Do You Need Auto Repair Insurance? #auto #seller

#auto repair insurance

Do You Need Auto Repair Insurance?

October 10th, 2011

Auto repair insurance is different from other insurance types because it does not require that your car is damaged in a collision, or as a result of a natural disaster or vandalism. It basically covers the natural wear and tear on your car — mechanical failures, any problems not caused by an accident. Vehicles can simply break down without any direct cause. These repairs can nevertheless be extremely costly. Auto repair insurance helps protect you against owing a big lump sum. It is important to note, CoverHound does not offer auto repair insurance.

Some drivers opt for car repair insurance instead of extending the warranty on their car. For some, this is a less expensive way of covering their vehicles. Most vehicle warranties expire after three or four years. A cynic could assert that warranties traditionally last this long because that’s when cars tend to break down.

Auto repair insurance is often broken down into sub-categories as well. Standard repair insurance generally covers the wear and tear on your car plus breakdowns. But some companies only offer breakdown coverage, meaning they will only cover repairs brought about by breakable parts.

Clearly it’s best to be armed with knowledge when you start out looking for auto repair insurance. Ask your general car insurance provider whether your comprehensive coverage covers repairs outside the scope of accidents or natural disasters. Chances are it doesn’t. Then look in to your car’s warranty. If it’s still good, your car’s wear and tear and general breakdown should be covered. If you’re looking to forgo a warranty but still want to protect against have to shell out a large sum of money in the case of your car’s non-accident-related breakdown, auto repair insurance may make sense. But you’d have to round up the numbers and do a cost comparison.

Car repair insurance is a good weigh to spread apart the cost of upkeep on your vehicle. You’ll avoid writing a big check one day, but writing small checks for the coverage each month.

Donate Your Car #used #honda #accord

#auto donation

How to Donate a Car

Now more than ever, cash-strapped non-profits need financial support, and donating your car can be a great way to help. It’s also very generous.

It’s also important to remember that you can only take a charitable deduction if you itemize your deductions. So, before you give away your car, just make sure you’ve done the math and it makes sense for both you and the non-profit.

Pick a Charity

It’s very easy to give money or an in-kind donation to a non-profit. The hard part is making sure the non-profit deserves your gift and that you are confident the organization is spending its resources wisely.

The first step is to identify a charity that engages in work that is meaningful to you. For some, that will be helping to feed poor children; for others it will be the local animal shelter, and for others still it will be their religious institution.

There are thousands of non-profits to choose from. The most important thing to verify is that the charity you choose can receive tax-deductible gifts. Most of the time that means it must be registered with the IRS as a 501(c)(3) nonprofit.

Ensure You Can Donate Your Car

Once you’ve identified a couple non-profits in the area you’d like to support, find out if they accept used cars as gifts. Not all non-profits are equipped to handle that type of donation.

If they do accept cars as gifts, you can then narrow down the list. You can do this by checking each organization’s Charity Navigator rating. You can also look up their tax filings on Guidestar. where you can see their financial profile and how much their highest paid employees are compensated.

Additionally, another great way to research a charity is by visiting the non-profit to form your own opinion of the work they do.

Tax Deductions for Donated Cars

The deduction you can take on your tax return is based on the fair market value of the car. You can start to determine that by visiting Kelley Blue Book or the NADA Guides. which both have excellent used car rating tools.

However, keep in mind that these book values are generalizations .

For example . if you determine that your car is worth $5,000, but you know it doesn’t start because it needs a new battery, the fair market value is $5,000 minus the price of replacing the battery .

DMV Requirements for Donations

From the perspective of the DMV, donating your car is similar to selling your car. All the paperwork for a title transfer plus canceling your registration still applies. The exact steps you’ll need to take will vary from state to state. Contact your local DMV office for specific requirements and details.

Top 25 Complaints and Reviews about Auto Computer Exchange #how #to #sell #a #car

#auto computer exchange

Consumer Complaints Reviews

My mechanic purchase an ECU for my 1993 Lexus SC400 from I was away for several months and my husband handled the problem with my car. When I returned I asked “if there is a new ECU, why are all the lights on – CEL, TRAC OFF, O/D flashing?” He didn’t know why and Maggie from didn’t know why either. Well after trying to repair what was wrong with my car, I found out nothing was wrong with my car except the ECU I bought. placed their sticker over Toyota/Denso label to cover the OEM part number. The ECU was for a Jan. 1994 to Jan. 1995 SC400, not my 1993. These ECUs ARE NOT INTERCHANGEABLE.

Purchased a PCM for my 2006 Jeep Wrangler did a lot of research for a transmission shifting issue. They said they were aware of the issue and a new programmed PCM would fix the problem. I ordered it and paid the $389 and had to send my original to them as a core. The unit arrived and I plugged it in. It worked fine for about 4 days and the same exact issue came back. I had to send it back to them on my dime. They claimed to have checked it out and replaced some parts and sent it back to me after a week. This time, I plugged it in and it would drive, but went into a “safe mode” and would not shift or go over 40mph. I called and was told I had to go to a dealer and have it programmed ($190). Says right on the website that the PCM’s come pre-programmed and you won’t have to do this. First lie.

Do-It-Yourself Auto Repairs With the Help of YouTube #auto #price

#do it yourself auto repair

YouTube Helps with Car Repairs

YouTube is helping some do-it-yourself-ers save thousands of dollars with car repairs. (Published Friday, Oct. 28, 2011)

Patrick Chambers, of Corinth, said he has fixed up his vehicles for years with the help of YouTube.

I replaced my own brakes, he said. It would normally be a $2,000 job. I spent just $700 on parts.

Self-Serve Shop Lets You Do Your Own Car Repairs

MyBay Automotive in Denton rents repair bays and equipment to car owners who want to repair their own vehicles. (Published Monday, May 16, 2011)

Chambers is an experienced do-it-yourself-er, but he also encourages first-timers to give it a try.

I have saved thousands of dollars, he said.

He’s watched hundreds of videos applicable to various repair jobs.

They’re pretty generic, he said. They take one car and tell you what you can look for in other cars.

Chambers is a fan of the website EricTheCarGuy .

His website also ties into his YouTube videos, so not only can I search his website for his forum info but also his videos, he said.

Chambers used online information on an Acura to change the gear shift in his Volvo XC90 sport utility vehicle. Rather than buying the part at a local dealer, he also saved money ordering the Volvo gear shift online.

The part cost $131, and the dealer quoted me $212, he said.

It took Chambers about 45 minutes to get his Volvo gear shift changed.

I easily have saved $400 to $500 on this repair doing it myself, he said.

David Hettena is another repair enthusiast and YouTube fan.

YouTube is great, because unlike looking at pictures in a book, you can actually see how someone takes something apart, he said.

I can save a tremendous amount of money, said Hettena, who has been doing his own repairs for years. Instead of paying. $100 for full synthetic oil, I can get it done for $40 or $30. Air filter changes cost me $5 in five minutes.

Hettena also uses online car forums, which can be found by Googling for a car’s make and model. He found the step-by-step instructions for his Lexus’ oil change by doing that.

It can really make you an expert just by doing a little bit of research, he said.

Jessica Konderla had never watched a YouTube tutorial on car repairs but was willing to give it a try.

It doesn’t seem that difficult, said Konderla, whose father is a mechanic and the shop manager at Rick and Ray’s Auto Plaza in Fort Worth.

With her dad sitting next to her, she watched a YouTube video on how to change a car battery and successfully replaced her corroded battery with a new one.

But changing her headlight bulb after watching a how-to video wasn’t nearly as easy.

It was harder than it looked, definitely, said Konderla, who didn’t get that job done.

I like the experiment, said her father, Ray Konderla. But it showed [that] sometimes, it looks easier than it turns out to be.

He said many jobs are simply too tough for people to watch a video on and then perform on their own car.

Ray Konderla said he has clients who watch YouTube to learn how to do their own car repairs.

One of my friends fixed his own brake rotors, he said. Of course, I was upset, because he didn’t bring it to me, but it saved him some money.

But even shops will reference videos when they get a repair problem they’ve never seen before.

The videos can be a great guide, he said.

Related Coverage:

Top 20 Used Cars to Avoid: Consumer Reports » News #auto #zone #locations

#used suvs

Top 20 Used Cars to Avoid: Consumer Reports

20. BMW 7-Series

In the market and shopping for a used car? Consumer Reports has released a list of 20 used vehicles to stay away from as they have a reputation for causing trouble. Listed is a top 20 list of used cars from 2003 to 2012 model year to avoid in alphabetical order. These vehicles had multiple years of much-worse-than-average overall reliability, according to Consumer Reports Annual Auto Survey.

The BMW 7-Series may be the German automaker s luxury flagship, but used models aren t without their issues. From 2001-2008, the 7-Series featured the good ol Bangle Butt and sported some highly controversial styling. Early production of that generation was overwhelmed with issues even causing BMW to purchase back some of the vehicles back in 2002-2003. BMW of North America even extended its warranty on all 2002-2003 model year 7-Series vehicles to six years/100,000 miles from the original four years/50,000 miles.

According to Consumer Reports. the BMW 7-Series ranked worse in the categories of Engine Major, Engine Minor, Transmission Major, Transmission Minor, Body Hardware, and Audio System.

Discount Body Parts #auto #led #lights

#discount auto body parts

Discount Body Parts

Body Parts For Your Car In Discount Rates

Every car owner is interested in maintaining his/her car and wants to feel as if its a new one. The body parts of cars play an important role in giving a new look to the car. Hence, everyone is careful about the maintenance of the body parts of their car. Auto parts are generally very expensive. The auto body parts like headlamps, tail lamps, carriers, and bonnets are also expensive. However, you can buy discount body parts for your car to save costs significantly.

Every auto body part store provides variety of body parts ranging from brand new OEM parts, to aftermarket parts as well as used body parts. There are many ways to get discounted body parts for your car. One of the ways is to choose discount body part store to buy these parts. These stores offer variety of discount body parts for the car.

Instead of searching for it physically, you can search for discount body parts store online. The internet has made it very easy. You just have to type “discount body parts” in the search box to get all relevant sites for body part stores. On these sites, you can find a large variety of products of various brands. Each product comes with the description of part name, part number, model, price etc. The discounted body parts store online offers different discount schemes on different body parts. You can view the discount schemes along with the part description.

One other advantage of buying auto parts online is that you can view many sites of different stores and compare the products to decide the best deal. All these activities are possible in very little time and just by a few mouse clicks. The online auto body parts store always offers good discounts and attracting schemes to fascinate customers for online shopping.

The normal auto body part store also offers discounts on various body parts on special occasions like a store anniversary or festive time like New Years or Christmas. There are many special offers and big discount for these times. Buying body parts for a car on these occasions is very beneficial for the customers.

Many times, the special sales are arranged for the body parts of cars. The body parts are sold with lucrative discounts to get rid of the excess production and reduce handling costs of the stock. There you can get a good discount on body parts for your car. Buying used body parts also avails good cost saving beside quality products. Many accidental cars are sold to the dealers. There are many body parts intact except some are damaged in an incident. All these intact parts are separated. These parts are sold at lower prices. There you may get OEM body parts at very cheap prices.

Thus, buying discounted body parts is not a difficult task. There are many opportunities and sources for getting body parts at good discount rates. Now with online shopping, it has become very easy to buy quality auto parts with reliable rates. So, do not worry about the expensiveness of the body parts of your car.

2010-2011 All rights reserved.

Do it Yourself Car Vehicle Repairs #auto #news

#do it yourself auto repair

Things You’ll Need

Before changing the oil, drive the car for approximately one mile to warm up the engine. Position two auto ramps in front of each of the car’s front tires. Slowly drive the car forward until its front wheels rest securely on top of the ramps. Set the parking brake. Remove the oil filler cap from the top of the engine head. Locate the drain plug underneath the car. The drain plug is the large plug or nut underneath the oil pan. Loosen the drain plug with a wrench. Position a container to catch the old oil underneath the drain plug and remove the plug by hand. Allow the oil to drain into the container for approximately 20 to 30 minutes.

Grip the oil filter tightly with an oil filter wrench and turn it counterclockwise. Remove the filter and hold it upside down to keep from spilling oil. Empty the filter and wrap it in newspaper. Wipe the filter holder with a cloth to remove any debris. Tighten the new oil filter in place by hand, followed by a 3/4 turn with the oil filter wrench. Screw the oil drain plug into place, tightening the plug with a wrench. Remove the oil container. Back the car off the auto ramps. Add oil, following the vehicle’s instruction manual on the amount and type of oil needed. Replace the oil filler cap and turn on the car for 60 seconds. Turn off the car and check the oil dipstick. Add more oil, as needed.

If the coolant level is low, check the hoses from the radiator for any leaks. Also check for loose hose clips. Dilute antifreeze with water, if the antifreeze is not already pre-diluted. Fill the expansion bottle near the radiator with the proper level of antifreeze, as marked on the side of the bottle (approximately 1/3 full). Tightly seal the cap on the expansion bottle.

If you have a flat tire, position the car on a firm surface and apply the parking brake. Remove the rim cover and loosen the tire screws with a lug wrench. Do not fully unscrew the tire screws. Place a car jack beneath the car, in a secure spot near the flat. Raise the car. Finish loosening and then remove the tire screws with a lug wrench. Remove the old tire and install the replacement tire. Hand-tighten the screws on the tire, and then lightly tighten them with a lug wrench. Lower the car and tighten the tire screws completely with a lug wrench.

Do I need a commercial auto insurance policy? #used #autos

#commercial auto insurance

Do I need a commercial auto insurance policy?

As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.

If you have a personal umbrella liability policy, there’s generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.

Top 35 Complaints and Reviews about Plaza Auto Mall #auto #refinance #calculator

#plaza auto mall

Consumer Complaints Reviews

I recently purchased my new Kia at the dealership located on Nostrand Avenue. I had a wonderful experience. I shopped Nemet, Island, and Yonkers Kia for pricing and each showroom was worse than the last one I visited. I encountered sleazy salesmen who couldn’t provide a direct answer to any of my questions. When I arrived at Plaza, I have to almost say I’m sorry because I was expecting the same treatment. I was wrong. I dealt with Marvin and he was truthful and answered every question and didn’t act like it was a chore. Eventually, I loosened up and was very pleased with the service.

I called the service department for the Toyota auto mall on Nostrand to ask them what the process was for having LED turning lights installed in my brand new Toyota. I fully explained to them what I wanted. I was told that it would cost $65 per mirror and take approximately 2 hours and they verified that it could be done and I should make an appointment. I made an early appointment only to find out that I completely wasted my time. It was “impossible” to get the lights installed and was further told that LED lights come with cars already. Or, I would have to get new mirrors and my dash altered. It is a whole process that may not even be successful. That’s what I was told at the appointment after the service rep told me the wrong thing on the phone. Obviously, Toyota hires people who have absolutely no knowledge of what kinds of service can be done.

I politely asked that someone dry it off as they were washing other “new” cars and were drying it off. I explained that “You don’t wash someone’s car and leave it driving wet, mirrors dripping wet that’s unacceptable.” I don’t know if they are African or Haitian but some black men with accents gave me attitude and refused to dry my car off. I explained that I was a dissatisfied customer due to Toyota’s previous screw ups (2 times) and was offered a free car wash. They refused to dry my car and I had to complain and wait an additional 41 minutes for someone to dry my car. Horrible service all the way around. The manager was nowhere to be found. I placed a 311 complaint and I am filing another complaint. Totally unacceptable!

Discount National Car Rentals #sell #my #car

#national auto rental

National Discount Printable Coupon Codes

Rental Car Hot Deals – Click for ALL the latest deals

If you are ready to get passed the counter, into the aisle, get into your car and get out on the road, there is only one logical choice, National Car Rental. It has never been a better time than right now to save on your next National discount car rental.

We live in a world where everyone is on the go and no one really likes to waste time trying to get to where they need to go. National Car Rental realizes this and has made a special club for you to join. If you all that you want to do is get into your car and go, you have to check out National’s Emerald Aisle Club and the next time that you are ready to rental a vehicle, you can do so simply by going out on the lot and picking your car. There are many other perks that come along with this membership, as well, so be sure to check out the details by clicking on the banner below.

National Car Rental not only will offer you the best and highest quality vehicles, but they also offer added options to help make your trip so much easier. Take advantage of the GPS navigational systems that National offer. With a GPS at your disposal, you can guarantee that you will not get lost and you will be able to find all the places that interest you.

With over 3,000 locations all over the globe to suit your every rental car need, National Car Rental discounts will save you some serious cash the next time that you need a rental car.

Reasons to rent a car from National Car rental:

1. Renting a car saves on taxis and transfers – Public transportation in many cities is spotty much of the time and not very efficient in most cases. Taxis can be very expensive as gas prices have affected all sectors of the economy. Whether you’re going to Los Angeles or another very large city (which means LOTS of taxi rides and many many cab fares) or whether you’re going to a relatively compacted city or destination like Orlando Florida and the Disney World area (almost all of the area hotels DO NOT offer free shuttle service to all the theme parks. some offer shuttles to Disney World and it’s group of parks, other offer Universal and SeaWorld shuttles, but then they don’t offer Disney transportation. so you can’t mix and match without a rental car). Keep in mind, parking is NOT included in your price of a hotel in most cases. Each visit to a theme park will add another $10-$12 parking for that day. Trips into bigger cities will have either parking meters or public parking lots. But with a city spread out over a wide distance, a rental car is usually a very good option.

2. If you’re visiting a foreign country or going into the countryside to see local attractions, festivals or shopping, renting a car gives you a ton of freedom. You can set your won schedule and visit the places YOU want for the duration YOU choose. It’s hard to find public transportation late at night and many times, trains and subways don’t necessarily stop in the small towns, villages or areas you would like to visit. While it can be challenging to learn to drive a stick shift or driving on the opposite side of the road in the UK, getting out of the big city and seeing how the locals live make a car hire well worth it.

  • 3. The higher cost of gasoline has spooked many people from renting a car in the US. But we work to get you the best rental car coupons and discounts, so that usually helps make up for rising gas prices. Also, many car rental companies now offer discounts on gas fill-ups so you can bring the vehicle back empty without paying outrageous prices on petrol. You can also decide to carpool with fellow travelers.

  • Direct Auto Insurance – Save Up to 60% #dedham #auto #mall

    #direct auto insurance

    Direct Auto Insurance Save Up to 60%

    Direct Auto Insurance Imagine what you could do with $649*!

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    Protect your special someone with affordable auto insurance. See how much you can save with a free rate insurance quote!

    Your Guide to Exclusive Auto Insurance Discounts

    • Multi-Car Discount

    Lower rates for insuring more than one automobile. Save up to 35%

    • Safe Driver Discount

    Accident free? A good driving record could save you big up to 25%

    • Paid-in-Full Discount

    Save up to 15%

    • How Much Could You Save?

    Up to 60%

    Ready to Get a Free Direct Auto Insurance Quote?

    *Amount of savings varies by state and is subject to the availability of discounts and dependent upon specific underwriting criteria and guidelines.

    Dirt-Cheap Auto Parts Online – AE Autos #auto #loans #bad #credit

    #cheap auto parts online

    Dirt-Cheap Auto Parts Online

    Auto Parts Warehouse offers Replacement Auto Parts, Performance Parts, Car Parts and Auto Accessories at wholesale prices.

    1A Auto is a National Auto Parts retailer offering a No Hassle Return Policy, Secure online ordering, Same day Shipping and the highest quality auto parts. Buy.

    Shop at for a wide selection of car or automotive parts and accessories marked up to 75% off dealer pricing. Place your orders now!

    Shop for discount auto parts at Car – the cheapest online source for all your aftermarket parts and accessories needs.

    ONLINE DISCOUNT AUTO AND CAR PARTS STORE. Wholesale Parts of Auto, Cars & Trucks. Auto Body Parts Online is one of the largest online auto parts store.

    Search Used Auto Parts. Welcome to the largest online store on the internet for LKQ used car and truck parts. Our high standard network features over 30 MILLION.

    Discount Auto Parts. Car Parts Discount is an industry leader among online discount auto parts stores. We provide new Original Equipment Manufacturer (OEM), rebuilt.

    Car, SUV and truck accessories and performance parts including tonneau covers, air intakes, side steps, racks and lighting.

    Find great deals on aftermarket auto parts and Tools at TheAutoPartsShop. Get competative price, Free 2 year warranty, fast shipping. Browse or call us at (888)282.

    Discount auto parts locations #auto #loan #interest #rates

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    Chevy Parts N’ Engines for Camaro, Corvette, Blazer, etc.

    Browse through our great selection of items that have been carefully selected by Wholesale Auto Part Store for their performance and quality. We carry Truck aftermarket Chevrolet / Chevy car parts, auto body parts, quality exterior parts, rebuilt engines. service car parts, APC accessories and high quality remanufactured auto parts. Browse our Chevrolet / Chevy discount auto parts online catalog and securely buy the part or engine you need for your Chevrolet / Chevy car or truck.

    When surfing our Chevrolet / Chevy auto parts web site, be sure to check out our Chevrolet / Chevy car parts online catalog. You can call or place online orders for Sonoma headlights & taillights, Chevrolet / Chevy bumpers, Tahoe car engines, G10 repair parts and original C50 wheels and rims. Our online catalog includes parts such as Monza water pump, alternator, starter, oil filter, brake pads, brake rotors, V3500 fuel pump, R 15 Series muffler, Yukon XL radiators, Aveo shocks, catalytic converters, Bosch spark plugs, fuel injectors, belts, timing chains, a/c condensers, a/c compressors, Wiring harness, hoses or any other Chevrolet / Chevy car parts you can think of. Visit us regularly to view our new inventory of Chevrolet / Chevy service and maintenance and parts. Buy with confidence from Wholesale Auto Part Store knowing you have the best quality Chevrolet / Chevy parts at low price cost!

    Can’t find your part? Wholesale Auto Part Store Locator can help you locate high quality used Chevrolet / Chevy parts, used Chevrolet / Chevy engines and transmissions, exterior body parts, and recycled parts via our nationwide network of salvage yards, junkyards and used car part dealers. Wholesale Auto Part Store Locator mission is to become your preferred source for used wholesale or retail automotive parts for your Chevrolet / Chevy automobile. We believe that quality parts, low price and quick service of our used parts suppliers makes Wholesale Auto Part Store an excellent alternative to buying used Chevrolet / Chevy automotive parts.

    Why pay retail on new Chevrolet / Chevy parts when Wholesale Auto Part Store offers you up to 60% off dealer price? Bookmark this site!

    Discount auto insurance #burson #auto #parts

    #discount auto insurance

    Car Insurance Discounts And Reductions In Premium

    Just when you thought you couldn’t save any more drive down your rates with car insurance discounts and premium reductions.

    You may already be planning how you’ll use all of that money you’ll be saving with your GEICO policy. But wait you could save even more with our exclusive discounts and premium reductions on car insurance, motorcycle insurance. and more. These days, every dollar counts so check out our discounts, and see how much you could save. We offer auto insurance discounts, as well as other savings, based on:

    Need help figuring out how many of our car insurance discounts apply to you? We’re here to help. Just get an online auto quote to see the savings. Or, if you prefer that human touch, call us at and let one of our insurance professionals explain all of the car insurance discounts and other savings you’ll enjoy with GEICO.

    Vehicle Equipment

    You could save up to 25% for driver-side air bags or 40% for full-front seat air bags. These discounts apply to the medical payments or personal injury portion of your car insurance premium.

    Does your car have a factory installed anti-lock braking system? Congrats! You could receive a 5% discount on the collision portion of your premium.

    Anti-Theft System

    Cars with a built-in anti-theft system could earn you a discount of up to 25% on the comprehensive portion of your premium.

    Daytime Running Lights

    Vehicles equipped with Daytime Running Lights as standard equipment could earn you a 1% discount on certain car insurance coverages.

    Driving History Habits

    Driver’s Education

    If you’ve completed a defensive driving course, you may be able to save even more on your premium. To find out if you qualify for this auto insurance discount, see the defensive driving information related to your state.

    Sometimes it pays to be a smarty-pants. Full time students with a good academic record could be eligible for up to a 15% discount on certain coverages. (In most states, policyholders between the ages of 16 and 25, who are full-time students with a “B” average or better, are eligible for this discount.)

    Driver Affiliations

    We consider it an honor to offer a special benefit to United States military policyholders. If you are deployed as a member of the Enduring Freedom or Iraqi Freedom operational forces, you could be eligible for an auto insurance discount of up to 25%. You may also qualify for a discount if you’re part of an emergency deployment to other imminent-danger zones. For a pre-deployment checklist please see our military programs page.

    GEICO is proud to give something back to the Americans who give so much to their country. If you are on active duty. retired from the Military, or a member of the National Guard or Reserves, you may be eligible for a discount of up to 15% on your total car insurance premium.

    Customer Loyalty


    Insure more than one car with GEICO and you could get a discount of up to 25% on most of your car insurance coverages.

    Multi-Policy / Multi-Line Discount

    When you insure your car through GEICO and have a Homeowners, Renters, Condo or Mobile Home policy through the GEICO Insurance Agency, you could get a discount on your car insurance.

    GEICO contracts with various membership entities and other organizations, but these entities do not underwrite the offered insurance products.

    GEICO may not be involved in a formal relationship with each organization. However, you still may qualify for a special discount based on your membership or affiliation with those organizations. In New York a premium reduction is available for affiliated groups. Some discounts, coverages, payment plans and features are not available in all states or in all GEICO Companies.

    Homeowners, renters, condo, co-op, life, boat, PWC, flood, mobile home, identity protection and snowmobile coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc.

    Discount auto insurance #auto #loans #for #people #with #bad #credit

    #discount auto insurance

    Auto Insurance Discounts

    Erie Insurance has long been committed to serving customers at the lowest possible cost. That s why we strive to offer innovative auto insurance discounts that reflect your life, your needs and your values as an auto insurance customer.

    • Auto Insurance Discounts Get the most auto coverage at the lowest possible cost. Check out what discounts are available.
    • Accident Forgiveness Discount ERIE has offered first accident forgiveness with its auto insurance policies since 1991. Learn more about how you might qualify.
    • Driving Course Discount If you re a teen driver or over age 55, you may qualify for a discount by successfully completing a driving safety course.
    • Car Insurance Discount for Young Drivers ERIE offers discounts to young drivers who have good driving habits. This insurance discount is available in most states with graduated auto licensing programs.
    • Auto Insurance Rates Explained Many factors influence auto insurance rates. Insurance companies must balance rates with the cost to cover claims. Learn more about how auto insurance rates are determined.
    • Payment Plans ERIE offers several payment plans for your convenience. Learn more about the discounts that are available with some of our plans and choose the one that s best for you.

    Get a free quote online or contact an ERIE Agent for more information.

    Erie Insurance has long been committed to serving customers at the lowest possible cost. That s why we strive to offer innovative auto insurance discounts that reflect your life, your needs and your values as an auto insurance customer.

    • Auto Insurance Discounts Get the most auto coverage at the lowest possible cost. Check out what discounts are available.
    • Accident Forgiveness Discount ERIE has offered first accident forgiveness with its auto insurance policies since 1991. Learn more about how you might qualify.
    • Driving Course Discount If you re a teen driver or over age 55, you may qualify for a discount by successfully completing a driving safety course.
    • Car Insurance Discount for Young Drivers ERIE offers discounts to young drivers who have good driving habits. This insurance discount is available in most states with graduated auto licensing programs.
    • Auto Insurance Rates Explained Many factors influence auto insurance rates. Insurance companies must balance rates with the cost to cover claims. Learn more about how auto insurance rates are determined.
    • Payment Plans ERIE offers several payment plans for your convenience. Interested in saving up to 7 percent on your auto policy premium? Learn more about the discounts that are available with some of our plans and choose the one that s best for you.

    Contact an ERIE Agent for more information.

    Top 345 Complaints and Reviews about AAA Auto Insurance #auto #trade #in #value

    #auto reviews

    Expert Review

    Matthew Brodsky Insurance Contributing Editor

    Consumer Complaints Reviews

    I called AAA and requested for the policy cancellation and refund of money. AAA has agreed and cancelled the policy.

    Compare Auto Insurance

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    Desert Valley Auto Parts – U – Pick and Pull A Part Auto Salvage Junk Yards Wrecking Yards Near By. #buying #a #new #car

    #desert valley auto parts

    Desert Valley Auto Parts

    Desert Valley Auto Parts specializes on classic cars and trucks parts, anywhere from the 40’s, 50’s, 60’s and 70’s (and some 80’s). They keep an inventory of over 5,000 cars on their yard and they are willing to help you find the part you need. Give Desert Valley Auto Parts a call and request any hard to find part, they will check the salvage yard and guide you to where the part is located.

    They also sell the whole car as a project or just a la carte part dismantling, Desert Valley Auto Parts has a huge inventory of already pulled part, that will save you time and money.

    Desert Valley Salvage Yard is open to the general public, counting with thousands of vehicles and parts for almost any classic vehicle. Desert Valley Auto Parts is the largest junk yard in the western hemisphere and as such has great selection and prices.

    Desert Valley Auto Auction  happen often, you could call to find out when the next car auction is schedule, at the auction you will find cars that have been rebuilt by Desert Valley Auto Parts, all are fully working and in great condition, some look brand spanking new.

    Desert Valley Auto Parts participates on statewide auctions, where they will bring classic muscle machines for auction, giving everyone an opportunity to own a piece of history and value. Grand Valley Auto Auction is the place to be if you want to buy a car.

    at DVAP they only provide Rust-Free Auto Parts, making sure you get the best for your vehicle, rebuildables are available over the phone only, this guys are the kings of Arizona Classic-Car Parts. DVAP now has a tv show called Desert Car Kings, they go to the process of finding those almost extinct jewels of the car market and bring them back to life.

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    Desjardins Auto Insurance Online Quote: The Lowest Car Insurance Quotes #cars #for #cheap

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    DeskManager Overview #used #jeeps #for #sale

    #auto dealer software

    deskmanager Overview

    Hassle-free car dealer software.

    DeskManager is a complete dealership management software that simplifies daily tasks so you can focus on selling. With its many add-ons, DeskManager can handle all the needs of a major franchise dealership, while its base package fits the budget of an independent dealer.

    Inventory Management is a breeze with DeskManager. Simply enter a VIN, and let the VIN decoder provide all of the vehicle details. Photos can be added and rearranged with a simple drag-and-drop interface. Kelley Blue Book. NADA and Black Book valuation interfaces help you accurately price your inventory. Print buyers’ guides and window stickers with high-tech QR codes in a snap.

    Promote your inventory online for optimal exposure at no additional cost with WebManager Lite. a free website system included with DeskManager. Your vehicles are uploaded to WebManager Lite automatically, so your website inventory is always up-to-date.

    If a customer requests a vehicle you don’t have, DeskManager remembers and alerts you when it’s in stock. As leads become customers, DeskManager logs all pre- and post-sale communications so you can provide the same quality service you gave to your first customer.

    DeskManager has everything you need to manage in-house financing programs with Northland -certified Buy Here Pay Here and Lease Here Pay Here modules. You can schedule payment reminders and template-based letters for your customers, run OFAC checks and process credit card payments with our secure payment processing module.

    Create standard or unique sales contracts and payment schedules, and craft more appealing deals by calculating which terms can be altered to hit a desired monthly payment. DeskManager’s advanced F I Calculator pre-populates fields with tax rates and fees specific to your state and county, so you don’t have to sweat the small stuff.

    With over 12,000 forms DeskManager has all the forms necessary to close the deal. You can also create custom forms with our Report Builder and add extra fields to personalize your documents. Whether you need insurance, LAW 553. Florida Electronic Temporary Registration. legal or DMV forms, DeskManager’s Form Packs will drastically reduce the time you spend digging for the right paperwork.

    Request credit reports directly from Experian . TransUnion . Equifax . CoreLogic Credco and CBC. Print them now, or review and submit via email or fax. Our Metro 2 interface makes reporting credit data to bureaus easy, fast and error-free. You’ll save valuable time by streamlining your credit evaluations.

    Our QuickBooks Direct Interface does much more than vehicle transaction tracking. Use it to update your chart of accounts with your dealership’s latest financial data, including for parts and services.

    DeskManager’s optional Parts Service module is the backbone of your service department. Information is shared with your DeskManager database, allowing you to track parts inventory, accounts receivable, internal work orders and return items for vehicles and customers in your system. You can even assign tasks to technicians and print branded estimates and invoices.

    DeskManager is the perfect choice for dealers who want a fast, easy way to manage every aspect of their business!

    All DeskManager Features

    Desert Valley Auto Parts – Auto Parts & Supplies – 23811 N 7th Ave – Phoenix, AZ – Reviews #advanced #auto

    #desert valley auto parts

    Recommended Reviews

    Although I only have one check in here, I ve been on a number of occasions and I love this place!   As someone with an addiction to classic… Read More

    Although I only have one check in here, I ve been on a number of occasions and I love this place!   As someone with an addiction to classic American cars, DVAP is heaven.  They have a lot of rust free donor vehicles and also project cars.  Since becoming famous in the show Desert Car Kings they do charge for a wander around but it s understandable I guess as it s a working yard.  Ok, they don t always have the cheapest prices but they will work with you to source the correct part hand it to you or send out.  This is not the sort of place you turn up with your tools crawl around ( given that I was there in 115F heat one day, I wouldn t want to anyway).  I do get that some people feel they should be getting the parts cheap because they are old but try getting some of these parts aftermarket first then decide.

    I ll admit that the first time I dealt with them (about 7 years ago), I almost gave up because it was so hard getting an answer but they have improved the customer service side of things out of all sight.  I ve met the owner and he is passionate about old cars.  DVAP is always the first place I look when I m trying to find something.

    I ve bought both a project car parts from DVAP.  Pretty sure I ll be back again when next in Phoenix, even just to take a look at what new stuff they have 🙂

    Dependable Auto Shippers – Google #auto #spa

    #dependable auto shippers

    Dependable Auto Shippers

    What Are My Options For Auto Shipping Services?

    Door-to-Door vs. Terminal-to-Terminal

    For door-to-door shipping, the car carrier picks-up your vehicle at your home or workplace and delivers your vehicle to your final destination. For terminal-to-terminal shipping, you deliver your vehicle to a vehicle storage location where the car carrier will then pick up your vehicle. It is delivered to a similar type of location near your final destination.

    Open or Enclosed

    Open transport is the less expensive and most common way to ship a vehicle. New cars often arrive at dealerships all across the US on open auto transport trucks. Enclosed transport is typically priced higher, and it protects your vehicle from dust, rain, snow and other elements. High-end vehicles are recommended to be shipped enclosed.

    Operable vehicles are vehicles that run, brake, and steer properly so that they can be driven onto the truck. Inoperable vehicles require special equipment to pull the vehicle onto the truck. If your vehicle is inoperable you need to let the auto shipping company know, so they can make sure the truck that picks up your vehicle has the proper equipment.

    DAS maintains one of the largest and most versatile auto transport fleets in the industry, including both open and enclosed auto transport trucks along with trucks properly equipped to handle inoperable vehicles. DAS maintains a network of partner terminals across the country offering the convenience and affordability of terminal to terminal auto shipping.

    Desert Auto Plaza in El Centro #use #car #for #sale

    #desert valley auto parts

    Desert Auto Plaza in El Centro – Brawley Buick, Chevrolet, GMC, and Cadillac Dealer Alternative

    Our El Centro Buick, GMC, Chevrolet, and Cadillac dealership is dedicated to finding you the perfect vehicle. We offer affordable prices on some of the hottest models to local and Yuma Chevrolet, Buick and GMC shoppers like the Camaro. LaCrosse. Acadia. and more! Our finance department will help you discover how easy it is to find an auto financing option that works for you. Desert Auto Plaza is here to help Brawley Cadillac customers find the vehicle of their dreams. Come to our dealership and see our huge inventory that can t be beat. We have the ATS, CTS Sedan and XTS. Yuma Cadillac customers may prefer the pinnacle of luxury SUVs, the Escalade. We want to prove why our El Centro Chevrolet, Buick, Cadillac, and GMC dealership is the best choice.

    Desert Auto Plaza – New Vehicles Dealer

    Are you looking for a new Chevrolet or Buick vehicle that will make your friends and family jealous? Come check out the brand new Malibu at our El Centro Chevrolet dealership. It comes with incredible fuel efficiency and cutting edge technology to make long drives. We also have a selection of luxury vehicles like the Verano, LaCrosse and Enclave for our Brawley Buick shoppers. So go ahead and make your friends jealous with the vehicle you’re looking for.

    Brand New Sierra for Yuma GMC Drivers

    Dealership Decals, Service Stickers, One Piece Decals, Vinyl Stickers #auto #seat #cushions

    #auto window decals

    Auto Dealership Decals Service Stickers

    CALL TOLL FREE 1-866-474-1095

    Sticky Business is your one-stop shop for auto dealership decals! Whether you sell pre-owned or new cars, trucks or RVs Sticky Business offers every imaginable type of CUSTOM one piece decals. service stickers and domed decals.


    Our most cost-effective decals come with permanent adhesive and offer years of outdoor durability. Highly visible and professional in design, these decals look great on the back of vehicles. Our talented team of decal experts can either professionally reproduce your logo from a sketch or print directly from your supplied digital artwork. We supply FREE PDF proofs via Email on all orders. Any size, shape or c o l o r s. all at the best prices on the Internet.



    Easily apply these revenue boosting custom service stickers and drive repeat business for a super low cost! Static cling or ultra-removable windshield decals keep your customers coming back by reminding them of scheduled vehicle service dates, oil changes, tune-ups and more.

    • Decals stick to windows for easy removal and replacement.
    • Customers will be reminded of your dealership whenever they drive

    We supply a FREE PDF proof via Email on all orders. Any size, shape or c o l o r s. all at the best prices on the Internet.



    Our premium custom domed decals look terrific on all vehicles. Our team will create these dome decals to your EXACT specifications! Our DOMED decals are crystal clear non-yellowing, UV and weather resistant, durable and flexible. Our crystal clear polyurethane 3D domed decals are available in standard shapes or custom silhouette cut around your logo design.

    Our digital printing and cutting equipment allows us to produce domed decals in any size, shape or c o l o r s. This high-end auto grade crystal clear polyurethane will dent and rebound instead of scratching. It even resists UV light to withstand years of use without fading or yellowing on the vehicle.

    Our permanent adhesive backings bond perfectly on metal, plastic and other smooth or lightly textured surfaces. Add style and visibility to your business let Sticky Business create custom domed decals for your dealership today!

    Check out some of our domed auto dealer decals that we have produced for dealerships all over North America.

    Our domed labels and domed decals give you the freedom to magnify your image with enhanced full-color graphics domed under a bubble of clear polyurethane.



    Production Time

    Our average production time is 10 business days. If you re in a RUSH. you may be able to receive your order faster. Just let our Customer Service Representative know your timeline. Additional fees may apply. We supply a FREE PDF proof via Email on all orders. Any size, shape or c o l o r s. all at the best prices on the Internet.

    Dependable Auto Shippers (DAS) Review 2015 #used #cars #under #1000

    #dependable auto shippers

    Consumer Complaints Reviews

    Had a car shipped from TX to NY and it was damaged along the way. There was a large chip in the front bumper, chip in the lower side, and long scratches across the paint clear coat from something being dragged across it. As instructed I went to a local auto body shop and got an estimate. The damage was almost $1,500, and I submitted that claim to DAS. They said in an email that I would be paid, minus a $250 insurance deductible, since they admitted to doing the damage as the car was perfect before shipping. They have since refused to pay and have ignored my case for over 4 months!

    Dependable Auto Shippers is anything but dependable! They are a scam and I would advise using anyone but them. There is legitimate reason that they are not BBB accredited and have over 220 BBB complaints. 111 that they haven’t even responded to! Well they are about to get another. I had hired them to ship my car from California to Colorado. This drive took me one day but took them two weeks to ship my car which was of course outside of their planned window. They will tell you they don’t guarantee dates though unless you pay more so that gets them out of this. Then when my car arrived I instantly noticed damage to the rear that looked like they had used straps that cut into and creased my bumper cover. This caused body and paint damage.

    When I pointed it out the woman took pictures and said you need to file with our claims department for that. This I did and they had told me I must send them more photos although they took their own and do all the leg work to get estimates and send it to them for processing. After doing all this myself I was told by the so called claims adjuster ** that they agree they damaged my car and I would be receiving payment for the damages minus their insurance deductible of $250 in 30-45 days? Wait what? You damage my car and I have to pay your deductible and wait forever? That’s right they put that in the fine print on the page you sign after you’ve dropped your car off.

    So time passes and after two months of hearing nothing I ask the adjuster for a status update. She then proceeds to tell me that she is not in the accounting department, has no connection to them and is not even allowed to know when or how payments are made but she will send an internal message in regards to this. Another week goes by and I hear nothing.

    I then request her supervisor’s name and get ** who I have called and emailed too many times to count along with ** over the last two weeks and neither will respond at all or answer any calls or emails. At this point I had had enough and emailed the supervisor again letting him know I will have to turn this over to my attorney since they admit damaging the car and refuse to even so much as tell me when they would be paying for it. Oh what do you know I finally get a response saying he has escalated this up to the VP of finance and I will get the check number and shipping info right away! Sounds pretty official! Well a week later still no update and he will not answer or return my calls and neither will the adjuster.

    I feel they just try to wear you down and hope you will give up never intending to pay for damages that they caused even after admitting fault. At this point I am filing with the BBB (not that DAS cares), posting a few more complaints (hoping to help others) and having my attorney file suit against them to finally get what is owed to me. Unfortunately for them I am not one to be taken advantage of and with all of the email proof that they owe me they don’t have a chance getting away with this. PLEASE TAKE THIS WARNING AND AVOID DAS.

    Dependable Auto Shippers Car Shipping Services #auto #shippers

    #dependable auto shippers

    Welcome To Dependable Auto Shippers

    Here at Dependable Auto Shippers we are centered on our clients and aim to make delivering your vehicle as easy and painless as it can be. We are commited to providing each and every customer with a seamless, comfortable experience, and will work closely with you to ensure that your vehicle is transported exactly according to your specification.

    Whether you are transportation a single vehicle a single time, many automobiles many times, or even a motorbike, boat, we can get the job done for you and make it a amiable experience in the process!

    Our knowledgeable workforce members work with clients on an individual basis, keeping them informed of their vehicle’s status and adding a personal touch to the overall process. We know that your vehicle is significant to you, so we make sure you know it is indispensable to us.Just because auto shipping firms know that people don’t have a ton of other options, does not mean that they should overcharge for the service, we keep this in mind when setting our prices, and you will be pleased to find that our prices are fair and affordable.With our 5-star carrier service, clients can be confident we have selected only the most reliable auto carriers.

    Professional Auto Shipper Services At A Glance

    Experienced and Licensed Car transport companies + Free Car Shipping Quotes = Great Savings

    We are offering a wide variety of vehicle transporting services to meet your individual wants and needs. These services include:

    • Open Auto Transport
    • Enclosed Automobile Shipping
    • Door-to-Door Services
    • Terminal to Terminal
    • Auto Transportation Services
    • International Auto Shipping
    • Motorcycle Shipping
    • Boat Transportation

    Dedicated Auto Shippers – Numerous years Of Practical experience

    We believes that excellent customer support should not be sacrificed. This should be the final key aspect to consider when selecting your auto moving company. In today’s market, finding a business that offers care and concern is not a simple task. However, here you will find professional customer care specialists who will notify you of updates on your order, respond to tracking requests and guide you through every step of your upcoming transport. Give us a call today with any questions you may have or fill in our online form for a super quick, accurate quote.

    Dealer Lead Track #auto #led

    #auto dealer software

    Please Enable Javascript!

    What is CRM / ILM?

    CRM is an acronym that stands for Customer Relationship Management and ILM is an acronym that stands for Internet Lead Management. Both define how you create, develop and manage relationships with your potential, current, and past customers. Dealer Lead Track’s web-based internet lead management CRM / ILM system utilizes technology that creates lasting relationships with customers by prompting sales staff to contact a customer at the exact time a customer is looking to purchase, and creating satisfied customers today and potential repeat customers tomorrow, leading to increased sales both now and in the future. Running a successful new or used car dealership without a focused lead management system or CRM / ILM is a difficult task.

    Auto Dealer CRM Solution

    Dealer Lead Track is a complete web-based auto dealer CRM / ILM solution that ensures that your sales department accepts, catalogs, follows-up, and closes incoming sales leads properly for every customer. Successful customer relationship management, or CRM, does not benefit only your dealership. The customer also wins. Dealer Lead Track’s web based auto dealer CRM /ILM solution guides staff to properly connect with customers, creating lasting relationships for years to come.

    • Auto Dealer CRM /ILM Solution for Sales Staff. Dealer Lead Track guides staff to capture important customer data and manages sales leads from the initial contact throughout the entire sale. The productivity of both novice and seasoned sales staff improves with tools that consistently guide them through the important steps of each sale. When the sale is complete, Dealer Lead Track organizes customer information into a long lead database allowing staff to follow up years in the future, creating repeat buyers.
    • Auto Dealer CRM / ILM Solution to Improve Warranty Penetration. Dealer Lead Track guides staff to follow up multiple times after the sale if a warranty was not purchased at delivery. Multiple follow up attempts will increase warranty sales increasing profits at new and used car dealers.
    • Auto Dealer CRM /ILM Solution for Management. A variety of management reports assist in managing your dealership. Utilize these reports to confirm that sales staff work all leads properly from start to finish, track advertising to target marketing dollars and quickly adjust advertising campaigns to be more effective, track closing rates, and restock inventory for customers you are currently losing.
    • Auto Dealer CRM / ILM Solution Creates Repeat Customers. A dealership’s best resource is repeat customers; yet past customers are rarely contacted about purchasing another vehicle. Dealer Lead Track creates contact reminders at various future dates after the original sale to increase repeat customers, which leads to increased dealership profits. Contact reminders also are created for Warranty and GAP follow up to increase back-end penetration rates.
    • Auto Dealer Stand Alone CRM / ILM Solution. Dealer Lead Track is a stand-alone CRM / ILM solution for new and used car dealerships of all sizes. Dealers do not need to adjust any current providers from F I, accounting, or web site management.

    Auto Dealer CRM / ILM Software or Auto Dealer Web CRM / ILM

    Traditional PC or Mac based CRM software is being replaced by web-based CRM / ILM, also known as “hosted CRM”, “hosted ILM”, “on demand CRM”, or “on demand ILM”. More companies than ever are rapidly moving to web based applications like Dealer Lead Track because to be successful in today’s internet driven automotive marketplace, it is more important than ever to maximize every incoming customer lead and catalog every customer interaction to improve customer relations. With Dealer Lead Track’s monthly subscription pay-as-you-go CRM / ILM, there is no large up-front software investment that’s difficult to install and maintain. With Dealer Lead Track’s web based CRM / ILM lead management system, all that a user needs to access the system is a computer connected to the Internet. There is no software to purchase or install.

    • Auto Dealer Web CRM / ILM Provides Value. Eliminates the need for expensive software and the need to install software onto your computer. With Web CRM / ILM there are no updates to install. Dealer Lead Track Web CRM / ILM system is 100% up-to-date at all time.
    • Auto Dealer Web CRM / ILM Offers Instant Access. Sign up now and immediately utilize Dealer Lead Track, allowing instant implementation instead of waiting weeks or months for CRM Software to be customized and installed.
    • Hosted Auto Dealer CRM / ILM Allows User Easy Customization. With an online Web CRM / ILM solution like Dealer Lead Track, customization is easy. Management can add or delete users, add or delete advertisers, set advertising budgets, setup incoming lead auto population from,, ebay motors, and auto by tel directly online via Dealer Lead Track’s easy-to-use “Dealer Dashboard.”
    • Web Based Auto Dealer CRM / ILM Features Painless Future Upgrades. Because future CRM / ILM upgrades are deployed on our servers, you’re always working with the latest version with our web-based CRM lead management system so upgrades are never a headache. Upgrades occur behind the scenes just like upgrades to your favorite websites like Google, Yahoo, and ESPN.

    To summarize:

    Web Auto Dealer CRM / ILM Solutions

    Web-based CRM / ILM, on-demand CRM, on-demand ILM, hosted CRM. hosted ILM, or cloud computing CRM / ILM all mean the same thing. These terms refer to the delivery of CRM / ILM solutions offered by Dealer Lead Track over the internet. With Web CRM Solutions there is no expensive software to purchase, install, or maintain.

    Cloud Computing & CRM / ILM Solutions

    The future has arrived in the world of computers and cloud computing is that future. What does this mean for auto dealer CRM / ILM Solutions?

    Affordable monthly subscription plans with no up-front investment and instant deployment is what cloud computing and Dealer Lead Track have brought to the auto dealer Web CRM / ILM Solution space. Auto Dealerships of all sizes now benefit from cloud technology that allow even the smallest stores to utilize similar tools that the largest auto groups use without any up-front costs or development.

    Related Auto Dealer CRM ILM Searches

    Damaged Cars USA – Salvage auctions USA #auto #quote

    #auto auction usa

    Salvage Cars: The Great Money Saver Car Buying Option


    Buying a new car in this economy can really cost you more. Add the inflation and the taxes as well as the constantly increasing fuel prices, owning a car these days seems a luxury. Well, not everybody has the money to spend and maintain a decent car let alone buy a new one. The thing is, you really do not need to buy a new car. If you are a budget conscious buyer who value functionality and practicality, then a trip to the salvage vehicle auctions can be a smart choice.

    If it is a great deal you want, then a great deal it is that you can find in many salvage car dealers in the US. You can buy a range of repairable vehicles, repairable wrecked cars or theft recovered vehicles at bargain prices. Even if you sum up the price of a salvage car and the repair, the cost is still less than half of the price that you will pay for a brand new car.

    So where do salvage cars come from?

    Car insurance companies often declare a vehicle totaled if it has been damaged through an accident, a flood, a hail storm, a tornado or hurricane. These cars may have damages but some can be easily repaired or rebuilt to their perfectly safe operational condition. Also, a recovered carnapped vehicle can also be declared totaled if the owner does not want anything to do with it anymore. Which in such case, a theft-recovered car may have minimal to no damage at all!

    Buying a salvage car is a great money saver and if you are into repairing cars, a great and fun project too! You can pay the car that you like at the price you can afford. All you need to do is to bid the price that you think the car is worth!

    However, to ensure you got the best value for your money, always deal with a trusted salvage car dealer in the US. Always find out how you can be guaranteed of a fully functioning vehicle at a price that will not dent your pocket even if you repair or rebuild the car.

    To help you find a great deal in the salvage industry, check out Salvage World. It is the fastest becoming renowned insurance salvage car dealer that can deliver promising cars at great bargain prices.

    Custom Car Decals, Stickers, Graphics – Letters – Bannerbuzz #auto #alarms

    #auto window decals

    that can give you Bang for your Buck

    Make your Ride the Talk of the Town with Attractive Car Decals!

    Want to make your vehicle zoom along in style and want car decals to accentuate your need for speed? Bannerbuzz has that covered with car stickers, decals and magnets that will deliver exactly what you are looking for. Already have a design in mind for your sticker? We can make it better or tweak it according to specific requirements with ease.

    Our design team is always on hand to ensure each order undergoes the strictest quality check before being shipped to our esteemed clients. This extends to our clear car decals and stickers as well, which are quite similar to their window based counterparts, but just printed on a see through material.

    This is one of the main reasons why so many of our customers prefer to stick them on their vehicles. They are great to display logos and artwork and since they are pre-glued, they can be stuck on and taken off with ease without damaging your car’s paint job.

    Quality Decals that can give you Bang for your Buck

    At Bannerbuzz, we offer only the best quality opaque car decals and stickers which:

    • Are printed on only the strongest vinyl to ensure longevity.
    • Are printed at 720 dpi to 1440 dpi.
    • Can be easily installed despite height and width.
    • Made from sturdy materials that can withstand the elements with ease.

    If you want your car decals to be visible from the other side of the glass, do let us know and we will make it happen. Plus, we will not ask for additional money for it either. Our state of the art printing technology as well as more than two decades of experience in the industry, have allowed us to offer competitive prices that are hard to beat. This includes our one day delivery!

    Our Heavy Duty Magnetic Signs and Vinyl Lettering Solutions are great Billboard Alternatives!

    If you have a small budget to make ends meet for your business, no need to hire expensive advertising when you can just invest in our durable and highly visible vehicle magnet signs. Let your potential customers know that you are open for business with personalized magnet signs that will not leave them guessing.

    This is perhaps the easiest and cheapest way to get the word out about your business on the go. They are portable, can be applied and stripped off easily and you will not require any special tools to handle them either. Our magnetic signs and truck and trailer vinyl lettering can be used to expand your brand’s reach, can withstand the harshest of weather conditions and you can interact with other drivers on the road without worry. Plus, they can be applied on a number of surfaces without damaging them such as glass, steel, metal and even painted surfaces and won’t tear off easily either.

    Bannerbuzz has the decals and vinyl lettering to make your business expand its reach with style. Just get in touch with us and see how we can help.

    Dallas GMC Buick #used #car #website

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    Welcome to Classic Buick GMC near Dallas – Serving the Entire DFW Area!

    Classic Buick GMC in Arlington has been providing high-quality Dallas Buick vehicles and Arlington GMC trucks you’ve come to expect for more than 30 years while exceeding your expectations with excellent customer service. We serve those looking for a new Buick, GMC, or an Arlington used car dealer near Grand Prairie or Fort Worth. We are located on I-20 near Fort Worth. Driving directions are easy from either major city. Whether you’re searching from Dallas or Fort Worth for a new Buick or GMC. a used car, truck or SUV, researching leasing options or looking for a quick quote. our professional and experienced staff is ready to help. Come to Classic Buick GMC and find the perfect new or used car, truck or van for you at our dealership serving Buick and GMC drivers from Fort Worth to Dallas. We’re a great place to find your affordable GMC truck in Arlington or Buick vehicle in the metroplex. We are also just a short drive for Odessa and Irving Buick and GMC shoppers.

    Test Drive a new GMC or Buick Car or Truck near Fort Worth and Dallas!

    While shopping online for a new. certified pre-owned vehicle or Arlington used cars or can provide you with a lot of information and great ideas, only from a test-drive can you truly tell if it’s the right car for you. With great vehicles including the Buick Enclave and GMC Sierra 1500. your regional Dallas and Fort Worth GMC Buick dealer has the new or used car, truck and SUV for you. Contact us and arrange for a test-drive today! We have plenty of new and used Fort Worth GMC Acadia. Buick LaCrosse and GMC Yukon models to choose from for lease or purchase.

    Classic Arlington is your Premier Dallas, Fort Worth GMC Truck Car Dealer

    Thank you for visiting Classic Buick GMC. We’re proud to be the premier Dallas GMC and Buick dealership in Arlington and one of the Fort Worth and Mansfield area’s favorite Buick GMC dealers. If you’re looking for a Midland or Grand Prairie GMC or Buick dealer in the Dallas area take a quick drive to Classic Buick GMC in Arlington. We also have parts. service and repair.

    Check out our Inventory of Dallas GMC models:

    Check out our inventory of Dallas Buick models:

    Your Digital Dallas GMC Buick Dealership near Fort Worth

    Looking for an unbeatable deal on your purchase of a car or truck in Arlington? Classic Buick GMC is proudly offering Buick, GMC specials that rival the Ford Friends Neighbors promotion in the Dallas area. Explore our specials online to get a feel for what we’re offering, or come straight to our Arlington dealership for a test drive. Don’t settle for anything less than the best deal on your new car: Shop Classic Buick GMC today.

    Debt-To-Income (DTI) #auto #loan #rate

    #auto finance calculator

    Debt-To-Income Ratio (DTI) Calculator

    What is my debt-to-income ratio?

    Your debt-to-income ratio consists of two separate percentages: a front ratio (housing debt only) and a back ratio (all debts combined). This is written as front/back.

    Your front ratio is %. This means you pay $ in housing costs out of your $ income each month.

    Your back ratio is %. This means you pay $ in housing and other debt costs out of your $ income each month.

    Mortgage lenders use DTI to ensure you’re not being over extended with your new loan. Experts recommend having a DTI ratio of 25/25 or below. A conventional financing limit is under 28/36. FHA guaranteed mortgages need to be under 31/43. Veteran loans need to be under 41/41. And non-conforming (jumbo) mortgages need to be under 45/55.

    Calculator Tips

    What is my debt-to-limit ratio used for?

    Lenders use your DTI ratio to evaluate your current debt load and to see how much you can responsibly afford to borrow. Less debt equals more borrowing power.

    Should I use my current or future housing costs in the calculation?

    Should I enter my credit card minimum payments or the amount I really pay each month?

    Credit Union Auto Loans #auto #dealer #license

    #auto loan refinance rates

    Auto Loans

    Lower Loan Rates for Autos, Boats, RVs and Motorcycles.

    Whether you have your heart set on a new car or truck, an RV or a boat, get behind the wheel for less money with a great Auto Loan rate from Xceed Financial. All loans feature:

    • No-hassle application online, by phone or at any Financial Center
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    • Up to 135% of retail value on used vehicles
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    • Automatic payment option
    • Shop for vehicles on your smartphone or tablet using our AskAuto® app

    Cash-Out Auto Loan Refinance

    Have equity in your vehicle? Try a cash-out auto refinance with Xceed Financial. When you refinance an auto loan you have with another lender, you can enjoy both a competitive low rate and get cash back to use for whatever you want.

    • Get cash to pay bills or consolidate other credit accounts
    • No-hassle online application, or apply by phone or at any Xceed Financial Center
    • Get a decision quickly

    Cross Canada Collision Parts Specialists – Press Releases #fairfax #auto #parts

    #canada auto parts

    Cross Canada Auto Body Supply Acquires Collision Parts Specialists

    Windsor, ON – February 3rd, 2010: Cross Canada Auto Body Supply has acquired Collision Parts Specialists (CPS). According to terms of the agreement, CPS will become one of the distribution arms for Cross Canada.

    Left to Right: John Santos, Peter Sepetanc, Paul Reichert

    Left to Right: Paul Reichert, John Santos, Peter Sepetanc

    As one of our largest customers, CPS captured our attention as it quickly developed into a major national distributor, said Peter Sepetanc, President of Cross Canada Auto Body Supply. Through aggressive growth it gained significant market share in the distribution channel of automotive aftermarket parts. Our management team agreed this was a prudent move to secure both our competitive advantage and our market share. In addition, the four CPS bumper recycling facilities greatly expand Cross Canada’s product offering.

    Since our inception we recognized the value of Cross Canada’s parts, personnel and leadership under Mr. Sepetanc. Their commitment to quality and service played an integral role in the success of our business, said Paul Reichert, Vice President of CPS. Now, as part of the Cross Canada team, we can further develop our business model and better serve our customers in the collision repair industry.

    The jobber network has, and will always be, the cornerstone of our success, said Mr. Sepetanc. This acquisition will not jeopardize our long-standing jobber relations; it will enhance them, by the addition of the added bumper rebuilding capacity.

    Headquartered in Windsor, ON, Cross Canada Auto Body Supply is the nation’s leading aftermarket parts supplier servicing the Canadian Collision Industry for 48 years. Cross Canada has five distribution warehouses: Windsor, Toronto, Edmonton, Calgary and Vancouver. Collision Parts Specialists, based in Winnipeg, Manitoba, is a b2b supplier to the collision repair market with locations in Toronto, Mississauga, Winnipeg, Saskatoon, Regina, Calgary, Edmonton and Kamloops.

    Contact Peter Sepetanc

    Cross Canada Auto Body Supply

    Cost Efficient – Dependable Transport Services #auto #spa

    #auto shipping
    # Find the Best Available Rates on Car Shipping

    Do you need to ship your car or other vehicle across the country? If so, you’re in the right place. In a just a few seconds, you can complete our shipping quote form and find the best auto transport rates available.

    Why We Can Find You the Best Rates

    We’ve create a competitive bidding environment with many different car-shipping companies. Our shippers know they have to give you their best rate or you’ll simply go somewhere else. Many other car shippers are proprietary, meaning you only get their quote and then you have to spend hours gathering quotes and comparing them.

    We eliminate that hassle. You’ll get multiple quotes and just have to fill out one, easy-to-complete form. Plus, there is no obligation. If you don’t like the quotes you get, you can move on to another shipping site.

    We can give you the best car shipping rates for:

    • Door-to-door auto transport
    • Individual or multiple vehicle quotes
    • Shipping quotes for Trucks, SUVs, RVs, Motorcycles or ATVs.

    What is Car Shipping and How Does It Work?

    Car shipping, also known as auto transport, is the process of moving your car or other vehicle from one location to another. There are two ways to go about it. You can use a carrier or a broker (who has access to many carriers).

    Carriers actually carry the vehicle from one location to the next. Brokers act as middleman between you and the carrier and they usually have access to better rates than you can get on your own.

    In addition to setting you up with a carrier, a broker may also handle many details of shipping, including organizing the car shipping process, paperwork and financial transfers. Carriers set their prices, but brokers can go to many different carriers to find the best prices. They can also work out volume discounts. This means you usually get a better deal.

    Our system adds another level of competition because we also create competition between brokers, offering you an even better rate.

    The First Step —­­ Get a Quote:

    The process starts when you fill out our fast and easy online form above. You submit the information and we match and sent it to variety of brokers and carriers. You receive quotes from multiple shippers can choose the best rate.

    Licensed, Bonded and Insured Carriers

    Every shipping company we work with is licensed and bonded. They also carry federally required insurance for at least $750,000.  So you’re covered if your vehicle is damaged or any other problems occur.

    Ship Anywhere in the U.S. — Including Alaska and Hawaii

    We can provide auto-shipping quotes from your location (US) to any other location (US).

    More than Cars

    Some shippers may transport only cars, trucks and SUVs, but many will also ship other vehicles, including motorcycles, RVs, Vans and Box Trucks.

    If you need a specialty vehicle other than a car, truck or SUV shipped, it’s a good idea to figure out the length, height, width and weight of the vehicle to get an accurate quote.

    Complete our online form now.

    Need more information on car shipping, read through our Car Shipping Guide.

    It includes other articles that explain, in detail, how auto transport works. Plus the guide answers questions like:

    • How Can I Make Sure My Car Arrives on Time?
    • How Can I Find Express Shippers When My Car Has to Get Somewhere Fast?
    • How Can I Find Auto Transporters for Over-Sized our Specialty Vehicles?
    • How Can I Insure My Car Is Not Damaged and What Can I do if it Gets Damaged?
    • How Much Is Too Much to Pay to Ship My Vehicle?
    • How Can I Avoid Car Shipping Scams?
    • Why Is Shipping My Car Less Expensive Than Driving it Across the Country?
    • Why Do People Ship Their Cars Instead of Transporting the Cars Themselves?

    We’ll also cover other specialized topics like “How You Can Save Money by Finding a Great Deal on a Car in Another Location and Having It Shipped to You.” Plus, you can read and print easy-to-use checklists, including our popular — “The Ultimate Checklist for Preparing for a Move.” You can print it, then check off each step to make sure everything is covered and your move goes smoothly.

    Get Started Now

    Before you go, take a few minutes to fill out our quick and easy car shipping rate quote form. You’ve got nothing to lose.  There’s no obligation even if you get a quote. If nothing else, you can use our quotes to compare to the quotes you get from other brokers or carriers.

    Our Commitment

    We’ll find you an auto shipping service to transport your car — on time, in perfect condition, at a great price.

    Get Your Free, No-Obligation Car Shipping Rate Quote Now

    Complete Guide to Auto Refinancing #auto #extended #warranty

    #auto loan refinancing

    Auto Refinancing Tips and Scams

    Last Modified: September 09, 2015 by Jeff Ostroff | Originally Published October 9, 2002

    • Auto refinancing explained and how it saves you money.
    • Why you should consider refinancing even if you have a low APR.
    • Reviews of sites with low rates.
    • How to check your credit and score before refinancing a loan.
    • Steps to increase the chances on getting loan approval.
    • How to get out of paying 21% APR to 25% APR even if you have bad credit.

    What is Auto Refinancing?

    It is one of the best kept secrets around for saving you money, but most people never think about it. You pay off your current car loan with a refinance loan from a different lender that has a lower APR.

    How You Benefit

    You lower your monthly payments and your interest rate drops. This can save you thousands and can allow you to pay off your car even quicker. It’s just like finding money in your pockets after doing the laundry. Use the cash that you saved to pay off other debt.

    Note: Most lenders will not refinance their own auto loans so you will need to apply with a different one.

    Who Should Refinance a Car Loan?

    I like to use the 1% rule. After you buy your car, start watching the interest rates at refinance sites we recommend like CARCHEX or LightStream and see if you can find a rate at least 1% less than your current rate. Use the calculators on their sites to see how much you will save. You’ll be astounded at how much money you just found.

    Steps to ensure a speedy auto refinance loan approval

    These are important points, so pay close attention. You would hate to get rejected for making a silly clerical error.

    • Applications need to be in the same names with exact same spelling as the names on your current auto loan
    • Have your car loan account number handy
    • You must refinance more than $7,500 – any less and it’s not worth the lender’s time
    • Have vehicle’s proper information – including the car’s year, make, model and VIN found on your dashboard or registration.
    • You will not be able to borrow more than the value of the car

    You should know your credit score before you begin the refinancing process. The better your credit score, the lower the refinance rate. You can easily get your credit score online at TransUnion or (you get your 3 credit reports and 3 scores by Experian instantly online, with enrollment in ). Once you have your credit report in hand, you should correct any mistakes you may find in your credit history. This will increase your credit score and help save more money.

    Tip: If your APR is low but you got tricked into a longer term loan to lower the monthly payments you may not need to refinance to save money. You can pay extra on your monthly payments which will get the car paid off faster and lower the amount of interest you pay over the life of the loan. Keep in mind that typically the longer the term, the higher the APR will be so make sure to analyze your situation and apply my 1% rule.

    Fact: You Will Not Need to Have Your Car Appraised

    Many people erroneously believe a car appraisal is required. Unlike a home loan where the value and equity is important, lenders only care about the balance left on your current car loan.

    Many people have asked me why there is a need to refinance when interest rates have been so low for so many years. There are two answers to this question. First of all, the majority of people may not have qualified for the ultra low rates that are advertised. In this case you will likely be able to get a better rate now, especially if your credit score has improved.

    The second reason is that too many people got ripped of by the dealership and tricked into a much higher APR loan than they should have qualified for. If this happened to you, you stand to save a ton of money by refinancing. Auto Refinancing Example

    Let’s say you borrowed $16,500 for 60 months. Now, let’s assume your credit was bad, you had no previous credit history or the dealer put you in a higher APR loan than you should have gotten. Believe me, this finance situation happens quite a bit. Suppose the dealer got you approved when no one else would at 21% APR for a 60 months. Sound familiar? Here is an example of refinancing with another lender at 7% APR.

    Craigslist Cars for Sale: Used Cars by Dealer – Owner #auto #repair #manual

    #cars 4 sale

    Craigslist Cars For Sale

    Craigslist Cars For Sale is a section on the online ads site It offers cars, vans and trucks for sale. Placing a “car for sale” ad on Craigslist is completely free of charge, which makes it an inexpensive method for selling a used vehicle. It also make it a good destination to find vehicles for sale by owner, or at local car lots. In large markets such as Los Angeles, New York, Houston or Florida, you will likely find many hundreds of “used cars for sale” as well as “new cars for sale” ads in a single day.

    Used auto ads, just like other ads, are placed on a sub-area page when a local market is large. The ads appear under regional pages, so “Cars For Sale” ads for the Los Angeles area, for example, will show up in the Craigslist Washington DC section. Craigslist also offers personal ads. help wanted ads. and housing ads.

    If you’re in the market for a new or used car and trucks, How To Find a New Car on Craigslist and How To Find a Used Car on Craigslist provide detailed step-by-step directions on finding your next car on Craigslist. Like many other online sites, Craigslist is subject to scams and theft, so Craigslist offers advice on personal safety for its users. Craigslist also offers advice on avoiding scams. How To Avoid Craigslist Scams also provides useful tips and hints.

    Craigslist is an online service where people and businesses can post classified ads. Most ads are free of charge, and the site itself does not post any advertising on its pages (aside from the classified ones). Craigslist receives nearly 50,000,000 US visitors monthly.

    Craigslist Background

    Craigslist is partially owned (about 20% ownership) by eBay. Craigslist annual sales are almost $1 million ($0.9 million in 2008 ).

    Craigslist covers over 700 local sites in the United States and 70 other countries. Craigslist traffic is estimated at just under 50 million US people monthly in the second half of 2009. These users visit over 20 billion Craigslist pages monthly. Craigslist has about 30 employees in its San Francisco office.

    Complete Automotive Repairs Shop Rockville, MD – Auto Italia #auto #parts #usa

    #auto italia

    Rockville, MD Complete Automotive Repairs

    Auto Italia

    Will your car make it over 150,000 miles? 200,000 miles? With today s car deigns and maintenance techniques, there s no reason your car can t drive as well at 250,000 miles as it did right off the lot – just bring it in to Auto Italia today!

    Your auto maintenance and collision repair resource

    Serving all of Montgomery County, we have provided quality workmanship for all types of vehicles since 1980.

    Our technicians are ASE and I-CAR certified, and all of our work is guaranteed. Family owned and operated, we are dedicated to superior customer service, therefore we guarantee we can beat competitor’s estimates.

    Customize your ride

    We also specialize in classic car work, from restoration and modifications to custom suspension and paint jobs. We perform repairs and modifications for muscle cars, street cars and more.

    Learn More About Auto Italia:

    • Daily Deals Alignment specials, summer A/C special, and other great ways to save money!
    • Auto Repair tune-ups, oil changes, computer diagnostics and more

    We service the following locations: Bethesda, Potomac, Chevy Chase, Silver Spring, Kensington, Rockville, Olney, Wheaton, Germantown, Gaithersburg, and Baltimore.

    Put the knowledge and training of I-CAR on your side – call Auto Italia today at 301-340-8394 to set up your next schedule maintenance or emergency service.

    Don t forget, you can always drop your car of afterhours just fill out our form including tags numbers, telephone (home and work), and the key. We ll call you the next day with an explanation of the problem and your options for service.

    Compro Auto Usate – Valutazione e acquisto con pagamento immediato #auction #cars

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    COMPROAUTOUSATE.NET – VALUTAZIONE E ACQUISTO AUTO IN CONTANTI un servizio completamente gratuito per valutare e vendere la tua auto usata. Una volta ottenuta la valutazione puoi decidere se proporre la tua auto per la vendita con pagamento immediato in contanti.

    La valutazione ГЁ determinata attraverso un’analisi dei prezzi di acquisto e vendita registrati recentemente per auto simili. Le quotazioni pubblicate da riviste che vivono grazie alla pubblicit della stessa industria dell’auto, sono una cosa ben diversa dai prezzi effettivi di mercato.

    La stessa Quattroruote specifica che fornisce solo valori teorici . La quotazione che si ottiene attraverso questo portale ГЁ orientativa, comprende un prezzo minimo e massimo, essendoci fattori che possono influenzare la valutazione (es. allestimento, kilometraggio, stato d’uso, colore, zona di rivendibilitГ , etc.)

    Questo portale oltre il servizio “compro usato” offre altre utilit come i richiami ufficiali delle case costruttrici di auto, moto e pneumatici, calcolo del bollo, informazioni generali sulle auto, un blog tematico etc.

    Top Rated Car Leasing Companies #bronx #auto #auction

    #auto leasing companies

    Top Rated Car Leasing Companies

    October 14, 2013

    In your search for a good car lease, finding good car leasing companies can be more difficult than you might think. Many car leasing companies impose many types of restrictions, requirements and other roadblocks that make obtaining a lease difficult at best. In addition, many car leasing companies can impose stiff fees and penalties for almost every aspect of a car lease. However, there are car leasing companies that make things easy and even offer flexible and convenient terms for their customers.

    The Best Car Leasing Companies

    Customers were asked to rate leasing companies based on their individual experiences. For example, individuals were asked to rate leasing companies based on: fees and deposits, level of friendliness and helpfulness by the customer service staff, and their overall leasing experience.

    The Worst

    Conversely, Infinity/Nissan has consistently been chosen as one of the worst car leasing companies. Nevertheless, when searching for a car lease company, you may consider one of the more recommended institutions. In the end you’ll probably save a lot of money, and certainly a considerable amount of grief.

    Connex CU – Member Center – Current Rates #auto #junk #yards

    #current auto loan rates

    Term Share and IRA Certificate Special Offers ($5000 Minimum)

    *APY = Annual Percentage Yield. Rate effective November 1, 2015 and is subject to expire at any time. Minimum deposit to open account and to earn APY is $5000. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. May not be combined with other offers. Your Choice Checking requires full Direct Deposit or a $5 monthly fee is imposed.

    Standard Term Share Certificates ($500 Minimum)

    Home Equity Loan Rates on November 1, 2015

    *Rates above are based on borrowing up to 80% of equity in home. Term of up to 20 years. The APR is the credit union’s standard. The rate may vary depending on each individual’s credit history and underwriting factors. Effective November 1, 2015. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowners insurance is required for all Home Equity products. Home Equity financing on CT owner-occupied properties only.

    Home Equity Line of Credit Rates on November 1, 2015

    Current rate is 4.00% APR

    Note: Prime -.50% for the life of the loan, based on the Wall Street Journal Prime Rate. No points, fees, or closing costs.*

    Rate above is based on borrowing up to 80% of equity in home. The annual percentage rate (APR) will not go below 4% at any time during the term of the loan. The maximum lifetime ceiling APR is 8% higher than the initial rate, not to exceed 18% APR. The maximum annual rate adjustment is 3%.*

    Mortgage and Home Equity rates subject to change without notice.

    APR=Annual Percentage Rate. This plan has a variable rate feature and the annual percentage rate (corresponding to the periodic rate) and the minimum payment may change as a result. The annual percentage rate includes only interest and no other costs. The annual percentage rate is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published the highest rate will be used. We will use the most recent index value available to us on the 25th of each month (or the first publication following the 25th) before any annual percentage rate adjustment. To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. Ask us for the current index value, margin and annual percentage rate. After you open a plan, rate information will be provided on periodic statements that we send you. For Home Equity Loans and Home Equity Lines of Credit rates may vary depending on each individual s credit history and underwriting factors. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowners insurance is required for all Home Equity products.The minimum line of credit amount is $10,000, and theminimum credit advance that you can receive is $500 for the first advance and $500 for each subsequent advance. Home Equity financing available on CT owner-occupied properties only. Rates shown are for new loans only. Existing Connex Credit Union loans do not qualify.

    *Connex Credit Union absorbs all third party costs associated with your loan. The Good Faith Estimate and final documentation you receive will include an estimate of your annual homeowners insurance which is paid separately by you.

    **RATE CHANGES: The annual percentage rate can change on the first day of each month. The rate cannot increase or decrease more than 3 percentage points in any one year period. The ANNUAL PERCENTAGE RATE cannot increase more than 8 percentage points above the initial rate or the maximum permitted by law, whichever is less. However, under no circumstances will your ANNUAL PERCENTAGE RATE go below 4% at any time during the term of the plan.

    Compare Insurance Quotes – Cheap Auto Insurance Quotes Online #used #auto #loan

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    Shopping for auto, health, life, and home insurance begins online. Most people compare insurance quotes online. Many people buy car insurance premiums that are overpriced as well. By comparing auto insurance quotes online from multiple insurance companies, you can be confident knowing you got the best and lowest auto insurance rate. It is well known that car insurance companies have their lowest auto insurance rates online. This website provides cheap auto insurance quotes for all 50 states in the USA. When you enter your Zip Code, you will be able to see the lowest free auto insurance quotes offered by insurance companies where you live and pick the insurance policy that works for your situation the best. These car insurance quotes are safe and secure since they are comeing from the biggest and most reputable auto insurance companies. The purpose of this insurance site is to provide the lowest possible car insurance quotes so that you can compare insurance quotes instantly. All of your information is safe none of it is sold to other insurers or brokers. We will save you time by only displaying car insurance companies that offer coverage where you live. All auto insurance quotes are up to the minute current so the quote you see is the insurance quote you will recieve. This is a fast and efficient way to shop for auto insurance you will not be required to provide further information down the road to obtain car insurance coverage.

    These insurers all want your business and know that rival auto insurance companies are competing with cheap rates. You will have peace of mind knowing all of the auto insurance companies represented are the biggest and most well known car insurance providers. Obtaining all this information from one source is an ideal solution to compare car insurance quotes. You need not worry that it will take alot of time to compare insurance quotes. In 30 minutes or less you might get at least 3 auto insurance quotes. This should be enough to see how comparable your renewal quote will be as well as what you should expect to pay for a new car insurance policy. We are pleased to be able to offer a reliable efficient service to auto owners. We hope most users of our site will get an auto insurance policy at a reduced rate young drivers as well as experienced drivers, we hope you recommend this site to your family and friends. Once you compare auto insurance quotes you can make an informed decision that will benefit you now and in the future, when they renew your policy at the end of it’s term at a lower renewal rate. You shouldn’t assume your current insurance company is provideing you with the best rate, it pays off in the long run to compare insurance quotes for the best deal, possible this will save you money for years to come.

    Auto Insurance Articles and Tips

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    NetQuote In The News

    The Insurance Industry s #1 Lead Provider Learn How NetQuote Can Help You Grow Your Insurance Leads Business

    As the Internet s most popular insurance shopping service, we provide our nationwide network of insurance agents a consistent volume of high quality insurance leads.

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    Online Insurance Quotes Save Families Money

    Insurance is a fact of everyday life. If you want to own a car, a home, or a business, or simply want to protect your family s health, you need to be and in some cases, have to be–insured. Getting coverage can sometimes become an overwhelming and confusing process, and sometimes an expensive one, but it doesn t have to be. NetQuote provides you not only with the ability to compare quotes, but also with the information you need to make the process easier.

    Free Insurance Quotes: The New Rule of the Online Insurance Quote

    Getting free insurance quotes is far different today than it used to be. Historically, it cost someone money to get a look at rates from a company. In their view, they were working and you might possibly go with another company so the should be able to make some money for their time. Typically, a company would waive the quoting fee if you bought their plan.

    But that is the past. Today, if you pay for an insurance quote online or even offline you are likely not dealing with a reputable company. So word to the wise, if you are being charged to get a look at a company s premium rates, RUN don t walk away. All insurance companies offer free insurance quotes. It is the new way of doing business.

    How to Compare Insurance Rates

    So now that the industry has changed such that you can get insurance rates for free, you need to know how to compare insurance rates so that you are getting the best deal to protect your home, car, business, health or family. First, once you fill out a form on NetQuote, your work isn t finished. You now need to compare the exact policies from each company and see A) who offers the best price? B) Who offers the most comprehensive coverage? And C) Who offers the most coverage for the best price?

    One of the great things about NetQuote is convenience. The average auto form is typically around 115 questions and if you use a service like ours, you only have to fill out these questions once and you can get as many as five insurance quotes from major providers from your area. Without us, you not only have to have to reach out to those same companies individually and fill out their 115 questions each time, but you also have to make sure that you answer every question in the same way each time. If you don t, your quotes won t be apples to apples, and if you aren t making an accurate side-by-side comparison then you really aren t judging each company s policies objectively.

    The Cheap Insurance Myth

    It was once widely known that cheap insurance was just that: cheap insurance. It did not cost much, but it also didn t cover much. This is still true today in that you can find very inexpensive policies that don t cover very much; however, don t be fooled into thinking that all cheap insurance policies aren t worth much.

    Insurance companies are changing their insurance rates all the time. Sometimes they raise them when there have been a large number of claims, and sometimes they lower rates when they are looking to pick up more clients. What all of this amounts to is that a cheap policy might just represent a market shift or a change in the needs of a particular company. In other words, don t just give the hairy eyeball to all cheap rates; seek them out. Just make sure that the policy represents your needs well.

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    How to Compare Car Insurance

    Finding the right car insurance company for your needs and budget can require some time and research. Fortunately, there are many ways to compare car insurance companies from the comfort of your own home. Most of the qualities of a good car insurance company can be researched online.

    The best way to begin comparing insurance companies is to get quotes from several companies, which can easily be done by simply entering your zip code in the box at the top of this screen. Get quotes from several companies.

    When you have a short list of the companies that offer the best prices, you can begin comparing the details of each company directly. Try to narrow the choices down to five or fewer so that you can really focus on the differences between each policy without becoming overwhelmed by the different options. Each company offers different rating structures, discounts and special offers.

    Insurance Coverage Areas

    Some companies, like State Farm, have offices in each of the 50 states. When you compare insurance companies, find out where they are based and how many locations they have. Companies that operate exclusively online will have a list of states where their insurance is accepted. Most insurance companies have a very broad reach and can provide coverage in any state.

    AAA offers auto insurance to customers throughout the United States. The insurance coverage is not tied directly to AAA’s famous roadside assistance plan, which means that anyone can purchase insurance whether members of AAA or not.

    The benefit of purchasing insurance from a company with such a wide base of operations as AAA is that you can move from state to state and still maintain your insurance policy with the same carrier. Your rates may change as you change locations, but you can remain comfortable with the insurance company that you are used to using.

    Online Insurance Companies versus Brick and Mortar

    Since the internet has become safer for consumers and more dynamic for businesses, it has grown into one of the most popular ways to purchase car insurance. Several companies like Progressive and Esurance do not sell their policies through any brick and mortar locations at all. They are strictly available as online insurance companies. When you compare different car insurance companies, you need to understand how online insurance coverage can differ from traditional brick and mortar coverage.

    Progressive is an online car insurance company that offers quotes from several different agencies on its website. In general, Progressive will attempt to provide customers with a lower price than the quotes offered by competing companies.

    Progressive customers can choose from several different types of coverage, including auto, motorcycle, and recreational vehicle insurance. Customers deal with Progressive mainly through e-mail exchanges rather than over the phone, which can make communication slower than you would experience with a traditional insurance agent. Safe drivers who do rarely file claims may find that the low cost of working with an online insurance company is worth the limited communication options.

    Insurance Companies that Cover Specific Groups

    When you compare different car insurance companies, make sure you pay attention to companies that cover specific demographics. Companies like the AARP offer insurance to people who are age 65 or older. AARP can offer discounts to because is zeroes in on this specific demographic. Young inexperienced drivers are not part of the customer base, so their high accident rates do not affect the cost of insurance for everyone else.

    AARP and other similar special interest insurance companies can focus their coverage on certain drivers who fall into special categories. This reduction in driving variables usually benefits the insurance customer because it helps keep the car insurance rates lower.

    Compare Insurance Company Ratings

    Part of comparing insurance companies is to find out how financial stable the companies are. Those with the longest history are more likely to continue being there when it’s time to pay claims. You want an insurance company that has been in business a long time, with a reliable record for paying claims.

    There are online resources to help you conduct a thorough investigation into the standing of several different insurance companies. When you have compiled a list of companies you are the most interested in, visit a ratings site to see where those companies fall in the list of car insurance companies.

    Rating site J.D. Power and Associates is an excellent resource of information about the reputation of individual insurance companies. They publish the results of policyholder surveys from all parts of the country. If you visit the J.D. Power and Associates website, you will see the detailed listings of the most popular insurance companies and how their customers rate the companies’ performance. This can be a powerful tool to help you choose between well-established insurance companies that operate in your area.

    Standard and Poor’s is another rating company that provides the financial information about different insurance companies. If you are unsure about how solid or trustworthy a particular insurance company is, you can check the Standard and Poor’s website to see how the company’s financial holdings are rated.

    If the financial information shows that the company is doing well, you can feel more confident that the insurance company will be able to cover your costs if you are involved in a serious accident. If the company looks less financially sound, you may do better to choose a different, more stable insurance company.

    Customer Reviews and Online Forums

    Reading through customer reviews or online forums may be the most time consuming way to compare insurance companies, but it is also the most revealing. Former and current customers from several different insurance companies are listed on different internet sites where they give candid reviews of the service they received.

    Checking reviews for the performance of any service organization requires checking into more than one source for your information. Do not rely on one or two reviews to make your final decision. Give the company a fair chance by reading at least five different reviews before you create an opinion of the company.

    Remember that the majority of the people who take time to go online and leave a review about a company or a service agency are doing so because they are unhappy with the service they received. For every negative review, there are at least five other customers who are happy enough with the service that they do not feel the need to post something about it online.

    Local Auto Repair Shops

    You can learn a great deal about insurance companies by speaking to people who deal with them on a daily basis. Talk to the technicians at a local auto body repair shop about the insurance companies you are considering. These professionals can often give you inside information on what it is like to deal with each of the different insurance companies that they have worked with throughout their careers.

    If the insurance company has dealt fairly with a mechanic, you can trust they will be more likely to deal fairly with you as a customer. If a mechanic has some horror stories to tell you about some of the insurance companies he or she has dealt with, you may have better luck finding a different insurance company to work with.

    Individual Agents

    State Farm is an insurance company that has agents all over the United States. Each agent works independently and represents State Farm as an agency. It is misleading to compare the overall image and reputation of State Farm without considering the image and reputation of each individual agent.

    When you research customer reviews, remember that each agent has a unique personality and character when it comes to dealing with customers. A State Farm agent that works in one city may receive poor reviews online, but the State Farm agent around the block from your house may receive glowing reports from customers.

    When you compare car insurance agencies, begin with the general overview of each company and then narrow your research down to agents that operate in your specific area. Insurance companies vary widely be region due to the personal nature of providing insurance to individual customers. Insurance companies that are based strictly online are the only ones that do not have significant regional differences because they operate remotely and serve a wider geographic base of customers. In the end, you should find the insurance company that you believe you will feel the most comfortable working with if there is ever a problem.

    Compare Plans – SelectQuote Auto and Home #auto #everything

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    Homeowners Insurance

    Copyright SelectQuote Auto Home | All Rights Reserved 2015 | Privacy Policy | Terms Of Service

    *1994 Report, Marshall & Swift/Boeckh

    SelectQuote Auto & Home Insurance Services offers insurance products and services through its licensed insurance agency, SelectQuote Auto & Home Insurance Services, LLC. SelectQuote Auto & Home Insurance Services is not an insurance company. We represent top-rated insurance companies, and receive commissions – and possibly other performance-based compensation – for our services. Products and services are not available in all states.

    2001 Ford F-150 XL-$499 DOWN TT&L **HABLAMOS ESPANOL** #express #credit #auto

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    2001 Ford F-150 XL-$499 DOWN+TT&L **HABLAMOS ESPANOL** – $1500 (Ask about our in House Financing)


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    We have In House Financing with easy terms and quick approval

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    Contact Chuck Sawyer at 713- 869- 3325 for more information on this vehicle. We have a large selection of pre-owned cars. trucks and SUVs in our inventory for you to choose from. Visit our website at to view our entire inventory. All financed vehicles come with a warranty.

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    We specialize in the “Buy Here Pay Here” market, meaning that we are the bank and can finance anyone that we choose. In today’s market getting financed for an auto loan can be extremely difficult. If you have damaged or bruised credit and need a second chance to get into a vehicle, come on down and take a look at our vehicles. We have the best selection of used cars, trucks.

    Compare Multiple Auto Insurance Quotes. #auto #interest #calculator

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    Compare Multiple Auto Insurance Quotes

    If you want the best deal on car insurance, you need to comparison shop. Different insurers charge very different prices for basically the same product. The only way to make sure you have the best price is to get quotes from multiple companies. If you don’t, you could be missing out on hundreds of dollars in savings.

    The most efficient way to compare quotes is online. According to consumer research firm comScore, most people do their insurance shopping on the Web. In the company’s most recent report. 67% of car insurance shoppers said they got a quote online in 2012.

    How to Compare Quotes Online

    There are two ways to compare auto insurance quotes online. The first is to get quotes one by one from the insurance companies you’re interested in. The second is to use a comparison service like

    Using a comparison service like can speed up the process. With ourwebsite, you only need to enter your information once to get quotes from multiple companies. This way, you don’t have to enter your information over and over on individual insurers’ sites.

    Information You’ll Need to Get Quotes

    To get accurate quotes, you’ll need to give information about the following.

    • The cars you want to insure on the policy
      • Year, make, model, and submodel (if applicable)
      • Ownership status
      • Annual mileage
      • Antitheft devices
    • All household members who have access to the car
      • Age
      • License status
      • Driving history
      • Other information
    • The types and amounts of coverage you want

    All of this information will affect the price of your policy. makes it easy to provide the information necessary to get quotes. If you want to speed up the process, we can automatically fill in much of the quote form based on information in your driving history and current policy.

    Making ‘Apples-to-Apples’ Comparisons

    Your coverage choices will affect your prices. Because of this, it’s important to get quotes for the same coverage. This is called making an “apples-to-apples” comparison.

    When you get quotes, always get them for identical liability levels, optional coverages, and deductibles. Using the same coverage choices when you get quotes is the only way to see which company is truly cheaper. If you don’t, the price may be higher or lower because of the coverage options you chose, not the insurer.

    If you use a comparison service like, this won’t be an issue. All of the quotes will be based on the same information that you entered once. But if you do go from insurer to insurer for quotes, make sure to write down your coverage choices and limits so you can stay consistent.

    How Makes Comparison Shopping Easier is a great way to compare multiple quotes. Here’s why:


    When we give you quotes, they’re not just estimates. They’re actual price quotes from major insurers.

    Speed convenience

    Instead of having to enter the same information over and over on multiple sites, you enter it once and get quotes from a handful of insurers.

    One of the benefits of using is that you don’t have to worry about keeping track of your coverage choices for comparison purposes. All of the quotes you get are based on the same options that you choose once. That means all of our comparisons are automatically apples-to-apples.

    If you want to adjust the coverage your quotes are based on, you can do so. As you adjust the coverage levels, the prices will change for all the insurers included in the quote.

    2014 New Autoshopper Study #buy #car #online

    #auto shopper

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    WESTLAKE VILLAGE, Calif. 9 September 2014 — New-vehicle buyers who spend the most time on the Internet shopping for a vehicle also visit the most dealerships to shop prior to purchase, according to the J.D. Power 2014 New Autoshopper Study SM released today.

    “There may be a notion in the marketplace that the more auto shoppers use the Internet to determine which vehicle to buy, the fewer dealers they are inclined to shop, yet we see just the opposite” said Arianne Walker, senior director, automotive media marketing at J.D. Power. “New-vehicle buyers who do a great deal of automotive Internet shopping also go to more dealerships to shop.”

    The study analyzes how new-vehicle buyers use digital devices (computers, smartphones and tablets) to gather information prior to purchase, as well as which websites and apps they use during the shopping process. The study refers to new-vehicle buyers who use the Internet during their shopping process as automotive Internet users (AIUs).

    AIUs spend on average nearly 14 hours on the Internet shopping for vehicles prior to purchase. AIUs who spend the most time shopping on the Internet (12 hours or more) visit more dealers (3.3) to shop prior to purchase than those who spend either a moderate (5 to 11 hours) or minimal (1 to 4 hours) amount of time on the Internet (2.5 and 2.0 dealers, respectively).

    More than one-third (34%) of AIUs use either a smartphone or tablet while shopping at a dealership, up from 29 percent in 2013. Vehicle pricing is the most frequently accessed content while at a dealership (61%), followed by model information (42%), searching inventory (40%) and special offers/incentives (36%). Furthermore, the study shows that among AIUs who use these mobile devices to access vehicle pricing information at their dealership of purchase, 84 percent leverage this pricing information in the negotiation process and 73 percent perceive having obtained a better deal as a result.

    According to Walker, “The phenomenon of ‘showrooming’ at new vehicle dealerships, where potential buyers use their mobile devices to verify information and price shop while at the dealership, will continue to grow. Shoppers are gathering information digitally up to moment the deal is signed, which underscores the need for ensuring mobile websites and apps have up-to-date and accurate information. Dealers need to    accept and embrace this practice as the new status quo and provide complete transparency with price, value and product offering in order to build trust with these savvy new-vehicle shoppers. If not, dealers could lose these customers to the competition.”


    • Devices Used for Automotive Shopping
      • The majority (96%) of AIUs use their desktop/laptop computer for automotive research.
      • Nearly one-third (28%) of AIUs use a smartphone to conduct automotive research in 2014, up from 23 percent in 2013; and 30 percent use a tablet device, up from 25 percent year over year.
      • Forty-one percent of AIUs use multiple devices during the new-vehicle shopping process, which is an increase from 34 percent in 2013.
    • Types of Websites Used for Automotive Shopping
      • A majority of AIUs visit at least one manufacturer brand website when shopping for a vehicle. Site visitors find manufacturer brand websites to be most useful for their model information, vehicle configurators and photo galleries.
      • Nearly 80 percent of AIUs visit a third-party site to obtain automotive information. In 2014, the most frequently visited third-party sites are consistent with the 2013 study results: (listed in alphabetical order) Car and Driver,, Consumer Reports, and Kelley Blue Book. 
      • Users of third-party sites indicate vehicle pricing and vehicle ratings and reviews are the most useful information listed on the sites.

    The 2014 New Autoshopper Study is based on responses from more than 15,300 purchasers and lessees of new 2012 to 2014 model-year vehicles who used information gathered digitally during the shopping process. The study was fielded between February 25, 2014 and July 9, 2014.

    About J.D. Power and Advertising/Promotional

    About McGraw Hill Financial

    Compare Auto Transport Rates – Save up to 55% #auto #calculator

    #auto shipping rates

    How to Compare Auto Transport Rates

    Home Car Shipping Rates How to Compare Auto Transport Rates

    If you are looking for the best possible auto transport rates. then you need to know all about the various options. Each and every day, people ship cars to all parts of the country from all parts of the country. These people make it happen with a process that is relatively easy to understand. Because there are lots of different shipping companies out there to help people with these needs, it is possible to get solid car shipping rates in the current economy. The question becomes, how do you find these rates? The simple answer is through comparison and using the internet, but that s not the complete answer.

    How Distances Correlate with Auto Transport Rates

    As you are comparing auto transport rates. you will find that there is a strong correlation between your rate and the distance that your shipment will cover. What you will find in looking at various companies is that there are some companies who do a much better job of providing low rates for long-range shipments. These companies might take a little bit longer to make the delivery, but they will provide you with something that is actually affordable. For people who are looking for a bit of value, these auto rates will be certainly something to consider. Ultimately, you are going to get the best rates only if you do a complete comparison of many different companies.

    Understanding Your Car Shipping Service Options

    It doesn t take a genius to see the difference in auto transport rates between covered trailers and uncovered trailers. For people who want a little bit more protection for their car, the covered route is a solid choice. These auto transport rates, of course, will be higher because these spots are in higher demand. The level of service that accompanies a spot in a covered trailer will vary based upon which company you are working with. This makes it even more important to look for as much information as you can when comparing the companies.

    Likewise, lower auto transport rates can be had if you are willing to ship the vehicle in uncovered car transporters. As far as getting the car to its destination is concerned, these trailers do an excellent job. The issue here is that they cannot protect the vehicle from outside damage nearly as well as a covered trailer can. Keeping this in mind when looking at various auto transport rates will be your best approach to finding a company that satisfies all of your shipping needs.

    Save Time Money with Online Auto Shipping Quotes

    For those people who are serious about finding the best possible company for shipping their car, it is important to understand just how powerful the internet is in your search. Compare auto transport cost right online and you will be able to see how a bunch of different companies fare when put side by side. Cost is not the only consideration that you have to have in mind, so look for even more information on each of the companies. When you use the internet, you will be able to find out how they protect your car and how long it typically takes them to make deliveries to a host of different destinations. Comparing auto transport rates and details in this way gives consumers a better chance of understanding the process before they walk into it.

    Getting Quotes from Various Auto Transport Companies

    The nice thing about the internet is that you don t have to go around calling each and every one of the auto transport companies. In the past, this would have been the only way to find the information that you were looking for. When you compare car shipping prices using a comparison site, you can get a price quote from each and every company you are interested in without ever picking up the phone, which saves time and can really put things into perspective for you.

    Who Provides the Best Auto Transport Rates?

    When you are going through the various sites and comparing car shipping cost. you should keep your eye on those companies that are looking to break into the business with solid introductory prices. Many times, these companies will be looking to attract a new, loyal customer base. Using the net to find these price deals will save lots of money, whether you are shipping a car that you have just purchased, or a car that needs to be moved across the country with you.

    Ultimately, comparing car shipping prices is the first thing that you need to do, and it s much easier when you enlist the help of solid comparison sites. As a consumer, you have to put in due diligence and, at the same time, you need to be aware of some of the things that impact auto transport prices.

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      Coverage Basics Policy Basics Rate Factors Discounts Buyers Guide Teens & Seniors High Risk Claims USA State Guide

    Are You Paying Too Much for Car Insurance?

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