for a new car. The second you drive it off the lot, it could only be worth $25,000. If your car is totaled, you’re still responsible for the $30,000 on the loan. Add this and we’ll pay $25,000 for your car + the $5,000 left on your loan.

    Progressive guarantees repairs

    Not all insurance companies offer that. We can. If something happens to your car, we’ll guarantee all repairs managed in our Service Centers and trusted network shops (shops we partner with) for as long as you own or lease your car.

    Progressive Service Centers offer a simplified claims process. All you have to do is file your claim, drop your car off and that’s it. We’ll have your rental car waiting if you need one and take care of the entire repair process for you.

    Most love us! And we think you will too.

    4 out of 5 recommend Progressive car insurance

    It’s not just because of the savings when you start your policy. It’s also because we’re always working to find more discounts (even after you start your policy) and provide 24/7/365 customer support.

    Get an auto insurance quote online or call for advice

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    Copyright 1995 – 2018. Progressive Casualty Insurance Company . All Rights Reserved.

    We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

    Mobile rates are for policies purchased directly from Progressive.

    *National average annual car insurance savings by new customers surveyed who saved with Progressive in 2016.

    Discount varies and is not available in all states or situations

    The Progressive Group of Insurance Companies, comprised of Progressive Casualty Insurance Company and its affiliates, is the country’s fourth largest auto insurer.

    Discounts not available in all states and situations

    You’ll get more information when you quote. All coverages subject to policy terms and conditions.

    National survey of new Progressive auto customers in 2015.

    Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA’s commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. A quote from one of the insurers can be provided through this site. Click here for a quote from other insurers or here for more information about PSIA s commission. Discounts not available in all states and situations.

    Learn more about comparison rates, which are available through Progressive Direct in most states and situations. Rate comparisons provided here are based on our Progressive Direct auto insurance price and product, and do not include prices and products available from Progressive agents.

    Name Your Price is available in most states for new policies. Price and coverage match limited by state law. Amounts entered outside of our range of coverage prices will be shown the closest available coverage package.


    Subsidio de tenencia en Edomex durará tres meses – Grupo Milenio, secretaria de finanzas gem.

    #Secretaria #de #finanzas #gem


    Milenio.com | Edo. de México

    En portada

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    Subsidio de tenencia en Edomex durará tres meses

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    Secretaria de finanzas gem

    Claudia Hidalgo 30/12/2016 01:47 PM

    A partir de este lunes se actualizan los pagos de tenencia y refrendo. Quienes tienen unidades con valor menor a 350 mil pesos y son personas físicas podrán quedar exentos del pago de este año si están al corriente y cubren los 499 pesos del refrendo de este año en los tres primeros meses del año.

    Los pagos podrán hacerse en línea, en la página oficial de la Secretaría de Finanzas o imprimir el recibo para pagar en cualquier sucursal bancaria o en tiendas de auto servicio donde se presta atención los fines de semana o hasta las 21 o 22 horas, dependiendo del establecimiento comercial.

    El plazo para pagar el refrendo y poder gozar del subsidio vence el 2 de abril. Los automovilistas pueden checar su saldo en www.edomex.gob.mx con solo tener el número de las placas a la mano. Incluso pagar con tarjeta de crédito o solo una parte de su adeudo.

    Si se trata de unidades particulares el costo del refrendo es de 499 pesos, mil 252 pesos para vehículos particulares de carga comercial. En los casos de remolques los precios van desde lo mil 743 hasta los 3 mil 392 pesos, dependiendo de la capacidad de carga.

    Las motocicletas, motonetas, trimoto y cuadrimoto también pagan refrendo y tenencia. El refrendo para las cilindradas hasta de 350 centímetros cúbicos es de 486 pesos, si son de 351 el monto es de 559, las eléctricas 464 pesos y los autos antiguos 2 mil 411 pesos.

    En la entidad hay cerca de 7 millones de vehículos que deben cubrir sus obligaciones. Quienes no estén al corriente podrán ser requeridos y además deben pagar multa y recargos.

    Secretaria de finanzas gem


  • 5 best and worst states for car insurance costs – CBS News, lowest car insurance rates by state.

    #Lowest #car #insurance #rates #by #state


    5 best and worst states for car insurance costs

    The summer driving season is fast approaching, which is great news if you’re planning a road trip. But summer is also the busiest season when it comes to auto insurance claims, so now might be a good time to make sure that your coverage is up to date. According to the National Association of Insurance Commissioners (NAIC), the average annual cost of car insurance nationwide was $815 in 2012.

    At the same time, insurance premiums fluctuate widely by state, due to factors such as rural vs. urban drivers, percentage of uninsured drivers, local cost-of-living figures and hazardous weather conditions.

    To get a closer look at state-by-state insurance costs, InsuranceQuotes.com has just issued a report measuring average premiums using information from the largest insurance carriers in each state. It also created an “average” driver: someone who is employed and who drives a 2012 sedan, has a bachelor’s degree, an excellent credit score and no lapse in insurance coverage.

    Most expensive: #5 Louisiana

    Insurance premiums for drivers residing in the Bayou State are 33 percent above the national average. Much of Louisiana is rural, which means lower crime rates, fewer cars, less congestion and fewer accidents. But Mike Barry, a spokesman with the nonprofit Insurance Information Institute, pointed out that the state ranks high when to comes to natural disasters like hurricanes, which can damage vehicles through flooding, falling trees or debris thrown by high winds.

    Most expensive: #4 Delaware

    Delaware residents have auto insurance premiums that cost 41 percent above the national average. CarInsurance.com points out that he state has low liability requirements for personal, bodily injury and property damage insurance. It’s also near the bottom of the national list when it comes to auto thefts by state.

    But Delaware has a relatively dense population. It’s also in close proximity to two of the worst cities in the nation when it comes to auto crash rates: Washington, D.C., and Baltimore, Maryland — which might also play a factor.

    Most expensive: #3 New York

    The Empire State’s auto insurance premium rates are 42 percent above the national average. The metro New York City region has some of the highest population densities in the nation, so it’s no surprise it also has high rates of auto theft and collisions. Residents of New York City’s borough of Brooklyn have the second-highest car insurance premiums in the nation (Detroit is first). In fact, residents of one particular Brooklyn ZIP code pay 151 percent more than the average premium payment elsewhere in the state.

    But some other factors may be at play. The Insurance Information Institute’s Mike Barry said Metro New York is still dealing with the aftermath of Superstorm Sandy in 2012, “and the claims made on flooded vehicles could still be affecting prices today.”

    Most expensive: #2 Rhode Island

    It may be the smallest state, but Rhode Island has some of the biggest auto insurance premium costs in the nation. They’re 45 percent above the national average. The state capital of Providence is one of the top cities in the nation when it comes to auto collision rates. And about 15 percent of the cars on Rhode Island’s roads are uninsured, driving up rates for people who do have insurance.

    Most expensive: #1 Michigan

    What’s up with Michigan? The average annual cost for an auto insurance policy in the state is an astounding 136 percent above the national average.

    According to InsuranceQuotes.com, a couple of factors are involved.

    “Michigan is the only state where car insurance includes unlimited lifetime personal injury protection, so that’s a major reason why car insurance is so expensive in Michigan,” Laura Adams, the company’s senior analyst, said in a press statement.

    “Since younger people are injured more frequently in auto accidents than older drivers, the cost of covering a lifetime of medical expenses could easily climb into the millions-of-dollars range,” added Lori Conarton, communications director for the Insurance Institute of Michigan.

    Another issue is the unusually high number of Michigan drivers without insurance. InsuranceQuotes.com said some estimates say around half of the drivers in Wayne County, where Detroit is located, don’t have auto insurance. No surprise, then, that coverage in Wayne County costs 45 percent more than Michigan’s statewide average.

    Least expensive: #5 Wisconsin

    Being a mostly rural state means fewer cars and less traffic, and that has helped Wisconsin keep its auto insurance costs 28 percent below the national average. While rates in the state’s biggest city, Milwaukee, are the state’s most expensive and nearly twice what most Wisconsin drivers pay, the state capital of Madison is one of the best cities in the country when it comes to low auto collision rates.

    Least expensive: #4 Maine

    Maine’s relatively small and mostly rural population allows auto insurers to keep costs 33 percent below the national average

    “We have few large urban areas so we have lower overall traffic problems, and we don’t have hailstorms or tornadoes,” Jeffrey McDonnell, president of the Maine Insurance Agents Association, recently told Insure.com. McDonnell also noted that Maine has one of the highest rates of insured drivers in the U.S., “so we have more people sharing the risk.”

    Maine was recently listed as the least expensive state when it came to insuring 2015 editions of the top 20 best-selling vehicles. The state also has one of the lowest motor vehicle theft rates in the U.S.

    Least expensive: #3 Ohio

    Being a partially rural state is just one factor that has helped keep Ohio auto insurance rates 33 percent below the national average. But intense competition among the state’s insurance companies is certainly another. Insure.com, quoting state data, says over 670 auto insurance carriers do business in the state, which is second only to Illinois.

    “Ohio continues to be a strong advocate for its citizens and has a strong insurance department that stays on the forefront as times are changing,” Jeannine Giesler, president of the Professional Independent Agents Association of Ohio, told the website. “It’s possible to get from independent agents rates that are very competitive.”

    Least Expensive #2: Idaho

    With its car insurance rates 37 percent below the national average, Idaho has the least expensive car insurance in the Western U.S. A recent Insure.com study said the average premium in Idaho is about half of what a driver would pay in Montana and several hundred dollars lower than the average rate in Oregon.

    Being a mostly rural state certainly keeps down those auto insurance rates. However, Insure.com also noted that only about 7 percent of Idaho drivers are uninsured, compared to the national average of around 13 percent.

    Least expensive: #1 North Carolina

    Leading the list with the least expensive car insurance in the nation, North Carolina has premium costs 41 percent below the national average. The Tar Heel State has some obvious advantages.

    As InsuranceQuotes.com points out, it’s mostly rural. But as North Carolina’s insurance commissioner says on the state’s Department of Insurance website, the state also “sets a cap on car insurance rates, and insurance companies compete by offering discounts below the established cap.”

    In fact, the competition to sell insurance for the lowest auto premiums is intense. According to InsuranceQuotes, North Carolina insurers offer more than 2,000 different types of auto insurance discounts, “an uncharacteristically high number.”

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  • Appartamenti Catania: appartamenti in affitto turistico in Catania, appartamenti in affitto vacanze.

    #Appartamenti #in #affitto #vacanze


    Appartamenti in affitto turistico

    per le tue vacanze a Catania

    appartamenti in affitto turistisco a Catania

    Casa Bellini. La casa Bellini è un confortevole monolocale ideale per vacanze. Perfetto per 2 persone, ma può accogliere fino a 4 posti letto. L’appartamento è situato al piano terra con ingresso indipendente, accanto al Bed and Breakfast Globetrotter, e si trova nel cuore del centro storico di Catania (200 mt da Piazza Duomo e dal castello Ursino) in Vicolo della Lanterna,15.

    Superficie 30 m2

    Casa Musco. La casa Musco è un appartamento in affitto turistico situato al piano terra. E’ un bilocale ubicato nel centro storico di Catania , all’interno di un vicoletto incantevole nello stesso edificio del bed and breakfast Globetrotter, a 300 metri dalla Piazza Duomo e via Etnea.

    Superficie 35 m2

    Casa Piscaria. La casa Piscaria è un appartamento in affitto turistico appena ristrutturato. E’ un bilocale al piano ammezzato in un contesto popolare nel centro storico di Catania a 300 metri da Piazza Duomo e dal mercato storico ( la pescheria ).

    Superficie 35 m2

    Casa Angioino. La casa Angioino è un grande bilocale ristrutturato ubicato al centro storico di Catania in una delle più belle piazze della città (Piazza Federico di Svevia 24, vicino al Castello Ursino). L’appartamento in affitto turistico è attorniato da ristoranti e pub. Tutti i principali monumenti sono raggiungibili a piedi.

    Superficie 55 m2

    Casa Svevo. La casa Svevo è un grande bivani ristrutturato ubicato al centro storico di Catania in una delle più belle piazze della città (Piazza Federico di Svevia 24, vicino al Castello Ursino). A 500 mt da Piazza Duomo e via Etnea, attorniato da ristoranti e pub, è l’ideale per trascorrere la tua vacanza a Catania.

    Superficie 60 m2

    Casa Verga. La casa Verga è un monolocale accanto al Bed and Breakfast Globetrotter, dunque nel cuore del centro storico di Catania (300 mt da Piazza Duomo- Via Etnea). L’appartamento in affitto turistico è ampio e luminoso, finemente arredato, caratterizzato da colori vivaci e dotato di ogni confort per trascorrere piacevolmente la tua vacanza a Catania.

    Superficie 30 m2

    Casa Porto. La casa Porto è un monolocale in affitto turistico al piano primo di un edificio ristrutturato situato nel centro storico di Catania, a 5 minuti a piedi da Piazza Duomo e la cattedrale.

    Superficie 20 m2

    Casa Civita. La casa Civita è un bivani situato al primo piano in un contesto di centro storico popolare nel quartiere "La Civita" a Catania, a 400 metri da Piazza Duomo e 200 metri dal teatro Bellini. L’indirizzo esatto è Via Porta di Ferro 43.

    Superficie 60 m2

    Casa Normanno. La casa Normanno è un monolocale al piano primo, situato nel centro storico di Catania nel contesto popolare dell’antico quartiere di San Cristoforo. L’appartamento in affito turistico è stato rinnovato ad agosto, è a 10 minuti a piedi da Piazza Duomo e via Etnea, ed è composto da una camera da letto con possibilità di aggiungere un lettino, un armadio e 2 comodini, un’ampia ed equipaggiata cucina, aria condizionata, TV Lcd 26, DVD, 1 frigorifero, tavolo, 4 sedie, asciugacapelli, ed un confortevole bagno con doccia.

    Superficie 20 m2

    Il Castello è un Appartamento di 3 locali con vista sul Castello Ursino nel centro storico di Catania. Principali monumenti, ristoranti e bar sono a pochi passi di distanza. L’intero appartamento per affitto turistico è circondato da balconi, ci sono 2 grandi camere con 3 posti letto e viene fornito completo di aria condizionata, TV, divano, armadio, un salotto e una cucina completamente attrezzata, un comodo bagno con doccia e vasca. E’ situato al terzo piano e non è presente ascensore. Al piano superiore c’è una camera doppia e bagno.